FYI, college debt in australia is interest free.

@ThinkBeforeYouSleepYT This is a repeat video. Repost?

Does the smell of the soap linger on your body ?

There are people at my work who make twice as less then me but somehow have cars twice as much then mine. Can’t imagine the massive amount of debt they are probaly in right now

Someone's enabling.

why is everyone not taking into account of taxes? $35000 is before tax? Your have a $100k salary and your weekly $ that goes into your account is like $1200. Everything you spend is from the money you have in your bank account not what your boss gives you on the contract.

It's 78k if she actually spent 1500 per week on her credit card, but as he stated in the video, that's not possible. Her credit card limit is only 5k and she only makes about 3k per month. If she maxed out her card, spent the whole month's pay on it, then spent the other 1k on the card, then the next month she'd have a starting balance if 1k + interest. Each month her starting balance would be higher even if she paid all of her income towards it, so she wouldn't be able to keep spending on it.

​@@julianburke7225twice as less? You mean half?

@@yeussean So do big businesses. Getting into debt is actually a good thing IF, and only IF, you do the math on it to pay it back and of course only IF you are a business. Businesses and business owners (this includes monarchs and governments) can turn the capital they gain from debt into even more capital, paying back the debt and keeping themselves a profit. This math does not work out for the average person because the average person cannot use their debt to create profit but instead to consoom.

@@bartudundar3193 It depends. I'm not a big business but the band-sawmill I bought on debt has payed for itself and then some. But yeah a vacation is not something that makes you money unless you find a sugar daddy.

@@modarkthemaulerYeah, that's why I differentiated business vs consumerism.

​@@yeusseanyes, but the subjects are the debtors.

Great idiom, I hope I can remember this.

Her name is Amanda Nabulsi. Per LI, she is now a senior account manager with Heard Agency, a marketing company, in Sydney. Not sure of her financial situation. Could've married a rich dude.

@@krisrap3828that comes in at around $81k in the USA. In Sydney, NSW, Australia, something like $100k AUD, or $65k USD. So she’s on the edge of upper middle income and still nowhere close to affording all of this.

Those 29k hex debts are amazing. I was bullied and fooled into taking a course at RMIT by family and peers, I owe 49k, I won't pay it back because I can't find a job after I had a medical episode and am now on the disability pension. After applying to over 30 jobs a month for 6+ years I've realised that some people just cannot get a break in the world.

​@@Rexhunterjpermanent victim. 💀

​@@Rexhunterjespecially not perpetual victims

"You don't have to go to business school to know..." bruh you don't even have to go to middle school to know this shit is fucked up

I borrowed $100K in 1999. Paid it back in 2000 (built a company worth $10M). I borrowed $110K in 2000. Paid it back in 2001 (started my own company). I borrowed $60K in 2001. Then we had the Dot Com crash and 9/11. Then there were no jobs for 18 months. The interest on $60K (on a credit card) became about $5K a month. Then I went bankrupt in 2002.

Many people had a similar experience in the Real Estate bubble, or during lockdowns. Suddenly the whole world changes. Don't get caught with debt in that situation.

Bad Luck Brian is that you?@@bigneiltoo

It is, this business school is just popular due to the high pay the offer, but this a distorted true. The business manager is a position, not a real career. A chofer, a medic, an astronaut, anyone can be a business manager, but the collage make them see like a degree that it is required. Accounting, Finance and Economics are different, to work in this you required to be certificate by the regulatory institution.

Based

Really? That was enough to warrant a spit-take for you?

lol

@@heirootdouble based

As an Australian when this aired, that was the intention of the piece, to enrage and infuriate the wealthier older generations into stygmatizing the younger ones into compliant little toy soldiers. The rhetoric is vile when you hear it, an entire generation of elders who look down their nose at their grand kids (and in some cases their kids)

Yeah, its not good to do but they kind of get away with it. It's a hard life to be bankrupt but a lot is carried by the people who don't go that route

And those same people get so envious when they see someone who did everything right driving around in a $300.000 porsche or mercedes that they earned from a lifetime of hard work and financial responsibility. They'll scream about how "he's wasting resources that could be better spent on people with real problems... like me" or "it should be illegal for people to own stuff like that".

People argued the retards who had more than the insured amount in Silicon Valley Bank should get bailed out and reimbursed. I think that was more egregious than anything these random individual retards do.

No surprise the report focused on two college thots, even 15 years ago, these thots knew they would get bailed out and not have to face the consequences of their actions.

