Full $101,750 Credit App Spree Breakdown Credit & Bank Datapoints!

  Рет қаралды 1,911

Wallet Monkey

Wallet Monkey

Күн бұрын

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In this video I cover the full credit app spree from Mike a community member that went out and got $101,750 from November till Now!
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Пікірлер: 30
@rambosidi7634
@rambosidi7634 5 ай бұрын
Great Information Thanks for sharing
@WalletMonkeys
@WalletMonkeys 5 ай бұрын
Thanks for watching!
@gsctrading7215
@gsctrading7215 5 ай бұрын
Very informative. Thanks.
@WalletMonkeys
@WalletMonkeys 5 ай бұрын
Thanks for watching!
@ImStillStealingSteel
@ImStillStealingSteel 5 ай бұрын
Freakin ❤❤❤ these vidz, Jay. ❤
@WalletMonkeys
@WalletMonkeys 5 ай бұрын
Hey bro happy new year, haven't seen you in a minute! Hope all is epic on your end!
@ImStillStealingSteel
@ImStillStealingSteel 5 ай бұрын
@@WalletMonkeys - So far so good. Dont worry, even though I havent commented on the vidz, I still be watching and hitting that like button :)
@WalletMonkeys
@WalletMonkeys 5 ай бұрын
@@ImStillStealingSteel Awesome good to hear and thanks appreciate that!
@hedgefund996
@hedgefund996 5 ай бұрын
Good Educational Content
@WalletMonkeys
@WalletMonkeys 5 ай бұрын
Hey thanks for watching!
@rpowell5194
@rpowell5194 5 ай бұрын
I love these videos
@WalletMonkeys
@WalletMonkeys 5 ай бұрын
Good, thanks for watching!
@magnus1595
@magnus1595 5 ай бұрын
Awesome video, thank you. My plan is to finish off with PNC cash rewards and then move into their business section. After one PNC personal and business I may garden and go after chase business or just wait a few months and go after the Sams club business and Costco.
@WalletMonkeys
@WalletMonkeys 5 ай бұрын
Nice! I like that plan
@magnus1595
@magnus1595 5 ай бұрын
@WalletMonkeys thank you. Right now I am sitting at around 40k business credit and 155k personal. My goal was 150 personal, now I want to build up the business even further.
@rpowell5194
@rpowell5194 5 ай бұрын
What im having a hard time is figuring out what these other scoring models are looking at Such as transunion rapid default model 1 And Experian vantage score
@WalletMonkeys
@WalletMonkeys 5 ай бұрын
ya the rapid default is kinda weird as I have no clue where to go to pull that report or if you even can get more info on it so I went digging more and here is what I found. Its part of the IDVision which is now called TruValidate more info here www.transunion.com/solution/truvalidate I also dug this up about what exactly it measures "Put any of two or three of these factors into play, and there’s a good chance you could be staring down a bust-out in motion: - A large number of credit applications in a short period of time - Invalid, inconsistent, or missing personal data on applications - Sudden increases in credit limits - Maxing out on credit limits and making only minimum payments - Defaulting on payments - Lack of availability through given contact information for long periods of time" So if it considers CLIs as this breakout factor then I assume anyone going through a spree of any kind or recently will have a lower score. Experian Vantage scores used to be on Nav but I think they got rid of that, so maybe BCU and/or Wings FCU might give those scores
@mace422004
@mace422004 4 ай бұрын
Members of the Friends of the Fresno County Public Library and Friends of the Madera County Library. I think you can do this for Noble FCU, I have six credit union memberships in California already. Somebody let me know if it works.
@WalletMonkeys
@WalletMonkeys 4 ай бұрын
yes that is the stated membership they accept, not sure if it works for out of state/ area folks though. Whoever goes out and does this, let us know in the comments if it works
@mace422004
@mace422004 4 ай бұрын
I did key point with the "financial fitness association".
@taran5209
@taran5209 5 ай бұрын
Do you know if Keypoint require POI for credit cards or loc? Or is it stated income?
@WalletMonkeys
@WalletMonkeys 5 ай бұрын
Had quite a few report they didn't ask for it, will depend on strength of profile, you can prequal using finofr/ratereset
@taran5209
@taran5209 5 ай бұрын
@@WalletMonkeys thanks for your response
@djwashx
@djwashx 5 ай бұрын
What naics code is good for vending thanks
@WalletMonkeys
@WalletMonkeys 4 ай бұрын
I just sent out an email on our substack covering common NAICS code questions like this
@djwashx
@djwashx 4 ай бұрын
@WalletMonkeys got it and it is EXCELLENT THANKS!!!!!!!!!!!!!!!!
@davew4247
@davew4247 5 ай бұрын
Having that many bank accounts would do my head in...I have one bank account and they give me everything I want!
@vncro360
@vncro360 4 ай бұрын
I think your website has been hacked
@WalletMonkeys
@WalletMonkeys 4 ай бұрын
Thanks will run a scan and check, what are you seeing?
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