Best Medicare Supplement Plans for 2024 and 2023

Рет қаралды 240,358

Medicare Specialist - Abt Insurance Agency

Күн бұрын

www.abtinsuranceagency.com | (888) 465-9728 | What are the Best Medicare Supplement Plans? Medicare Supplement Plans are standardized, meaning the benefits of Medicare Supplement Plans are always the exact same, by letter. But pricing can vary. Today's video reviews the best Medicare Supplement insurance plans for 2024 and 2023, going over how to find the best plan for your specific needs, how to obtain accurate Medicare Supplement rate quotes, and how to compare Medicare Supplement Plans to $0/month Medicare Advantage Plans.
Medicare Supplement Rate Quotes (accurate and FREE): www.abtinsuranceagency.com/me...
Comparing Plan G vs Plan N: • Plan G vs. Plan N Medi...
Medicare Advantage Plans Explained: • What is Medicare Advan...
Medicare Advantage Pros and Cons: • Medicare Advantage | P...
Medicare Excess Charges Explained: • Medicare Part B Excess...
Medicare Explained: • Medicare Explained (20...
Call us for FREE no obligation quotes and assistance. Let us help you navigate the best plan (at the best price) for your needs. (888) 465-9728
0:00 Intro
0:16 Who is Stephanie?
0:31 What You Will Learn

Пікірлер: 353

@AbtInsuranceAgency Жыл бұрын

Do you think your plan is the "Best?" Or maybe the "Worst?!" - Share below! ⬇

@James-ol6rw Жыл бұрын

My Medicare plan is plan f. No disappointments at all. Complete coverage every time with AARP co insurance.

@Retiredmco Жыл бұрын

@@oldgoat50 Medicare DIS ADVANTAGE LoL 🤣😆🙃

@tacticaltruth8118 Жыл бұрын

@@James-ol6rw What is AARP co insurance?

@James-ol6rw Жыл бұрын

@@tacticaltruth8118 I guess I was wrong in my comment. I got supplementary insurance through AARP with Hartford. This covers what my Medicare does not. I have not had to pay for any health care costs, including a night in hospital over heart issues and a number of tests including cat scan and mri. Also, new arthritis care with cat scan, X-rays and physiotherapy, without any out of pocket. Cost, $220.00 month over Medicare. Age, 69, now 70 years old.

@tacticaltruth8118 Жыл бұрын

@@James-ol6rw Thanks. Your comments are helpful and appreciated.

@DonHu-gi4hq Ай бұрын

I used to work with a County agency then a regional state aging agency in my younger years in the late 1990s. Stephanie this is the most clear and concise teaching I've ever heard on explaining the different supplemental options with medicare supplemental plans. Thank you for making this video to educate seniors in a non-biased way! I'm going to check out your additional videos and wish you success in the future. Thanks for taking the time to do this because in a few years I'm going to need this myself.

@AbtInsuranceAgency 28 күн бұрын

wow, thank you for this compliment!

@skoopqueen 11 ай бұрын

@Alexedmartin. 11 ай бұрын

How do you invest skoop?

@brendaforster9059 9 ай бұрын

Most people have money for a reason but comments like this completely rub the normal working adult to want to puk at the bragging BS

@skoopqueen 9 ай бұрын

okay Martin, so generally speaking, investing calls for more knowledge. For this reason, it's crucial to have a strong support system (financial counselor) to lead you through, particularly while choosing assets. I work with (REGINA LOUISE COLLARO) a registered wealth manager and investment advisor. For the record, it has been the best experience for my finances. You may have heard of her because of how well-known her services are. She helped me become financially solid through investment, and now I profit from her passive income strategies on a monthly basis.Therefore, I'll suggest that you choose a reliable investment advisor for yourself.

@Alexedmartin. 9 ай бұрын

Thank you for your advice. It's challenging to find a reliable investment advisor, and I appreciate your input. Seeing the successes you've achieved through investing, I would love to have access to your investment advisor's information if you wouldn't mind sharing it.

