This is How Much SCHD You Need to Retire (And How Soon)

No video

This is How Much SCHD You Need to Retire (And How Soon)

Рет қаралды 103,450

Күн бұрын

In this video, I’m going to show you how much you need in order to retire off SCHD and also how soon you'll be able to retire. SCHD is currently one of the most popular dividend-growth ETFs among investors, for several really good reasons. It currently offers the highest dividend yield among many of the most popular dividend-growth ETFs that exist. And if you happen to be interested, I recently did a video where I compared the most popular dividend ETFs to each other, looking at a bunch of different metrics, including dividend growth, diversification, overall returns, and so on:
• Which Dividend Growth ...
But in this video, we’re going to see how quickly someone would be able to retire from their job and live solely off the dividend distributions of SCHD. For this video, we’re going to make a couple of assumptions. First, we’re going to assume that SCHD is the only investment you have in your portfolio. Now, because this is a diversified ETF, if someone wanted to only invest in SCHD, then I really wouldn’t see much of an issue with that. I always advocate for having multiple investments in your portfolio, but SCHD currently holds 104 different dividend-paying stocks. So if SCHD were the only thing someone wanted to hold, then that would be sufficient, in my opinion. Second, we’re going to assume that you’ll want to make $100,000 a year in dividends. I know that sounds like a lot of money, and if you want to aim to live off less, then that’s great. But as we’ll see, depending on the number of years in the future, a hundred grand might not be as well off as you’d likely be now.
/ dividendbull
#dividendinvesting #dividends #dividendstocks

Пікірлер: 345

@jameswood9772 3 ай бұрын

The S&P 500 moved 8.9% higher in November, achieving one of its best monthly performances in history.. which is an indicator for profits to continue to improve. I just want my money to keep outgrowing the inflation rate. I'm still looking for companies to make additions to my $500K portfolio, to boost performance. Here for ideas...

@alexyoung3126 3 ай бұрын

I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown

@williamyejun8508 3 ай бұрын

Agreed, It's essential to diversify your portfolio. While quality stocks are a solid foundation, you should also consider other assets to spread risk. Thankfully, I can attest to the success of this approach aided by professional guidance seeing my portfolio of $330k grow by 29% this year alone... maybe you should do the same.

@johnlennon232 3 ай бұрын

Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.

@checkforme234 3 ай бұрын

this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

@johnlennon232 3 ай бұрын

Finding financial advisors like Melissa Maureen Ward who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

@williamyejun8508 3 ай бұрын

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

@austingraff1881 3 ай бұрын

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown

@alexyoung3126 3 ай бұрын

@checkforme234 3 ай бұрын

this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

@alexyoung3126 3 ай бұрын

Finding financial advisors like Rachel sarah Parrish who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

@checkforme234 3 ай бұрын

Appreciate this recommendation, hopefully I can get some insight to where the market is headed and strategies to beat the downtrend with when I hear back from Rachel.

@Patriciabanks5 8 ай бұрын

Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.

@Johnlarry12 8 ай бұрын

Wall Street pitched so-called quality stocks with high profitability and low debt, as a kind of insurance against whatever the economy might throw at you. Quality stocks have underperformed the S&P500 this year, My $200k portfolio is down by approximately 20 %, any recommendations to scale up my returns on investment

@emiliabucks33 8 ай бұрын

Nobody knows anything You need to create your own process, manage risk and stick to the plan, through thick or thin While also continuously learning from mistakes and improving.

@carolpaige2 8 ай бұрын

Exactly why i enjoy market decisions being guided by a pro , seeing that their entire skillset is built around going long and short at the same time both employing risk management and market experience , been using a portfolio-coach for over 2years+ and I've netted over $3million in that time frame.

@MarkGrimm8 8 ай бұрын

Do you mind sharing info on the adviser who assisted you? I'm 39 now and would love to grow my stock portfolio and plan my retirement

@carolpaige2 8 ай бұрын

The adviser I'm in touch with is Natalie Lynn Fisk, she works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else. for me her strategy works hence my result she provides entry and exit point for the securities I focus on.

