Literally the first time I'm ever heard that sentence said with a straight face, "now that we're married, the fun begins." Congratulations!!
@TheCreditFrog3 ай бұрын
Haha, we've dated for a long time, and so we were pretty happy that we could finally get married. I appreciate the well wishes!
@SectionChief3 ай бұрын
Your are now in an official player 2, maximum earnings, power-couple mode. Congratulations.
@TheCreditFrog3 ай бұрын
Thanks Sean! Looking forward to seeing what the future brings!
@SpencerChewitt3 ай бұрын
Congrats on graduating to a 2 player setup! I think I’ve said it before, but I love your setup. It’s different than everyone’s typical setup, but still so valuable. Awesome video sir!
@TheCreditFrog3 ай бұрын
Appreciate it Spencer! Yes, it's nice that I've found a setup that works well for me, but hopefully it'll give others ideas on how to craft their best credit card setup. Keep up the great credit card content 👍!
@SpencerChewitt3 ай бұрын
@@TheCreditFrog 🫡
@AP_8083 ай бұрын
Your next target is the Ink Preferred so you can get that 3X Travel and UR transfer card, then downgrade that CSP to an OG Freedom so you can tap that 5% Costco quarterly. Btw congrats Stan 🎉
@TheCreditFrog3 ай бұрын
Thanks AP! Yeah, I'm thinking about downgrade her CSP to an OG Freedom and then reapplying for the CSP to get the updated bonus! We'll see though, we have to make sure we can meet the MSR, and we already have one going right now! I definitely want to get the CIP in the future, but I'm trying to figure out when's the best time!
@Dr.Boombatz3 ай бұрын
New data!! Stan you must be in heaven. Congrats again on the happy union!!!
@TheCreditFrog3 ай бұрын
Thanks Dr. Boombatz!! It’s really nice having a P2 to start supercharging the game!
@MontyTheCardNerd3 ай бұрын
Welcome to 2-player mode Stan, I've no doubt you and your wife will crush the game and amass loads of points. Works out so nicely that you two currently have different setups ... referral opportunities aplenty, as you highlighted. Great video as always!
@TheCreditFrog3 ай бұрын
Thanks so much Monty! Yeah, I'm looking forward to maximizing the P2 strategies as well as referral bonuses since we've been waiting to execute those until after we're married. Appreciate you bro!
@Thecreditcardconnection3 ай бұрын
Wepaaaaaaaa! Player 2 in Full Effect! I can’t wait to see how this plays out in your future videos! I predict “Unstoppable” ❤️💪🏽
@TheCreditFrog3 ай бұрын
Haha, thanks so much Joe! I'm also looking forward to seeing what comes up with our 2-Player strategy!
@JonsCreditAndTravel3 ай бұрын
Solid set up Stan!! Well rounded set up with Mrs Credit Frogs lineup as well. Thank you for sharing. A lot of points incoming.
@TheCreditFrog3 ай бұрын
Thank you so much Jon! Yeah, I wanted to cover as many bases as I could. Hope to begin to maximize those point earnings!
@JohnnyCashBack5X3 ай бұрын
I think you will get one of the Chase Ink cards, either Ink Cash or Ink unlimited. I was originally going to say you will apply for the Ink Preferred but since your P2 already has a Sapphire Preferred, I think you will apply for the other two Ink business cards to stay under 5/24.
@TheCreditFrog3 ай бұрын
That's definitely a good bet! I was pretty much all in on the Ink Preferred until I realized that I could just use my wife's CSP to transfer out instead! The CIC and CIU are great options with great welcome offers so those are definitely going to be the prime targets!
@x19283 ай бұрын
Not only do I carry a Romanian Centurion in my wallet for purchase protection but, the ever trusting Trojan for protection with the ladies every quarter.
@TheCreditFrog3 ай бұрын
🤣🤣🤣 You have to be prepared for everything these days!
@Anthonyjones-pq4ff3 ай бұрын
Lmao that’s lol the carrying a Trojan in your wallet . Wondering did anyone get that The Romanian. Centurion is it the Black one .
