Nearly every homeowner's insurance policy includes coverage for sudden and accidental loss, which is exactly what water damage from a running faucet is considered to be. It doesn't matter whether or not it was your own fault or that of a small child playing on his or her own. Is this accurate?

Mike! I need your help. Been watching your videos these past couple of weeks. So my family left for about a week. When we can back the house was dripping with water everywhere this causing damage to the ceilings and walls. We got a restoration company to come and check what’s going on and the found that the first pipe of the ac unit stopped working and the water went into the emergency drain pan. But due to debris build up the drain pipe started to overflow and pour into the house. Our insurance is trying to deny the claim what do you think about this situation? Could I fight it or should I accept the denial?

Hello I have a question I slipped in the middle of the night onto the toilet woke up in the morning and my living room ceiling had a big hole and my wood floor is soaked should I tell them that I fell in the middle of the night or just say I don’t know 2hat happened the funny thing is I had just called them to make a claim for Mold because I was tearing off the wall paper and theirs mold growing behind it. Is this also gonna effect my claim now I have 2 issues

Does insurance cover water damage due to a bath tub accidentally being left on in the upstairs bathroom?