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Creating a Survival Budget/Being Prepared Financially For Worst Case Scenario

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Kate Kaden

Kate Kaden

Күн бұрын

Here's how I budget for worst-case scenario but also plan for abundance at the same time. This helps prepare your budget for a job loss, or temporary illness or family emergency. Now I also realize "worst case scenario" could actually be a LOT worse than just a job loss, but we're preparing more for the common things that would stop your budget in its tracks without much notice. (Hopefully you get what I mean.) HAPPY FRUGAL FRIDAY FRIENDS! Lets me ready for anything.
How to Create Your First Budget that ACTUALLY WORKS!
• How to Create Your Fir...
Dave Ramsey's EveryDollar Budgeting Tool-My Setup Part 1
• How to Set Up Your Bud...
Household Budget/How to Budget with EveryDollar Series-Part 2 (Dave Ramsey Budgeting Tool)
• Household Budget/How t...
EveryDollar Budget Tool (Part 3) Giving, Savings, Lifestyle Categories
• EveryDollar Budget Too...
EveryDollar Budget Series-How to Input Transactions (Part 4)
• EveryDollar Budget Ser...
START SAVING YOUR FIRST EMERGENCY FUND RIGHT NOW-Building your Emergency Fund for the First Time
• START SAVING YOUR FIRS...
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survival budget, budget plan, kate kaden, debtfreecommunity, creating a survival budget plan, how to budget

Пікірлер: 191
@nadinedecker9270
@nadinedecker9270 2 жыл бұрын
My year! I lost my high paying job and have to start over. I'm scared but I have a budget. Had an emergency fund that I've used up. Got a new job and getting back on track now. Wish me luck.
@momof2momof2
@momof2momof2 4 жыл бұрын
When my husband passed on 11 yrs ago, I had $21,000. I didn't know how and when everything else was going to pan out. It was a few months of survival spending, trying to keep my children's lives and my own, to as normal of a level as possible, which I was able to do. Thankfully once the Life insurance policies ( I knew he had one, but he had another one from before he and I even met) which bumped our savings to live on way up, and my husband's retirement accounts were transferred to an IRA, and 8 yrs after he passing, I sold our home, moved us to a less expensive state, paid cash for a new home, with money left in the bank.... we have been doing well. Wise words Kate, tfs 💐💐💐💐💐💐💐💐💐💐💐💐💐💐💐💐💐💐💐💐
@ajohonly3721
@ajohonly3721 4 жыл бұрын
budgeting is honestly the way to build your way up to where you wanna go I’m never stopping.
@zickafoose
@zickafoose 4 жыл бұрын
During our working years, my friends and I all carried disability insurance. You never know when one might have a prolonged illness or injury. Disability insurance is a must for single folks who have only themselves for monetary support.
@melaniehomburg3366
@melaniehomburg3366 4 жыл бұрын
I tried sinking funds and a hundred category lines in my budget and I just didn't keep up with it. It was too much work! Food. House. Car. Health. Simple broad categories made it so I would actually stick to my budget.
@pigletsbank437
@pigletsbank437 Жыл бұрын
It works really well! 👍afther this video I remodeled my exel budget a bit with the first colum with needs that subtract from my income, savings in the second colum that also subtract from income (a bit of savings go in to specific digital sinkingfunds and in real savings) 3rd colum is for wants it shows automaticly the total amount what's left I assign a bit of the money to what I would like to do that month,buying birthday gift or maybe 3, a lunch with a friend or I decide to save extra.
@kristinamarie111
@kristinamarie111 4 жыл бұрын
Yep Romy and Michelle’s High School 🏫 Reunion “I invented POST ITS” lol 😂 Awww, Kaden is getting so big! Such a cutie
@paulaspeak4338
@paulaspeak4338 4 жыл бұрын
OMG I'm so with you on that Kate! "To each his own" but I'm the same and prefer to keep it simple. I have only a checking and savings account. No "sinking fund" accounts. I deduct my expenses from my check and the majority of the rest goes to savings or my retirement accounts. That works for me!
@cherylT321
@cherylT321 4 жыл бұрын
Paula Speak. That’s exactly how l do things to keep it all simple!
@debbieswanson780
@debbieswanson780 Жыл бұрын
Well Kaden with the blue tongue 😝 Always smile for us and hug your mama every day!!
