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📛CREDIT CARD: Pros & Cons | Money-Minded Mandeep

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Labour Law Advisor

Labour Law Advisor

Күн бұрын

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Having a credit card may seem very useful at the forefront but in actuality, it may be robbing you of creating wealth for your future. Learn the advantages and disadvantages of having and using a credit card.
Read about this in English: labourlawadvisor.in/blog/cred...
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Chapters:
00:00 Intro
00:59 Advantages of credit card
01:05 Internet purchase discounts
01:30 Rewards program
01:50 Employee benefits
02:30 Transaction records
03:05 Secure purchase
03:37 Insurance
04:04 Convenience
04:21 Disadvantages of credit card
04:25 High-interest rate
06:41 Credit score
07:25 Fees and fines
08:14 Terms & conditions
09:22 Minimum payment
11:03 Not used for investments
12:40 Spend more than you earn
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#FinancialAdvice #CreditsCard #CreditCardInterest

Пікірлер: 1 500
@LabourLawAdvisor
@LabourLawAdvisor 4 жыл бұрын
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@madmax3753
@madmax3753 4 жыл бұрын
A: High security registration plate
@KundanKumar-hy4il
@KundanKumar-hy4il 4 жыл бұрын
Agar main six month tak Use nahin karo to kya nuksan hoga....
@pocof1304
@pocof1304 4 жыл бұрын
I am Bhaskar Biswas From SBI credit card.. Contact number 7003007848
@AmitSinghPal-eq2sn
@AmitSinghPal-eq2sn 2 жыл бұрын
Seriously dude, you really don't know about credit card.
@uditnautiyal2356
@uditnautiyal2356 2 жыл бұрын
Sir ham credit card ka paisa share market me lga sakte h kya koe illegal to nhi h kuch
@YuvaChandan
@YuvaChandan 2 жыл бұрын
I'm using CC from last 4 years. . Never paid late fees. Used within 30% of my credit limit. Saved a lot on online purchasing. Credit score 750+ CC is a helping hand if you fulfill your need only.
@AemondTomahawk
@AemondTomahawk 2 жыл бұрын
@Django Unchained how much processing fee and yearly charges ??
@Shivam0217
@Shivam0217 2 жыл бұрын
i dont know who but one of the billionaire said that he never used his money to do the purchases he always use credit cards that means bank money to do the purchases... his basic idea was why should you spent your money if someone is giving you to spent there money and the plus point is you can return the money without any interest.
@manangandhi8338
@manangandhi8338 2 жыл бұрын
@@Shivam0217 frank abignale i think
@somethingtolearn9775
@somethingtolearn9775 2 жыл бұрын
Please tell me what is this cc
@YuvaChandan
@YuvaChandan 2 жыл бұрын
@@somethingtolearn9775 CC means credit card
@Ramukakakabhai
@Ramukakakabhai 3 жыл бұрын
Using CC since 21 Years of age, only thing I have ensured is to pay 100% every time. And use less than 50% of salary.
@ravipanwar7442
@ravipanwar7442 2 жыл бұрын
This is the mistake I done🥺
@akshatdalmia8274
@akshatdalmia8274 2 жыл бұрын
exactly. always pay dues before time to ensure good cibil score. and don't overspend than you can pay. I have seen many youtubers against the use of credit cards... but its all about how you use it.
@krishnakumarmishra8851
@krishnakumarmishra8851 2 жыл бұрын
30 percentage.
@rajkumarpatil4700
@rajkumarpatil4700 2 жыл бұрын
@@akshatdalmia8274 correct
@BruceAlmighty007
@BruceAlmighty007 2 жыл бұрын
Ab kitni umar h?
@gangeshshaw172
@gangeshshaw172 2 жыл бұрын
I only purchase items using credit card for which I have balance in my bank account. So at the end, I earn the reward points and benefits and pay the outstanding bill immediately and some times even before bill generation
@gautamsharma3361
@gautamsharma3361 2 жыл бұрын
Pay only after bill generation though, cause otherwise it doesn't reflect on your credit report and you don't get the benefit of using credit cards!
@ibrarhussainansari1019
@ibrarhussainansari1019 2 жыл бұрын
It depends on person to person how you manage your expenditure. I have been using cc since 2016 and never feel it is bad to use
@SaurabhKumar-ny3ty
@SaurabhKumar-ny3ty 2 жыл бұрын
CC is best if you are disciplined, used for NURTURE CIBIL SCORE...