@lawerencemiller9720 8 ай бұрын

As a soon retiree, keeping my 401k on course after a rocky 2022 is top priority. I have been reading of lnvestors making up to 250k ROI in this current crashing market, any recommendations to scale up my ROI before retirement will be highly appreciated.

@alexyoung3126 8 ай бұрын

The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.

@williamyejun8508 8 ай бұрын

True, A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

@jessicamoore3093 8 ай бұрын

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

@williamyejun8508 8 ай бұрын

There are a lot of independent advisors you might look into. But i work with Natalie Marie Tuttle and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her.

@jessicamoore3093 8 ай бұрын

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get I just scheduled a caII.

@peterholmes2089 8 ай бұрын

Bear in mind that 100K in todays money, is about 240K in 30 years time. So if you need to live off of 100K per year based on todays money, you would need about 240K income in 30 years time due to inflation.

@matthewszasz1895 8 ай бұрын

100% agree with your mindset. Every 30 years avg inflation cuts the purchasing power of a dollar in half.

@IL_Bgentyl 8 ай бұрын

The theory is you shouldn’t have big expenses so you should be good. Obviously it depends

@jaybrizzy820 7 ай бұрын

also why its good to still include some growth into your portfolio.

@datlogin 3 ай бұрын

ya even 500k per year also not enough if you go spending spree

@Daniel-zr4pk Ай бұрын

just get that 100k and reinvest it for one more year and you will beat the inflation

@GeorgiaMoore. 8 ай бұрын

I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.

@FrederickBlein 8 ай бұрын

Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge

@joshhushed5890 8 ай бұрын

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

@joshhushed5890 8 ай бұрын

I just googled him and I'm really impressed with his credentials; I reached out to him since I need all the assistance I can get. I just scheduled a call.

@genavazquez2943 8 ай бұрын

This is a good recommendation. My first experience with him gave me the assurance that has made me to invest without fear of loosing

@Delighted316 8 ай бұрын

It's remarkable to have faith in someone who can consistently deliver profits under a circumstances, and they never disappoint. I trust John Desmond Heppolette, implicitly, and since trading with him, it's been nothing but victories...

@albforever 6 ай бұрын

My broker diversified my investments between top performing dividend stocks and I made over $620k last year. Most times all we need is professional guidance.

@AnitaGarba-xv5xb 6 ай бұрын

I agree with you. I hit 850k this new month working with a qualified FA, Ann Marie Celentano. nothing beats working with a professional. started with 130k last year.

@Ruston72 6 ай бұрын

I appreciate your recommendation. searched her name on google and I saw she is well licensed. I did leave a message, hope she gets back to me

@johntorrington2672 6 ай бұрын

She's a crook.

@JMorries 6 ай бұрын

Nice reading these comments about Ann 👍🏼her performance is remarkable. She's also scaled my partner's funds up 7 figures.

@bobbymentel 5 ай бұрын

What is her fee structure?

@geraldt331 8 ай бұрын

I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $200K across markets but don't know where to start.

@Tonyham198 8 ай бұрын

It's really hard to beat the market as a mere investor. It's just better if you invest with the help of a professional understands the market dynamics better.

@yeslahykcim 8 ай бұрын

A lot of folks downplay the role of advisors until being burnt by their own emotions. I needed a good boost to stay afloat, hence I engaged the services of a true market strategist to help rejuvenate my $700k portfolio and boost performance and returns by 40% in a little over four years.

@Jadechurch-ql3do 8 ай бұрын

@@yeslahykcim Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

@yeslahykcim 8 ай бұрын

I'm being guided by “Leila Simoes Pinto’’ who is widely recognized for her competence and expertise in the financial market. She has a thorough understanding of portfolio diversification and is regarded as an authority in this field.

@TortoiseInvesting 8 ай бұрын

SCHD is my biggest position, making up around 34% of my total portfolio, I have some lower yield high dividend growers thrown in there, Mastercard being one of my main holdings. Always love hearing your thoughts on things, you're such a unique investor.

@Riggsnic_co 6 ай бұрын

The S&P 500 finished down 20% in 2022. This means long term investors have a great starting point in 2023. Here are 4 very popular ETF’s: $VOO- S&P 500 fund $VTI- Total US stock market $QQQ- High growth, tech $SCHD- Growth + Dividends| I just tallied my dividends for the year;$167k Blessed and grateful, disciplined and focused.