@charlenecalvin9066
@charlenecalvin9066 2 жыл бұрын
Thank you very much for sharing. Year’s ago someone told me that they were going to save $40,000 dollars before their next PCS move. When I asked how they would be able to do something like that, they just looked at me. So I thank you, thank you so much for sharing.
@KateKaden
@KateKaden 2 жыл бұрын
Charlene, thank you so much for watching and you are very welcome! I’m so glad it was helpful.
@regdesousa9763
@regdesousa9763 2 жыл бұрын
You know you are military when you recognize the PCS move words lol !!
@angelathiry5855
@angelathiry5855 4 жыл бұрын
I am actually shocked at myself for not having a "survival budget" yet in place. That's for this reminder & tips. I will definitely be revamping my budget as mine is just all my bills in order by due date 🤦🏻‍♀️😬 Kaden I love when you join your mom's videos! You are both so sweet & funny! 💙
@ciomaracarvalho2934
@ciomaracarvalho2934 4 жыл бұрын
This budget is perfect for us in Brazil. We are in crisis and we need control our spends. Thanks! Your son is beautiful.
@KateKaden
@KateKaden 4 жыл бұрын
Oooh perfect!!!!!! And thank you so much!
@maryrorick6129
@maryrorick6129 3 жыл бұрын
The timing of this video is amazingly coincidental... I wish people could have known what was coming and taken their finances more seriously. Hopefully now the masses can see just how important being prepared for life-changing events is and will be better stocked and prepped for future disasters.
@smallcountrylady718
@smallcountrylady718 4 жыл бұрын
A very sweet boy with a nice smile. Keep positive kaden.
@chloeg.1137
@chloeg.1137 2 жыл бұрын
Kaden is so cute he reminds me of my daughter! Good job mom Kaden seems like a sweet and intelligent boy! ☺ Thanks for all the tips Kate!!
@KateKaden
@KateKaden 2 жыл бұрын
Chloe, thank you SO MUCH!!!!
@melissalee333
@melissalee333 4 жыл бұрын
Kaden you’re the best! Love seeing you in your Mommies videos. Always brings a smile to my face. Kate, great tips as always.
@KateKaden
@KateKaden 4 жыл бұрын
Thank you so so much!!!🥰🥰
@dianvandevyver5729
@dianvandevyver5729 4 жыл бұрын
Kaden is a handsome boy😍😘. Say hi to Buns, he's an adorable cat😻
@victoriaalvarez4293
@victoriaalvarez4293 2 жыл бұрын
This video is my go to whenever I need to cut back, get back on track. It is my go to! I thank you so much for this video!
@KateKaden
@KateKaden 2 жыл бұрын
I love this!
@CentsibleLivingWithMoneyMom
@CentsibleLivingWithMoneyMom 4 жыл бұрын
What a wonderful video Kate.
@themealplanningmama2669
@themealplanningmama2669 4 жыл бұрын
Great Video Kate! Yes, being prepared is the key to not panicking.
@KateKaden
@KateKaden 4 жыл бұрын
Thank you so much for joining us this morning!!!!
@bonitajordan6825
@bonitajordan6825 4 жыл бұрын
Mornings with Granny builds in her “survival” purchases into her weekly shopping and it is a very easy process to do on a weekly basis. Laughed at the Romy and Michelle reference. Good video. Thanks.
@jeanettepaulson4525
@jeanettepaulson4525 4 жыл бұрын
Hi Kate and Kaden, winter is almost over, build a snowman for me...there is no snow in my part of N.C.
@sharonlynn3358
@sharonlynn3358 4 жыл бұрын
Hi Kaden!!! Always listen to your mom she is really smart!
@tonideluca8569
@tonideluca8569 4 жыл бұрын
Hi Kaden!! You are a very handsome boy and can see how much you love mommy and how much mommy loves you❤️.
@Emma-nm1qk
@Emma-nm1qk 4 жыл бұрын
Thanks for the video Kate! I'm so glad that I'm not the only person who can quote Romy & Michelle. Hello from Australia, Kaden!
@KateKaden
@KateKaden 4 жыл бұрын
Hahahhahaha!!!! That movie is so fun!
