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Yes! Absolutely agree. I live in Sydney Australia, took voluntary redundancy at 59 and am still happily retired at 87. Best, most productive, rewarding years of my life; so much to do, so to be and evolve into. My advice? Retire as early as you can.

"health will run out" - well said!

I also think it's easier to manage the difficulties as a couple. Being a widow is a little bit different but I gain a lot of information and encouragement from both of you!

In my retirement, I’m so busy, I’m not sure how I got anything done while I was working. Retirement is the best gig ever!!

Found your KZfaq channel and can’t stop watching! I’m only almost 42 but planning and saving for my retirement. I have s pretty big savings but because I got lucky. Thank you for all the information about retiring.

I am surprised this video has not been taken down by KZfaq. This couple is exposing so many lies by the investment industry. Awesome.

Really enjoy watching your videos. I was curious to know the story about packaged food lol. Thanks for taking us along on tour journey.

Just came across your channel. All good points! Two of them really struck home. My husband and I were planning to retire at 55. He passed away a year and a half ago of cancer. He was only 50, to your point that there are no guarantees that you’ll even make it to 65. Also, we bought a little condo in São Miguel Azores for our retirement and we wanted to retire at 55 bc we didn’t want to be known as the old couple on the fourth floor walking around with our canes and health problems that come with old age. If at all possible, retiring when you’re in good health is way more enjoyable that doing it with health issues for sure.

Love your vid's. Just found them a week ago. Very practical.

Thank you for this video. Retirement is something I am very afraid of (I just turned...4_...). You guys are so adorable and making retirement sounded so fun, even inspirational!

Great topic, it's always good to hear from you. Big thumbs up!

I admire your retirement situation and great marriage. Thanks for dispelling these myths!

This is my second day as a subscriber to your channel. By now I have watched a dozen or more of your videos. The information is absolutely invaluable. My wife's and my retirement aspirations (and means) are rather similar to what you have done and are doing. You're 11 or 12 years ahead of us and so it's almost like being advised (sorry, wrong word -- uh, "shared with"?) by my future, wiser self, in a way! Thank you so much for what you do. Please keep it up.

You two are great. Thanks for the postings, Blessings.

Thanks for busting all these myths! Very helpful! Great part of F.I.R.E friends! Have a wonderful week 💕👍

Wow. These two are great! They finish each other's sentences and just have great conversation. I need to get some neighbors like these two.

"It's like childhood, but with money and no age restrictions" hahahaha

Thanks for ur video. Happy to see ur video. Great content

Glad to hear about your early retirement. You’re correct in that you don’t need to be a millionaire and that life goes on in retirement. But it doesn’t hurt to have a generous pension and a multi-million dollar bank account. Like you, we retired at 55 and are traveling the world. We’re grateful to be living the dream and enjoying our happy hour everyday.😉

I love your positivity and commonsense approach. We retired a year ago at 56 and 60, and are viewing it as the chance to do what we wanted to do in our 20s but didn't have the time or money to afford. Retirement has been joyful for us.

Just subscribed to your wonderful channel after seeing this video. The subjects you have covered here resonated very strongly with my own life: I retired 8 months ago at the age of 60 and have never looked back. My wife and I are not wealthy but we own our own home and have no debts. Our days are joyful and always, always busy while money (which I worried about for many years!) has never been an issue. So all the best for your continuing retirement while I continue to grow into my own :).

Happy SATURDAY! So good to see you both doing well. All love for a good day. Stay safe. Look forward to seeing you soon 😊 🍷🍺🇨🇦🏴󠁧󠁢󠁳󠁣󠁴󠁿💞

*I love learning from you two. Your experiences are gold to me*

Thank you again for another informative video!

Looking forward 😸😸 Retirement is great.

You both are so great. Perfect topic on this video. Maybe some future video you can share your happy hour with us? Keep up the wonderful work. Thanks for the encouragement!!

Fantastic 👍 love it, thanks for sharing my friend 🙏 keep uploading 💞

Thank you for such wonderful advice.