@bob.weaver72 6 ай бұрын

My "boring" index funds just paid me over $6,000 in dividends last month. This is money that i can choose to spend without having to sell any of my shares. But for now i have it all set to reinvest to buy me even more index funds.

@martingiavarini 6 ай бұрын

Anyone have recommendations for a reliable monthly investment? I hope to ultimately supplement my income from work with a monthly income from investments. I will still make long-term investments, but it would be wonderful to have a little additional money each month.

@TheJackCain-84 6 ай бұрын

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000

@bob.weaver72 6 ай бұрын

Mind if I ask you to recommend this particular coach you using their service?

@TheJackCain-84 6 ай бұрын

Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

@normalnamesplz 8 ай бұрын

How many SCHD videos do you need to retire?😋

@JoeFromSomewhere2303 8 ай бұрын

Do you DRIP your SCHD video income back into buying more SCHD? 😂

@JimTheProducer 8 ай бұрын

Just one more

@matthewklenke7693 8 ай бұрын

BAHAHAHAHA

@lostboi3974 8 ай бұрын

At least a billion videos, just to be conservative 🤑

@OroborusFMA 8 ай бұрын

Hahaha I know, right?

@chancecooper9246 3 ай бұрын

I’m sitting at about 550 shares of SCHD right now.

@Jimkoch4458 8 ай бұрын

Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things so my question is do I still save in the United States dollar, or could this be a good time to buy stocks? So I’m left wondering what 2024 has in store for us investors, I’ve been sitting on over $745K equity from a home sale and I’m not sure where to go from here,

@ericmendels 8 ай бұрын

This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.

@NicoleBarker-he2vp 8 ай бұрын

Choosing an invest-ment advisr is currently the best way to navigate the stock market, especially for individuals who are getting close to retirement. I've been seeing a coach for a while, and since Q2, my port-folio has increased by 45%.

@mohican-jx6fx 8 ай бұрын

Who is the coach that provides guidance for you? I urgently require assistance; my stock portfOlio is stagnating, and I need invest-ment advice for retirement.

@NicoleBarker-he2vp 8 ай бұрын

"Christine Ann Podgorny", is a highly qualified and experienced professional in the finan-cial market. She possesses extensive expertise in port-folio diversification and is widely recognized as an expert in her field. With her years of experience, she proves to be a valuable resource for anyone seeking guidance in navigating the finan-cial market.

@mohican-jx6fx 8 ай бұрын

I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

@Campbell957 8 ай бұрын

My advice for dividend investors is to save for a bigger investment if you really want to retire off dividends. My major picks are SCHD, TSLA, NVDA and a few more that i can't mention. My investment manager John Desmond Heppolette, is really strict on discretion, anyway i digress. You can't expect to make a million from a thousand dollar investment that's where most people get it wrong, It's not a lottery!! Make realistic investments!! People say it's good to be greedy while investing. Yes, i agree but there's a difference between being greedy and being delusional haha. For example last year I invested about $80k in dividends growth stocks and made about $246k, but guess what? I put it all back and traded with him again and now I'm rounding up to millions.

@williamsdavis. 8 ай бұрын

My portfolio is made up of Dividend ETF's, dividend stocks, and growth stocks. I like a mixture as it allows a bit more freedom in specific areas.

@Bill_clarkson 8 ай бұрын

Great information i must say, I will get in touch with him definitely, I prefer to invest in large cap companies which have economic moats, large cash flows and strong balance sheets. Some of which are AAPL, MSCI, IUKD, VHYL, SCHD, NVDA etc..

@nynick716 8 ай бұрын

Always enjoy what the bots have to say... Almost sounds like a real human... Almost

@absurdnerd7624 8 ай бұрын

Hey scam bot...TSLA is *not* a dividend stock.

@absurdnerd7624 8 ай бұрын

@DenverMcCraney does "John Desmond" spit or does he swallow? Gum 😜

@matthewszasz1895 8 ай бұрын

I'd really want to see scenarios with more conservative assumptions than 15% dividend growth on average. I don't expect that will last as we get more history in the market with SCHD.

