“ I signed the contract without looking at it” then whines about being a victim. Ridiculous.

She has NOT called 30 lawyers, lol

She didn't miss some obscure fine print, she missed the purchase price itself 😲

This woman has no one to blame but herself

The dealer is not obligated to do anything. You signed a legally-binding contract in which the sales price was $32,000.

Do people not realize that the car salesman has nothing to do with the “Finance Manager”. The Finance manger is the reason why you are in debt, he is like the final boss and prints out the paperwork. For example, the salesman gave you the $25,000 for sale price but once you go into the finance office you sign a $32,000 for sale price. Car salesman are the least of your problems, the bank only talks to the finance manager at the end of the day.

She basically paid $32k for a car worth $25k car, she also added $6k for a warranty, all financed over 7 years.

This has become my new favorite channel on KZfaq. Props to you for all the hard work you put into these videos, I've been a member of this amazing society of investors for a while now, and I can't articulate how much it has transformed my life. We're not just here to earn money; we're here to uphold one another, grow collectively, and rejoice in every stride toward our financial aspirations....

I like how she literally got a 38k loan from a bank then somehow said she didn't realize she was being overcharged until "she was frustrated and reading through the documents later." I don't believe anything she says. She's just doing the standard "blame a man because I have no agency" tactic. She KNEW she was paying 38k because she got a 38k loan. Grow up, lady.

Her story seems very fishy. Likely some details being left out because a few things don’t add up…

You may have got beat by your “friend” but you’re an adult and need to take responsibility for your own mistakes

You have to sign a buyer sheet with the price clearly printed on it. She’s just having buyers remorse i believe

That $32,000.00 might have been the total financed price. Being a "friend from church" is no excuse for signing ANY piece of paper without reading it. Hard learned lesson. The numbers on a finance contract jump right off of the page when one signs it. It sounds more like stars in the eyes, or buyer's remorse. Do not finance. If you choose to finance a car, read the contract and understand the TOTAL costs.😊

There's no indication the salesperson lied. The mixup in cars could be an honest mistake. She was shown the 32k car and not the 25k car. No one caught it until two days later when she looked at her paperwork for the first time. Sounds like she got a 32k car, which is why the dealership has no obligation to honor anything.

They tell you the final sales prices. It’s all over the documents especially if you are financing it

Even if you don’t read the whole contract (or the fine print), you might look at the huge bottom line, $38,000.

Everything I sign, I READ. Sometimes people actually get offended and/or try to rush me. Then I'll tell 'em, my mother told me to never sign anything without reading it. Sometimes I'll even whip out my phone and take a picture of the contract. They're not looking out for me. That's my job.

I'm sorry but this woman deserves to be taken advantage of- She's not giving the full story and probably left voicemails for 2 attorneys. My guess is the salesman said a week before she came to the dealership at church that he could get her into an suv for around $25k.

She took a 7 year loan???? 😳 she def knew the price of the car and pushed the term out 7 years to try to afford it.

Sound about right though… Msrp 25,000~ Tax/ Title 2000 ~ ---------- OTD $27,000 ~ - 3000 Finance 24,000~ Term 60 Interest 5-6% Total cost = $31,900- $32,600 I feel bad for the Salesman 😭

She, the caller, let herself get duped and has no one to blame but herself, unfortunately. Big mistake, lesson learned.

When I went to buy my current car I negotiated with the online sales manager over email. We agreed to a price. I said I will not pay a penny over this price. And this is all pending my mechanic looking the car over, us driving it, etc. We go look at the car, everything is good, I go inside to sign the paper and leave with the car. Everything looked good (I read the paperwork word for word) except they tried to sneak a $500 fee in. I said NOPE, and got up to leave. They said we HAVE to charge you this doc fee. I said then I HAVE to walk. They tried negotiating $250 more off the price of the car. I said no. So they dropped $500 more off the price to make it even on what we agreed to. READ EVERY WORD OF A DOCUMENT BEFORE YOU SIGN.

This sounds strange… even if they “lied” about the final cost of the vehicle there’s about 500 times during the purchasing process where numbers are discussed….

I can't stress enough for people to read regardless if you trust people. Always double check and never get desperate.

