OTP Offer To Purchase What to consider when signing| Paying 10% to the agent| South African YouTuber

Рет қаралды 4,915

2 жыл бұрын

The OTP is the first major document you will sign when buying property and you should not undermine this step! This document can ruin things for you, so read it carefully before signing. When applying for your home loan the bank will also asked for a signed OTP with the signatures of all parties involved mainly you and the seller/s.
Please share your experience with us in the comments section.
Catch me on Instagram on @FinancialChats_ Tisa

Пікірлер: 61

@tivekanindlovu3477 21 күн бұрын

Woow valuable insight. Hikhesile Tisa.❣️

@olgangoahseng5171 2 жыл бұрын

It's my first time watching and I would like to say, this was very informative.

@chatwithtisa 2 жыл бұрын

Thank you for the feedback Olga 😊✨ I’m glad you found the video very informative!

@panaso_m 2 жыл бұрын

Here first this time ❤️❤️

@chatwithtisa 2 жыл бұрын

Hey Panaso😇 Nice to have you here first ✨

@keneilwekolobi6073 2 жыл бұрын

Always insightful to listen to you Tisa

@chatwithtisa 2 жыл бұрын

Thank you Keneilwe 😊✨

@sibongilemaureen524 2 жыл бұрын

Thank you so much for constantly educating us, this was very informative ❤️

@chatwithtisa 2 жыл бұрын

You are welcome Sibongile, thank you for your comment 😊✨

@oliviaoseitutu372 2 жыл бұрын

Drafting your own OTP is a great idea! Thank you for sharing what to look out for.

@chatwithtisa 2 жыл бұрын

I think that way I have will have peace of mind knowing that the document protects me fully if the sale is not successful or if any other issues arise while in the transfer process.

@rodneynkosi8707 2 жыл бұрын

Yey!!!!! Shout out well received. I'll do anything to share knowledge especially about OTP this is very important than the swimming pool you saw when viewing the property.... LOL just saying.

@chatwithtisa 2 жыл бұрын

Rodney😊✨ Definitely more important than the nice pool etc.

@nyamburant Жыл бұрын

Hey Tisa! I’ve binged your property videos and I love them! I’m 24 and planning to buy my first property this year! Would you consider adding chapters to your videos? I keep missing a few points and struggling to rewind to the part I missed. Thank you in advance 🤗

@nqobilebhengu3622 2 жыл бұрын

I love you Tisa, this is insightful

@chatwithtisa 2 жыл бұрын

You are welcome Nqobile 😊☀️

@nicoleadriaan6412 2 жыл бұрын

I love your videos Tisa. Keep it up.

@chatwithtisa 2 жыл бұрын

Thank you Nicole 😊✨

@talithatweachersays7348 2 жыл бұрын

Your videos are so enlightening💫. Thank you Teacher🌹

@chatwithtisa 2 жыл бұрын

You are welcome Tweacher Talitha ✨ Thanks for the feedback 🤍🌸 More of these videos coming soon.

@NeatMegar Жыл бұрын

This is so informative, thank you Tisha

@chatwithtisa 6 ай бұрын

Glad you found it useful 😇

@mirandagcayiya677 2 жыл бұрын

My first time watching your video, I just clicked that sub button and went through some. They are very informative

@chatwithtisa 2 жыл бұрын

Thank you for subscribing Miranda 😊✨ Look forward to a lot more this year 💯

@dayziebonntique1940 2 жыл бұрын

Thanks darling for always giving us good tips.