@RubyRhu 6 ай бұрын

I thought it was 15% per year at first, but if you look closely it says 15% over 5 yrs, which is 3% per year. I think that's pretty conservative.

@RobertBrown.. 6 ай бұрын

Someone said the optimum time for a financial breakthrough is now, especially with inflation at a four-decade high. I have about $250k in my portfolio that is stagnating and needs to increase. What is the greatest strategy to capitalise on this downturn?

@tampabayrodeo2474 6 ай бұрын

I am sincerely committed to securing a stable financial future and am excited to participate.

@hannahdonald9071 6 ай бұрын

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

@Jersderakerguoe Күн бұрын

My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.

@BridgetMiller- Күн бұрын

Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.

@RaymondKeen. Күн бұрын

@HectorWhitney Күн бұрын

That's impressive! I could really use the expertise of this manager for my dwindling portfolio. Who’s the professional guiding you?

@RaymondKeen. Күн бұрын

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

@Hectorkante Күн бұрын

I promptly did some research on Melissa’s past. She can control herself well. Her credentials are solid, and it seems like she was the subject of a careful examination. Foreign investors from countries other than the United States can also use her services

@joeyoutdoors 8 ай бұрын

Thank you for the website TIP, you just saved me a crap ton of time updating excel sheets.

@TheYaq 8 ай бұрын

if you have money to start with life is so much easier , but when you start from 0 like me its hard ...

@BWowed 8 ай бұрын

I wish I had thirty years to wait.

@michaelschiemer3 8 ай бұрын

Most Americans find it hard to retire comfortably amid economy downtrend. Some have close to nothing going into retirement, my question is, will you pay off mortgage as a near-retiree, or spread money for cashflow, to afford lifestyle after retirement?

@Dantursi1 8 ай бұрын

as most investing-related questions, the answer is, it depends.. my best suggestion is to consider advisory management

@derrickholfman2 8 ай бұрын

Having an lnvestment advser is the best way to go about the market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I nettd over $220K so far, that made it clear there's more to the market that we avg joes don't know

@SteveEstrada-js9nu 8 ай бұрын

This is really impressive, hope you don't mind if I ask you to recommend this particular professional you use their service? I had quite a lot of difficulty sorting myself out in this downtime.

@derrickholfman2 8 ай бұрын

Her name is “Vivian Carol Gioia” can't divulge much. Most likely, the internet should have her basic info, you can research if you like

@SteveEstrada-js9nu 8 ай бұрын

Thanks, I just googled her and I'm really impressed with her credentials. I reached out to her since I need all the assistance I can get.

@LumiLunar 8 ай бұрын

I’m taking the invest 50k into SCHD advice and investing a lot more into it along with VOO and VGT. Hoping If I can retire at 50-55 instead of 60 then it’ll be worth it.

@lostboi3974 8 ай бұрын

Ahhh, somebody that knows the formula 👍 I'm putting $100k Into each one of those. Retirement in 20 years 🌴 😎

@YieldExploiter 8 ай бұрын

My taxable is literally SCHD, VGT, and TSLY which I’m only using to boost the contributions. I have VOO in my Roth but I’m right here with you watching my portfolio start to crap cash.

@LumiLunar 8 ай бұрын

@@YieldExploiter part of me really wants to but TSLY and do the same, use the payments to put more into other funds. But I’m honestly concerned about the longevity of it so I’m just investing all my money into the funds.

@LumiLunar 8 ай бұрын

@@lostboi3974 I used to pick individuals and I’ve had mostly positive experiences but I think stable growth is a lot better for my mental health haha. No matter how much you tell your self you can handle seeing your money swing, it definitely has an effect on you. And yeah 100k in each is a nice round number and seems to be the sweet spot.

@lostboi3974 8 ай бұрын

kzfaq.info/get/bejne/fZaXpseUlbzSipc.htmlsi=M9EnaCS0-Zdfiy_b

@ReconPro 8 ай бұрын

Have a great weekend everyone!

