How to pay up your home loan faster | Property that pays itself off | My property Journey

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Chat With Tisa

Chat With Tisa

Күн бұрын

#Property #Mortgage
This is my property Journey, I hope it inspires you and makes you feel like you can also get there.

Пікірлер: 203
@SimplyRodah
@SimplyRodah 2 жыл бұрын
This is so inspirational, I bought my second property out of the first one, Definitely listening to our parents pays, they have experience and see what we may not.
@chatwithtisa
@chatwithtisa 2 жыл бұрын
You are so right about that Rodah, our parents can see what we don’t, my mom is 100% like that so every now and then I try to listen to her instead of insisting on my own path, thoughts and ideas 🙃 I’m also so proud that you have property that’s making you money 😊✨
@imdee9024
@imdee9024 2 жыл бұрын
You are so humble and transparent. A breath of fresh air. Well done on your success.
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Dee 😇✨
@wanderingcucamber7082
@wanderingcucamber7082 2 жыл бұрын
Bab this resonates so much to me. I just bought a place too for rental purposes. I live abroad too. I had a great interest rate too :-) and I used a bod originator. I am beaming with pride!!! Halala for this achievement.
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Wandering Cucamber I’m also just as proud of you 😊✨ which bond originator did you use, would you recommend them, I might go that route if I fail again with the bank.
@siliziwentongana3357
@siliziwentongana3357 2 жыл бұрын
I love how you check us in into reality,with empasising how we should relax and how you were also not there yet as much as your background on the video is all nice and beautiful. New subbie
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you for highlighting that Siliziwe 😇 welcome to the community ✨
@lungilenxumalo7854
@lungilenxumalo7854 2 жыл бұрын
Congratulations Tisa 🎊🎉! Absolutely amazing and thanks for always dropping gems 🤗
@chatwithtisa
@chatwithtisa 2 жыл бұрын
You are welcome Lungile, thank you ❤️
@nthabisengmoloi6708
@nthabisengmoloi6708 2 жыл бұрын
Popopopooooooo 🎉🎉🎉🎉🎉 congratulations to you sis. This is inspiring, thanks for sharing such content 💯 we ouchea taking notes 📝😁
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Ngiyabonga sthandwa Sam ❤️🤗
@rataulesego2052
@rataulesego2052 2 жыл бұрын
You're very realistic, I like that about you, your transparency and openness were quite helpful to me.
@chatwithtisa
@chatwithtisa 2 жыл бұрын
I’m glad to hear that 😊 Thank you for this comment ✨
@modjadjibridgette1251
@modjadjibridgette1251 2 жыл бұрын
Theee content we signed up for! 🙌🏽🥳🥳 Congratulations Tisa! Keep on inspiring us! 😁😁🎉
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Bridgette🤗✨ more content coming up weekly!
@noziphokhumalo2963
@noziphokhumalo2963 2 жыл бұрын
Really informative! Most people don't think it's possible to archive such, thanks for showing us that it's possible, would you be willing to make an in-depth video of how much money you actually saves on interest by paying it off this early. I think its great to have the figures in front of you to make more sense
@chatwithtisa
@chatwithtisa 2 жыл бұрын
What a beautiful comment Nozipho 😊✨ I like the request you made, before I go ahead and cancel that home loan account, I will download all my account statements and get that video out. Thank you!
@leratoselebe1574
@leratoselebe1574 2 жыл бұрын
You look lovely, you’re an inspiration and I look forward to the weekly property videos😊
@chatwithtisa
@chatwithtisa 2 жыл бұрын
The next one will be posted soon, thank you Lerato 😊✨
@marryshibamba1562
@marryshibamba1562 2 жыл бұрын
I'm tapping into your financial discipline 😄✨✨ I'm so proud of you my love. Keep soaring higher and higher 🥰. Mom Jane is truly a blessing 🤗🤗
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Boti 🤗😊✨
@nombusophetha
@nombusophetha 2 жыл бұрын
Congratulations and well done Tisa 🙌👏. I am excited for this series💃
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Nombuso, you will love every episode, new video each week till the series ends😇
@katlegoratshidi5070
@katlegoratshidi5070 2 жыл бұрын
You are absolutely gorgeous! I've missed your videos. love this, I cannot wait to pay off my properties
@chatwithtisa
@chatwithtisa 2 жыл бұрын
I like the sound of properties* 😊 I hope they make you money 😇 All the best!
