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Uncle ji demolishing every influencer on the internet😂. The grandfather we both deserve and need

7:49 I really want indian parents (specially my parents!) to understand wasting Rs. 20 lac+ for marriage is unnecessary. I do not need a house for my parents, but if they save that money for their healthcare expenses, it will be of great help for us. Unnecessary photoshoot and food is where they are ready to spend their hard-earned money because they think their respect in society is directly propertional to the amount of money they spend in their children's marriage. It is a sad reality.

I have a daughter of 7 years, already bought a 2 bhk house for her now. She just needs to earn her bread when she is grown up so that she won’t have to depend on her husband’s income.

I'm 39 and I bought my house at 25 and repayed the loan by the time I was 32. I went onsite and saved as much as I could. Now the problem with the younger generation is two fold imo. 1 there is huge discrepancy in earning. Some are very intelligent and earning a lot at very young age and some are average and they get frustrated with that. 2 is comparison with others on social media. Most compare how others are living and get depressed that their lives are not up to the mark. Going forward this comparison with others is going to have a very bad effect on mental state. My team members who are 25-27 want to spend 1 lac on iphone when their salary is around 30-40k. Buy a 15k phone and reduce your expenses and buy a house. If you have your own house you can be assured that you can atleast earn enough to have food. Without a house you are asking for trouble.

Summary - Make priority to buy house, Spend less than 5lacs in weddings, and use that money. If you don't live there, then may rent it. Provides social security. Save money to buy a house at normal price. Not high aspirations of 1-2 crore villa. Instead start at 50lac house. Use 10-20 lac savings as down payment. Take rest as loan. Buy at good location, not in ghost malls or buildings, or under construction for long.

It took 3+yrs for me to repay my marriage debt, what he is telling is correct.

My father educated all his four sisters and then married them off, bought two properties plot in two different cities and built home in his govt. teacher salary and yet to retire and here I can't even afford living in big city with family without being drowned in debt😔.

This is what i was thinking Daughter ki marriage mein paisa mat waste karo Ghar de do usse

Sir, I'm gen-z and 22 years-old and brought the property. However, one advice is very true in this video whenever we're purchasing something we should approach only those things which we can afford. I wanted to buy a big house but that was not coming in my budget, so, I thought let's purchase whatsoever is coming in the budget because something is better is nothing.

Totally agree with you sirji ... From my experience I can tell that for marriage to succeed in long run you need a brand new home with ownership of both the couple + a baby in next 3-4 years.. this 2 things will give you a sense of belonging and will form a base for strong bonding.. believe me without this 2, love alone won't last longer and a big fight someday is enough to blow away that love

Gen-Z will buy iPhone on EMI. 😂

Millenials ke saath bhi yeah problem hain... Salary utni hain nahi. Parents ne toh haath khada karliya hian... Padaya likhaya khud hi kahreed lo boldete hain.. In-laws toh paise ki baat karte hi patli gali se nikal lete hain.. Humhari beti kharch hogai bas unko sukoon hain.. Ab hamari jimedari khatm😢😢. Aur wife bhi utna nahi kama rahi ki down payment kar nahi sakte. Baki sabko toh lena dena nahi hain. Rent dena is so much painful.. Aur value bhi add nahi hoti.. Life maine.khud ka ghar in big cities is a new sukoon

A very informative video! My parents have followed all the things that uncle has said, avoiding unnecessary expenses throughout their life and have recently bought a house in my name with zero debt. I am the only child and am incredibly lucky to have such thoughtful parents in my life. Due to the thought process they follow, even I am not a spendthrift and think about me and my future children before investing. Some may find it a bit too much, but I believe that today's savings are tomorrow's earnings!

Yes, sir, I have decided to remain unmarried. It took me 45 years to get a job because I was from a core engineering background. I live a simple life. But I take a 2,3-week leave and just travel our beautiful country. I will say that one should only start a family if they are financially stable.

