Where Our Retirement Money Came From

Where Our Retirement Money Came From - Early Retirement

Рет қаралды 131,751

Күн бұрын

Financial independence without saving $1 million and live life well. We started financially over when we emigrated to Canada, the house we owned in the U.K. Which we were counting on to release our equity, to start a new life in Canada suffered a large fall in price because of a housing crash. We had a lot less money than we had thought, so we were starting our financial lives over at aged 38. Our early retirement where the money came from is our story of retirement.
We share the secret to early retirement and show you where the money came from and how we were able to make the money back, create capital enough to retire at 55 and enjoy travel in retirement. The principles are simple anyone can do it you just have to take that first step.
We are not financial planners or advisors, we recommend before making any investment decisions you should consult a professionally licensed financial advisor.
#retirement #retireearly #this_is_our_retirement #retirementlife
Myrtle Beach Map © Google Maps
We Earn the highest Canadian Bank Interest for U.S. and Canadian Dollars here (Contains referral code):
Tina: join.eqbank.ca?code=CHRISTINA8402
Norm: join.eqbank.ca?code=NORMAN233O
Wealthy Barber book cover Copyright © by David Barr Chilton
The Wealthy Barber amzn.to/3hmKoD1
The Wealthy Barber Returns amzn.to/3hb75tD
Our Favourite Amazon finds, contain Amazon Affiliate Links:
Tina’s Magnetic Bracelet geni.us/8577jj
Smart Watch America geni.us/Q74tFBF
Air Fryer America geni.us/T3qv
2 Step Verification Key geni.us/YubikeyHardware
Powerbank geni.us/5hRy6
Canon Lens geni.us/lQiov
Smart Wallet For Travel geni.us/aytU4z8
Our filming equipment for KZfaq contain Amazon Affiliate links
Camera geni.us/v3jTF
Lens geni.us/lQiov
Studio Lights geni.us/BicZ
Light Modifier geni.us/zMeFcL5
Light Modifier geni.us/ruJGz20
✅ Subscribe to see our new videos kzfaq.info...
🎬 Watch our latest video here / markmaker3
#This_Is_Our_Retirement #retirement #retireearly #this_is_our_retirement
-----------------------------------------------------------------------------------------------------------------------------------------
Products we use for KZfaq and Travel, these contain affiliate links where we get a small commission but you still pay the same price.....Thank You for supporting our channel 💲
We Started Late For Retirement These Books Really Helped
amzn.to/3hmKoD1
amzn.to/3wWQGBT
amzn.to/3xc8hWy
👍We use VidIq Chrome Extension Browser to help us grow our KZfaq channel vidiq.com?afmc=8qi
🌎 TubeBuddy analytics tool for your KZfaq channel, it's free to download IT'S AN AFFILIATE LINK: www.tubebuddy.com/ThisIsOurRe...
⌚️Tinas' Smart Watch amzn.to/3t4Q6jy
⌚️Norm's Smart Watch amzn.to/3rhQvO8
👍We use VidIq Chrome Extension Browser to help us grow our KZfaq channel vidiq.com?afmc=8qi
📕Financial Planning Books
The Wealthy Barber amzn.to/3hmKoD1
The Wealthy Barber Returns amzn.to/3hb75tD
The Millionaire Next Door amzn.to/2Hp6aJx
The Automatic Millionaire amzn.to/2RRd5gC
Rich Dad's Guide to Investing amzn.to/3cO5ngS
How Much Money To Retire amzn.to/3cxdWye
🎥 Our Cameras amzn.to/32xzyWn
amzn.to/3pyYWUt
amzn.to/2NRKVTR
🎤 Microphones amzn.to/3h9SmPv
🎤Camera Microphone amzn.to/3sO1n6y
Travel Guide Books
🌍 Fodor's Essential Portugal amzn.to/34GLPsm
🌎 Rick Steves Portugal amzn.to/2JiyvSx
🌎 DK Eyewitness Portugal amzn.to/3oGh7aB
🇵🇹 Watch our Portugal videos here • Portugal Includes Lisb...
🌴 Watch our retirement videos here • Finances And Retiremen...
• Where Our Retirement M...
• Where Our Retirement M...

Пікірлер: 720

@ThisIsOurRetirement 8 ай бұрын

Please subscribe to our channel it's free! 👍

@GraceCanadaful 3 жыл бұрын

You may not have money at the time, but you had each other - believe me, it makes all the difference. I am an immigrant who came to Canada in her thirties with a small child. Within two years, I had to start all over again, becoming a single mother. I am retired now and living a comfortable life, but I know, that with a partner like you are to each other, I could move the mountain. 😊

@ThisIsOurRetirement 3 жыл бұрын

We do realize that if you have the right partner it really helps and for that we feel really lucky, we wish you well in your retirement Cheers 🌺🍷

@WIWomanful 2 жыл бұрын

We started saving at 40 in our 401k and the last 10 years have maxed our contributions with catch up when we became eligible. We are 56 and have over a million saved. So, it certainly can be done! We plan to retire in 1-2 years. I am writing these to encourage couples who are in their 40’s and may feel it’s to late to make a difference

@ThisIsOurRetirement 2 жыл бұрын

That’s wonderful Joan thanks for sharing we wish you a very happy retirement Cheers 🍷🌺🍺

@andreawatkins7145 2 жыл бұрын

Thank you…I needed to hear this great story!

