Take Out A $40,000 Loan For A Pool?!

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Take Out A $40,000 Loan For A Pool?!

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4 жыл бұрын

Take Out A $40,000 Loan For A Pool?!
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Пікірлер: 461

@TheRamseyShow 4 жыл бұрын

Get life-changing financial advice anytime, anywhere. Subscribe today: kzfaq.info

@candirockstar135 4 жыл бұрын

LOL I honestly think some of these people just call Dave cause they're bored at home...they know what he's gonna say! 😂😂😂

@blackgeneral826 4 жыл бұрын

This one was just a waste of a call seriously

@lady56725 4 жыл бұрын

candirockstar135 true

@1redrubberball 4 жыл бұрын

@Bby Chelsea It's their money, their life, their call. The economy is literally melting down and housing and cars are about to decline, big time, and they don't have a clue! Big readjustment coming!

@michaelb.8953 4 жыл бұрын

I am the 20 second mark and I can already tell he's going to say not to do it.....I'll hit play and see if I'm right.

@soonermagic24 4 жыл бұрын

But what’s your @ tho

@ryanc9888 4 жыл бұрын

This lady literally wants to be swimming in debt.

@alexfonseca2063 4 жыл бұрын

Ryan C Lol

@ChrisMFlorida 4 жыл бұрын

Gold 🤣

@carojames6776 4 жыл бұрын

It's called drowning in debt.

@BlueEyedSexyPants 4 жыл бұрын

** begrudgingly upvotes **

@BudgetLove 4 жыл бұрын

I know right

@CountrySingerWannabe 4 жыл бұрын

Best way to have a pool at the house: buy a house that already has a pool.

@Saxon360 4 жыл бұрын

Hey Dave, should I take out a second mortgage on my house to complete a lawn gnome reenactment of the Battle of Gettysburg?

@TnRinVegas 4 жыл бұрын

Jack Daw That is the only reason anyone should take out a second mortgage. Make sure you visit Gettysburg first if you haven’t already. I recommend around July 2nd-July 5th. The weather and the scenery is stunning during that time and the actual battles themselves occurred around those dates. Its almost hard to believe people would want to fight in such a stunningly beautiful place. Then after your visit, go create your design for your dream lawn!

@candirockstar135 4 жыл бұрын

Lol

@Slingsomelead 4 жыл бұрын

Jack Daw you win this comment section sir, well played.

@szqsk8 4 жыл бұрын

I'd pay admission to watch that!

@emeraldamethyst6222 4 жыл бұрын

omg thats hilarious

@james1000 4 жыл бұрын

They should compromise and get a pool table.

@Hisfinancegirl 4 жыл бұрын

😂😂😂😂

@khangelwakhathi508 4 жыл бұрын

🤣🤣🤣🤣🤣🤣🤣🤣🤣

@Cameronkrzy4life 4 жыл бұрын

I often wonder if people who call in actually watch the show.

@rrennnerr 4 жыл бұрын

Cameronkrzy4life People have convinced themselves that their situation is special and Dace will view it differently. Then they get butthurt that Dave tells them the same thing he tells EVERYONE else.

@random-nz7dy 4 жыл бұрын

@@rrennnerr I think they must not watch it much. Because Dave never ever ever ok's debt in any situation for any reason. He has never made any exception except a mortgage. So it is a head scratcher when this question comes through.

@user-bc7cb8uu7e 4 жыл бұрын

She said she's generally against taking on debt, so I wouldn't be surprised if it's her husband pushing for it, and she called in partially so she'd have someone on her side to convince him it was a bad idea.

@random-nz7dy 4 жыл бұрын

@@user-bc7cb8uu7e good point. Either way far bigger issues here than the pool. Sounds like serious marital issues. Which is only going to be exacerbated if you had an extra 40k in debt.

@jbenitez22 4 жыл бұрын

@@rrennnerr Yes! exactly what I was going to say. Rationalized their mind to the point you believe your situation is different.