@randomsonmymind69193 ай бұрын
Hi Stan. P2 setup is extremely powerful. My wife is from Japan and right after we got married and she received a social security number (about 4 years ago), I added her as an AU for my Amex platinum card. Now she has a mid-700 credit score, 3 personal credit cards in her own name, 2 business credit cards, and we financed our car and qualified for a loan for a rental house together. If I didn't set her up as early as I did, her credit profile would be much weaker and overall we would be in a worse financial situation today.
@TheCreditFrog3 ай бұрын
Hey, that's awesome that you were able to set up your wife to be in a great financial position today! Planning is so key to all of this, and it's awesome to see that you're both taking steps to lead the life you want to live with good financial habits! Will definitely try to do the same as we start out on our own married financial journey!
@PhilMo783 ай бұрын
Player 2 mode is a game changer!!! Congrats again Stan! And thanks for the video, always love seeing how others are playing the game!!!
@TheCreditFrog3 ай бұрын
I agree PhilMo! It's pretty cool to have another credit profile to work with, and it's going to really help us get a lot more points in the long run. I'm happy to hear you enjoyed the video!
@Rhaegar75043 ай бұрын
Congrats on your marriage and player 2 journey! My wife isn’t huge on credit cards but I’ve convinced her to at least do the chase player 2 strategy. As far as her daily use for spend she only has a 2 card set up of the Altitude Reserve and CFU for sit down dining and all non mobile wallet spend. You have certainly sparked my interest with Bank of America
@TheCreditFrog3 ай бұрын
Appreciate it Jay! Your wife has a very solid setup that covers pretty much all types of expenses. I would say BofA is a great end-game setup, and if you can get to Platinum Honors tier - their cards are incredibly powerful!
@qcman20003 ай бұрын
You’re definitely going on the Ink train. I’d have said the CIP before the video ended, but if you’re going to join accounts, maybe you’ve been targeted for the 120k CIU & that’s the next one. Also, C1 may nerf it in the future, but for now you’d still be able to go into the C1 lounge as a guest of P2, though you’d need the AU card if you guys were traveling apart. Great video as always 👍🏽.
@TheCreditFrog3 ай бұрын
Haha, yes! All aboard the Ink train!! I will say that I still have some cards I want to get for the benefits (mostly hotel cards). I didn't realize there was a 120k CIU out there. That's insane! And you're right, she could certainly take me as a guest - I forgot about that haha! I was thinking about Amex and how they're doing away with lounge guests, but C1 still has it. Main point, I'm not applying for C1 cards anytime soon, but if there's a need, will use my wife's profile for it!
@IanMaschal3 ай бұрын
How about what is in your mileage bank? What’s your total count and where are they? I’ve got… 255k delta 253k chase 191k virgin (@30% bonus) 300k capital one 156k American 81k Amex 2k Emirates 40k JetBlue 28k Hilton 65 Bilt (actually 65 not 65k 😂🤣) I need more hotel or Amex points currently, any recommendations for a hotel card? Something with an elevated bonus. I am pre approved for the savor one and hold the venture x. Not sure if I should just go with that since I have a fair amount of hard pulls
@TheCreditFrog3 ай бұрын
Wow, that's a lot of points across multiple ecosystems. Nice! I mainly have points with Amex, Chase, and Marriott, about 250-350k each, and then some others 50k or below. You probably don't want to add another hotel partner, but the IHG Business Premier still has their elevated welcome offer going on for a few more days. May be worth looking into!
@gainesville3233 ай бұрын
2-Player Mode ftw!!! I sense you’ll be hopping on the ink train soon! 🚂🚂
@TheCreditFrog3 ай бұрын
That's for sure Tariq!! I can finally transfer out to Chase transfer partners!
@DoYouTakeCards3 ай бұрын
Congrats on the P2 and the marriage overall. Great video.
@TheCreditFrog3 ай бұрын
Appreciate that RJ. Thank you so much!