1. I read through EVERYTHING I sign including the Fine Print. 2. The dealership itself sounds extremely shady and this is why people hate buying cars. 3. Her Friend also did wrong by not verifying VIN & Miles before selling the vehicle. Sounds like a pop shop because most dealers have an exchange policy if they do not like the vehicle or something similar

This almost happened to me once. The car had a sale price on the window and when they handed me the papers to sign I said “this isn’t the price that the sticker said”. The salesman looked at it, said “your right, our mistake” went back, reprinted the correct paperwork, I signed it and drove my car home. This one’s on you lady

It's always the holy rollers you have to watch out for

Sounds like he offered a $25k car, and the “mix up” was her opting for a more expensive trim in addition to warranties, and not paying any mind to those additional costs. It seems like she is just completely oblivious and financially illiterate, heard $25k at the beginning and stuck with that number in her head, got suckered by the salesman and finance guy, probably “bought the payment” and not the actual cost of the car, not accounting for the costs of a higher trim and warranties. Did she think that stuff was just free?

I do not buy this story

I always jot down/photograph the vin of any vehicle I'm looking at. Then when I'm going though the final paperwork I double check that I'm buying what I looked at.

This story does not make sense. Even if the price on the contract is more than what she was promise, what about the Loan paperwork?

She needs to call, The Equalizer.⌚

Sounds like she's paying the stupid tax.

The answer is always used Toyota/Honda. Always.

I bought a used car several years ago at a Ford dealership. I wasn't going to buy a car that day, but I wanted to look at the sizes of their line up of cars. You can't tell that from a photo. We looked at several cars and then I asked him if he had any with leather seats. He had one and I sat in the car and it just felt right. It had low mileage which was important to me. I decided to buy it. It was a Ford Escape and had every bell and whistle on it. I paid $25,000. It was just what I wanted and was in my budget. They gave me a Car Fax and of course it didn't have a price on it. I blew it off. A few days later Car Fax sent me another Car Fax for the car and it was $7,000 less than I paid for it!!!! I growled and then laughed because I felt stupid and I should have done more homework. But in the end, I just accepted my error as a lesson in life. I still like the car years later. My lessons: 1) Do more homework on what cars are selling for. Don't be a chump. 2) Even if it takes you a half hour, read the entire contract. I hate legalese with a passion, but it is important. 3) I did pay with cash, so I'm grateful I didn't pay additional interest on the whole deal. lol!

The price is not "the fine print."

How can she get this wrong? You know the selling price, add in tax fees. Without looking at the bill of sales that’s on her.

Accountability is hard for some

These are the same folks that never read the class syllabus in school

I sold cars for 20+ years. On average, id be speaking to 10 or so people a day about purchasing a car. A mix up in numbers can happen. Its VERY rare, but can happen. The crazy part though, is that in my 20 plus years experience. I would estimate 1 out of 20 people wont read a single number on a contract and just sign.

Pay cash, buy but never lease a Toyota or Honda and never buy any warranties, it eliminates 99.99% of dealer scams.

Issues like this would normally be something that you report to the state attorney general, BUT if the car dealer is honoring the contract she signed (should have read it before signing) I’m not sure there will be any help from state authorities. Major…lesson…learned. 😞

Even if she didnt read the contract.. all the spots they have you sign and initial over and over again has what the vehicle is and how much..plus she added extra things onto the price.. chalk this up as stupid tax.. but probably not a lesson learned cause i feel like she'd do this again..

I only owe 8k on my auto loan. And the motor blown. Can't imagine owing 40k. So sorry you didn't read the contract!

While a lot of people will want to dump on you I can relate. 1.) unlike most things you buy the price on the car is NOT the price of the car, and 2.) when it comes to money there are no friends. I found this out when I bought a car at a dealership from a “friend”. I ended up paying the price on the window sticker and having everyone tell me I paid too much. After that experience I went to the library (1970’s) and found a book on how to buy a car. It covered the whole process from the price, add-on’s, inspecting the car, financing, and the power of the word “NO”. Read everything believe nothing. If it is not in writing it does not exists.

you don't just sign a 25k contract with a "guy you trust" without looking at it unless you have an eye issue. don't you see the numbers, in bold, close to the line where you sign? he's not even family. what the hell?

She don’t have a case. She signed a paper she didn’t read.

2 go arounds and still did not answer the question: how did you pay 32k for a 25k vehicle. Dear caller explain how you took out a 38k loan for a 25k car especially when you got 3k for your old car.