Maybe our monetary system shouldn't be set up in such a way that bad spenders get away scot free

My dad is quite prosperous, but he doesn’t give me any money at all to help me out. He says I have to deal with my life myself. I’m actually a big fan of this approach because you really learn how to deal with money.

How TF did she blow 50k in a year? I know Italy isn't that cheap, but damn.

As much as I want to say your niece fumbled a wonderful opportunity that falls more so on your brother. Sounds like he took a gamble and lost because if I know my daughter isn't good with money there's no way I'm "gifting" her anything just to tell her what to do with it right after. You live and you learn though.

I'll make note to myself when ever I have kids. Never gift anything. Make them earn it.

​@@b00biejingleswell he couldn't just gift the house itself I assume, for one he can't apply for her for the government subsidy, and he doesn't know what house she'd want.

Impossible

So you aspire to be a multibillionaire?

I figured out a way: Just start a beef jerky company. Then the price benefits you.

I make jerky way better the the store stuff.

I get my beef jerky from the local butchers, the best ever!

This is refreshing and lovely to see. Thanks for sharing and good luck on your journey!

Another lady here! Great to see that there’s plenty of us who can listen and appreciate what TBYS has to say.

Me too, I love listening to TBYS

As “red pill” as TBYS is, it’s the most empowering shit as a female xD not saying that “red pill” stuff is all misogynistic, but it’s still hilariously ironic that feminazis hate this kind of thing when this kind of content is SO much more about gender equality than a lot of people realize.

He miss to explain, that there is a gender related difference. Sadly there are way, way more women who are willing to go in deep depts. And there is reason why it is like this. Now days women are less and less tought to have a decent impulse control. The impulse control is directly related to the emotional control. A bad emotional control is way more accepted by women as by men. This leads to the situation that women after they made a emotional impulsive decission, they later try to rectify this. This rectifications are often quite thin and again emotional dominated. Both ladies in that film are good examples. This is sadly true not only for decissions about spending money but also to related to what career path they take and even romantic and non romantic relationships. That this is not a biological determind issue but more a problem how we grow up you can see, when you speak with woman who are born before 1950-60. They learned a way better emotional control right from early age on, since emotional outbursts were way less accepted. In the 1930-50 the idea of the "weak" gender that is to protect become the social standard, with the idea of the classic 1950 housewife immage. In the genrations before, women were hold way more accountable for their own decissions. Most worked as well and often they were who made the financial decissions. (sorry for my bad english, i am german and dyslexic)

It creates dependants, which the government needs to survive.

​@@bumponalog5001BINGO!

Yeah I was saying the entire time this behavior is there because it's being enabled by the parents.

Great comment 👍 well said

Children raising children.

I'd like to see where these women are now.

Probably found a good $imp.

​@@Acemanveryspecialwell, probably still with Debt

She has a senior management position in a large company but she probably still has a $imp to supplement her finances

But I'm a victim of my instincts and desires! /s

The whole point of addiction is their brain is broken and they can’t say no

Just like how you can resist peer pressure and addiction by saying no to drugs, and that worked so well right?

​@@mattmurphy7030It's not anyone else's responsibility to help or excuse an addict. They are an adult.

@@kolbyking2315 nice victim blaming. You probably think cancer is the patient’s fault too huh. Also I don’t remember saying it was anyone’s responsibility to excuse an addict, so nice straw man too

Congratulations, seriously. I hope you have an economy-resilient job, and more importantly, in good health. What you have is single purpose drive, that's a great thing.

If enough people end up homeless they'll put a cap on how much you can rent it for and even if you don't want to rent it for breadcrumbs they will force you to so enjoy never profiting from it

Im almost 40 and know what you mean! I moved to Metro Atlanta shortly after I got a new job in accounting in 2010. I got my house for 245k with an $1800 mortgage. I'll have my house completely paid off in 2 years, but I want out of Atlanta BAD. The crime is awful, and where I live went from never being on the news to on the news multiple times a week for crime and corruption. I started looking elsewhere, and out of curiosity, I got an estimate on what my home would sell for, and with the basement I finished, I could get 400k. It's UNREAL how outrageous real-estate is now.

You may not be debt free ever as a good strategy is to refinance your home to invest in stocks, stocks return twnds to be higher than the average home loan rate. **Not advice**

@@acacacacacacaccaca7666 Hope that isn't how you approach life, or maybe you enjoy talking yourself out of anything worth trying because it might not work out the way you think...further, who rents out 40 acres? They said nothing about renting it to someone else.

Yeah

There is no anime redemption arc for this.

