Last few minutes of this interview is amazing and I don't hear enough of- ADHD isn't a superpower. It's a disorder. It affects your whole life. It is not some fun personality quirk.

Chelsea is a financial therapist! Unlike a lot of other personal finance influencers who basically attack people for poor financial behavior, Chelsea shows a lot of understanding and compassion. ❤

I am so grateful for that last part, the "ADHD is my superpower" bs seems to be a major reason that it isn't taken seriously as the debilitating condition that it is. It IS a disorder, by definition, and it negatively impacts daily functioning, almost constantly. It is not fun, it is not quirky, it is a disability, plain and simple.

I was diagnosed ADHD as an adult, and it makes all my impulse spending make sense but I still can't seem to stop! I keep blowing my budget on compost worms

I have ADHD (diagnosed, medicated, etc.) and I am only just now hearing about Rejection Sensitive Dysphoria! 😮 I had no idea there was a term to describe the very real physical and emotional pain and despair that I feel whenever I feel rejected or ignored or criticized. I've tried so hard to "toughen up" and "grow a thicker skin" and "just let it go," and I really feel like I've improved a lot, but the pain is very real!

The impulse to spend money that I don’t really have is strong and really tough to overcome! I spent $11 on boba tea and snacks yesterday for the feel-good chemicals, but I’m currently between jobs and only have a couple hundred dollars left, and I know I’ll be ok and finally get a job in a panic, but this cycle is really also depressing, and the combination of ADHD, impulsivity, and persistent depression make a strong hurricane that I don’t know how to shelter from, and I can’t keep finding shelter in little unnecessary purchases that add up.

I saw the title and I’m like “why are they attacking me?!” 😂 honestly, I really needed this because it’s been harder to manage money lately. It’s like my ADHD has kicked in even more. Me forgetting things and buying doubles/triples, and forgetting to unsubscribe from stuff, not returning things on time, forgetting to pay things on time… it’s all killing me 😭😭😭😭 uuughhhh

For myself, I’ve found repetitive but interesting solo work that is divided across the day works best for me. I’m a dental hygienist so my day is divided into 1hr segments, and each case/client is similar enough that I can use systems to ensure quality care, but different enough that it keeps me interested. Another benefit is the high hourly wage- this allows me to work part time and make a full time salary. I can’t keep up with a 9-5. I am happiest and at my best working 3 days per week.

I have ADHD, and when it comes to finances I have two modes: spend everything on impulse buys or keep rigid control over every penny and deprive myself of ANY fun rewards. Sure, I've gotten a lot better about putting aside some money in a "Whatever TF I Want" category, but it gets spent pretty quickly at the beginning of the month and I'm left on deprivation mode for the next three weeks until I get paid again.

Credit cards are an ADHD person’s worst nightmare! Harsh late payment penalties. Painful automatic payment setup. Impulsive bonus offers…

I'm so happy I made productive decisions about my finances that changed my life forever. I'm a single mother living in Canada, bought my second house in September and hoping to retire next year at 49 if things keep going smoothly for me

Ok when she forgot the question - THAT IS ME! So many times having a good conversation, but my brain goes down a weird path it thought was related but then I forget what the question was and the thought is lost. The interview I didn't know I needed. Thank you for addressing this in such a compassionate manner 😊😊❤

At 37 and just got diagnosed last year. I’ve been in debt my entire life and would be successful at paying it down or off for a period of months or years (hyperfocus), only to get distracted by some new passion and just never finish. I am now seeing a financial therapist and hope it will help.

30 year old mom of 2 who just got diagnosed- When she got into rejection sensitive dysphoria I felt SO KNOWN. it is literally impossible for me to let things roll off my back.

Thank you for choosing to call her Dr. Hamdani! She earned it and it's important to be acknowledged :)

I struggle so much with rejection sensitivity. I feel like every week in therapy I end up talking about being afraid of being judged/dismissed/thought less of. It feels like the root of my self-worth and social-anxiety problems. But I'm also very pragmatic and methodical like Chelsea! So it's a constant back and forth of getting frustrated with my own mind for caring so much about something that I know is unimportant.

The reason Autism was in that one question is possibly because the co-occurrence of ADHD and Autism is very high, estimated somewhere in the range of 60-70%. Depending on your location it may be easier to get an ADHD dx than an Autism dx, and before 2013 you couldn't get both under the DSM; consequently many ADHDers don't realise they are also Autistic (and vice versa).