I can agree with this mindset. House is something that gives you pride. Smartphones last 3 year house lasts an eternity

Thank you for making this video sir! You are absolutely spilling truth bombs here…Saving on marriage expenses can be a good head start to buy or invest in long term assets. I am 30 now and I got married last year and also bought a house with my husband. Having a good job and also having a good saving strategy between the couple or as a single person can help you in long term. The world today will tell u to buy a lot and splurge on unnecessary stuff especially for women but please only buy if you need something not because u desire validation or to give a an instant dopamine.

Tight slap on young generation 🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣

I am 1989 born hence not gen “ Z “ generation hence I was having influence of my parents while buying a my first home at age of 26 years. I bought my first house i.e. 2 BHK for 90 lacs in mumbai Kandivali West in year 2015. It was 26-27 years old property. I was having salary 47 k and in hand was 42 K, my dad paid half of the amount of the price plus extra 7-8 lacs paid by me and rest was home loan. The moment I have taken a home loan I was agitated to boost myself in career and all the time I used to think of home loan repayment. Because of this, I am currently able to have 36 lacs CTC at the age of 34. I am able to secured one property in Mumbai, currently beside our society other buildings are going under redevelopment hence probably tomorrow my society if go under redevelopment then can able to get 900 carpet three bhk for cost of 2.5 crores. My wife is also having similar mindset , me and my wife’s together income is 60 lacs hence we thought of booking second house in mumbai only and booked the same for 1.92 crores 770 carpet 2 bhk in ultra luxury project. Current market price is 2.2 crores for this new flat , we invested 1/3 rs amount as down payment for this new house and planning to close the new home loan of 1.25 crores in next 4-5 years. So, home loan made us to be concentrated or be focused on your career rather than wasting money on luxury things . Hence , take a home loan and buy your own house

Sahi kaha aapne, betiyo ka na maa baap, na sasural, na pati 😢

So called educated people in our Society (samaj) just simply refuse to think logical and rational.. This fact amazes me alot !!

Mazza Aa gya Yeh video dekh ke, You're awesome sir! Very practical and knowledgeable! Hope every young person sees this

“Shaadi hum ek baar hi karte hain Nahi ek baar nahi karte” 🔥 🔥 😂😂

Yes sir... I lost my parents when I was small. My elder sister and relatives help me graduate last year. No I entered the corporate world which offers 20k..i wonder what an individual will do in 20k in urban areas.... I'm struggling to rent a house in 20k.i dont know how I would buy my house. But you motivated to have hope.. I am currently focusing on upskilling myself and pursue higher education too...... I think now a days people should be an all rounder....... Cannot depend on the salary that we get in this era of lay off

Very true,, daughter will not have support either from parents not from in-laws and husband,,,they have to support self ,,,,

I am from Gen Z and I am going to a buy property in this December in a tier2 city With proper financial planning anyone can achieve whatever they wish to do.

Hearing your words sir I can only imagine how fortunate your family youngers are to have you.

I completely agree with you. Your analysis is brutally honest and relevant.

Sir is savage. Bura lage to lage, baat kadvi hai lekin sach hai. Spending 20lac in marriage maybe not, but buy a home for 40lac give 20lac down payment, emi is now 20k. Salary 1lac, 20k emi, live happily.

Betiyon Kae leye Ghar.. Very right! We did this and you are one of the few, providing affirmations to those out of box thoughts. God bless you! Infact like yours we have son and daughter. Doing same for both. Equality comes first here, then may be there. We agree!

Watching these financial influencers, I always used to doubt myself about my real estate leaning biases. But after watching this video dil ko thoda sukoon mila.

He be providing tough love with spitting unacceptable truths 🥂

Straight from the heart.. and the truth!! The way folks spend and live these days

भाई, आप तो बाप है... जबरदस्त clarity in thought process... Yess you can rightfully claim no. 1 spot not just in real estate but in giving practical life guidance to young and old.... Very intellectual and full of wisdom.Thanks 🙏🏻🙏🏻🙏🏻...