@rakshaevents3201
@rakshaevents3201 5 жыл бұрын
Mere bahut self control hai.. 100 rupye ki chiz lene me 3month search krta hu tb leta hu😂😂😂
@dablumahato4171
@dablumahato4171 4 жыл бұрын
Wah Vai
@gkmobile676
@gkmobile676 4 жыл бұрын
Wow bro
@sunitavlogs9792
@sunitavlogs9792 4 жыл бұрын
Are bhai me bhi Jaiswal😊😂
@DanishKhan-vq8pt
@DanishKhan-vq8pt 4 жыл бұрын
Bhai isse control nahi maha kanjoosi kehte hai😂😂😂
@TECH-known
@TECH-known 4 жыл бұрын
Makkhi ...sssss
@hiralalnunia9702
@hiralalnunia9702 3 жыл бұрын
भाई साहब आपने बहुत ही अच्छा बताया शायद ही कोई यूट्यूब पर ऐसा बताता है आपको तहे दिल से धन्यवाद आपका वीडियो
@Ashish-Mishra007
@Ashish-Mishra007 4 жыл бұрын
Credit card is just like true friend in need. Use wisely and live happily.
@mahanbravo
@mahanbravo 3 жыл бұрын
@Raunak Dubey tu garreeb Kya halla Kar Raha hai.. Sach he you bola usne.
@wewe-fx6un
@wewe-fx6un 3 жыл бұрын
Do you "use" your friends?
@avinashsehgal1978
@avinashsehgal1978 4 жыл бұрын
Agree with most your points. But if u use your card maintaining ur payments within due dates,it's very useful. Control on ur expenses is the basic.
@abhishekdasgupta2475
@abhishekdasgupta2475 2 жыл бұрын
Had CC at early years when started working but didn't know all pros and cons... Had a difficult situations later for it
@vishalsharmaize
@vishalsharmaize 4 жыл бұрын
Credit card is only for limited usage.. use for basic needs & pay the bill on time then I don't think there is any drawback of using credit card..
@ShubhamKumar-sc1yl
@ShubhamKumar-sc1yl 4 жыл бұрын
I am using hdfc card with 2 lac limit from last 2.5 year but I never paid single rupee till now.. even I have earn rewards from it...this depends on our self control...
@jayeshbaviskar9251
@jayeshbaviskar9251 Жыл бұрын
Can you suggest me where i can use credit card for best out of it?
@vinay108322
@vinay108322 2 жыл бұрын
I am using CC from last 21 years. Following my friend's advise and never missed any payment even though couple of time it has gone beyond 6 figure. No interest or penalty paid till date. I know they keep calling for personal loans. My friend told them - I use CC only for convenience ( no need to carry cash), if I need personal loan, I will approach my bank, not the CC company. Following same - use it only for convenience.
@sulaimanahmad9849
@sulaimanahmad9849 2 жыл бұрын
Then Sir For Loan(if Required ) you will get a Personal Loan with minimum 10.25 ROI , but in credit card the ROI is 14-15(REDUCING ROI) approx 8-9 % as Fixed Rate of Loan. Also if I have to close the loan Personal Loan can be closed after 12 months but in Credit Card Loan I can close it whenever I wish to. Also Forclosure Fee of Personal Loan is 5% + GST on an average for 90 percentage of banks but CC Loan if gets closed before tenure the foreclosure fee is maximum 3 % as per RBI Norms. Think before taking loan banks are not sitting there to give you money , they are sitting to give you their money to get your money.
@Sandsubha
@Sandsubha 2 жыл бұрын
Sorry to say ....i have 12 CC along with one slice card. No problem so far. Fire ,water, wind all these can hit badly our human life but if you know how to use it then these can help you to cook food, production of corps, production of electricity, and many more. So use CC wisely, it will help you surely.
@kirankumarshah1963
@kirankumarshah1963 2 жыл бұрын
Everybody cannot be you?
@Lucky-uz3je
@Lucky-uz3je 2 жыл бұрын
True...
