A wife's loyalty is tested when her husband has nothing...

If she isnt with you in your worst, she dont deserve you in your best.

That’s sad to hear . BUT if his wife is leaving after a business fail then she may not have fully understood what marriage means .

#1. File for divorce while you're flat broke.

Men: How can she leave him when he was down and out. Women: Good for you girl. You deserve so much better.

I remember my father not working for 21 months due to a layoff at his job. I don't ever remember my mother putting him down or threatening to leave him. Instead she became CPA certified and went to work to help feed and shelter their 5 children. From a stay at home mom to a hard working mom was no easy adjustment, but they stuck together and got through it. Now they're retired and still supporting each other after 47 years. Although every situation is different It's very challenging to find a woman that is willing to tough it out and go through a tough time with her husband, at least support him until he gets back on his feet!

This man is at serious risk of suicide. Poor guy. Dave is right about the church and friend, please take his advice. It will get better 💜 from Australia

She would have eventually left you regardless of the business. Be thankful it happened now not 20 years later!

And some poor schmuck is going to come along and play Captain Save-a-ho for this woman down the road.

The guy bought a wife he couldn’t afford

Better for you buddy, pick yourself up. Success is the best revenge. She wasn't the one for you

You could hear the shakiness in his voice, like he was truly scared. I feel for this guy. Stay strong, don’t give in. Your wife left you when the going got tough so she’s not for you. Prayers man. You WILL get through this.

Even if you were to pick yourself up financially and bring in income, it’s not worth it to fix the marriage. She’s already shown that she’s not supportive.

Your wife only marry your business. Wake up and live a REAL life.

The caller's reaction at 5:32 is soul crushing and so genuine. Hope he's doing better. Shoutout to Dave for his empathy.

So he tried a business, the business failed. He tried to be a life insurance agent, but it kept on throwing him further into debt... to the point that his credit cards are maxed out. I feel terrible for him, but I don't think his wife is the villain - she probably just couldn't handle the stress of failed venture after failed venture, debt collectors calling her every day, being unable to afford basic necessities like food and electricity... that's a lot of stress, not knowing whether your electricity is going to be turned off tomorrow. I don't think she's some sort of gold-digger. If she was, she would've left him a long time before this.

Oh please. Men do this all the time. When they’re broke and working on their career/business their wife or gf stays with them and hold them down until he becomes accomplished. Once he’s established, he leaves her for a woman who wouldn’t even look his way when he was struggling. Life isn’t fair...

Don’t listen to Dave about the marriage counseling. She’s shown her true colors. Work on yourself, get back on your feet, and move forward from there.

A DOG IS MORE LOYAL THAN A WOMAN.

Dave’s face when he says “life insurance agent” 😂😂😂

Guy calls in...Dave my life is fallimg apart and wife left me... Dave: what your doing probably isn't working 😅

I am a woman and I don't agree with you Dave..She is not for him.

He said it was the final straw for her. While I don't condone leaving the marriage because of his business/money struggles, I do wonder what else was going on that she was unhappy with.

Hypergamy has no boundaries, it’s a real thing bro, let’s stop pretending like it’s not 😂😂😂😂😂😩

Don't take her back when you have money again.

To all who criticize the wive: we know nothing about their situation. All we got was a very short version of only one side of the story. We haven't heard the wive's side of things. We're in no position to judge.

Dave handled this man with pure compassion. I like this Dave.

Get a good lawyer while you can still afford his services. In this day and age she WILL try to finish you off financially -- caring nothing for your ability to get back onto your feet.

"She woulda left but she didn't have a car."😂😂😂😂😂

I’m 35, no husband, no kids and no debt. Listening to him truly broke my heart. I will stay single, I guess!!!!!

He overlooked the number 1 rule when dealing with women. When the money comes, the women come. When the money goes, the women go.

what a loving, compassionate response from dave - a man who has been there, done that, and now gives away the tee shirts. he brought hope to this poor man who really needs it, and it really could make all the difference. i wonder how it turned out.

They love what you can do for them not YOU.

Business failed, wife leaving you So it's a bad news great news situation.

"Women don't care about your struggles, they hang out at the finish line and pick the winners."

maybe Dave didn't want to kick this guy while he was down but there is a whoooooole lot more to this story that didn't come out in the call. Like maybe financing his business with CC debt until it hit the wall and they couldn't borrow more

So much for the "for rich or for poor" line of the vow she took.

Men just remember this: A man’s test of loyalty is when he’s successful. A woman’s test of loyalty is when he’s failing

They say when poverty comes through the door, love goes out the window

The first rule of Fight Club is : Never get married

Dave is such an amazing therapist in situations like this. He knows how this guy is suffering and can relate in such an impactful way. That’s why I keep listening to this show.

I can't believe she just jumped ship and took the kids..... *'For Better or Worse'* means *ABSOLUTELY NOTHING* smh

You can hear the despondency in his voice. It was great to hear Dave give him some hope back. He sounded better at the end of the call. I hope things turn around for him quickly.

Don’t get married! Go your own way!

Sounds to me like this guy has been living in a dream world for years ("back tax debt"), his wife has been telling him he needed to get a job but he didn't pay attention until she left. Probably she should have left earlier.

What gives her the right to “take the kids”? They have failed TOGETHER! Does she work? This whole situation stinks.

No way ! Why go so long with a commission job? After a month of no success, I’m out of there! I’m laying down all pride and hourly job here I come !

How did he have a successful business for 7 years and now hes broke? Something doesnt add up

Successful business for 7 years; Failing for 6 months, and now she's out...? Guess the only love she had, was for the money....

Wow real women support the man in hard times. Gold diggers like this leave them.

