APRIL BUDGET RESET + BIWEEKLY PAYCHECK BUDGET

Рет қаралды 9,417

Ай бұрын

APRIL BUDGET RESET + BIWEEKLY PAYCHECK BUDGET
#budgeting #budgetreset
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Пікірлер: 113

@rebeccahubbard3817 Ай бұрын

Don't lose heart friend...you got this!!! It's just an unexpected season in your life and it's just a bit overwhelming, Im sure. God has got you all day, every day.❤❤❤

@BudgetTreasures Ай бұрын

Aweee. You always make me feel better! Thank you ☺️🩷🫶🏾

@rebeccahubbard3817 Ай бұрын

@@BudgetTreasures aww thank YOU!! That makes me so happy!!😄😘

@lifewithklc Ай бұрын

I completely understand, the newborn era is a LOT. I also downloaded the Budget Mom’s paycheck budget tracker, made 24 copies, and bought a lil $2 binder to keep them in. Now that I’ve gotten used to the format I really like it. Oh and I paid off a CC🎉. I now hv 1 left that’s interest free for 18 months.

@BookFanBudgets Ай бұрын

This is awesome! STARTING is great progress!

@shanaskinner9789 Ай бұрын

I feel like this spoke to me about falling off from not expense tracking!! Thank you for your honesty and showing us it's ok to get back on track!!! Congrats on the newborn!

@nd4110 Ай бұрын

Swim with the current until you feel the path to shore. It may take 6 months but you’re still in a better spot than last year this time. Life happens! But success goes to the determined. 😊

@BookFanBudgets Ай бұрын

Started watching the video but then I had to pause it so I could come here and say I AM SO HAPPY YOU ARE BACK! A new baby is a great thing, but it’s also stressful. Good stress, but still stressful! And whew, the expenses! It’s a lot. But you are STRONGER THAN YOU KNOW, and love can do a lot of work. We are here pulling for you, because you have been encouraging to us. There is something awe-inspiring about your attitude, your hard work and your determination. We see you! ❤️

@scamphound1892 Ай бұрын

Hey! Progress not perfection! Life happens and finances are around for a lifetime and you are working to set yourself up for LIFE. You got this!

@BudgetTreasures Ай бұрын

Awe! Thank you Bestie! You guys are giving me LIFE!

@LDPLadyLeader Ай бұрын

I am paid on the same cycle as you are and I budget every two weeks. The extra pay in March gave me 1/2 of my expenses toward the next pay in April, so I am now at least 1/2 pay ahead in budgeting. If I keep this up, I will be 1 month ahead by the time August is done. The goal is to have all my bills paid at the first of every month- which is doable if I stay on track. You are further ahead than you realize!!!

@rosamondhazell2149 Ай бұрын

So glad to see you, but remember sometimes you need to take a little time off. We will be here for you. Remember some seasons are more difficult than some. We love you and Happy Easter ❤️🙏❤️

@BudgetTreasures Ай бұрын

Awee. Thank you so much Bestie 💙 Happy Easter!

@bubblishousness Ай бұрын

Your nails look great and a new baby in the house is a huge adjustment for everyone! Don’t worry about the scatter brain 😅 totally understandable

@BudgetTreasures Ай бұрын

Thank you Bestie!! 🫶🏾

@nextlevelsuki Ай бұрын

No apologies needed Jazmine!! I've been hoping things were going ok for you all and have been praying for you all! Take all the time you need to get adjusted!🙏🏽❤️

@BudgetTreasures Ай бұрын

Thank you Bestie 🩷

@traceyealy5477 Ай бұрын

Glad to see your post! I figured you were adjusting to a new grandbaby in the house and in your life! 🤗🤗 Count it all as a blessing! Now to watch the video 🥰 Tracey from San Diego

@BudgetTreasures Ай бұрын

Thank you Bestie/Tracey. I really appreciate U!!!

