What a blessing to be married to an intelligent woman.

Congratulations! Having suffered from the crushing weight of immense debt myself, struggling out from under it has been one of life's greatest achievements for me and my family

Mrs. W's smile is worth a million bucks. Cody, you are a wealthy man.

Dave screams FREEEEEDOOOOM in the background. I’m 20 and I’m a machinist in Ohio. I will be debt free this month and I am looking forward to building wealth. I appreciate the ministry and leadership men like you and Dave Ramsey and my father and grandfather provide. Thank you for everything you do Cody. God Bless you sir.

I was lucky enough to find Ramsey when i first moved out, now at 21 ive never been in debt and am saving money for a house!

you gotta love how not only are they happy and proud of their own roles in the relationship, they respect each others roles and skills. thats how you do a relationship right.

I’m an 18 year old male and this really hit home for me, not what to do and what to do. Thanks so much! Don’t want those chains on me lol

As soon as you yelled "we're debt free" I knew Mr. Ramsey was involved

I hope my wife looks at me like yours looks at you after 16 years. God bless and congratulations on debt free!

We've been on the Dave Ramsey train of thought for a long time and it has literally saved us many times. We are literally dept free except for the house. My wife is the saver too and she does amazing work with our finances, especially with me not being able to work anymore because I have terminal cancer. I am 100% disabled through the VA and they're finally paying for the medical bills, but that took a couple years to get set up, but because of how good she is with money we literally had no hospital bills. It's hard work, but it definitely takes a team, you definitely can't have one person who is just spending non stop. Cheers & prayers to you and your family Cody

The two of you earned 10 more "Character" points for sharing this. Blessings to you and yours.

I love this video, thanks for sharing your story with us :)

You gonna have a mortgage burning party? My aunt and uncle did when they paid their's off

Let's go guys. This deserves all of the hype in the world congratulations.

Back in the day when the mortgage was paid off they would paint the front door red.

After a difficult night at work it's nice to spend some time on your porch and listen to 2 positive people sort their life out. God bless you both🙏

Im stoked for you guys! I struggled with getting my feet down with finances a little bit when i first moved away from home. Got married and divorced real young which really set me back. About 3 years ago I strapped myself down to the saving train and have been really busting my ass. I've since done two trips to Afghanistan which helped a ton and now I'm about to be 24 and by my birthday I should have about 125k saved. with no debt besides a mortgage but it is a cashflow property at the moment and has room for me to improve it and raise the value of it quite a bit once i move back in. I plan to sell it in the next 2 years. My goal is to hit a quarter mil net worth by the time I'm 25.

Uncle Dave got us too. We were able to retire to our 20-acre homestead at 44. Visual charts and envelopes were my saving grace. Something you didn't mention was the PEACE of not owing anybody. Thanks for sharing.

YAY great work! My wife and I flipped our house in CA 5 years ago and used the small profit to get a much larger, nicer house with land in CASH in rural Arkansas. It was difficult to sacrifice leaving all our friends and family, our jobs, plus the endless amenities of city living, but totally 100% worth it. Now we're preparing to flip this house and build a fully off-grid homestead. It's been a long, slow, arduous process, but we've had the homestead dream in our sights for over 15 years, and now we're almost there. To anyone dreaming of a life rich in freedom, abundance, and self-reliance: you can do it! Set your goals, map the process, and take it one step at a time! Stay positive and never give up!

Great talk, you guys are much a great couple. Love how the homestead looks. Cody, I'm sure your dad loved his time supervising you and Jack and the other young man you had working there. Cheers from Tokyo Stu

My wife the spender just got the book...I'm pumped.

It's funny, I watch a lot of homesteading channels and it drives the people crazy when the rooster crows, I love hearing the rooster. Nothing says freedom like the crow of a rooster. To me.

Cody, congratulations! A truly liberating feeling from an east coaster that figured this out over 10 years ago!

You're a good guy, and good guys should have things happen in their lives....but the day that beautiful woman beamed into your life, you won the lotto! 😁

Dave Ramsey helped my wife and I get out of debt. Paid off all student loans, new cars, and everything else by 26. I am not a religious guy, so I always told my wife I wasnt going to listen to Dave. Finally caved, and went to a thing with Daves daughter and it all clicked. His program has helped us stay debt free and get a huge savings account over the last 4 or so years.

