The REAL Reason People Succeed Financially

The REAL Reason People Succeed Financially - Dave Ramsey Rant

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2 жыл бұрын

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Пікірлер: 280

@dksspec Жыл бұрын

I’m so grateful I found Dave at 25 and not 65

@Tehui1974 3 ай бұрын

👍

@tomdrummy4984 2 жыл бұрын

It’s amazing to me the way she said $140k in debt. I had $10k in debt 20 years ago. I worked ot a lot to get rid of it and never had debt again

@georgewagner7787 2 жыл бұрын

Miscellaneous debt

@SchwangerYT 2 жыл бұрын

So glad I found this guy early in my life

@alp.9672 2 жыл бұрын

Imagine if you found out r/wallstreetbets earlier in life

@littleripper312 2 жыл бұрын

I found him just before 30 and he was what convinced me to stop taking on consumer debt and to pay everything off including my student loans. I would still be financing things I don't need if I hadn't found him. Instead I'm debt free and investing, I still can't believe how different my life is just from making that change.

@alp.9672 2 жыл бұрын

@@littleripper312 Don’t assume that paying cash for a large purchase like a car or home is automatically the best way to go.

@Securethemsats 2 жыл бұрын

He has bad takes every once in a while but who doesn’t haha I agree tho

@Securethemsats 2 жыл бұрын

Found him way b4 20

@MD-pz3cn 2 жыл бұрын

I'm glad this caller got the ol Papa Dave. She's never had this before and she doesn't know how to react. Glad Dave is who he is!

@jquinlan94 2 жыл бұрын

"Sell so much stuff the kids think they're next"

@desco7628 2 жыл бұрын

Hahaha!!!

@ika1740 2 жыл бұрын

Classic

@marinaweibel 2 жыл бұрын

this made my day

@jaredhammonds8255 2 жыл бұрын

Lol it's sad how many people I have seen take that way too literal

@cashkitty3472 2 жыл бұрын

😂😂😂🤣🤣🤣

@blairkinsman3477 2 жыл бұрын

“85-90% of the reason ur going to succeed is ur focus” - absolute 💯 yes

@rohitchoudhari9648 2 жыл бұрын

Thanks a lot Dave sir.. I eagerly wait for rants than anything on KZfaq.

@samuelramirez4774 2 жыл бұрын

Man, this is why I love Dave listening to Dave Ramsey.

@Lon1001 2 жыл бұрын

Money comes and goes but debt sticks to you and never goes away until you actually do something to scrape it all off. That's why the employer match doesn't matter in the long run (and can only delay the process of getting the debt off of you), and it's why attacking high interest debts first doesn't matter (since all those other debts are still on top of you - makes more sense to lighten the load before attacking the final hurdle). Debt is to your finances like depression is to your mental well-being.

@JERRRY26 2 жыл бұрын

Mentally & emotionally, yes. Smaller interest rate debts first. Mathematically, larger interest debt is better to get rid of first.

@freedomworks3976 2 жыл бұрын

Amen 🙏 brother !!! Well said !

@user-hv1sk2zx6u 2 жыл бұрын

Don’t be seen in the restaurant unless you work there. I LOVE IT.

@dancalmpeaceful3903 2 жыл бұрын

They should also forget the word "latte" exists. Start relishing rice and beans.....

@georgewagner7787 2 жыл бұрын

A complete protein

@petronapinanunez8318 2 жыл бұрын

The key is to stay headstrong and not be swayed by hysterical headlines. Don't make emotional decisions and stick to a tried and true investing strategy.

@karenlennert2641 2 жыл бұрын

I made terrible money decisions in my 20s which I'm paying now in my 40s, I've been doing alright so far, but I think for me to have much finer results, I'd be better off receiving guidance from an experienced financial consultant

@franklinsands5156 2 жыл бұрын

@@karenlennert2641 I agree, I've come across people in blogs talking about how helpful financial consultant were with portfolio and I've considered it as well, but I don't have any idea how to

@endeavorparis8653 2 жыл бұрын

@@karenlennert2641 Yes, working with a financial consultant actually enhances the performance of one's portfolio, teaches you alot on how to navigate better and prevent any mistakes.

@jeffreymurphy5302 2 жыл бұрын

@@karenlennert2641 Oh wow😮… This is incredible. I listen to her podcasts sometimes and I have learnt lots of strategies thereso, how can i reach for guidance officially?

