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@ishanshaw2085 Жыл бұрын
Uncle ji demolishing every influencer on the internet😂. The grandfather we both deserve and need
@subhranilsengupta5611 Жыл бұрын
7:49 I really want indian parents (specially my parents!) to understand wasting Rs. 20 lac+ for marriage is unnecessary. I do not need a house for my parents, but if they save that money for their healthcare expenses, it will be of great help for us. Unnecessary photoshoot and food is where they are ready to spend their hard-earned money because they think their respect in society is directly propertional to the amount of money they spend in their children's marriage. It is a sad reality.
@MrRocrma Жыл бұрын
I have a daughter of 7 years, already bought a 2 bhk house for her now. She just needs to earn her bread when she is grown up so that she won’t have to depend on her husband’s income.
@Whatreally123 Жыл бұрын
I'm 39 and I bought my house at 25 and repayed the loan by the time I was 32. I went onsite and saved as much as I could. Now the problem with the younger generation is two fold imo. 1 there is huge discrepancy in earning. Some are very intelligent and earning a lot at very young age and some are average and they get frustrated with that. 2 is comparison with others on social media. Most compare how others are living and get depressed that their lives are not up to the mark. Going forward this comparison with others is going to have a very bad effect on mental state. My team members who are 25-27 want to spend 1 lac on iphone when their salary is around 30-40k. Buy a 15k phone and reduce your expenses and buy a house. If you have your own house you can be assured that you can atleast earn enough to have food. Without a house you are asking for trouble.
@prashantkv4 Жыл бұрын
Summary - Make priority to buy house, Spend less than 5lacs in weddings, and use that money. If you don't live there, then may rent it. Provides social security. Save money to buy a house at normal price. Not high aspirations of 1-2 crore villa. Instead start at 50lac house. Use 10-20 lac savings as down payment. Take rest as loan. Buy at good location, not in ghost malls or buildings, or under construction for long.
@johnruben1444 Жыл бұрын
It took 3+yrs for me to repay my marriage debt, what he is telling is correct.
@garhwalabcd Жыл бұрын
My father educated all his four sisters and then married them off, bought two properties plot in two different cities and built home in his govt. teacher salary and yet to retire and here I can't even afford living in big city with family without being drowned in debt😔.
@kalpanasriwastava3702 Жыл бұрын
This is what i was thinking Daughter ki marriage mein paisa mat waste karo Ghar de do usse
@rahulghatghat3031 Жыл бұрын
Sir, I'm gen-z and 22 years-old and brought the property. However, one advice is very true in this video whenever we're purchasing something we should approach only those things which we can afford. I wanted to buy a big house but that was not coming in my budget, so, I thought let's purchase whatsoever is coming in the budget because something is better is nothing.
@sourav049 Жыл бұрын
Totally agree with you sirji ... From my experience I can tell that for marriage to succeed in long run you need a brand new home with ownership of both the couple + a baby in next 3-4 years.. this 2 things will give you a sense of belonging and will form a base for strong bonding.. believe me without this 2, love alone won't last longer and a big fight someday is enough to blow away that love
@DAANISH_KHAN_ Жыл бұрын
Gen-Z will buy iPhone on EMI. 😂
@praveenkumarhugar295 Жыл бұрын
Millenials ke saath bhi yeah problem hain... Salary utni hain nahi. Parents ne toh haath khada karliya hian... Padaya likhaya khud hi kahreed lo boldete hain.. In-laws toh paise ki baat karte hi patli gali se nikal lete hain.. Humhari beti kharch hogai bas unko sukoon hain.. Ab hamari jimedari khatm😢😢. Aur wife bhi utna nahi kama rahi ki down payment kar nahi sakte. Baki sabko toh lena dena nahi hain. Rent dena is so much painful.. Aur value bhi add nahi hoti.. Life maine.khud ka ghar in big cities is a new sukoon
@srishtishetty8578 Жыл бұрын
A very informative video! My parents have followed all the things that uncle has said, avoiding unnecessary expenses throughout their life and have recently bought a house in my name with zero debt. I am the only child and am incredibly lucky to have such thoughtful parents in my life. Due to the thought process they follow, even I am not a spendthrift and think about me and my future children before investing. Some may find it a bit too much, but I believe that today's savings are tomorrow's earnings!