@1369usmc 6 ай бұрын

I must have watched this video at least a couple of times per year since it came out. Diversification is the key. With players like OBDC, ARCC, MAIN, and QYLD other stocks like O and JNJ become less of a drag.

@hansschotterradler3772 8 ай бұрын

SCHD is my biggest holding; however, I do not expect a 15% dividend CAGR. Perhaps half of that.

@Jordy32 8 ай бұрын

that's a lot more realistic. 15% per year means schd would be giving out 50% dividend yield in a few years 😂

@RubyRhu 6 ай бұрын

@@Jordy32Look closer. I thought it was 15% per year, but it's 15% over 5yrs, which is 3% per year.

@Jordy32 6 ай бұрын

@@RubyRhu we're talking about the dividend growth, not stock price growth

@torchy187 8 ай бұрын

Entire market is rocking and the SPY continues to outperform SCHD. SPY all the way!

@Gandalf17 8 ай бұрын

nice video. id love more videos about dividend growth

@coreys5353 20 сағат бұрын

Great video! However it is a little misleading if you maintain a larger dividend growth than stock price appreciation. It’s fine in the short term but in the long term it is not possible to maintain this type of skewed growth rate. Something to keep in mind for long term investors.

@mulcahy123 8 ай бұрын

I personally use beat market for a Dividend calculator, no account needed

@robfromdowntown4117 8 ай бұрын

Love your videos never stop

@PhilipMartin-ig8re 7 ай бұрын

A single income or relying on government support should not be every employee's dream or mindset, but having an investment plan by purchasing good stocks as income support and retirement is the best option one could take in life. economy of the country (America), which is unfortunately about to crash. According to the statistics of so many intermediaries and observations, the government does not pay attention to its economy and its citizens, but is investing in wars (Ukraine and Israel).

@BelindaGomez-ul2yn 7 ай бұрын

That's true, take a look at China and most countries in Europe that are not involved in war and have good growth in their economy, giving their citizens a better life and support in their country.

@jamesjacob6841 7 ай бұрын

Great video, appreciate the info, i am truly impressed as i do invest heavily in SCHD. I am interested in the other high dividend stocks that you discussed at the end of the video.

@UsefulDonkey99 6 ай бұрын

Thank you for this video!

@davidless57 8 ай бұрын

Imo investing the 50 grand in high growth tech stocks would be a much better move since you have 30 years. I actually sold all of my SCHD because the returns weren’t high enough for my high dividend portfolio. Passive growth is good for people like myself who are retiring and want monthly and quarterly income for bills. Diversification is key….high interest money markets, crypto, high growth tech stocks and high interest passive equities is how I’ve been investing and have done very well with this strategy. But it’s key to have a large nest egg. I can see how the wealthy keep growing their portfolio even in bad times. I do the opposite of what most financial advisers tell me to do, lol

@steffmay7969 8 ай бұрын

Great video and validates where im taking my portfolio lately. 50% in the Eu version of VYM (no SCHD) over here and the reat in high yeilding stocks

@peoriaos6627 8 ай бұрын

Further, today you would need about 2.5 million to pull 100K annually from SCHD at 4.1%. i really think they are more like 3.7%. however you could skim from the capital growth and probably get the 4.1. I may have missed something. If so, please point it out.

@donc2018 8 ай бұрын

I was thinking the same thing. You could have 100K in SCHD but not generating 100K of dividends per year

@DoctaV 5 ай бұрын

You're not missing anything. This video is stupid.

@303Estates 8 ай бұрын

LOVE your video's!!! Do you have a video, or can you do one, when someone is in their 60's, never invested in market, but got a nested, and wants to invest in market and live off dividends. Keep up the great work!!

@thebes56 8 ай бұрын

The only ETF's I'm in for now is QYLD and RYLD. I don't go above $25 a share for anything.

@tammyque1506 8 ай бұрын

I have QYLD as well, because it gives monthly dividend and is 11.95% yield.

@chloeswigs3680 7 ай бұрын

Its got such a fan base but it's and underperformer and stagnant

@n3rdpl0w Ай бұрын

I’m fuuked! I’m 37 and wish I knew this when I was 18. I’d be retired right now

@TheMythOfTheThickSix Ай бұрын

Bro grind it out

@aurinator 7 ай бұрын

Great video!