Some people just need to pay the stupid tax to get their attention.

She thought the price of the car was going to be 25k and then got a loan from her “local credit union” for 38k? She knew what she was paying. She’s having buyers remorse.

This lady is sounding upset when she's speaking, Lady it's ur fault for making such a stupid mistake by not reading the contract. So dont sound pissy tht u made the decision.

How do you not know how much you are paying? I purchased a brand new car just over a year ago and I walked out of my dealership knowing who my loan was with, what my interest was, what my monthly payment was going to be, when my first payment was due, etc. Seriously, how does a person not know???

I always go home and sleep on any large purchases and even some small ones. I don't buy it the same day. I couldn't care less if they don't like it. 😊

No accountability. Everything is spelled out you signed. Maybe he charged her for a life lesson. And God $32k for a Ford escape wow.

Never do business with family and friends.

25k but does not include taxes and finance?

HER BIGGEST MISTAKE!... TRUSTING SOMEONE "JUST" BECAUSE THEY GO TO CHURCH!🙄 NEVER EVER TRUST ANYBODY... ESPECIALLY IF THEY GO TO CHURCH! MY UNCLE IS A PREACHER.. HE'S THE "BIGGEST LIAR" THAT EVER WALKED!

I remember when my son got his first used car and loan, the salesman looked so uncomfortable as my son read it. It seemed to take forever, maybe 11-12 minutes but most just sign. His first responsibility so I was proud but did realize they thought he was odd. Maybe a little on the spectrum but he wont get ripped off.

??? You were only focused on the payments not the final price.

It’s in the Contract & you do Not have to sign it. “They told me on the 📞 phone 😂 lol” Cars are being sold at %29 APR everyday to people that are not smart

Just because you put your trust in doing business with a person of faith doesn't mean they are good at what they do. I am a man of faith and I support many businesses that are owned or have lots of employees who are unchurched.

Every minute a sucker is born

Please people who haven’t worked at the car industry don’t know anything about how extremely scams they possess. Your only escape is to work with a credit union before you go to the dealership to buy the car on the sale day that’s it . Not before !!!!on the same day and make sure salesperson does not run credit when you walk in

it shows you can trust the church lololol

We just watched this for the second time. We noted something important this time. When asked what her loan amount was, she stated it was $38,000. Before she signs anything with the dealership, she had to secure this loan first. She was aware, 1. What the price of the car was to ask for a loan amount, 2. And what the total loan amount would be. So she lied to John and George making it appear that AFTER the fact, she learned of the price by looking at her loan papers. I think she learned she couldn’t afford the car and was trying someway to return it.

They're correct, you signed a contract. You should have looked at the final number.. and yes, some Businesses have no integrity... Many dealerships work like that ...they are in it for one sale.. Realizing by doing that, you just lost future sales for many years.

You met him at church: Matthew 18:15 has a protocol for one someone within your church wrongs you. Read it and do it step by step

This is worse than pulling a Hank Hill. "Yep, bought a car for sticker price.... and not a penny more...."

Sounds like this woman doesn’t want to take accountability. Tough shit.

They never mix up the cars. Read the contract, make sure the numbers line up, and MAKE SURE the VIN of the car you want matches what's on the paperwork. Then before you drive away, check that VIN one last time.

This reminds of when my GF bought her current car. I told her not to get the extended warranty bc its worthless and the salesman is lying when he says "everything" is covered for the first 100k miles. Get to 70k miles and what do you know, oil changes and require maintenance are no longer covered. Luckily the car is now paid off (4 years early) and I'm somewhat knowledge with most the mechanical stuff on it. Sometimes you have to learn a lesson the hard way unfortunately.

This happened to my friend couple months ago. He trusted his cousin in law the salesman. But the salesman has nothing to do with the finance guy at the end. They had to refinance a couple weeks later with a credit union. I warned to begin with not to by a brand new car.

"Someone from my church...I trusted him..." famous last words.

Glad they’re honest with her.

They will give her 16-20k if she trades it in. Dang that’s an 18k loss by one transaction

I'm shocked to hear about this lady's experience. With women being so strong and independent I can't believe this happened.

I had $6k to put down on a car, once. Fortunately, I found a car for $3k and I got to keep the balance.

With the few new cars I bought the first thing I do is ask for the total out the door price with a complete breakdown of what I'm paying for.

