Retiring at 65 is a HUGE Mistake. Retirement Expert Explains Why

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25 күн бұрын

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052 {Thumb}[Edited Sabaree] Retiring at 65 is a HUGE Mistake. Retirement Expert Explains Why

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@diane.moore- 15 күн бұрын

People who are able to retire early are lucky . I have 15 months till 65 and need to look at calling it quits, my only fear is running out of funds much later, thus keen on investing. What could be the safest possible ways to invest for cashflow, in order to afford lifestyle after retirement?

@mikegarvey17 15 күн бұрын

consider investment planning, learning from a well experienced advisor is invaluable

@mariaguerrero08 15 күн бұрын

That's right. I am a wife, mother of four and new grandmother, 28 years in Corporate America, retired recently at 57 after discovering the freedom investing could provide, been contributing to my portfolio since the pandemic in early 2020, and have grown a $250,000 savings account to almost 1 million, credits to my investment advisor.

@ThomasChai05 15 күн бұрын

@@mariaguerrero08Could you possibly recommend a CFA you've consulted with?

@mariaguerrero08 15 күн бұрын

My CFA ’Gertrude Margaret Quinto’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

@Grace.milburn 15 күн бұрын

Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

@Riggsnic_co 4 күн бұрын

I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.

@kevinmarten 4 күн бұрын

Got it! Buying stocks during a recession when prices are down could be a good move. You might get them at a lower price and sell later when they go up. Just do your homework and be aware of the risks before diving in!

@Jamessmith-12 4 күн бұрын

That's awesome! Investing in stocks with a reliable trading system can lead to great outcomes. It's fantastic that you've been working with a financial advisor for a year now. Starting with less than $200K and being just $19,000 away from making half a million in profit is impressive! Keep up the good work!

@JacquelinePerrira 4 күн бұрын

Mind if I ask you to recommend this particular coach you using their service?

@Jamessmith-12 4 күн бұрын

Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

@JacquelinePerrira 4 күн бұрын

She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

@renscience 9 күн бұрын

67 now. Retired at 60. I sabotaged my career many times in lieu of keeping up my health all my life. At 4:00 pm I went to the gym all my working career regardless what my employer wanted. I am infinitely more important than my stupid career!

@Earthtime3978 4 күн бұрын

@@REL602True. The last day I ever worked was at age 57. Got on SSDI. It’s no great shakes. Yes I’m free from the mental abuse but alone and poor af.

@plica06 3 күн бұрын

If you sabotaged your career how could you afford to retire at 60?

@BlackOlivesMatterToo-iu1tm 8 сағат бұрын

@renscience, You sabotaged your career many times in keeping your health or just being lazy? Do you know the longer you wait to retired you get more money and you can still keep your health.

@BlackOlivesMatterToo-iu1tm 8 сағат бұрын

@@plica06 Most likely he can't afford to live, he goes to Dollar Tree to buy his box of macaroni and cheese and toilet paper.

@Ericbabacan 3 күн бұрын

Recently, I've been pondering retirement. I've also want to put $300K into the stock market but i need an approach that will align with my risk tolerance and financial goals to secure our future..

@GabrielZi-xr6zc 3 күн бұрын

Yes. It is very easy to buy in on trending stocks but the problem is knowing when to sell or hold, which is why a coach is important. I've been in touch with one for about a year now and although I was initially skeptical about it, I will say I've made more progress within a year generating 6figure profit

@A-krandy 3 күн бұрын

That makes sense. Unlike us, you seem to have the market figured out. Who’s your fiduciary?

@GabrielZi-xr6zc 3 күн бұрын

’Marisa breton Dollard’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

@A-krandy 3 күн бұрын

Thank you for the tip. It was easy to find your coach. I did my due diligence before scheduling a phone call with him, and he seems highly proficient based on his résumé.

@motorcitymadman146 2 күн бұрын

Dont get caught in a scam . Buy Gold and silver and pay off debt.

@tatianastarcic 20 күн бұрын

I think the retirement crisis will get even worse. A lot of people can’t save because of low paying jobs, inflation, and insane rental rates. And now that home ownership is out of reach for middle class Americans, they won’t have a house to retire with either.

@Michaelparker12 20 күн бұрын

Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.

@nicolasbenson009 20 күн бұрын

Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.

@BridgetMiller- 20 күн бұрын

Mind if I ask you to recommend this particular coach you using their service?

@nicolasbenson009 20 күн бұрын

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

@berniceburgos- 20 күн бұрын

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

@micheal_mills 15 күн бұрын

The concept of mini-retirement changed my life. I'm no longer waiting for some retirement paradise when I'm 65. It helps to know how to fund the lifestyle. You know, making money while you sip that piña colada by the beach does help. I wouldn't have been able to do it otherwise.

@robert-1miller 15 күн бұрын

Yeah, people miss that part. You don't jet out to Puerto Rico with your life savings. Proper investing and a good business acumen are big pluses. Invest in the stock market, real estate, build businesses. That's just it.

@donna_martins 15 күн бұрын

Safe to say not everybody has the skill to pursue investing. But it's always easy to follow the advice of someone who knows how to i.e a financial advisor. You could anywhere between 10--40k with the right ones. Online businesses are a good bet too if you are savvy.

@berkrix4312 15 күн бұрын

Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.

@donna_martins 15 күн бұрын

Vivian Jean Wilhelm is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@berkrix4312 15 күн бұрын

Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

@tomlewis4345 22 күн бұрын

I retired at 63 and 4 months. I had my first heart attack at 62. My wife was diagnosed with cancer 2 months after I retired. Wiped out our retirement savings but she is 14 years cancer free.

@tomlewis4345 5 күн бұрын

@@wingman6040 yup in the state of New Mexico. Never been in Canada but did live in Indiana for almost 32 years couldn’t do the snow anymore so we moved to the desert southwest.

@fml5910 5 күн бұрын

I know a multimillionaire. One of his colleagues was in his early 60's, worked hard, was cruising toward retirement. Gets cancer dies at 62. At the same time this multimillionaire is pushing 80, and still works. I'm thinking to myself what's wrong with him? I guess he still doesn't think that can be a wakeup call. I know a guy that made great money driving truck he couldn't get enough, and didn't take real good care of himself less than 2 months after his 65th birthday he's dead from a heart attack.That made me really rethink things.Another guy I know will be 65 next month probably a net worth close to a million. Same thing doesn't take real good care of himself, drinks a lot, tobacco user, morbidly obese.

@tomlewis4345 5 күн бұрын

@@fml5910 I have seen things happen like that far too often.

@sharondalynnewton7562 5 күн бұрын

@@wingman6040pretty much!

@motorcitymadman146 2 күн бұрын

Its a shitty world

@sharedsailing4787 22 күн бұрын

My father was a hard working engineer and was going to retire early at 62. He got cancer at 59 and didn't make it to 60. He never got the chance to enjoy the fruits of his labor. You never know. Enjoy life while you can.

@PeterReefman 21 күн бұрын

Exactly the same for my mum, back in 2008. Now I'm 54, and that is very very much on my own mind.

