Anil Singh about Home Loans | How To Clear Home Loan Faster - Home Loan Details | SumanTV Business

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11 ай бұрын

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Anil Singh about Home Loans | How To Clear Home Loan Faster - Home Loan Details | SumanTV Business
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Пікірлер: 176
@weathergenerator
@weathergenerator 10 ай бұрын
Will suggest another idea. Stay in a rented house for the first 3 to 5 years. U will be in a position to complete tlrepaymen in 5 years flat. Because the rent we pay for a 50 lakh apartment rarely exceeds 10,000 rs. So instead of paying every month interest and principle amt of approx 60,000 you are only paying 10,000.which is saving each month is 50,000 or 6 lakhs in a year or 30 lakhs in 5 years. And if u want to be even more enterprising, invest the 50,000 on a plot where u can pay for it in monthly instalments. Sell this plot in 5 years and You will easily get double the value. With this money, buy the apartment right royally as the new apartment will not increase very high in 5 years time.
@perojinaresh3464
@perojinaresh3464 8 ай бұрын
❤ mama nee mokam mana age pothundii kadhA
@weathergenerator
@weathergenerator 8 ай бұрын
@@perojinaresh3464 will greatly appreciate if you would point what was incorrect. I think u r the category who have no capacity to suggest an alternative thought process. It may be correct or incorrect. But the capacity to contribute.
@himabindu9898
@himabindu9898 Ай бұрын
Yes we are also planning for the same
@reddyd3106
@reddyd3106 Ай бұрын
​@@weathergenerator naku em artham kaledu
@anthonypatrick1042
@anthonypatrick1042 8 ай бұрын
Very much knowledge things I learned from this
@PraveenReddy007
@PraveenReddy007 4 ай бұрын
Yes true salary will increase but the rate of inflation is more then our salary's. This is actually bad for human life in future
@crazyvlogz678
@crazyvlogz678 5 ай бұрын
Excellent explanation sir ji.🎉
@user-tc6zb7sk7f
@user-tc6zb7sk7f 8 ай бұрын
Super idea use iyyindi. Thank you sir.
@srikanthreddy5818
@srikanthreddy5818 2 ай бұрын
Really Meeru a Bank lo loan thisukunnaru
@prakashmyadam2514
@prakashmyadam2514 3 ай бұрын
GOOD IDEA .THANKS.
@saiganesh3629
@saiganesh3629 6 ай бұрын
TV Pettaru good idea, but Video lo em kanpinchatledu maku.. Try to resolve that issue.
@mvr1950
@mvr1950 8 ай бұрын
Excel sheet not clear to viewers So your presentation is as good as without clear sheet
@mahendranath9520
@mahendranath9520 11 ай бұрын
Rate of interest also increasing every year 😅 Banks are more smarter than individuals 😅
@mahesh3588
@mahesh3588 8 ай бұрын
It's fact
@rakeshgajre2598
@rakeshgajre2598 Ай бұрын
That depends on RBI REPO RATE every 3 months they change Bank does increase or decrease...
@shravanreddyk
@shravanreddyk 11 ай бұрын
Explain chesetapudu only excel sheet chupisthe it will be better.
@prasanthin3461
@prasanthin3461 8 ай бұрын
Exactly
@Prabhusiri327
@Prabhusiri327 8 ай бұрын
Ala chupistey ela vaadi kojja mokham manam chudalemga ani l😂
@user-ny7vp3rl4b
@user-ny7vp3rl4b 8 ай бұрын
Ah starting lo sodhi kuda ekkuvaindhi. Direct point ki vellakunda
@gowreeswarigowri8616
@gowreeswarigowri8616 2 ай бұрын
​@@Prabhusiri327😂😂
@madhubammidi676
@madhubammidi676 Ай бұрын
Minimum common sense undaaali this show editor kii
@kskaleemulla7679
@kskaleemulla7679 7 ай бұрын
Thanq sir
@narasimhabhagavatula8360
@narasimhabhagavatula8360 11 ай бұрын
Is it required to be included that is extra installments Tobe put in loan agreement
@b.narsimhareddy9449
@b.narsimhareddy9449 Ай бұрын
Very good suggestion sir
@sudhakarreddy6074
@sudhakarreddy6074 7 ай бұрын
Sir good information 🙏🙏🙏❤
@Bajanachannel
@Bajanachannel 9 ай бұрын
Super Speech
@user-ow4eb7zw2d
@user-ow4eb7zw2d 7 ай бұрын
Thank you sir
@sreenivasuluyerramsetty2527
@sreenivasuluyerramsetty2527 Ай бұрын
Sir meru manche idea yentharu Tanq🎉
@mdroshankhan77
@mdroshankhan77 11 ай бұрын
Voice good Madam 😊
@BalakishanPerka
@BalakishanPerka 9 ай бұрын
Explain with through excel sheet clearly .