@Msleelee48 Ай бұрын

Yes reset we are, goodbye March hello April

@everythingkendra36 Ай бұрын

If you usually get 2 checks, but this month you're getting 3, why wouldn't it be extra? I get paid every week so for my magic month I get 5 checks instead of 4. I budget the same as if I was only getting 4 checks. By the time I get that 5th paycheck, bills are already taken care of. Now because I do have an extra week, I give myself more money to spend in my wallet (take out, groceries, gas, and misc.). But the bills are already taken care of with the 1st four paychecks as if it's a regular month.💞

@anasye Ай бұрын

Yes, but for some (most) people this only works if they are already 1 month ahead. If you need to pay this months bills with this months income you won't be able to save that money. In my case, my unicorn month was Feb. My extra check was deposited on 2/29/24, if I had not already paid March rent with the Feb 15th paycheck, I would have to use that check to do it. This is because that 3rd check, shifts the pay cycle back. Instead of getting a check on the 1st week and the 3rd weeks of the month, I now get a check on the 2nd and 4th weeks of the month. If you are not already a month ahead, your bills will be past due if you save that unicorn check. In order to get there, people need to use the unicorn check to pay their bill for the next month (as many as they can). They need to do this for both unicorn checks, there are 2 each year. Then the following year they will see extra money.

@everythingkendra36 Ай бұрын

@@anasye Ok, I get what your saying. 💞

@badlands9100 Ай бұрын

WOW YOUR NAILS ARE BEAUTIFUL- Teach me how to work and use them long.. lol. Great video

@brandyward9677 Ай бұрын

You are teaching "REAL". We will all have those months. You are showing that though life is not perfect, but, you breathe and carry on. You've Got This, and You Teach This Beautifully!!!❤❤❤

@user-tc6zk1sf8s Ай бұрын

You've got this. Just like you said, you are adjusting to your new normal ❤

@Chefjunedaboss8340 Ай бұрын

That’s why I’m Mad bout the cell phone bill went up all these years right it’s crazy

@lovelycee08 Ай бұрын

Girl, I understand every word of your deep dive at the end, you are on track... KEEP GOING!!

@Kila1982 Ай бұрын

I honestly never noticed extra money during “magic months” until I got one month ahead on bills last July. Though I still have to take out for gas and groceries for that week I now see extra cash which helps a lot. I’ve been following your channel for over a year now which is when I started my budgeting/debt free journey. You are truly an inspiration! They say tough times don’t last, tough people do! You got this bestie!!💪🏽😊

@BudgetTreasures Ай бұрын

Aweee!!! Thank you so much. I think I agree with you. I don’t know how much money I’ll have left over. I can’t wait to get 1 month ahead! You are in a great spot! You are right…tough people last! Thank you for this encouragement 🩷

@desireedwdent5 Ай бұрын

I was coming to say the same thing. I only pay, Tithes, gas (vehicle), and food.

@Arewawife Ай бұрын

I was going to say that. now that I am a month ahead I've noticed that I moved March 30th whole pay to savings account and April pay would be ready for May budget. This may have to do with the fact that I do everything for the month.

@maryellengutierrez2140 Ай бұрын

You have this under control! Something unexpected happens and you are prepared! Just a little detour. You are in a better place than a few years ago right! It’s ok. ☔️

@ShamyraC Ай бұрын

I completely understand the overwhelming feeling you’ve been having. I too work from home and do KZfaq as a side hustle. It can be so hard to find time to record and edit plus look after a 16 month old. Take your breaks & do things that help you relax. I love reading and going to the library. It’s free, I get that me time, and it’s QUIET there! 😂😂😂 You’re doing great. Thanks for the video! 🫶🏾🩷

@christinegabrielle1665 Ай бұрын

Glad to see you back! Give yourself grace in this time ❤ In terms of the magic months, the way I set up my finances, it is extra money. Because my rent is so much (NYC), I take out half of my rent each paycheck. So, when the extra paycheck comes, I have about half of my check that I could put towards debt or savings because my rent is already covered by my previous two checks. I hope that makes sense. I guess it depends on how each person’s finances are set up.