@karenlennert2641 2 жыл бұрын

@@jeffreymurphy5302 you can check her out online and reach out to her through her website to book an appointment.

@screwdriver_bandit 2 жыл бұрын

Here for the “AHHHHHHH” 😂

@mygoodnessdarlin 2 жыл бұрын

Love it: strutting around with a car payment 🤣🤣🤣 acting like they’re somebody! Sooo true.

@yayyareaa2997 2 жыл бұрын

Gotta love classic Dave 🔥

@Useruytrw 2 жыл бұрын

Dave I cannot thank you enough❤️💐

@katieee962 2 жыл бұрын

Dave Ramsey you are the best! You’re baby steps work. I’m on baby steps 3-4-5!

@kaizenborntowin 2 жыл бұрын

Thank you Dave! :)

@Jane5720 2 жыл бұрын

You have to really really wanted to get out of debt that’s what he’s saying and you have to be hungry hungry for it

@sarahelo9656 2 жыл бұрын

Loved this one, gave off Tony Robbins vibes with bringing physiology and YOU into the matter!

@Chronoxidex 2 жыл бұрын

so FREAKINGGGG GOOD!!!! * YELLING tone *

@littleripper312 2 жыл бұрын

Dave yelling "GET AWAY FROM ME" needs to be made into a button anytime we want to do something stupid.

@alisagraham6513 Жыл бұрын

Excellent video!

@user-td7xf3gz4l 2 жыл бұрын

I'd still take the match

@KiLLED5639 3 ай бұрын

I was getting pumped out when Dave shouting about shouting at the moon. He'd be one hell of a sports coach.

@RandomVids519 2 жыл бұрын

“We got no food we got no job our pets heads are falling off” dave ramsey voice😂

@ricolewis2949 2 жыл бұрын

I got worms

@jaebeablessings1005 2 жыл бұрын

Try to negotiate the hospital bill, sometimes they will take less or write it off.

@xJayhawkFANx 2 жыл бұрын

As much as I agree with most of what Dave says, I 100% disagree with this notion that you must ignore free 401k matching from your employer. Compounding growth needs time. That's why it's called COMPOUNDING. If you're over 30 you are missing out on VERY precious time for that compounding growth to kick in. You can get the match and still have this agressive mindset Dave speaks of. I'd take the match and agressively tackle the debt via the snowball method.

@Sashowindfeather 2 жыл бұрын

He never said 'ignore it', but he says you need to get the debt under control before you focus on it, its more of a way to say 'This is a goal, lets work towards it FAST so we can get back to retirement'

@dancalmpeaceful3903 2 жыл бұрын

I agree to some extent. Really, they need to do both...but really focus on getting rid of that debt. Maybe get it down to 50 grand...and THEN start feeding the 401K.

@rmenchoachupicachu 2 жыл бұрын

The type of person that calls this show can’t afford to think mathematically since they have been living emotionally thus in so much debt. Dave approached this by attacking emotions and using this gazelle intensity. You and I can possibly handle debt well and we aren’t the callers so compounding interest makes sense for our types.

@Tazmaniac610 2 жыл бұрын

"playing footsie with the mathematics of a hundred dollars". hhahahahahahahaha!!!

@JcRsJsIb 2 жыл бұрын

First time I heard Dave Ramsey show was in 2015. Now I have a pay off mortgage. It's easier said than done.

@georgewagner7787 2 жыл бұрын

Anything worth doing isn't usually easy. But it's worth it

@krobdawg 2 жыл бұрын

Instant classic Dave

@dr.bradshaw 2 жыл бұрын

Dave did a really good job explaining the reasoning behind this. I love how people in consumer debt try to justify their arguments with math 😂

@15KHPCLUB 2 жыл бұрын

I love how people who follow Dave Ramsey's advice are nowhere near as wealthy as Dave Ramsey

@dr.bradshaw 2 жыл бұрын

@@15KHPCLUB ummm probably because when you’re with 100s of millions of dollars like Dave is then you don’t really need advice anymore.

@15KHPCLUB 2 жыл бұрын

@@dr.bradshaw Name at least one Dave Ramsey follower with a $100M net worth, minimum $10M Bet you can't

@15KHPCLUB 2 жыл бұрын

@@dr.bradshaw also you need to learn the difference between company valuation and personal net worth

@sammyswank1158 2 жыл бұрын

@@15KHPCLUB They don't exist because Dave preaches about becoming a millionaire through paying off the mortgage and having retirement funds. He's mentioned before that he doesn't guide you to become a multimillionaire, just debt free with a net worth near a million at least.

