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It’s no secret…I have A LOT of credit cards…41! Here’s my explanation of which credit cards I have, why I have them, the credit limits, the annual fees, and more. Get ready for a wild ride! Click “Show More” to see Ad Disclosure.
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HERE ARE THE 41 CREDIT CARDS I HAVE…
1. Amex Business Platinum Card #1
2. Amex Business Platinum Card #2
3. Amex Platinum Card
4. Amex Schwab Platinum Card
5. Amex Business Gold Card
6. Amex Gold Card #1
7. Amex Gold Card #2 (Rose Gold Card)
8. Amex Green Card
9. Amex Blue Business Plus
10. Amex Blue Business Cash
11. Marriott Bonvoy Brilliant
12. Marriott Bonvoy Business
13. Chase Sapphire Preferred
14. Chase Freedom Flex
15. Chase Ink Business Cash
16. Chase Ink Business Unlimited
17. Marriott Bonvoy Premier Plus Business (Chase)
18. Ritz-Carlton Credit Card (Chase)
19. World of Hyatt Credit Card (Chase)
20. Amazon Prime Rewards Visa Signature Card (Chase)
21. Citi Custom Cash Card
22. Citi Double Cash Card
23. Citi ThankYou Preferred
24. American Airlines MileUp Card
25. CitiBusiness AAdvantage Platinum Select
26. Costco Anywhere Visa Signature
27. Citi Dividend Card
28. U.S. Bank Altitude Reserve
29. U.S. Bank Cash+
30. U.S. Bank Business Leverage
31. U.S. Bank Business Triple Cash
32. Capital One Venture X
33. Capital One Venture Rewards
34. Capital One Spark Business Select
35. Bank of America Business Advantage Customized Cash Rewards
36. AAdvantage Aviator Mastercard (Barclays)
37. Wyndham Rewards Earner Business (Barclays)
38. PNC Cash Rewards Visa Credit Card
39. Discover it Cash Back Credit Card
40. Wells Fargo Propel Card
41. Apple Card (Goldman Sachs)
TOTAL ANNUAL FEES
- $6,182
- Personal credit card annual fees = $3,984
- Business credit card annual fees = $2,198
- American Express Card annual fees = $4,300 (69.5% of entire portfolio)
- 21 credit cards have no annual fees
HOW I JUSTIFY THE ANNUAL FEES
It’s a combination of the welcome offers, rewards points & cash back earned, credits, benefits, hotel night certificates, referrals, etc.
TOTAL CREDIT LIMITS
- $361,451
- Personal credit card limits = $270,251
- Business credit card limits = $91,200
Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.
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