@autobotdiva9268 8 ай бұрын

this is good info!

@lucaclara4379 5 ай бұрын

I am sad that this ETF is not here in Europe (Italy)... :-(

@janoz06 8 ай бұрын

Excellent video

@rylanwallace6886 8 ай бұрын

Basically a cool 2.5 mil lump sum

@annjean8709 6 ай бұрын

😳

@fasttracksportsphotography6311 8 ай бұрын

In 30 years $100000 will not be enough income to retire on due to inflation. If we assume 3% annual inflation you would need closer to $250,000 not $100k

@miggy858 6 ай бұрын

someone with retirement being far into the horizion still would be better suited to not worry about SCHD or other divided etfs. better to focus on high growth like voo, vgt, vug.

@yuikiyoshi1248 8 ай бұрын

I'm not kidding when I say that the market crash and high inflation have me really stressed out and worried about retirement. I've been in the red for a while now and although people say these crisis has it perks, I'm losing my mind but I get it Investing is a long-term game, so focus on the long run.

@jamesmaduabuchi6100 8 ай бұрын

I can’t focus on the long run when I should be retiring in 3years, you see I’ve got good companies in my portfolio and a good amount invested, but my profit has been stalling, does it mean this recession/unstable market doesn’t provide any calculated risk opportunities to make profit?

@wilsonjudson1650 8 ай бұрын

There are a lot of strategies to make tongue wetting profit especially in a down market, but such sophisticated trades can only be carried out by proper market experts

@yuikiyoshi1248 8 ай бұрын

I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you?

@wilsonjudson1650 8 ай бұрын

Definitely! All of this happened in less than a year after *STEPHANIE KOPP MEEKS* told me what to do. I started with less than $100,000, and now I'm about 18,000 short of having a quarter million dollars!

@yuikiyoshi1248 8 ай бұрын

She appears to be well-educated and well-read. I just ran a Google search for her name and came across her website, thank you for sharing.

@desen1254 8 ай бұрын

There is NO WAY you could expect a 15% CAGR on a dividend for 30 years, especially a ETF

@RetireandGo 8 ай бұрын

yeah, i figure a 6 percent return on my div account including the ups and downs as the years go by. 15 ... thats risky.

@hansschotterradler3772 8 ай бұрын

I expect half of that. Going forward. 4% in bad years such as 2023, perhaps 10% in good years.

@airnite7527 8 ай бұрын

id add JEPI at 25 percent, great video it relly makes you think

@4800BMO 8 ай бұрын

I can appreciate this.

@ominollo 8 ай бұрын

Compounding is really magical

@704musicent 8 ай бұрын

At what age do you recommend someone just sell off everything and just live off that? For example someone who is pretty old and doesn't want to leave behind a large some of money in stocks when they die? I mean if your pushing 70 or more do you really need a million dollars stashed away in the stock market just for the sake of the dividend or can you just live off the million bucks.

@RB-je3yj 8 ай бұрын

Bruh, currently hold 5k shares of SCHD! Lump sum! I mixed vgt for growth 500 shares !

@user-lx1dy3iw1z 8 ай бұрын

I will invest in Altria.

@buhlerfabii2784 8 ай бұрын

I've been leaning towards a diversified strategy with SCHD as a core holding. The high dividend yield seems promising for long-term income, but I wonder if there's a specific threshold to aim for.

@matteoschilcher9957 8 ай бұрын

Absolutely. I diversify beyond SCHD with growth-oriented investments and bonds to spread risk. It's about finding the right mix that aligns with your risk tolerance and retirement goals.

@bernardlynch5226 8 ай бұрын

Interesting choice. Well, it really boils down to having assuring SCHD strategy and retirement planning!

@Letswalk2023 8 ай бұрын

$100,000 in 30 years will only have the worth of maybe $50,000 today. Thinking about inflation ruins a lot of my desire to invest. 😢

@bossballheaddawg2588 8 ай бұрын

ridiculous

@Letswalk2023 8 ай бұрын

@@bossballheaddawg2588 care to explain yourself or just poke at my statement with nothing? The dollar is becoming more worthless each year. What's "ridiculous" is our government printing even more money while we're already $33 trillion in debt.