@TheBradpitt1004 Ай бұрын

Girl…relax. Give yourself some grace. You have been an inspiration for so many. You have to adjust to your “new normal.” You are not starting to fail. You just have to tweak you schedule a little. I am still not where I use to be. Not even close. Every time I plan to get started, something comes up. I have 2 more months of tutoring and then I will be living off just one check a month! I better get it together. As long as you keep your channel, I am 💯 sure that I will get there ❤

@diannerichards6018 Ай бұрын

You got this girl. A baby is a big adjustment. I love your videos. You have helped me so much to get on the budgeting journey and start to pay off all this debt Mmy hubby and me have over years and make our retirement a much happier time. Thank you so very much😊

@naymay2150 Ай бұрын

So the way I see it is I budget by each paycheck. So each paycheck covers my next two weeks expenses regardless of if bills are coming out that period or not. So as long as my bills and daily expenses are covered, anything extra goes towards paying down debt and savings. Normally if there's an extra paycheck for the month, it either gets me ahead on my next two weeks bills and is a nice perk to not stress about it hitting my account late, and normally I do end up having enough extra money to go towards my debts and savings 🎉 you've got this

@morgiee144 Ай бұрын

Love those claws girl!! I watch your vids when I’m stressin.. TY

@everythingkendra36 Ай бұрын

Girl, I had to fight the urge to get up and start dancing while you set-up your calendar.😂💞

@savingwithvane9093 Ай бұрын

Happy Easter Sunday.. my daughters fav color is also purple 💜 nice calendar layout ..you are good at explaining ur budget breakdown..Expense tracking is so important ..whenever i have a week w out doing it bc i procrastinated bc i had many things going on i regret it..i like tracking to see where i should add more or lesw for future budget by looking at expense record Yes call companies and try negotiating let them know if not ull be switching to another company and then theyll agree to negoatite a lower price bc they dont want to loose u as a customer..ive done it before thats why i know it works 😉

@Mrs.LaShonda.Dunbar Ай бұрын

Hey, bestie!! I understood the absence! Newborns keep you busy!!🩷🩷

@BudgetTreasures Ай бұрын

Thank you 🩷

@rickismith1259 Ай бұрын

You've made great progress with your debt. Life events happens and it may slow the process, but stay determined and focused on your goals. Just don't give up. You got this💙

@MoneyBossInTheMaking Ай бұрын

Enjoy your granddaughter, this time is precious!

@berrysmartbudgeting Ай бұрын

Great video!

@lisascally7061 Ай бұрын

I love that you are transparent. I’m having the same issue but look at how far we are from where we were. You paid off all but 3 debts that’s big. You’ll get the rest of them once you adjust.

@mrsredbone86 Ай бұрын

Sometimes you have to slow down because other things take priority. Give yourself grace, take a deep breath and start again. You are not failing, just readjusting. We’ll be here to cheer you on.🙏🏿📣

@BudgetTreasures Ай бұрын

Awee! Thank you Bestie 💜🩷 I appreciate you very much!

@tracymizell467 28 күн бұрын

I love your videos ❤

@LifeWithDebRenee Ай бұрын

Be encouraged sis! You’ve still got this 💪🏾💪🏾 Praying strength for both you and your daughter as you navigate this new season! All will be well, In Jesus’ Name 🙏🏾! 💕

@santagonzalez1222 Ай бұрын

Your awesome, hang in there, Blessings

@ClarissaCorner_ Ай бұрын

Hey bestie🧡! You will get back on track. As long as you are self aware it’s all good. Newborns can throw any household into a loop 😂. But you got this. Just make some coffee and add extra whip😊

@BudgetTreasures Ай бұрын

😂 Awe! Thank you Bestie. I definitely will!!

@TeachBudgetPlan0727 Ай бұрын

Same here!! But God got us!! Give yourself GRACE!!

@Marialovely-ty4ce Ай бұрын

Thank you everything will be fine ❤

@thegoodjudy5006 Ай бұрын

Great video thanks for the transparency! I had car troubles 3 months straight wiped my savings and I’ve just stopped cash stuffing because I’m discouraged but I’m trying to find my way back

@Sitasbudgetingjourney Ай бұрын

Hey bestie, love the nails. Life truly be life’ing and when you add a new baby to the mix girrllll. You will do great❤

@BudgetTreasures Ай бұрын

Thank you Bestie!!