I retired at 55 for at least some of the same reasons as Norm. I hope to get my wife to watch this particular video as she intends to "work as long as she can" (which should have been a year ago!). Your discussion of life doesn't stop when you retire hit the nail on the head. I will hopefully watch many of your other videos with her first since you two are such an inspiring couple... incredibly charmed here... Thank You for the videos from the entirety of my heart.

Thank you for sharing these retirement info and tips. I can say your enjoying your retirement, lovely couple.

You 2 the best thank you

Bonjour from a fellow Ontarian! You two are refreshing 😊 retiring in less then 2 years and enjoying your videos! Cheers!

Enjoyed watching as always my friends!!

All excellent advice! Just keep active within your interests either old or new.

Hi Norm and Tina, you two sound so sensible and have gained some very practical knowledge that you are sharing with us all. I have just retired at age 63 and am just working through all these changes to life and finances. I have saved a respectable amount of money over the years plus we sold our home and bought cheaper which was quite a boost to our savings. It’s nice to hear that it’s not scary at all but a whole new adventure.

I"ve been enjoying your channel - lots of good thoughts for consideration. My model of retirement (next year) will look different from yours but is still thought out as yours has been. Thanks.

Enjoy your content so much....love your channel ❤

Love from Pennsylvania. We enjoy your video’s.

I stumbled across your videos just yesterday and have become enamoured with your stories! Thank you so much for sharing everything. I am 51 and plan to retire at 55 and travel like crazy with my wife too! I am Canadian and my wife is Japanese so our plan is also to spend 6 months in Okinawa which has a beautiful winter vs the one here in Calgary.

Thanks I really appreciate your perspectives 😊 This video has gotten me excited for retirement.

We really enjoyed this. We loved how you presented this and we really liked your list. You guys are so sweet and genuine. Thank you so much for sharing this. ❤️👍👏 Donovan & Jodi

My wife and I are thinking of retiring and your videos offer sound advice. We also live in Ontario and are just a year or so younger than the two of you. We also love travel and discovered your videos when we took a trip to Terceira Island and had the same hotel as you had. We ate at the firehall across the road because of your recomendation. After watching your retirement videos I feel maybe we should already be retired but have the same concerns about finances as most people I talk to who are our age. We own our own home and may follow your advice and sell then rent. Enjoy your videos very much. Thank you. Look forward to each new episode.

Glad I came across your channel! Very useful info! I am nearing 50 years old and just celebrated my 30 year anniversary with my current employer so now is the perfect time to do more in depth retirement planning.

This is so interesting. Great upload. Thanks for sharing.💕😎😀

Thank you for the common sense down to earth advice here !

Thank you for watching our video, we would like to say we are not licenced financial advisers, we are just sharing our story, you should seek professional financial advise.

We are new to your channel and we love it. I love the way you interact with each other and your hints and tips are great. My husband is planning to retire next year so your content is very relevant to us. Thank you so much, I’m addicted to catching up on all your past videos. Blessings to you both!!

"Second childhood w/ money". Love your posts. Thank you!

I can agree with the first myth. I work in a brokerage firm where 80 Year olds call with millions in account and tell me "I wish I didn't work so much I don't know what to do with all this money". Life is too short let's enjoy it. ❤️ You guys!

Great content Tina and Norm, always fully packed of valuable informations and wisdom’s!, Keep up the great work! In retirement of course.❤❤❤. Cheers!

Enjoyed watching your vlog I absolutely like it still watching

You two are so sincere, thank you both,i, wish you happiness.