@muskiej5 4 жыл бұрын

I think I would accept Chris as the voice of Mufasa.

@johnnymichael1804 4 жыл бұрын

I love Chris!

@lindaminor2872 4 жыл бұрын

@@johnnymichael1804 I like that idea. I can totally hear his voice as Mufasa.

@startingtech3900 4 жыл бұрын

he needs 2 do voice acting

@nick000002 4 жыл бұрын

Theres a reason its called “swimming with debt”

@mitshua 4 жыл бұрын

Or worse drowning in it

@korianabrooks4241 4 жыл бұрын

One of the best answers I’ve read in a long time .

@kingfolk500 4 жыл бұрын

Just go the local pool. How hard is it..

@RealGalaxyGamers 4 жыл бұрын

Unless you get neighborhood kids to pay $5-10 to swim for an hour

@BigMoney23223 4 жыл бұрын

I've known about 6 people with a pool. Their like a pontoon boat. You never want to be the person who owns one. You want a friend who has one so you can use it

@sassed12many 4 жыл бұрын

I wanna meet the kind of people with a bad marriage fixing to borrow $60k for a non essential pool during a global economic slowdown

@NoName-bs3dh 4 жыл бұрын

You really don’t though lol

@Ledge722 3 жыл бұрын

🤣🤣🤣🤣

@dukesinvesting2320 4 жыл бұрын

The title of this answers the question. You should never take a loan out for a pool.

@chrispetro 4 жыл бұрын

Dukes Investing Agree 100%. Usually does not add any resale value / could make a home harder to sell in some cases.

@MichaelP-ke1tm 4 жыл бұрын

@@chrispetro No major improvement ever adds enough to the value to recoup costs unless you live in a luxury market with million dollar homes.

@raptorgod77 4 жыл бұрын

But it’s so hot outside 😔

@woods8523 4 жыл бұрын

@@MichaelP-ke1tm thats not even close to true

@MichaelP-ke1tm 4 жыл бұрын

@@woods8523 I'm a Realtor. You won't recoup 100% of the costs on major renovations and the time and stress is not worth it. It should be in selling condition. Major components like HVAC need to work, new paint, clean or new carpets, new fixtures, clean yard etc. Better to stage than to do full on remodels. Price it right and it'll sell.

@geezy4000 4 жыл бұрын

Calling Dave Ramsey to ask if you should borrow money right after you say you've been following his steps for a while now...priceless.

@YumYum5679 4 жыл бұрын

Two snippets: Chris Hogan’s voice is epic and I love the way Dave says “pool”

@logdon17 4 жыл бұрын

lol, spot on

@KB-sg7tv 4 жыл бұрын

Really a pool. I'd rather spend $50k traveling the world than having a hole in my backyard with water.

@eddy5392 4 жыл бұрын

Kirsten Same!

@michaelb.8953 4 жыл бұрын

Exactly correct!!! The experiences would be lifelong and educational vs. just floating around in a tub of water in the ground for an hour a day in the warmer months. Besides they could invest that $50,000 and her and her husband could take one maybe two nice trips a year and they would still have that $50,000 in their pocket.

@rathelmmc3194 4 жыл бұрын

Different people have different preferences for how to spend their disposable income, nothing wrong with that.

@kgarba9253 4 жыл бұрын

Kirsten totally disagree. Traveling is dumb

@linhaton4957 4 жыл бұрын

Kirsten A pool is an expensive hole in the ground. That being said, it wonderful family fun. We loved it and it was worth every penny. Pay cash for sure.

@stevemathews8429 4 жыл бұрын

Buy one of those $300 Walmart specials and call it even

@lpt2008lt 4 жыл бұрын

Off season u can get one of those big ones for $50. Thats what I did. Lol. Just as happy

@waterheaterservices 4 жыл бұрын

We need a $600 bullet proof vest for visits to our Walmart. Minimal savings.