@ThisIsOurRetirement 2 жыл бұрын

@@andreawatkins7145 Thanks for watching have a great weekend Cheers 🍷🍺🌺

@ericfoss5457 Жыл бұрын

One million dollars in only 16 years. Simply unbelievable!!!!! WOW

@fredflintstone2234 Жыл бұрын

Is that a million for the both of you, or 1 million each?

@tobypace 3 жыл бұрын

We did the same thing! Paid ourselves, paid off our mortgage on a small house fast (no big vacations), sold the house and reinvested, paying cash for our next place, maintained and renovated as we could afford it, then did it again! Everything sold now, retired at 53 with a decent pension, big savings in the bank, and bought a very modest, easy to maintain, small home cash.

@ThisIsOurRetirement 3 жыл бұрын

It’s fantastic that you planned it out, we did very similar things, owning eight homes in total over our married life, then cashed in. Have a wonderful retirement.

@kimmykero2421 Жыл бұрын

Absolutely awesome! Good for you and thanks for sharing!

@ThisIsOurRetirement Жыл бұрын

Our pleasure! enjoy your week Kimmy Cheers 🍷🌺😎

@marisapavan8615 2 жыл бұрын

Thank you for sharing your story!

@ThisIsOurRetirement 2 жыл бұрын

You are so welcome!

@kathrynmcmeekin9931 2 жыл бұрын

I just found your channel and are enjoying watching. What caught our eye was the video on a staying in Portugal, as it is something we would like to do. Keep enjoying life and happy travels.

@ThisIsOurRetirement 2 жыл бұрын

Thanks for watching we love visiting Portugal 🇵🇹 especially over the winter months , we are really enjoying our life in retirement have a wonderful week Cheers 🍷🇵🇹🇨🇦🍺

@shaneboone5911 3 жыл бұрын

I discovered you two today,and enjoyed listening to your talk.keep making videos please and thank you.

@ThisIsOurRetirement 3 жыл бұрын

Thank you, your so kind

@allthingsnu4673 2 жыл бұрын

Thank you for sharing your story. It is very helpful and encouraging.

@ThisIsOurRetirement 2 жыл бұрын

You are so welcome!

@hennagal7360 2 жыл бұрын

Thank you for the privilege of hearing your story - it is really helpful

@ThisIsOurRetirement 2 жыл бұрын

Our pleasure thanks for watching glad you enjoyed it have a great week Cheers 🍷🌺🍺

@lisemae 2 жыл бұрын

Love watching your vlogs, it feels like i know you both for so many years:)

@ThisIsOurRetirement 2 жыл бұрын

😊 thank you glad you enjoy them have a great week Cheers 🌻🍷🍺

@patrickamato8839 3 жыл бұрын

Thanks for sharing your story!

@ThisIsOurRetirement 3 жыл бұрын

Thanks for listening enjoy your weekend Cheers 🍺🍷🌺

@jmarti03261 Жыл бұрын

Great story...Thank you both for sharing!

@ThisIsOurRetirement Жыл бұрын

Glad you enjoyed it!

@michaelfriedman2221 3 жыл бұрын

Thanks for sharing your story! Loved the pictures.

@ThisIsOurRetirement 3 жыл бұрын

You are so welcome! enjoy your weekend Cheers 🍷🌺🍺

@nanaanitas4245 2 жыл бұрын

Great story very similar to our. Wish you good luck and enjoy your travel

@ThisIsOurRetirement 2 жыл бұрын

Thank you! You too! have a great week Nana cheers 🍷🌺🍺

@dougmorris9317 3 жыл бұрын

You two have an impressive story, raising 2 kids and owning nice homes and still retiring early. I also retired at 55, I'm 60 now. Never married though, no kids. Just took advantage of my jobs 401ks, lived minimally and invested my after-tax money, around 55 I realized I was never going to spend what I'd accumulated, so why keep working? I love the freedom of not working, but I'm still trying to figure out what to do with myself. Sorry for the ramble, good show guys 🙂

@ThisIsOurRetirement 3 жыл бұрын

It is difficult trying to find something, we based a lot around our life long hobby of photography and that got us into producing editorial stock photos then video and now KZfaq. Along the way learning new photo skills, editing and not forgetting teaching ourselves financial planning. Try and stay curious to learn something or follow current affairs, if you were a good student learn something new. We really appreciate your support of our channel, have a nice weekend.