The way I control _my_ ADHD impulse buying, is by not having any money. 🧠💥😩

As someone with ADHD, thank you for this episode! To control my impulse spending, I add the item to my wishlist and and give myself 24-48 hours to decide if I really want the item.

I saw the title and I love the video already.

Usually a silent viewer, but as someone who so deeply resonates with caring about EVERYTHING, I find that sometimes it can be helpful to repeatedly hear it’s okay to not care about someone else’s opinion. It is almost like a mantra. It serves as a constant reminder that me not caring about someone’s opinion doesn’t make me a bad person. And I need to hear that 👏🏼 r e g u l a r l y 👏🏼

THANK YOU FOR HAVING ME!!!

Thank you so much for talking about this! I feel like no one takes ADHD seriously and it seriously impacts every aspect of my life! Just like Dr. Hamdani mentioned, it's everything from feeding myself to performing at work. It can be really difficult to manage and the current popular narrative makes it seem like a joke. It can be especially damaging when managing other chronic illnesses that are more physical and may require regular medication; if I can't even eat and sleep at regular intervals, how am I supposed to manage this physical illness?? Budgeting around impulsive purchases and potential job instability is also incredibly challenging and it's an added struggle that people without ADHD largely don't have to factor in. Thank you so much for bringing awareness to the struggles and challenges associated with this disorder; I hope to see a shift in the narrative around this!

CONGRATS ON 1M TFD!

This was great! I loved the segment about medication, and I have something to add as a layman and fellow ADHDer: Medication isn’t for everyone, as they discussed, nor does it have to be a long term solution for those who do benefit from it. It is, however, a super useful tool for a lot of people. When discussing about their successful and long breaks from medication, there was a lack of note about how medication can be used to help get a person through the rough patches of behavioral adjustments. I would wager a significant amount that medication, in both their cases, helped them reach their behavioral change goals. Just my two cents!

I feel ridiculously valited when talking about treating the ADHD through behavioral change. I don't want to medicate (because I have A LOT of medical anxiety) but I've worked so so hard to be more functional through behavioral change (both on my own and with my therapist) and it has worked so much! I still struggle with a lot of stuff but I'm doing so much better on many things and now I'm hearing a lot of "it's surely not ADHD if you don't need medication".

This video brings up a lot of points that are very real on a systemic level. It’s refreshing to not have financial advice that gaslights individuals in their unique democratic. And yes my mental health did improve once I fought my way to a higher tax bracket but boy was that hard work!! I can’t believe that there are people who will never know what this process is like - in both ends of the spectrum.

Thank you for this. As a older woman who was not diagnosed as a kid, family school and work life has been so difficult. I was always in gifted programs in school but my finish was always weak. I would get overwhelmed. Now as an office manager it has been a real struggle to stay on top of and ahead of things in a busy organization. I needed this!

I'm so glad she mentioned rejection sensitive dysphoria. It's already wired in the nervous system for many with ADHD - thinking it away doesn't always work.

I read the title as the opposite of its meaning - why ADHD people make so much money. Saw it in a tech community poll like “do you need ADHD to be high achieving in tech?” and most votes were yes.

Oh, I can already tell this is going to be amazing and helpful for us ADHD-having and finance-loving peeps! Thanks for getting this interview, Chelsea. Excited to watch this!

Can't watch this now but I am so excited to watch it tomorrow. I can definitely see my ADHD spending, I basically have two consumer modes research furiously for six months or full on impulse.

I’d love to see a conversation like this with Jessica from How to ADHD

My ADHD money hacks are: - Automated savings that can be liquidated easily. I presave for my taxes and in the mean time let them multiply in a savings account a bit. - create an alert on the phone to remind to pay the bills as soon as they arrive - creating on and offline folders where I horde my invoices and things for accounting. No filing system or anything just a place to put in, I deal with the sorting once a year - when deciding to save I don’t go to shopping malls only once a month, as if I’m around things I will buy them, but if I don’t see them I can go without - on online shopping I open a tab, but not buy the thing. If I remember to buy it more then 5 times I consider to buy it. But not right away. If it important enough I will remember it I hope it helps some ☺️

i just got diagnosed like 2 months and am so excited to dive into this episode!! these are the practical discussions i need ❤❤

Yes! I love talking about accessible financial advice! ❤ Love both you and Dr. Sasha Hamdani’s content! 💓 I got diagnosed at 26 and it’s still a little difficult to adjust, but there are so many excellent resources and perspectives available online and it’s like having a para-social support network. We’re all in this together!