@skoopqueen 9 ай бұрын

Regina Louise Collaro is based in the United States and can work with anybody wherever they stay. If you would like more information on reaching her, you can conduct a search online.

@jhors7777 Жыл бұрын

Thank-you for posting this helpful video!

@lidyanaredeemed9848 Жыл бұрын

This really great explanation! Thank you!

@gilbd 11 ай бұрын

Very Good presentation - Thank You.

@shawshankredemption29 Жыл бұрын

You are God-sent! I am going to call your number early Monday bc I don't think you are open today, Saturday. I ( like many others here) get very confused when it comes to choosing health care. I thought I had straight Medicare but found out last week that I have a Medicare Advantage plan. I don't recall signing up for Medicare Advantage, in fact I specifically told that to my insurance agent. I need to change to straight Medicare but have been trying to understand some videos and I pick up on some things but it's way too much information for me. Then this morning I found this video and gave myself some slack. Maybe it wasn't my slow brain but the presenter's style of presenting. I was able to follow you so much better.

@AbtInsuranceAgency Жыл бұрын

I am so happy to hear that and look forward to hearing from you!

@kycheryl 11 ай бұрын

Very informative. Thank you.

@The73275 Жыл бұрын

Bravo Miss, well explained in easy to understand terms

@AbtInsuranceAgency Жыл бұрын

Thank you for watching!

@estrellasoriao1655 Жыл бұрын

Thnak you for the informatiomn

@user-lk1hv8mt9y 10 ай бұрын

Awesome content. Quite interesting and very useful. Thank you for sharing this wealth of information. Thanks for the great watch.

@MrSoccerpues 2 ай бұрын

I just subscribed and thank you for the video, very useful.

@kathylawrence6855 Жыл бұрын

Very important information!

@randyrucker4346 11 ай бұрын

Very informative and clear. Definitely will subscribe. Thanks again.

@AbtInsuranceAgency 11 ай бұрын

Thank you!

@T18skyguy Жыл бұрын

Great video Stephanie. I've worked in hospitals all my life. Most people don't know that when you get admitted to a hospital, you sign a big stack of forms. Nobody really reads them, but one of those forms is permission to put a lien on your home. So if you have no insurance, or inadequate insurance, it can force the sale of your home or lead to medical bankruptcy. Choosing the right plan is more important than ever. Those hospitals get their money one way or the other.

@AbtInsuranceAgency Жыл бұрын

So important to know!

@thebossofmykitchen Жыл бұрын

My husband wanted to switch from his HD plan F to the regular plan F. He mistakenly enrolled in plan G and called to see if he could switch and was told no. Once he selected plan G it was a done deal. They weren't exactly clear if it would have been even possible to do it. They just said once a selection is made that is it. I was upset but after listening to your video, I am happy he made that mistake because his premium would have probably risen at a substantially higher rate. Thanks!

@teams3345 Жыл бұрын

Great video. I am exactly three years away but trying to get educated. I am under a company provided plan for the next three years as a retiree (early).

@AbtInsuranceAgency Жыл бұрын

Never too soon to start learning!

@nicholasgabriel4073 Жыл бұрын

That's exactly what I needed to know. Thanks.

@AbtInsuranceAgency Жыл бұрын

Glad it was helpful!

@gadzilla3173 Жыл бұрын

Your videos are not only the best, they're the only ones I trust. I've referred you to several friends who, like me, are turning 65 this year Thank you for your work!

@AbtInsuranceAgency Жыл бұрын

Wow, thank you!

@Retiredmco Жыл бұрын

Stephanie Great video, HDG deductible is 2700 for 2023.

@AndyB718 Жыл бұрын

Plan G in NY $271 but its peace of mind.. AARP united Healthcare was best for prescription drugs in my case.

@mageshkrishnan7122 20 күн бұрын

Thank you👍

@SPORT2932 11 ай бұрын

You do a wonderful job!

@AbtInsuranceAgency 11 ай бұрын

Thank you!

@escapeearth2327 Жыл бұрын

You’re awesome, you made this whole thing so simple and understandable! First time watching your video!