@eh6454 5 ай бұрын

Hope you find that feeling of purpose soon 😊

@asiaticonaeuropa 2 жыл бұрын

Thanks for sharing your story. Once again your story confirms the most basic rule: saving first.

@ThisIsOurRetirement 2 жыл бұрын

Thank you Yes! You need to save first for peace of mind. Thanks for watching.

@AnnMitt 2 жыл бұрын

Thank you for your honesty and sharing. 👍

@ThisIsOurRetirement 2 жыл бұрын

It’s our pleasure to share, thanks for watching!

@destinybromley2934 2 жыл бұрын

Such a supportive couple and parents. Love your videos. Thx for sharing your stories.

@ThisIsOurRetirement 2 жыл бұрын

Thanks so much for your kind words.

@rachelwalsh4378 2 жыл бұрын

Great advice👍Really enjoying your videos 🏴󠁧󠁢󠁷󠁬󠁳󠁿

@ThisIsOurRetirement 2 жыл бұрын

Glad you like them!

@deborahnicholson6206 3 жыл бұрын

The best one yet!! Very much enjoyed your story and seeing all the photos. Dxx

@ThisIsOurRetirement 3 жыл бұрын

Wow thanks Deborah for the compliment, glad you enjoyed it and our flash back photos, hope you are keeping well and have a wonderful weekend Cheers 🍷🌺🍺

@wellnone9367 3 жыл бұрын

I love listening to you both reminiscing, and giving the rest of us good ideas. An excellent channel idea. Thank you for your cheerfulness, too.

@ThisIsOurRetirement 3 жыл бұрын

Thanks for watching enjoy your sunny 🌞 weekend Cheers 🥂

@joannant 3 жыл бұрын

Thank you for your honesty.

@ThisIsOurRetirement 3 жыл бұрын

Thanks so much

@angiecomfort7275 3 жыл бұрын

Thank you Norm n Tin. Always a pleasure watching ur show

@ThisIsOurRetirement 3 жыл бұрын

Thanks for watching we do appreciate your support have a great weekend Cheers 🌺🍷🍺

@barbaraebner5889 2 жыл бұрын

Another heartfelt message of life still to be lived in retirement. I agree with a previous post. You both are on the same page. That is the key.

@ThisIsOurRetirement 2 жыл бұрын

We are very fortunate Barbara we are on the same page , we married young and always had the plan to share a life after kids in retirement .Think the secret is we enjoy each other’s company and love ❤️ being together Cheers 🍷🌺

@jimvautour595 3 жыл бұрын

you guys are lovely, & salt of the earth. Really enjoying your videos.

@ThisIsOurRetirement 3 жыл бұрын

Thanks so much!

@user-gc5ee8gh8h 8 ай бұрын

Congratulations on your early retirement story I have only just found your channel 😊. My husband and I are working towards an early retirement we plan to retire the end of next year and travel can’t wait! We are in Australia and with all the crazy cost of living at present i sometimes second guess myself.

@ThisIsOurRetirement 8 ай бұрын

That is awesome! welcome to our channel have a great weekend Cheers 🇦🇺 🍷🇨🇦☕️

@pauladosch7062 3 жыл бұрын

Love your photos, thanks for sharing your memories!

@ThisIsOurRetirement 3 жыл бұрын

Glad you enjoyed it Cheers 🍷🌸

@RetirementBudgetCalculator 2 жыл бұрын

Great story. Amazing how one book can set the direction of life.

@ThisIsOurRetirement 2 жыл бұрын

It really is! have a wonderful day Cheers 🍷🌺🍺

@jjkatter 3 жыл бұрын

Beautiful story. Sage advice. A lovely couple.

@ThisIsOurRetirement 3 жыл бұрын

Thank you so much! glad you liked it enjoy your week Cheers 🍷🍺🌺🙂

@paulhunter6652 2 жыл бұрын

Another great video by a wonderful couple.

@ThisIsOurRetirement 2 жыл бұрын

You are so kind thank you.

@spezia8066 3 жыл бұрын

I love this couple and their stories. Thanks for the useful info.

@ThisIsOurRetirement 3 жыл бұрын

Thanks for watching Cheers 🍷🌺🍺

@yolylacy5416 3 жыл бұрын

It's a pleasure watching you.

@ThisIsOurRetirement 3 жыл бұрын

Thank you enjoy your weekend Cheers 🌺🍺🍷

@ronny-drz 3 жыл бұрын

Wonderful video & wonderful couple! I really enjoyed your story & the “vintage” photos interspersed were great. All the best, Ronny

@ThisIsOurRetirement 3 жыл бұрын

Thank you so much! 🌺enjoy your weekend Cheers 🍺🌸🍷

@mannybranco9089 3 жыл бұрын

Thanks for sharing your personal experiences about this important topic. I'm in my early 50s and pretty much have been on a similar path as you and that's why I love watching your videos. Funny enough, it was your love for Portugal (I'm from the Azores but live in Canada) that got me interested in your initial videos but listening to your financial plan has helped confirm to me that I've been on a right path with my plans which is so similar to yours. This makes me feel good! Thank you.

