Am surprised the guy is talking about paying it off. I will be giving her an ultimatum to sort it out.

She was wrong no doubt! But he didn’t notice 24k worth of stuff coming in the house?

@@reese85 Guys have no idea what womens shoes, purses, clothes, jewelry, and hair stylists cost. A shallow woman could easily rack that up without a dude who is at work noticing.

@@robloxvids2233 you don’t have to kno the cost of something, to notice a lot of it coming in the house and eventually question how much that stuff is costing

@@robloxvids2233 again she’s 💯 percent wrong but we gotta hold us guys accountable as well cuz there’s NO WAY! 24k worth of stuff is coming into my house and I don’t noticed it

That was actually the correct direction to go in. Unless the has a history of spending like that, it’s likely she’s coping after the birth of the son. Discussing his gambling when he says he’s done it twice wasn’t helpful.

Agreed. If I was him I’d be saying get another job.

Exactly!!!

It´s partially his fault for not keeping an eye on the finances. Now, if they are truly separate in their finances, then she got herself in debt all by herself and she can get herself out all by herself. He is not at all responsible for helping her. That is a recipe for a miserable marriage that ends in divorce.

Apparently it’s his fault. Dave and crew wouldn’t have it any other way!

Even his word choice shows theres a dichotomy in the household. When you take a person into marriage you build a life together. How could he not notice 24k in cc debt? Where is all the stuff shes buying? He must be absent in the household otherwise this stuff would be pretty obvious.

@@Epidombe Exactly!!

he cant force the woman to do that so Dave advice is terrible

He’s lying, do you know the odds of that ever happening? 😂😂 he has his money and she has hers. That’s how she was able to conceal three credit cards and I bet she has no idea that he “won” that money at the casino

Of course the woman next to Dave said it a coping mechanism

In the west they're strong independent women and delicate flowers when it's convenient and everyone else is a simp to be cucked in the east women are women men are men and the sheep go baa like they're supposed to

Did you see Dave raise his eyebrows and cut his eyes towards her when she said 'coping mechanism'?😆

right! What a joke, this lady shouldn't be giving advice

They are so delicate its almost like they need a guardian. Just saying🤷🏼‍♂️

You're missing the "heart" of the matter. That's what they're getting at.

🤣🤣🤣🤣🤣🤣🤣

🤣👍Exactamundo

​@E KL Not justified

Yes sirr you know what's up

Probably had there baby too 😂

Facfs

It’s alright though because the husband went to the casino

leave me out of it😂😂

That's the Ramsey way its always the mans fault and mess to clean up. If the genders were reversed these to would be laying in on the husband. Its disgusting and sexist. And judging on recent reaction videos and statements buy the Ramsey personalities its catching on.

The husband is in charge of the house. It’s his fault.

304

@@nateholio1I hope that is sarcasm.

I don't believe that is what he is saying. You can't have a relationship without a vision and you both working together on it. If you both are doing your own thing, and one person is handling the finances while the other is out of the loop that is absolutely his fault for choosing to not being in the loop. He left her to something that should be a shared responsibility since it is directly tied to a vision they should both share. This is a form of neglect on a marriage as well as living life individually without that shared vision. Which by the way, always leads to divorce.

There have been a number of calls over the years that are like this one. How does someone accumulate that much stuff and the spouse doesn't notice?

I don’t even think I have 24k worth of stuff in my house lol

Easier than you think. I was constantly trying to get the ex to stop spending and it didn't stop. I was making in the top 1% and couldn't put food on the table. After divorce, my biggest benefit is the ability to control my spending.

I disagree.

The 'negative' comments are not about legality, it's how Dave always sides with the woman. In a gender reversal, he would be saying you poor thing, he's a bad man.

@@Michael-4 I just meant in general.

@user-ls8ef1kl3y legal as in, one could rack up 100k in debt then get a divorce.

@@Michael-4 I think Luminous is pointing out how gynocentric the law and society are, not that he supports the woman.

@@SnifferSock my divorce even as title was given in the divorce expect child support.

Its both their fault

@@unfairsanic5089 I get that the guy is the leader. But come on. It's her fault for running up debt and not telling him. Can she not be responsible for her actions?

@@unfairsanic5089 it is both their faults that one spent and hid it from the other? Ok.

@@unfairsanic5089 Simp

@@austintomkewitz3981 you dont even know the meaning of the word

Probably both. The wife for spending outrageously. The husband for not paying attention. Both of them together for not doing a budget together and getting on the same page.

Because women cannot be held accountable for their actions.....

Dave and her are covert misogynists.