@AbtInsuranceAgency Жыл бұрын

Yay! 🙂

@nagarajarajan5979 Жыл бұрын

Nice work

@dantemele1894 Жыл бұрын

If you want to truly understand Medicare to make good choices then this is the channel. Not only is Stephanie a true subject matter expert, but she also explains complex topics in language you can understand. I worked with her agency to obtain a great supplement plan and drug plan. Thanks Stephanie for these valuable videos.

@AbtInsuranceAgency Жыл бұрын

Thank you so much! We are delighted to be working with you.

@lionelpatterson1436 Жыл бұрын

You're good to listen to you don't get no big hurry and understand everything you say

@AbtInsuranceAgency Жыл бұрын

Thank you for that compliment!

@noblerare 3 ай бұрын

Hi there, your videos have been so helpful to us in our search for the right supplemental plans for Medicare. We have one question: if we plan to move within the next five years (to be closer to family), will we need to buy another supplemental plan in the state that we move to (Hawaii to Pennsylvania) or can we keep the same one? We're trying to avoid having to go through medical underwriting if possible. In other words, is the supplemental insurance that we purchase tied to the state that we live in?

@jboy1757 5 ай бұрын

Be nice to see a supplemental g vs high deductible g supplement; pros/cons

@pcasciaro Жыл бұрын

I am a disabled survivors benefits person. I have just started to have the plan being and being charged $179.00 or so each month now. Started last month. I have medicaid with this but I know in a few years I won't 62. Plus I know it won't be easy to get a cheap type g supplement plan at that time. My income is not very high at all so I want to keep the prices down.

@janaclark Жыл бұрын

Thanks for breaking it all down so clearly. I’m curious how you make your living as you must receive money from the supplemental/advantage plan carriers and would you be biased if you got paid more by one or another of them?

@AbtInsuranceAgency Жыл бұрын

I do cover that here - kzfaq.info/get/bejne/eqiniMWQtszFcmQ.html 😬

@michaelrust7614 Жыл бұрын

Do you have a video comparison of G vs High G?

@billallen3696 Жыл бұрын

Hi. Nice job. I would like to know if the doctor's office administered osteoporosis drugs like Evenity and Prolia are covered under Medicare part B. Thanks.

@whitneybrown7457 Жыл бұрын

You are very helpful. Thank you. We are moving from LA to KY and want to get away from Advantage plans. We travel, or intend to travel, a lot. I don't like being limited to only one state. I recently reviewed Medi-Share and do not think that is a good plan either. I will be contacting your agency. Thanks again for the info. Both of us were insured in Medicare prior to 2020.

@AbtInsuranceAgency Жыл бұрын

We look forward to hearing from you!

@sndygskylr Жыл бұрын

Ahh, listening to a 2022 for 2023 plan. I am so excited to listen today 11/2022! Thank you soo much for your videos. I AM CALLING YOU TOMORROW!😊

@AbtInsuranceAgency Жыл бұрын

You are so welcome!

@James-ol6rw Жыл бұрын

Excellent video! Thanks. Ps. How do you keep your teeth bright white? Beautiful!

@AbtInsuranceAgency Жыл бұрын

Thank you! 😊

@FollowScripture Жыл бұрын

Thank you very good information ...Where are you located?

@AbtInsuranceAgency Жыл бұрын

Austin TX. But we are licensed in and service 46 states!

@judy23downs42 Жыл бұрын

I’d like to know what does c cover and would it be a good choice

@maryflanagan7424 Жыл бұрын

Thanks so much. I plan on giving you a call in the next month or two about my needs. Thanks for your relaxed, easy to understand discussion of the merits of the different plans. Mary Jane Flanagan

@AbtInsuranceAgency Жыл бұрын

Mary Jane we look forward to hearing from you!

@RFKPeaceNIK19 Жыл бұрын

Stephenie is a top notch Health Insurance consultant.

@AbtInsuranceAgency Жыл бұрын

Thank you!

@judy23downs42 Жыл бұрын

I am needing to pick a plan as I turn 65 next month and although I need eye, dental and prescription I’m not enthused about Medicare advantage

@denzelle1547 Жыл бұрын

Could you explain MSA?