@CaroleenaCardoso Ай бұрын

I love your videos so much i just noticed i never had notifications turned on, i always scrolling on my home page to see if you posted! Happy i turned the bell on ❤ thank you for making me feel im not alone with this journey 🙏🏼

@BudgetTreasures Ай бұрын

Awee. Thank you so much 🩷 No you are NOT alone at all! It gets tough sometimes but I love this community because it’s so encouraging and it gives me the push to keep going

@EmilyT112 Ай бұрын

Give yourself GRACE!! You are still rocking it!!

@deborahjanik1116 Ай бұрын

Joining to watch now😊

@BudgetTreasures Ай бұрын

Thank you 🩷

@Reeses248 Ай бұрын

It all depends on how you set up your budget. That extra Friday in March was definitely free and helped level out a budget that would have been otherwise out of wack. Then my first bills are paid starting on the 5th and the 12th. Debt payoff fatigue is what you’re going through. You get that initial high by paying things off then the rest is just discipline until you get toward the goal and pay something else off. The ebbs and flows of the game but stay committed. Preciate the vid.

@kristylove7841 Ай бұрын

Welcome back I'm glad to see you I miss you. We got this I got 3 cc pay off this month going for the last one that the first debt. The next one is my loan to take down. Because we are warriors women tracking debt 🎉🎉🎉🎉❤❤❤

@BudgetTreasures Ай бұрын

Awesome!!!! I am proud of you!! Look at you knocking out debt!!! I looooove to see it! You will be done soon ☺️

@MyMoneyTree_ Ай бұрын

Great Video. March may have been marching lol.... but pushing thru and continuing even when its not perfect is amazing. ☺

@budgetwithlisa2024 Ай бұрын

Hi!! Can totally relate to everything you said 🤗💙 love the nails and video!

@BudgetTreasures Ай бұрын

Thank you Bestie 🩷

@rhondaminga3198 Ай бұрын

You got this! It's during these seasons where things change that show what's in you. I'm changing jobs and my budget system is changing a lot. I'll be having to adjust to a weekly pay system. I'm curious how do you plan for retirement in your budget. If you mentioned it before, I don't recall.

@Sexy40baby1 Ай бұрын

When u have an "additional paycheck" on certain months due to how paydays fall, its extra money "if" you have your expenses aligned to where your regular checks cover them

@JamilleCharles Ай бұрын

Give yourself grace; it will get better!!!

@caritaparks2190 Ай бұрын

Hey! Great video. I use to never think that the paycheck was extra but since budgeting I’ve found that there is extra money! The way I’ve found it to work is budget the month before and the month after. The last check I might have 2 expenses that I have to pay but the rest is extra!

@Chefjunedaboss8340 Ай бұрын

Y’all I Understand too! Hey besties and Budget Treasures, I’ve fell Off too ugh a mess but I still tried to budget but lost my tracking expenses too much going on all these events smh 🤦🏽‍♂️

@Louise-mi5gz Ай бұрын

I get paid fortnightly (biweekly) too. Because there are 26 fortnights in a year, the way I budget is that rather than halving a monthly expense, I multiply a monthly expense by 12 to get the annual amount, then divide by 26 to give me the amount I should be putting away on a fortnighly basis. It's a little more complicated than halving everything, but it is also more affordable. With expenses that are quarterly, I do the same thing, work out the annual amount, divide by 26, and that is what I put aside each paycheck. When the bill comes in, I have been saving for it. It may not work for everyone, but I thought I'd share as it may be something to consider. 😊

@emptynester547 Ай бұрын

You have an Extra Check as long as you stick to the budget.

@lrthomas11 Ай бұрын

Hi- don’t give up, you are doing an awesome job. Keep it up.

@BudgetTreasures Ай бұрын

Thank you ☺️🩷

@michellemorris4530 Ай бұрын

I am in accordance with all the other comments, keep going things might be looking a little out of sorts, just one step at a time, we all are getting there, and you need to enjoy baby girls, I know after so many years it can be overwhelming, soak it all in and know things are just fine. Take care !😊

@sewmeonekenobi639 Ай бұрын

It’s good to see you, I was a little worried.

