Iam a giver,sometimes,I use to think iwas giving alot,but when I thought about it, God always return more back to me,and he will do the same to you and others.

I gave money to a stranger who desperately seemed to need help. Three days later, I found double the amount l had given, in my lock box, that l had forgotten was in there!

Kate: "I don't food shame people for there food choices." Me: hits "thumbs up"

Fav frugal living routine: pack your own snack and beverage from home every time you leave the house...this way you’re never caught off guard if you stay out later and get the munchies. Save LOTS of $$$

My favorite routine to save money on food is to make spaghetti sauce out of all of my bits of leftovers. We save EVERYTHING. EVERY BITE. At the end of the week, all of the leftovers go into the blender. I take this mixture and cook it on high for twenty minutes, add well-cooked, quality ground beef, and store brand sauce. The secret is to use lots of garlic, onion, and Italian spices. The sauce sometimes has a unique flavor but it's always yummy. We serve it over every type of pasta but whole wheat pasta from Aldi is our favorite. No more waste!

I'm on the same tank of gas since covid hit. My gas budget is killin it

one of the things I do, is to buy a cheaper container of coffee and and better kind of coffee and put them into a large bowl and add cinnamon and I use a whisk to mix it all together and I put it all into gallon zip locks in the freezer so it stays fresh. it's really good for you to have cinnamon daily, so that's how I get mine but also it only costs about $12 (depending on what kinds you buy) to make like 3 or so months worth of yummy coffee.

My favorite routine is try to keep my husband out of the store. 😂 He is the spender and almost always finds other stuff to buy. 🤣

I’m from Canada where groceries are more expensive. One way I am saving money. My husband loves his bread products. He would buy 1-2 loaves a week, which at $2-3 per loaf adds up. Sometimes he would buy at Dollar Tree for $1.25/loaf. I have now gone back to baking buns on a weekly basis (used to do this when the kids were young). I have a home based business, so have no problem working this into my schedule. It’s also healthier for both of us (our last few slices of bread sat in the cupboard for four weeks without molding). All part of reducing our grocery bill. A 10kg bag of flour is only $7, which will make countless batches of buns. And I’m stocked up on yeast, so I’m good there. We had a shortage for a while.

My fav routine is watching you to remember to stay on track!

LET’S GIVE! I love being a giver. I get it from my Mom. I grew up watching my Mom be such a giver. She passed away in 2013 unexpectedly but each day I try to emulate her beautiful heart ❤️ love all your videos Kate. One of my favourite frugal tips goes with your breakfast one - make your own COFFEE ☕️ at home and bring it with you where ever you go. Hot, cold, iced whatever 😀👍🏻

I usually have same breakfast every week. Two mornings protein shake, two mornings Kodiak pancakes, and three eggs. Sunday including bacon. Makes it easy

Hi Kate, Kaden and furry babies. I must say thank you for your regular visits into my home (via internet, if course). I've cleared my Debts 🥳🥳🥳. I now have a LOAD of money extra each month that I can for the first time in my life SAVE! and I owe it all to you Kate. without you I'd still be struggling You're an angel 👼👼👼x

Let’s give! Doesn’t even have yo be $. Offer to do an errand, or to pick up something the person needs. Time is a gift too! It really is life changing. While it will absolutely change! your life quite frankly it will change someone else’s as well.

I could be Frugal living alone, now my husband isn't. Paper plates is ridiculous I think. LETS GIVE 💛

Love living frugally, so many tips to learn and teach! Especially during these times!! 🤗

I've been watching you for a while and binge watching your older videos..and just want to say thank you..you are such a motivation and your happy positive energy is amazing.

Let’s GIVE! So true giving is so important.

Hi Kate! Congratulations on your new home! I love your background. That tablecloth is so nice. I budget the same way. My weekly grocery budget is $180 (family of 5). Every time I come under budget (which happily is often) every single extra cent goes into savings!

I love how you say "food shame"...it was nice to put a word to it.

Kate, I love how practical you are with your tips! Anyone can do this! Financial Freedom is for everyone! Thank you!

Planting a garden! Gives me some enjoyable activities I can use to keep me well grounded! Plus gives some surplus to share!

I have just found your channel and I am loving all your tips. My favourite tip of yours is giving. Give what you can, help when you can and just be kind.