@DonnaKatoArt Жыл бұрын

I’m on Plan G. Was going to switch to N but didn’t like the idea of having to check out each doc to make sure they accept Medicare assignment (my state allows excess charges and what happens if an emergency comes up and I can’t check?). Plan High G actually makes more sense than Plan N to me, in that regard. At least with High G, I know I’d be out of pocket under 3k and once the deductible is met, I’d have Plan G! Plan N is a ? To me.

@escapeearth2327 Жыл бұрын

Also I just subscribed

@bahmannosratollah7017 9 ай бұрын

Thank you so much for your honest and easy-to-understand information.

@danieldesimonedanny1827 Жыл бұрын

I'm 67 and a survivor of a covid back in the day and saved by a antiviral med...all antiviral meds where dismissed on covid 19 by our government & medical community. Sorry part A for me only.

@daveanddianethrowingcautio5707 Жыл бұрын

Are there any plans that are best for people that travel the USA most of the year and not really in one spot very long?

@massiemokhtari9034 Жыл бұрын

Thank you for all your advice. Can you get a supplemental plan like G in California without the medical underwriting after getting it the first time while new to Medicare?

@AbtInsuranceAgency Жыл бұрын

Yes! And we would be happy to help review state specific considerations as you choose a plan. 888-465-9728

@kathynguyen7938 Жыл бұрын

Please explain about part D, it more important too. Thanks

@AbtInsuranceAgency Жыл бұрын

I have many videos about this on my channel, with more to come!

@MJM1309 Жыл бұрын

Thank you you answered one question I had. Can you switch between Supplemental plans without having to answer these questions 3 for coverage. I'm in IN and not sure if it applies here or not. I have UHC AARP SUPPLEMENTAL PLAN G going into my 3rd year in Jan 2024. Is this the best or is there a better plan without having to answer these questions 3. Thank you Stephanie. Can you expand on what IN offers

@AbtInsuranceAgency 9 ай бұрын

Please contact me directly for more information! 888-465-9728

@user-uv4ry2bm7x Жыл бұрын

Great video Stephanie. I am Medicare eligible this year, and I will watch all your vids, as your info breaks down many issues and questions making them crystal clear to make an intelligent decision. Much appreciated...thanks so much...Steve

@AbtInsuranceAgency Жыл бұрын

I’m so happy to hear that!

@ggjr61 Жыл бұрын

Not so standardized in MN. At least when comparing to other states with the possible exception of WI.

@johnt5845 Жыл бұрын

I was rejected for my IRRMA request based on work stoppage. They stated my 2020 was over the limit but I’m retired and my wife just retired this past June. What are my options going forward? Carter was helping but I feel overwhelmed at this time and could sure use some directions. Thanks Stephanie.

@mylifeexperiencebystephani6989 Жыл бұрын

how much monthly premium will i pay for the medicare supplement plan N with vision, hearing and dental. can i used this if i will be in other counties loke Asia or Canada.

@MrJt3451 Жыл бұрын

thank you for your video it helps i have become disabled and qulaify for medicare soon and am so confused question 1 i am in nys do can you work with me. question 2 what if i decide to go to florida full time or part of the year what happens then thank you i am going to watch some of your other videos

@AbtInsuranceAgency Жыл бұрын

We are licensed in NY and FL and would be happy to help! 888-465-9728

@otrotland5377 Жыл бұрын

I am 64 turn 65 in June. I currently work at a University using their health plan. I have to work till I am 72 in order to retire and thus keep their health insurance. Due to health problems since getting covid w/ pneumonia. I am not sure if I can make it for another 8 years.

@jeromes58 Жыл бұрын

Before I call in, who covers your cost to provide this assistance?

@ericduke9372 Жыл бұрын

Love the Videos. i have tricare prime and starting medicare i dont think i need anything but A and B am i right

@AbtInsuranceAgency Жыл бұрын

Correct!

@user-kd6rs1fy6v Жыл бұрын

Excellent Videos. I've watched several so far and would like to know if you are Licensed in South Carolina? If so I would like to call and discuss you Help with choosing a Plan.