@Contentibus 18 күн бұрын

❤

@rocketjb57 16 күн бұрын

Absolutely correct

@billykay4472 14 күн бұрын

Go for it while you can!

@RD-ij2sz 13 күн бұрын

What if you live longer? Which is more possible that early cancer death. Then will you be spending life of misery with out sufficient retirement corpus? I think everyone has to find a right balance between the two ie keeping too much for retirement by sacrificing today s life pleasures and enjoy today who has seen tomorrow attitudes.

@texputter7928 4 күн бұрын

Well said, sir! I retired shortly before I turned 52, 19 years ago, and never looked back. Living healthy and stress free is worth more than all the riches in the world, in my opinion.

@ginatayl 22 күн бұрын

Retired at 62. No stress, no schedules, no alarm clocks! It's amazing!!

@user-zu9go2fm8g 22 күн бұрын

I'm laughing because I am 61 and took a job at a golf course, for something outdoors to do. My alarm is set for 5am. For now, I enjoy the social interaction and work replacement but if it gets too much I will quit.

@joanneputra2932 20 күн бұрын

Me too! 3 weeks ago! Love it! 😊

@alicepopovski3643 18 күн бұрын

Exactly , best decision ever.

@steventhomas9355 17 күн бұрын

What do you do for Insurance?

@michellebilodeau3882 16 күн бұрын

Agreed😊

@WilliamFluery 22 күн бұрын

I took voluntary early retirement in 2018 at 57. I moved in to take care of my Alzheimer’s ridden mother. January 2022, I was disgusted with my health. I was obese and on 7 medications. I had been watching months of how to improve my health and decide to jump in with both feet. I went with a Keto diet and I started walking 3 miles every other day. Three days into it I stopped a 20 year prescription of an acid reflux drug. Three weeks into it, I was eating one meal a day (2,000 calories of Meat, vegetables and fat.) After 1 month I was up to 8 miles every other day. June 2022, I had the best blood test results ever. October 2022, I was off all medications and had lost 60 lbs. Two years, 6 moths later, I still eat the same diet and walk 10 miles every other day. I will be adding Sprinting and weight resistant training in the coming weeks. Who knows what I face from 60 years of a horrible diet but going forward, I will eat to live instead of living to eat.

@kimdavis5403 22 күн бұрын

That is tremendous progress!!! 🙌

@WilliamFluery 18 күн бұрын

@@kimdavis5403 Thank you, Kim

@markeh1971 14 күн бұрын

I’m like you but they gave me Tirzepatide and it’s working for me. Weight loss ongoing and hoping it helps. Take care M.

@jameskelleher993 11 күн бұрын

You should be very proud of yourself . Energy flows where focus goes and there is nothing more important than your health .

@AndyPat239 9 күн бұрын

Good on you!

@BrewerVera 7 күн бұрын

I'm in my 50s and I'm more interested in investments that could set me up for retirement , I mean I've heard of people that netted hundreds of thousands during these crash, I listened to someone on a podcast who earned over $650K in less than a year, what's the strategy behind such returns?

@Raymondcraw1967RaymondCrawley 7 күн бұрын

@AndersonFair-cy2bb 7 күн бұрын

@BrewerVera 7 күн бұрын

Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.

@AndersonFair-cy2bb 7 күн бұрын

Rachel Sarah Parrish is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@BrewerVera 7 күн бұрын

Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

@logicae4096 23 күн бұрын

48, retiring at 50. Really tired of the rat race... I am a corporate executive. I need a solid 6 months of de-compression, just fishing and traveling with my wife and I.

@music-jj2pl 23 күн бұрын

Thats what I said when I was 47. I'm in software. I had to readjust to 53. But that's it. I'll move to the sticks if I have to.

@fdm2155 23 күн бұрын

I have a kid in high school. When he's done, I'm done! Can't see the point of waiting beyond that.

@MelissaCoup 23 күн бұрын

@@music-jj2pl I highly suggest moving to the sticks We live happily off Grid in Camptonville California only 12 min from the next town. I LOVE It!! Downfall is you cannot do a reverse mortgage and there is no homeowners insurance offered. Add that to free water via springs, and Solar to power the house 7 months a year, and power the car & E-bikes, we spend $575 on Monthly expenses. Groceries not included

@ThunderStruck94660 22 күн бұрын

@@MelissaCoup That is awesome Melissa. We want Californians like you in Texas:)

@execatty 22 күн бұрын

Ironic.. I always tell people first thing I'd do if I hit lotto.. De compress from life and sit on a boat in key west for 6 months..

@drumsnmore2545 17 күн бұрын

Part time work is rarely discussed on these channels. I’m 57 and doing alternate two and three days weeks - in another year will move to two day work weeks indefinitely. I get the income, social interaction, and stimulation of a career I enjoy without all the stress - along with gobs of free time for hobbies and travel. Best of both worlds!

@douglashaner6802 9 күн бұрын

And if things go bad...you have a steady work history. I plan on doing this at age 60. I will have 3 small pensions that add up. But don't want to completely stop working.

@fmagalhaes1521 2 күн бұрын

I am looking to doing that so I can retire in a little over two years at 62.

@y_yy_2844 2 күн бұрын

Part time work is rarely allowed or offered by employers.

@drumsnmore2545 Күн бұрын

@@y_yy_2844 Source? I would think it varies greatly by employer

@Tonymanero1960 23 күн бұрын

I agree retiring at 65 is a Huge Mistake,......that is why I retired at 57( 7 years ago). I also took Social Security the second I was eligible. Life is good,..no regrets,...no apologies,....and I am worth more now than when I retired.

@JB-fq9dp 23 күн бұрын

Congrats, I'm planning to retire at 57 also.

@Tonymanero1960 23 күн бұрын

@@JB-fq9dp Do it,........and take S.S as soon as you can,........just to irritate Uncle Sam.

@charlesdudek7713 23 күн бұрын

I retired at 57, 10 years ago and it was the best decision I ever made. I highly recommend it.

@mayracardona996 23 күн бұрын

Good for you, I will be 62 in September, hopefully December 31st will be my last day at work. I think 40 years of labor is enough and I want to enjoy what I have accomplished while I can.

@roaddawg831 22 күн бұрын

Yep, I too retired at 57 over 10 years ago. Invested wisely so I don't need to take SS until I reach the max age in a couple of years. I've stayed in shape and lived well this last decade. You never get the years back, retire as soon as you can!

@philc.9280 23 күн бұрын

Pretty sobering facts. Fortunately, my wife and I are in great health and will retire at age 70 after 49 years working in our fields. We could have retired much earlier as money wasn't an issue, but work gave us purpose and meaning, and we loved our jobs.

@kenmartin5771 18 күн бұрын

If you love your job no need to retire early.

@vicktdock 16 күн бұрын

Jeez no hobbies or passions?

@philc.9280 16 күн бұрын

@@vicktdock Good question. As I write we are traveling in our new RV in the San Diego area enjoying the scenery. We serve a lot in our church ministry and play musical instruments. I do a lot of mechanical type work on the side.