@indianrealbeauty9893
@indianrealbeauty9893 4 жыл бұрын
Jo Positive comments Kar rahe credit card ke bare mein yeh pakka Credit Card Sale officers 😆😆 👇👇
@simonandrews5256
@simonandrews5256 4 ай бұрын
Sahi kaha, I won't be touching this bawasir AKA CC chahe yeh CC salesmen kitni bhi kahaniyaan suna lein 😊😊
@zion.2410
@zion.2410 5 жыл бұрын
Most important rule use cc only for needs not wants which you can afford to pay in full on due date.
@supportforhumanity3503
@supportforhumanity3503 2 жыл бұрын
In case of emergency nobody helps,where cc can help you.It's totally on your discipline.Yet you can convert your expenses in EMI.You will charge around 15%PA. It's Money power in today's world,which gives you Shanti.
@harshjain2728
@harshjain2728 2 жыл бұрын
Mandeep, You said mostly correct. I own a Credit Card DSA and have been making Credit Card for many customers. What I have found out that there is a severe lack of correct information and education on this aspect. I educate my customers on this aspect but still not everyone does.
@Shahidices
@Shahidices 4 жыл бұрын
True yr, I'm facing problems with credit card... 🤦‍♂️
@swarajchoudhary7659
@swarajchoudhary7659 2 жыл бұрын
Using credit card since last 5years. Paid the dues on time. Utilised my savings money from account for investment. Now, I've developed a good portfolio of investments
@pahuldeepsingh1494
@pahuldeepsingh1494 5 жыл бұрын
You are doing osm work mandeep bro
@himmatsinghsondhiya
@himmatsinghsondhiya 2 жыл бұрын
Having more than 22 cards with over all limit of rupees 32 lacs. My monthly statement usually generated around 7 to 8 lac (intentionally) and I earn extra 7 to 12 thousand per month with rewards. Excluding bank offers. But han self control to nahi rahta hai. Par mai manage ache se kar leta hun.
@sanketgandhi6285
@sanketgandhi6285 2 жыл бұрын
22 cards , BC 5k annual payment 1 lakh+ho jayegi
@tejasbajania8827
@tejasbajania8827 2 жыл бұрын
Greatly explained this topic, but can you explain how to close certain credit card, because this procedure is really complicated for a user. As bank do not respond to our card closing request nor there is any customers support help for this procedure. What could be better option?
@harshverma6534
@harshverma6534 2 жыл бұрын
CC is best if u use it for emergency purpose.. like insurance and utility bills and kept soft cash separately to pay off liab in next month
@rahulmishra7497
@rahulmishra7497 5 жыл бұрын
Answer is( A )sir High security registration plate
@mikethornet7842
@mikethornet7842 2 жыл бұрын
If you have self control then its a boon... especially if you do a lot of online shopping. Now-a-days, we can buy all our household stuff online and at a discounted price when using a credit card. These discounts make using Credit Cards worthwhile. BUT, if you dont have self-control and start spending excessively on stuff you want but dont actually need or if you don't pay the bills on time then yep, you are in for a painfull expensive lesson. I, for one, have never missed my bill payments and have always payed them in full. With these additional Credit Card specific discounts I save around 15-20k every year. And all this is without even mentioning the benefit of No-Cost EMIs. Just a reminder, check the fees very carefully before applying for one.
@sayantannandi9227
@sayantannandi9227 5 жыл бұрын
An advantage of Credit Card is that it is a very handy tool for use in case of international purchases because of its advanced security, or for use in some emergency situations like immediate hospital admission. However, one has to make sure that he/she can repay the transaction amount within the stipulated interest free time period. For everything else a debit card would be more than adequate.
@akshaydhanuka
@akshaydhanuka 4 жыл бұрын
Interesting take on things.. in my opinion a person with less self control can opt for reducing the credit limit on the card to up to 50% of the monthly income to ensure that payments can be made in full regularly without attracting interest. Also, the advantages mentioned seemed like disadvantages in disguise.
@samirthakur3046
@samirthakur3046 4 жыл бұрын
Thanks for sharing the info, now understood the whole funda within a short time..its time-efficient .
@VaibhavDhotre
@VaibhavDhotre 4 жыл бұрын
Answer is A: High Security Registration Plate
@VipinKumar-by8qp
@VipinKumar-by8qp 4 жыл бұрын
ITs depend person to person - credit card is very beneficial for me , i got monthly 500 book my show movie coupen , for it i have to spend Rs 5000 every month by card . i used for petrol, mobile recharge , electricity bill , house grocery .
@kanishkgiri6429
@kanishkgiri6429 2 жыл бұрын
Which card?