@AbtInsuranceAgency Жыл бұрын

Yes, I am! We would love to help.

@tarottime3219 Жыл бұрын

Why, why, why’s …. Thanks for your work dear. Getting older is a headache and all the abcdCF BS is really awful! I’m just getting started. People take care of your health nobody’s going to save you but yourself.

@PamSmith-ih5zk Жыл бұрын

Do I need to have a supplement plan. how do I switch from kaiser to a medigap supplement plan

@charlesdale1428 Жыл бұрын

A very clear, concise and well explained video on Medicare supplemental plans. You are a great precentor and if the rest of your insurance company is as good as you, your golden 👍💯🏆

@AbtInsuranceAgency Жыл бұрын

Wow, thank you for that compliment!

@charlesdale1428 Жыл бұрын

@@AbtInsuranceAgency Anytime, the compliment is well deserved. Keep up the good work 👍

@rossbenavides72 Жыл бұрын

Clear, concise, relevant discussion. Thank you very much!! I am in HD Plan F, but may explore Plan G and N after I watch your G vs N video.

@AbtInsuranceAgency Жыл бұрын

Thank you! Please call my office anytime for free assistance 😊

@myeyeondetroit2670 Жыл бұрын

Can't get that F plan back once you leave it, think about that before you do it, the only reason you have it now is because you're grandfathered in, it is not available to anyone who doesn't have it now.

@myeyeondetroit2670 Жыл бұрын

@@AbtInsuranceAgency On the graph you used in this video Plan C shows equivalent to plan F except it doesn't pay Part B excess charges, I think it's a mistake on the graph, I'm pretty sure that we don't have any Medigap plans that pay the part B Deductible since plan F is not available to new people anymore. I'm also a Licensed Benefit Advisor and I love your videos I just don't think you noticed that because if that were the case I would be signing up for a plan C when I age in in Feb. Have a great day, I was watching because I was trying to decide between a Medigap and a MAPD. Have a great day!!

@AbtInsuranceAgency Жыл бұрын

@@myeyeondetroit2670 plan C and Plan F are not available to Medicare beneficiaries who became eligible for a Medicare on or after jan 1st 2020. They are still available for those who were eligible to Medicare prior.

@AbtInsuranceAgency Жыл бұрын

@@myeyeondetroit2670 it is still very much available for anyone who was eligible for Medicare prior to 2020.

@samanthaboodram6849 Жыл бұрын

Does Aetna covers Mounjaro

@ckstaff Жыл бұрын

Big question I need answered is I am Diabetic and take 2 different insulins per day. What parts cover insulin costs and is it true that insulin is capped at $35? Insulin is very expensive, my Libra blood monitor is also $140 per month and I average at least 2 doctor exams per year. I am just getting signed up as I turn 65 in December. I am leaning towards supplemental plans over Advantage plans.

@AbtInsuranceAgency Жыл бұрын

Those are very good questions. Insulin is covered by Part D generally and different plans cover different types of insulins at the $35 cap. We would be happy to help you do a complete Part D and Medicare Supplement Plan review to help you find the best coverage at the lowest price - and our service is 100% free. Give us a call at 888-465-9728 🙂

@carrdoug99 Жыл бұрын

How about an in depth comparison between HD plan G & plan N.

@AbtInsuranceAgency Жыл бұрын

Good idea for a future video!

@judy23downs42 Жыл бұрын

What about plan c it looks very similar to plan f

@judithroberts6136 Жыл бұрын

When should a person talk to a specialist to prepare for signing up for Medicare before turning 65? 6 months? 3 months before? Thank You for the information.

@AbtInsuranceAgency Жыл бұрын

Between 3-6 months is the sweet spot!

@dbentley2195 Жыл бұрын

Yes I am a supplement holder. My question is do they offer any help for us in the way of grocery cards or help?

@AbtInsuranceAgency Жыл бұрын

The grocery benefit you see advertised on TV etc is often deceptive. This is a rare benefit found only on certain Medicare Advantage plans in specific areas. Not Medicare supplement plans.

