The financial market is a reliable choice. Diversify your portfolio with I-bonds, stocks (ETFs, REITs, dividend-paying stocks), and bitcoin. Given your budget, I recommend hiring a fiduciary to ensure you receive professional insights for a fee.

The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds.

Please can you leave the info of your investment advisor here? I’m in dire need for one.

Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

I wish people would be more. honest you know. Dope. interview but she didn't make that 2.mill off investing alone

It sounds like that.

Yup. And it’s a moonshot. Moonshots are luck, not skill. They are not reproducible.

Thank you for explaining, I actually see it as a good opportunity to imitate this and start something

They all do that. Trade, have a little success then teach $. Then claim trading alone made them wealthy.

🙏🏾🙏🏾🙌🏾🙌🏾👏🏾👏🏾

Who’s everyone?

including some people in the comments. It saddens me to read comments some times..

Yeah it's always a pleasure to see "black women" 😔😔 such beautiful sight to behold 💀💀

@@alainportant6412 So did you take the time to watch this video just to be sarcastic?

Same here! What is sad is that I’m 63, with only ~200k saved and I don’t know how to start. I made dumb mistakes, but still better than some. 😐😞

Hey, you’re in a great spot! It is never too late to get this thing rolling. It really isn’t. Great job sharpening your skills now and keep it going man. We’ve all made dumb mistakes, and we can all learn together as we go!

@@philcrowley007 thanks for the positive words. 👍🏻

Started at 25 now I’m 30 I saved and invested all my money for 5 years besides bills and have no fun in life and still don’t have 100K. Idk how you people do it… this is overwhelming

Putting your money into the stock market to work for you is not a bad idea. But I would only use low cost index funds. They track the broader stock market and if you reinvest the dividends you are pretty much guaranteed to beat the market every year (whether it goes up or down). Over time the law of compound returns makes this the best way to invest. It also gives you instant diversification and shields you from many of the risks involved in stock picking. HOWEVER, one should never put money in the stock market you might need in the near to intermediate future. That kind of money should be in cash or high quality bonds.

the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.

impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

Just research the name Angela Lynn Shilling. You’d find necessary details to work with a correspondence to set up an appointment.

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

Great question. It does sound like options. With those percentage gains, it sounds like options. Unless she got in when it was dirt cheat.

Top of the day to you, I'm a Wealth-Building Specialist. To answer your question, there's many variables. What are your goals? What have you already done? Then, identifying strategies will make sense. There's no cookie-cutter answer. It's a slight bit different for everyone.

She sells course to learn to trade options since 2021 that‘s how she made it

She bought the dip before it was 650, it rallied over 1400 when it split in 2031… she got lot of shares from holding/ options etc.

I so understand. No one is giving information on KZfaq for free, they are all selling courses that some ppl my not be able to afford to keep their revenue coming in...

I’d suggest you look into passive index fund investing, crypto and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $160k in passive diversified safe-haven assets, Up $480k so far and pretty sure I'm ready for whatever comes.

That's impressive! I could really use the expertise of these advisors, my portfolio has been down bad.... Who’s the person guiding you?

Lisa Ann Moberly, is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

Thank you so much! I found her webpage and left a message. Hopefully, she responds.