@Meow-cm7cx 4 жыл бұрын

I’ll swim in a $300 wallmart pool

@xxxBradTxxx 3 жыл бұрын

HOA's in AZ don't allow above ground pools, mine doesn't, but there's a community pool, so it works out.

@andrewstanley903 3 жыл бұрын

That’s what I’m saying! I’d love to have a yard to put an inflatable pool on .

@SteveRam 4 жыл бұрын

Me: reads title Me: clicks waiting for Dave’s reaction 😀

@ChangeSam 4 жыл бұрын

Exactly

@dandyosavage 4 жыл бұрын

*shocked pikachu face* when dave says "No"

@giggityeffyou 4 жыл бұрын

Randy Savage Shocked pikachu face when the video is over and Dave didn't yell at her and didn't follow up with a 10 minute rant. Not getting yelled at by Dave is like a cop letting you go without a ticket

@ApplicoInc 4 жыл бұрын

Love Dave's idea of breaking it down to how much you're paying to enjoy the pool per hour. *❪Cost of pool ➖ value it adds to property❫ ➗ Estimated hours of enjoyment* . If a $55,000 pool adds $10,000 of value to the house and you plan to use it for 1000 hours you're looking at about $45/hr + maintenance expenses. 🏊‍♂️🏝

@Dan-cm9ow 4 жыл бұрын

"Ive been following your plan" and "I'm thinking about a personal loan." Pick one, you can't have both.

@Shawn_at_Sound_Advice 4 жыл бұрын

Dave missed a BIG RED FLAG here, if the couple cant get into a 15 year refinance, then regardless of any other detail , a pool is a BAD IDEA

@jfresh2054 4 жыл бұрын

Kim_Gordons_Single!! A pool is never a bad idea. Having fun is more important than saving

@sanjayaiyar4351 4 жыл бұрын

Josh H Stop trolling

@jfresh2054 4 жыл бұрын

Sanjay Aiyar especially for older folks

@juanponce6653 4 жыл бұрын

My man Dave said Forget the Pool, work on you’re marriage. 💀

@ShadowRaptor8 4 жыл бұрын

Is it bad that I wish she took the loan out before calling Dave? I'd pay anything for someone to call in and say "Dave I'm underwater on a pool!"

@TheY2AProblem 4 жыл бұрын

You better charge admission if you’re gonna do that.

@joefunk76 4 жыл бұрын

TheY2AProblem Yeah, just get 10 people @ $4 per day, EVERY day for the almost next 3 years, to break even.

@carojames6776 4 жыл бұрын

Underwater theme park.

@coniccinoc 4 жыл бұрын

I live in the midwest. A nice built in pool in my area doesn't lower the value of a home much but it doesn't add to it. Most people don't want on, the season is short and it takes time and money to maintain.

@Sinful_Survivor 4 жыл бұрын

Yea, i kind of feel like the value would only go up in places like California or Florida they love water there lol i live in KCMO and i agree a Pool is just a luxury item and doesn't really increase the value of your home here.

@TheDecoCottage 4 жыл бұрын

As a fellow Midwesterner I’d agree with this. In ground pools here don’t add a lot of value since you can only use them about 90 days out of the year and still have to pay to maintain it.

@ThinkBlueAZ 4 жыл бұрын

Kyle4Gaming and AZ. The swim season is 1/2 the year there.

@KarlDag 4 жыл бұрын

1. "I've been following your steps" 2. Can I take a loan? 3. We have separate finances because I'm Asian and I'm a saver and we never take loans. 🤔🧐

@HaLo_Zz 4 жыл бұрын

Right? I was like ....., whoa!

@Ledge722 3 жыл бұрын

🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣

@kylec8950 4 жыл бұрын

Yes do it. Enjoy your life! Pools are awesome.