Lol, thoughts exactly. Baby steps ahoy!

What are you doing here?

I think part of the reason is how media only promotes to have and show this luxury, but not the hard way to it. If her parents didn't teach her that, the media surely did neither!

How is she taking from anyone?

She won't even make a rich man a sammich and insists he be prettier than her.

@@frankvonfrauner How is she taking from anyone? She just said "if I can't pay it back I'll go bankrupt". Do you know how bankruptcy works? The taxpayers pay it. It causes inflation. If I have a 25% chance of making you pay me, that's taking from you. It's called a Liability.

@@bigneiltoo Not inflation. Prices from the companies that got stiffed will increase, but that's not inflation. It's just a price increase from that company. Inflation is caused by the government printing money that devalues the current currency in circulation. It hits all areas of the economy, not just a single company. Edit: Sorry to be anal, but I see the word inflation used incorrectly all the time. It allows the government to blame private businesses for what they cause.

Bad analogy because you didn't sell the toy for candy to snort and because credit card collectors can't take away your free ReaganPhone and its BidenACPTikTok

I understand the "took away TV" part, but if they want you to make 20USD back, you should keep the toy.

U r lucky Ur parents taught u a valuable lesson in finance

Similar happened to me as a teen. My mother gave me $60 as fun money for a solo summer vacation to my aunt's home, with a weekend in Myrtle Beach at their beach house too. She knew I wanted a pair of Ray-Bans that cost around that amount. Her thinking was I could either get the glasses or vacation souvenirs. I chose to pocket the money and add it to my own. When I got home, she wanted to see my cool new sunglasses. When she found out what I did, she took the money back, as it wasn't mine in the first place. A lot of times loans have stipulations on them and not using the money as intended is a crime. Learned my lesson.

What exactly is the lesson here lol. This sounds like you did something responsible by not spending on things you don't need and then you were taught that you can just take your gifts back from people if they won't use them as intended by you... you really can't. If you give something away to someone, it's no longer yours.@@JamesRDavenport

Is Gladstone part of your portfolio?

How do you invest in such things and don't you have to report that on your IRA?

I would not invest in bank stocks

@@peakhelliw1509an IRA is like a special account to hold assets for tax deferred growth. You can’t withdraw until age 59 1/2 though. You can hold stocks in a standard brokerage account.

yeah of course you don’t, don’t lie just to get likes

Good debt: Modest car, useful degree, house in a nice area. Bad debt: Credit cards for clothes, vacations, clubbing.

​@@r5t6y7u8basically Good debt = long term value Bad debt = short term value

As an environmentalist it's only healthy to buy things secondhand. Fads are something I either find at the park or get for cheap 5 or 10 years down the line.

I find it great for my mental health challenging myself to find what I need like a snowblower for example usually free and fixing it using this platform as one of the tools. Friends can't believe how nicely I furnished my house for basically zero dollars either and with quality furniture built in the US decades ago. No particle board in my 100 year old lake house.

"almost healthy to have nice things" Shopping ain't healthy lol. It means the marketing is working on you getting what you want VS what you need. And of course it's ain't healthy for your wallet 🤣 And then you want a bigger house to store those things so you'll also want a bigger house than you _need_

yeaaaa but that takes too much time. I want to get better at it NOW!

I think the men would be better off investing in a nice pair of running shoes. : )

I am 35 years old and i live with my parents because i am jobless, but i am still trying to find a job, i don't wanna live in this condition forever.

@@joaopedrobaggio4475 What does this have to do with their comment?

​@@joaopedrobaggio4475go to China or Cambodia ($1.9-2.5k a month), become an english teacher. You'll easily make $3-5k a month and save around 80% of your income. You'll be able to afford some condos in developing countries after 3 years, you can then rent those units out to generate passive income. After you make enough sell the property assets (should have appreciated atleast 40% in value after 5 years) to buy 2 properties in your home country) and rent out one to foreign students (because they won't mess the place up theyre usually rich enough from their families to not skip rent payments and also keep your property asset clean with a good habit of cooking and cleaning from their parents) , live in the other one and pursue a career in your own home country, you need capital and the wuickest way to do that is to go to a ciuntry that actually has a free market in the domestic sense with low taxes, UK, EU, USA, aren't those kind of places that you want to start from scratch. Use ehat you have to your advantage, if you have a western passpprt, and have English speaking skills that's a very easy route , its unfair in the sense that you'll be richer than your peers when they are struggling to save up whether it be the locals in the counrry or your hometown friends working in logistics warehouse or some high taxed state , but you have to put yourself first in this highly regulated world of taxation, and VAT

​@@joaopedrobaggio4475what are you talkin about and how is that relevant.