Mai ek housing finance mai kaam karti hu or 100 mai se sirf 5 female customer single name pe loan lete hai

Instantly subscribed, thanks for the invaluable advice. I'm buying a home at the age of 26 in the outskirts of a hill city for between 30-40 Lakh. I can do this because I work from home and earn equal to a Delhi-ite.

Owning a home is biggest asset .. real estate investment is a must along with other options ...

Nice video sir. I buy my own home at early age. Now I am very happy and comfortable

Ruthless yet refreshing. Facts don't care about emotions.

My father is not educated he barely went to school.. But he has really good financial knowledge our top budget was 5 lakhs... For both of my sister's but he spent less than 3 lakhs

Video dekh ke kafi tension me agaya, but phir yaad aaya ki maine toh 10 saal pehle apna khud ka ghar construction karwaya tha😂😂 Believe me, sirf house rent se free hone wali baat nahi hoti, you get community, stability, peace of mind, invitations from society and overall a social life. Can't compare with a rented house.

Bilkul sahi baat Hain Betio ka koi nai Vo mayake me bhi begani, sasural k lyi bhi begani ..

totally agree joys of owning a home and living in it for next 20 years is worth than buying a home @80 and dieing 2 years later

i totally agree with you sir, I'm just a few yrs older than the GenZ but in a position to buy a home bcoz i have saved and invested in appreciating assets, Genz unknowingly spend thier money in depriciating assets and materialistic things.

I have a single girl child...we bought a 3 bhk 2 yrs ago..log kehte Hain ki ghar to le liya par isme rahega kaun...tumhari to beti hai... Sachme sunn kar khoon khoul jata hai..logon ki soch hi nahi badh rahi hai ki ghar beti ka bhi ho sakta hai..

Kitna sahi samjhaya hai betiyon ka condition. So true

Sir your direct and straight forwardness is too good🤣 Thank you for your advice.

Words of wisdom uncle God bless you 🙏

I am genZ but i will buy my own house one day 💪

The Truth…Especially the last part about real estates deals standing in the family.

The most practical Advice , admist all the noise on the internet, this was something really important that i needed to hear ❤Thank you so much sir .....

We cannot control situation but we can adjust and create our destiny. If you don't flow like water, Indian with no ancestor property, money will be crushed. Work hard, develop skills, understand economy, save tax, do business or move out of India or become politician(not recommended) and have a good life. I bought home this month following above guidance.

For such people looking rich is actually more important than becoming rich 😅

Let me Confess listening you for couple of months now and honestly speaking keep on smiling through out as if I find you in self , I completely agree to all your opinions and I too advocate all your thoughts in my group , sir I have a daughter and purchased a property for her way back, wishing you a healthy and long life so that you can influence generations....

Sir you are bringing the true picture... I belong to GenZ, I understand each & every points but our parents don't understand. I think, Indian Parents should understand first. They think if we purchase a flat, it means, I am separating themselves... How can we make them understand? Moreover, few parents are too toxic! If we are taking any help from them, they used to taunt us badly. If we have self respect I must say, purchase a flat first from your own money then plan marriage, else stay single always

I am glad you talked about these points openly in public. Kudos to you Sir! This video is absolutely an eye opener for many.

I recently started watching your videos and it's so insightful. And I must say you are a great mentor and states on point facts.

He is very clear and experienced

High time we needed someone to say what is needed, not what people want to hear. thank you for making video :)

Ghar ka main problem, yeh hai ki naukri ki location hi aaj ke zamane mein fixed nehi hai.

Your today's topic is very important and very relevant in these days.

SIRJI YOU ARE GOD FATHER FOR INDIAN YOUTH

Agree, majority would end in debt trap.....baap dada property walon ke liye hai RE. According to government policy 3 to 4 times of annual income comes under affordable housing.

I completely agree with u Sir ... spending money on marriages is sheer waste of ₹₹₹ ....

Such an underrated channel and content. Big thumbs up

Sir Ji - Very Realistic and awsm. Really enjoyed, You coached both parents as well as kids.