Listening to this was like so therapeutic for me. Thank you for sharing this, I feel so lucky to have access to this conversation for free

Diagnosed at 35, my life has been kind of a s%*t show so far, job to job, dropped out of college. I feel like I'm so far behind in life.

I have ADHD, generalized anxiety, and CPTSD. I was hesitant about meds for so long, but it got pretty bad and I needed help. Welp, the meds were so much worse. Trying to find the right med. Medical anxiety. Terrible side effects. I realized after that I really am one of the lucky ones that has a lot of tools built up over many years and I'm going to be okay without meds. I feel better than ever, as well.

Thank you Chelsea for this. You and your guest saved my day…my future, starting tomorrow, actually…renewed hope and self-love…❤️❤️❤️😘😘😘

Ooh, thank you for this! What a great guest. Dr. Hamdani, thank you for sharing your knowledge. Great conversation.

What a nice conversation! I really liked how this was a real conversation where both parties really listened and contributed. Thank you both!

Thanks for bringing this topic to public 👍 great interview and insights!

I really appreciated your discussion on medication. I think my doctor described it best, the end goal of the meds is to eventually not need the meds. If you need it your whole life, then you need it your whole life, but you will never be able to make the sustainable changes that need to be made while going through the daily struggle just to survive. The meds are a bridge.

Thank you! Knowing where to start is so helpful.

This was so helpful for living my life. I so appreciate all the info, and it will guide me going forward. Thank you so much!!!!

I love her and follow her on ig for adhd and own her book! I have adhd and I always love to follow female adhd er! ❤❤❤ I got my diagnosis at 26 and it’s been really wonderful knowing able to learn about adhd and how it effects me everyday.

What saved me is that I found a partner who's really good with finances and shames whenever I buy anything. Now, my self esteem is in shambles, but my credit rating is spotless!

Chelsea, I looove your work and have recommended your channel to a lot of people close to me. I think I first saw you and then found out I was neurodiverse myself. For me finding about ADHD, has been a learning curve that just helps me understanding my brain and I have learned new pathways to work as me. I’m seeing/hearing this in my TV while looking at my Amazon account to see what’s on my cart. ✨ it’s a process!! 💀

My ex has ADHD and an extra tax is exactly what it felt like dating her. Not just on our money, but on our time, too. One of the reasons why it didn't work out between us. I was exhausted with her. I'm glad I was honest about how I felt no matter how offended she got, because now we are both free to meet people who are better suited for us. She told me she was diagnosed and I had read about it bit over the years, but living with someone is completely different. I truly wasn't prepared enough.

Loved this episode!

Glorious 🙌 Phenomenal 🙌 Amazing 🙌 Chelsea please never stop creating!!!

Thos was super interesting. Best one yet

I’ve never clicked so fast lol

' I can achieve the same results but in a different way' ❤

Fantastic podcast and very to the point. It's 2 am, I'm tired but can't sleep, so I'm listening to this and constantly getting distracted by random thoughts, yet I still somehow managed to retain pretty much all of the points without having to rewind anything. That says a lot. 😂

Really glad you talked about rejection sensitivity because this is something I struggle with constantly. Logically I know what the worse case is or I tell myself someone’s opinion doesn’t matter to me, but the truth is, it does. And I think they think the worse things about me.

Yes to ALL of this video! And I wish society would dispel the narrative that "everyone has ADHD..." No, they do not. For those of us that have been diagnosed with this condition, it is so destructive and debilitating. Definitely NOT a superpower.

This is extremely informative, thank you. What about managing money while having bipolar disorder?

"Why ADHD makes finances hard" *Hour long video* I guess I'll never know

did i miss the message in this? i didn't hear the help about money or what to do about it. this felt more like a general conversation about ADHD 101

I think that superpower thing might come from pediatricians. Idk exactly what she said but when my oldest son was diagnosed in 2018, she said something to that effect when she was explaining to him what it meant.

Ooo I think I wanna get her book

I feel seen

Would be interesting to hear TFD's take on investing/saving/earning with autism, because from experience of Level 1/high-functioning ASD I can tell you it's just as hard and confusing and painful as doing the same with ADHD/ADD (maybe even more so tbh). NTs don't get it.

