My Wife Took Half Of My Money And Left, Now I'm Barely Getting By!
Рет қаралды 136,882
4 жыл бұрынMy Wife Took Half Of My Money And Left, Now I'm Barely Getting By!
Get a FREE trial of our life-changing Financial Peace University today: bit.ly/3dI2MF3
Visit the Dave Ramsey store today for resources to help you take control of your money! goo.gl/gEv6Tj
Ramsey Solutions KZfaq Channels (Subscribe Now!)
• The Dave Ramsey Show (Highlights): kzfaq.info...
• The Dave Ramsey Show (Live): kzfaq.info...
• The Rachel Cruze Show: kzfaq.info...
• The Ken Coleman Show: kzfaq.info...
• Christy Wright: kzfaq.info...
• Anthony ONeal: kzfaq.info...
• EntreLeadership: kzfaq.info...
Did you miss the latest Ramsey Show episode? Don’t worry-we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more!
Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: kzfaq.info...
Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your life. Tune in to The Ramsey Show and experience one of the most popular talk radio shows in the country!
Ramsey Network (Subscribe Now!)
• The Ramsey Show (Highlights):
kzfaq.info...
• The Ramsey Show (Full Episodes): kzfaq.info...
• The Dr. John Delony Show: kzfaq.info?...
• The Rachel Cruze Show: kzfaq.info...
• Anthony ONeal: kzfaq.info...
• The Ken Coleman Show: kzfaq.info...
• The Christy Wright Show: kzfaq.info...
• EntreLeadership: kzfaq.info...
@TheExcellentInvestor 4 жыл бұрын
That is why Warren Buffett said who you marry is your most important financial decision in life.
@saulgoodman2438 4 жыл бұрын
this is why you don't get married at all
@TheExcellentInvestor 4 жыл бұрын
Saul Goodman That is definitely the zero risk way. I do have a wife and she lets me pay off debt so I guess I got lucky. At least for now
@zoraster3749 4 жыл бұрын
Josh A Berg My wife let me pay off debt too... She was very appreciate when she initiated the divorce and didn’t have those pesky student loans around anymore. Good luck.
@duanejackson6718 4 жыл бұрын
Did you know that Warren buffets wife left him and move to another state. Buffett took a mistress, and didn't marry her until his wife died. But apparently all three people involved were okay with the situation. So I guess you could say Warren is sort of a swinger.
@joshua38410 4 жыл бұрын
Josh A Berg no it’s not, it’s just a stupid one 🤣😂
@stephenhoppe5163 4 жыл бұрын
Dudes getting hosed more by his lawyer than his wife.
@immortalmindz-conversation7021 4 жыл бұрын
Exaaaactly
@That-Wanderer 4 жыл бұрын
That’s what I was thinking... my friend only had to pay 1k and that was it...
@kjsampson5811 4 жыл бұрын
Bros before hose
@ivanvillalobos7734 3 жыл бұрын
Lawyers are usually the only winners in a divorce
@justlivelovelaughfrugally 3 жыл бұрын
Truth!!
@MrLTS21 4 жыл бұрын
Ramsey: "Your heart is broken and your brain isn't working." Classic.
@zoobrizz 4 жыл бұрын
MrLTS21 Be nice
@MrLTS21 4 жыл бұрын
@@zoobrizz 😂
@front331 3 жыл бұрын
The guy does sound like he's brain damaged.
@israelboakes6710 3 жыл бұрын
@@front331 That’s what pain sounds like in a voice
@lady56725 4 жыл бұрын
I paid $500 to my divorce lawyer. Ex and I was on the same page, no children. Dave is right that lawyer is expensive.
@Bae_mackx 4 жыл бұрын
lillianne dere I paid $1000 and that was with a kid and a house so yea - but that was if we didn’t contest anything and basically came together to write the plan
@PInk77W1 3 жыл бұрын
I slept in a car for 8yrs to pay my child support. So here we are
@thelimey351 3 жыл бұрын
You’re one of many...
@PInk77W1 3 жыл бұрын
@@thelimey351 very much so.
@celticwind4122 3 жыл бұрын
shouldve pulled out
@BlazeTrinity 4 жыл бұрын
Sooooo.... This guy's income didn't change when she left and he's broke because she took 5 grand? I am so beyond confused why he thinks he's broke now.
@ashleyjones5396 3 жыл бұрын
I think he is just heart broken.
@enterchannelnamehere2922 3 жыл бұрын
He clearly wasn't saying everything, Dave himself alluded to it with that whole "Your lost" talk. Probably some addiction i would guess
@shmand 3 жыл бұрын
80k a year is what, 3500 a month after taxes and health insurance? $1000 Mortgage $250-$500 food $250 utilities $250 Misc (House stuff) $200 gas $125 phone $150 insurance on car If he's giving this attorney 2-3k a month on top of this... He really is broke....
@BlazeTrinity 3 жыл бұрын
@@shmand no. Definitely not 3500. I take home about 4k on 72000. After taxes, insurance, and 401k. He's taking home at least 4k, closer to 5k. Maybe even more than that depending on his deductions.