Get an index fund if you're too hesitant to buy stocks. Or you could do both. They both have there advantages but if you want to be more on the safe side and conservative then a low cost index fund or etf is the way to go. Growing your money is all about consistency and discipline. You gotta save and invest consistently every month to see results. There's never a wrong or right time to invest. They key thing is to buy low and sell high or at least buy low and save the dividends asap. The market is like a roller coaster. It goes up and down over the years just like in life. If you're not willing to keep a stock for at least 5 to 10 years then you probably shouldn't be buying them in the first place. There is no fast way to build wealth unfortunately so patience, time and a little luck in picking the right companies is ideal. Some companies are way better than others while others can be more volatile going up and down. Some companies slash there dividends while others initiate stock splits. It's all about doing your research and reading tons of articles on money and investing. When you attain more experience owning stocks then it gets a little easier for you to decide whether you should buy a particular company or not but tbh it's best to just own maybe 100 shares of each company that has a track record of performing well just to have a diverse portfolio of stocks and be more on the safe side. Not everyone can pick stocks like Warren Buffett or other investing experts so it's best to either have an index fund or lots of high quality stocks in your portfolio in different sectors so you won't take on the risk of losing lots of money. I've found that the main reason to buy stocks is to save the dividends and the main reason to invest is to save. It took me a while to realize this because I was ignorant at first but truly there really is no other reason. The more money you have saved early on the better off you will be long term. When the shares you own go up and you reach a huge gain then it may be best to sell and save that money. When you earn $50 in dividends it would be best to save that money every 3 months the company pays it out. The main goal is to just save as often as possible to increase your networth. You want to collect as much money in the market as you can and investing helps you do this. It's pretty hard to do this without investing in stocks or an index fund plus you can only save so much money with your job income without investing. People who do well with there money have a disciplined mindset. They save and invest every month of there life no matter what. They save as much money as possible on a monthly basis and invest every month. They make sure to pay themselves first. You should be saving and investing just as often as you pay your rent, buy food, pay your netflix and gym membership, drive your car to the store, etc. It should just be mandatory not every now and then. Once you fix your mindset about money you will understand how to be better with it. It's all about time in the market and how much money you are consistently saving when you get a job. When you do both of these together you will be way better off than most people who always complain about money problems.

I agree with you had a senior colleague at work who was doing well but never had an Inves tment. Unfortunately he lost his job and went from living a comfortable life to hardship. There would had been something to fall back on if he had an Inves tment

You're right, you've remind me of what someone once said "The mind is the man, the poor is in it and the rich is it too". This sentence is the secret of most successful Inves tors. I once attended similar and ever since then been waxing strong financially, and i most tell you the truth..Inves tment is the key that can secure your family future.

That's why I always urge everyone to start somewhere now no matter how small, this is literally the time for that, forget material things, don't get tempted,i became more better the moment i realized this.

yeah Inves tment is the key to sustaining your financial longevity but venturing into any legitimate Inves tment without a proper guidance of an ex pert can lead to a great loss too

exactly! That's my major concern and what kind of pro fitable Inves tment can someone do with the current rise in economic downturn

How much did you invest? And which site bc I’ve been investing in Robinhood and I’m not seeing much growth

Please start a KZfaq channel on how you did this. I don't have kids yet, but I want what you did for your kid for my kids.

Yes Mum! 👏🏾 👏🏾 Brilliant move♟️ I don't have kids yet, but I know we can't depend on school to teach our kids how to do this ❤ I will do the same for my little one's ❤

​@@jodynanciyou want see much growth. If you have debt you ain't got no business investing. If you don't have an emergency fund in a HYSA you ain't got no business investing. I'm talking 6 - 12 months savings. Your emergency savings is your 1st investment. Your 2nd investment should be a house and your approach should be to pay it off asap. Your 3nd investment is your employer's 401K if they match. Once your house is paid off and you have a 529 plan for your kids education, then you can play with robin hood.

​@@lourianneapollon5282Given the statement, what exactly is it that you think she did?

Can you teach me?

Sp500?

This is a bar right here-your comment needs to be pinned 🤩

I second that!

Agreed! She is a refreshing change of pace from most interviewers.

People dont understand that the prices of things are never going back down. This inflation is deeper than we think. Those buying groceries are well aware that the real inflation is much over 10%. The increments dont match our income, yet certain investors still earn over $365,000 in stocks and assets. Wish I could accomplish that.

Very possible! especially at this moment. Profits can be made in many different ways, but such intricate transactions should only be handled by seasoned market professionals.

Finding yourself a good broker is as same as finding a good wife, which you go less stress, you get just enough with so much little effort at things

Sounds interesting. I was planning to invest some few £ in some coins, stack them up and leave them for a few years, but seeing this changed my mindset. Thank you very much

I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.

Good work. cherish variety.

Thanks for sharing, I just looked her up on the web because this is equally important to me, and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

Smart, I must commend you ,you will keep making you solid profits through compounding while the other stocks pays monthly although advantageous you started big

Wondering if the stuff you recommend is USA specific or does it translate to other western countries?