@VipinKumar-by8qp
@VipinKumar-by8qp 2 жыл бұрын
@@kanishkgiri6429 RBL Fun Card
@faizanphysio
@faizanphysio 2 жыл бұрын
For petrol, don't we have to pay extra (fuel surcharge) ?
@VipinKumar-by8qp
@VipinKumar-by8qp 2 жыл бұрын
@@faizanphysio fuel surcharge will reverse in card statement
@rajeshkrpal8189
@rajeshkrpal8189 5 жыл бұрын
A: High security registration plate
@shivamjain1812
@shivamjain1812 4 жыл бұрын
Sir you really explained well about the pros and cons of credit card ... and yes cons could be dangerous if is not handle by care... But in todays time when you purchase something from a website like i purchases courses for study online so they usually accepts payment only through debit or credicard.. many websites... And i think credit card is more better then debit card because if you want to purchase a thing for which you have not the sufficient amount to pay then credit card could become handy .. Also it helps to maintain a sufficient balance in your account ... means if you use debit card then your bank balance will be reduce but when you use credit card your bank balance do not reduce only you become liable to pay .. i think you are able to get a prospective which i want to describe because i cannot describe every human prospect or nature by writing .... So it can be very useful when someone uses it for specific purpose only and also can easily pay after a specific period ... also is aware of terms and conditions for security ... so for a wise man .. a credit card is a good option .. Thus your video is wrong that credit card should be voidable.. they can be use efficiently if they are handle by care... and it should be okay to pay some small payment for card like you mention that they charge some money for issuing card aur etc.. so it is okay man they are giving you a loan and i you pay under min o 40 days then no intt is payable .. so it should be okay to pay small small amount which they charge as you mention other like paying of debt... Thank u 😂
@rupamtiwari8031
@rupamtiwari8031 Жыл бұрын
Bhai yaha par account me 1000rupaye nahi hote account me after first week( excluding some money saved for emergency and some for daily basis need for upto next 30 days usage ) to to kya guarantee hai ki Mai regularly bhar paoonga paise agle mahine to mere liye debit card hi sahi hai
@bleedkish6589
@bleedkish6589 Жыл бұрын
I was using credit card alot few years back and everytime i pay about 70-80% of bill amount. And it kept going on till i stopped using it. It makes us spend more without noticing it. I don't use credit card for any transaction unless necessary and make sure to pay it off before due date or even before bill generate.
@jackiecrack5804
@jackiecrack5804 4 жыл бұрын
This is a very good and informative information in relation to credit cards. It depends on the person to person use. Marvelous and great information about credit cards.
@aayushsinha2973
@aayushsinha2973 3 жыл бұрын
all the disadvantages you mentioned are after default in repayment.
@careshare5194
@careshare5194 2 жыл бұрын
Credit Card के फायदे और कैसे सही उपयोग करें kzfaq.info/get/bejne/eKddh5uFxuDQaIk.html
@AnshumanPratik
@AnshumanPratik 2 жыл бұрын
Just look at numbers
@Saurabhsssndilya
@Saurabhsssndilya 4 жыл бұрын
Good information for young generation I am in 20 years old
@saurabhgorai8071
@saurabhgorai8071 2 жыл бұрын
Hello Mandeep I am having an issue. I have an SBI credit card. Now I want to close it but Bank is asking me to pay a renewal fee of 7k as the bill has already generated. I asked them to close it but they say that the bill has already been generated and I need to pay. Please advise.
@AmitMehta0112
@AmitMehta0112 Жыл бұрын
I have been using my credit card for past 10 years. Hardly knew how to redeem points but off late doing that. I make sure the day bill is received I make payment next day 100%. Never due to pay. Also not used beyond 30% of my limit.
@nalcharrdblock8583
@nalcharrdblock8583 4 жыл бұрын
A: high security registration plate
@iamgauravjassal
@iamgauravjassal 5 жыл бұрын
HSRP means High-security registration plate (option 'A' )
@csshankar408
@csshankar408 2 жыл бұрын
Very nice video and indeed an eye opener to the credit card holders. Kudos. 👏👌👍
@Marioejoseph
@Marioejoseph 2 жыл бұрын
Very good video, I liked it so much.. Such realistic info ❤️❤️ can't believe banks haven't paid Google to block this video.. 🤣🤣 Honestly very Good video.. 👏🏻👏🏻
@nathanjones9099
@nathanjones9099 5 жыл бұрын
thanks so much for the info sir :)
@SKSharesTech
@SKSharesTech 5 жыл бұрын
Nice Video.. very informative especially the insurance and returns part.