@EzRiffs 4 жыл бұрын

Everyone I know with a pool actually uses it about three times a year lol. Memorial Day, 4th of July & Labor Day 😝😝

@Luiniss 4 жыл бұрын

EzRiffs Guitar Tutorials unfortunately not worth the cost/upkeep

@coniccinoc 4 жыл бұрын

True for many people, I might be an exception. I use mine 4 or 5 times a week for the 4 month pool season. Use my hot tub about 6 times a week year round.

@VroomVroom05 4 жыл бұрын

You don’t know

@Luiniss 4 жыл бұрын

It makes your homeowners insurance go up as well

@luiniss-musicformeditation4255 4 жыл бұрын

We love our pool

@MR3DDev 4 жыл бұрын

Next Video: Take Out A $100,000 Loan to Repaint my Yacht

@CookingLessonsforDad 4 жыл бұрын

She never said she loves swimming.

@Only2GendersCommonSense 3 жыл бұрын

She only wants it to impress other people and not because she intrinsically likes it. The reason why 90% of people buy things nowadays.

@hurt1704 4 жыл бұрын

If this lady had watched the show, she wouldn't clog the line with stupid questions. Everybody knows the answer to this question.

@MrWarrenRB 4 жыл бұрын

HURT 1 if there weren’t stupid questions, no one would need to call the line

@joefunk76 4 жыл бұрын

“There are two things which have no limit: the universe and human stupidity, and I’m not sure about the former.” - Einstein

@SilenceSlayer224 4 жыл бұрын

These people people could take their grandkids to a water park every weekend of the summer and spend less than that. Just saying.

@user-bc7cb8uu7e 4 жыл бұрын

I was honestly a bit shocked a pool costs that much to install. I can't imagine paying that much, especially now that you bring up water parks

@scarpfish 4 жыл бұрын

Its not just the installation costs. Its the never ending maintenance (even during non-use seasons), plus your homeowner's insurance premiums going up because you built an "attractive nuisance" in your back yard.

@SilenceSlayer224 4 жыл бұрын

@@scarpfish oh yeah, I'm surprised Dave didn't bring that up. The maintenance is the worst part and if you don't do it you'd be better off not having a pool. You're stuck with it.

@cozetteoconnor1289 4 жыл бұрын

Buy an annual water park pass for each kid. Cheaper.

@iaindennis3321 4 жыл бұрын

As my granny used to say, “a fool and their money are soon parted”.

@ChrisMFlorida 4 жыл бұрын

Or in this case pool 😬

@david1731048 4 жыл бұрын

A fool and their money are lucky enough to get together in the first place

@Ledge722 3 жыл бұрын

Proverbs 21:20 says that

@ThinkMoneyBenny 4 жыл бұрын

60k on a Pool right now? 😑 This lady's still living in 2019 !

@NeededGR13F 4 жыл бұрын

It's not like we can go drive to a public pool.

@Vanessabobessa10 4 жыл бұрын

Think Money not everyone is struggling

@rathelmmc3194 4 жыл бұрын

Vanessa A, almost everyone is vulnerable right now though. Our unemployment rate is probably the highest it’s been since we’ve been recording unemployment. States are rapidly approaching bankruptcy. At some point even hospitals will run out of money. How many of those people that they’re treating are actually paying? I mean if you’re independently wealthy sure, but the caller is saying it took a long time to refinance her home. I doubt her family isn’t vulnerable right now.

@sanjayaiyar4351 4 жыл бұрын

Vanessa A Yea... not struggling for now. What if we have a resurgence of the virus and they lose their jobs. The risk reward right now makes absolutely no sense. Surely this occurred to you.

@BudgetLove 4 жыл бұрын

Lol 😂😂

@foxboy123ification 4 жыл бұрын

She seems like a good wife to have

@CountrySingerWannabe 4 жыл бұрын

Get an above ground pool. They are just as fun and you can take it with you when you move. They are easier to maintain and they are cheaper on cost.

@dutchray8880 4 жыл бұрын

When I was looking for a house, I passed on some really nice ones because they had pools. For me, a pool is a deterrent.