@Anthonyjones-pq4ff3 ай бұрын
congratulations Stan. Best wishes to you and the Mrs.🥂🍾💐🎊🎂
@TheCreditFrog3 ай бұрын
Thanks so much!! 😊🎉
@nubianpwr3 ай бұрын
This was sooo darn good Stan - and informative! Congrats on marriage and Player 2 mode🥂🥳 I think your next card will be (drum roll) Ink Bus Preferred (?). Mine will be the Cap1 Savor to compliment the Venture X. Decided to test drive for a year... so far so good🤞🏾
@TheCreditFrog3 ай бұрын
Thanks so much Nkosi! We'll have to see what that next card is going to be!! That's awesome that you're going to complete the Capital One duo with the SavorOne. Such a great setup to run! Will be interested to hear your thoughts on it and whether it got you a lot of value during the year!
@nubianpwr3 ай бұрын
@TheCreditFrog I'll be sure to update you! Btw: going for the Savor not the Savor 1.
@TheCreditFrog3 ай бұрын
@@nubianpwr Ah ok! Sorry about that - still a great combo - especially if you maximize those 4% categories on the Savor!
@IanMaschal3 ай бұрын
You answered a lot of questions for me with the P2 set up. Does both need a preferred or higher, how to connect, etc. might want to turn those into shorts.
@TheCreditFrog3 ай бұрын
That's a great idea! Thanks for the tip Ian, and I'm glad that this video helped you with your P2 questions!
@jimmyjames64923 ай бұрын
Player 2 opens up a ton of possibilities on how to play the game! Thanks for the info + video!
@TheCreditFrog3 ай бұрын
Absolutely Jimmy James! I appreciate you!
@CesarJoel3 ай бұрын
2 Player mode FTW! 🙌 The referral P2 strategy is 💪Great cards and strategy hermano! Thanks for the detailed overview!💪
@TheCreditFrog3 ай бұрын
Thanks so much César! Looking forward to incorporating some P2 strategies!
@jeff.0-33 ай бұрын
Congrats on your recent wedding! My guess for your next card is the IHG Business Premier before the generous welcome offer expires.
@TheCreditFrog3 ай бұрын
Thanks - really appreciate it! That's an excellent guess, especially since I have access to a CSP through my P2!! We shall see what happens..
@DugrozReports3 ай бұрын
P2 mode activated!!! 🎉🎉🎉
@TheCreditFrog3 ай бұрын
Yup! Fun times ahead!!
@DCGEMINI2023 ай бұрын
Nice set up. Cant wait til i drop below 5/24 in 5 years😅
@TheCreditFrog3 ай бұрын
Thanks. Ugh 5/24 ruins all the fun!!
@theyhateme26013 ай бұрын
😂😂😂
@MattWelterOfficial3 ай бұрын
P2 Mode is awesome to be able to combine Setups together, generate even more points & with that future travel redemptions. Your wife has a great low-cost setup and I can definitely see where your influence may have come into play (except probably the Banana Republic Card haha). Definitely makes sense to have your wife prioritize Cap One Cards such as the Venture X! It seems like your wife's CSP will be key in that 2 Player Setup to like you said give you the ability to transfer points over and open up a lot of travel redemption possibility! Great video as always Stan!
@TheCreditFrog3 ай бұрын
Thanks so much Matt! Yeah, I definitely wanted to set her up for success with her credit card setup. Like I mentioned in the video, we're very much primed to start taking advantage of referral offers. And yes, it's going to be awesome if we ever want to start moving towards Capital One as I think her credit profile is much more favorable to get the Venture X, but we'll see! Not even sure I want that card since there are so many options out there! Appreciate the support Matt!
@siumaka3 ай бұрын
Great video, and congrats on your marriage. If you add your wife to your BOA/Merrill accounts, she'll move up to platinum honors. Looking at you set up, I wonder if you will go for a hotel card soon? Also, don't forget to add the Susan G Komen cards for more 5.25 back categories.
@TheCreditFrog3 ай бұрын
Thanks so much Mark! Yeah, we're definitely going to be doing that to get her up to Platinum Honors. Definitely will be focusing on hotel cards since our primary core setup is pretty nicely built out. I definitely want to add the SGK card as well - can't ever have enought BofA CCR cards, haha!
