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In this video, I want to review the lessons I’ve learned over the past year to get the best value from credit cards!
It's always a great exercise to reflect on what we’ve learned because there’s always more to learn and room for improvement.
So, let's cover these lessons from events this year so we can all be better prepared to get maximum value from credit cards as we move into 2024.
The first lesson that I learned is that American Express is not for everyone.
American Express has had some changes from this year that are mostly negative, in my opinion, and American Express is becoming a more restrictive issuer, leading you to apply for credit cards in the way that they want you to if you're going to continue to maximize credit card sign-up bonuses.
They're also raising annual fees while adding more coupons to their cards, which are given in semi-annual, quarterly, and monthly credits.
And so, moving into 2024, I believe you have to think critically if an American Express credit card makes sense for you long-term.
The second lesson is understanding that applying for American Express business cards is a great strategy to use while gardening.
Gardening is an essential part of this credit card hobby. However, with American Express business credit cards, you can still garden while getting amazing sign-up bonuses and having no long-term effects on your credit report.
The third lesson that I learned was that your lifestyle will guide you to your best credit card setup.
Even though I had a plan for my credit cards, in the middle of this year, my credit card trajectory changed when I really thought about the best way to get value from my credit cards, and it was great that I was in a position to pivot quickly to get the credit cards that were a better fit for me.
I hope these lessons help you on your credit card journey in 2024!
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Relevant Links:
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Chapters:
00:00 Intro
00:30 Credit Card Year In Review
04:01 What I learned in 2023
12:26 Pushie App
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Note: This description contains affiliate links, meaning that I may earn a commission if you click through these links and successfully apply, sign up, or buy the product or service mentioned.
Disclaimer: I am not a financial advisor, accountant, or lawyer, and as such, I do not provide financial, tax, or legal advice. This video, and any ideas presented in it, are opinions and are provided for entertainment purposes only. Please do your own research and consult your own financial, tax, or legal professional for specific advice.
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