@micheleD498 4 жыл бұрын

Agreed! I prefer a nice patio with backyard

@Only2GendersCommonSense 3 жыл бұрын

@@micheleD498 Yep. And this lady even forgot they had a backyard, apparently 😂 0:36

@Angie_cheeks 4 жыл бұрын

This call took a TURN ! 😖

@MrN3RD23 4 жыл бұрын

Never understood how a pool raises value the MAINTENCE on them are crazy

@NeededGR13F 4 жыл бұрын

Probably has something to do with the "keeping up with the Joneses" factor. He said that it only raises the value of your home in neighborhoods where a bunch of the other houses have them. Nobody wants to be the only one in the neighborhood without a nice pool.

@geekedmaxx 4 жыл бұрын

Just go to a community pool there usually free or the city charged a small amount or just go to the gym

@FJB2016 4 жыл бұрын

The maintenance really isn’t as bad as people say. I wouldn’t own a home without a pool, now having one. But it does depend on someone’s finances.

@channell11 2 жыл бұрын

It's one of those things that's nice to have if it's there, but tough to justify if you have to put out the initial expense of having it built.

@michaelb.8953 4 жыл бұрын

"Said something else that caught my eye" That's a new one.

@yamamancha 4 жыл бұрын

I'm glad the Ramsey Show takes time to provide comedy relief in times of difficulty.

@dexterm1285 4 жыл бұрын

The best way to acquire a pool is buy a house that has a pool.

@lincmerc1581 4 жыл бұрын

The only way I'd ever have an inground pool would be if I moved into a home that already had one.

@nancyval325 4 жыл бұрын

Here in texas my friends have spent around 55k for a pool. Why does everyone think 40k is crazy? How much are pools where you live? But as far as her finances... doesnt sound like a good idea. Debt isnt the way to fix that marriage.

@JM-qn4vc 4 жыл бұрын

I know people who spend that on cars. car= 8 years if you're lucky, pool= almost a lifetime. 🤔

@FJB2016 4 жыл бұрын

It depends on the family’s finances. Like Dave says “ you need to enjoy your money.” That pool will be there a long time and provide tons of fun multiple times a week for their family. We have a pool and I couldn’t imagine not having one.

@youas_memoir 2 жыл бұрын

Thank you!

@StarryDynamo88 4 жыл бұрын

Pool vs wait during such a pandemic? Ppl in lines food banks...etc I wouldn't even ask to buy such a thing during this time

@NeededGR13F 4 жыл бұрын

There have always been ppl in food banks tho.

@youngtimer964 4 жыл бұрын

John Adamsct Right John. We are on a fixed income .... a good thing. We continue to live our basically same lifestyle except dining out.

@StarryDynamo88 4 жыл бұрын

@John Adamsct don't have to worry about troubles or don't pay attention to others ? I know it's there choice , their money, but I would rather send 10k to a foodbank then think about a pool while ppl are hurting , children and all .but this is my choice , thoughts

@gorgly123 4 жыл бұрын

Pools are expensive to maintain and run. Figure an extra $200-$300/month at least. Extra insurance, property tax increase, MX, and electricity.

@michaelb.8953 4 жыл бұрын

I thought maybe it might at least decrease insurance as the fire dept. now has a source of water.

@gorgly123 4 жыл бұрын

@@michaelb.8953 Also, a huge liability for people drowning or getting hurt in the pool too. Slipping, etc.

@random-nz7dy 4 жыл бұрын

Even in phx, where I live, and have lived basically my whole life- though some people use pools and it becomes justified. Most people, even here where its 9 months of swim weather use it a ton the first year and then rarely use it. Only on holidays etc. The novelty wears off and the use goes down and it just becomes an expense with mininal upside.

@jvolstad 4 жыл бұрын

I almost bought a really nice house except for the fact that the owner had put in a pool. Those things are hugh expenses and I would rarely use it.

@Stan_sprinkle 4 жыл бұрын

Man I wish I had that guy's voice. I'd have gotten much farther in life

@biblebeltsyndrome127 4 жыл бұрын

That pool costs more than my life.