@TheThinker365 Жыл бұрын
Yes, sir, I have decided to remain unmarried. It took me 45 years to get a job because I was from a core engineering background. I live a simple life. But I take a 2,3-week leave and just travel our beautiful country. I will say that one should only start a family if they are financially stable.
@raghavkhurana7722 Жыл бұрын
I can agree with this mindset. House is something that gives you pride. Smartphones last 3 year house lasts an eternity
@deepalibrahmankar4566 Жыл бұрын
Thank you for making this video sir! You are absolutely spilling truth bombs here…Saving on marriage expenses can be a good head start to buy or invest in long term assets. I am 30 now and I got married last year and also bought a house with my husband. Having a good job and also having a good saving strategy between the couple or as a single person can help you in long term. The world today will tell u to buy a lot and splurge on unnecessary stuff especially for women but please only buy if you need something not because u desire validation or to give a an instant dopamine.
@xlrt4913 Жыл бұрын
Tight slap on young generation 🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣
@virats1888 Жыл бұрын
I am 1989 born hence not gen “ Z “ generation hence I was having influence of my parents while buying a my first home at age of 26 years. I bought my first house i.e. 2 BHK for 90 lacs in mumbai Kandivali West in year 2015. It was 26-27 years old property. I was having salary 47 k and in hand was 42 K, my dad paid half of the amount of the price plus extra 7-8 lacs paid by me and rest was home loan. The moment I have taken a home loan I was agitated to boost myself in career and all the time I used to think of home loan repayment. Because of this, I am currently able to have 36 lacs CTC at the age of 34. I am able to secured one property in Mumbai, currently beside our society other buildings are going under redevelopment hence probably tomorrow my society if go under redevelopment then can able to get 900 carpet three bhk for cost of 2.5 crores. My wife is also having similar mindset , me and my wife’s together income is 60 lacs hence we thought of booking second house in mumbai only and booked the same for 1.92 crores 770 carpet 2 bhk in ultra luxury project. Current market price is 2.2 crores for this new flat , we invested 1/3 rs amount as down payment for this new house and planning to close the new home loan of 1.25 crores in next 4-5 years. So, home loan made us to be concentrated or be focused on your career rather than wasting money on luxury things . Hence , take a home loan and buy your own house
@sg_j1547 Жыл бұрын
Sahi kaha aapne, betiyo ka na maa baap, na sasural, na pati 😢
@bhaktikulkarni2005 Жыл бұрын
So called educated people in our Society (samaj) just simply refuse to think logical and rational.. This fact amazes me alot !!
@aanshik17 Жыл бұрын
Mazza Aa gya Yeh video dekh ke, You're awesome sir! Very practical and knowledgeable! Hope every young person sees this
@ankittyagi2055 Жыл бұрын
“Shaadi hum ek baar hi karte hain Nahi ek baar nahi karte” 🔥 🔥 😂😂
@ourbonnylife Жыл бұрын
Yes sir... I lost my parents when I was small. My elder sister and relatives help me graduate last year. No I entered the corporate world which offers 20k..i wonder what an individual will do in 20k in urban areas.... I'm struggling to rent a house in 20k.i dont know how I would buy my house. But you motivated to have hope.. I am currently focusing on upskilling myself and pursue higher education too...... I think now a days people should be an all rounder....... Cannot depend on the salary that we get in this era of lay off
@shivaleelapatil9688 Жыл бұрын
Very true,, daughter will not have support either from parents not from in-laws and husband,,,they have to support self ,,,,
@KD-dj1iq Жыл бұрын
I am from Gen Z and I am going to a buy property in this December in a tier2 city With proper financial planning anyone can achieve whatever they wish to do.
@iidentifyMyselfAfemalepotato Жыл бұрын
Hearing your words sir I can only imagine how fortunate your family youngers are to have you.
@santanusircar1621 Жыл бұрын
I completely agree with you. Your analysis is brutally honest and relevant.