@cspann33
@cspann33 4 жыл бұрын
Paused at 9:47 to say, I also glacé over that type of budgeting too. I couldn’t manage more than 3 bank accounts at a time. I prefer the minimalist budgeting style. Thank you for breaking down the 3-6months/lifestyle savings account. I’m still on babystep 2 and I’m not sure when I will be able to start saving more money.
@donnanorris4733
@donnanorris4733 4 жыл бұрын
I occasionally work overtime, and I use part of my extra money to stock up on canned goods and non perishable household items. When money is tight its nice to know I have a few things stashed away or give to someone in need. My eyes glaze over when I hear people have 8-10 different sinking/savings accounts too. One savings account and one spreadsheet to keep track does it for me! Kaden - you stole the show today :-).
@letinhsong8024
@letinhsong8024 4 жыл бұрын
here's a comment for Kaden: So proud of your reading, kiddo! You've got beautiful eyes, and it's good to put them to good use by READING! yea, yea, YEA!!!
@KateKaden
@KateKaden 4 жыл бұрын
Thank you so so much!!!❤️❤️❤️
@letinhsong8024
@letinhsong8024 4 жыл бұрын
Kate Kaden that comment was for Kaden, not for you, lol!! 😉 💕😉
@mylane8904
@mylane8904 4 жыл бұрын
This makes so much sense. Everyone should be as prepared as possible.
@iamjane9628
@iamjane9628 4 жыл бұрын
This is how we break down our budget, too. We know the dollar amount we need each month to meet necessities, the minimum we would need to live. I believe in keeping things simple. If you make the "savings" category the #1 category ( you fund this first), I don't think you need all those different sinking funds, bank accounts, etc.
@makeupgirl8886
@makeupgirl8886 4 жыл бұрын
Hey, Kaden. You are such a great kid. I'll tell my nieces and nephews to check out your channel. Keep it up!
@sandrafromscotland
@sandrafromscotland 4 жыл бұрын
👍 Thanks Kate. 👍 Prepare for the worst, hope for the best. 🍋squeezie 😂 Financial minimalism 💜 For Kaden, listen to your Mum about finances coz she is very smart & practical.
@regdesousa9763
@regdesousa9763 2 жыл бұрын
This is so smart!We try to save for rainy days whenever we can…the past few months it has stormed !!We had to stay in another state for a month…we had a family emergency…and we were paying for Airbnbs and after a lot rental for an rv plus our mortgage…and now emergency dental work ..luckily we save …the person who caused all this never saves their money and because of this caused us some hardship …but I refused to bail them out this time.Why is it so many people don’t save their money but look at you to help them out ?
@KateKaden
@KateKaden 2 жыл бұрын
AHH! Yes. SO GLAD YOU ARE A SAVER! Always prepared.
@susanrobinson408
@susanrobinson408 4 жыл бұрын
Great video again, Kate. I know I'm a psychic phenomenon geek, but check out the orb flying around a 3:10!! Some body else enjoys your videos, too!!
@marialoucraft978
@marialoucraft978 2 жыл бұрын
I use as little vacation time as possible. If I lose my job the vacation time becomes part of the pay out. Some of the sick leave may also be paid out. I have two types of emergencies planned....one where I lose my job and one where I dont. The cost per month will be different due to the health insurance premiums.
@KateKaden
@KateKaden 2 жыл бұрын
Maria, thank you SO MUCH for sharing with us!
@tracyserrano1919
@tracyserrano1919 4 жыл бұрын
Well Hello Kaden!!! I just wanted to tell you that it is nice to see you smile in your Mama's video!!!! You have a GREAT Mama!!!
@Michelle-qd9gm
@Michelle-qd9gm 4 жыл бұрын
Yes fugel Friday love it my daughter just getting her first place the last daughter to go 😞 she’s been watching your channel with me and she’s picked up some great tips always keep emergency money I’ve told her to get some life insurance as well she will thank me one day starting up at a early age you’ve always got good tips Kate well done to you me and my hubby even paid our funerals of cause we don’t want to leave the big bills to our kids then our property and land they can share it out money can be like water if you’re not careful you have got to be in control of it 👍👍👍👍👍
@KfolksMs
@KfolksMs 4 жыл бұрын
Kaden your smile and attitude are so sweet and fun!!
@PenniP
@PenniP 4 жыл бұрын
Your cat licking your face....🤣. Hiiiiiiii Kaden, I hope you have a FUNtastic weekend!