Guruji samaj ki kuritiyo ka brutally honestly review and solution dete hue . Amazing sir . 🎉🎉

I am kind of addicted to all your channels and videos

Sir I am Agree with You on maximum Points…👍💐😊

I am soo happy that my parents invested most of their savings in buying properties and golds. I used to think its dumb to do that when we already has one house when I was little ofc but now I see, it was the best decision. Gives us financial freedom, future options and above all, a quick cash option. He was able to fulfil our wishes while investing in many places at right time.

👏 totally I agree with you and I really respect your thoughts and mindset .

What a wonderful video sir. Thankyou for making this. You explained like a father

amazing guidance 🔥

Ghummi ghummi band karni padegi

Kya baat Kr Rahe ho Sirji….agar parent Shadiyo p 20-25 lcs karch nhi Krenge to society m parents ki wealth and reputation Kese pata chalegi… (parents thought) And ye kharcha baad m jake married beti k liye problem bn Jati h…..

That is the reason I told my bf not to buy expensive gadgets like i phon as we don't need it .... I told him not to buy car or royal Enfield.... Also he wanted to put AC In our bedroom I Told him not to do that .... I planed to roam in rented car for sometimes when we need

your videos are informative and factful, please make more such videos, really happy to see such amazing content on the KZfaq free of cost

Betiyon ki baat bahut sahi boli apne. betiyon ka koi nahi hota.

Sooo true You are so on the point👍

THIS IS WHY ITS SAID TRUTH IS BITTER BUT ITS THE TRUTH NOTHING ELSE...

You are indeed India's no. 1 clarity giver on real estate 👌👌

Sahi kaha sir apne😢😢, “hum betiyoon ka koi nahi h” . Maa-baap ghar bhi banate h to apne beto k liye hi. Even ye same question mere dimag mea bhi aa rahe the 2-3din pehle

Mere case mein, meri behen k paas ghar hai, aur main rent pe reh raha hoon. My only mistake was, i left my job. when my mother passed away, i thot, let me support my father, and later, i got married, with no liquid cash, in hand. I wish i had this kind of knowledge before.

very informative video, Thank You !!

Thank God. I had already thought of all this. N managed to plan accomodation for my 2 children, irrespective of their income.

Your point of view is awesome

Sir , ji , yours excellent advice is the best in class , thanks for sharing

No financial influencer was harmed during the video. 😂

Sir I instantly subscribed.. Amazed by your knowledge....

That marriage wala point was soo damn logical. Very helpful video.

So much mature thought

I believe one should not take Real Estate lightly. People should invest in both Equity and Real Estate. But yes new generation is not considering real estate as a major investment. Partially the reason is finfluencers.

Aajkal k parents apne bete ko b paisa nai dete.. kyuki unko acha ni lgta ki beta ghar khrid lega. Unko lgta hai ki wo ultimately unhi k pas aa k rahe.

Sir, you are the best coach as not to opt government sector jobs wherein if you are in same status of pole over average and below average alongside topper does follow the same paths and get involved over these sectors to maximize their career into better position of life which ultimately into hardest dark side of story which you told in one of your video.

Great content. Thanks. Please make video on property for daughters.

The ghumi ghumi got me rolling

I bought my first flat at 29, now i am 34. And 50% loan is paid off. And the flat is yielding reasonable rent. Booked my second flat this year in a different city, by the time i will turn 40 in next 6-7 years, my entire loan will be waived off. I can live in peace. I know that property purchase brings a little bit of discomfort for a few intial years, but i think it is worth it. If i have kids, they will have peace. And off course, my salary will be with me once the home loan is over. I make it a point to not invest in commercial or from instruments i dont understand. I buy only from very reputed builders even it comes at a little premium, because i want a peace of mind. I am ok of less weightage in equity. I dont buy iphones or expensive watches and shoes, if i have some money i either prepay some car loan or i buy equity.

Modern solution for so called modern problems,very simple but immensely powerful

Omg😢....beti hone ka dard....aap mahan ho sirji

Worst financial disaster is spening on shitty marriage events and owning a home when u csnt rven afford it