@yandi8584
@yandi8584 2 жыл бұрын
This has inspired me so much. After watching this I began searching and found a stand where I can build 15 to 20 rooms in a township where rooms are in demand, really in demand. I was so inspired I made this a mission. Spoke to the owner and I'm going to the Municipality to check how much the land owes to confirm what I was told. It's not a bargain considering I'll also be building but it's a good investment for the long run.
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Wow Yandi, this is amazing! Congratulations on your new Endeavour, I wish you all the success that’s coming ✨✨✨ Please continue sharing some important points, the process and things to consider, we are here to learn from you ❤️
@nokuthabasiphambili2942
@nokuthabasiphambili2942 2 жыл бұрын
Congratulations 🎊 am so happy for you and feeling so inspired
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Nokuthaba 😊 I’m glad you feel inspired.
@keankashe2713
@keankashe2713 2 жыл бұрын
I love this property series its so enlightening
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Kea✨ SA’s Top Model is the comments 💃🏽🎉
@Thandowzyie
@Thandowzyie 2 жыл бұрын
Congratulations girl, I'm really inspired. Your content is always helpful ❤
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thanks for the lovely feedback Noluthando 🤗✨
@talithatweachersays7348
@talithatweachersays7348 2 жыл бұрын
This is the best KZfaq video I’ve watched all week💯💯. So insightful, way to go Tisa🥂🙌🏽
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Talitha 🤗✨
@pearlmambana5941
@pearlmambana5941 2 жыл бұрын
This is absolutely amazing sis!😍🙌🏾
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Pearl😇✨
@tondim6944
@tondim6944 2 жыл бұрын
Your page is so refreshing.. loving it
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Tondi 😊☀️
@bozd
@bozd Жыл бұрын
Tisa, you are a star and you made my day with your energy and fun personality.
@chatwithtisa
@chatwithtisa Жыл бұрын
I’m responding today and still smiling as though you just commented 😊 Thank you!
@tjmoruledi406
@tjmoruledi406 2 жыл бұрын
Thank you for this. I'm in the process of buying a home (wanting to buy a home) and it's a lot. More than what I assumed so watching this just put my mind at ease a little. 1 subscription coming through 👌😅
@chatwithtisa
@chatwithtisa 2 жыл бұрын
All the best with your home purchase TJ, I’m glad this video was useful. Thank you for the subscription and welcome to the community 😇✨
@SisLinaM
@SisLinaM 2 жыл бұрын
I woke up early to watch this video... wow. You're a true inspiration sis. You've taught me a lot but this sana takes the cup... am so excited for you.to More properties 🥂🎉🎉🎉💃
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Awww Sis Lina ❤️🤗 Thank you!
@beatricedlamini3083
@beatricedlamini3083 2 жыл бұрын
Hi Tisa. I absolutely loved this video; so enlightening! Request nyana: Can you please do a video on some of the ways one can boost a credit score without actually taking on way too much debt? I recently just missed an opportunity to purchase a property in SA because my credit score is basically non-existent (PS: I’m currently not living in SA either).
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Hey Beatrice, glad you found it useful 😊✨ I love your request, that’s where this whole property and credit series is headed so stay tuned as a drop a video each week.
@nelisiwesishange1084
@nelisiwesishange1084 2 жыл бұрын
Literally looking at my future self!. You make my dreams seem possible and the actions I am currently taking(saving every penny I get and also looking into investing in the future) is putting me steps away from achieving my long-term goal!. Thank you so much for sharing your knowledge. I wish you all the blessings and long term wealth. 💯 Black child it is possible😭
@chatwithtisa
@chatwithtisa 2 жыл бұрын
It’s so possible and we are the examples and can continue to be the examples. Keep being consistent with your financial goals Nelisiwe 😊✨
@nonophagama1057
@nonophagama1057 2 жыл бұрын
So inspiring. Thank you Tisa❤️😍
@chatwithtisa
@chatwithtisa 2 жыл бұрын
You are welcome Nonopha🤗✨
@TiisetsoMaseloane
@TiisetsoMaseloane 2 жыл бұрын
Congrats ngwanamane and that is very inspiring struuu...