@Dana-sx1mk
@Dana-sx1mk 4 жыл бұрын
Hai Kaden! My kids are too big for you're KZfaq channel. But it's so cool you have you're own channel!!!! You're just as wise as you're mum!!! Thanks for the tips again Kate. Always nice to be reminded of the emerency funds. We have much more ensuranes we have to pay, for the house, for if you have an legal problem and have to go to court, funerals, health, etc. So that has to go in our budget to. But my kids are 10 and 14. They have no daycare. The youngest is in my school (I'm a reacher at primary school) so I can hold an eye on him. That is a blessing, because daycare is so expensive!! Have a nice weekend!
@leedezern6862
@leedezern6862 4 жыл бұрын
I love your kitty. We miss ours
@lisahysell9773
@lisahysell9773 4 жыл бұрын
Hello Kaden from West Virginia, I always love it when you crash your Mom's Videos, You and Buns!!!!
@vitasolano3272
@vitasolano3272 4 жыл бұрын
You are close to 16K Kate! :)
@Tracks777
@Tracks777 4 жыл бұрын
lovely stuff
@KateKaden
@KateKaden 4 жыл бұрын
Thank you so much! Happy Friday!
@katebaker8763
@katebaker8763 2 жыл бұрын
hi Kaden- i am watching the replay your mom is super cool! she helps a lot of people! have a great week at school and enjoy your 🐣 Easter!!!!!
@katrinaboehm238
@katrinaboehm238 4 жыл бұрын
Aww, Kaden is so sweet! Kaden, I love when you are in your mom's videos.
@momof2momof2
@momof2momof2 4 жыл бұрын
Kaden, so happy you are such a happy boy
@denisekiser9925
@denisekiser9925 4 жыл бұрын
Kaden you are so adorable. I love seeing you with your mom. You are a good boy!!!!
@KateKaden
@KateKaden 4 жыл бұрын
Kaden says thaaaaaank you Ms. Kiser!!!!!!
@mrsjadabe
@mrsjadabe 4 жыл бұрын
Hello from Florida sweet Kaden. We are your 200th subscriber on your channel! My 8 and 5 year old can't wait to watch you pokemon card video!!!
@KateKaden
@KateKaden 4 жыл бұрын
Thank you so so much!!!!!!🥰🥰
@vidahappy-frugalspanglishv1528
@vidahappy-frugalspanglishv1528 3 жыл бұрын
HI KADEN!!! I have 2 boys 5 & 7 years old, I'm sure you guys would have a blast if you got together:)... (while mom & I have a blast with budgeting talk, lol). They have seen you before in this channel & on your first video on your Kaden's Toys Channel a while back, but I will take them again to visit you😉👍
@mmarple1365
@mmarple1365 4 жыл бұрын
My finances have improved soooooo much since watching your videos. Thanks.
@KateKaden
@KateKaden 4 жыл бұрын
Ahhhh! This just made my day!!!!
@villacerezos2605
@villacerezos2605 2 жыл бұрын
Thank you!
@pamhowe5388
@pamhowe5388 4 жыл бұрын
Kaden is so adorable. & such a good reader. Seeing you both together makes me smile. Thank you for helping me. Thanks to you I finally have a budget that works. Have a wonderful weekend.❤
@fourdayhomestead2839
@fourdayhomestead2839 Жыл бұрын
My budget is nuts, so I do 1 binder. Survival budget is my household budget with 2 medical bills & taxes added.
@KateKaden
@KateKaden Жыл бұрын
Way to go!!!! YASSS!
@catherinep2034
@catherinep2034 4 жыл бұрын
Hello Kaden! 👋 Hey Bunz!😻 I opened my 6th bank account yesterday. I'm finding it easier to keep track on where my money is going, & to double check if I have paid something. I need to get more serious with my Emergency Fund. Another great video Kate!
@brendamiranda3732
@brendamiranda3732 2 жыл бұрын
I have a credit Union, an online bank account and a saving and check with US Bank and it definitely helps to separate your money. Good luck!
@sandrafromscotland
@sandrafromscotland 2 жыл бұрын
"Fancy post it budgeting" 😂 Just shows though that it can be all you need. Replay from your suggestion 27/05/22. Like you said today don't panic. Simplifying can help to reduce panic so that we can get prepared. Being in stress mode can cloud our ability to see solutions. Deep breaths. "Be prepared you won't regret it" brilliant tip Kaden 🙌
@KateKaden
@KateKaden 2 жыл бұрын
Fancy post it budgeting!!! HAHAHAH!