Guy gets lucky at the casino one time. Has to use the winnings to pay back wife's secret debt. Guy is in the wrong apparently. It's nonsense

The only fault he has is not being on top of the finances in the house.

@@BouncySlim1 well if the wife was hiding stuff, you can’t blame the man. She is an adult.

He always does, dudes hypocritical

Dave is coming from Biblical perspective that as a man he should be leading his household & clearly he's not because both are doing their own things. The husband said he didn't know so he's not paying attention.

While the wife is clearly in the wrong here.....I'm skeptical that the husband has only been gambling twice.

@@TmanShorts_ you don't just win the first time you gamble and if you did you going To get addicted to it real fast.

Did he put down a $100 on some long shot? Or did he win it in poker where he could likely have lost $1000s? We don't know, but neither seems like a great idea. I'd almost prefer the $100 on a long shot and it was some kind of date night for fun.

@@TmanShorts_ Fair enough, my opinion is admittedly colored by my parent's example.

@bob berry dude you know after school specials aren't based on reality right? Were you And your friends worried you are going to get addicted to licking toads?

Probably that he is gambling

Lol, he just keeps breaking his own PR. There's no way he doesn't realize it's a meme at this point. CC debt is crazy though, it's like getting candy for free and their partner would never know. It's not like a bank account where you can setup alerts through a joint account. She deliberately had this in secret, there's not much the man could have done at that point. Going forward he needs to be more deliberate with his wife though, having them both involved in the financial planning helps.

Hes toxic on this call

@@HeroC14 I believe Dave pointed out that basically because there finances were separate. The man could not lead well/ didn’t know what was going on. There is always more accountability with the same finances rather than each going off and their own way. Almost all the times I see separated finances it’s because one or both parties want to have there own money. Well guess what know your married there supposed to be one. Making joint decisions.

@@unfairsanic5089 Not everyone have a problem with it.

That's just the symptom - it would re-occur in the present state.

Unless there's repentance and more God in their lives to love each other more than their selfish desires by working together

Not only was it HIS house, he said it started when HIS son was born.

When women callers say that they and *THEIR* investments, not the family's or the husband's, it's that their strong, independent, businesswomen

Hopefully before he buys property, so she doesn’t get it. And ruin that too.

she told him coz they were gonna buy a house…it’s either he finds out from the lender or the wife…better to hear it from the wife first…if the wife is a fulltime housewife then that happened coz she has no control of the money

the word is token

Get over it. She was joking

Lol people can’t take jokes now in days. Get a sense of humor, it’s healthy for you.

Wrong. It is HIS wife, therefore, it is HIS debt. I heard you say ¿divorce? That's more expensive.

For real. The wife should be getting a 2nd or 3rd job.

Postpartum depression?

Paternity test?

She taking his freedom away. I’d definitely leave also

It’s a clear communication problem. Why aren’t they communicating with each other? He’s off doing his own thing and she’s off doing hers. That’s never going to work.

@@BlueDauntless It's is her fault. Not his. Stop blaming the man for something he knew nothing about.

I don’t think he was being truthful.

Yeah. He went once lol

@@CurieBohr he's really good at it too so no harm done

Charlie Munger the vice chairman of Berkshire Hathaway aka Warren Buffetts sidekick he is a bottomless pit of wisdom even more so than Buffett sometimes but he said that he's never going to become as good as the brain surgeon he met never going to be as good as the real estate agent he thought very highly of and the people they hire may even be better than him so how do you gain an advantage? If your not as good as the best people around the answer he says is to avoid the folly and by avoiding the folly it gives an enormous advantage because even brain surgeons are brain dead sometimes when they go and buy a sexy car to get the girlsza okay I'm definitely adding words and paraphrasing but just don't gamble don't do it

@Austin Tomkewitz If you aren't smart enough to divide your writing up into paragraphs please gamble I'm a professional gambler and need people like Austin losing money so I don't have to work lol

Dave is not good at advice..

If they have secrets - of course! But this marriage was built on a shaky foundation. Would I combine them now? No - not until after counseling and getting to the root cause. Then, yes.

@@ryand7713 I can't imagine what kind of conflict that brings into the relationship

Secrets? Or separate finances? He didn’t care what she was doing. And she got herself in a hole because… well unknown reasons since she isn’t on the call.

this is what happens when you diversity hire

@@Austenfan177 who said it wasn't budgeted? their money is separate, he has no debt and won money... she had debt ran up from her stupid spending habit - go give your head a shake

They never said she wasn’t accountable. And they didn’t blame the spending on the husband. He is at fault though for not knowing what’s happening in his house and turning a blind eye to his house. And I’ve heard the roles reversed. It’s the same advice. There is a breakdown of communication and they need to get on the same page.