@guitarhillbilly1482 15 күн бұрын

Are you going to start your SS at 67 years old?

@markeh1971 14 күн бұрын

Loving your job helps time fly. Having a well paid job gives you options outside work. I’m lucky to be able to retire abroad or 1/2 the year overseas. Just hope our health lets us do this. Take care M.

@WindsurferHD 2 күн бұрын

Never stop working at your passion, your fun, your job if you will. If you love helping others and are teaching others to be better, why stop giving and sharing and creating a better world for others. As we age we must strive to stay in our passion zone which gives our souls and minds purpose and fulfillment. I am 61 and have no intention of slowing down until I can’t move or I am dead. I have helped others my whole life. It’s my passion to teach and help. What is it I do? I am an electrical inspector. How does my job affect others? Bottom line, it saves lives. Do electrical work wrong and it kills. There is no room for doing things wrong with electricity. The next reason to never retire…..hyperinflation isn’t going to stop. Taxes, insurance, cost of food, cost of everything is going to continue upward. Social Security benefits I think will be greatly reduced going forward as our government continues to turn its back on we the people and it spends money into oblivion with zero fiscal discipline. As a nation we keep voting the idiots into office that just keep spending. Well there’s no free ride as it continues to destroy the buying power of the diminishing US dollar. Corruption is too big a foe here in America to retire as hyperinflation exponentially explodes.

@jtb-southphilly 11 күн бұрын

Divorce in 2013 crushed me in so many ways. Fortunately, I am of sound mind and body and healthy. As far as finances go I have very little but I’m debt-free (no car payments, credit card debt, etc). I ended up living a very minimalist lifestyle without all the possesions. You can’t take anything with you when you die so why struggle trying to have everything. Got a car, got a road bicycle…I’m good! 👍

@snowdrop629 10 күн бұрын

Gotta road bike? You are rich in so many ways, enjoy your cycling and stop every now and then to smell the roses and see nature, thats my motto

@Earthtime3978 4 күн бұрын

It’s tough at 60 to get the adventure bug, especially biking all over.

@erth2man 16 күн бұрын

The biggest factor preventing people from retiring before the age of 65 is the added expense of giving up their employer based health insurance plan.

@lynnepopash2292 14 күн бұрын

agree! It's the one thing that keeps me from considering retirement.

@larryperez9895 13 күн бұрын

I agree and disagree. I agree people are concerned about it and obsess about it, but on the other hand, it's a sign that they didn't plan well if the "ONLY REASON" is health insurance. Just make a plan for it.

@ohsweetmystery 11 күн бұрын

@@larryperez9895Just pay for it for a few years before Medicare kicks in.

@user-ix2mz7mp9y 10 күн бұрын

But if your illegal you get it for free!

@Earthtime3978 4 күн бұрын

No the biggest factor is having money in your pocket …to live!

@raynoldgrey 22 күн бұрын

We experienced the pinnacle of our era, but it is now gone. Like what happened to Rome, the corrupt administration will bring this nation to an end. My condolences go out to anyone who is close to retiring and may be worried about whether their pension will be enough to pay the rising cost of living. Insane fiscal policy, poor regulatory policy, poor energy policy, and poor foreign policy

@andrewlogan7737 22 күн бұрын

50 and early retirement. I'm very worried about the future and where we're all heading, especially in terms of money and how to get by. I'm considering making my first investment in the stock market, but how can I do so given that the market has been in a mess for the majority of the year?

@ryanrobertson368 22 күн бұрын

It seems like I used the FIRE movement to manage my finances. Investigate it further by doing some research. With the help of a financial professional, they were then successful when investing in stocks, cryptocurrencies, and real estate.

@mikeharry96 22 күн бұрын

I'm new to this and have heard that now is an excellent time to buy. However, I currently have cash sitting in my bank account that I would really like to put to good use because inflation is at an all-time high. Who is this coach that you mention, and do you mind if I look them up?

@ryanrobertson368 22 күн бұрын

Yes, Sharon Ann Meny made headlines in 2020, but I'm not sure if I can bring her up in this context. She manages my portfolio and acts as a counselor for me.

@mplate1792 17 күн бұрын

@@andrewlogan7737 in my amateur opinion the stock market has been doing well this year. My humble policy is to invest in the market on a regular basis (dollar cost averaging). Think long term instead of trying to figure out where the market is at in the moment. So far, so good.

@philmarsh7723 23 күн бұрын

Obesity. Lack of exercise. Your worst enemies.

@ThunderStruck94660 22 күн бұрын

Yup, exactly.

@mikedr1549 22 күн бұрын

Exactly. It's not that retiring at 65 is a mistake - it's more that the majority of people don't take proper care of themselves.

@billvill61 22 күн бұрын

Sorry, smoking is your worst enemy.

@br5380 17 күн бұрын

@@billvill61over here in the U.K. far less people smoke than in the past, but obesity has taken over

@zeroceiling 10 күн бұрын

@@billvill61don’t be sorry…smoking is a problem…but many many more people are affected by obesity…

@blaquopaque 22 күн бұрын

I’m 55 from southeastern Ohio but worked overseas all my life. I have savings of $1,000,000 and I'm ready for retirement, only concerned about the soaring inflation. Is this enough to retire comfortably, or do I need some sort of money management?

@Curbalnk 22 күн бұрын

Glad to hear from another buckeye! comfortable retirement depends on your lifestyle...

@greekbarrios 22 күн бұрын

I would get money management just in case. You’re only 55. I think the average life expectancy in the US is 77.5 years, but many people live well into their 80s so that $1 million has to last you all of that and the unforeseen. $1m is a great start though. Good for you!

@kansasmile 22 күн бұрын

Generally speaking, a good number of people discredit the effectiveness of a certified fiduciary in planning for retirement, For over the past 10years, I’ve had a CFA consistently restructure and diversify my portfolio/expenses and I’ve made over $3m in gains.Might not be a lot but retirement doesn’t seem so farfetched anymore.

@irenafields3324 18 күн бұрын

Comfortable retirement with $1 million and 55 years old? Wake up, please. Unless you live a very simple lifestyle.

@michellebilodeau3882 16 күн бұрын

Its enough.

@pensacola321 23 күн бұрын

I retired 17 years ago at age 57. So glad I did. It is very doable, and I am still very healthy. Still in the Go-Go years.

@markeh1971 14 күн бұрын

Congratulations and keep it up! M.

@razorsharplifestyle101hard9 13 күн бұрын

Do you think you could have retire at 50 instead of 57?

@davearnold731 13 күн бұрын

It was fairly easy for baby boomers. At 25 or 35 years old good luck retiring early

@Earthtime3978 4 күн бұрын

I went out of work at 57 as well but by way of SSDI. I’m free from the mental abuse but alone and poor as fuck.

@parkerbohnn 3 күн бұрын

I'm in the po-po years. I got Crohn's disease at age 38.