@jamesjodon7038 2 жыл бұрын

“A lawyer bill for my husbands student loans” what?

@drlax15m Жыл бұрын

same question 😂

@HS-iv8wr 4 ай бұрын

The end was inspiring. I have had it and im not gonna take it anymore!! That's about where I'm at. Time to howl at the moon.....

@patty109109 2 жыл бұрын

Never ever miss out on 401k match. Ever.

@dancalmpeaceful3903 2 жыл бұрын

Always at least put in enough to get the full match...BUT that's really not enough...go MORE. I have my son putting in 17%...at least for now. I"m at 16%...at least for now. Might bump it up if I get a 3% raise....

@herbb8412 Жыл бұрын

Agree. Still say this is the worst advice Dave gives. If he’s trying to teach good habits, saving at least a little is a good habit

@DeltaSleepy 2 жыл бұрын

Dave says it like it is

@amant1659 2 жыл бұрын

I didn’t let the match sway me from paying off my student loans (regardless of what my coworkers were telling me). Paid almost 20k of student loans for just a year because I stayed focus.

@froggore52 2 жыл бұрын

Dave's at full throttle here.

@fluffhead917 2 жыл бұрын

I'd say if you are under 30, go after the debt 100%. Over 30, you can't turn down the free money. You only have so many years for compound interest to really kick in.. Especially if you are starting from zero..

@jodylarson4697 2 жыл бұрын

I figure you don't mean 30 literally, but in any case, it depends on how bad the debt is, and the interest rate on it. If somebody's paying 16% interest on debt, it's hard to justify not throwing everything on that debt to get it cleared up. Otherwise it will still be eating at you down the road whether you took the match or not.

@TreuNorthExplorers 2 жыл бұрын

I disagree. Dave’s talking about something bigger than the match. The “free money” from the match when you try and retire with several hundred thousands of dollars in debt won’t look very freeing later in life. What Dave is talking about here is the habit of NOT going into debt and “roaring at the moon” drive to get out of debt. If one can’t figure this out, no matter how much they make, you won’t be financially successful.

@Lon1001 2 жыл бұрын

Compounding interest is already happening on your investments and your debts alike, it doesn't kick in at some point down the road. Debt works against you now and it compounds to work that much harder against you in the future at whatever the interest rate, the sooner you focus all your intentions on getting rid of the debt the sooner you can maximize the compounding growth of your total portfolio.

@AaBbCcDdEeF 2 жыл бұрын

I don’t support turning down free money regardless of an arbitrary cutoff age.

@dancalmpeaceful3903 2 жыл бұрын

I got serious about investing around 1990....I should have got more serious around 1985....and I'd probably be retired now. Getting close though....should be able to get out in about 2.5 to 3.5 years....

@brosdealership3805 2 жыл бұрын

I don't know why so many people watch Dave if they don't agree with him :D

@te179 2 жыл бұрын

For a different perspective and so they don’t live in an echo chamber of all the same ideas…..

@genxx2724 2 жыл бұрын

I am interested in the subject matter and I like hearing a straight-talking old-timer.

@alp.9672 2 жыл бұрын

I don’t disagree with him on everything. But there calls you don’t have to agree with.

@jrwntctv8091 2 жыл бұрын

The fact that people only listen to what they agree with means they cannot listen and consider alternate points of view is what got society in the mess its in today.

@genxx2724 2 жыл бұрын

@@jrwntctv8091 💯 Exactly. Democracy requires all ideas to be discussed. The only way to choose the best idea is to understand and discuss the strengths and weaknesses of each. People who do not do so have no business voting.

@andrem1238 2 жыл бұрын

Dave "muh fuggin" Ramsey in the house!

@TheEdward1953 2 жыл бұрын

I don’t like these shows without Ramsey he is a genius I like them solo with Ramsey or maybe this guy sometimes

@nancybashista1390 2 жыл бұрын

Let's go!!!!

@edwardrhoads7283 2 жыл бұрын

I would argue the difference between people who build wealth vs don't is mindset. Sort of like what Dave was arguing. People with a investor mindset do well. Those with a consumer mindset do not. Once you start looking at value instead of price the financial world opens up to you. Otherwise you are chasing your tail and the latest trend which means you will always be a step behind.