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Tiisetso 😇😊✨
@katlehomohono4866
@katlehomohono4866 2 жыл бұрын
Yaaaas Girl! Congrats fam.
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you 😊 ✨
@thendolina
@thendolina 2 жыл бұрын
Congratulations on paying off your home loan 🎉🎉🎉🎉🎉 This is amazing 😻
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you hun😊 I can’t wait to hear about your journey too ✨
@ThozamaMadonda
@ThozamaMadonda 2 жыл бұрын
Super inspiring! Congratulations 🍾 also, you look stunning.
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you so much Thozama 🤗😊
@thabilelanga3039
@thabilelanga3039 Жыл бұрын
Young and money savvy...Brilliant👌👌👌
@chatwithtisa
@chatwithtisa Жыл бұрын
Thank you Thabile 😊✨
@iamleratomaluleka
@iamleratomaluleka 2 жыл бұрын
Thank you for this. I am inspired :)
@chatwithtisa
@chatwithtisa 2 жыл бұрын
You are welcome Lerato, thanks 🤗✨
@NeoM018
@NeoM018 2 жыл бұрын
Wow! People must just realize the goldmine that is ekasi. It comes with its challenges but I bet you the returns are 10X. Good tip there. Love your videos.
@chatwithtisa
@chatwithtisa 2 жыл бұрын
They will realize it later or when more people share their experiences.
@NeoM018
@NeoM018 2 жыл бұрын
@@chatwithtisa True, i will be following your property series and share it with as many as I can as I reflect on the right and wrong I did with my current property and the one before it. Thanks.
@emyn47
@emyn47 2 жыл бұрын
I Love You so much🥺❤️ You inspire me yoh❤️❤️
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Emy ❤️✨
@maselomatladi3998
@maselomatladi3998 2 жыл бұрын
Love love your points ❤️
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Maselo 😊✨
@purpleflowerpodcast9215
@purpleflowerpodcast9215 2 жыл бұрын
You are amazing and inspirational
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you 🤗😊✨
@Nickster7
@Nickster7 2 жыл бұрын
Awesome video and congratulations. Looking forward to your future content. One thing though 🙈, it appears as if you looking into the view finder of a camera and not into the lens.
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Hi Nico, thank you 😊 I do that sometimes especially when I’m recording with the front camera of my phone instead of the back one, I’ll try and remember ☺️🙈
@asproductionfilmingandente9883
@asproductionfilmingandente9883 2 жыл бұрын
Much appreciated thank you so much 😊
@chatwithtisa
@chatwithtisa 2 жыл бұрын
I appreciate you too for always engaging in the comments 😊☀️
@kurhulaglender
@kurhulaglender 2 жыл бұрын
Notification Gang Gang💃🏻😊
@chatwithtisa
@chatwithtisa 2 жыл бұрын
HashTag nila 😊☺️
@NondeM
@NondeM 2 жыл бұрын
Congratulations!🎉 I’m sure you’re super proud. Thank you for the information. Please do a video on how you make money from the property? Also who do you bank with?
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Nonde 😊 I’m more proud of my parents than I am of myself, they do the real work. Making money from property is through having tenants live on your property and pay you rent monthly.
@NondeM
@NondeM 2 жыл бұрын
@@chatwithtisa wonderful! Keep it up. Yes I figured that you have tenants who pay you rent for you to make a profit 😃. I was wondering if you have a different model you follow. And if you could make a video detailing how you have found the particular way you went about it to yield max returns. Purchasing property, scoping areas, target market (student areas vs residential areas) etc. I don’t know if that makes sense.