@lillis887 23 күн бұрын

Why I’m out at 62!!! Health and life is not promised!! As a 58yr old RN half of my pts are younger than me. 🤔 Watched multiple coworkers RN’s pass from CA and strokes!!🤔🤔At 62 I’m OUT!!❤I’m taking whatever benefits I can get as early as I can!! 😢🙏🎉

@juliuserving7841 17 күн бұрын

I'm 58 years old too, an RN lots of stress. Me machinist stress too standing on ur feet put up with management ugh good luck in retirement!!

@mariolibertad9972 7 күн бұрын

Injections

@talulatree5297 3 күн бұрын

I'll be 53 next week. The countdown is on!!

@sparkykitty6870 Күн бұрын

Hope your home is paid for! Best of everything to you!

@elkmo41 6 сағат бұрын

SS asap…I will never get what I put in.

@dnhman 23 күн бұрын

It’s about our terrible diet and overly sedentary lifestyle

@philcadorette1383 20 күн бұрын

I am in a similar situation, I have invested in dividend paying ETF'S as my source of monthly income. That way I don't have to sell anything and the principal core investments stays intact rather than shrinking. Been this way for 2 years now, it's great !!

@strawberrytart5666 18 сағат бұрын

The garbage put in foods in the USA are not allowed in Europe.

@kerrybarnes7289 13 күн бұрын

I retired at 50 ten years ago, best decision I made

@Practice_Kindness-1st 8 күн бұрын

53 (almost 10) & thrilled!

@ihadtosayit10 9 күн бұрын

My husband retired at 65 and died at 68. So this video hit home. I am 11 years younger and have not worked since his passing. I will now get a Social Security Widows pension starting in October. In addition I have two small pensions and a healthy IRA account and outside savings. I also can not earn more than $22,500 without having to give back some of the of the SS pension. So, I am retired. I don't plan on drawing down on my IRA until the cost of living increases beyond my current fixed income. My husband put most of this in place for us, and I am so grateful to him.

@fml5910 9 күн бұрын

You're so very lucky. I know a lot of women in your situation. It's so unfair to men.

@redogry 5 күн бұрын

I’m sorry for your loss, but his care for you is beautiful. You must have had an admirable marriage.

@parkerbohnn 3 күн бұрын

I make more than that a week and I only worked to age 35.

@sparkykitty6870 Күн бұрын

Sorry for your loss.

@rlhaff3560 19 күн бұрын

GREAT video... I'm so tired of all the investment companies telling us we need to work work work until we're dead!

@strawberrytart5666 18 сағат бұрын

I'm waiting for the MAID thingy to come to the US. and I'm OUT!

@hpcam1 23 күн бұрын

"Genetics loads the gun,diet and lifestyle pulls the trigger".

@momof4spoiled1s 8 күн бұрын

what kind of car is that in your avatar pic?

@hpcam1 8 күн бұрын

@@momof4spoiled1s It's my 1969 Camaro I fully restored a few years back.

@momof4spoiled1s 7 күн бұрын

@@hpcam1 nice. Looks orange in the avatar but red when I go to your channel. Anyway, it caught my eye. Many, many moons ago I had a bf that had an orange camaro with the stripes like that. I think his was a '70 though. He died very young while he still had it. Wonder what happened to it.

@hpcam1 7 күн бұрын

@@momof4spoiled1s Sorry to here about your BF. The car is Hugger Orange with white rally stripes..

@Michael-nx2sj 23 күн бұрын

Thanks for your transparency, Azul. Having a real talk is really important. And good on you and your spouse for working hard. ❤

@ThunderStruck94660 22 күн бұрын

Retired at 55 in March. Best decision. The weight of the world is off my back. I am having a blast learning how to fix things on platforms such as youtube. Way more sense of accomplishment than doing a 50 page powerpoint. Military retirement isn't awesome, but it has allowed my to throw off my corporate overload.

@parkerbohnn 3 күн бұрын

No one should retire past age 55. Freedom 55. I retired at age 35 due to my health.

@pabs8 5 сағат бұрын

Yes, let the young people take charge of the jobs. In our 50's our priorities change. Unless you are supper passionate about the work you do.

@joeo7257 23 күн бұрын

You are spot on! I retired at 56 yrs old as a mechanic. I'm 63 and much healthier than when I retired. It's about balance. Live below your means. live while you are working., not the other way around. Don't sacrifice your now for a distant goal. When you retire living below your means, you can stop saving yet keep your lifestyle. Start now! New Subscriber

@nealdavid1820 21 күн бұрын

I officially retired at 64 and 7 months. I hadn’t had a vacation in over 15 years at that time. I now travel around the Pacific and enjoy life every day. I currently have excellent health and pray that will continue. Retire and enjoy life before it’s too late. 😊

@br5380 17 күн бұрын

One thing that always stands out with US retirement videos is ‘travel’. Us Europeans travelled when we worked, we took our holidays/vacations 😀

@cutehumor 23 күн бұрын

I'm retiring at age 54.5 with IRS rule of 55. Life is too short to be stressed about money. I have a short life expectancy as well as a bad family life history of cancer.

@americancitizen1344 22 күн бұрын

Start looking into intermittent fasting stay away from sugar.Your cancer expectancy will go way down.God bless you my friend

@bc_usa 22 күн бұрын

@@americancitizen1344Facts!!!

@mjulkunen 22 күн бұрын

Good for you! Now stop stressing about life expectancy and cancer. Go live a happy/healthy life - you don't have a lot of control over your life expectancy or cancer. You can get by on very little money if needed.

@SamHeck-uq1qe 22 күн бұрын

What are you doing for health insurance?

@SamHeck-uq1qe 22 күн бұрын

What are you doing for health insurance?

@ParisianThinker 23 күн бұрын

Retired at age 39 from practicing law. Now 77 and still have $3.5M left. Health is the first wealth. I am in great shape.

@MGTOWmademeMillionaire777 23 күн бұрын

How much you had when you retire? Im 37, live in Costa Rica and my networth is 1.5M

@mr.wilson8340 23 күн бұрын

People who feel the need to gloat typically don’t have a pot to piss in. You were a lawyer though so that says a lot. 🤮

@BigLar56321 22 күн бұрын

@@mr.wilson8340If it was easy, everyone would do it. Guess that doesn’t include you. I spent 40 years in litigation and I’m enjoying the fruits of that labor in retirement. Believe me, it wasn’t always easy and it’s not for everyone, but no reason for hating on it other than jealousy.

@user-zu9go2fm8g 22 күн бұрын

@@BigLar56321 I believe you, I worked with estates litigators and know divorce lawyers. It sucks the life out of normal people.

@hubertvecht7255 22 күн бұрын

Simple, Steal/Retire 😂

@douglashaner6802 9 күн бұрын

You're the only person thus far that mentioned Healthy Life Expectancy instead of Life Expectancy.

@ItsEverythingElse 23 күн бұрын

Running out of money is a far bigger risk for most people than healthy life expectancy.

@vinyl1Earthlink 23 күн бұрын

Most people, yes - but not all people. Of course you need more money to retire early, but if you have the money, go for it. I retired at age 61, but I knew I was set for life.