When you're an adult you quickly realize a lot of people are stupid.

This. Pretty much everything you need to know about most jobs can be learned for free. But unless you have that little certificate to say you're in debt, companies aren't interested.

Bingo! The paper is what allows you to get through the gatekeepers. I waited until I was able to get all of it covered by scholarships or the military, I would never take out a loan for it!

Exactly. I have all the skills to meet the job responsibilities of a particular job, but I do not yet have my bachelor degree and when I apply, they don't ever consider me. Many many jobs still want that magic paper. I'm just thankful that I'm finishing my bachelor degree with my own money, scholarships, and grants that I don't have to pay back. I'll have my bachelor's and be debt free.

And the opposite is true when you have that degree and apply for minimum wage jobs. I needed something to pay student loans and those jobs were the ones hiring so I applied. Out of the double dozen in my area, only one hired me. When I tried applying to jobs after (a couple years) that would pay better but didn't require a degree, they passed me over because I was too educated and they thought I would leave as soon as I applied for a job that required it. There were no jobs in my area that required my degree and I couldn't live on my own so I was stuck. Eventually, I got into a job that would provide training and had two jobs for a while. I paid off my student loans, at least. Working at obtaining a better job again.

​@@rosestar1324 ...proof?

Same. Like my Mom graduated nursing school the year I was born (2001). She's still paying it off. My sister is a lawyer do you can imagine how much she owes. I went to uni, but commuted since I live in the NYC metro. Kept up with my credits and everything so NYU wouldnt play with me. Graduated in May debt free

I watched my parents get eaten alive by it. They had this mindset that they needed a new car every 2 years. I'd see them stressing about it. Then one of them would spend hundreds they didn't have on something without talking to the other one so the other one would spend the same amount to get even or whatever. It was crazy. Even though they taught us the value of work and making money for yourself, delayed gratification, and such as adults they were horrible at it themselves. I vowed to never get caught in that trap. We've never taken on debt without a clear plan to get out of it quickly. My parents could never afford a house because of they're poor decisions. We own a house that's going to be paid off in half the time of the mortgage and own our 2 cars. We paid mine off early. My parents taught me in ways they never imagined.

Tbf even with money management times are hard. Were all overworked and underpaid. That said you're right, people be spending money they don't have like crazy

It's kind of strange listening to childless people in their 40s and 50s complain about how they have $50 in the bank and would be completely destitute if the next paycheck didn't come in.

@@assortmentofpillsbutneverb3756 How are times hard when the government gives you free phone, Internet, medication, education, and 4.5 loaves of bread per day ($9 in EBT)? 2 bedroom rent is $600-800 in Alaska and Montana.

We did something similar. Our boys were fighting and broke a TV in their room. They had to earn the money to pay us for it. A lot of it was chores, because I had a chore chart with an amount beside each one, but it still took them a long time to pay it off. Outside Christmas and birthdays they had to earn anything they got except necessities.

And handouts won't save them, no matter how often or how much they get. I learned the hard way trying to keep a former friend afloat through the pandemic. The tough times are never ending for those who won't budget, let alone think ahead.

And men are finally wising up to that fact.

@@Raya-ir4tmbruh not everyone buys into that part of the message, that’s very disingenuous to say especially considering the fact that statistics and market campaigns frequently show that woman are the main driver in consumer goods spending on the market.

its split. a woman with 3 kids and no knows the value of a dollar. a trust fund sorority girl. doesnt

I heard data the other day that just shocked me. Women earned a combined $18 trillion across the globe, but spent $28 trillion last year. UNSUSTAINABLE.

Are you okay

Fuck yeah! Congrats on being debt free!

for me maknig money is like a cool video game lol

What religion “shames” people for obsessing over money? Buddhism? No. Islam? No.

​@@chriscuomo9334"sooner will a camel pass through the eye of a needle than will a rich man enter into heaven"

@@Andrew-hk8qi can I put a “plank” in my eye (Mat 7 3-5) or swallow a camel (Mat 23 24)? Hyperbole. He who loves money cannot live for Christ. Reading Comprehension Level Assessment: 7th grader

@@chriscuomo9334Buddhism does have a concerned opinion on money obsessed people lol it’s just that it’s different if u want to make money to survive and even enjoy fun and enjoy your life that’s fine everyone does it but being obsessed over it which means to accumulate over excessive wealth for own sake is something we dont support as it can be a sign of attachment or having desires which is against the Buddhism principles about being clear minded and understanding and open-minded so yes ur right Buddhism does not shame people for money obsession but the way u phrased it sounded like in general Buddhism has nothing to say about Money obsessed people which is completely wrong we do have some issues and concerns on it correct me if I’m wrong if I misunderstood your point u were saying

Smart people learn from others. Average people find out themselves. Stupid people make the same mistakes again and again.