@SuperChinwag
@SuperChinwag 4 ай бұрын
Looking forward to having you back, and more importantly, that lunch😊
@SuperChinwag
@SuperChinwag 4 ай бұрын
lol that heart does not really mean anything? Is that a yes?
@chatwithtisa
@chatwithtisa 4 ай бұрын
@SuperChinwag lol 😄 I mean I can’t just agree to lunch with you when I don’t know you because you know safety etc.
@hlulanisuccessmaluleke6515
@hlulanisuccessmaluleke6515 2 жыл бұрын
A new subscriber, great content Tisa🙂
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Hlulani and welcome to the community ☀️
@nomcebodlamini4475
@nomcebodlamini4475 2 жыл бұрын
Your so gorgeous ,congrats honey truly inspiring
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Nomcebo 😊✨
@afrobarbie-sustainablelife7178
@afrobarbie-sustainablelife7178 5 ай бұрын
I’m late to video but congratulations 🎉🎉🎉 This was helpful
@chatwithtisa
@chatwithtisa 5 ай бұрын
Thank you so much 😊☀️
@cphelokisini3483
@cphelokisini3483 2 жыл бұрын
Congratulations Tisa🎊🎉 so happy for you. I am inspired sis I've been waiting for this series 💃💃💃. One question: which bank do you bank with?
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you 😊 FNB.
@silondiwem.3414
@silondiwem.3414 2 жыл бұрын
Love your content girl 💋🥰
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Silondiwe 😊✨
@LwaziMM
@LwaziMM 2 жыл бұрын
This video motivated me 😭
@chatwithtisa
@chatwithtisa 2 жыл бұрын
I’m glad it did Lwazi 😊
@nqobile203
@nqobile203 2 жыл бұрын
thank you 😉very informative 😉
@chatwithtisa
@chatwithtisa 2 жыл бұрын
You are welcome Nqobile 😊✨
@samjnr1300
@samjnr1300 2 жыл бұрын
You look good in this colour.
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thanks Sam 😊
@samjnr1300
@samjnr1300 2 жыл бұрын
Yooh. Congratulations.
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you 😊
@siphuthando4160
@siphuthando4160 2 жыл бұрын
Wow! Subscribed the moment you said you’re in China 🇨🇳😄😄I’m also in China, Hunan province. Where you based? Congratulations 🎉 and cheers 🥂 🍾 to girls that own properties. Nothing but the best for your channel.😍
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Hey Siphuthando😊✨ I’m in Suzhou Jiangsu province. Thank you so much 🤗☀️
@nonkululekoqueen757
@nonkululekoqueen757 Жыл бұрын
@@chatwithtisa I want to also travel to teach in china. Please help me out.
@TeenTokwithPhophi
@TeenTokwithPhophi 2 жыл бұрын
To us who like before we watch because we know the content will be golden🥂🥂🥂🥰🥰🥰❤️❤️❤️
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Phophi 😊✨
@TeenTokwithPhophi
@TeenTokwithPhophi 2 жыл бұрын
@@chatwithtisa and congratulations 🥳🥳🥳🥂
@nondumisozwane3466
@nondumisozwane3466 2 жыл бұрын
👏🏽👏🏽👏🏽 absolutely amazing
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Nondumiso 😊
@wjg203
@wjg203 Жыл бұрын
Remember interest charge on you bond for a investment property is tax deductible. Paying up your bond means you have more income which in return mean more tax payable to SARS
@mapula6894
@mapula6894 2 жыл бұрын
Hey Tisa! Where in China are you? I'm also in China... I'm in the process of buying property... I wish I watched this video prior... Awesome video!