@markg999 2 жыл бұрын

100% agree....you have to live a little weird to really do well financially. Vast majority that really do well live well below means also...which means not caught up in the materialistic carousel many are stuck in.

@edwardrhoads7283 2 жыл бұрын

@@markg999 Or that we calculate value and don't buy flashy stuff if it has no value to us but then spend a little more on something we will use a lot because then we won't have to replace it in forever.

@rosendocavazos4566 2 жыл бұрын

Safe, great shirt!

@DH-lm6kh 2 жыл бұрын

Always take the company match.... ALWAYS!!!

@spikescarberry7041 2 жыл бұрын

I love Dave but I actually think he's wrong here. The free money and compound interest is what I would be going for.

@beng3345 4 ай бұрын

Missed the point.

@DH-lm6kh 4 ай бұрын

@@beng3345 time in the market is more important than money in the market. Dave is wrong

@beng3345 4 ай бұрын

@@DH-lm6khHe's trying to change behavior. Very different than a math problem.

@DH-lm6kh 4 ай бұрын

@@beng3345 you also have to have common sense though... don't leave free money on the table. Take the match ALWAYS

@Flo-qp7ye 2 жыл бұрын

Thank you Dave. I’ve learned a lot from you on how to pay depth.

@DR.Detroit11 2 жыл бұрын

I get the message, what he was saying IMO, is you need to get obsessed and he don't see it. The very first step should be become obsessed with getting out of debt.

@TheEdward1953 2 жыл бұрын

The other guy always bobbing head up and down you better agree with Ramsey

@mathisnotforthefaintofheart 2 жыл бұрын

I wouldn't want to sit next to Dave on that program. My head would start hurting of all that "bobbing" within half an hour😆

@triple_gem_shining 2 жыл бұрын

Dave is so funny 😂

@vanessacaltabiano9775 2 жыл бұрын

Your the secret sauce❤️😂

@brandonboyd9621 2 жыл бұрын

I need a picture of Dave in my wallet

@Liale2011 2 жыл бұрын

I love how real he is.

@dreg5845 2 жыл бұрын

If you really want it, you will do it!

@SHAMMYsSPOT 2 жыл бұрын

I am suprised he didn't ask what the vehicle was worth. Say it was a truck worth $40k. Then I'd say it would def be worth selling and paying cash for a $15k car.

@lysando7 2 жыл бұрын

He sounds like a preacher!!!

@joncook8548 2 жыл бұрын

It would be dumb to not take advantage of the match at that age...Get your match, get out of debt asap, then focus on more saving afterward.

@DaanTheMaan 2 жыл бұрын

Go Dave!

@tracyestrada1965 2 жыл бұрын

Dave gets me pumped up to pay off my mortgage!!

@tonygiles1841 2 жыл бұрын

Not surprised they are scrimping and saving.They've got it wrong from Day One!

@Canebigdawg 2 жыл бұрын

My grandma is next 🤣🤣🤣

@goodolbronco 2 жыл бұрын

Love ol Dave you gotta become emotional about getting outta debt

@mattcummings7598 2 жыл бұрын

What even is the debt tho

@jastorino 2 жыл бұрын

We are debt free, and this is still motivating 😆

@JamesSusanka 2 жыл бұрын

Amen

@pingupenguin2474 3 ай бұрын

I love Dave, but please note, this does not apply everywhere or to everyone. I am in the uk. My work pension scheme had a max per year, thus limiting " catch up later" and, with private pensions, or add-on pensions, lost years of investment in the fund make a difference when it comes to how much pension you get at retirement. You can't catch up later. It is worth sacrificing a bit of extra interest on your debt catds, to keep paying your pension contributions up to the match level !

@Ankur71284 2 жыл бұрын

This is the only advise I don’t agree with you should never stop 401k ever just get used to the check you get after tax and 401k ..

@joeriveracomedy 2 жыл бұрын

Having a local job in 2012 was 90% of me paying off a truck. The steady pacheck was a huge help too.

@dipakrawal1509 Жыл бұрын

When Dave says build 'Wealth' . How do you divine wealth as having money is infinite and you are not going to take it with you, are you. I believe happiness is more than having money in the bank. You might spend a lot on holidays, nice home, going out etc. If your happy and healthy doing that what is the problem, within reason of course. He continues raves on about investing, that is if you have any money to invest but then you are up against time, that could be up for you anytime. If your happy with life carry on.