@shubhamgarg861
@shubhamgarg861 2 жыл бұрын
It is the human nature and economics behind which explains that human needs are never settled at any point, the moment people get Credit card it just blows their minds up and their salary too, of which the CC companies take advantage..😇
@chennasreenu4723
@chennasreenu4723 2 жыл бұрын
Yeah Supply of money creates demand. CC is an hypnotizing tool and one who understand this can hypnotize banks.
@nazeerahmad9852
@nazeerahmad9852 4 жыл бұрын
Sir, May I know do you use credit card if yes which bank ?
@drrajeevdahiwal1856
@drrajeevdahiwal1856 5 жыл бұрын
bass credit card ka poora outstandng time pe bharo ..... fir credit card is very good thing
@techygajendra2006
@techygajendra2006 5 жыл бұрын
D: high security number plate.
@jitkumar5088
@jitkumar5088 2 жыл бұрын
Best video ever on credit card....hats off to you man !! Just once the girl was watching from outside the window was where i got distracted but overall it was a fabulous presentation
@poojabhole9153
@poojabhole9153 2 жыл бұрын
if we don't buy anything in a billing cycle , we don't have to pay any amount, right? Or still there is a minimum amount we have tp pay every month?
@utkarshalw
@utkarshalw Жыл бұрын
Discipline is required for using CC effectively. Using since 12 years 4 CC of diff banks, with a habit of paying every bill on 1st of Month. Hence good have similar billing cycle for all CCs.
@deepakpunam
@deepakpunam Жыл бұрын
You should keep billing cycle different so that you can pay all cards bill on different date. It will give you more time for each purchase. Like 1-7 one card 8-15 second 16-24 third and 25-31 fourth. So that your bill will be delayed
@utkarshalw
@utkarshalw Жыл бұрын
@@deepakpunam if you are using CC for loan purposes and delaying your payments, then you are aligned with Banks' objectives. Keeping cycle different will keep you on toes entire month to relent payments, mistakes bound to happen. Hence, I use them for their offers only and not for delaying payments.
@jayeshbaviskar9251
@jayeshbaviskar9251 Жыл бұрын
I am new to credit card. Can you plz suggest me where can i utilize the 30% of my credit limit? I don’t want to mess up it like using it for withdrawal.. which is worst use, so plz suggest me best use so i can increase my credit score
@ocean1710
@ocean1710 3 жыл бұрын
Thank you for this fantastic and valuable information!
@shreyaskhamitkar2780
@shreyaskhamitkar2780 2 жыл бұрын
Last advice is superbbbb 💯 ✅ My parents also suggested me but I didn't believe but now as you told its really thinkable !
@karanjotsinghmatta
@karanjotsinghmatta 5 жыл бұрын
Can we pay our credit card payment through other Sbi credit card..? Without any fees..?
@abhishekjain9410
@abhishekjain9410 4 жыл бұрын
Be sincere in paying full amount without paying extra rupee to bank. Be disciplined and should use within the limit , no need to fear . It's a fantastic if you are a wiser user. Make full payment Everytime to avoid late fee and interest charges etc.
@karuneshjunghare2330
@karuneshjunghare2330 3 жыл бұрын
Thank u so much sir! Your videos are truly knowledgeable ! Salute to the efforts 🎉
@careshare5194
@careshare5194 2 жыл бұрын
Credit Card के फायदे और कैसे सही उपयोग करें kzfaq.info/get/bejne/eKddh5uFxuDQaIk.html
@PS-fz2br
@PS-fz2br 5 жыл бұрын
Very analytical video. Total informative video. Many many thanks......
@archit617
@archit617 4 жыл бұрын
Can we use credit card to invest in stock markets?
@amrendracareerpoint5238
@amrendracareerpoint5238 4 жыл бұрын
Thank you so much for the knowledge great bro
@nitishsharma6517
@nitishsharma6517 2 жыл бұрын
Frequently uses of Credit card or any pay later option like flipcart Or amazon provided us,is it any prblm for my cibil score. Please ans me
@kirank_j
@kirank_j 3 жыл бұрын
In future, I may take home loan or any other loan. Do I need to buy credit card, to get good credit score?