@ThisIsOurRetirement 3 жыл бұрын

We are so pleased to hear this, just a shame we can't travel to Portugal at the moment. We wish you success on your financial journey. 😀😀🇵🇹🇨🇦

@janinalebedew7347 2 жыл бұрын

Thanks for your videos. So reflects our own retirement philosophy and experience. One thing we notice is that you have lots more money saving opportunities than we do in Oz. Still we enjoy a great quality of life which compensates :)

@ThisIsOurRetirement 2 жыл бұрын

Yes we do feel that we are well looked after in Canada 🇨🇦, which helps us too have great quality of life , you live in a beautiful country too 🇦🇺glad you are enjoying your retirement Cheers 🍷🇦🇺🍺🇨🇦

@susanpettit8751 3 жыл бұрын

Thank you your story. We were lucky enough to to find and read the Wealthy Barber when we were just starting out too. We made sure we gave our kids this book when they hit their 20’s. We are looking retiring in the next year as well - at 57!

@ThisIsOurRetirement 3 жыл бұрын

It’s a great book perfect age to retire we wish you well enjoy your weekend Cheers 🍷🌸🌞

@wilmabrock6257 3 жыл бұрын

Love your common sense approach. I too worked to be mortgage free and have made the same quality investments. The last ten years have been happily travelling too.

@bettybotterbutter 3 жыл бұрын

As always, informative and charming to watch! It's so valuable to hear others' stories versus talking-head experts. Nothing beats real-life experience. Thanks!

@ThisIsOurRetirement 3 жыл бұрын

Glad you enjoyed it!

@brianwhite6004 3 жыл бұрын

Great story! My wife and I also live in Ontario and retired 3 years ago. We're 58 and 57 now. She also read the Wealthy Barber many years ago and, much like you two, we paid ourselves first and helped put our two kids through university. In addition to investing in somewhat disappointing mutual funds, we used the equity in our home to buy more real estate. First buying a rental house and then a commercial building which we kept rented for 13 years and then sold it for FIVE times what we paid for it.

@ThisIsOurRetirement 3 жыл бұрын

Sounds like you are enjoying a wonderful retirement earned by some great financial decisions Cheers 🍺🍷🌺

@RickRackTravels 3 жыл бұрын

We also did the transatlantic move - much later in life then you guys though. Thanks for sharing your story. You are lovely people - enjoy your retirement 🥰

@ThisIsOurRetirement 3 жыл бұрын

Thanks so much! 😊 Cheers 🍷🌺🍺

@carolynadams1249 Жыл бұрын

OMG! Almost every video I watch by you has something in common with the way my husband and I live our lives, and I remember buying the wealthy barber book and reading it several times from cover to cover, over the years I forgot that I was following his ideas and not mine, we are at a comfortable place in our lives financially at the age of 67 and 69.

@ThisIsOurRetirement Жыл бұрын

That is awesome Carolyn, thanks so much for watching.

@bennyw.9716 3 жыл бұрын

Very happy for you both. Thanks for sharing your story.

@ThisIsOurRetirement 3 жыл бұрын

Thanks for watching 🌺

@Jacquie_Kirk_111 11 ай бұрын

Another amazing video! Thanks! I retired a few years ago, your videos are very educational!

@ThisIsOurRetirement 11 ай бұрын

Glad you like them! Cheers 🙂🌺

@x-creator4460 3 жыл бұрын

Such a beautiful couple with great personality and wisdom ! Watching both of you convinced me that life is beautiful.

@ThisIsOurRetirement 3 жыл бұрын

Wow, thank you!

@sherylriehl1334 2 жыл бұрын

So glad you both did so well! Both of our children just bought homes - one in Oshawa and one in Georgetown. Unfortunately they both were over $800,000!! Both kids had first owned condos and I know they have put the excess they got from the sale of those into these houses but still - it’s so scary! Don’t know if their lives will ever be as good!

@ThisIsOurRetirement 2 жыл бұрын

It is crazy the price of houses 🏡 at the moment , also means first time buyers won’t be able to get in on the market which is a shame but congrats to both your children . Thanks for watching Sheryl have a great week Cheers 🍷🌻🙂

@Omartboy68 5 ай бұрын

Really love hearing your story. Like you, my wife and I funded our retirement the same way. We also came in the 90s from the Philippines. Last year, we sold our house and moved to a condo. Great job in sharing your story. All the best for both of you.