The internet makes me never want to get married

If you win lottery don't tell her. Tell her instead, you lost your job and you are in debt. If she stay with you more than two month without shaming you everyday that is because you won the lottery twice and you didnt know it the first time.

For richer or poorer. In sickness and in health. Did she forget about this? When everything was good she was there to reap the benefits. But, when the rain started to fall she abandons her husband. When he needed her the most.

Money was the center of that relationship. Truly unfortunate

I truly feel for brady. Unfortunately this is all to common. A man has financial difficulties and his WIFE (not just a gf) bolts. It happened to my best friend who is now my brother in law. Women seem to forget the for better or worse vow. A stand up partner would stick and pick up the slack till things get better and it does get better. I would live in a van down by the river as long as its with MY WIFE!

Omg 😳 when he said “okay” I heard the pain in his voice. I am woman and that wife of his ain’t for him.

" For better, for worse, for richer, for poorer. " I guess people don't understand this, IF she truly left because of the financial reasons.

Don’t feel bad man. All us men start out as blue pilled simps til a woman does us wrong then we start taking that bitter red pill.

I am constantly astonished and moved by Dave’s humanity and empathy. He has an extraordinary ability to communicate support and solidarity while showing such respect and sensitivity for the other person’s dignity. It’s more than a talent, it’s a rare gift, and it’s all built on the foundation stone of sincerity.

The night is darkest before the dawn. Stay positive!

Dave - this man has been beaten and kicked and you gave him the best advice I think he could have possibly been given. Thanks Dave!!

The primary value a man has in a relationship is to be a protector and provider. The primary value a woman has is to be a nurturing mother and a beautiful and faithful wife. Women will leave when the money dries up. Men will cheat or leave when the woman is no longer pretty. Love is not unconditional

Like my dad says "if shes not with you when you're down, shes not down for you and shes not the one drop her and keep moving"

Buy a copy of The Rational Male. Lift weights. Improve yourself and your business. Let her go not worth it if she leaves once when times are hard she'll leave when they're good and take more.

Wishing the young man God's speed and a good come back!

No forgiveness for a woman leaving when your down. Let her go.

What compassion you showed this guy Dave! You never judge anyone. I guess when you walk in someone's shoes, you truly understand the heartache they are going through.

Such wise counsel. Thanks Dave!

He waited too long and put his wife to the test. They have kids. Some business owners do not want to get jobs but you have to support your family. I don't know that his wife is the issue.

Good luck to this guy. Life isnt easy.

my first wife left me due to finances. Made me buy a house I didn't want. said life was stressful. Few years later I started earning 3-4 times what I did. Her bad. Don't marry financially ignorant people. they will force you to make purchases you'll regret.

I needed this video today, thank you

When the money go, that’s when all the honeys go! -Sean Combs

And she did. She made a different career choice. Marriage is a business and if the business isn't working out... some walk out it. There's more to the story. Tell the truth, not to us, to yourself and, more importantly, to your wife. Clean it up dude... Dave has your back and you have to clean up the front end. Good luck... and love your kids regardless.

I love Dave Ramsey advices, they come from the heart, not just from a mind thinking about money. Thanks Dave!

This makes me sad, sincerely hope he gets through this.

This why men are not getting married. It’s no point

God bless you Mr. Ramsey! God bless you!

Truthfully she was never a real wife, no matter what people struggle through in life they go through it together to give support to one another & not to run away from lifes problems face it together.

What a wonderful call and response! Well done Dave, this may be the call of the year!

How are you? I'm well.

I love Dave but he has a romanticized to view of marriage because his has been so successful. Not everyone goes into marriage with the best intentions and oftentimes spouses enter marriage and leave solely because of money. I think it would do Dave some good to talk about how people can protect themselves financially during your marriage as opposed to letting his Evangelical Christian views on marriage permiate through his financial advice

I love how dave always end these talks off on a good note/ a good laugh

You can hear the emotions on both sides of that call. God Bless Dave for this ministry. 👍🇺🇸👏🙏

She left after 6 mons of business failure??? 6 mons is all it took? No you need to rethink your marriage to her.

Doesn't sound like he had a successful business, more likely just a job under a self employment structure. I hope his "insurance career" isn't Primerica.

Great advice and thank you for sharing your story too Dave about your marriage.

I married my husband when he was working at Chuck E. Cheese. Pay was 7.50 an hour, in debt, little to no money. Here we are in our 30s with a net worth of over 600k. I love my amazing husband.

This means her half will be minimal. When you're hugely successful she'll be left out in the cold.

So she picks up and runs as soon as the money runs out and the credit cards are maxed? Classy lady (sarcasm). If they do divorce then she should be responsible for the debt too, I'm sure she helped contribute to it.

honestly this is probably his fault. shouldnt have picked a trophy wife

Dave, you can be really rough but I really love your approach and heart of compassion for this guy!

"For better or for worse" Sorry, what was that second part?

My mother used to say "when poverty comes in the door love goes out the window". Its a female thing, men generally don't need to get paid to stay in a relationship.

Wow! Such loving yet firm correction!

Dont invest or start a business with money u will need. If ur wife leaves because of minor setbacks, then she is probably not the right person to b with

If you maxed out your credit cards to start a business you did it wrong and sounds like you're sinking ship dude. Give it up, you are not ready to start a business, get a job

With this much poop there has to be fertilizer lol I'm storing this one in the ol memory bank!

I’ve watched a lot of these videos and so many sad stories but this one was upsetting just wanted to give the guy a hug and somehow help.

I had recently had to make a tough decision and let my business go 9 years of hard work (due to personal matters). My girlfriend has supported me through thick and thin and now have started a new business that has taking me some time but with every step has been positive. Great to have someone by your side! I feel bad for him. Don't give up!