My dad experienced the same thing. It’s really unfortunate and sad.

wow same story! my grandpa came from Haiti, had a Medallion and refused to sell. So unfortunate to see

thats so sad! how did he lose being a millionaire?

Not just on what else she invested in but when was she investing. If it was during the pandemic then it makes sense that she grew her account to 2 million. Average returns during that time for tesla was like 1000% y/y

ELF, beauty brands

As a beginner, educate yourself, Learn the basics of investing and the stock market. There are many resources available online, including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk. I’ve heard of people accruing over $550k during recessions and inflation, its important to do your own research.

Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k

Initially yes but she put in the work thereafter

And she gave back to the community which is how you stay rich

Agreed, but some people get the money and squander it. The real triumph is her leveraging it for even more.

Jamaicans too. Haitian and Jamaicans I love the mix

Black Brooklyn people so proud

what is the website pls

She's a scammer. Read JL Collins book, "The Simple Path to Wealth". It's not some get rich quick promise. It's about investing in an index fund, holding it forever, then at retirement pulling out 4% annually. That's it. Boring, low risk, and low fees. Anything other than this is either gambling with your money or you're being taken advantage of by a financial advisor (aka salesman).

V Bm.

agreed, not everyone may have access to reliable financial advice. yet her story highlights importance of resilience which i can relate to in my own way, i was 56 and health issues threatened early retirement with little saved up i turned to investing, now 2 years later I've saved $1.6m inching closer to my retirement goal of $3m by 60. we all come from different angles but similar goals, i love her story

you were lucky to have an amazing turnaround in that situation. great to see how she's empowering black women through financial education

I credit that to my research that led me to Emily ava milligan, a top fund manager, not luck. going from just 300 grand to this was certainly not

our journeys share similarities. Following my divorce settlement that left me with $213k, I entrusted an investment to a skilled fund manager. In just two years, that decision turned my returns into $1.1 million. i’m eyeing a countryside home for retirement

after i copied her name and pasted into my browser, her website popped up. I wish i had a tangible example like yours to reference earlier, thanks for the share

I try to share whenever I get the chance. The flipside is people aren't always receptive and sometimes just don't want to do the work necessary to be successful! Trading is hard and requires a lot time and dedication!

@@tahntalus it’s in every industry that I’ve experienced. You have blacks who love being the only one sitting at the table and don’t make any opportunities for those they feel threatened by. I’m not talking about low class unmotivated people I’m talking about people whose talents are on par or above theirs. For example, many men don’t want to see a beautiful woman get real money with their minds. It’s just too much power for some to accept. Or even see a younger more charismatic and likable man come up. I applaud those who aren’t threatened who are actual queen and king makers. But to be real, I’ve only seen those people on TV and I’ve worked around some very successful, popular, powerful people.

@@nightlifekingno ones gatekeeping this young lady. I think folks hear this, and know this young lady is full of ish. I could be wrong, but i think at one point she did even work at CNBC Sqwak box

why do we need to talk about that ?

@@IrresistibleWitch i could break this down, but im not going to ill just point out this: Theres some real black dragonauts in the investment industry for sure. Robert Smith is always willing to through his arms, money and time to black upcoming platforms. You constantly see him on even small platforms giving interviews and answering question. Melody Hobson and the whole Ariel Company the same. Dont you think it’s quite ironic that neither has, partnered with, donate to or embraced this cause? Vista Equity Partners directly sponsor a platform that teaches investing to minority girls then creates onramps for them to have internships with Vista. So its clearly a cause Robert cares about. But he’s made no connection with this one. That indicative of what they think.

investing in tesla and making 2 million from 10k in 2 years is: 1st called gambling and not investing 2nd probably a lie. I personally dont believe she made what she claims and the way she talks seems not genuine for anyone who knows what is investing. She always give round numbers when she explaining, 10k 2million 1000% Return. Cmon she lying af, probably had a fund somewhere from someone and now she claiming this bs so she can sell courses and scam more people. another kyiosaki ....

@@ricardodelacrvz1400 That’s possible. Basic financial literacy is still lacking across the board.

Scammery