@chatwithtisa
@chatwithtisa 2 жыл бұрын
I’m in Suzhou 😇 I’m so proud of you for your upcoming purchase all the best 🤗
@Pinkdoll_love
@Pinkdoll_love 2 жыл бұрын
Thank you so much for this video Lisa...Could you please advise for people like me working in a call center... You know how much we earn and all.... I don't see any growth at all I feel like I'm stuck in one place yet I 2nt to save, I want a property so I can rent it out. I don't know where or how to start with what I get there monthly. Please advise
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Hey Zee, I’ve been a call center agent too and I know the salary and how difficult it can be to juggle what it covers in a month yet alone trying to save. So I did lots of research on how low income earners can still qualify to buy property and I’ll be posting that video soon🤗
@Pinkdoll_love
@Pinkdoll_love 2 жыл бұрын
@@chatwithtisa thank you so much Tisa, truly appreciate standwa sam. 💕
@SmangaMichaelPhoseka
@SmangaMichaelPhoseka 2 жыл бұрын
This is indeed beautiful, l was denied the bond since l work overseas thus l am surprised that you were given the loan. I am trying my luck once again with Balwin Properties. Congratulations 🥳
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Smanga😊☀️ I can share the details of the bond originator I used with you, DM me on Instagram.
@SmangaMichaelPhoseka
@SmangaMichaelPhoseka 2 жыл бұрын
@@chatwithtisa great please check your DM.
@nondumisomngadi6806
@nondumisomngadi6806 2 жыл бұрын
Nice to find you here Smanga
@SmangaMichaelPhoseka
@SmangaMichaelPhoseka 2 жыл бұрын
@@nondumisomngadi6806 l'm intrigued and more thrilled that you have gotten me in this platform. Next time, it will be face to face 🥰, we all seeking for the information all over🤗
@akonangcongc1452
@akonangcongc1452 2 жыл бұрын
Hi, can you please do a video on how you bought property while working abroad. For example explaining the documents you used for the bank to be approved since you not working in South Africa.
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Hey Akona 😇 The process is exactly the same as it would be if you were in South African, the exception is that, instead of 3 months payslips and bank statements the bank might ask for 6 months, it highly unlikely that they’ll grant 100% bond. They’ll also request your employment contract.
@akonangcongc1452
@akonangcongc1452 2 жыл бұрын
@@chatwithtisa thank you for your reply. I work in Japan as a teacher and want to buy a house but never knew the bank can accept people who ate not permanently employed. Thank you for the information.
@joshuagxekwa
@joshuagxekwa 2 жыл бұрын
inspired
@chatwithtisa
@chatwithtisa 2 жыл бұрын
I’m glad you feel inspired 😇
@modikiramaisa4619
@modikiramaisa4619 2 жыл бұрын
Wow that’s crazy !!!!! I make such little money need other streams of income
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Having several streams of income is good 😊 Don’t give up 😇
@motivateme20236
@motivateme20236 2 жыл бұрын
Wow thank you 🙏 for sharing this. What’s the bank you banked with?
@chatwithtisa
@chatwithtisa 2 жыл бұрын
You are welcome😇 for security reasons I’d rather not say.
@boniswaisaacs
@boniswaisaacs 2 жыл бұрын
As you are explaining all this...I can just hear my mom's voice haha
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Hahaha Boniswa 🙈 do I sound like your mom 😅
@boniswaisaacs
@boniswaisaacs 2 жыл бұрын
@@chatwithtisa Haha no but you are just as wise with your advice 😉😂
@thandekampungose4710
@thandekampungose4710 Жыл бұрын
Hey Tisa! What kind of property you bought?Did you buy an actual house and rented it or you bought cottages?
@chatwithtisa
@chatwithtisa Жыл бұрын
Hey Thandeka, It’s an actual house.
@TheOGpatriotLady
@TheOGpatriotLady Жыл бұрын
So I wanna ask. How did the bank get a debit order since you're getting paid in China? Was the debit order on your South African account that you had to put money in from your Chinese salary every month?
@chatwithtisa
@chatwithtisa Жыл бұрын
Yes, the debit order is on my SA bank account, I just need to insure that there is money in the account for the debit order, you can also choose a debit order date that works for you, not sure if all banks allow the choosing part.
@roselynmothwa8104
@roselynmothwa8104 2 жыл бұрын
What isa good interest rate? How many percent of interest did you pay your bank
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Below the prime lending rate will always be a good rate 😊
@annamanaka3543
@annamanaka3543 2 жыл бұрын
Wow, Congratulations sis 🙂♥️Property number 2 loading....right ?