@kandarpghag2360 Жыл бұрын
Sir is savage. Bura lage to lage, baat kadvi hai lekin sach hai. Spending 20lac in marriage maybe not, but buy a home for 40lac give 20lac down payment, emi is now 20k. Salary 1lac, 20k emi, live happily.
@AshEdutainment Жыл бұрын
Betiyon Kae leye Ghar.. Very right! We did this and you are one of the few, providing affirmations to those out of box thoughts. God bless you! Infact like yours we have son and daughter. Doing same for both. Equality comes first here, then may be there. We agree!
@vineettyagi7973 Жыл бұрын
Watching these financial influencers, I always used to doubt myself about my real estate leaning biases. But after watching this video dil ko thoda sukoon mila.
@Solotripbtch Жыл бұрын
He be providing tough love with spitting unacceptable truths 🥂
@PromodhSridhar Жыл бұрын
Straight from the heart.. and the truth!! The way folks spend and live these days
@andromeda2950 Жыл бұрын
भाई, आप तो बाप है... जबरदस्त clarity in thought process... Yess you can rightfully claim no. 1 spot not just in real estate but in giving practical life guidance to young and old.... Very intellectual and full of wisdom.Thanks 🙏🏻🙏🏻🙏🏻...
@devushkachannel Жыл бұрын
Mai ek housing finance mai kaam karti hu or 100 mai se sirf 5 female customer single name pe loan lete hai
@VoldraLightningfrost Жыл бұрын
Instantly subscribed, thanks for the invaluable advice. I'm buying a home at the age of 26 in the outskirts of a hill city for between 30-40 Lakh. I can do this because I work from home and earn equal to a Delhi-ite.
@phntom3043 Жыл бұрын
Owning a home is biggest asset .. real estate investment is a must along with other options ...
@saritavaishya1995 Жыл бұрын
Nice video sir. I buy my own home at early age. Now I am very happy and comfortable
@urmilshah1476 Жыл бұрын
Ruthless yet refreshing. Facts don't care about emotions.
@torrentmovies1852 Жыл бұрын
My father is not educated he barely went to school.. But he has really good financial knowledge our top budget was 5 lakhs... For both of my sister's but he spent less than 3 lakhs
@nkspro1 Жыл бұрын
Video dekh ke kafi tension me agaya, but phir yaad aaya ki maine toh 10 saal pehle apna khud ka ghar construction karwaya tha😂😂 Believe me, sirf house rent se free hone wali baat nahi hoti, you get community, stability, peace of mind, invitations from society and overall a social life. Can't compare with a rented house.
@simrankaur-nk2ln Жыл бұрын
Bilkul sahi baat Hain Betio ka koi nai Vo mayake me bhi begani, sasural k lyi bhi begani ..
@josephstalin8922 Жыл бұрын
totally agree joys of owning a home and living in it for next 20 years is worth than buying a home @80 and dieing 2 years later
@sourishbiswas7224 Жыл бұрын
i totally agree with you sir, I'm just a few yrs older than the GenZ but in a position to buy a home bcoz i have saved and invested in appreciating assets, Genz unknowingly spend thier money in depriciating assets and materialistic things.
@KR-kr2is Жыл бұрын
I have a single girl child...we bought a 3 bhk 2 yrs ago..log kehte Hain ki ghar to le liya par isme rahega kaun...tumhari to beti hai... Sachme sunn kar khoon khoul jata hai..logon ki soch hi nahi badh rahi hai ki ghar beti ka bhi ho sakta hai..
@lakshmihaobam9909 Жыл бұрын
Kitna sahi samjhaya hai betiyon ka condition. So true
@stosh8120 Жыл бұрын
Sir your direct and straight forwardness is too good🤣 Thank you for your advice.
@anoshfranklin5070 Жыл бұрын
Words of wisdom uncle God bless you 🙏
@nagrajbenade4518 Жыл бұрын
I am genZ but i will buy my own house one day 💪
@raghavgarg2198 Жыл бұрын
The Truth…Especially the last part about real estates deals standing in the family.
@nishantdas7743 Жыл бұрын
The most practical Advice , admist all the noise on the internet, this was something really important that i needed to hear ❤Thank you so much sir .....