@chatwithtisa 2 жыл бұрын

You are welcome mommy 🤗❤️

@SisLinaM 2 жыл бұрын

Yewena sana I know that big grammar 😀😀😀 let's invest in lawyers as well. I am learning from you baby ❤ ow umhle girl ❤❤❤🔥🔥

@chatwithtisa 2 жыл бұрын

I agree, investing in lawyers will help us make better decisions because all those clause and terms are to protect them not really you so we have to not sign blindly. Thank you Lina 🤗😊✨

@modjadjibridgette1251 2 жыл бұрын

You look beautiful Tisa! 😍💣💣💣

@chatwithtisa 2 жыл бұрын

Thank you Bridgette😊✨

@noxolokunene7949 2 жыл бұрын

This was very useful. Thank you❣️

@chatwithtisa 2 жыл бұрын

You’re welcome Noxolo 😇✨

@rakgadimogale6474 12 күн бұрын

If the OTP has an blank team n conditions annexure and space for both parties at the bottom , can we add the terms in writing or must be typed

@ofentsetshepe Жыл бұрын

bro, the melanin pop, she is so beautiful

@munangiwaC 2 жыл бұрын

Very informative

@chatwithtisa 2 жыл бұрын

Thank you Chris, soon we will be hearing about your property journey too😊

@mbelelebohang Жыл бұрын

In case you dint have an uncle who is a plumber, using professional inspectors can help you with identifying issues with the house. I recently used one and was able to use his report to negotiate the price down by 11.5%. This is in addition to being able to identify issues that your uncle wont be aware of.

@theblacknyoni 7 ай бұрын

Hey Lebo Do you have their contacts?

@TheOGpatriotLady Жыл бұрын

Did you qualify for a home loan based on your Chinese salary, well I understand that they take other factors into consideration, but was it based on your only main income which was your Chinese salary?

@rakgadimogale6474 12 күн бұрын

Why did they decline if you were a pre approved?

@thendolina 2 жыл бұрын

Very informative 👍

@chatwithtisa 2 жыл бұрын

Thanks for watching hun 😊✨

@ruweidab9519 2 жыл бұрын

I'm learning thank you

@chatwithtisa 2 жыл бұрын

Glad we are learning together, more about this journey coming up soon 😊✨

@wanderingcucamber7082 2 жыл бұрын

💕💕💕💕💕💕💕💕💕 Asbonge in advance for the 2nd, 3rd, 4th, 5th property etc etc etc

@chatwithtisa 2 жыл бұрын

Thank you 😊 Second is underway!

@leratomalatji9561 2 жыл бұрын

Thank you Tisa

@chatwithtisa 2 жыл бұрын

Yo are welcome😊✨

@princesssarahmgezama4024 2 жыл бұрын

@@chatwithtisa Evening Tisa

@princesssarahmgezama4024 2 жыл бұрын

@@chatwithtisa Am struggling to open an account can u please assist me maybe is an old age please assist babe.

@newcreationgeneration7899 2 жыл бұрын

MMM I actually have not read that when I bought my first property recently.i honestly don't know 💯 whatsa on the document.

@chatwithtisa 2 жыл бұрын

Congratulations on your 1st property 🎉 Thank goodness there was nothing that would have costed you, but next time always be careful and read 😊☀️

@sincerely_sphesihle 2 жыл бұрын

Sis', I wanted to buy property.... HHhhhaaai bo!!! I would see a property and make an offer but a cash sale would come along or see the house but there would be too much work to fix the property. yoooo I feel like a failure. right now I am in the process of buying a second hand car. Ngeke this buying thing is emotionally draining shame * sad face*

@chatwithtisa 2 жыл бұрын

Don’t give up Sphesihle, I believe you’ll one day find a suitable property☀️ I understand how you must be feeling.

@lindiwegugushe826 5 ай бұрын

do I draft my own addendum or this strickly done by a lawyer?

@chatwithtisa 4 ай бұрын

Good question, as far as I know it’s strictly done by lawyers and there will be a fee for each and every service they provide, maybe there’s another way, I don’t know.

@lindiwegugushe826 4 ай бұрын

@@chatwithtisa thank you😄

@modjadjibridgette1251 2 жыл бұрын

*residential property...

@chatwithtisa 2 жыл бұрын

That's the word I was looking for, thank you 😅

@talithatweachersays7348 2 жыл бұрын

Also, how beautiful is your place?! 🤌🏾😍

@chatwithtisa 2 жыл бұрын

It has changed over time, once piece at a time, thanks to Taobao 🙈😅