@nadinebouchard9843
@nadinebouchard9843 4 жыл бұрын
Hi Kaden. Your lucky to have such a wise mom. Take good care of her as im a sure she is taking great care of you.😉
@monicasorbie4068
@monicasorbie4068 3 жыл бұрын
Good job, Kaden. I can see what a big help you are to your mum.
@aprilcastillo5487
@aprilcastillo5487 4 жыл бұрын
Love Romey and Michelle!
@KateKaden
@KateKaden 4 жыл бұрын
Hahahhaha! It was so funny!
@kellymelly5998
@kellymelly5998 4 жыл бұрын
Hey Kaden!! You have an awesome Mommy and I love how she is raising you! You are a wonderful young man and I love your giggles 🤭
@ellavankeulen2619
@ellavankeulen2619 4 жыл бұрын
Wow. Just saw this video! Survival plan for 2020. Little did you know back than that the world would turn into a dumpster fire short after. Great video. Thank you so much 😊
@jonnaborosky8836
@jonnaborosky8836 4 жыл бұрын
Thank you Kaden for sharing your blue tongue! I bet that Gatorade was really good! And thank you Kate for sharing your budgeting technique. I'm one who has to have all those lines and categories. It makes me feel like I'll have EVERYTHING I need covered when it needs to be. I'm forgetful. I need that visual reminder to cover everything. I live on disability income, AKA low fixed income. Don't have any space or funds for lifestyle. I have a couple of sinking funds because I have to make sure I have the money to pay car insurance when it's due and registration and inspection fees when they're due. I used to have more sinking funds but now I just keep track on paper--dividing up funds in bank. Interesting to hear other ways. Have been listening to and subscribed to your channel for some time. I love it!
@trich237
@trich237 4 жыл бұрын
Hi Kaden! From Sunny Arizona!!! Looks like you are having a lot of fun with your Mom!
@irenebaker8263
@irenebaker8263 4 жыл бұрын
Kaden.....you are lucky to have such a great mommy! I think this a good timely video....with the virus that is making so much news lately! Smart to be prepared! 💖👍🇨🇦
@claireattheseaside3980
@claireattheseaside3980 4 жыл бұрын
Hello lovely Kate and Kaden what a great video I want to be that person that is ready for anything 🙂 x
@andreaarias6547
@andreaarias6547 4 жыл бұрын
Thank you Kaden for letting us know to be prepared!
@KateKaden
@KateKaden 4 жыл бұрын
Thank you for watching Andrea!!!! Glad it was helpful!
@betterlifebroadcasting7186
@betterlifebroadcasting7186 4 жыл бұрын
Such a great idea to isolate the core necessities!
@Michelle-qd9gm
@Michelle-qd9gm 4 жыл бұрын
Hi kaden. 👍 your getting a big boy now sending a big cuddle to you all the way from the uk 🇬🇧 😀👍 nice to see you Kate my friend 👍👍👍👍💓💗💚💕❤️💐
@onajourneylife2242
@onajourneylife2242 4 жыл бұрын
Kaden, have a great weekend! You are such a cute, smart little boy. I’m going to check out your toy channel this weekend 😊
@lauras.8088
@lauras.8088 2 жыл бұрын
Came back and watched this one. Kaden was so little and cute (still is).
@KateKaden
@KateKaden 2 жыл бұрын
Thank you🙏❤️🙏❤️
@heidihurn9828
@heidihurn9828 4 жыл бұрын
Beautiful cat give him a kiss and cuddle from me love from the uk x
@KateKaden
@KateKaden 4 жыл бұрын
I definitely will!!! Thank you!!!
@villamathilda6984
@villamathilda6984 4 жыл бұрын
Lots of love from Sweden Kaden! 😀❤ your mom is awesome😀
@sandralmoore1360
@sandralmoore1360 2 жыл бұрын
oh thank you. i thought it was just me that was being driven crazy by the extreme budgeting i see in videos. million and 1 categories. im just a 20-30-50 budgeter and im out of debt
@KateKaden
@KateKaden 2 жыл бұрын
Thanks so much for watching Sandra!