Great information tips for planning retirement ty for sharing enjoyed it and very helpful sledgehammered that like button stay safe awesome and blessed

You two are so fun 🤩. I am enjoying your channel. I retired at 55 with pension and went right on working as a contractor. I am planning to start my social security at 60. Who knows how long you are going to live to enjoy the money you have put in to the system. Your video confirmed that I am making the right choice. Thank you

You've made excellent points and convinced me. Im retiring in April. Finally decided. Thank you

“It’s like a second childhood but with money!” 😃

Thank you guys! I'll be 55 this coming Saturday and have been debating retiring early and losing my career. You've helped me quite a bit!!!

hey ...just found your channel 🙂 yes many big people advice to find your "big number". It can be confusing for people. Thanks for this topic. Like 82 👍

It's really refreshing and interesting to hear about your very active retired life in Canada, big like 83. Have a great week!

You guys are such a wonderful couple ❤️ you two are in alignment with each other's vibration ❤️

Even I don't agree with your money calculation, but still, congrats on your retirement! Hope you enjoy it!

I get energized by your videos. I have a fast paced and at times stressful job, but luckily my identity is my running, yoga, travel, camping, love of cooking, wine, and volunteering. The day that I can leave behind the rat race the better, I am starting to go through the motions at work as I've done the same profession since 1990. At age 52 and 55 for my husband it's getting close to living our best lives.

Hey Tina and Norm! We hope that Norm caught a lot of fish on your guys camping trip this past week, we wish we were fishing right now!! Sounds amazing. This is great to hear that you guys were able to debunk the myth of needing $1M to retire. That has been passed around the USA since the 90s too! We are happy to hear that this is NOT the case, and you guys were able to retire without the $1M and get to live such an amazing life, and also get to travel. It makes sense what you said because people look at their jobs as their identity in life. When you meet someone, one of the first things people ask is your name, and the second is what is your job. So we can see when retiring you have to create someone of a new identity or like you said.. a different chapter in life. Too funny that you both are more busy now than you were when you worked, and we love what Norm said "it's like having a second childhood, but with money and no age restrictions" LOLOL!! Seems like it sums it up perfectly! That's good to hear you guys are making future travel plans, especially while stuck at home, it's nice to think of a time away and traveling. We definitely have heard people fear retirement, but we are not those people LOL!! Retirement sounds amazing to us, and we are looking forward to it!! Who can go wrong with senior discounts and cheaper food!! ACES! Don't feel bad about not knowing what day it is. We feel the same way, except Wednesdays we know, because the trash man comes around LOL!! Great video and love you guys to the mother effin' moon!!

I love watching and listening to you lovely couple.

Love it and thank you xx

Enjoy your videos and love the way you both are 😀

You guys are so much fun

Thank you for your very useful info ,thanks for sharing conectted you from Thailand 💟🙏

Great topic and video, Norm & Tina. Thanks for dispelling some of the myths about retirement. Canada sounds like it has a great retirement program. Glad you both were able to retire early and enjoy life and traveling. You are a great inspiration. Take care and be safe. Cheers from Bob & Sue.

Alright, this video besides has good information, you two are funny too. Norm made me bust out laughing a couple of times. Truly, thank you for the great videos. You have made me feel at ease thinking about retirement. Thank you!

Retirement is the best gig ever! (I retired at 55 as well) Great myth busting video! 👍

Good 🌞 Morning To The Cutest Couple on #KZfaq... We Missed You So Much 👍 Thanks for #mythbusting that million dollar myth. WOW! Awesome you two retired at 55. . You two make an awesome duo and definitely make retirement look fun. We didn't know you did photography as well. #seniordays is awesome!! ❤ Totally informative. Great information! We can't wait to catch up with all we missed. Big hugs and kisses. Great upload from A-Z. 🍷

You both are a true inspiration!!

You both are a joy to listen to. Love your "Realistic Approach" to retirement. Thank you for sharing your story with common sense and creative approach to retirement with all. Retirement is often misunderstood and your videos give clarification on the subject. Often people think something magical will happen in retirement. It will if you plan and make it happen through your own creativity which does not require a million dollars. A happy retirement has more to do about where you are with yourself in mind and spirit. Wishing you continued success in living the good life in retirement.