@deborahcaudill7306 Жыл бұрын

Work stoppage? Uh oh. Had to quit work for cancer treatments from Oct '20 till July '21. Started drawing Soc Sec at 62 in late fall of '20. I guess it's ok cause it was required by Dr to not work?

@dirtroadsailing6418 Жыл бұрын

I live in Tennessee and the difference between a Plan G and a Plan N is about $10 a month. For $10 I'm not going to bother with a Plan N.

@AbtInsuranceAgency Жыл бұрын

In some areas where Plan N is $40-$50/month less than Plan G, it becomes a better value.

@rosenealon8480 Жыл бұрын

Plan G premiums will increase more each year than plan N that the healthier people are chosing. It will be an even better value going forward as the sicker "guarantee issue" people take Plan G.

@vicsovain3831 Жыл бұрын

Great stuff Stephanie I subscribed to your, I just turned 65 in March I been on Medicare part A & B since 2012 I'm in Westchester county NY I'm alone this is just for me any suggestions can I still go with plan F❓I appreciate your help ciao Vic from NY,

@AbtInsuranceAgency Жыл бұрын

Call or email us for more information on your specific situation! 888-465-9728

@-myal-8691 Жыл бұрын

Stephanie, If a person age 65 or older with employer coverage is unexpectedly laid off or loses their job, can they immediately enroll into Medicare without a gap in coverage? Wouldn't they have to provide Medicare and/or a supplemental insurer with credible proof of coverage to qualify for coverage without underwriting or lifetime penalties?

@palady1486 Жыл бұрын

Great question...my husband is going thru this right now. I was hoping that they would of answered you. I am researching this myself to understand and its very time consuming. These videos do help and I've called to talk to Medicare (long wait times).

@annlynch593 Жыл бұрын

I live in Massachusetts. Are medigap plans allowed here? All I see is plan 1 and 1 A. We both start Medicare in May and June of 2023.

@AbtInsuranceAgency Жыл бұрын

The rules are a bit different in your state - this explains more: www.medicare.gov/supplements-other-insurance/how-to-compare-medigap-policies/medigap-in-massachusetts

@kathypalermo1186 2 ай бұрын

Once you pick a letter like plan G, (I know that if you want to change you'd have to go thru medical underwriting, but can you ) each year can you switch the company that you get the insurance from for lower rates?

@AbtInsuranceAgency 2 ай бұрын

YES!

@davidelcess6559 Жыл бұрын

Hello love your pod cast.. ok I just got approved for my disability SSD a week ago so I’m trying to figure out what plan? I just received my Medicare card.. I listened to your pod cast on which plan is best but I still have questions.. is there a number to call??? Thank you

@AbtInsuranceAgency Жыл бұрын

888-465-9728!

@geomaganix5711 Жыл бұрын

Hello Stephanie, Quick question. When verifying my earnings record should I look at just the last 35 years or all the way back to my first earnings in the 1970's? My last 35 were my best and make up my highest earnings, so I do I really need to look at those lower early years? Thanks I follow your channel and will be retiring early next year. Ed

@AbtInsuranceAgency 9 ай бұрын

Medicare looks at your income from 2 years ago for IRMAA purposes!

@kathyd7374 Жыл бұрын

My husband is on my health plan at work. He is 3 years younger than me and we will both be going on medicare next May when he turns 65 and I will have turned 68.. I enrolled in Medicare when I turned 65 and they have me listed as having health care through my job. Will I have a problem getting the medigap plan I want and will I have to go through medical underwriting? (I'm thinking plan N as I don't go to the dr and no medications - yet) Thank you for your informative video!

@AbtInsuranceAgency Жыл бұрын

Did you enroll in Medicare both Parts A and B? If so, and you plan to retire next year at age 68 you would be able to get Plan G “guaranteed issue” if you turned 65 in 2020 or later, and in most states Plan N would be medically underwritten. So, your eligibility for Plan N will depend on your health. If you have delayed Part B then you can get any Medicare Supplement Plan, since you will be new to Part B upon retirement.