@xaxa1983
@xaxa1983 4 жыл бұрын
For Kate: I agree with you so, so much about keeping it simple. I have a very simple system that I follow when it comes to saving, and budgeting in general. It works for me, and I have a good overview of where my money goes, and how much I have saved and for which purposes. No binders, no fifty different accounts, no envelopes. Just a couple of accounts, some notes on my phone and/or simple spreadsheets to keep things on track, with a basic outline of a monthly budget. And a clear list of priorities, and yes - this list does include some "extras" that I either include on a month-to-month basis, or that I save up for over a period of time. Like vacations or trips to visit family. For Kaden: Hiiiiii....I didn't know you have your own channel. I will for sure check that out! :D
@KateKaden
@KateKaden 4 жыл бұрын
Hugo thank you so much for watching, for your great comment and for subscribing to Kaden’s Toys!!!! Really appreciate it!
@ireland6551
@ireland6551 4 жыл бұрын
Hi Kaden, My son Zacharey helps me on my Debt Free Journey as well! Have a funtastic day!
@tracyserrano1919
@tracyserrano1919 4 жыл бұрын
Ok So yesterday I saw "Keep your eye on the prize" I think it was on insta gram - oh by the way I'm NOT to hip to (lol lol lol) that insta gram. Anyway I have been craving Burger King Sausage Croissant for a while now and as I was driving home I got in the left lane to turn into BK. THEN I remembered "Keep your eye on the prize" and I whipped out of the left lane and went home. Now I'm home drinking MORE coffee and EATING A BANANA!!!!! Well another GREAT VIDEO!!! See you next Friday!!!!
@terigroce919
@terigroce919 4 жыл бұрын
How is the little entrepreneur doing? He is growing so fast! I use the sinking fund cash envelopes because that is what works for me. I have a few sinking funds that stay in the bank but are auto withdrawl, but I still use my budget booking and envelopes to keep track of those expenses. I have two medical bills yet and then I will be debt free, with just my regular monthly bills and I cancelled my credit card, I am using my debit card for all my purchases. I have the five months emergency fund built up,,,,but I am going to roll that money into a 401K and restart and rebuild another emergency fund. I use sinking funds to put aside monies monthly so I can pay the six month car insurance premium, annual life insurance premium, car maintenance, house maintenance and all my doctor copays. and I use the cash envelopes for grocery, pets, and gasoline consistently so I don't overspend weekly on those categories!
@ld8503
@ld8503 4 жыл бұрын
I love the simple way you teach us 🌸🌷😀
@AmandaJYoungs
@AmandaJYoungs 3 жыл бұрын
Hmmmm. This went out in February 2020, and we went into lockdown in mid-March 2020 (here in the UK). Did Kate Kaden know something before the rest of us with all this talk about emergency budgeting? Hmmmm? And these mentions of Future Kate? Has she invented time travel?! Is that how she did it?! Enquiring minds want to know! :-D Thanks, Kate. Another great little video that's cheerful and practical, which is the only way to be, especially if confronted with emergencies.
@KateKaden
@KateKaden 3 жыл бұрын
Isn’t that sooooooo weird!?!?!?
@sarah-074
@sarah-074 4 жыл бұрын
Love this 😍 so so good. Kaden your gorgeous snd growing up. Hi buns .cheers to simple budgets.. gotta love post its..
@krazyfarmhomestead2239
@krazyfarmhomestead2239 2 жыл бұрын
And This commit is for Kaden for HIS request, HELLO KADEN!! going to go watch one of your video's too :)
@KateKaden
@KateKaden 2 жыл бұрын
Thank you so much🙏🙏
@krazyfarmhomestead2239
@krazyfarmhomestead2239 2 жыл бұрын
@@KateKaden yep seen the one where you guys where looking for his stuffed toy and the cat found it LOL. to cute!!
@bossyprincess28
@bossyprincess28 4 жыл бұрын
Hi Kaden! You remind me of my son, his name is Kenny. He loves KZfaq so we will definitely check out your channel. Take care and keep being awesome!
@Angel12199
@Angel12199 4 жыл бұрын
Hi Kaden! I subscribed to your channel. You are doing such a great job on your videos! So proud of you little buddy! Keep up the amazing job!
@KateKaden
@KateKaden 4 жыл бұрын
Welcome the family! I’m so glad you are here❤️
@joycegonzales4994
@joycegonzales4994 4 жыл бұрын
Good planning video. And of course food can sometimes be reduced a bit too.