@xlerb2286 23 күн бұрын

Yup, it's a balance between security and life expectancy. I just retired at 63. And to tell the truth work has been pretty easy the past few years anyway with a low stress job and lots of PTO hours. For me the lines crossed this spring. We'll see how good a job I did of guessing and estimating ;)

@lewisdemoss4639 23 күн бұрын

You are absolutely right. Retirement before you are very confident financially would be stressful and unhealthy. And working doesn’t have to be looked at as losing out on life. Enjoy every day even while working. Attitude is the most important thing. I was in my highest earning period of my life at 65 and was able to save 50%. I’m so glad I worked 5 more years. Now I’m not stressed 😊

@miketheyunggod2534 23 күн бұрын

Hahaha! Nope!

@tcshy1903 23 күн бұрын

That's the way I see it too! I have seen retirees run out of money. That would be my worst nightmare.

@karnubawax 23 күн бұрын

I'll be 62 next year. At 62 and 1 day... I'M OUT!

@mjulkunen 22 күн бұрын

I retired at 60. I'm loving life. However, I wish I would have figured out a way to retire as early as 50.

@user-ix2mz7mp9y 10 күн бұрын

Hit 62 in 6 months, I'm out too. House is paid off and no debt. I'm so looking forward to it.

@anthonywilson7304 9 күн бұрын

I'll be 62.5 this time next year. We going to do some travel for a couple of years. I could go back to work on a part time casual basis if I have too but we are pretty set to string it out until I'm 67 when I'm able to get a pension. We have enough super and no debt. Most importantly my wife and I have our health. We are certainly in a position to start enjoying life on our own terms.

@Earthtime3978 4 күн бұрын

Have a boatload of cash nearby. Been down that road.

@dentray 10 сағат бұрын

I said that and now I am 63 lol

@grupospacioloscabos4903 11 күн бұрын

What a clear, solid,honest (and I dare to say), even heart warming video. Thanks for the advise.

@cduff4505 23 күн бұрын

Tomorrow is the day for a hard core stress test look at retirement plan with my finacial advisor to make the big decision. Right now the plan is to give notice mid July and retire Sept 6 (turn 55 this year). I’m terrified but excited and I’m ready to live life on my terms! I do love to work but plan to take 3 years off, re-prioritize my goals and health, tinker in my garden, focus on the creative side of my brain. Then either start a small side business / pick up a PT job and volunteer and after my mini retirement. Super excited to leave my high stress job behind and enjoy my life!

@user-zm3dc7db4x 23 күн бұрын

Once again, thank you for your wonderful advice. I must say, that chart at the beginning was a little startling 😮. I can’t think of anything sadder than someone who waited too long to retire only to lose their health. Granted, not everyone can retire when they want to, but the statement “your health is greater than your wealth “ couldn’t be more true. So true that we all need to be aware and make decisions that help us reach our goals! Best of luck to all!❤

@deeheglie4940 23 күн бұрын

What about those of us laid off at 62, then the pandemic hit, then we are interviewing for positions against people 20 years our junior? Employers pay lip service to hiring over 50s, but the reality is that ageism still persists! I rest my case.

@milfordcivic6755 22 күн бұрын

At 49, this is my greatest fear. I work in an office full of 20-30 year olds who seem to have their own "bros" clique - I'm left out of the loop a lot and people only talk to me when they need something. If there is ever a layoff, I know I'm already on the list. I don't know what I'll do after this job, because I'm just sick of working for companies where it's the same BS I've been fed for the last 30 years.

@kwilliams2239 16 күн бұрын

@@milfordcivic6755 Yes, being laid off at 62 would be bad but at least there is some SS to fall back on. At 49, there is a good possibility that you are screwed. I went through a period of 18 months where my employer went from over 35K employees at our location to under 12K. Since the area was basically a one trick pony, at that time, house prices were in free-fall. I transferred to another location, but I was finally laid off at 55. I have skills that were/are in high demand, so it wasn't a death-blow. I had one instance of obvious age discrimination but several others where it was the opposite. My skills were in high enough demand that some employers were intentionally looking for gray-hairs. Experience mattered more than youth and a low salary.

@grahamp2334 15 күн бұрын

Seek out companies that hire older workers. They do exist.

@johnkelly9451 7 күн бұрын

With the baby boomers retiring there's a shortage of workers. After mandating the vaccine and firing the people who didn't get it, our first responders, military, gov't city workers, ems ect., truck drivers, restaurants and vet clinics, stores opening four to five days due to worker shortages, companies are screaming now for a warm body to help but cannot fill the positions. Is this why the gov't opened the border? Experienced people are in short supply. All the trades are in short supply too.

@johnkelly9451 7 күн бұрын

@@milfordcivic6755Yes, working with the snowflake generations and possibly having one for a boss is anyones nightmare. I hope the generation after them gives them a headache too.

@denissecafengiu2033 23 күн бұрын

Pay off your mortgage and retire. Unless you plan to travel the whole world you really don’t need much. Rice and beans better than a job. Also can work PT just to keep busy. 👍🏻👍🏻😄

@Lulusvideos1 23 күн бұрын

I agree, live frugally and within your means. Eliminating as much debt as possible definitely helps.

@JKinLVN 22 күн бұрын

Rice and beans better than a job? I think it depends on the job. Mark Zuckerberg is still working an he has $150 billion.

@razorsharplifestyle101hard9 13 күн бұрын

@@JKinLVN You call that wage slavery.Mark not on wages.I dont if he working at all.

@rschier1 3 күн бұрын

Retiring does not necessitate paying off a mortgage. It's really a case by case basis....

@ninamady5861 7 күн бұрын

Thank you for your guidance ❤

@johnnyboyvan 23 күн бұрын

58 just had heart surgery and so glad I retired last year. 🙏

@parkerbohnn 3 күн бұрын

I used to be a world-class prize fighter and now I just at age 65 go about 200 rounds on the heavy bag and speed bag everyday. My nephew competes in triathlons and represented Canada in weightlifting at the last Olympics.

@barbiec4312 23 күн бұрын

Guard and work on your health like it is your MAIN priority in life. Make a tiny change for the better every day.

@martywilliard 23 күн бұрын

Amen

@jimr5855 23 күн бұрын

the more important message is take action to improve your health, regardless of what you are doing with your time.

@geoffmcarthy7314 23 күн бұрын

53 now . 18 months to retirement !

@wheels636 23 күн бұрын

I'm 66.5 and I'm retiring in the next few weeks. I could've retired at 60 but I enjoyed working where I've worked for 44 year's now with the same company.

@notanomad9320 23 күн бұрын

You'll probably live longer than all those people who hate their jobs, lived bad health life styles and want to retire early. Good luck!

@mjulkunen 22 күн бұрын

A lot of people say they enjoy working. I don't believe most of them. I have friends that I golf with that could retire but say they enjoy working. What are they doing at the golf course??? Go back to work... do what you "enjoy???"