@BudgetTreasures Ай бұрын

Oh yes. I just saw your other comment. Thank you so much bestie 🩷

@Honesty462 Ай бұрын

My opinion that 3rd paycheck I pay rent with because it's due on the 2nd and the paydays gets later in the month.This is saving me money so I don't get charge a late fee.Also I use that method til I get to december which also has 3 paychecks.then I choose if I want to pay rent with it or not.

@LonestarChicPlansTX Ай бұрын

Hiiiii! I had just searched to see if you had any new videos I missed. 😂 ❤

@BudgetTreasures Ай бұрын

AWEE!! Thank you Bestie! Finally got a new one up

@LonestarChicPlansTX Ай бұрын

@@BudgetTreasures 🥳

@piapedersen Ай бұрын

Be kind to yourself. You've achieved a lot already, abd and you have a lot going on 🎉

@bubblishousness Ай бұрын

I’m starting my first cash envelopes in April! I’m almost all organized! Thanks so much for the inspiration on budgeting!

@BudgetTreasures Ай бұрын

AWESOME! Good for you Bestie! 2nd quarter is startng great!

@morethanenough6179 Ай бұрын

You can do it 🎉

@Chefjunedaboss8340 Ай бұрын

I tired to budget for entertainment but then the cell phone went up out the blue ugh then just y’all right in new new borns can be a Hand full BC 😩 life has been life-ing

@100gjones Ай бұрын

Hang in there Jasmine, you’ve done this before and remember the consequences of it. You do soooooooooooooooooooooooooo good when you’re going strong. Hey here’s a thought (to bring in more money) why don’t you bring back your shop.

@terivasquez3638 Ай бұрын

I sure was looking forward to like dang did I miss a video or 2

@BudgetTreasures Ай бұрын

Thank you Bestie!!

@Honey.Budgets Ай бұрын

Hey Girl Heeeyyyyyy!!! 🤗

@BudgetTreasures Ай бұрын

Heyyyyyy!!!

@sewmeonekenobi639 Ай бұрын

None of my business of course, but I hope your daughter is helping you. And I hope your granddaughter’s father is helping too.

@BudgetTreasures Ай бұрын

Oh absolutely. I’m actually helping her. Shes doing a great job but it’s a lot so I am stepping in to help. The father doesn’t live with me so not much that he can do unfortunately

@Tamber-oq8nl Ай бұрын

Where u get the book from

@ninaann82 Ай бұрын

Yes I loved your nails,

@BudgetTreasures Ай бұрын

Thank you!’

@giovannareza1048 Ай бұрын

I love your videos. You're real. I do have a question for you. Every month isn't how I plan out. Family pressures me to spend. My 34 yr old son, who I'm trying to teach this to is always in some kind of car problem he doesn't have money for. Then Family asking for 20 dollars here and there. Or hey if you're going to the store can you get me this and that and give me list and they say I'll give you the money when you get here, then i don't see the money or I get it some times or in bits and pieces. So I end up spending money I didn't budget. It's driving me crazy!!! Any feed back??

@jessicacastellanos6490 Ай бұрын

Missed you 😢

@BudgetTreasures Ай бұрын

Awee. I missed you guys too!

@lulushondast. Ай бұрын

I love those nails. ❤

@lulushondast. Ай бұрын

And I have been putting money aside for the tithes.

@terrimccurdy3347 Ай бұрын

Bestie.. Did you buy one happy planner and just refill every year? I mistakenly bought the smaller one. It's a lot trying to get everything organized and ready to go. Im determined to get it, though.

@BudgetTreasures Ай бұрын

I bought 1 Big Happy Planner last year and one this year. However you can keep the same one every year. You don’t have to buy a new one. I believe that you will get it to work for you. Don’t give up

@BudgetTreasures Ай бұрын

Hey Bestie! 1 bought 1 Big Happy Planner this year and one last year. You don’t have to buy a new one every year. You will get it. Don’t give up.