@kathyd7374 Жыл бұрын

@@AbtInsuranceAgency I only enrolled in part A and delayed part B so I can get plan N!

@AbtInsuranceAgency Жыл бұрын

@@kathyd7374 great! Please call us anytime, we would be happy to help!

@sharonshapiro790 Жыл бұрын

How does a grandfathered plan J benefits compare to the current plan G?

@AbtInsuranceAgency Жыл бұрын

Plan J covered some Rx benefits before Medicare Part D was signed into law. Right now, the main difference between Plan J and Plan G is coverage for the Part B deductible. Plan G does NOT cover it, and Plan J does. This deductible is $226/year in 2023.

@diannej4070 Жыл бұрын

I like these videos, but wish you were more clear that choosing a medigap plan at age 65 is not just for now, but the rest of your life. What percentage of applications are rejected or have increased premiums when attempting to change plans. When selecting a plan at age 65, one should think about health needs at age 85.

@AbtInsuranceAgency Жыл бұрын

08:49 I do discuss that and try to emphasize how important it is to choose wisely when you first enroll. You are exactly right.

@HermanLynchJr Жыл бұрын

Why does no one talk about the actual Medigap (supplement) companies? I’m going to go with original Medicare with a Plan G supplement and trying to choose which company. I know all the supplements plans are the same across all companies (since it’s required by law) but how do the various companies compare for things like rate increases, customer service, etc?

@barbaramazzocca4605 Жыл бұрын

This is what I am trying to figure out as well.

@Channel-mx7ih Жыл бұрын

Hello friend

@ip4265 Жыл бұрын

Stephanie, thank you for the great presentation! Question: do all carriers of Medigap plans have nationwide presence? What if you later move to another state where the carrier is not available, do you have to go through underwriting to chose another carrier? What if you fail for health reasons?

@AbtInsuranceAgency Жыл бұрын

Your Medigap Plan is guaranteed renewable for life. This means that as long as you continue to pay your premiums, you can keep your plan forever, no matter where you live/move.

@gloriaescano2417 Жыл бұрын

@@AbtInsuranceAgency wherever you live anywhere in the world? Thanks

@AbtInsuranceAgency Жыл бұрын

@@gloriaescano2417 yes as long as you pay your premiums your plan will always renew.

@gloriaescano2417 Жыл бұрын

@@AbtInsuranceAgency Thank you for the info.

@JohnsonWhat28 Жыл бұрын

I am already enrolled in a plan f but the premium is getting very high! Would I speak to you about switching to a plan G or N??

@AbtInsuranceAgency Жыл бұрын

Yes, that is exactly what we help people with! 888-465-9728

@m.b.g.2235 Жыл бұрын

@@AbtInsuranceAgency ... That's my issue. I've been on Plan F and the premium is getting higher. Also for Plan D. I did look into an Advantage plan but I'm unsure about that

@AbtInsuranceAgency Жыл бұрын

@@m.b.g.2235 give us a call, we would be happy to assist!

@vistamutual Жыл бұрын

Your content consistently educates and informs. Love your commitment to sharing knowledge.

@AbtInsuranceAgency Жыл бұрын

Thank you!

@rooster3019 8 ай бұрын

Can you provide a range of premium costs among companies and regions for plan N?

@AbtInsuranceAgency 8 ай бұрын

It varies GREATLY depending on where you live and age. Please reach out to me directly for information about your situation! 888-465-9728 or stephanie@abtinsuranceagency.com

@TakeTheRide Жыл бұрын

So no supplement plan takes care of your long-term needs if you need a nursing home or hospice Care at the end of life?

@weirdshibainu Жыл бұрын

I'll be on Medicare in 2 months. I may relocate out of state in 6 months. Would a broker be able to determine the current costs of a supplement plan in the area I'm currently in as well as the area I may relocate to? I understand the costs will likely change in the 6 months, but I'm looking for a rough comparison for current costs.

@AbtInsuranceAgency Жыл бұрын

Yes, that’s exactly the kind of thing we advise our clients on! Call us anytime. 888-465-9728.