@rammohanmurishetty4857
@rammohanmurishetty4857 4 ай бұрын
Super explanation
@virlankivijaykumar1666
@virlankivijaykumar1666 Ай бұрын
Excellent sir
@subbughantasala5751
@subbughantasala5751 10 ай бұрын
Good video. .sir
@MrVinodkumar92
@MrVinodkumar92 10 ай бұрын
This is good and everyone explaining the same. Banks are not approving for this strategy. What are the rules to apply in bank saying I will pay extra emi as emi are auto withdrawal
@Anotherck
@Anotherck 8 ай бұрын
You can prepay the loan ..it can be any amount morning than 2 emissions.. ex.for 50lakh loan...50k is emi means..if you have 1lakh in hand you can prepay the principal amount that is loan amount will be 49lakhs from next month and you can either reduce emi or tenure of the loan
@rameshjosyulavenkatakanaka3999
@rameshjosyulavenkatakanaka3999 7 ай бұрын
In bank web site go to your loan account ,and choose the option of flexible payment. For ICICI bank. You have to pay min 1 Mont or 6 months amount .
@anilkumargorrela1723
@anilkumargorrela1723 6 ай бұрын
Hai sir Small dout Iam taking loan Monthly emi Automatically cut avutundi sir So extra emi Ela pay cheyali sir
@juturunarahari6861
@juturunarahari6861 9 ай бұрын
This calculation is also for personal loans a sir please tell me yes or no
@prasadarao2826
@prasadarao2826 7 ай бұрын
Very good video sir
@srinivasdurga7439
@srinivasdurga7439 7 ай бұрын
Sir, thankyou very much sir for your sajasan, one request please meeto meet kalavdaniki time, phone lo discussion chayagalama meeto please
@anonymousTech01
@anonymousTech01 4 ай бұрын
Please stay where you are and generate income ways. You need new home go for rent. Don't have much money go for cheaper cost home. Don't have bike buy seconds. You have landed and need to construct start constructing small parts and expand later.
@skpeersaheb642
@skpeersaheb642 11 ай бұрын
30lakhs ki 10years tenure Pertukuti interst entha paduthundi speed ga loan clear cheyataniki em cheyali sir solution sir
@shashankgudimella6162
@shashankgudimella6162 8 ай бұрын
Antha pedda screen petti analysis chupisthunte, a screen ni zoom chesi chupinchakunda...
@goodfellas8951
@goodfellas8951 8 ай бұрын
Super sir
@banothudevender2237
@banothudevender2237 11 ай бұрын
Extra EMI asal possible ah kaadu....family neck to neck nadusthunapudu
@user-wk1ot8vh4x
@user-wk1ot8vh4x 4 ай бұрын
Sir, is it encourage by banks to pay extra EMI every year
@bobbilijyothi2330
@bobbilijyothi2330 Ай бұрын
Good information sir...
@venkatrao3644
@venkatrao3644 25 күн бұрын
Excellent sir, but Banks r not accepting extra EMIs in all banks it's true
@himagiris3154
@himagiris3154 6 ай бұрын
Good
@Traveller735
@Traveller735 5 ай бұрын
If you take loans then try to close in less than 10 years by paying partial payments. Don't wait till end of the tenures..