@ThisIsOurRetirement 5 ай бұрын

That is awesome! 🙂

@carlosverapan2253 3 жыл бұрын

Well done guys. Carlos from,Melbourne Australia

@ThisIsOurRetirement 3 жыл бұрын

Thanks for watching have a great week Cheers 🇦🇺 🍷🍺🇨🇦

@deborahdownie8039 2 жыл бұрын

You are so relatable. I read the Wealthy Barber as well, and it showed me and my husband that you didn’t have to have a high paying job to retire very comfortably. We were fortunate enough to retire at 55 as well because of paying ourselves first too. We always bought used vehicles and went on modest vacations with our children yearly. 🙌🙌

@ThisIsOurRetirement 2 жыл бұрын

That’s the text book way of doing it Deborah, worked for us too glad you were able to retire at 55! Wishing you both the best. 😀😀

@carlaseier9735 3 жыл бұрын

We really appreciate your videos. We aren't far behind you on this journey and trying to navigate retirement. You given us so much food for thought. We're talking to our kids a lot about financial stuff. You reminded us of The Wealthy Barber and we're starting a family zoom financial discussion on that book!👍😀

@ThisIsOurRetirement 3 жыл бұрын

Best of luck! that’s great pay yourself first the best tip we got from the book 📖 have a great weekend Cheers 🍷🌸🍺

@jimjimgl3 2 жыл бұрын

Keeping your eyes on the prize both figuratively and literally! You are poster kids for living free of debt. It is great you planned for the time you would end working and begin another chapter of your life. My partner and I lately have started talking about the "R" word. I'm 64 he is 56. We both enjoy our work--I'm a commercial photographer and he is a photo set designer and prop stylist--but just last night driving back from a job with a tricky client he turned and said "maybe we should retire". We have the funds to retire (with no debt and ancillary income) but we enjoy our work so I'll have to see how frequently this topic starts to come up in the near future.

@ThisIsOurRetirement 2 жыл бұрын

Personally when one says “ maybe we should retire” you need to have a very frank discussion with each other especially if you have adequate funds 💰. You can’t buy time or health we just did a video called Reality of Retirement it would be a good one for you watch together especially as you are 64 . In our case Tina is 64 and Norm is 65 , we took early retirement at 58 and 60 and it gave us a brand new chapter in our lives and we have never looked back .Thanks for watching and have a great weekend Cheers 🍷🌺🍺

@inquirer1016 3 жыл бұрын

Wonderful video that everyone should see. Very impressive money management. Well done and congratulations. You both planned things out quite well. Mutual funds are over rated as they are slow movers and have high expenses. Taking charge of your own investment like you did requires dedicated research which unfortunately most people won't do for lack of interest. You reap what you sow and your success is the proof. I've subscribed to your videos as they are inspiring.

@mikejrexec 3 жыл бұрын

Congratulations. Well done.

@ThisIsOurRetirement 3 жыл бұрын

Many thanks

@sbwhite599 3 жыл бұрын

This is actually amazing advice for anyone.

@ThisIsOurRetirement 3 жыл бұрын

Thank you 🌺

@mariafigueroa7069 3 жыл бұрын

I just love you two beautiful souls. The positive vibes are just wonderful. Thank you for sharing your journey 💕🇨🇦

@ThisIsOurRetirement 3 жыл бұрын

Thank you so much! enjoy your weekend Cheers 🌺🍷🍺

@MagentaOtterTravels 3 жыл бұрын

I really loved hearing your story AND seeing your old photos!

@ThisIsOurRetirement 3 жыл бұрын

Glad you enjoyed it Happy Mother’s Day 💐Cheers 🌺🍷🍺

@Sweetie8387 2 жыл бұрын

Great advice and interesting vlog

@ThisIsOurRetirement 2 жыл бұрын

Glad you enjoyed it have a wonderful weekend Cheers 🍷🌺🍺

@iandermott6558 3 жыл бұрын

Hello turtle here i will be doing same journey now glad that you are there to help guide me I have made some mistakes I don't need anymore keep up your great work

@ThisIsOurRetirement 3 жыл бұрын

Best of luck! 🌺

@vjn2390 3 жыл бұрын

Love you two! Thank you for sharing 💕

@ThisIsOurRetirement 3 жыл бұрын

Thanks for watching!