I Love how in love the both of you and Mrs Wranglestar are Cody. The way she looks at you with pure love almost in awe of you melts my heart because I once had a woman that looked at me that way and it makes me sad. Corgulations Cody and Mrs Wranglestar ❤️.

Congrats!! Well done! We were blessed to do the same 5 years ago. It was not easy, but happy we were able to do it young.

This is so timely. We just paid off all our debt and are starting to save for land. Your story is an inspiration!

That’s awesome! I want this for my life.

Love you both!! Been watching every video for 4 years! You are such a tremendous inspiration and example to so many!

We love Dave Ramsey. Listen to his show in the afternoons to try to stay on track. Great advice about buying in the country. Everything does take three times longer than you think it will, even with everyone pitching in. We just bought a new to us little homestead and it’s a lot of work, but so rewarding & such a great place to raise kids!

Huge congrats! On building an exemplary life - one of the reasons you have as many subscribers as you do is that you are practical and set a good example for your neighbors. Thank you!

New Wranglerstar video?! *turns everything else off,hits "like" button, voume up and switches to full screen*

My wife to be asked me if I wanted to go to that same Dave Ramsey event in Portland and I told her that I didn't need some guy telling me how to spend my money. To make a long story short, we've been debt free 3 years now and still have our old debt posters too. Congratulations!

Congratulations... Dave Ramsey equally stepped in and changed our life 4 years ago! Great job using your platform to get the message out. Take those shoes off and feel that soil now! It does feel different.

My wife is still enamored by the city. Me, being raised in Alaska, can't imagine a worse fate than to live in a large lower 48 city, but I love her. I'm so happy for you all.

I thank my parents more then I can express for raising me 20 miles from a town in the middle of national forest and helping me get my own property out here, thats not easy when every one who lives out here has always lived out here and the rest is national forest! It’s a blessing to be able to live where I do!

Having a supportive spouse that affirms you daily, and looks at the pair of you as a team....you can’t put a price on that. You won the lottery there Cody

Amazing! Financial independence is important and should be taught when you are young! I was lucky to have a dad who taught me these lessons and keep them in mind until today! Keep up the quality content 👌

Awesome, love the chart idea. My wife and I need to start getting on the right track, I’ve been watching your videos for almost 7 years now and it’s always a joy to tune in. Thanks for what you do

Cody, we use an app called "Good Budget" on our phones. It allows us to know exactly what is in each envelope that we have made up and where it's being spent. Each person just has to put in their receipts and it automatically syncs to both phones. It's a really good app and I highly recommend it. Cheers

One thing I learned in my younger years about saving money was to try and look for your financial fun limit. I mean to say while overall trying to stop super expensive hobbies, actively look to see how few hobbies that require resources you need to fill your time. Personally I learnt I could do with a belly boat instead of an actual boat, and a dirtbike instead of a quad and 1-2 other things. But once I had just a few of my favourite pass times reasonably taken care of and started trying to save, the value of the money was always higher then the things I wanted to buy with it. Then saving became habit and easy. And the value of everything changed to me in a healthy way.

The 2 of you are wonderful people!!! Thanks for all the vids and opening up your lives for those of us less fortunate to be able to do what you all did.

Great video, and awesome advice! I was taught to be a "saver", so I have been lucky enough to never be in large scale debt. My parents were products of the depression, and they passed all the lessons they learned to me, so I was quite fortunate to have been born to them. I know many people with the chains of debt across they shoulders, and stories like yours are a great testimony to the fact that mere humans can pull themselves up and out of that torture. (and be so happy when they do) Thanks for the video! BTW: One of my "secrets" when I was young and trying to save was to think about a purchase in terms of how many hours of work I needed to do to pay for it. This would help me center my mind on how important and necessary it was. I aso made a rule for myself where I set a limit where if I was going to make a purchase above a certain amount, I HAD to step back and delay that purchase for a day or two to really think about it. That helped a lot with spontaneous buys. I also only carried so much cash in my pocket so I could never spent a lot without thinking. Over the years asmy savings and income grew all those limits I described would just naturally slide up, but I always kept them in line with my income....never my savings. Everyone has their approach to it....that was a part of mine. I think everyone needs a plan and to track their progress against that plan.

The look on Cody’s face when she outed him on the merengue and salsa dance lessons! 😂

This makes me feel better only being $4k in debt, owning a small home and vehicle....But saving for purchases (truck....new or working washer....toys) I watched a older video of you talking about paying off the debts and its working. I just hope I can still achieve my goals while this worlds still sane.