@copwcuffs5415 4 жыл бұрын

Pool is ~ $600 @ Costco

@kjf5681 4 жыл бұрын

No mention of the fact that they only have 15k in savings and are considering spending it? For the size of their mortgage, etc., where is their emergency fund? You don't blow your only savings on anything.

@luminous6969 4 жыл бұрын

Why would it hurt to talk money with your spouse?

@rajbeekie7124 4 жыл бұрын

She needs to spend the money on the pool. Her spending will help stimulate the economy. It is a patriotic duty to spend. The economy needs help right now.

@booyascone4003 4 жыл бұрын

I just started watching dave I can't believe this lady asked what he thought lol get a loan lol

@angelaonthego 4 жыл бұрын

3 kids, separate finances on his insistence? At some point she might decide she can do better without having to put up with him...

@philmarsh3859 4 жыл бұрын

Pools generally LOWER house value. I've looked at houses with pools as a potential buyer and I considered them a negative.

@ericoxford7069 4 жыл бұрын

I made the same mistake (before finding out about Dave's baby steps) . I took out a $35k loan for a pool and it was a huge mistake. The entire process of building the pool (Dealing with the contractor) took two years off of my life. All in all it wasn't worth it.

@chriswalker7895 4 жыл бұрын

She said literally nothing that was in line with the Ramsey plan. I like how people call Dave obviously having never really listened before. Borrow money for a pool. My husband and I have separate accounts and I have extra money.

@samuelu21352135 4 жыл бұрын

I knew the answer as soon as I read the title

@CountrySingerWannabe 4 жыл бұрын

Marriage isn't perfect, they separate their finances, it isn't time to be committing jointly to anything except getting your marriage closer to the perfect end of the scale.

@mgcaekdb 4 жыл бұрын

Chris’ reaction when she said personal loan 😂😂

@ruanorafa 4 жыл бұрын

Rule of thumb is never pay more than 10% on a pool of what ur house is worth. Ex: $400k home buy a $40k pool

@SteveRam 4 жыл бұрын

🤣😂🤣 this title though! I can’t ☠️☠️☠️

@spencerovalle4872 4 жыл бұрын

She says the "cultural issue" and says her family and her never take loans. Then calls to ask about taking a loan?!....lol

@consumerdebtchitchat 4 жыл бұрын

The best pool is the one someone else maintains. Especially when the ground shows cracking.

@navymed3 4 жыл бұрын

4:13 Dave's finger poised over the mute button 4:35 Dave can't wait anymore and has to cut in

@mriphone1000 4 жыл бұрын

With the chemicals, water, cleaning machines, electricity, repairs. It's really expensive for a good sized pool. I know people with money who filled theirs in with dirt, they got tried of it.

@Vydio 4 жыл бұрын

My DH eventually hired people to demolish it all, haul it away and fill in the hole. We just don't get enough use out of it in the Northeast.

@Only2GendersCommonSense 3 жыл бұрын

0:36 "I forgot we actually have a back yard." The next day, she forgot her house has a bathroom.

@nickstrapko7549 4 жыл бұрын

I love these kinds of questions

@CaptainGnarkill 3 жыл бұрын

Chris has one of the most spectacular voices I have ever heard.

@Big-Government-Is-The-Problem 4 жыл бұрын

the stress of that pool project would probably make their damaged marriage even worse. it would be very foolish to get a loan for that pool

@markamark123 4 жыл бұрын

Buy a hot tub, custom pergola and your bills will be a lot cheaper.

@ThinkBlueAZ 4 жыл бұрын

You live in Arizona. You’ll get enough enjoyment out of it over the years to make it worth it...plus whatever value it may add. Save up and pay cash though. You’ll enjoy it less if you’re making payments for years and paying interest on it. Also, see how the economy turns out. If we end up in a severe recession, you may be able to get a better deal if labor and material costs come down and times become difficult for pool builders. But then make sure you are hiring an experienced and well capitalized company with longevity who will be there to service any warranty issues.