@joaustin9799
@joaustin9799 4 жыл бұрын
Hi from New Zealand Kaden, we are a looooong way from you!
@shani6708
@shani6708 4 жыл бұрын
Hi Kaden!! Enjoy your weekend, you two!
@KateKaden
@KateKaden 4 жыл бұрын
Thank you so much!
@ashleymcdaniel6188
@ashleymcdaniel6188 4 жыл бұрын
Hey kaden!!! Your getting so big!!! Luv your moments in the videos!! Always look for you each time :)
@TheImperfectReader
@TheImperfectReader 4 жыл бұрын
A great reset. Thank you.
@KateKaden
@KateKaden 4 жыл бұрын
Ashley Rowzee you’re very welcome! Thank you for watching Ashley!!
@YorkshireGirlinDarwin
@YorkshireGirlinDarwin 2 жыл бұрын
Hello Kaden, you’re awesome, just like your mum!
@KateKaden
@KateKaden 2 жыл бұрын
Thank you so so much! Means a lot to me!
@CruisingtheworldwithJackie
@CruisingtheworldwithJackie 4 жыл бұрын
Hey Kaden. Looking good
@KateKaden
@KateKaden 4 жыл бұрын
Thank you so much for watching and sharing with us. Hope to see you again tomorrow morning at 9am for a new video!
@donnarakitzis2719
@donnarakitzis2719 4 жыл бұрын
Hi Kaden and Buns. Kate great budget. I have 5 categories, similar to ur budget
@mayrarodriguez1025
@mayrarodriguez1025 4 жыл бұрын
Thank you Kate! ツ Hey Kaden, you're so lucky, your mom is awesome! And you too ♡
@KateKaden
@KateKaden 4 жыл бұрын
🥰🥰thank you mayra!!
@Rrr-jf5kq
@Rrr-jf5kq 4 жыл бұрын
Hi Kaden, have a great day with your mom.
@KateKaden
@KateKaden 4 жыл бұрын
Thank you!!!!🙏
@riahall45
@riahall45 4 жыл бұрын
I love your cat.
@KfolksMs
@KfolksMs 4 жыл бұрын
Great outlook!!! Simplicity yes🤩
@KateKaden
@KateKaden 4 жыл бұрын
Thank you so much!
@denisekiser9925
@denisekiser9925 4 жыл бұрын
I use a paper/pen system in my Happy Planner every payday and I do use sinking funds with Capital One 360 banking. Years ago it was called Direct ING. We had a vacation savings account with them. So I added more accounts last spring too. I learned about sinking fund accounts on KZfaq. I even opened a checking with them and changed our direct deposits to Capital One to make it easy to transfer. Plus it gives me a debit card if there were a big emergency I could transfer the money into our checking from whatever savings account we need the money out of. We have branches here too so that makes it easy if I ever needed a branch. Online is so easy though. I just transfer money over every payday to our various sinking funds/ savings. We have several categories. We have the emergency fund for sure, plus pet expenses (all those vaccines and unexpected expenses for our 3 dogs) , auto repair, birthdays, Christmas, vacations, college expense fund for out last kid in college when random things pop up. It just makes me feel better to break it up into several accounts. Plus they give a decent interest each month.
@KateKaden
@KateKaden 4 жыл бұрын
YASSSSS!!!!
@Rrr-jf5kq
@Rrr-jf5kq 4 жыл бұрын
Thanks for the great tips Kate.
@KateKaden
@KateKaden 4 жыл бұрын
You are so welcome!
@nikita4846
@nikita4846 4 жыл бұрын
Kaden you're a smart and so cute boy. Congrats Kate... Huggs from Italy ❤️
@nimzovanleuven1733
@nimzovanleuven1733 3 жыл бұрын
Hi Kaden, tell your mommy you love her okay.. hihihi.
@helenbaysinger411
@helenbaysinger411 4 жыл бұрын
Hi! Have a great day!
@gloriaousley3044
@gloriaousley3044 4 жыл бұрын
Good Morning❗️what about Medical Insurance and Dental Insurance. That comes off first and is the most expensive. I’m on a fixed income and I don’t have a Lifestyle or Giving area. I love you and your channel just wanting to know. Hey Kaden you are a cutie pie❤️❤️❤️
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