@VincentPascual3 ай бұрын
Congratulations on your marriage, Stan! I’d say go for the Ink Preferred or Ink Cash next. And then work on lowering your 5/24 status so you can qualify for more Chase cards later. Your wife appears to be at an early enough stage in the game that this might be the best opportunity for her to apply for the Venture X. She could also get some Ink cards in order to avoid having more accounts showing on her credit report.
@TheCreditFrog3 ай бұрын
Thanks so much Vincent! Yeah the Ink cards always have some great welcome offers. I'm actually just under Chase 5/24 now so I'm trying to stay under it for as long as possible. And yeah, I agree. I think she's at the point where she has the highest probability of getting the Venture X so I'm juggling the idea of getting that card vs. something else. Haven't made a decision yet, but having access to the VX lounge and a 2X everything else card with no FTFs is a fun idea to think about!
@MysteryBop3 ай бұрын
Will definitely be a Chase Ink card!
@TheCreditFrog3 ай бұрын
I love the cards! We shall see!!
@tooeasy42173 ай бұрын
You gonna miss all the shots you dont take. Just do the pre approval tool from cap1 and see if you are pre approved for the venture card.
@TheCreditFrog3 ай бұрын
It's true. It's a big gamble though with 3 hard pulls. And preapproval doesn't mean automatically approved, unfortunately. When it comes time to get a VX, we'll pull the trigger!
@tooeasy42173 ай бұрын
@TheCreditFrog true true. I was went for it and approved last year. Not too shabby. Good p2 setup though!
@TheCreditFrog3 ай бұрын
@@tooeasy4217 Awesome! Glad to hear you got the C1VX!!
@SuperTalleyho3 ай бұрын
USB Altitude Go Signature Visa.
@TheCreditFrog3 ай бұрын
That's a nice card! That 4X on dining for NAF is amazing!
@johnwick8603 ай бұрын
hi Stan, do you recommend Chime credit builder secured credit card? any alternatives? thanks
@TheCreditFrog3 ай бұрын
Personally, I’m a big fan of the secured/student cards from the big players like Chase. BofA, or Capital One. Don’t know much about the Chime card!
@arteephact3 ай бұрын
Hey Stan, just a quick Q about your BOA cards. In a previous video you said you were thinking of dropping the PRE for another CCR...but it looks like you hung on to it for another year? Or is that date still coming up? I've heard that if you product change a No FTF card like the PR , TR , or PRE to one of the cards that normally does have the FTF, your product changed card will maintain No FTF . If you do go thru with the change, please let us know you result. I'd love to add a No FTF CCR to my setup.
@TheCreditFrog3 ай бұрын
Oh interesting! I never heard of that, but that would be super cool if that’s the case! Because of how the Ritz Carlton card PP is losing restaurants, I’ve decided to keep the PR Elite for the next year since it’s one of the only cards that reliably has PP restaurants. I still can get value from the credits so it’s going to stay in my wallet for now!
@bctsteve3 ай бұрын
This is a good time to apply for an ink card for her!
@TheCreditFrog3 ай бұрын
That's for sure! I'm thinking of waiting for a 90k offer, or another option is to downgrade to an OG Freedom and get the Sapphire Preferred offer that's going on right now! Just trying to figure out if the MSR is feasible since I just got another card with a higher minimum spend.
@getsugatenshoFTW3 ай бұрын
Congrats Stan!
@TheCreditFrog3 ай бұрын
Thanks so much!
@SpartanOfFinance3 ай бұрын
USBAR and Amex business Gold which I got for the SUB. My catch all is Alliant for 2.5 cash back. USB gets 85% of spending. Oh yeah the 5% Amazon card but that is wife’s favorite. We are making Bezos even richer.
@TheCreditFrog3 ай бұрын
Alliant is a solid catch-all card! Haha, sounds like our wives like online shopping, so we have to make sure we have cards for that. Our core cards are similar with a USBAR for MW, something for dining, and a catch-all for non-MW spend! Very cool!
@theycallmegomez3 ай бұрын
When is the right time to ask a potential player 2 for their credit score?