@cynthiarhodes1375 3 жыл бұрын

Have been following your channel for a couple of month now and every video I watch I am better for it. Your wisdom and zest for life life is contagious. My husband and I sold our condo in Seattle and relocated to another state due to a relocation with his job. We are now rethinking whether we just rent at this point in life. We are both in our early fifties and you have given us food for thought. Thank you for sharing your story 🙂

@ThisIsOurRetirement 3 жыл бұрын

Your welcome we are really enjoying renting gives you a lot of freedom plus the pool and gym are great ( closed because of Covid ) wish you both well Cheers 🍷🌺🍺

@dominic8218 2 ай бұрын

Very inspirational 👌🏻

@ThisIsOurRetirement 2 ай бұрын

Thank you 🙌

@RenLuuk 3 жыл бұрын

You guys are a great inspiration!! I hope lots of people listen to your sage advice when they are in their 30's and 40's. One of my daughters has been pension saving since 20 and my other one will be starting in September. I am hopeful they will be set when they retire!!! Always lovely to watch your videos. You are a ray of sunshine in this KZfaq world x

@ThisIsOurRetirement 3 жыл бұрын

Thank you so much! Happy Mother’s Day 💐 Karen we are glad you are enjoying our videos it’s great advice pay 💰 yourself first have a wonderful weekend Cheers 🍷🌺🍺🤗

@RenLuuk 3 жыл бұрын

Boy, you guys are totally indoctrinated Canadians. I celebrated Mother’s Day (or rather, Mothering Sunday) two months ago. Good thing I am here to keep the UK traditions going. You guys are fully brainwashed now 😂

@ThisIsOurRetirement 3 жыл бұрын

Your so funny LOL 😂 😂Cheers 🍷

@dznrocks6605 2 жыл бұрын

Awesome job! I plan to be semi retire in two year when I turn 50. I already paid off my house and only have to worry about bills. Have a very healthy 401k and other investments. I did get to do all kinds of traveling in my 20's to Europe. Can't wait to do it again when I semi retire. I plan to fully retire when I turn 55.

@ThisIsOurRetirement 2 жыл бұрын

Sounds like a great plan we wish you well hope you have a wonderful weekend Cheers 🍷🇨🇦🍺

@Philip_Early_Retirement 3 жыл бұрын

Thank you both for sharing. I'm planning to retire when I reach 55 myself...4 more years to go!

@ThisIsOurRetirement 3 жыл бұрын

Best of luck! 🌺

@pl7868 3 жыл бұрын

I'm very happy for you and good job :) your videos are really interesting, hearing a perspective like yours of coming from england and starting over with all the excitement of a new country or two to get to know, i retired at 55 to , the hardest part was getting used to not working for the first few years. that and not being able to buy whatever you see thinking i'll pay later, now it's planned ahead. and the peace of mind thinking everything is paid now i put the work in does sink in so it's time to relax :)

@ThisIsOurRetirement 3 жыл бұрын

That’s strange I (Tina ) at first couldn’t grasp the thought of retiring when I was working but when we put a plan in place to retire and sell the house in 18 months it all made sense. Since we retired never even thought about work LOL 😂😂we have been so busy travelling and enjoying life Cheers 🍺🍷🌺

@ThisIsOurRetirement 3 жыл бұрын

@@pl7868 Yes hard but worth it 🌺

@drewconway7135 3 жыл бұрын

I just want you to know I enjoy your channel so much. I am not sure why KZfaq recommended you to me, but I am sure glad it did, even if I’m (probably) outside the demographic-I’m not married, I’m not quite 40, I’m American…. But I love hearing your stories, and I’ve subscribed so I don’t miss any of them. Thank you both for being you and doing what you do. 👍😁👍

@ThisIsOurRetirement 3 жыл бұрын

Welcome aboard! glad you are enjoying our videos have a great week Cheers 🍷🌺🍺

@johnrmeyer1674 3 жыл бұрын

Thanks Tina and Norm for another great video! You really hit the nail on the head - Pay yourself first! My story is similar to yours. When I was almost 40, I started to put in 10% in my company's 401K program (now I put in 25%) and put money into dividend paying stocks (which get re-invested). Paid off the house 2 years ago. I'm now 60 and retiring in 16 months (maybe earlier). Wife is already retired. I can't wait!

@ThisIsOurRetirement 3 жыл бұрын

Thanks for sharing!! that’s great we wish you a great retirement Cheers 🍷🌺🍺

@tsocanuck 3 жыл бұрын

Great story ..and folks thats the way to do it. Congrats

@ThisIsOurRetirement 3 жыл бұрын

It sure is glad you enjoyed it happy Sunday 🌺🍷

@Sarah-zv9ug 2 жыл бұрын

Very good advice!

@ThisIsOurRetirement 2 жыл бұрын

Glad you think so! Sarah have a great weekend Cheers 🍷🌺🍺

@ftkinsella 3 жыл бұрын

Great story. You two are amazing. ❤️🇨🇦❤️ Cheers!!!

@ThisIsOurRetirement 3 жыл бұрын

Thanks so much! Cheers 🍷🌺🍺

@minfongwong 3 жыл бұрын

I am so grateful you shared your journey, and so I can look forward into my next decades with yours as a guidepost.

@ThisIsOurRetirement 3 жыл бұрын

You are so welcome!

@laoverture2325 2 жыл бұрын

This is a lovely story.

@ThisIsOurRetirement 2 жыл бұрын

Thank you so much!