Dave "I'm a Christian " Ramsey

Seriously, he asked how to pay off the debt and was ignored. Dave's mental state is starting to remind me of Sleepy Joe.

And HE called into the show! You’d think the wife would be on speaker or be the one calling since SHE spent THEIR money behind HIS back lol but apparently that’s not how this works lol

Dave is addressing the root of the problem. He's also going on a hunch/gut that this guy is not being truthful. I know people who gamble and they just don't go 1x-2x in 5yrs and win 36K.

@@LizA-ry4nb yeah the other posters here want bandaids not the cure. The called should know what he's getting into with Dave and this particular cohost. Brutal honesty.

stay single and stress free. Do these married couples calling Dave sound happy to you? They will be lucky to get to 50 before dying of a heart attack

Do not listen to those people. My marriage elevated me to become a better man. It has been one of my life’s most wonderful blessings. Just keep God first, and the rest is easy. Scripture teaches us these things.

@@Mavryck_Tha_Myghty there is no God or Jesus in Marriage. Dont believe me? Just watch how God or Jesus is not involved in your divorce as the state gives your ex wife all of your hard earned resources. Thats when men finally learn that marriage was a financial business deal all along

Acutally he gambles

@@unfairsanic5089 SO, not everyone have a problem with it.

@@jimmymcgill6778 in marriage it is did you even watch the video?

@@unfairsanic5089 No it's not. And they both went. Have you watched the video?

@@unfairsanic5089 lol so he wins when we don’t even know if he does it all the time

It’s possible. But Jade picked up on their just having had a baby. So that could be she’s suffering from postpartum depression. And that needs to be addressed, not with spending. And what she did was wrong. But people do all kinds of bad things to cope. Dave picked up that his wife couldn’t come to him and there’s a breakdown of communication. The husband didn’t notice that much spending happening, he probably didn’t notice much else. They both off doing their own thing. They aren’t joined. They need to work together.

Good woman are out there. Don't give up on it pal.

@@barrymanilow3893 Where? Seriously?

@@David-m8i like Barry above would know,right?

For him since he was still living life as a single guy.

Yeah. He overblown the whole casino issue.

Don't do separate finances. Easy

But they can start over now. With therapy and FPU, they can start working together.

Yes. Literally because he won money at a casino. I wish I was being hyperbolic.

Not really. They blame him for his part, which is not paying attention to what’s happening in his house.

Exactly. She’s not off the hook. But to get the spending to stop, they have to know the root of it. Especially if she wasn’t like that before. It sounds like postpartum depression. Address that with some therapy and FPU, then they should be able to communicate better and get on the same page with money.

For real tho. Was it actually behind his back or is bro just blind? How do you not notice all the shopping sprees packages coming to ur house 24/7?

@@josep6939 Blind. 🙁

He may have noticed but didn't know she owed for all that..i'm assuming here though

Could have bought stuff for a boyfriend

That’s where he’s at fault. He’s not noticing what’s happening in his own house. What else is he missing?

🚩🚩

Yeah, one time.

Because it always is!!!

@@christined4842 What a sexist comment.

@@63saruman yea well truth hurts

Isn’t the man supposedly be the provider and the head of the house? So it is his fault in some level that he was not aware of what was happening in the THEIR finances.

@@thaisrutman8994 ​Him not being aware of his finances doesn’t excuse his so-called wife from her treacherous actions. She’s a grown woman who knows right from wrong. Why should he have to keep an eye on a woman he’s supposed to trust ? I swear, modern women never take accountability for anything..

Yes, you cannot hold women to account for their actions. If a guy screws up a woman can hold it over his head for life. Women are apparently brittle? Her spending is a symptom of a bigger problem.

You’re assuming he’s being truthful.

He has fault because he wasn’t involved in the household finances. He was doing his own thing, basically living like a single guy. She’s not off the hook, but he turned a blind eye to his own house.

he has never been burned yet, probably wont ever either due to age now but my lord, his ignorance of this is why he really shouldn't be mainstream

They should have been working together from the beginning. Then this probably wouldn’t have happened.

Exactly. I don’t believe he won all that money by throwing a few bucks at a slot machine.

She probably wants help with her problem. And she is probably suffering from postpartum depression. She wasn’t like this before she had the baby. So she needs help. And hopefully she can now get it.

Her account on Bumble or Tinder.

DNA test for the child