@TheCreditFrog3 ай бұрын
Probably as soon as possible, but maybe that's just me.
@Anthonyjones-pq4ff3 ай бұрын
Wow Stan married. Anthony V married Now when CJ gets married the game is Over with Rose Gold 🌹🇯🇲🇯🇲
@TheCreditFrog3 ай бұрын
Haha! Let's be real, CJ would never be with someone who doesn't appreciate Rose Gold!
@Anthonyjones-pq4ff3 ай бұрын
@@TheCreditFrog good point Lol
@merciaguerra95072 ай бұрын
So, I cannot use mobile wallet for the CSP? Why?
@TheCreditFrog2 ай бұрын
I'm not sure. You should be able to add it without an issue!
@merciaguerra95072 ай бұрын
@@TheCreditFrog sorry my question didn’t make sense…. Do I still get 3x on dining when I am paying using MW on CSP? I pretty much only pay using mobile wallet not the actual card
@TheCreditFrog2 ай бұрын
@merciaguerra9507 oh, haha! Yeah, the categories should still code as dining even though it’s through a mobile wallet
@ClassicIX3 ай бұрын
I'm very early in the credit card game, and I am looking to do something similar with my wife. I was looking into her getting the Hilton setup while I complete the Marriott setup. Any suggestions on the best way to do so? I have already watched your Hilton video, would you suggest I just follow that? also, I am a huge Amex user, so I wanted to know your thoughts on their revamped Delta reserve card and if you think it's worth it? I fly back and forth between NJ and FL and not airports have the delta sky club so I was thinking it would be worth it for that, and the fact I get the full value from the Resy credit. Thoughts and suggestions oh wise one?
@TheCreditFrog3 ай бұрын
So yeah, my Marriott and Hilton videos should be a good guideline to follow! I would say that if you don't have any Hilton cards, maybe you could get the Hilton cards alongside your wife. That way, you can refer each other for cards and earn extra points that way. Hilton also has a nice system to pool points too so you can combine the points you earn to make a bigger redemption! As for the Delta Reserve card, I personally don't recommend it unless you want that 747 edition that's out right now. I think it's much better to stack the Delta Gold/Gold Business and Platinum/Platinum Business to get the MQD boosts to qualify for status. If you want an airline card and you travel often, the Amex Platinum is a much better choice! With all these options is probably good to see if you have an Amex 5-card limit or not. I would love to have a lot of Amex cards, but my limit is 5 so I have to be somewhat selective. Hope that helps!
@ClassicIX2 ай бұрын
@@TheCreditFrog Thank you! It did, my core setup is very similar to yours, I am just a heck of a lot earlier in my journey. I have the Amex platinum, which I love, I get so much value out of it right now. I also have the BILT and just got approved for the USBAR. I also have the Amex Gold which I use to workhorse the Amex points, and I have my wife as an authorized user on the Amex and USBAR cards. I was thinking for her to start getting chase cards as I have one year left before I am under the 5/24 rule. I was thinking about getting the Chase Reserve as my next card. I don't have 100k in Merrill so BoA cards are out for me currently until I can allocate more funds to their accounts. The only category I struggle with is gas, however, I think I will use my GM Chevy card for my gas & electricity bill. I was curious to see what you use as your gas card, and what would it be for maximizing your rewards? I always lease my vehicles, and I love Chevy trucks, so I use the GM card as it gives me a $100 back each year for gas and another $100 for electric back each year. Plus when I go to get my next truck the points I can receive will give me between an extra 2-3k for a downpayment. For a free card to give you $200 back in raw statement cash is kind of OP in the credit card space if you ask me. So you're saying getting the double Delta platinum cards would be better than the reserve? I have my service weapon I travel between states so I wanted to build a relationship with Delta and my main airport so it makes traveling easier and safer for me that's the main reason I am looking into the cards. Lounge access for food and the checked bags I value so much, plus the Resy credits are easy to use near me. My thoughts were refer my wife using my chase cards so then cancel mind and get added as an authorized user, then give her the Amex cards that I can't have because I would have the 5 Amex card limit. Then add as a user to my BoA after I get the merrill account to 100k. I am so sorry if you read this whole message hahaha, but if you have any thoughts or suggestions please please drop them below, I would love to see how your mind thinks about all of this.