My advice would be try to avoid impulse buying and listen to others. For instance, I moved into my home in October of last year. I needed a filing cabinet for personal info. The junk drawer wasn’t cutting it anymore. My house is small so I wanted one that looked like furniture and coordinated with my style. Found one online that I loved back in November for $660. Showed it to my dad last weekend, he thought it would go with everything but advised checking out other places because I could be paying for particle board. I went to the Amish furniture store and found one that looked similar to what I wanted and saved $166. Another example is that I have a 12 year old son whose bedroom is a shrine to the Boston Celtics. I found a lamp from Pottery Barn Teen that I was going to buy for his birthday next month. It costs $159. Would’ve looked perfect in my opinion. Son didn’t like it. His dad took him to Home Goods and son chose one that cost $50. I think it’s ugly but it saved me money and my son is proud of his purchase. Love all your videos. Thanks so much!

For sure Lets Give! It is when you give, you truly realize how Blessed you are! There was a time in my life when I was so broke that I had less than $20 to lest 2 weeks. It was either put gas in my car to get me to work OR buy a few Groceries. (The struggle was real) Somehow I made it! Thankfully I learned how to Budget and live comfortably. At the age of 46 I went on Disability, so it was even more crucial to Budget! My husband & I live within our mean, if not below it is so important to do that because of out future when he retires.

I LOVE breakfast!!!

You are so dang cute. God loves a cheerful giver. When you were talking about giving and you unclenched your hand that was such a powerful sign that’s what it feels like when you give you open yourself up to receive. Beautiful

2 comments. 1) you look particularly pretty in this video and 2) abundance mentality is everything. Love you Kate! Thanks for the tips!

I use Swagbucks , Receipt Hog , Fetch Rewards.. Scanning your receipts keep you mindful of your spending.👍

In the same way about meals. Breakfast can always be the same for me. I agree, giving changes your heart. ❤️

Let's give! I love the opportunities that a number of online places give to do a donation by just rounding up my total to the nearest dollar. It is such an easy way to help others.

I always get thirsty when I'm out and about now I always make sure I take my tumbler w mu drink..a little goes a long way

I freeze a bottle of my own filtered water from home before going out on a hot day. Doing this spares me the water expense outside. Great tips as usual! TFS!- J

Always eat before you go grocery shopping is money saving hack! :)

I use to bake for fundraisers when I used to work. Even when tired it felt good to contribute for a good cause

My budget saver is to cost share:PO Box (alternate years with other family members), Car Insurance and the streaming services.

Let's GIVE!👍🏽

Let's Give!

I am so cheap it's embarrassing! I am generous with my time and especially love little gifts for my sister's. Love as always from Ireland

I love crispy bacon too!

Thank you so much for not food shaming and not shaming in general. You are so positive and real and humble. It is lovely.

Your Coon cat is stunning, and Kaden is adorable! Thanks for sharing your little family. The things you said about giving reminded me of the verse, "God loves a cheerful giver." 2 Cor. 9:7

The way I budget is over estimate bills. You could ask about a budget plan for energy.or,if able,solar panels. Blankets or heavy blackout curtains on windows,year round.cooler in summer,warmer in winter. Cellphone.go with pay as you go.such as simplink,or metro pcs.choose plan best suited for you.the bill is the same every month.

My mentor was just talking about that...I was so tight with my $ but I give but I think I had a lacking mindset.

Everyone, let's give! ❤️

Hello from the Philippines. I used to be a spender rather than a saver. But I acquired this saving habit when I was single & still working. I have been keeping track of my expenses for many years now. Then i run through them every now & then. We are also building up our emergency fund. After 30 years of living in our house, it's only now that we had it repainted & made major renovations. Only now, after sending our only daughter to med school. Now she is already a medical dr. Now it's time to save up for retirement...Btw, I follow ur channel. Tnx a lot for all ur frugal tips. 😘💕😊

Shopping at Aldi ❤️

Let's GIVE! 💜

Let’s GIVE 🙂

Thanks to covid and only doing grocery pickup, we have saved money by not running to the store for "just one thing, " which is never just one thing. 😂😂 we have commited to shopping one time a week and figuring out how to use what we have in the house.

Love your videos and your energy. GIVING is a huge one. I am always collecting things to bring to our local homeless shelter. I know that the stuff will go to those who truly need it. Keep up the great videos and have a beautiful weekend.

Batching errands. Love ur videos

The Queen of Frugal teak 😮❤

I love the kitty

Great video! One routine I have used for a long time is transferring savings to a separate outside savings account on each payday (twice a month for example). The value for me is I have to make a conscious effort to "unwind" the transaction and makes it much more likely that the funds will stay put.

Do you have a 99 cents store in your area? It's where i buy a lot of my produce. I'm hoping for an Aldi to be here where I live in AZ soon. My daughter works in a local grocery store and gets the digital specials for us. :) Having a household budget is sooooooo important when you are a homeowner. I can't stress that enough to others. Easy donating is so important too. I do when I can. Most times its at the grocery store at the check out, and of course to the local thrift store. Every Christmas season we always give to the Salvation Army. tfs 💗 Have a good weekend💗

Let's GIVE! Thanks for all your helpful videos

Let's give!