@milanashara Жыл бұрын
We cannot control situation but we can adjust and create our destiny. If you don't flow like water, Indian with no ancestor property, money will be crushed. Work hard, develop skills, understand economy, save tax, do business or move out of India or become politician(not recommended) and have a good life. I bought home this month following above guidance.
@ankitkumarsingh2872 Жыл бұрын
For such people looking rich is actually more important than becoming rich 😅
@padmabhashatripathi9438 Жыл бұрын
Let me Confess listening you for couple of months now and honestly speaking keep on smiling through out as if I find you in self , I completely agree to all your opinions and I too advocate all your thoughts in my group , sir I have a daughter and purchased a property for her way back, wishing you a healthy and long life so that you can influence generations....
@tuhinspix Жыл бұрын
Sir you are bringing the true picture... I belong to GenZ, I understand each & every points but our parents don't understand. I think, Indian Parents should understand first. They think if we purchase a flat, it means, I am separating themselves... How can we make them understand? Moreover, few parents are too toxic! If we are taking any help from them, they used to taunt us badly. If we have self respect I must say, purchase a flat first from your own money then plan marriage, else stay single always
@1991deeps Жыл бұрын
I am glad you talked about these points openly in public. Kudos to you Sir! This video is absolutely an eye opener for many.
@suruchisharma8638 Жыл бұрын
I recently started watching your videos and it's so insightful. And I must say you are a great mentor and states on point facts.
@StarMeow99 Жыл бұрын
He is very clear and experienced
@ShobhitSinghal26 Жыл бұрын
High time we needed someone to say what is needed, not what people want to hear. thank you for making video :)
@debudutta1 Жыл бұрын
Ghar ka main problem, yeh hai ki naukri ki location hi aaj ke zamane mein fixed nehi hai.
@beyond6082 Жыл бұрын
Your today's topic is very important and very relevant in these days.
@sadashivasadashiva8337 Жыл бұрын
SIRJI YOU ARE GOD FATHER FOR INDIAN YOUTH
@sourabhbhattacharya3411 Жыл бұрын
Agree, majority would end in debt trap.....baap dada property walon ke liye hai RE. According to government policy 3 to 4 times of annual income comes under affordable housing.
@RahulRocks50 Жыл бұрын
I completely agree with u Sir ... spending money on marriages is sheer waste of ₹₹₹ ....
@sahilchhabra9570 Жыл бұрын
Such an underrated channel and content. Big thumbs up
@deepakpatwal4535 Жыл бұрын
Sir Ji - Very Realistic and awsm. Really enjoyed, You coached both parents as well as kids.
@BasEkTopicAur Жыл бұрын
Guruji samaj ki kuritiyo ka brutally honestly review and solution dete hue . Amazing sir . 🎉🎉
@prernasharma1307 Жыл бұрын
I am kind of addicted to all your channels and videos
@PiyushJain-no5qi Жыл бұрын
Sir I am Agree with You on maximum Points…👍💐😊
@AdityaSingh-bi3nw Жыл бұрын
I am soo happy that my parents invested most of their savings in buying properties and golds. I used to think its dumb to do that when we already has one house when I was little ofc but now I see, it was the best decision. Gives us financial freedom, future options and above all, a quick cash option. He was able to fulfil our wishes while investing in many places at right time.
@AbhaySingh-go1xe Жыл бұрын
👏 totally I agree with you and I really respect your thoughts and mindset .
@shubhamkori3971 Жыл бұрын
What a wonderful video sir. Thankyou for making this. You explained like a father
@bhumija2023 Жыл бұрын
amazing guidance 🔥
@Sourav-shortss Жыл бұрын
Ghummi ghummi band karni padegi
@preciouspearl36 Жыл бұрын
Kya baat Kr Rahe ho Sirji….agar parent Shadiyo p 20-25 lcs karch nhi Krenge to society m parents ki wealth and reputation Kese pata chalegi… (parents thought) And ye kharcha baad m jake married beti k liye problem bn Jati h…..