Around 29:00 she mentions the first resource, I don't know if it's my ADHD but I'm not getting the name of the NGO, anyone can help clarifying please? 🤣

Im sure this is fascinating but with neither clear sections or timestamps and a ton of talking about other thinhs than what I came here for, what I needed to know, ie HOW TO HANDLE MONEY, my ADHD brain remembers exactly nothing about this entire video and just found it a complete waste of time...

I loved to listen to this but I definitely missed concrete money advise for people with adhd. Or did I zone out without noticing?🙈. If so, can someone please give me a time stamp ? (Btw I did hear a few tips like taking cash money in to store but I was hoping for a whole approach).

This was a very good piece that I did not know I needed- Dr. Sasha is well spoken and so resourceful. The conversation needs to be had in countless spaces for so many of us to know what is and is not normal. I at an early age found I had a wandering mind- and my aunt took me and is the reason I finished high school. This helps destroy some misinformation and pushes so many to get legitimate help. Where finances is concerned, having that conversation is not one that is had and to tie it with so many things and ADHD comes knocking on the door which can make it so difficult. Having this information and segment is awesome. Thank you for this video.

What’s the name of the app she created? It sounds helpful!

Great guest, I learned so much! I want to add that Chelsea could work on being a more open + friendly host. There were times when the guest was talking and smiling and Chelsea was sitting there, just expressionless, almost mean mugging her, literally giving nothing in the form of acknowledgement to the guest. Conversations are an exchange of energy...I actually felt uncomfortable for Dr. Hamdani a few times because trying to have a conversation with someone like that can be so difficult. Kuddos to her for navigating her way through it.

i totally understand that its a disorder that deeply impacts my life and causes real strugles for me, i´d never describe it as a "superpower", i think ppl that say stuff like that are being super disingenuous and i agree that it marginalizes the strugles it brings, but if asked "would you like to not have adhd?" i don't know if i'd say yes. I don't know if its because i've been diagnosed later in life and have been living like this for so long without realizing i was different to the point that it's my "normal" or if it's because it's a relativelly recent diagnosis and i still haven't 100% figured out my way to deal with my patterns and simptoms, but I feel my life and personality are way too deeply entangled in the ways i've been afected and have been dealing with my adhd over the years that i don't know how much of it i'd "loose" if i didn't have it, like, i don't know how and how much i'd change, and i'd be hesitant to take that chance. Like i said, i don't think it's a "net positive", but i do think thats a part of me and i don't know how much of my thought patterns come from my experience with adhd and how much it's really ME, and despise really strugling with it, i really like "me" at the moment.

Why would you make an episode on ADHD and make it 1 hour long?? Some of us need the abridged version

Watch this while I have 20 plus browsers on looking how to build a catio..oh yes impulse spending is a huge deal

My family and acquaintances say I'm bitter, overly concerned, and plain crazy. They are oblivious to what is going on because they are too focused with their work and daily challenges. They perceive the two-year increase in home values as usual. The rise in home prices only serves to underline how worthless the dollar has become. Because a weak currency can be a warning of an economic slowdown, I've been considering the best ways to protect myself from inflation. I've also heard that inflation is a money-eater, which has me concerned about my $230,000 in savings.

Ditto

Chelsea, where did you go for your audio settings? Am working on my audio setting and it's been a failure. At this rate, imma have to pay someone for some presets. Also, behavioral modification is what has been helping me with my anxiety and overthinking. My therapist recommended last week that I should create a list of all the things that I want to do because wanting to do too much is keeping me from doing anything and I wrote up a list and created goals. It was really relieving to get that focus as well as establishing goals because I always feel I have to do everything all at once or completely overload my day with stuff but my therapist said to give each goal a timeframe and to never have more than two things for the week. Her saying that was like someone taking off 100 pounds off my back.

I'm sorry Chelsea, I really want to watch this, but watching financial stuff is like trying to force myself to eat broccoli. I can manage vegetables if it's fast and over quickly, so I won't be able to finish an hour long video on the equivalent of broccoli, does anyone want to take pity on me and provide an executive summary? Or maybe timestamps of your favorite parts? Thank you!!!

For the part about talking to your employer, I think Chelsea is quite bias here because she talks from the POV of a small business and where, I assumed, has a good culture. But for the bigger setting, the culture is not about company's culture, sometimes, it's team culture. And some people/manager aren't really that empathy.