@TheCreditFrog2 ай бұрын
@@ClassicIX Wow, that was a lot to take in haha! I would just say that I would only do AUs for a couple of cards, if necessary. For example, once you both run through the Amex Platinum welcome offers, it may make more sense to have P2 be an AU after year 1 than having you both keep the Amex Platinum. AUs not only add to Chase 5/24, but they also make it confusing in terms of welcome offers for banks - not making them inaccessible, but you may have to explain why you "have the card already" if you're auto-denied by the algorithm. For me, I use my USBAR for gas purchases (3X mobile wallet). We almost exclusively get gas at Costco so this works very well for us! As for Delta, I personally think the Delta Platinum strategy would be better than the Reserve since you already have the Platinum card, but you have to look at the credits/AF and see what works better for you! Cool to know about the GM card - haven't really looked into that one!
@ClassicIX2 ай бұрын
@@TheCreditFrog thank you, I appreciate your replies, I always like to hear others' perspectives and thoughts. Yeah, it's a neat little card I have just because I love Chevy trucks so it gives me a free detail and 100 bucks off my gas and or electric bill so for a free card I keep it. helps with my leases too, got a 2024 63k truck for 400 a month lease, so I can't complain. I am looking into ways to just make traveling easier for my wife, and I for vacation but also to fly between states and be able to give my mother some added benefits too. I was thinking of double sky plat cards for the two certificates and auto silver status for free bags. when you doubt the credits it's worth more than the reserve and I can use the two hotel credits for trips with my wife, as my goal is to get as much bang for my buck with multiple trips per year. At least until we have kids. Also having the business plat delta card gives me business write-offs for my company haha. Thanks for reading my word vomit, I appreciate all of your videos, they challenge my process/ justification for card setups.
@robertjarrell72763 ай бұрын
Was there comment about the Capitol One lounges a joke? Obviously she could take you in as a guest. I assume you want to be an authorized user so you can enter alone. Or take your own guest?😂
@TheCreditFrog3 ай бұрын
Actually yeah, I forgot that C1VX can take guests - was thinking about Amex and how that's going away! So hopefully she would take me with her. Or maybe not, she would leave me with Adam and his kids 🤣
@syzygy17763 ай бұрын
@@TheCreditFrog i gave my gf AU access to my C1VX, she went to the dallas lounge and she loved it. the food and ambiance was good. how she got to use the benefit before me i'll never know lol
@TheCreditFrog3 ай бұрын
@@syzygy1776 Haha, shes's super lucky that she's your AU!
@billwright21763 ай бұрын
My guess. Probably not the Disney card
@TheCreditFrog3 ай бұрын
No. Definitely not 🤣
@jacobspurgeon21102 ай бұрын
Thoughts on the US reserve nerf? Are you still going to use it?
@TheCreditFrog2 ай бұрын
I haven’t heard of anything. I can’t make a judgment until something actually happens. If it gets totally gutted, ill definitely have to make some moves
@jacobspurgeon21102 ай бұрын
I know the connect real time rewards is getting nerfed to I believe .008 from .01 cents and my altitude go says changes or coming so thought maybe all altitude cards real time rewards getting needed but I hope not.
@TheCreditFrog2 ай бұрын
@@jacobspurgeon2110 Oh I see. Yeah it's a good assumption, but until I hear concrete evidence, it full steam ahead with the USBAR!
@jacobspurgeon21102 ай бұрын
Right on! Top notch content btw you always give a unique perspective to setups I seem to overlook. Off topic but curious on how you invest with Merrill, I prefer fidelity but really want the online shopping boa maxed %, can I just leave the 100k in market fund with Merrill for a short period and transfer back to fidelity to get the boa rewards?