@shaikalthaf2425
@shaikalthaf2425 3 ай бұрын
Banks asked minimum 4 EMI,s to pay as part payment not 1 or 2 EMI,s
@user-xc1hv4zb1z
@user-xc1hv4zb1z 5 ай бұрын
If we pay early payments at end of the loan banks ask fine for early payment
@seshukumar2924
@seshukumar2924 9 ай бұрын
Meeru kanipistunnare tappa Excel sheet kaani screen kaani kanipistundaa
@extramixsupervideos1997
@extramixsupervideos1997 9 ай бұрын
Pedavaallakosam edainavynte cheppandi
@pullamraju8261
@pullamraju8261 9 ай бұрын
ఈ system ప్రతి bank లో available గా ఉంటాదా సార్
@kchbalayogi6995
@kchbalayogi6995 11 ай бұрын
Sippar.sir🎉🎉🎉
@wondergirlakshu9930
@wondergirlakshu9930 7 ай бұрын
What if we do prepayment
@bandlakrishnaveni9280
@bandlakrishnaveni9280 11 ай бұрын
bank vadu ela planing cheypAru sr
@rameshjosyulavenkatakanaka3999
@rameshjosyulavenkatakanaka3999 7 ай бұрын
House loan main purpose house and income tx exemption purpose. Principal amount one rate and interest one rate. We should balance all the parameters .simple theory not advisabke.😂
@subrahmanyamvadali3900
@subrahmanyamvadali3900 8 ай бұрын
Excel sheet and figures not visible
@santoshvet35
@santoshvet35 2 ай бұрын
Na home loan 32L, 240 months tenure monthly emi 28300 at 8.75% Recently 9% ki increase chesaru and tenure 320 months chesesaru. 14 months pay chesanu ippatiki na principle outstanding inka 31,20,000 undi.
@venugopal2291
@venugopal2291 Ай бұрын
Please follow EMI increment rule
@Trendingnewslatest
@Trendingnewslatest 10 ай бұрын
First video Ela recorded cheyalo nerchukondi.
@sireeshatagirisa5751
@sireeshatagirisa5751 10 ай бұрын
Ekkada save avuthundhi sir.extra emi krinda avi kaduthunnam kada.
@subbarajugadiraju3252
@subbarajugadiraju3252 8 ай бұрын
On monthly instalment basis😊
@bhavankumar4974
@bhavankumar4974 10 ай бұрын
Personal loans burden how to reduce
@bablubuntybrothers1432
@bablubuntybrothers1432 11 ай бұрын
58.000/-kattadame kastam 2 nelalu okesari kattalantye yela sir
@buddulasuma7815
@buddulasuma7815 5 ай бұрын
Sir 13th month లో one EMI ekkuvaga kattukovadaniki bank vallu permission ఇస్తారా
@chepoorikrishnamurthy7581
@chepoorikrishnamurthy7581 Ай бұрын
Cheppadam easy ne example 40 yrs age lo loan tisukoni 30 yrs pettukunte aperson 40+30=70 inni yrs ah manishi batukuthada cheppandi..
@narasimhamurthyn8518
@narasimhamurthyn8518 8 ай бұрын
Well explained but Middle class people can not pay double EMI every month right
@sharankotturi8139
@sharankotturi8139 11 ай бұрын
Ai use chasi e logic to excel spreadsheet chaskovach.
@saiprayastha7141
@saiprayastha7141 11 ай бұрын
Ai endhuku bro... excel lo ki velli file option click cheste templates untayi... akkada loan ani search cheste vachestadii
@abduljahangir8306
@abduljahangir8306 8 ай бұрын
Sir, please send Excel sheet
@chinthakindhiamarkumar18
@chinthakindhiamarkumar18 4 ай бұрын
13 th loan kattamani anttaru" Bank velthe we don't know about this 13 month loan ani antunnaru" So guys don't waste your time"
@balu-vs-balu
@balu-vs-balu 11 ай бұрын
Home loan interest is the loan with the cheapest rate. Don't repay a single rupee extra, invest the same.
@corecs1819
@corecs1819 11 ай бұрын
Not understand 😅 telugu plz
@balu-vs-balu
@balu-vs-balu 11 ай бұрын
@@corecs1819 kzfaq.info/get/bejne/hJyKi7FmmrvWfGw.html
@abhimanyudogiparthy8374
@abhimanyudogiparthy8374 11 ай бұрын
ఇంటి రుణం తక్కువ వడ్డీ రేటు.ముందుగానే మూసివేయవలసిన అవసరం లేదు .ఆ అదనపు డబ్బు మంచి మార్గంలో పెట్టుబడి పెట్టవచ్చు .