Thank you! I am considering retirement at age of 60. You give me a lot of encouragement. Stay making your videos!

yes all these banks and finance companies wanted our money but they did not invest it well some even lost our money *we hit the like 👍Au👍always a full watch from us*

Love you guys. Love your videos. I was obsessing about when to retire. If I should apply for my CPP now or later. If I will make it. You have really helped to put my mind at ease about all this. I can talk to or listen to videos by financial advisors but you bring such a personal touch that is missing in other videos I've seen. Thank you.

you guys are great! nice job you both have.....h a h a....keep it up it's fun listening to you're views on retirement and lifestyle adjustments that go with it it's comforting to hear!

Love you advice. A great comment on retirement that I heard was that you should try and have 3-4 hobbies that you absolutely enjoy (can even make you money) and want to wake up for. Can’t wait. I retire in one year

I love your vidios. The two of you are wonderful!

This is a super job! Cool video! Let's go!

brilliant video, thank you

Thanks so much for sharing your experiences with us my friends. Wishing you both a Fantastic Week Big like 85 here. 👍😀

Great video. If you budget your money and plan well, you can make it.

Very good information, retirement it’s all about living within your means

Happy 2022! Well, things have changed for me. For Xmas 2021 I was still in Tigre, in Argentina, doing paperwork. Now, thanks to my Schengen passport, I´m in Coimbra in Portugal (since a week, & near to the Alma Shopping). I reread what I put in a video two month ago asking you what hydro was.... Well. The place where I´m no jumped into my mind in July 2021. Success for me, Coimbra is beautyful. I hope we´ll coincide. Thank you! 🙂🙂

I’m 60 and a USA citizen. I have two million in stocks. If I can wait until 70 to take social security that will be $43,000 a year. I currently make $150,000 a year and save about $50,000 of that for retirement. I recently moved and sold my house, now I’m renting. You say you don’t need a million dollars yet I still worry about not having enough. Maybe because I spent the last five years taking care of my father. He died at 93. I have no children or other family so I’ll need to take care of myself. Sometimes I think I have plenty. Other times I wish I had more. Thank you for dispelling the myth that you need a million dollars.

Some great myths squashed. Thank you Norm and Tina for your advice. Great vlog. Have a great week. We have more travelling to do in our life and perhaps learn French, paint water colours, read books and walks. Great 🙏🏽👍🏽🇦🇺

You both look awesome and spreading lot of positivity

I am 31 years old and was always afraid of being ill and incapable of doing fun staff once I retire, but your channel is so encouraging and you share great life tips, I am now looking forward to my retirement haha (as long as I can prepare right for it)! Thank you for sharing your videos, you are the most positive and uplifting couple I found on KZfaq in a long time! :) Greetings from Bristol (UK)!

In all this time I hadn't twigged that Saturday was your upload day!

2nd childhood with no restrictions, wonderfully stated. Canadian rye whiskey for happy hour, bliss Wisers, yes. Love you, all.

Hallo my dear friends thanks for sharing this information since a lot of people may have a very different idea of retirement. I know i definately did. This is very helpful info.

Covid has sure put the dampers on my retirement plans! Ha ha! I retired Jan 2020 just weeks before everything went crazy. 🤪. Walking and I do adult colouring. We help our adult kids. Trying hard to keep busy and can’t wait for life to begin again! Thanks for your videos. I really enjoy them.

Good video! Very informative.

Absolutely loving your candid talks about retirement and the experiences you have had. There are so many similarities between our stories. We are so lucky to be in a position of being able to retire early and in good health to enjoy it. Who knows what is around the corner. Coronavirus being a prime example! Take care both.

I just found you and I have the same mindset. I am retiring at 50. Love you sweet energy ❤️

Thank you for taking some of that fear out of retirement. I am 54 and am feeling so overwhelmed about retiring that feel that I can’t give up work until I am 67…

..."I enjoyed my job, until I didn't, and then I retired at 55". I love it! That was exactly my story too. 3 years ago. I was in management and finding good employees suddenly become such a grind.