@lifearoundwesternghats Жыл бұрын
That is the reason I told my bf not to buy expensive gadgets like i phon as we don't need it .... I told him not to buy car or royal Enfield.... Also he wanted to put AC In our bedroom I Told him not to do that .... I planed to roam in rented car for sometimes when we need
@ayushrajput3084 Жыл бұрын
your videos are informative and factful, please make more such videos, really happy to see such amazing content on the KZfaq free of cost
@snigdhaghosh5865 Жыл бұрын
Betiyon ki baat bahut sahi boli apne. betiyon ka koi nahi hota.
@shobnamandpe774 Жыл бұрын
Sooo true You are so on the point👍
@RishiMusic001 Жыл бұрын
THIS IS WHY ITS SAID TRUTH IS BITTER BUT ITS THE TRUTH NOTHING ELSE...
@avinashnair843311 ай бұрын
You are indeed India's no. 1 clarity giver on real estate 👌👌
@suchitasingh123 Жыл бұрын
Sahi kaha sir apne😢😢, “hum betiyoon ka koi nahi h” . Maa-baap ghar bhi banate h to apne beto k liye hi. Even ye same question mere dimag mea bhi aa rahe the 2-3din pehle
@ItIsMeJiyaGurnani Жыл бұрын
Mere case mein, meri behen k paas ghar hai, aur main rent pe reh raha hoon. My only mistake was, i left my job. when my mother passed away, i thot, let me support my father, and later, i got married, with no liquid cash, in hand. I wish i had this kind of knowledge before.
@yashnigamyn Жыл бұрын
very informative video, Thank You !!
@gurcharankaur7997 Жыл бұрын
Thank God. I had already thought of all this. N managed to plan accomodation for my 2 children, irrespective of their income.
@sandeepzone1395 Жыл бұрын
Your point of view is awesome
@pinknorthstar482 Жыл бұрын
Sir , ji , yours excellent advice is the best in class , thanks for sharing
@SwastikLIA Жыл бұрын
No financial influencer was harmed during the video. 😂
@siddhantk4985 Жыл бұрын
Sir I instantly subscribed.. Amazed by your knowledge....
@Ducati1506 Жыл бұрын
That marriage wala point was soo damn logical. Very helpful video.
@moteravindra Жыл бұрын
So much mature thought
@tanmaysharma1364 Жыл бұрын
I believe one should not take Real Estate lightly. People should invest in both Equity and Real Estate. But yes new generation is not considering real estate as a major investment. Partially the reason is finfluencers.
@Prachi-sha Жыл бұрын
Aajkal k parents apne bete ko b paisa nai dete.. kyuki unko acha ni lgta ki beta ghar khrid lega. Unko lgta hai ki wo ultimately unhi k pas aa k rahe.
@ankurnishad8423 Жыл бұрын
Sir, you are the best coach as not to opt government sector jobs wherein if you are in same status of pole over average and below average alongside topper does follow the same paths and get involved over these sectors to maximize their career into better position of life which ultimately into hardest dark side of story which you told in one of your video.
@shiv4harale Жыл бұрын
Great content. Thanks. Please make video on property for daughters.
@kingshukukil1156 Жыл бұрын
The ghumi ghumi got me rolling
@ramlakhan575 Жыл бұрын
I bought my first flat at 29, now i am 34. And 50% loan is paid off. And the flat is yielding reasonable rent. Booked my second flat this year in a different city, by the time i will turn 40 in next 6-7 years, my entire loan will be waived off. I can live in peace. I know that property purchase brings a little bit of discomfort for a few intial years, but i think it is worth it. If i have kids, they will have peace. And off course, my salary will be with me once the home loan is over. I make it a point to not invest in commercial or from instruments i dont understand. I buy only from very reputed builders even it comes at a little premium, because i want a peace of mind. I am ok of less weightage in equity. I dont buy iphones or expensive watches and shoes, if i have some money i either prepay some car loan or i buy equity.
@abhishekkaushik8246 Жыл бұрын
Modern solution for so called modern problems,very simple but immensely powerful
@archnaverma9105 Жыл бұрын
Omg😢....beti hone ka dard....aap mahan ho sirji
@AmritenduRana31082000 Жыл бұрын
Worst financial disaster is spening on shitty marriage events and owning a home when u csnt rven afford it