@godsgrace5777 Жыл бұрын

I am completely lost when it comes to choosing what plan would be best for me.

@AbtInsuranceAgency Жыл бұрын

That’s where we can help! Call us at 888-465-9728. 🙂

@AndyB718 Жыл бұрын

Don't be because it boiles down to Good Medium and weak plans. Pay up front just in case or pay alot more if something happens

@kathycollins2836 Жыл бұрын

Me too 😔

@nokosha1 Жыл бұрын

I also have Tricare for life, do I need a Medicare Advantage plan???

@AbtInsuranceAgency Жыл бұрын

No, you don't. But some veterans do like to enroll in certain Advantage plans to get extra benefits.

@silver6054 Жыл бұрын

Even if F is available to you, does it now ever make sense? I got the impression that the rate difference between it and G is going to be more than the Part B deductible (which you might never need to pay)

@AbtInsuranceAgency Жыл бұрын

99% of the time, that is correct!

@garypola6755 11 ай бұрын

Do you sell Aetna plan N in Florida?

@AbtInsuranceAgency 10 ай бұрын

Yes!

@RedRonFJB Жыл бұрын

So just to confirm what you said; All Medicare supplement plans are standardized and contain plans A through N ? Plan F is no longer available for those turning 65 after 2020.

@jaye8872 Жыл бұрын

Can you tell me which Plan G is the best to buy in NJ? All of them on the SSI site have the same warning that the rates are low for younger ages but go up as you age. Please advise.

@AbtInsuranceAgency Жыл бұрын

Please give us a call at 888-465-9728. We would be happy to review this with you in more depth!

@jaye8872 Жыл бұрын

@@AbtInsuranceAgency Thanks I will be calling when I get my Medicare B card . I just applied online , it will start in September. Your videos are awesome!

@AbtInsuranceAgency Жыл бұрын

@@jaye8872 looking forward to it! 🙂

@joyfulliving5157 Жыл бұрын

Hi Stephanie, I’m asking for a friend who signed up for Medicare B and turned paperwork into Social Security office. Well she hasn’t gotten her Red & Blue card. They told her their was a glitch and it’s held up in payment control. What happens if they don’t process in time? Thank you so much for your comment!!

@AbtInsuranceAgency Жыл бұрын

Even if the processing is delayed they will typically grant you the effective date you wanted, retroactively. Keep calling to check on it!

@joyfulliving5157 Жыл бұрын

@@AbtInsuranceAgency Stephanie thank you so much for your response!

@evay838 Жыл бұрын

Do you license in Texas?

@AbtInsuranceAgency Жыл бұрын

Yes! We are located right here in Austin TX.

@scottcarlson5424 Жыл бұрын

I start Medicare in December when I turn 65. Our 2021 tax return was a one-time high blip that appears to put us in the irmaa increased rates. My question. In February of 2024 my 2023 taxes will be finished and both our 2022 and 2023 will be under the limits. Does irmaa get re-evaluated at this time or do I have to wait an entire year and pay the higher premiums all year?

@AbtInsuranceAgency Жыл бұрын

It SHOULD get re-evaluated every calendar year, but if you are starting in December, then you should file your IRMAA appeals form as soon as you get notification of your Part B premium amount. I hope this helps!

@Ke-qv3md Жыл бұрын

What is the difference between Plan D from plan N. What is D all about? Also if I started in Nov 1 2022. So do I have until April 30 2023? To change my mind

@AbtInsuranceAgency Жыл бұрын

Yes, you have 6 months in your Medigap open enrollment period. Plan D is like Plan N, without the co-pays. Pricing and availability varies by area. Call us for more information! 888-465-9728

@rabbitankle Жыл бұрын

Why are different coverages available, and not available in different areas when this is a national medical system? Why do private companies get to choose where they can offer more or less coverage because of where you live? We live in Clatsop County, Oregon and three miles East in Columbia County they can have an Advantage plan and we can't.

@AbtInsuranceAgency Жыл бұрын

The federal government runs the Traditional Medicare program which is a national program. Medicare Advantage is privatized and can vary by insurance company, and region.