@sunilkumar-zb6us
@sunilkumar-zb6us 4 жыл бұрын
(A) : HSRP - High Security Registration Plate.
@detomsiga4051
@detomsiga4051 2 жыл бұрын
Fact is those who can't manage and handle credit card can never manage their cash and savings.
@appnanewinformationchannel7169
@appnanewinformationchannel7169 5 жыл бұрын
Sir manae internet net banking Hdfc money back credit card upgrade kyeaa ha regilyea Card mae kyeaa sir limit increase hogi kyeaa
@krishanusadhu6311
@krishanusadhu6311 2 жыл бұрын
Credit card is mostly advantageous , only condition is you must pay the bill in full before due date.
@vithalmaingade3121
@vithalmaingade3121 5 жыл бұрын
Credit card is very usefull in emergency situations. I in travel industry make maximum use os credit card but But clear it before they charge you interest.
@surajdharmnathgaund3314
@surajdharmnathgaund3314 5 жыл бұрын
Hello Suraj here from SBI CARD Mei ek sales executive . kisiko bhi kuch jana ho kisi bhi credit card ke bare mai mujhe call kare 9892842478/6389692127 Also I have authority for issuing any bank (specially SBI) of credit card on salary card against card and ITR
@satishsaraf589
@satishsaraf589 4 жыл бұрын
@@surajdharmnathgaund3314 agar credit card ka bill due date de pahle (45 days)pay kiya gaya to interest Nahi padta qua? 2.online shopping ke credit card jyada safe hai ya dabit card?
@amulbhute
@amulbhute 4 жыл бұрын
@@satishsaraf589 pay your bill before due date and enjoy, don't even think about 45 - 50 days. It's safe online too. Only you could make it vulnerable.. be smart, play safe.
@madhavirege812
@madhavirege812 4 жыл бұрын
@@surajdharmnathgaund3314 g. mijhe crdit kard band karwna hai kyse karu
@samiullahquddus2828
@samiullahquddus2828 4 жыл бұрын
👌👌👌👌👌 Bahut khoob bro... Aankhein khol dein aapne
@harshkesharwani7189
@harshkesharwani7189 Жыл бұрын
Can we pay Health Insurance premium by using our credit. Does it involves any extra cost
@nkrishnamys
@nkrishnamys 2 жыл бұрын
Sir Ji, mera jawaab abhi bhi due hai .. maine poocha tha ... Can i add credit card to Gpay ? If yes .. would it we wise to pay by using Gpay linked credit card for payments ?
@tusharkakkar953
@tusharkakkar953 3 жыл бұрын
if this is the case what do you suggest for students how to build credit score early in the career?
@prasadkadam9289
@prasadkadam9289 2 жыл бұрын
Cmyyghgbtvvfftei
@rushilawande4123
@rushilawande4123 5 жыл бұрын
Thank helpful I don't used credit card
@ashishyadav-gg9yl
@ashishyadav-gg9yl 2 жыл бұрын
Sir y btao which credit card is best and now a days credit card is free for lifetime..
@anuragshrivastava2710
@anuragshrivastava2710 2 жыл бұрын
Please tell us how much percentage of our limit should we spend from our credit card to maximize the credit score ?? And is it necessary to use credit cards consistently to improve credit score??
@keshavkorhale4246
@keshavkorhale4246 Жыл бұрын
30%
@AniketGharat
@AniketGharat 2 жыл бұрын
Using credit card wisely is better than not using it at all. Always pay full credit card bill on time and enjoy the rewards.
@mrvkv.youtube
@mrvkv.youtube 2 жыл бұрын
Every disadvantage of credit card has an if. If you pay your bills on time and you have self control then there is no harm in using credit cards.
@vickykumar-nz8yq
@vickykumar-nz8yq 2 жыл бұрын
Sir I need to know one thing that if I pay full bill amount within due date than is it totally profitable for me or not?
@alokmittar1034
@alokmittar1034 2 жыл бұрын
very well explained in details loved it bro !!!!!!!!!! keep the osome work doing
@fsk1444
@fsk1444 5 жыл бұрын
Thank yu sir Explain for credit card
@PramodKumar-qw1hz
@PramodKumar-qw1hz 3 жыл бұрын
Credit card ka use hm ATM se paisa nikalne me kar sakte h? Aur karte h to uska kya charge ya interest h pls btaye
@georgeikareth8049
@georgeikareth8049 3 жыл бұрын
If you pay credit card bill in time and in full then no problem. You get 45 days to settle bills.
