Better late than never but a shame you've had all that stress..

@@KipKippax - I wonder why they were being so evasive then?

@@studiosoftmorecambe6879 they were trying to get out of it until they got called out on youtube

Joe - I'm pleased to hear it, but it doesn't change my opinion of them

@@studiosoftmorecambe6879 As they knew that there premiums will be effected. Sad but true nature of UK insurance. Those companies will look at any reason to shaft you wether you were the cause of the accident or not.

Classic Karen. 'My son can do no wrong' attitude when in reality she lost control a long time ago & knows he's likely off the rails.

I hope this video gets a lot of views and likes. So hopefully it will bring in some revenue for you. I think it is shocking behaviour from the woman, happy to have the money that was raised for her, but can't be bothered to help you.

Well put

I agree, it definitely wasn’t a 30mph crash. Hopefully the police sus it all out

best comment saved me typing that all! both parties are absolute scum... showed there true colours

Jesus Christ is the only hope in this world no other gods will lead you to heaven There is no security or hope with out Jesus Christ in this world come and repent of all sins today Today is the day of salvation come to the loving savior Today repent and do not go to hell Come to Jesus Christ today Jesus Christ is only way to heaven Repent and follow him today seek his heart Jesus Christ can fill the emptiness he can fill the void Heaven and hell is real cone to the loving savior today Today is the day of salvation tomorrow might be to late come to the loving savior today Holy Spirit Can give you peace guidance and purpose and the Lord will John 3:16-21 16 For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life. 17 For God sent not his Son into the world to condemn the world; but that the world through him might be saved. 18 He that believeth on him is not condemned: but he that believeth not is condemned already, because he hath not believed in the name of the only begotten Son of God. 19 And this is the condemnation, that light is come into the world, and men loved darkness rather than light, because their deeds were evil. 20 For every one that doeth evil hateth the light, neither cometh to the light, lest his deeds should be reproved. 21 But he that doeth truth cometh to the light, that his deeds may be made manifest, that they are wrought in God. Mark 1.15 15 And saying, The time is fulfilled, and the kingdom of God is at hand: repent ye, and believe the gospel. 2 Peter 3:9 The Lord is not slack concerning his promise, as some men count slackness; but is longsuffering to us-ward, not willing that any should perish, but that all should come to repentance. Hebrews 11:6 6 But without faith it is impossible to please him: for he that cometh to God must believe that he is, and that he is a rewarder of them that diligently seek him. Jesus

Me myself and i if something happens i keep my mouth shut and dont write a statement until seek advice from a lawyer. The less a person says the easier it is for the lawyer defending you. Beyond contact a lawyer this video makes no sense to me so moving along

You are absolutely right and I thought the same, things have changed also over here in Germany, I hear of these kind of complaints from dealers since about 2021 - and it looks as we have systematic problems which means this shit is somehow arranged deliberately. Don't trust any more, even if it is painful for yourself as a human, otherwise they'll destroy your mind as time goes by.........

He possesses the crime number, so the insurance company can inquire who was driving the car. It wasn't our client; therefore, we're not liable. The requirement for proof of the other party's insurance seems like an attempt to scam him. The law is explicit on this matter: he stated he wasn't driving and provided the details of the actual driver. He doesn't need their insurance details; that's for his insurance company to obtain. Essentially, the insurance company is threatening him with a fraudulent reduction in his no-claims bonus to avoid doing their job.

@@MartinBarker sorry I’m not sure what you mean. Who’s your client? I’m confused.

thats terrible

That's the problem with modern society now, we're so fragment there's no sense of community, only 'the self' it's become a dog eat dog world. It's like all our old unwritten social contracts have been metaphorically torn up and thrown in the bin.

I'm so glad I didn't donate know as couldn't afford it but so glad I couldn't otherwise I'd wany to find out their address and go get it back😂

Yeah, I’m sorry. That’s what I feel worst about

@@ShiftingMetal No need to apologise to me - I feel sorry for you and the stress this has caused you. Cannot believe the guy asked you for a job. That's just taking the biscuit.

Didn't donate because that's what we pay insurance for

@@reggie3828 I feel the same. Fuming with those scum bags but not issue with Joe, who was genuinely trying to use the power of YT to try and help some seemingly decent people (who turned out to be deceitful tw@ts)

You’re a great guy aswell

Hi Gordon, how much did you donate, I am more than happy to donate back to you what you donated, its not right somebody in your position gets shafted like that by chancers.

@@bexxy629Thanks for your kind offer but I thought I was doing a good deed at the time 👍

God bless you Gordon. I am sure you have blessed many with your presence. A good hearted person, willing to help another, even in your current state. I am deeply sorry to hear of your cancer. I lost my mum to liver cancer. You are a legend.

Hopefully there’s a silver lining at the end . Your spot on with your comments about “You fitted wipers now my car won’t start “

Yep exactly the case . The nicer you are to people the more they'll bend you over . He's there to run a business and make money not to make friends

I see you’re point and yes Joe is running a business but that shows you how much of a nice guy he really is , them people got a car from him for what a couple of grand and Joe still wanted to make sure he cld do something to help his customers because they were stuck , good on you Joe for showing your not just out to just take people’s money , you care about them also , you are a true gentleman, I know if I came and bought a car from you I know I would be getting what I paid for and I believe if I did have a problem with it I just know you would sort the problem out and make sure that the problem would be sorted , thank you for being a great guy and having a great business 😊🏴󠁧󠁢󠁳󠁣󠁴󠁿

You don't have to give up being a decent person but also can't be blind to the realities of the society we live in. You have to be a dick sometimes, it's a fact of life.