You ALWAYS read a contract. Car dealerships will always try to add more fees. Last time I bought a car they tried to charge me the same doc fee 3 times.

As much as I hate dealerships they arent going to hide the total price of car and how long financed in paperwork that stuff has to be clear with buyer. Vast majority of women shouldn't buy cars alone. I cringe when i hear how my wife bought her car before we met, and she is quite frugal.

The kicker is you don't have to read the whole contract, you just have to look at the big numbers in the boxes on the first page, truth in lending disclosure, they even put the numbers in big boxes that show the interest rate, amount financed, the amount the interest is going to cost you, and the total cost you'll end up paying after it's all over.

My wife had an old Chevy Caviliare that got great gas mileage.. We went to trade it in . We were offered 700. We drove it another 2 years. This time offered 500 . I said to the dealer in Texas , who worked part time as a car salesman and full-time as a rancher, that's 200 less. He thought I was complaining . I said we had the car for 2 years longer, she drove it another 7,000 miles . So 100 a year for the use of that car. It's the cheapest transportation we ever had. We sold it to a neighbor for 700.. I did pay cash for a new Chevy S10 Blazer. Her dad worked for GM.. We got the " true" employee discount price.. The small town car dealership never did an employee plan before . We got a huge discount off the sticker price . About 1/3 off.. Her dad got ripped off for decades from the local GM dealer in Michigan. I wonder how many GM employees in Michigan pay the inflated price thinking they were getting the true employee discount price? Of course this was 32 years ago and now cars cost the same price as a house! The price of houses in rural Midwestern small towns anyway. .

Extended warranties from the manufacturer can be refunded if that is the issue, but the time frame is very narrow.

It doesn't matter what was said in conversation. Until you see the contract don't believe anything someone tells you.

Sounds like a sales team took advantage of a vulnerable person which as wrong as that is, it can still sometimes happen. A fellow church goer really only means they have a similar weekend routine and does not validate that they deserve any more trust than Joe Smo at the corner store.

They hit the nail on the head, it's called Stupid Tax! I've paid it before (not that large of amount) i always ask for the out the door price read and review paperwork carefully before signing!

I just put a deposit and when I read ‘there may be an increase in the recommended retail price of the purchase vehicle as published … ‘ I almost had a heart attack. I didn’t sign it - and I may lose $400 but it’s better than $8k

thats why i buy private and never from a "stealership"

We just got a new vehicle (certified used w/ warranty) and we got one price by the end, the price was totally inflated. It was a full day experience so it was just searchers fatigue. I took a few hours the next day to take a better review of the contract. Right to Rescind is 3 days. Everything checked out except the features that sounded like they were included in the sales price were add-ons (warranties and overpriced care packages) documented as "other charges" to the amount of $5K over the sales price. For full reimbursement, you have to cancel within 30-60 days. Best believe I started a paper trail immediately and had the dealer cancel all the unneeded add-ons. Took a month but it was taken off the principal. Payment is the same but it'll be paid off sooner along with additional payments. Had it not turned out that way, I wouldn't be a victim. I agreed to the terms of that contract.

At that point, leave reviews stating they go back on their word. Most businesses these days thrive on those reviews and they will give you the promised deal to take down the review. It is crazy how fast they move when their image is at risk.

I don’t care if my dad writes up the contract, IM READING IT! I am the person who reads almost anything before I sign. The Apple terms are too long but they’re the only exception; take the time to read what you sign!

Read the final price and mileage. And when it comes to accessories contract say no to everything or you will end up paying more. Do research to get tips on buying a car and house

She owes this salesman remuneration for educational services renderd. She paid financial games with the car loan she took out and now she wants to play buyer's remorse and get out of the debt.

Price went from 25k, to 32k. Then her loan amount 38k? She didn’t read the contract? I always wondered how the scammers that call people actuallly make money. Now I know

You signed the contract. That's on you. Shame shame. I bet you'll never do that again.

She probably didn’t check if the vehicle had a clean title or not? Title is the biggest thing before buying a car and reliability too and price what you can afford.

I bet if she had 25k cash and they told her she needed 13k more, she would have walked away. STOP FINANCING STUFF

I bet this woman didn't read her owners manual either

It’s your fault. You didn’t read the contract and never trust anyone you go to church with

Wow just wow. It’s really mind boggling that people like this live among us