@emreebeperi852 2 ай бұрын

The real value of those amounts 30 years later will be much much lower even with a 2,5% inflation

@Katkattarotandparanormal 4 күн бұрын

Im 56 trying to retire at 70 life expectancy as old as 107 in our family… i dont have much yet

@Katkattarotandparanormal 4 күн бұрын

So what about 150000 for 15 years

@KenjiEspresso 8 ай бұрын

Yes 100k in 20 years will be a must I think. 🤔

@spalace7919 4 ай бұрын

Dividend Bull. Thank you for the video. Can you please add a link to the website you used?

@HenryBleach 3 ай бұрын

I don't quite understand how to interpret the image on 3:54. There are two lines and column bars, the bar is the income (dividend per year?) and why are the green and grey lines show in that way? What happens when the bar grew higher than the green line?

@jeffaragon 8 ай бұрын

Tsla and nvda doesnt pay dividends

@Dreambig62 8 ай бұрын

Vtsax for me in the Roth what’s your opinion on VIG from vanguard considering adding it to the portfolio

@StevenCovey-ct3sx Ай бұрын

100 k in dividends a year in stocks is absolutely enough to live on if you have no mortgage payments.

@danwesson1934 8 ай бұрын

Does track your dividend projected value portion working under the assumption that the investor re-invests dividends? Thanks

@gmailer2006 8 ай бұрын

Thank you

@adriana-jn8ru 8 ай бұрын

A black swan event is coming.

@derekross6649 14 күн бұрын

Does this chart include DRIP?

@lqdxoni1 5 ай бұрын

you need 300k min to retire on dividens from schd

@LCJammer 5 ай бұрын

way less then the million most people think they need.

@brianscheuring6073 8 ай бұрын

Who set the Div growth% Nd yield% on the website to show the estimated future annual dix payouts? Seems elevated, or maybe exaggerated.

@ohkayw 4 ай бұрын

How much schd would i need NOW to live off dividends?

@cmh8228850 8 ай бұрын

Let’s ride

@wewhoareabouttodiesaluteyo9303 8 ай бұрын

Yeehaw!

@theSlowBroke 8 ай бұрын

Vanguard recommends saving only 12-15% of your income?? Even while saving 65% of mine I think its taking too long 🥴

@patrickcollins8206 6 ай бұрын

My question is when they pay you the dividen do they just put it in your investment.?If im in Hood how do they do it

@ironhead37 4 ай бұрын

The price appreciation is at 3% on that website. I assume that means the average yearly price increase on the value of the ETF. On the previous 10 yrs, SCHD was about 11%/yr average. When I change the price appreciation to 11%, the annual dividend income drops significantly. This doesn't seem right, so I feel like I'm doing something wrong. Anyone able to help me out here?

@darryl7464 7 ай бұрын

FDVV is a good option. 1.76 shares equals one share of SCHD

@rubygreen1249 Ай бұрын

have you covered fepi?

@shaneomack5018 8 ай бұрын

So that web site is cool but it’s not accurate at all on mutual funds. Claiming no dividends have been paid out when dividends were just paid 4 weeks ago and 6 months ago

@BettingHammer 6 ай бұрын

can you do a video with 100k and different options never adding to it and $500 a month?

@RusuSilva 8 ай бұрын

Lately, I've been contemplating retirement, uncertain whether my 401(k) and IRA will ensure a secure future. I've also invested $800K in the stock market, experiencing fluctuations without substantial gains.

@NicoleBarker-he2vp 8 ай бұрын

Using a 401(k) or IRA is a valuable strategy for retirement planning, providing potential savings growth and tax advantages. While the stock market is promising, expert guidance is essential for effective portfOlio management.

@mohican-jx6fx 8 ай бұрын

Opting for an invest-ment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfOlio has surged by 45% since Q2.

@legacymedia8468 8 ай бұрын

Who is the coach that provides guidance for you? I urgently require assistance; my stock port-folio is stagnating, and I need invest-ment advice for retirement.