@malcolmmcghie381 2 жыл бұрын

“The mayonnaise on the bologna sandwich “ 🤮 but I get your point lol. Great video

@Chronoxidex 2 жыл бұрын

LOL

@takeitback-financial2808 2 жыл бұрын

A goal without a plan is a wish. Planning your financial future and sticking to it is how you succeed.

@The.AI.Finance 2 жыл бұрын

Always good to get an ounce of Ramsey advice in the morning!

@nigelstanford4 2 жыл бұрын

Wrong advice

@martylts 2 жыл бұрын

To counter the naysayers in this comment section, once again, Dave shows he's RIGHT! For the first twenty years of my life, I tried the debt and invest thing. I ended up divorced and broke. 12 years ago, my now wife and I entered a relationship both of us debt free. Now our net worth is already higher than I ever thought it could be. It will only go up from here!!!

@alp.9672 2 жыл бұрын

“Our net worth is already higher than I ever thought it could be.” That’s called a nothing burger.

@edwardrhoads7283 2 жыл бұрын

Yeah investing with debt only works until your investment goes down and you end up with zero.

@abrahamflores2566 2 жыл бұрын

You provided no details to your situation. Pausing retirement investing when your employer is giving you a 100% rate of return is not smart. It's only a couple hundred dollars a month. Now if you mean that you didn't attack your debt at the same time you were investing thats on you for not planning ahead

@markg999 2 жыл бұрын

20 years to pay off debt wow

@TheDjcarter1966 2 жыл бұрын

So if you the only investing you did was maxing out a ROTH for 20 years you have $400K in there right? Well if this couple does that that is what they will have...

@plants4thewin 2 жыл бұрын

MISC debt..... 100K in MISC debt...wow wow wow

@LxTxSURGE 2 ай бұрын

i used to scream wantting to be military, now i scream for my future 😂😂 🎉🎉

@bobbyb7672 2 жыл бұрын

Never leave money on that table. That's a automatic 100% return.

@TreuNorthExplorers 2 жыл бұрын

I think you’re missing Dave’s point. If you’re comfortable going into debt, the “100% return” will be waiting for you at retirement so that you can just pay off the hundreds of thousands of dollars of debt. Fix your mindset and expense habits first, then invest in the future (401k, kids college, etc)

@justinjohnson2657 2 жыл бұрын

Dave, loosely: Yes, purposely walk past your employer match of free money and give up two or three years of compounding growth on that free money too.

@TheEdward1953 2 жыл бұрын

I understand the seriousness of debt but kids not for sale period we brought them here and our responsibility to take care of

@miketracy9256 2 жыл бұрын

Good advice Dave. How could anyone rack up 140K in debt?

@sallym9769 2 жыл бұрын

Major part I will bet is student loans.

@georgewagner7787 2 жыл бұрын

T J Maxx

@707FUNZO 2 жыл бұрын

Still trying to buy a house with cash

@terryhill4732 2 жыл бұрын

When you pay more for your vehicle than most people has paid for their first home you're the one who has the problem for investing in something that's losing value when you drive it off the lot

@dancalmpeaceful3903 2 жыл бұрын

Buying a new car is the WORST FINANCIAL DRUG you can get addicted to. Don't do it. I drive old beaters and love it. No one parks near me....and it's great. I pay only cash for my cars.....never have a car loan....ever.

@fhuber7507 2 жыл бұрын

I am not sure about passing up the matching funds for 401K... That can be such a huge effect to pass up doubling money instantly, then the interest on the doubled money for 20 to 40 years. I'd look for ways to cut costs so I could pay off debt and still get that big retirement boost.

@boomn216 2 жыл бұрын

Maybe if cars were affordable we could pay for them in cash

@FIRED13 2 жыл бұрын

So glad I found this guy when I can pass to my kids There is also a HUGE POWER when you get that free $$$ in the form of a company match, so I would do that FIRST. Do not pass free money , even if Dave says so! GIVE ME MY MY FREAKING MATCH!

@Lon1001 2 жыл бұрын

Debt is like depression... if you struggle through it to achieve some goal, even if you accomplish it sooner than you could have does it really make your life better? I think the employer match can be a nice carrot to help motivate you to shed your debts so you can start putting your money to work optimally.

@stevenporter863 2 жыл бұрын

Love it how people keep referring to a car lease as 'fleese', then go out and get one.