@JKinLVN 22 күн бұрын

@@mjulkunen - You probably have a dull job if you can't see how others can like working. I'm sure most of us would prefer being lazy and never going to the gym, brushing our teeth, flossing or doing other things that are beneficial to our lives. However, I get a lot out of going to the gym and working. If all you do is play golf, watch TV and drink beer all day, sure, it's probably more enjoyable than working or going to the gym. But for me, no thanks. Sometimes living your best life isn't just being a glutton for laziness and doing nothing. Even if I were a billionaire, I would not choose that lifestyle.

@mjulkunen 22 күн бұрын

@cdsersd2d I've never touched alcohol. I watch about 4 hours of TV per week. I walk about 30 miles per week on the golf course. I go to the gym 3-4 times per week. I play 10-12 hours of pickleball per week. I ride my bike 20-40 miles per week. I spend about 10 hours per week with my granddaughter and her parents. I work in the yard. I do home maintenance. I like to cook. Yes, in comparison, my job was boring... numbers, finance, accounting, analytics, and computer systems. Yes, I'm lazy... I take a 30-90 minute nap nearly everyday. Playing hard and loving life can be exhausting. I hope you love your job so much that you never leave. As for me, I don't miss my job for even a second.

@JKinLVN 22 күн бұрын

@@mjulkunen - Again, let's go back to your main point about enjoying working. Mark Zuckerberg has over $150Billion. Why does he still work if working is so horrible? Jeff Bezos isn't CEO of Amazon, but still works there and has a new space company. Why does he still work if it's so horrible? He can play pickleball as much as you can or play golf all day. Why doesn't he?

@jameskelly7412 23 күн бұрын

I am looking to retire at 59.5. God willing, that will come to pass in three years.

@joem.7621 22 күн бұрын

Me too!

@lockedloaded4942 22 күн бұрын

That's my plan as well. I'm turning 56 next month. Good luck to you!

@timhanna4700 Күн бұрын

Ditto

@meeckemann5692 Күн бұрын

Great information, great advice. Thank you.

@NickBayus-ir3hq 10 күн бұрын

Thanks for the perspective - enjoyed the video.

@RobertMiller-ye9hm 9 күн бұрын

Am from Scotland and am 67 still working my dad’s cousin is 88 and still working part time he travels around on his push bike .

@ItsEverythingElse 23 күн бұрын

That data is "from birth" (just like how mortality tables are "from birth" or from some specific age). If you're already 60, in the U.S., your number is 76, not 66. BIG difference. The data is available on WHO's web site. I can't post a link here. Shame on Jeff Knobb for not clarifying this. You should have caught this too. A lot of people are going to see "66" and freak out.

@miketheyunggod2534 23 күн бұрын

God laughs.

@johnkarapita437 23 күн бұрын

Yes, there a separate table for Healthy Life Expectancy at age 60

@MrSteeDoo 23 күн бұрын

"HEALTHY life expectancy".

@scottmartin6139 23 күн бұрын

He’s not talking to 60 year olds. He’s talking to younger people who have time to prepare for an early retirement if they choose that path. If you’re already 60 then your path is already set - for better or worse.

@bruced.370 23 күн бұрын

60s then your life is about 83.Look it up. BLS

@ubemememe 23 күн бұрын

This hits close to home. I'm 62 going on 63 and in the "do I have enough money" bucket.

@gimcrack555 22 күн бұрын

I'm retiring at age 67, if health is good up to than. Will rate my health from 62 and upward. Will get medicare going at age 65. Even at retirement, I'm still going to hustle for a buck. Been hustling for a buck since the age of 13. Buying and selling is my biggest gig as a flea market seller. And I also can build and repair PC's. Beside my current job as a caregiver, which I'll retired from. So my bucket will still get filled up, even after retirement. Can't do nothing, that just isn't me. I still have plenty of time for RR, when ever I need it. I'm 60 right now.

@Shanehinch 23 күн бұрын

I’m 45. I want to retire at 55. Thank you for the advice. I am an attorney and planning accordingly.

@ken85225 23 күн бұрын

try to retire even earlier than 55👍👍 take care of your teeth and the general health and life can be wonderful.

@clydeb7713 18 күн бұрын

Hate to dissolution you but if you have diabetes , rice and beans is VERY UNHEALTHY for you!

@targadave 23 күн бұрын

Pretty much goes hand in hand with the ongoing obesity epidemic here in the US. The great news is that you have full control over your health (minus the very few stuck with unlucky genes). It’s a shame so few older Americans act on it. But they won’t hesitate to brag how their $200k quad bypass surgery barely cost anything with their Medicare Part G😂. It’s not about retiring sooner, it’s about staying healthy longer!

@CTINF 3 күн бұрын

People blame genetics because they have similar health issues than they parents and reality is that they continued with the same sedentary and eating habits so they “inherited “ those health issues.

@EmanuelAmbriz-ml4nk 22 күн бұрын

Wow. I am blown away by this presentation. I was an insecure 49 year old on SS in January 2018 when I started buying Bitcoin/crypto. Everyone though I was irrational. Most still do. I put my income in every month and watched the value drop each month but for some reason really believed in Bitcoin and alt coins/blockchain even though I don't totally understand. Finally, the crypto market started turning around and I am astonished at the value of my crypto currency portfolio today. I engaged in active trading and managed to grow a nest egg of around 2.3B'tc to a decent 27B'tc....At the heart of this evolution is Kerrie Farrell, whose deep understanding of both cryptocurrency and traditional trading has been instrumental. Her holistic approach to investment and commitment to staying abreast of market trends make her an invaluable ally in navigating this new era in cryptocurrency investment....

@JasonGavino-dj6ze 22 күн бұрын

As a beginner, it's essential for you to have a mentor to keep you accountable....

@swayhulio 22 күн бұрын

I appreciate the professionalism and dedication of the team behind Kerrie’s trade signal service...

@rogercav40 22 күн бұрын

On the grand scheme of things, once you understand the potential of trad!ng, you can bet on it but I think people need the education to fully understand...

@LeightonCorrigan 22 күн бұрын

I've just looked up her full name on my browser and found her webpage without sweat, very much appreciate this..

@RomanLansang 22 күн бұрын

This is exactly what Big time investors are talking about, not just you. key thing here is to always trades with a good strategy even if the price goes up or down...

@JuanMartinez-kn2qs 3 күн бұрын

Awesome information. Thanks

@nfrank99 23 күн бұрын

Great data and advice, as always. Without our health, we have nothing. Thanks Azul.

@mjulkunen 22 күн бұрын

Yep, health planning is much more important than retirement planning. But you can do both... just get the priorities straigh.

@JKinLVN 22 күн бұрын

Yes, very good data by Azul!!!!!!!!!!!!!! I have no idea that on average, I am set to have major health issues in the next few years ON AVERAGE. I would have guessed 70 years old, but I guess we eat to much McDonalds. Lol.

@lisagrace667 22 күн бұрын

My concern is health care insurance if retiring before age 65 and qualifying for Medicare. How can anyone afford to purchase healthcare on their own?

@WTHenry2023 4 сағат бұрын

@@lisagrace667 Bingo. That's why I will retire at 65!