@TheCreditFrog2 ай бұрын
@@jacobspurgeon2110 Thanks so much! Yeah, you'd need to leave $100k at Merrill to get the PH boost. What I do is I leave those funds in an S&P 500 index fund ETF in Merrill with some extra in there to handle market volatility. When the account grows, I do an ACAT transfer to my main brokerage which is more diversified.
@frankcutronijr3 ай бұрын
I will be under 5/24 on June 1st 2025. Should I wait and get the 3 Chase Ink Business Cards and Hyatt Business Personal as well as Hyatt Personal, CFU, CFF, CSR and Marriot Boundless to start the clock for the Ritz Carlton. I would like to have Hyatt Globalist Status by February 2026. I am also wanting to get the USBAR in August ot September when I will have no hard inquiries in the past 12 months.
@TheCreditFrog3 ай бұрын
If you're under Chase 5/24, remember you can only get one Chase card before you're back at 5/24 again, so I would prioritize getting Chase business cards first. I would select your most wanted personal card and get that one once you've been approved for all the Chase business cards you wanted to get.
@frankcutronijr3 ай бұрын
@@TheCreditFrog Is the CFU and CFF worth in my core setup? I saw your wife's core setup is much different than someone life yourself. You have USBAR and Bilt, but do you have the Citi Custom Cash and CFF. For the CFU getting 1.5% back is not that great. I remember your video on the Amex and Chase Marriot video to get 2 35,000 nights and 2 85,000 nights. Patience is a virtue because it might take 6 years.
@TheCreditFrog3 ай бұрын
@@frankcutronijr It depends on what kind of setup you want to run. If you want to earn Chase points, they are great cards! But if you want more of a cashback setup, definitely getting a 2% card would be better. I don't have the Citi CC or CFF, but my wife does. The Marriott Strategy is nice, but does take some time to complete.
@frankcutronijr3 ай бұрын
@@TheCreditFrog I would like Hyatt Globalist Status for the Hyatt Regency Orlando Orange County Convention Center for May 2027 for a 9 nights. The resort fee is $45 and the parking $20 per day.
@frankcutronijr3 ай бұрын
@@TheCreditFrog i believe i will get 4 personal Chae Cards and then wait the 2 years for the Freedom Unlimited. The USBAR seems to be a much more powerful card.
@DugrozReports3 ай бұрын
Your wife had a sapphire preferred before you even met? Interesting! Is there a story about what attracted her to that before having exposure to the Points in miles game?
@TheCreditFrog3 ай бұрын
Haha, she sure did! I'm not really sure what the reasoning was, but it was probably some sort of marketing. She hasn't ever redeemed her points for anything before I met her. So yeah, we're working on that! 🤣
@DugrozReports3 ай бұрын
@@TheCreditFrog sounds like that story Could make for an interesting video! We are so inside the game that sometimes it’s hard to remember how Normies think!
@SpartanOfFinance3 ай бұрын
So I guess you’re gonna ditch that all credit one card setup😅😅😅
@TheCreditFrog3 ай бұрын
Yeah, definitely not going for any Credit One cards! 🤣
@basilhamed30393 ай бұрын
It’s time for you to get chase ink 🖋️ preferred so you can start transferring and sharing Chase points with your wife ! Enjoy 😉
@TheCreditFrog3 ай бұрын
I've wanted that card for so long! I may delay it for a little while longer since she has the CSP, but that bonus is still 🔥 though
@MattClausen3 ай бұрын
Stan’s getting on the INK train.
@TheCreditFrog3 ай бұрын
Choo choo!! 🚂🚂
@zyzzuschrist34103 ай бұрын
W Stan
@TheCreditFrog3 ай бұрын
Thanks Zyzzuschrist!
@SledgeIncTeam3 ай бұрын
🫡🫡🫡🫡
@TheCreditFrog3 ай бұрын
Great to see you here Sledge! 🫡🫡
@ItsMeCJ3 ай бұрын
First!
@Dr.Boombatz3 ай бұрын
CJ is always first.
@TheCreditFrog3 ай бұрын
🥈😕
@ItsMeCJ3 ай бұрын
@@Dr.Boombatz thank you! I don’t think Stan understands, he gave me the wrong medal.