Let's Give!!!

I batch my trips too. I went the Library, Michael's and Total Wine.

Looking very pretty in purple. I like it when your cats show up. 🙋‍♀️🐈🐈

Budgets for going out need to be big sometimes. Tomorrow my husband and I are getting the train to London to meet up with family. We are only 45 mins from London and even then the train ticket will be £75 for us both. Then car parking near to the station is £6. So it’s not far off £100 before we even get to London we will be going for pizza in the city for lunch - probably about £50. Then going to one of the wonderful museums and whilst it’s free I’ll make a donation. Of course there are cheaper past times but transportation in the uk is crazy expensive-and unreliable! Thanks for always being a lovely shining light Kate ❤

Love your energy and enthusiasm! Always look forward to your videos

You are such a blessing to me

Happy frugal Friday 👍 Giving heart 💙💜

Lets Give! So good, a giving heart reaps its own rewards.

Let’s Give!!!!

Thank you Kate for keeping me on track

LET'S GIVE♥️

Let's give! Sometimes it doesn't have to be monetary, sometimes it can be time, or goods to be sold to the salvation army or the Rescue Mission!

Kate you are awesome.

Giving is key. Thank you for mentioning this. It really does something to open your heart. xo

Never give to get Remember God sees all and knows our heart

Great tips. Aldi is my go to store. It really helps cut down the weekly grocery bill as long as you don’t get sucked down their aisle with all the Aldi Finds!

Let s give alright.. i just donated some reduced - 1/2 price blankets and delivered for the cats and dogs at our local RSPCA (australia) - how lovely your home is ! Wonderful you got sent gift cards! i batch errands too and save petrol. I am having my hot almond milk latte before i go out. thats now my routine :) thanks Kate!

Hi Kate! Thanks for the inspiration and positivity!

“Let’s give!” I agree with you Kate.. giving does so much more.. and it won’t ever “make sense (cents lol) on paper. You go girl❤️God is always good! And you’re such a blessing

Let’s give!! I always love to help when I’m able in other ways as well! ❤ thank you for always teaching us knew ways to save!!

Hi Kate, are we going to get a house tour? Love your content.

Loving your hair!! 💕

Giving has changed my life as well and makes me feel good!

Exactly..Let's Give!!

I will start making it a habit to give more frequently. I need all the abundance I can get! I rollover any leftover money at the end of the month to my sinking funds and/or savings. It depends what expenses are coming up in the next month. Lots of great ideas!

I now have money in a savings account. And another account being watched by my daughter

I'm also a giver, it makes me feel good

Such a good idea to move all extra money to savings. I am going to do that.

I meal plan, and also try to batch my errands as well!

Let's give and already do

I have started making my lunch at home and bringing them to work. I have also started attempting to go to the grocery store only once a week

Thank You! Very useful

You’ve got me addicted to your Friday and Monday Videos. I always wonder how difficult it is to come up with new ways to save money. I am really attracted to saving on the food expense since I have been a bit of a waster in the past. I also love the “Live Below your Means” topic . I need to be reminded to pay myself first every week. Let me ask you this! Do you feel that paying extra on my mortgage principal is equivalent to paying myself first. It is lowering the interest I pay while lowering the principal. Something in me prefers to focus on that as opposed to adding to my emergency fund or savings. Thank You Kate! Glad to be a part of your K Squad!!

I have a real struggle on cable tv seems it go up every month

Lets give!

Kate, I love your advice. I would like to hear after being in your new home for a month or two: what expenses did you come across that you didn't think of prior. Also what things did you need to purchase or put on your "wanted" list since moving in.

I adore you and your positive 💛 energy ! Great and sensible tips

LET’S GIVE! Yes, I will “round up” for the causes they ask for, but more than that, I try to keep dollars on me, and it is my objective to give away one almost every day. It could be to someone begging by the side of the road, the guy selling the newspaper that I don’t want-I just give him a dollar and tell him to keep the paper, a dollar tip to the gas station attendant when I fill the tank, or sometimes if I just see someone collecting cans-cuz if you’re collecting other people’s cans, you REALLY need the money! Of course, I don’t make it every day, so sometimes I will give away two or three dollars in a day, but the point is to look for someone that looks like even a dollar will be a blessing to...and almost invariably you will receive a “God bless you” in return, or a very sincere thank you. Sometimes I give a candy bar or some treat along with the dollar. It’s fun!!

Let's give

Let's give! Live it!

Love the way you are wearing your hair! Thanks for all the great tips =)

Good morning!!! Happy Friday