@Mychannel-pr3rt 2 жыл бұрын

Thank you so much!!! I am 21!! And here trying to learn

@ThisIsOurRetirement 2 жыл бұрын

You will be on the right track as you’re curious, well done.

@davidedepaiva7104 3 жыл бұрын

Solid advise and sacrifice

@ThisIsOurRetirement 3 жыл бұрын

Thanks for watching have a great weekend Cheers 🍺🇨🇦🍷

@jorasparents 3 жыл бұрын

I set a reminder on my phone for this, even though I've got notifications enabled. :) (Thumbs up for the DOORS!!! :) ) eta love the throwback photo of you two!

@ThisIsOurRetirement 3 жыл бұрын

Glad you enjoyed the video and thanks for your enthusiastic support, have a great weekend Cheers 🌺🍷🍺

@ritahann9778 3 жыл бұрын

You guys sound like my husband and I . We came in 1988 We are debt free with a chunk of money in the bank Good advice Live within your means

@ThisIsOurRetirement 3 жыл бұрын

Thanks for watching have a great weekend Cheers 🌺🍷🍺

@mjax8614 3 жыл бұрын

I nearly left when I saw your "modest" house, thought this couldn't be for me, but I'm sticking with it!

@ThisIsOurRetirement 3 жыл бұрын

So glad you enjoyed it have a wonderful weekend Cheers 🍺🍷🇨🇦🙂

@jimbertrand2499 3 жыл бұрын

Look forward to every weekend episode.

@ThisIsOurRetirement 3 жыл бұрын

Thanks so much glad you enjoy them Cheers 🍺🌺🍷

@jpadma9 2 жыл бұрын

You guys are so cute! Thank you for sharing with us! 💗🙂

@ThisIsOurRetirement 2 жыл бұрын

Thanks for watching! 😀😀💕

@ourfamilyvideos7283 2 жыл бұрын

Love watching you sweet couple. We’re in the US and we really enjoy your channel. I love how she says “Norm”😍. Selling off a paid for home and investing so it “can make the fruit you’ll pick later” is a great way🤗

@ThisIsOurRetirement 2 жыл бұрын

Awesome! Thank you! we appreciate your support we hope you have a wonderful weekend Cheers 🍷🇺🇸🇨🇦🍺

@daracondon11 3 жыл бұрын

It’s great to hear you only started on this at 38 and retired by 55, that’s impressive. I’m 43 and would love that, we got a house in the recession and should be out of the mortgage in a few years🤞 My husband is Portuguese so hope to do what you did and spend our time between there and Ireland. Thanks for the hope that it’s possible🙏 🇮🇪🇮🇪🇮🇪

@ThisIsOurRetirement 3 жыл бұрын

That is awesome! we wish you well with your plans Cheers 🍷🌺🍺

@carolmapp444 3 жыл бұрын

Thanks for sharing!

@ThisIsOurRetirement 3 жыл бұрын

Thanks for watching!

@blancaw6280 3 жыл бұрын

That's wonderful! Love that you shared that information. I think that will help a lot of people to realize it is possible.

@regganrex6810 3 жыл бұрын

Yeah! I saw the deep secret of it. Thanks so much for sharing this wonderful Aid

@ThisIsOurRetirement 3 жыл бұрын

We are glad you found it helpful, yes it’s possible to rebuild your future even with set backs Cheers 🍷🌺

@ThisIsOurRetirement 3 жыл бұрын

Thanks For watching glad you liked it Cheers 🍷🍺🌺

@Gurkha9 3 жыл бұрын

It takes discipline something which not everyone has

@ThisIsOurRetirement 3 жыл бұрын

@@Gurkha9 True but we all have choices in life that takes us different directions Cheers 🍷🇨🇦🍺

@MichaelB-gi4lt 2 жыл бұрын

I was 29 when I read the wealthy barber. It was life changing….and I am still reaping the benefits.

@ThisIsOurRetirement 2 жыл бұрын

Awesome book 📖👏

@NoteConference 2 жыл бұрын

Great story! Pay yourself first instead of investing with what's left. What's leftover never happens

@ThisIsOurRetirement 2 жыл бұрын

It’s funny but pay yourself first and it’s amazing how things will grow 💰have a great week Cheers 🍷🌸🍺

@DividendDogo 3 жыл бұрын

I am near 38 now and working hard to make sure my wife and I have as little stress from finances as we get older. I love your message and really enjoy your journey.

@ThisIsOurRetirement 3 жыл бұрын

That is awesome! enjoy your weekend Cheers 🍷🌺🍺

@taffyalusa4642 2 жыл бұрын

We did the same, paid mortgage off in 40s, then saved, saved, saved. Bought 2 rentals cash in downturn, 3 million portfolio came to USA w $2k. Reg jobs.

@ThisIsOurRetirement 2 жыл бұрын

Wow what a great job you have done, it's amazing what hard work and creativity can achieve.