@ern48 8 күн бұрын

I quit working at 48, sold my house at the peak before '08 and have lived within my means since, pension at 55, ss at 62 and have never looked back. I have not borrowed any $ in almost 40 years, if I can't pay cash I don't buy it and my $ goes twice as far by not paying interest. Money will not buy you time or happiness.

@parkerbohnn 3 күн бұрын

I paid cash my entire life for everything but rental cars.

@deepakvrao 10 күн бұрын

Absolutely brilliant. Thanks

@sailingavemar Күн бұрын

Thank you for the video.

@Lulusvideos1 23 күн бұрын

I’m retiring next year at 62, I had originally planned to retire at 67, but I can’t go another five years in the corporate world. I have a couple of side hustles that I’m looking forward to. Plus I have a whole list of things I’ll be focusing on.

@gregkloe 22 күн бұрын

I'm with you on getting out of the corporate world. I'm turning 65 in December and I'm out. Maybe sooner. I take things month by month now. I was also going to work until 67 but I'm ready now.

@markt4605 22 күн бұрын

Turn 62 in about 20 months and calling it a day. Health Insurance will be a bear though.

@JKinLVN 22 күн бұрын

Retiring at 62 and then doing side hustles? Ok, you'll be semi-retired then.

@mplate1792 23 күн бұрын

I don't have statistics, but anecdotally I've known plenty of healthy people aged 75 in the US. My father was absolutely robust at 75. The US has very likely the most diverse population in the world (Europe coming on strong in recent years). I think that some groups unfortunately have shorter lifespans/healthy lifespans. That lowers the average.

@etcomehome39 18 күн бұрын

That’s my observation as well. Mom is 84 and Dad is 92. Still doing well.

@donniesmith8779 22 күн бұрын

Well I am 66.10months, now, Getting ready to retire and still in pretty good health. I did quit smoking 14 years ago and exercise regularly since I quit. This has helped tremendously.

@douglas_edward 10 күн бұрын

Good information presented well!

@ray3172 4 күн бұрын

I retired at 55 and now 64! I've saved enough money to payoff my house, invested college for my 2 kids, got my pension and never touched a penny from my 401k or collected my SS. I've been travelling and taking a cruise ever year. I keep myself quite busy by playing tennis, pickle ball, Gym, Ping Pong, gaming(PC Games), cooking, and karaoking!.Life is excellent for me.

@william-fla-321 23 күн бұрын

Today a coworker of mine passed away in his sleep, at 58. He was going to retire at 60, but he didn’t make it. Another coworkers father 58, passed away two weeks ago after getting a physical from his doctor and was driving home, he didn’t make it. I’m seeing to many people dying before 60 lately. Maybe it’s the clot shot.

@penelope5500 23 күн бұрын

Doubt it. There have always been people who have inexplicably passed suddenly...it's always a shock but it happens.

@woodrmp1 23 күн бұрын

@@penelope5500I think if we take obesity as “explicable” then it explains 75% of these Americans dying young…

@g99se9 23 күн бұрын

Should have retired at 45.

@barbiec4312 23 күн бұрын

Shots don’t clot…

@rickm8456 23 күн бұрын

Cot shot? Vax you mean? No.People died early before. Enough with the conspiracy BS.

@arthurthomasware5004 23 күн бұрын

One of your very best, Azul. And such an important message: Super Life Expectancy figures. What an eye-opener! I hope people are really taking notice. Yep, I've been blessed. Retired at 59 and still going strong at 88. Now I'm going to check the Super Life Expectancy figures for Aussie-land.

@mikehughes5800 5 күн бұрын

Great life advice!

@shawn5170 19 күн бұрын

I’m 63 1/2 and I’d love to retire now but who can afford the health insurance? I have to wait to 65 so I can get on Medicare. I exercise, my health is good and I’m not fat like most people. I’ll be debt free by then. I really have no choice.

@Electromag50 12 күн бұрын

Health care isn't as expensive as I thought it was. You should check it out, just go to United Health Care and it gives you quotes without asking for your email or personal identity.

@angela-if8tt 4 күн бұрын

YOU should find out how much COBRA is a month its good for 18 months or Obamacare to retire earlier.

@philmarsh7723 23 күн бұрын

Fast food ain't cheap anymore. Rice and beans are, and are good for your health.

@heidikamrath1951 23 күн бұрын

Love rice and beans!!

@edennis8578 23 күн бұрын

Making a steak on the grill is cheaper than a fast food meal these days.

@Otingocni 23 күн бұрын

Rice and beans are awful for you bunch of carbs contributing to diabetes and other metabolic disease.

@mjulkunen 22 күн бұрын

Rice and beans diet will lead you to diabetes... loaded with carbohydrates.

@JKinLVN 22 күн бұрын

The average american can skip the rice. It's too high on the glycemic index unless you are very active. Steak and beans for the win!!!

@dentray 10 сағат бұрын

Nice advise!

@Sunny1414100 11 сағат бұрын

Outstanding advice 👏

@TheMisterGriswold 23 күн бұрын

Retiring at 64 was a great move! (5 yrs in)

@opsecclassified6469 23 күн бұрын

@TheMisterGriswold. Sheit.... I plan on retiring by 52 since the average healthy age is 66..... within 5 yrs!

@rosed6058 22 күн бұрын

I am retiring this year, July 5th. I am so excited. I just turned 60.

@markeh1971 14 күн бұрын

Hi, great news now keep busy doing what you want to do. Me looking for 60, 7 years to go / save. State retirement is 67 for me so I need to build up the fund to pay me between the two. Health is the biggest factor in all of this. Have had a heart issue and this could pull the rug on it all!!! You may have plans but being I’ll or dead will stop that. Take care M.

@user-ix2mz7mp9y 10 күн бұрын

Congratulations....November for me. 62

@erichendrick3928 Күн бұрын

You will never hear someone on their dead bed say: " Boy, I sure wish I had worked more."

@ppvshenoy 9 күн бұрын

Thanks for the informative video. I am waiting to pull the plug at 62, just a few months away. 😊

@haroldkemp5283 23 күн бұрын

Good, common sense advice, Azul. I’m nearly 60 and enjoy a rigorous workout routine. I can’t get others my age to exercise at all - and they’re falling apart or worse. People don’t want to be uncomfortable - physically and probably financially - which is necessary to excel.

@miketheyunggod2534 23 күн бұрын

It’s not up to you. It’s up to God.

@iczemi 23 күн бұрын

I retired at 62 as of 1st Jan 2024. I hope it'll be good. Me and wife planned for the past 25 years.

@stevensumner3146 6 күн бұрын

Very interesting thanks for sharing

@TimToTwins 19 күн бұрын

Thank you Sir you sharing life lessons with us..! Watching your videos from Russia. Only love wishes to you and your country!

@rocketjb57 22 күн бұрын

I retired at age 50 and I don't regret it at all best wishes from Scotland.