Either the translation is missing nuance or Mr Bismarck was not all that clever. Assuming you make a mistake, which we all do regardless of how clever we might be, is it foolish to learn from your own mistakes ? Or is it foolish to make a mistake ?

@@candyman9635 1. The qoute referres (rather vaguely) that you, instead of expirencing the failure and learning the lesson, you should instead see the mistakes others and learn form them thus skipping out on the while process of failure and instead getting the lesson and not suffering anything for exchange. So while Bismark wasn't really clear of what he was saying he was implying that you should learn from others mistakes and skip out on the mistakes for yourself. While you could make on argument about his implying in this qoute he isn't that only one to do that, in fact the meaning of quotes and philosphy is generally implied since, frankly, tend you sound wittier if you don't directly say what you mean but instead insinuate it 2. Bismark was a master of diplomacy and foreign policy, so saying he was a moron is simply not true and I would get into the details bout him and his career and how he formed germany, but since I've already typed an unholy amount for such a small question, so I suggest you google him.

Nah that's fucking stupid. Wise people learn from the mistakes of others. Smart people learn from their own mistake. Fools don't learn anything.

Exactly imagine how rich she could be if she could take her $5000 credit limit use it to lend out $50,000 and make the idiots borrowing it pay $5000 worth of interest the 1st year and still owe her $50,000, this is how fractional lending works, but some how she’s the horrible one (don’t get me wrong, she is irresponsible), but the banking and lending system is down right evil.

Nobody put a gun to your head and forced you to take out a credit card with a 20% or more interest rate. Live within your means. I'm not "cucked". We just won't be held responsible for your poor decisions. No sympathy from me or people like me. We sold stuff dear to us and worked 2nd jobs rather than do that and we're tired of people thinking they're special and should be just given stuff. Sell the expensive phone and buy a cheap one, sell the computer, sell the gaming systems, etc. They've got thousands of dollars worth of crap and then complain they're broke.

@@ladidaohoh3168 LOL, you can't even get the term correct, it's fractional reserve lending. The fraction is the amount of cash the bank needs to use out of their own reserve, the lending part is the fraction they can borrow to have money to lend. They do not create it out of thin air, that's childish talk by idiots, stop believing idiots

​@@ladidaohoh3168its only evil to the financially illiterate.

It's called a segway 😃👍

@@Lord_Messiah_Disciple *Segue

@@Lord_Messiah_Disciple You mean a segue, which is when you move (without interruption) from one point to another. A segway is what Paul Blart uses to get around. 🤣

I would buy a soap or toilet paper service, just deliver soap and to to my door every month, I'll even pay a little extra for it just to know that if people go crazy I won't have to beat an elderly woman at the grocery store for it

​@@jeanm.9570*segway

That's not a knoife... THIS 🥄is a knoife!

@@TheRealBlazingDiamond 🤣🤣🤣

Who are you? ;) I have to ID people in the place I work at and quite often I find girls in their 20s look older than those my age born in the 80s. 😳

​@@hannahbanana2224unfortunately, it's true. I don't know why they're aging so hard these days. Could be the tons of makeup, the sedentary lifestyles, and the bad diets? I'm not sure but I looked like a child when I was 20 lol

A hard 20. 35 is far too much, but i assumed 27 at least, maybe a little more.

People back then looked older. Ever look at middle schoolers in 2000? They look like HS seniors today. KZfaq videos with like “7th grade class of 2000” look older than the high schoolers in 2023. Also her hairstyle is the Karen meets Kardashians haircut so it’s very dated which doesn’t help them look younger

Looks around 28.

$250k/year household income. Put $21k in 401(k) and itemize $25k in deductions, married. You’ll pay around $55-$60k in income tax, so say you have $170k after. Family HI plan can easily cost $15k, so you’re down to $155k. Then you have a total home payment of $3.5k, or $42,000. Down to $107,000. Food bill, call it $1k a month. Down to $95,000 Then add $3k of other various spending, down to $59,000. So I came up with a generous household income, solidly upper middle class, who isn’t even living unreasonably, and they still only have $59k for BS purchases. And since really, they want to be saving at least 15% for retirement, that removes another $17k from that. You probably need to be a $500k a year family before you can really start spending that much on consumer purchases monthly. Meanwhile my wife went on Shein and found 6 clothing items for $54. She likes 4 of them and will just gift out 2 that didn’t fit well to family members. And that basically scratched her itch for a month.