@suziqt8389 3 жыл бұрын

Thank you for sharing...you definately can make it in Canada if you work hard!!...I came with 3 suitcases and 2 kids. Im not wealthy but doing better than I would have if Id stayed in England.

@ThisIsOurRetirement 3 жыл бұрын

We agree and the opportunities are here still today. We are glad it worked out well for you. Thanks for watching and commenting, have a nice weekend.

@CLdriver1960 3 жыл бұрын

I smiled when you brought up ‘The Wealthy Barber’. My bride and I bought a copy of it when it was published. We basically followed the same advice as you, and benefited greatly. Cheers!

@ThisIsOurRetirement 3 жыл бұрын

What a great book TFW Cheers 🌺🍷🍺

@stevenhull5025 2 жыл бұрын

Great advice. I live in the UK and walked away from the treadmill of existence at 48. Bought a property at auction in 1999 and sold a year later for a profit of 20%. Did the same thing a couple of times during the following 10 years - buy then sell (never rented though). I am on my final detached property in Snowdonia (bought at auction) in 2016. Now worth more than double what I paid. Going to sell and cash in the 3 properties I now own outright and live the good life with my son at his property in Paderne, Algarve (which he bought at auction).Yes, I am now 69 and it's been hard work but I have enriched myself not some boss. If one has the years ahead of them get on the housing ladder and do whatever it takes. Tip: Don't forget to also drip feed some capital into high dividend yielding blue chip stocks.

@ThisIsOurRetirement 2 жыл бұрын

Great story Steve thanks for sharing we wish you well with your son in the Algarve , selling our home gave us the resources to take early retirement Cheers 🍷🇬🇧🍺🇵🇹🇨🇦

@b.h.7423 2 жыл бұрын

Great sharing

@ThisIsOurRetirement 2 жыл бұрын

Thank you so much 🙂 have a nice Sunday Cheers 🍷🌺🍺

@rafd3593 2 жыл бұрын

Good to see that you were able to bounce back

@ThisIsOurRetirement 2 жыл бұрын

Thank you 🌺

@rafd3593 2 жыл бұрын

@@ThisIsOurRetirement “De nada” 👍

@chineseslaves1971 3 жыл бұрын

I listened carefully to your story...I don’t plan on selling my real estate though so I plan on working much longer. Too much went into it and I value it so much and there’s a story behind each that means I was meant to keep them and I treated them the best. To each his and her own. I learned my lesson spending the recent stimulus on a stock purchase as I had been cruising along well in that area. I did buy for long term though. I decided to really pay down this mortgage heavy instead, the other is almost done.

@ThisIsOurRetirement 3 жыл бұрын

We wish you well, thanks for watching.

@chasharper 3 жыл бұрын

Norm and Tina , Wonderful to see you both my friends thanks for telling us about your journey left a big like as always. Hope you both have a Wonderful Week my friends. 👋😎 I am Happily Retired since 48 yrs of age don't miss it .

@ThisIsOurRetirement 3 жыл бұрын

Glad you enjoyed it Chas hope you are well Cheers 🍷🌺🍺

@PaulaJoW 3 жыл бұрын

Love your t-shirts, Norm. You have great taste in music! Thank you for being so honest and forthcoming with your journey.

@ThisIsOurRetirement 3 жыл бұрын

Thank you we like a wide variety Classic rock, Bluegrass to Opera, thanks for watching, have a good weekend.

@PaulaJoW 3 жыл бұрын

@@ThisIsOurRetirement For me it's the three Cs - classic rock, classical and Celtic. :)

@4nshale Жыл бұрын

Great video.

@ThisIsOurRetirement Жыл бұрын

Glad you enjoyed it

@doodleacademy 3 жыл бұрын

Thank you for sharing your story...interesting, as always. Stay safe. :)

@ThisIsOurRetirement 3 жыл бұрын

Thanks for watching!

@guyal2332 3 жыл бұрын

Thanks so much for your clear and useful information. We could really relate to your situation. We did similarly and are now ready to retire and eventually downsize. We think one thing that could be added to this discussion you presented today is the value of being a couple and staying together. Many of our friends who were on a good path to financial independence did not make it because they broke up. That caused them to liquidate whatever they had managed to accumulate and they ended up much less fortunate financially. While we are not advocating staying in a truly toxic relationship, we feel that nowadays couples are much more prone to give up under the slightest amount of pressure rather than seeking help and perhaps saving the relationship. Single people in Canadian society have a far harder time carving out a financially independent future, and there is something to be said for the teamwork approach.

@ThisIsOurRetirement 3 жыл бұрын

Thanks for watching being in a good relationship is the best asset you can have in having a wonderful retirement, it is a shame that it doesn’t work for everyone enjoy your weekend Cheers 🌺🍷🍺

@duanecox9327 3 жыл бұрын

It helps alot when couples are united on there goals & how to get to were they want to be. take care.