@chrisreynolds6391 4 жыл бұрын

I love calls like this. They make me feel better about my life.

@Saiyijon 4 жыл бұрын

It baffles me that anyone who listens to Dave would call and ask to finance $40k+ for a pool.

@ThePatriots010304 4 жыл бұрын

Generally speaking a pool is a home buying deterrent. Unless you genuinely want one and have the cash to pay for it then do it. Just know in the future if and when you want to sell your house you could have a hard time selling it.

@gr8macaw1 4 жыл бұрын

I wish I never had a pool now I am retired, all the kids are gone. I never use it anymore and out here in SoCal the beach is 15 mins away and it costs me $100 a month for a pool man. Not to mention extra for filter cleaning, replace salt cel etc. My advise don’t get a pool.

@denisestathatos4147 4 жыл бұрын

would central air conditioning cheaper? I would plant a garden with raised beds before I put a pool in the yard!

@Nelsonm97 4 жыл бұрын

You can already tell she has a white husband before she even said it.

@bjkarana 4 жыл бұрын

And pools attract pool sharks.

@danielromero7867 4 жыл бұрын

You already knew it’s gonna be a good when you Dave’s face looking like that in the thumbnail 🤨

@nslouka90 4 жыл бұрын

I live in Phoenix and pools do add quite a bit of value to your property it’s over 100 degrees half the year! Not many people have lawns, just rocks but she is spending quite a bit on some spa deal, could be had for half that.

@gatewaysolo104 4 жыл бұрын

I wonder if she realizes how much work a pool is. A pool requires daily maintenance to keep it clean.

@bmaiceman 4 жыл бұрын

I dont understand that. If there are NO OTHER POOLS in the neaborhood and you put 1 in. HOW IN THE WORLD could that not increase value of your HOME??? You have the only pool on the BLOCK!!!

@calebniederhofer6529 4 жыл бұрын

Get a quality good size above ground pool , have a deck built around it be done . We have had underground pools , they don't get used often, unless you have kids from my experience. Maitanance can be expensive too. I would rather have a boat at the lake , then a hole in the back yard lol.

@fhuber7507 4 жыл бұрын

A swimming pool is a debt that keeps on costing more. Expect an average of $30 a month in costs if you care for it yourself. $10 per 1000 gallons per month to hire pool service (30 years ago) Its a $30,00 hole in the ground with $10K of actual materials.

@buckct147 4 жыл бұрын

$40,000 for a pool in these times not smart!!!!I would wait for a while,just not now it’s too much going on!!!!👀

@NeoAndersonReloaded 4 жыл бұрын

If you care about debt don't buy it til you have cash. If it doesn't bother you to buy the pool now get into deb and pay it off in 2-3yrs.

@sunnygill1430 4 жыл бұрын

I grew up poor in the hood. What people spend their money on is none of my business. I know one thing, live like you still broke and living in the hood and you'll never be broke and never be in the hood. 60k on a 400k house is not worth the excitement.

@robertbell525 4 жыл бұрын

This lady has some major cajones calling Dave to ask this

@Drakotar 4 жыл бұрын

Every time you spend it should be considered an investment. $60K to blow on a pool when you could take the grandkids to the community pool when they visit would be much better. You would never use a pool on a daily basis.

@oonioomphs9440 4 жыл бұрын

A pool is like owning a boat or a plane. You just keep spending money on it - chemicals, maintenance, repairs. Actually using it costs more. Call any pool service and ask them how much it costs to replace the pump, the filter system, the heater. You WILL have to do that at some point. Get a better handle on the true cost. The cost of putting a pool in the backyard is just the start of the cost.

@wikiwikiwik4898 3 жыл бұрын

The additional expenses and frustrations that come along with owning a pool will only amplify the existing marital problems. Don't put the hole in your backyard.