@chandrikakumari400
@chandrikakumari400 5 жыл бұрын
Very useful video for me . Thank you sir.👍
@dhirajprakash2006
@dhirajprakash2006 4 жыл бұрын
(A)- High security number plate
@1hindu-sthaani558
@1hindu-sthaani558 2 жыл бұрын
Sir ek question hi Mere ek friend ne axis bank se credit card ke liye apply kar diya hai, wo salaried person hai, jab ki wo us credit card ka use shayad hi kabhi kare, to aise case me kya batter rahega Card agent ko abhi se bandh karne ka bolna Card ko unused pade rehene dena, jis se wo apne aap bandh ho jaaye. Har payment credit card se kar ke turant card debt pay kar dena(sirf chalu rakhne ke liye) Ya koi aur way
@hiteshsehgal9666
@hiteshsehgal9666 5 жыл бұрын
Is it necessary to use credit card monthly .I do not have any and I think I have no use of it
@najimshah7937
@najimshah7937 5 жыл бұрын
Thanks for the Information sir
@ashishchaudharicool
@ashishchaudharicool 5 жыл бұрын
Awesome. Very well explained. 👍
@MukeshGupta259
@MukeshGupta259 4 жыл бұрын
Things I would like to know Why you wanted to delay your payment? Why you wanted a loan from credit card? Why you wanted to exceed your credit limit? Credit card can destroy you only if you are unable to manage your own money, if you are not earning money. I am using my cards since last 5 years and never made late payment, I and my family member purchase things during offers which give more benefit to me as you have seen 10% discount offer on Flipkart and amazon.
@RajankiClass
@RajankiClass 4 жыл бұрын
Kya credit card leke rakhne par bhi tax lagata hai matlab agar mai use nahi kar raha tab bhi monthly kuch fee dena hoga ya Credit card = Debit card
@dhirendrakumar551
@dhirendrakumar551 4 жыл бұрын
Thanks, Dear Brother for this informations.
@muradabdullah7537
@muradabdullah7537 4 жыл бұрын
I have a question, suppose I do not use my credit card the whole month so will the bill for that month be zero or still I’ll have to pay something. Like you said maintenance fee or something?
@kuntalghosh1031
@kuntalghosh1031 3 жыл бұрын
No...only you have to paid the Bill when card renewal will be charged
@SyedSalahuddinSyed
@SyedSalahuddinSyed 2 жыл бұрын
Using CC since 21 years of age , without any income but by FD, its been 8yrs using CC without any late fee and my CIBIL is 870.
@patelkashyap1708
@patelkashyap1708 5 жыл бұрын
Credit card is necessary for emergency.... Just like hospital payment..
@MusicLoversDs
@MusicLoversDs 4 жыл бұрын
🙂 same thing bro
@prashant_kissago
@prashant_kissago 3 жыл бұрын
Never. Get a health insurance.
@sujeet123mandal
@sujeet123mandal 5 жыл бұрын
Thank you so much for this knowledgeable video
@akshayghule4610
@akshayghule4610 4 жыл бұрын
How to cancle my credit card ...it is deliver 4 days ago in my home by post
@channelmarjada5140
@channelmarjada5140 3 жыл бұрын
Application for star links international DEBIT - CUM - ATM CARD / ATM CARD* Sir, is card se online se saman khorid sakta hoo ? Please
@AmandeepSingh-iw8cn
@AmandeepSingh-iw8cn 5 жыл бұрын
Very informative video bro, I had made a mistake to sign credit card documents by SBI today but still I hadn't verified & submitted my details to bank ,but they had made me sign documents....So I m planning to abort credit card process today....Thanks for valuable info👍
@srmeena3048
@srmeena3048 11 ай бұрын
Bhai esa mere saath aaj hua hai 😢
@Folklabwithsrija
@Folklabwithsrija 5 жыл бұрын
Thank you ache suggestion ke liye.. 🙂
@ibrahimansari6809
@ibrahimansari6809 4 жыл бұрын
Sir ham aka laptop lete hai emi per or online me 0 percent interest hai to emi 3000 Rs. Hai to hum next month 3000 denge ya total value jisse interest na pade
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