You really do need CBT with medication. But honestly, for me, I did years of CBT without medication, but the medication is what really made me normal. My ADHD is severe though. But I'm a lot more together when im on medication. My mother noticed this (the genetic source of my ADHD). Also im able to regulate anger/frustration better which is vital for my family life. People who think you can just will away a disorder are clearly misinformed and as they said just nod and let the ignorance roll of.

👍👍👍

I'm not finished with this episode yet, but I feel like it would be ignorant for me to not see the upsides that my disability has. Being a creative person and who's also into spirituality while also having ADHD provides a lot of unique challenges. Even if the reality of my disability is something I can't change, who says that I can't celebrate the ways it makes me unique? Toxic positivity is an issue; I can easily recognize that, but optimism and joy is a choice. If you're privileged enough to create a life for yourself and to be happy wiith that, then take advantage of that. If you don't come from a place of privilege, then still, who says you don't have a choice? I can only speak from my own personal circumstances here.... I come from a place of privilege. I recognize that, so perhaps my views on the whole "my ADHD is a superpower" is more neutral.

Please help me find if there are scientific articles discussing the link between ADHD and hyper mobility (ie Ehlers Danlos). Especially if there is support for the anecdotal evidence of ADHD medication helping with hyper mobility and related physical issues (like arthritis). 🙏

Welp here's more confirmation that I most likely am undiagnosed. 👍

"Water off a ducks back". I am stealing that, thanks Chelsea!! 😂

Its quite hilarious that this video is over an hour long.. considering the topic. As someone with ADHD I would love to know what to do with my money, as someone with ADHD I will never get through this video, no offence meant, but c'mon..

Chelsea, some tips for more inclusive language: instead of implying that ADHD is not "normal," recognize that it is a part of normal human variation, and you can instead say something like "a brain the world was not designed for", or "neurodistinct/neurodivergent". Also instead of "ladies and gentlemen" just use "folks"-- especially when talking about neurodivergent folks, as there is a higher incidence of gender nonconforming people in our community.

I was expecting Rebecca watson

am I the only one who sees a horse in the lower left of the thumbnail? I looked at the horse looking right with a brown hair and tan chin and a halter for like 2 minutes before I saw a human looking left

Awesome commentary If anyone can work as a virtual assistant kindly indicate because I'm currently hiring remotely. $2,500 monthly.

I know that this isn't a possibility for everyone, but I can't express just how life-changing it has been for me to find a supervisor with whom I can be open about my ADHD and the unique struggles that come with it. I've always felt like I had to mask my ADHD at work, and I've had a lot of supervisors who tried to mold me to be what they wanted out of an employee. It was a lot of "Here's what you're doing wrong, now just stop doing that." Now that I'm able to be open with my boss about my ADHD, I have been able to say, "This is something that's hard for me, and it will always be hard for me." We're able to set goals that are realistic for me, like learning goals, and he is able to support me in the areas that I can't realistically change. He's able to assign me tasks that are compatible with my strengths, and not force me into tasks that will bore me to literal tears. He helps me determine the priority order of tasks, the amount of time I should be budgeting for certain tasks, ways to work through blocks, and set soft or hard deadlines as needed. He is able to be a liason if my RSD makes it difficult for me to communicate with colleagues, or at least work out what to say. Because of this successful working relationship, we have been able to tailor my job description to fit me, and my unique strengths, rather than trying to fit me into a pre-ordained box. I've been able to flourish and produce work that I'm proud of, without burning myself out.

Your episode topics are so interesting but the episodes are so long- especially for an adhd girly. I really want to watch this but my brain cannot handle an hour long episode 🥲

I definitely have the struggle side of adhd, but I also understand one viewpoint the superpower claim comes from - a pride in one's brain, and a recognition of the value of the unique ways of thinking it can bring. I do struggle daily doing stuff I *should* be doing, and with the embarrassment that comes from not behaving how a neurotypical adult is expected to behave, but I honestly don't want a different brain, nor would I choose to not have adhd if I could choose. I don't want anyone to patronize me by telling me it's a super power, but I also recognize that it has brought me an advantage in the creative fields I've worked in, and allowed me to find out of the box solutions in groups when we've been stumped by difficult problems All this is to say, I am very glad to see an expert with ADHD come on this podcast, but please keep inviting more neurodiverse people, and more disabled people, because the diversity of perspective is necessary and valuable