@saiprayastha7141
@saiprayastha7141 11 ай бұрын
​@@corecs1819bro... top 100 stocks or top 50 stocks mutual fund lo pettinaa 12 to 15% income vastadhii mana housing loan 8.5 to 9.5 % undhi present soo aa extra money repay cheyadam kanna invest chestee ekkuva better
@devisriprasadvevo
@devisriprasadvevo Ай бұрын
Vammo Edhi mundhe telusthe bagundu
@vadlamudisuguna5543
@vadlamudisuguna5543 Ай бұрын
Please tell me about personal loan
@deepthireddi7678
@deepthireddi7678 10 ай бұрын
Aa dabbulu lekay emi prakaram velledi. Extra money ela earn cheyalo kuda cheppandi mari. Salary perigitay, daniki taggattuganay migatha expenses perugutai due to inflation.
@hussainsk4961
@hussainsk4961 8 ай бұрын
మీరు చెప్పింది ప్రతి బ్యాంకి ఉంటుందా
@sunnyabhi215
@sunnyabhi215 11 ай бұрын
If we pay 116000₹ extra EMI every year 25-2 years= 23 months So we pay 23 × 116000=266800₹ We pay in 23 years extra. So what's the use of paying extra EMI every year sir
@bthulasi8905
@bthulasi8905 11 ай бұрын
He is waste fellow bro. Because he is saying every year we have to increase our emi. Then we are going pay full amount only at the end.
@maheshgurub
@maheshgurub 8 ай бұрын
If you pay 2 EMI extra, you’ll complete the loan in 15/16 years. No need to pay for 23 years.
@sairamvangaveeti3843
@sairamvangaveeti3843 3 ай бұрын
Sip
@217prashanth9
@217prashanth9 8 ай бұрын
34 lakhs taggutundi kani every year 1.16lakh for 25 years ante almost same aytundi Ahh matram telivi leknda undi anchor
@PraveenKumar-ou7hi
@PraveenKumar-ou7hi 4 ай бұрын
Increase of EMI is not ur decision, it’s a bank decision. You need to be eligible for it ante again u will have to share all ur financial documents and that needs to be reviewed and approved by Bank. Hidden conditions not shared here😂😂😂
@honeybittu576
@honeybittu576 2 ай бұрын
IIFL home loan details chepandi sir
@anushaalajingi
@anushaalajingi Ай бұрын
Hi sir, I hav a home loan in (2017) cbi bank. it belongs to pmay scheme but still it's not given to me please tel me how to claim this scheme as soon as possible
@vagdevigaddam5230
@vagdevigaddam5230 2 ай бұрын
Can we pay the car loan in same way
@bnrreal-estate6042
@bnrreal-estate6042 Ай бұрын
Evry year 10% extra pay chesukunta velthe 107 monthly loan complete avuthadha sir.. 1)58000 13)64000 24th month varaku and 25th month extra 10% ante 70400 to 36th manoth varaku 37th month 77440 up to 48th month.. So every 1 year ki emi lo 10% add chesukunta emi pay 107 monthslo complete avuthadhi kadha sir.
@cvnrao4205
@cvnrao4205 8 ай бұрын
Don’t take home loans , people become beggars
@saigoutham8968
@saigoutham8968 4 ай бұрын
True bro😢
@gnaveenkumar50
@gnaveenkumar50 Ай бұрын
Yes it's true
@fun_joy
@fun_joy Ай бұрын
💯
@RabiabegumShaik-rw3po
@RabiabegumShaik-rw3po Ай бұрын
Exactly...
@rameshbabu8163
@rameshbabu8163 Ай бұрын
How can we buy house
@vineethjavvaji3401
@vineethjavvaji3401 5 ай бұрын
మన దగ్గర అంత అమౌంట్ ఉంటే లోన్ ఎందుకు తీసుకుంటాం emi కట్టేది అందుకే కింద మీద పడి కడతాం అట్లాంటిది అంట 10% పెంచారా 20% పెంచాలని
@chakravarthi369
@chakravarthi369 8 ай бұрын
Screen chupinchedi prajalakaa ? Leka Mee Suman tv vallu chusukodanikaa ?
@SyedaHasibunnisa
@SyedaHasibunnisa Ай бұрын
Hello sir While paying one EMI extra they ask that amount towards intrest or towards principle amount?which one shall we choose sir?