@@hornetguy9063 Are you in the US, by any chance? You have really cheap taxes, I'm somewhat jealous. In Australia, a $250K income pays approximately $80K tax.

@@reubenmanzo2054 yeah I mean it really all depends on how many deductions you can find and what state you live. I can also find examples of people who get practically half of their paycheck yeeted for taxes and insurance

@@reubenmanzo2054 im not an adult but here in canada im pretty sure your salary is taxed provincially and by the country which makes it like 50 percent taxes

You too, man! Happy Thanksgiving!

Thanks, same to you.

@@LegendaryDorkKnight😁

@@westerncivilization😉🌟

Did you just right click into a new tab to save it for later?

Nah I'm 10:24 min now

He's great!! Me too.

Awesome ! ^_^

Entire cultures function on ignoring rule 1. Indians/Middle Easterners, and Chinese/Far Easterners, quite literally depend on family to start those businesses. What you don't do, is throw family away over trivial things. Family is everything and without them you have no one. So it's in your best interest to not be a cnt toward them. When the whole family functions on this mindset, it's fine t ogo into business with family. Just that white people are fickle.

Several historic businesses were built by families

Several historic businesses were built by families

This is why in not gonna be one of those parents who pushes their kids to go to college. They can go to college or they can get a job but they can't do nothing and expect me to take care of them the rest of my life.

My parents were sold on the idea that a degree equaled a job, which seems to have been common for Boomers and the school districts in general. I was smart enough, as my mom had been. However, my dad definitely knew he wasn't a "brain." Him and his two older brothers went into the Navy because they didn't know what else they wanted to do and 2/3 made a career out of it. My dad has taken a few courses as required by his pay grade increase but knew he wouldn't have excelled even if his family had had the money for it. So I will be pushing at the start of high school for my kids to research and potentially shadow what they think they want to do. And if they think they want a career in the arts, I won't entirely discourage but tell them they need Plan B to fund them until their art career actually takes off; most art fields don't even need a degree but they do need customers and patrons. Similar with sports (though with my genes, that's not likely.) If they want a trade, cool, look at the lifespan of that and what you need to do to keep your body healthy and injury-free as best you can. College? Start at community first so that freshmen focus fluff is a whole lot cheaper (as I learned the hard way.) Just go straight into work? At least you're giving yourself the space to figure out life while making some money. So many of those who signed up for college had no idea what they wanted and I remember sitting in a presentation of sorts for freshmen and hearing 3/10 state how many times they switched their major. One of them had switched 7 times, some polar opposites with no classes in common, and was on her 5th year of college at 21K+ a year. Her pride in that kept me from thinking I could wander over to another major if it seemed too tough. Ugh.

Mild narcissism. Without double standards, some people would have no standards. _Of course, none of us are greedy, it's only the other fellow who's greedy._ - Milton Friedman

At least, it seems you’re happy in life

@@HexPerplex I am. As is the cat who recently wandered into the parking lot at work.

As an engineering major can confirm, no need to risk thousands of lives letting a dummy design a bridge

Bruh u posted the comment before u even watched the video how do u know this is great work? XD

​@@BBoy-bx2qzhe watched it on double speed

High school is basically useless except if the school taught good health and sex education, which many don't. Otherwise nothing I learned in high school was used. And you know what else? If you go to college, they teach the same shit you learned in high school. So I had to waste my time "learning" stuff I already did. It might be a different story if I had low grades and the college wanted to make sure I understood. But I graduated with the highest academic honors in my grade so obviously that wasn't the case for me.

It's still short term and she will fuck her financial future and that's assuming nobody cosigned that loan because if she got her father to sign the bank will go after him

Except when she wants a mortgage and the bank sees she’s filed for bankruptcy multiple times before

The problem is, before she gets bancrupt a silly man will marry her and her depts!

Degenerate take. The Internet is so full of idiots it's amazing sometimes.

@@rapsack7058 No guy in his right mind will take on that debt. If she drowned herself in debt what makes you think the same won't happen to him? Not to mention if divorce comes into play he can kiss most of what he worked for goodbye.

That would be very antisemitic