@mohican-jx6fx 8 ай бұрын

"Christine Ann Podgorny", is a highly qualified and experienced professional in the finan-cial market. She possesses extensive expertise in portfOlio diversification and is widely recognized as an expert in her field. With her years of experience, she proves to be a valuable resource for anyone seeking guidance in navigating the finan-cial market.

@legacymedia8468 8 ай бұрын

I searched for her name on the internet, found her page, and reached out via email to schedule a conversation. Thank you.

@inigobonamy9330 8 ай бұрын

Alternative for SCHD, UCITS compliant?

@YieldQuest 8 ай бұрын

Have you looked at wisdomtree's dividend ETF's?

@jayalias2335 8 ай бұрын

This isn’t a dividend growth etf

@spierotti14 3 ай бұрын

The dividend growth rate is not right. If you google it it is 2.8% annual growth rate. Most of these videos dont have that right and it makes a huge difference in the long run.

@DoctaV 5 ай бұрын

Ending portfolio value of 1M would be ~40k of dividends per year not 110k.

@californiatravelnurse318 7 ай бұрын

I don't think the average viewer can save enough to make divys worth it. Very small ROI compared to captial gains

@stephenlussier9243 8 ай бұрын

Any dividend stocks focusing on the growing elder care market

@dennispekala7675 8 ай бұрын

OHI

@torchy187 7 ай бұрын

Stock market rocking today….SCHD is down…

@MrSummitville 6 ай бұрын

And so what? SCHD is *not* the SP500. Hey, did you know that apples and oranges are different?

@Fred-yd9md 8 ай бұрын

What if Scwab goes bankrupt in say 15 year… in that case they don’t have anyone to manage SCHD… so they may liquidate all SCHD and return the money to SCHD owners… if Schwab liquidate all SCHD once that will crash all the stocks price inside SCHD… so basically folks will get pennies for dollars… scary to think… that’s why I m avoiding having all ETF only portfolio

@Memoreism 8 ай бұрын

What are the chances that they'd go bankrupt though?

@Fred-yd9md 8 ай бұрын

@@Memoreism even 1% chance is scary if all my money is with them

@bossballheaddawg2588 8 ай бұрын

well youre probably scared of your shadow

@diegocontreras3173 8 ай бұрын

@@Fred-yd9mdahh cmon that’s like saying you’re scared to walk outside because you have a 1% chance of catching a stray bull3t to the head

@1Mannco 8 ай бұрын

If Schwab goes BK...SCHD-These funds are set up as trusts or in a similar manner. If the investment adviser goes bankrupt, they have no access to the assets in the fund, which are held by an unaffiliated custodian. If the sponsor liquidates the fund, you'd get cash for your shares. But this only happens with small, unsuccessful funds, which doesn't describe SCHD........Short version they sell everything and you get cashed out. Long version from investopedia Shareholders typically receive notification of the liquidation between a week and a month before it occurs, depending on the circumstances. The board of directors, or trustees of the ETF, will approve that each share is individually redeemable upon liquidation since they are not redeemable while the ETF is still operating; they are redeemable in creation units. Investors who want "out" of the fund upon notice of the liquidation sell their shares; the market maker will buy the shares and the shares will be redeemed. The remaining shareholders would receive their money, most likely in the form of a check, for whatever amount was held in the ETF. The amount of the liquidation distribution is based on the net asset value (NAV) of the ETF. The liquidation, however, can create a tax event, if the funds are held in a taxable account. This may force an investor to pay capital gains taxes on any profits received that would have otherwise been avoided.

@OroborusFMA 8 ай бұрын

What if I inherited $100,000 and invested it in SCHD, and then contributed $500 month?

@Redtornado6 8 ай бұрын

You can use the website yourself

@solomonwilson-g4v 26 күн бұрын

Its worse here, our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.

@Bismarkdee-b9n 26 күн бұрын

People believe their currency has the worth it does because they have no other option. Even in a hyperinflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.

@carvengod1056 4 ай бұрын

WHT if I die before 30 year

@klausvonshnytke 8 ай бұрын

Track Your Dividends is not completely free. You need to pay for advanced features. Your video is a huge oversimplification. 100k in 30 years will be worth probably less than 30k in today's money.