@br5380 17 күн бұрын

Scotland here too. Plan was for 55, but what happened in 2020? Didn’t want to give up work in a pandemic, but since then I’ve worked from home (saved a long daily commute) and as we live in the country have a very good, low stress life. Hopefully will be laid off later this year, happy to work a few more months. And health wise, just come back from 3 days bikepacking off-road across the Highlands 😀

@Devilcity6275 9 күн бұрын

Retired at 67, and enjoying it so far. ❤

@nevanrushing3608 14 күн бұрын

Good advice!

@hwy6163 11 күн бұрын

I Retired at 49- Paid off home- own several Investments that pay off regularly- It’s great if you plan starting when your in your teens- My first job was shining shoes at Joes Barber shop on La Mesa Blvd, I was 14 years old and it was 1969. Never pass up an opportunity. You will get more opportunities if people see you are willing to work. Don’t be afraid of starting a business. You Learn you grow, you earn, you invest, you save. Good luck, it’s your life. Let nobody tell you that you can’t do something. Try and you will look back someday proud of the risks you took to gain financial freedom. Good Luck to All.

@9liveslisa 23 күн бұрын

Wow, that's sobering! I'm glad I retired at 60! But I am counting on longevity in my family. High 80's and 90's. Hopefully. I'm 67 now and enjoying every minute of retirement!

@1whitecottagelife770 23 күн бұрын

Every one of my grandparents lived into their mid 90s. I'm 60 and healthy. I'm going to wait to take SS until 70 to maximize what I get till I die. Retirement? I love working and I'm self employed. I'm not depriving myself of much and I'm also working on maintaining my house myself. I do everything that I'm physically capable of doing and I have the knowledge to do. I did start declutterring and thinking about what I want for my stuff after I die. What gives me joy I keep, I ask my daughter constantly if she wants anything in my house, some things I'm storing for her, she wants to have them but she has no room right now for them.

@srojasiowa 22 күн бұрын

I fully agree !!! why retire if you enjoy life? I don’t see the point to becoming a zoo lion. I love the thrill of working and feeling myself useful, it is not about money is about finding happiness in what you do.

@clydeb7713 18 күн бұрын

It is a fallacy that you get more money if you wait. You get the same! You will live less years at 70 and might have collected 100k while you're waiting to get a few hundred more per month!

@theowenssailingdiary5239 8 күн бұрын

Seems the only thing you are lacking is imagination.

@1whitecottagelife770 8 күн бұрын

@@theowenssailingdiary5239 I think I'm doing good in the imagination department, I imagine that I won't have to worry about the money I will get from social security not being enough, due to me retiring earlier than 70. I imagine not having to worry about getting a part time job after retirement, to make ends meet.

@andrealucaredolfi3936 3 күн бұрын

Great video❤❤

@CM-oo3tv 3 күн бұрын

Glad you just showed up in my feed. You’re cool

@jrm2383 23 күн бұрын

Retiring before your financially secure is a big gamble. I’m watching a family member live on ss only. It’s not pretty. I’m working to 66 and hopefully waiting to 67 or 68 to tap ss.

@guitarhillbilly1482 23 күн бұрын

SS was never meant to be a Primary Retirement but a Supplement. If possible I would draw your SS at SSNRA instead of waiting.Right now that is 67 years old for people born 1960 and later.

@milfordcivic6755 22 күн бұрын

Financial insolvency is only 1 hospital visit away for most people.

@mjulkunen 22 күн бұрын

Financially secure? Most people don't really understand what that means. Unless a person knows the future, they can't be financially secure. If you can be debt/mortgage free, it doesn't take a lot of money to be retired. I can live on less than I have or earn... that's enough security for me in retirement. I try to have some for the unexpected... but there are some situations that could happen that I couldn't afford. In that case, I have to change my lifestyle again, and maybe even go back to work. In the meantime, I'll enjoy life and not worry much about what could happen but would be very unlikely to happen.

@jrm2383 22 күн бұрын

Ss isn’t meant to be the sole retirement source, but for many who don’t plan, it is. Retiring early before Medicare kicks in, or before you’ve saved enough to handle an emergency is risky. Financially secure is being able to live the life you had while working, and living comfortably. I could get hit by a bus tomorrow, doesn’t mean I didn’t retire well.

@tfpjr 22 күн бұрын

Just retired in December 2023...spouse filed for a legal separation in May 2024! How's that for no house and no spouse 😢

@guyr7351 9 күн бұрын

I’m in the UK, retired at 63 last November due to being made redundant, I was planning on retiring this April anyway. In my last ten years of working I had started to put more money away and looked more closely at my plans. I’m in a staged retirement in that I’m using funds from a defined contribution pension pot to live off u til feb25 when a works pension kicks in. The lump sum I can take from this will allow me to invest/save a bit until my state pension kicks in Feb 26 Don’t miss work one bit, happy to playing golf, helping with grandkids etc. work to live, not live to work

@Bokgat 8 күн бұрын

I select retired in my forties. Best decision I ever made. Now I recently at 56 got my advisory license here in Singapore. Best thing I ever did. Educating myself and others. Thanks for the vid. Keep trucking folks.

@TheWhitehawker 23 күн бұрын

In the US as in the UK health disparities are massive between the rich and poor areas for health outcomes. In Blackpool for a male it's only 53.5 while it's 81.4 in Mid Sussex

@heidikamrath1951 23 күн бұрын

That is a huge discrepancy! Any chance that Blackpool has younger people dying more frequently (bringing the average age down)? Like automobile/ motorcycle deaths, gang deaths, etc?

@Johng56 23 күн бұрын

Drugs@@heidikamrath1951

@TheWhitehawker 22 күн бұрын

@@heidikamrath1951 No Blackpool is the UK's largest seaside resort, but from the 1970s onwards overseas travel to Europe became much cheaper, with guaranteed sunshine. But with falling tourist numbers many of the hotels fell into neglect some becoming drug rehab centres or housing for the unemployed attracted to the town based on fond childhood memories. Work is mainly seasonal and low paid , many older and disabled live there as the cost of living is very reasonable. There is a very transient population and figures state 72.1% of the population are obese or over weight, there are many takeaways serving fatty foods catering too the day trippers.

@degonzoman 23 күн бұрын

Americans love fast food. There is a line up at every drive thru.

@mplate1792 23 күн бұрын

@degonzoman, that is true. But I see the fast-food lines in Europe too.

@tommyebay 23 күн бұрын

At their rising prices I'm not in that line any more, I'm at home cooking healthy, and saving $

@barbiec4312 23 күн бұрын

@@tommyebayAnd saving your life!😊

@bjbhehir 19 күн бұрын

I retired 12 years ago at 50. I ski over 100 days every year at my pad in Tahoe and surf every day during the summer at my Napili Beach pad on Maui. When in Tahoe I also play ice hockey a few times a week. I have had both hips replaced 8 years ago.

@wingandhog 23 күн бұрын

I get the point of this topic abut it underscores the need to keep as healthy as possible. As they say, ‘Health is Wealth’. Eat a proper diet, do resistance training and get out and walk will definitely help in that regard. I am a very healthy age 64 and love what I do for work but I am retiring at 65 when I start Medicare. Not sure if I will take Social Security at 65 or wait until FRA.