Congratulations! I hope you guys enjoy many happy years on the homestead!

Congratulations!!! Good for you. What a great example you set for your viewers.

Debt free in a world that just changed dramatically in three months, what a blessing.

Congrats. Years ago I set a goal of having my home paid off by the time I retired.....and did it 2 years before i retired. Felt great. Then we decided to buy an ocean front condo within months of paying off that mortgage. Now we have a mortgage again.....but sitting on the balcony overlooking the ocean 10 or so days a month feels pretty good too. 😎

Thank y’all so much for this vid, especially. I’m the accountant in our marriage, used Ramsey to budget when single, but very unsure how to navigate budgeting with my husband. Your input is so encouraging and offered great guidance! I have a game plan now and really excited to get to work! God bless you and your family!

Awesome. So happy for you guys. My wife and I did it about 7 years ago

Sir, I am so glad to hear that you have finally finished off this challenge. I hope that you have a wonderful Independence day and God bless!

The first thing my wife and I did after getting married was go through Dave Ramsey's Financial Peace University and it was decently the best decision we made as a married couple. Congrats on being debt free!!! I hope to be there in a few more years.

I am sharing this video with my fiance! Thank you for your time and stories.

So happy for y’all!!! We’ve had 2 rounds of FPU...and I think a 3rd is in our near future, your story is very inspiring. Thanks for sharing

This is exactly what I needed to hear, I've really been slacking in my finances lately, I am long overdue to get it dialed in.

I've been cutting down on the time I spend on my phone recently, and unfortunately I haven't seen many of your newest videos. But I'm glad that I clicked on this one because I do like your content a whole lot, I'm definitely despite for that simple living lifestyle and the hard work to match it. This video was especially sweet because its good to see you both happy sharing good news! Happy Independence Day!

I'm so happy for you and your family! Many good wishes from Norway.

I am so happy to hear this! I have been so inspired by you and I hope I will be able to live half the life you have created for your family.

*On long term loans, it's amazing how much balloon payments can knock off of the loan term. Congratulations!*

HUGEEEE congratulations!!! Mr Ramsey would be proud

Congrats!! I have been on step two for a while and needed to hear the success story!

That is Amazing... I also became debt free on 7-4-2020! Happy Independence Day! Congratulations!

Total money makeover changed my life!! Didnt see the inside of a restaurant for 3 years. When you dint go out to eat, you learn real fast that you can make that fancy food at home.

Cody...as result of your awesome review you did 2 years ago I can say I'm now debt free as well !!! I still very much enjoy your channel and learn a lot from you. I must admit you were a GODSEND to MY life. It's hard to describe the influence that you and Mrs. W have made in this world. You can be proud of your contributions on this our nations Birthday. GOD BLESS AMERICA

Congratulations you guys. Been following you for years and had the opportunity to meet you and buy your book years ago in Topeka. I've used clips of you other debt KZfaq vids on my financial peace university classes. We found Dave in the early 2000's and paid off the house in 2012. We still have a budget and use our own version of Dave's envelope system. Because of Dave, we were well positioned for the current worldwide pandemic. We actually have reworked our budget and trimmed $1000.00 a month from our expenses because of work at home and travel restrictions while Increasing our food budget to cover the inflation of shortages. It's all about paying attention and being a responsible adult. Welcome to the debt free club. You'll still have a house payment tho. We have to put away $470.00 a month to cover Insurance and taxes; not to mention repair and maintenance sinking funds. It's all just part of life, but you already know that. You're doing great. Thanks for sharing and for encouraging others to follow your example.

So happy for you two! I've been working the baby steps for about a year now, and am now in step 3b. A homestead like yours is my ultimate goal and hope someday mine will be as beautiful and filled with love as yours!

Awesome. Great job you guys. I only got a mortgage on one of our properties and its only a third of the value of the property. No debts beside that. Have an amazing weekend, Andreas 🇸🇪

I was the saver. Even after years of me trying, to be as compromising and kind as possible, he refused to go along with the plan. Would not read about how to make things better. That, his spending and he not living an honest life led to me leaving. I still have hope of a good relationship seeing people like you.

Aww, im so proud of you both ^^ hope things go amazing for the future

I love seeing the two of you looking happy together. Thanks for sharing so much with us over the years. Congratulations on meeting your goals!

