4 THINGS TO DO WHEN YOU FINALLY START MAKING MONEY

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Күн бұрын

Welcome to my MissBeHelpful channel!
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Why You Need to Start Retirement Saving in Your 20’s: • You MUST Start Retirem...
How To Improve Credit With Limited or No Credit History: • How To Improve Credit ...
How Trump Can Affect Your Finances: • Video
How to Make SMART Money Goals:
• How to Make SMART Mone... I Invest or Pay Off Student Debt?:
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Taxes 101: • Taxes 101
How Do I STOP Wasting my Money: • How Do I STOP Wasting ...
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Пікірлер: 36

@TheBemused 5 жыл бұрын

I think the most important thing about “sudden wealth” or making increasing amounts of money is to avoid lifestyle creep. My mom likes to laugh at me for still living like a college student now that I’m making decent money, but I have debt to take care of and you surely won’t see me struggling when it’s time for me to retire! -Akeiva

@missbehelpful 5 жыл бұрын

Ain't that right!!! To each her own!!!

@optimusprime6436 5 жыл бұрын

New York Latina. Im very proud. NYer here as well. Im 30 making money with a string video. This video was helpful thanks.

@missbehelpful 3 жыл бұрын

So happy you found it helpful! Ayyy NYC in the house!

@QueenVonti 5 жыл бұрын

I really need to hear this 😌😌awesome video ladies 🙌🏾🙏🏾 🥰

@missbehelpful 5 жыл бұрын

You're most welcome Yvonne!! I'm glad it came at a good time because this stuff is soooo important!!!

@duanetv1925 5 жыл бұрын

Great video 👍🏾 very helpful and informative. I’m going to watch every single minute. Thanks for always providing such great content. Good point...regarding how makes the money when you pay yourself 🆚 paying your bills.

@missbehelpful 5 жыл бұрын

Yessss!!! Glad it's helpful for you!!! Thanks for the support :)

@bostonsamus9466 5 жыл бұрын

Yaneli and Amanda are good for your financial health! Thank you, ladies!

@InvestingHustler 5 жыл бұрын

Always pay yourself before you pay others , start investing in yourself or your busines . Set goals to purchase more assets vs liabilities. And pay off all debts !

@mustafaidris2572 5 жыл бұрын

Thank you Yanely for the very informative video!

@missbehelpful 5 жыл бұрын

You’re welcome!! Glad it was helpful :)

@Em0325 5 жыл бұрын

Yes I've been saving with Wells Fargo and have been frustrated with the stagnant .2 cents here and .5 cents there. SMH

@AussieMoneyMan 5 жыл бұрын

Great video topic and advice.

@missbehelpful 5 жыл бұрын

Thanks!! I think it's pretty important and I definitely wish I heard honest talks like this when I was younger!!

@melindavasquez6404 5 жыл бұрын

The dog metaphor 😂👍🏼 “that dog needs training” 15:47

@missbehelpful 5 жыл бұрын

Melinda Vasquez LOL it’s so real and true though!!!

@curtisdavis8594 5 жыл бұрын

Thanks You.. for explaining the 2% savings accounts..

@missbehelpful 5 жыл бұрын

Yes! You're welcome!! It's SO important to understand the options available to us so we can make the best choice! It's our right to be able to comparison shop if we want to!

@deeasomugha4512 5 жыл бұрын

Can you please please talk about what is 401k and how to talk to your employer about it and or how to start saving every month to be ready to retire? I’m 21

@OscarMartinez817 5 жыл бұрын

Nice advice just got into your channel 🙏

@missbehelpful 5 жыл бұрын

Oscar Martinez - Stock Market Hustler Awesome!! Welcome to TEAMBEHELPFUL Oscar!!! This community is da bomb!

@arleneaugustahair8393 5 жыл бұрын

As far as student loans, they can be deferred, which means they can put it on hold until you can afford to start paying them. It will not affect your credit negatively. Depending on the bank, you can call them and ask them to lower the interest on your credit card.

@missbehelpful 5 жыл бұрын

Definitely ALWAYS ask for lower rates! Be careful with deferring and not making payments though because the interest is still be applied and making the amount you owe increase higher even though your bill says you don’t owe nothing. I recommend always sending something even if it’s only $20 because that can cancel out the interest charges and you think it’s nothing but it adds up and compounds over time! Thanks for this comment!!!

@marlonhosten4693 5 жыл бұрын

Oye, I love the hairstyle !

@missbehelpful 5 жыл бұрын

Thanks! Gotta switch it up every now and then :)

@nicolus 3 жыл бұрын

Beautiful

@reallybilly8334 5 жыл бұрын

Sup ma?Like the new look....

@LifewithMzSweat 5 жыл бұрын

I tried to negotiate with capital one w/ annual fee of 39. The would not budge. So I close that account. Even though that was my longest credit I had a hard hit on my credit

@missbehelpful 5 жыл бұрын

LifewithMz.Sweat If it’s your oldest account then you’ll def feel that hit. A good alternative would be now to get your spouse or parent to add you as an authorized user on their oldest card IF THEY ARE RESPONSIBLE haha

@Em0325 5 жыл бұрын

Can you explain CD accounts? Wells Fargo recently suggested I open one up after 2 years of me being banking with them 😑... but I'm not sure about how that type of account works. THANK YOU FOR ALL YOUR HELPFUL VIDEOS!!!

@arleneaugustahair8393 5 жыл бұрын

Emelisa Griggs honestly, if you can join a Credit Union, you will get better rates. As far as a CD (Certificates of Deposit), you get interest from leaving the money in there for a certain amount of time. The usual amount most CDs require is $1,000 to put into it. I usually tell people to save up $1,000 in a savings account and put it in a CD. Keep the process going until you have about 5 CDs. Continue to save money in your savings account and every time your CD matures add the money from your savings account to it and start it over again.