That's what I was thinking. They didn't get any insurance.

@@simonfisher836 That was my first thought same as you say it wouldn't cost them at all to do the right thing

There are words but think Joe and KZfaq would ban me

In my experience, most people's integrity goes as far as them having to sacrifice something. So basically, none at all.

Agree on this, let them spend some of that money on legal fees..

Definitely sue them. Also what about motor insurers bureau for uninsured driver claims?

Go fund me back. So these people have profited from the accident? A disgrace. Sue them and also for the time you have wasted.

Mother of the Focus also has a cheek! They ran away and looking at the damage to the Golf, the speed must have been high. I suffer from depression and anxiety as well. Even more depression when I hear about incidents like this. Ironic that if you help people, you have more grief! Some people have a cheek!

I did consider smalls claims court for the loss of the car but I’m not sure it’s worth the hassle and bad blood

Yep 💯 but Joe is to nice unfortunately as shown by what he says about the couple

Too right 6 points the fine won’t be a problem £6500 in the bank

Technically the vehicle was insured, but only for 3rd party on Joe's business policy; thus if they don't provide their insurance, then they are legally covered whilst Joe's shit out of luck... Although sure she would have had insurance on the sold car, perhaps just give those details (VRM Should be able to trace insurer..) and let the insurers fight it out...

On my trade insurance the cars covered on a trade policy can’t then be driven on third party from another policy, my insurance told me trade insurance can’t be used to put a cover on a car to hand out. So technically I think she will be found to have no insurance when it all comes out

@@trevorjarvis1933 If that being the case, then there can be no claim against Joe or his insurers...

Here in the UK fleeing the scene is an offence in itself, so they definitely didnt do themselves any favour. Especially since it was their own car they were always going to be traced.

​@davidhall7811 yeah but clearly the accident was alot more complex because it's still ongoing with who's at fault just because the lady was injured and the young lad left the scene don't mean his at fault intact the lady could be completely correct because look how she shafted the guy who made this video.😂 use your big boy brain

@@dndkillaztreble5317 whats any of that got to do with what I said?

Yes I thought the same about his attitude,if someone did that for me I'd be over the moon and so grateful,hopefully they are reading the comment section about them and feel ashamed of their behaviour

Spot on.

@@markfoden765 Me too

I thought exactly the same about the guy

He was probably sheepish cos he knew he hadn't insured the courtesy car. Awwwk-waaawrd.

That’s very thoughtful but don’t you dare! 😅 I’m hopeful it will all get resolved eventually!

Yes I agree but Joe is still to nice to do that, but this couple have made my blood boil

@@markfoden765 yes I know he is much like James at Chops Garage both great guys

Hopefully locals who know the hit/run guy, his mother & the couple are all watching so they can see what these folks are really like. The sheer audacity of some people never fails to amaze me. The mother sounds like a karen who can see no wrong in her son & can't be fixed. But all the couple had to do was give basic documents over which we've all done & many would feel guilty being few hours late nvm constantly ignoring calls & showing an attitude...all after you've been handed almost £7k for nothing in return. Something tells me they won't care about this vid either.

Matthew Oaten is the listed Beneficiary on the Go Fund ME page.

He cant name people i think its disgusting what some people do and asking you for a job

A good telling off ? - He needs some physical discipline !

@robinoconnor1203 WTF scammer

I think Joe's already said that a couple of times.

@@derekallen3979 I said it before I saw him say it on the video.

Thanks mate

My insurance covers me to drive any car loaned to me by a garage under the same terms as my own car, for the duration that the garage has my car for repair/servicing/MOT etc. This is really useful to cover courtesy cars without any risk to me or the trader. My 26 year old son doesn’t have this on his insurance, so you’re right there Joe.

Matthew Oaten is the Beneficiary

You are the public ..

@@PROPHETS-BAIN What makes you think that?

You've just grassed Joe up then, as the benefactor had no idea it was set up ...and on this situation did nothing wrong

@terencesoutham4262 yes well said 👍

Your Car value has little to do with your insurance cost once the car is worth less than 3k, the risk you might kill or injure someone if your found at fault becomes the basis of the minimim cover cost. If. You car was worth 2500 your premium would only go up a few pounds.

Having listened to his ignorance on the phone when he was told about the fund raiser id say that was about right. They are in the doo doo.

I think the police have it so know they were insured but they’re not obligated to give it to insurers,interested parties 🤷‍♂️

I was furious at the time, we’re a couple weeks later and the fire has settled a little 😅

@@ShiftingMetal I’m an electrician and I guy I did work for for years and helped him out took me for £70k I was fuming but these days there is nothing you can do. I got a debt collection agency on to him and they took me for £5k. In the end I had to bite me lip and close the book. 🫤👎

Well, yeah. The insurers sort it out between themselves, that's the point of insurance. Doesn't matter who is found at fault, any uninsured person will be screwed over by the insurance company.