The way she looks at him, maaaan I need a women like her look at me like that. Singles hope you find you life partner

Was anyone else expecting, "We're pregnant?" lol. Congrats on being debt free. Love Dave Ramsey and you all too!

Congratulations I'm really happy for you two! You two are just perfect for each other. I wish you all the best and hope you guys have a wonderful Independence Day!

Wow. Cody you are so blessed to have such a helpmate like Mrs. W.

This is great. My wife and I are just starting out and this is awesome. Someday I want to be debt free and stay out of debt.

Haven’t been here in a while, it’s nice to see you Cody

Congratulations! I’m happy for you guys. Thanks for the excellent advice.

This spoke volumes to my wife and I. Thank you for all of your content!

That's why my family moved more into the country when after I was born cause the big city style town well it's dangerous even today people know that there's a very fine line of the good part and bad part of that town so basically now having spent 20 years growing up in the country i loved it a lot more besides how you suppose to run through the woods with sticks with no woods 😂

I’ve taught the classes, recommend it for every one.

First off, congratulations on such an amazing Accomplishment!! Second, your family is mine and my husbands favorite channel to watch on KZfaq. Mrs W., the way you look at Cody, you can tell the amount of Love and adoration you have for him. You both have such an amazing relationship and it shows. You are raising some incredible kids (sweetloaf is so adorable and we LOVE seeing her!) and share some great info with your followers. Keep up the great work and may God continue to Bless all of you! Blessings and Love ❤️

Congratulations! Looking forward to the day that I can do this as well.

Great video. My wife and I are trying to follow Dave Ramsey's program, doing well. You two are fantastic together on camera. Have a great Independence day.

START WHEN YOU’RE YOUNG! You’ve heard it a thousand times, and just don’t want to hear it again from some “old codgers”. Please, listen to the wisdom of 30, 40 and 50 year olds and up..start saving at your first paycheck. You will have debt; be it student loans, Mortage, a car payment or unforeseen circumstance..you will make financial mistakes. Don’t let those mistakes go unheeded. Don’t make those same mistakes again. If you start saving at an early age, the debt you take on can be much much less(if any) and be manageable....even saying that, the goal is to be DEBT FREE...as much as possible, as early as possible. If you do acquire debt, make sure the debt works for you, not you for the debt. We know, we were all there once. You want to go out, you want to have fun and have a nice car. But the more work you put into it at 20, is less work that you’ll have to put in it at 30. The more work you put in at 30, the less work you’ll have to put in at 50. Ever said to yourself “ I wish I would have known then what I know now”? Well, you do know. I’m you, 20 years into the future. And I’m telling you...save, save, save, save.

one of the 1st and only debt free talk I've seen where the man doesn't talk over his wife. Well done guys.

Thank you for this video! Little bit of added motivation that will go a long way!

I've been married 42 years and can appreciate a good woman or partner. I've found that if I keep a 100 dollar bill folded and hidden in my wallet that I never feel broke. Happy Independence day to your family

Congratulations guys I'm delighted for you. I'm 27 and converting a shed at my home house into a house for me and my partner. Never had a loan or card or payment or anything and hope to stay as debt free as possible also love the renewed front of your homestead it's beautiful hope to be as talanted at Cody at woodwork at some stage

Thanks for putting this out, congratulations!

I needed to hear this! Just came back from a trip to Montana, looking at property. Thank you! God bless!

Haha I knew when you both said that opening line that you'd been listening to Dave Ramsey

Happy you’re debt free

This is a great video! I love it. I am more of a saver. I am 20 years old and going to college, not having much money but even in a restaurant someone have to convince me that I can take what I want and it may gonna cost more. I think it’s great that you both agreed on things and still got to buy fun stuff! I am watching your videos and dreaming about a own homestead one day. Great advice with the poster. Thanks to always passing down your knowledge like you re a grandfather of mine or something

Congratulations y’all, that’s exciting! What a great accomplishment.

Are y'all going to try to get on his show and do the scream?

I really wish he'd look over at the rooster and yell "SHUT UP!"

I love you guys....humble, down to earth, sincere, courteous,....and very nice people...God bless!

I recently subscribed for the tool comparisons. Blindly walked into this and similar videos of yours. This video was extremely helpful and motivating. I'm a new/huge fan of you and your lifestyle. Thank you for opening up to all of us about your personal finances, and life stories and your family. It's lovely to see and hear, and I can't tell you how helpful and uplifting it is to watch this video in particular.