@dancalmpeaceful3903 2 жыл бұрын

Fleece is pretty accurate.....worst thing you can ever put your money into....next to buying a new car...

@starscreen85 Жыл бұрын

I find this all kind of hypocritical. He preaches against debt but used leverage(debt) to fund his media platform and books. Debt is a tool like anything else, use it correctly and the results can be quite good.

@robertthompson5908 2 жыл бұрын

This is at the top of the list of ways that Dave is wrong. If you can walk and chew gum at the same time you can pay down your debt while simultaneously contributing to your 401k. Not taking the match is asking your employer “may I please have a pay cut?”.

@AaronD313 2 жыл бұрын

It must be advice strictly for mouth breathers

@TheHappinessPursuitInc 2 жыл бұрын

And what’s your net worth sir? Let’s match it to Dave’s

@JamesSmith-cm7sg 2 жыл бұрын

Not taking the match is putting money into paying off the 140k debt.

@robertthompson5908 2 жыл бұрын

@@TheHappinessPursuitInc Dave didn’t get rich following his baby steps.

@SneakyGenius 2 жыл бұрын

@@robertthompson5908 millions of others got rich following his baby steps though. Are you rich or are you a broke hater?

@Oldtimeleftie 2 жыл бұрын

Same rant for the 600th time

@tonia2483 2 жыл бұрын

What if your in your 40s? does it matter the age?

@swisschalet1658 2 жыл бұрын

@00177454419 2 жыл бұрын

This is the one part of the baby steps I have a problem with. A 401k with a match gets you extra tax free money from your employer and saves you taxes on the money you contribute. Not opting for it is leaving money on the table. What's the difference between that and turning down overtime ?

@jonathanschober1032 2 жыл бұрын

You can’t use it till your 65 and the debt is todays problem

@abrahamflores2566 2 жыл бұрын

@@jonathanschober1032 debt is a short term problem, retirement investing a lifetime problem. You have to be efficient long term and contributing to retirement while paying off debt is the best plan

@RogerPack 2 жыл бұрын

Perhaps you meant tax deferred?

@00177454419 2 жыл бұрын

@@jonathanschober1032 Yes you can. You pay a 10% penalty plus ordinary tax if you withdraw it early. It may still be worth it if you're paying down debt. You can also borrow against a 401k with no penalty to pay off other debt. Yes, you'd still be paying interest, but the interest you're paying is to yourself.

@mph5896 2 жыл бұрын

Thats Davis plan. If you want to set up a different plan, feel free to do it.

@atdower 2 жыл бұрын

It’s free money. You can’t get any better than that. Get the match and go find a 2nd job to payoff the debt.

@varjunind1 2 жыл бұрын

Join FAANG, leave on rice n beans then retire in 6-8 yrs

@AnnMitt 2 жыл бұрын

Keep the 401K match and work a 2nd job.

@kieransmith4353 2 жыл бұрын

why is going to hospitals expensive in america and do what holidays do people who are working get in america and how much work do you have to do before you get a day and why dont they put the ax on the clothes and not when you go to the till an

@alinatamashevich3354 2 жыл бұрын

If you are on welfare, it is all free.

@randomkid7390 2 жыл бұрын

This is a time when Dave's advice is dumb. Always get your match unless your life depends on it. If your interest rate is low enough, it may make sense to put some extra in retirement beyond that and put the rest on debt.

@robertwoodpa6463 2 жыл бұрын

Well, he's a mutimillionaire. Are you?

@randomkid7390 2 жыл бұрын

@@robertwoodpa6463 No, I am not, but multimillionaires are not right about everything.

@dfarmer_ 2 жыл бұрын

@@randomkid7390 But.... he is right about money.... hence multimillionaire

@randomkid7390 2 жыл бұрын

@Dusin Bonnema He's great at helping people addicted to impulse purchases. He has a radio show that earns him millions; therefore, he's a millionaire.

@danh920 2 жыл бұрын

love 95% of Dave but turning down company matches just makes no sense, especially when its taken out pretax

@ONLY1KUDWE 2 жыл бұрын

Love the advice. But wouldn't count it as a rant if the person is on the phone with him.

@triple_gem_shining 2 жыл бұрын

😂

@TheMechanicj 2 жыл бұрын

Sell the cars rv boat guns whatever then get a part time job as well keep the match going never reduce ur income that part time job will cover your match