@SeetharamNaidu_Kore
@SeetharamNaidu_Kore Ай бұрын
Principal
@srinivasponnalagarage
@srinivasponnalagarage 5 ай бұрын
సామాన్య ప్రజలు ఏవిధంగా ఉపయోగించు కోవచ్చు ???
@singaramkiran8403
@singaramkiran8403 8 ай бұрын
Early salary 25000 increase avutundha em matladutunnaru sir.
@stellab9105
@stellab9105 4 ай бұрын
Sir floating interest better or fixed interest is better please explain
@Reddy-lo5oy
@Reddy-lo5oy 3 ай бұрын
floting better
@Bhuayan
@Bhuayan Ай бұрын
Nama sir
@shansree8680
@shansree8680 7 ай бұрын
Every year 10 EMIs extra kadithe benefit untunda
@dnr4839
@dnr4839 7 ай бұрын
207 months ki katte ammount ekkuvathadhi ....300 months ki 58 thiusand kadithe...207 months ki 85000 kattali....salary emaina miru ada kurchoni cheppinattu peruguthadha .....
@vagulajoseph9722
@vagulajoseph9722 11 ай бұрын
Full dialogs sir matter thakuva?
@saiprayastha7141
@saiprayastha7141 11 ай бұрын
Aa 75 lacs appu teskokapothee aa 90 lacs save ayyinatte....
@user-lq1ck8yj1q
@user-lq1ck8yj1q 10 ай бұрын
😂
@shivasrk4014
@shivasrk4014 5 ай бұрын
Home loan tisukondu evadu last varaku kattadu kottaga Inka emyna idea unte ceppandi
@mohammedalmesfer6660
@mohammedalmesfer6660 4 ай бұрын
7:19
@kanakarajukonda1633
@kanakarajukonda1633 2 ай бұрын
Additional payment s every year 1 lakhs payment chestunnanu Eddi Benefit avuthundha!!!!!
@Naveen_Kumar.K
@Naveen_Kumar.K Ай бұрын
Kindly share that excel
@anarsireddy7766
@anarsireddy7766 Ай бұрын
Emi kakunda part payment cheyyacha
@nagabhushanampadhi348
@nagabhushanampadhi348 4 ай бұрын
ఏడిసినట్లే ఉంది మొత్తం loan వెంటనే తీర్చివేస్తే
@slavetosir5538
@slavetosir5538 11 ай бұрын
Anchor ekkada dhorikindhi mastaru... ?
@dynamicdeepika5873
@dynamicdeepika5873 Ай бұрын
Oka 40 laks loan ki aite monthly emi 12000 ga pettukunte takkuva years lo ela clear cheyavachu
@rajkumarkasa5039
@rajkumarkasa5039 6 ай бұрын
SIR PL SHARE EXCEL SHEET
@raheemshaik3381
@raheemshaik3381 11 ай бұрын
Nuvvu chepevi nammalem sir
@ganeshnaralakanti7629
@ganeshnaralakanti7629 7 күн бұрын
ఐ సార్ ది ఉటి జోలే లైవ్ కోసం మే అంత ఉంత జోలే
@ffnaturephotography4489
@ffnaturephotography4489 Ай бұрын
2 laks loan kavli na full ditatels estanu mothly emi yanta katali 2 years tanur kavali yavaru aina epistara
@maddiralavinod3142
@maddiralavinod3142 8 ай бұрын
operation success but patient dead
@anilkumargorrela1723
@anilkumargorrela1723 6 ай бұрын
Hai sir Small dout My loan EMI Automatically cut avutundi sir monthly monthly So maku 12month ayaka year ki extra emi pay cheytaniki emyna option vunda .... A extra emi Ela pay cheyali Please answer sir
@venugopal2291
@venugopal2291 Ай бұрын
Please write the mail your bank for Extra EMI or EMI increment
@mallieswar2792
@mallieswar2792 2 ай бұрын
చెప్పిన క్యాలిక్యులేషన్ ఇయర్స్ క్యాలిక్యులేషన్ ఇస్ రాంగ్
@satish77861
@satish77861 8 ай бұрын
Every year 10% is not possible every year.
@sannysanny9601
@sannysanny9601 6 ай бұрын
బ్యాంక్ ఏనా లేదా ఆధార్ ఫైనాన్స్ కూడా సార్
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