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Anna. Of course it is 😅✨
@Gloriahhh
@Gloriahhh Жыл бұрын
Hey Tisa, How can you protect your properties from property hijackers? It's becoming a trend in South Africa. I want to buy while I am in South Korea but it might be risky.
@chatwithtisa
@chatwithtisa Жыл бұрын
Hi Gloriah, in my case I’m lucky enough to have my parents managing the properties and if they were not there I’d rely on having tenants that are managed either by an agent or someone that I’d hire.
@africanbunny3091
@africanbunny3091 2 жыл бұрын
I needed this ❤️thank you sis 🌸keep them coming 🌻 Can I DM you, I have a personal question regarding credit score 🙈
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Hi Patricia, thank for watching and for you comment 😊✨ You can DM me on my financial page on Instagram. @financialchats_tisa
@africanbunny3091
@africanbunny3091 2 жыл бұрын
@@chatwithtisa 👏❤️
@Manifester661
@Manifester661 2 жыл бұрын
Is the property being used as Airbnb or monthly rentals?
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Not Airbnb specifically but the same concept and monthly rentals too.
@wjg203
@wjg203 Жыл бұрын
It's wonderfully if one is able to pay up your bond. Although is it beneficial in terms of taxes?
@chatwithtisa
@chatwithtisa Жыл бұрын
We can explore the topic further.
@BMinds
@BMinds 2 жыл бұрын
Goals
@chatwithtisa
@chatwithtisa 2 жыл бұрын
😊😊
@thabithadiale8999
@thabithadiale8999 2 жыл бұрын
Please make a video on paying up for car loan quickly mogirl
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Hey Thabitha 😇 I don’t have a car loan, I’ve never had one, maybe I’ll get one and if I do I’ll share my experience, or I’ll have to talk to someone that has one.
@samjnr1300
@samjnr1300 2 жыл бұрын
So, when are you getting the next one? 💃
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Hang in there I’ve got news 😁
@khutsonkoana1920
@khutsonkoana1920 2 жыл бұрын
What neighbourhood did you buy in ??
@chatwithtisa
@chatwithtisa 2 жыл бұрын
For safety reasons I choose not to say, I hope you understand.
@Judge101
@Judge101 2 жыл бұрын
What's the difference between paying it off and settling it?
@chatwithtisa
@chatwithtisa Жыл бұрын
The simple short answer is that, if it’s paid off it means that you owe nothing but still have access to the money that you paid off, when you settle and close the account, the bank takes their money and you can’t reuse it on something else, we will touch more on this soon, but I hope this explains it for now 😊
@dudutlou7534
@dudutlou7534 2 жыл бұрын
What area did you buy in
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Falls under Limpopo province.
@waltersemetsi7537
@waltersemetsi7537 2 жыл бұрын
Hi Tisa please dont forget to put a disclaimer maybe in the beginning so that people understand that whatever you share on your platform does not constitute as financial advice....
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thanks Walter, I’ll be more consistent with that, I did in some videos, but it’s important to state that in all the Financial Chats 😊✨
@waltersemetsi7537
@waltersemetsi7537 2 жыл бұрын
@@chatwithtisa Haha ohk maybe you can just have it on your intro then so you dont have to say it in every video but as far as the content goes this is very informative hey.
@chatwithtisa
@chatwithtisa 2 жыл бұрын
After seeing your comment I was thinking about how I would automate it and I think I have an idea now, it will be in the next video. Thank you Walter 😊✨
@waltersemetsi7537
@waltersemetsi7537 2 жыл бұрын
@@chatwithtisa only a Pleasure I hope I have a chance of inviting you on my podcast in future hey this is information young people need to know about.
@Healthy-wise
@Healthy-wise 2 жыл бұрын
i love this video but you don't include practical values , to match how u managed to pay off your home loan
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Your feedback is noted Theophilus 😇
@ipelengmanthaaa49
@ipelengmanthaaa49 Жыл бұрын
True
@TheOGpatriotLady
@TheOGpatriotLady Жыл бұрын
How much was the actual house ? 300-500K? Just rough estimate nje.
@chatwithtisa
@chatwithtisa Жыл бұрын
😄😅
@abeltakalani8957
@abeltakalani8957 6 ай бұрын
Which bank financed your property?
@chatwithtisa
@chatwithtisa 5 ай бұрын
For security reasons I can’t respond to this question. When applying for financing etc. some of the key security questions they ask is the one you’re asking, so if I respond I put myself at risk for fraud. Thanks for watching 😊
@abeltakalani8957
@abeltakalani8957 5 ай бұрын
Capitec, Nedbank, Absa, fnb, come on how does that put you at risk of fraud ? i want to know because i also want to use the same bank
@obakengleseyane6493
@obakengleseyane6493 Жыл бұрын
Did you apply for FLISP on your first property?
@chatwithtisa
@chatwithtisa Жыл бұрын
No, I didn’t, I wouldn’t have qualified.
@nomusamasuku7148
@nomusamasuku7148 2 жыл бұрын
Hi Tisa, is buying a property at auction a good idea???
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Hey Nomusa, It depends on a few factors, I think having someone experienced to guide you is important.
@yandie_z
@yandie_z 2 жыл бұрын
Which bank do you bank with, sis?
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Hey Yandie😊 is there something you need? I don’t think naming the bank is beneficial.
@yandie_z
@yandie_z 2 жыл бұрын
@@chatwithtisa I wanted to compare fees and interest rates. But if you're not comfortable with sharing, that's okay.
@ms_busybee5315
@ms_busybee5315 2 жыл бұрын
Those people you are mentioning from Soweto are the same people who are not paying for their services.. hence they are making the profit they are making in rental property.
@chatwithtisa
@chatwithtisa 2 жыл бұрын
I can’t comment on that Boitumelo, but I guess there might be some truth to it.
@ms_busybee5315
@ms_busybee5315 2 жыл бұрын
Check SA news there are protests as we speak because of power cuts and is due to illegal connections and non payment in Soweto
@ipelengmanthaaa49
@ipelengmanthaaa49 Жыл бұрын
fact
@_tshego_m
@_tshego_m Жыл бұрын
If you don't mind me asking, how old are you?
@chatwithtisa
@chatwithtisa Жыл бұрын
I’ll be 30 in September 😊
@_tshego_m
@_tshego_m Жыл бұрын
@@chatwithtisa you're doing well for yourself & it's very inspiring
@khutsonkoana1920
@khutsonkoana1920 2 жыл бұрын
You should refurbish that property and refinance it with a bank i.e, they will borrow you say 75% of you current property value, then you use that money to finance the next property. Refurbishment will add the value to your current property and then refinance will be higher.
@chatwithtisa
@chatwithtisa 2 жыл бұрын
We’ve been refurbishing from the first month we got the property, we make improvements on it gradually, I still haven’t been there but my mother updates me. I still have access to the amount that borrowed me on the first Homeloan, I didn’t settled/ cancel the account it’s just fully paid up, so I can use that money anytime. Thank you Khutso 😊
@jyuvgrace5364
@jyuvgrace5364 Жыл бұрын
How about the taxes? I take it you have to pay tax on the Rental income. Did you hide it in trust funds etc or? Do you have any advise on how to pay less tax on rental income? Seems like a waste to ask 10k /month and then pay what 3.5k tax? The other won't even be enough to pay off the house etc...
@chatwithtisa
@chatwithtisa Жыл бұрын
Good question, we will get into this topic soon.
@bongiwempepetho8492
@bongiwempepetho8492 2 жыл бұрын
Congratulations Tisa, this is so inspiring ♥️🤌🏾
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Bongiwe ❤️🤗✨
@kwandamagaye7637
@kwandamagaye7637 2 жыл бұрын
Tisa wena 🤌🏾🤌🏾🤌🏾🤌🏾🤌🏾🤌🏾congratulations 🎉🎉🎉🎉🎉
@chatwithtisa
@chatwithtisa 2 жыл бұрын
Thank you Kwanda 🤗✨
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