@shmand 3 жыл бұрын
@@BlazeTrinity ok. Add $500. One car breakdown wipes that....he isn't really racking in the doe...
@jeffreyrivers1983 4 жыл бұрын
It kills me when: I make 100,000 per year but I am penniless
@803logic 4 жыл бұрын
Dude, you've been married for 2 years and 2 months! You'll be fine. She's gone! You're in the best position ever!
@rogerhoward7424 4 жыл бұрын
Just be glad u don't have kids with her or that would have been more money alot more
@davet9387 4 жыл бұрын
After my first marriage failed and I got over the pain, I had the most fun years of my life. I always had plenty of company and variety. LOL! Not to mention complete, uninvolved control of my money and what I spent it on. Good times!
@mmp495 2 жыл бұрын
@@davet9387 best life ever🤗
@inabina2925 4 жыл бұрын
The ex isn’t the problem, the attorney is. He doesn’t need a lawyer while he waits out the separation year - there are no kids and no assets to split. Sheesh!
@estelleschneider9033 3 жыл бұрын
He is not thinking clearly..being taken and not doing homework
@thomasjefferson5727 2 жыл бұрын
You've never gone through a divorce, it shows.
@jude1245 4 ай бұрын
It’s a good idea to have a lawyer so he doesn’t get saddled with a hefty alimony payment. She doesn’t work and he makes 80k so if she has a good lawyer she could probably get a piece of that pie.
@vaska1999 Ай бұрын
@@jude1245 There are no children involved.
@jude1245 Ай бұрын
@@vaska1999 There don't have to be children or assets involved for an unfair alimony amount to be ordered. Child support is not the only thing a court can leverage against someone.
@chrisp2481 4 жыл бұрын
the fact that she only took five of the $10,000 in the bank account shows that she's not so bad.
@keto6789 4 жыл бұрын
If I made $80k, I'd be jumpin for joy everyday!
@trapsarentgay4195 4 жыл бұрын
keto6789 I’d be a millionaire making $80k
@Ali-ws6mu 4 жыл бұрын
The first time I made 80k I saved 30 grand in a year, no joke
@trapsarentgay4195 4 жыл бұрын
Ali only saved 30k making 80k? Are you married or have kids or something?
@Ken-qc9wi 3 жыл бұрын
Im making 90k living in New York and I’m broke lol
@caseyporter499 3 жыл бұрын
@@Ken-qc9wi yeah well by that logic tens of millions of ppl in ny make 90k. There’s ppl who make 20,30,40 and get by fine. My friend lives in a duplex In Albany and makes 30k and has a kid
@Saiyijon 4 жыл бұрын
I lucked out. The ex-wife and I didn't hire a lawyer. No kids and we split the debts and assets appropriately. It was by far the most amicable break up I've ever had.
@marktheshark2569 4 жыл бұрын
Good for u, my mom and dad just recently had a divorce and spent so much money on lawyers and things. It took 2-3 years to finalize the divorce. My dad kept taking my mom to court for no good reasons wasting tons of money
@Mexicobeanpole 3 жыл бұрын
Mark The Shark 2 YOUR money. That’s rich.😂
@marktheshark2569 3 жыл бұрын
Beach Town Reseller honest to god that was a typo. It was not meant to be there. When I type on my phone, the words pop up above and I must of accidentally clicked my. I did not mean that. I just changed it. Thanks for letting me know if (see another typo I put if instead of even) even though u we’re making fun of me, I did accidentally put something stupid
@fabiolito28 4 жыл бұрын
Incoming the "never getting married" crowd. Don't blame ya
@shortchubbyneckbeard1681 4 жыл бұрын
Chasing Excellence Who knew you could find so many red pills on Dave’s channel
@blackonblack...9244 4 жыл бұрын
Guys, there are quality women out there, and they aren't the 10s, 9s, 8s, 7s, and even 6s. Avoid those at *ALL* costs. And *ALWAYS* pay attention to red flags. Lastly if they aren't on your wavelength, move on. It's not worth the pain.
@blackonblack...9244 4 жыл бұрын
@Brian Waller Yep, those are spoiled rotten brats. I would also say that if you're talking to a girl and it feels like your "pulling teeth", drop them. They are wasting your time.
@NeededGR13F 4 жыл бұрын
@@blackonblack...9244 there's a fair amount of quality 10s out there. 99% of them are married, but they're out there.
@Nikki-ks6wi 4 жыл бұрын
Honestly you can have a joint account without “being married” so the same thing can equally happen married or not
@Ant0417 4 жыл бұрын
"....and she wasn't working". Of course she wasn't. She found a human ATM, got what she wanted out of him, took half his money and then left him in ruins.
@muradshawar 4 жыл бұрын
JJ Anthony I’m 22 what suggestions do you have . Should she be working . How do you avoid this kind of scenario
@atb154 4 жыл бұрын
@@muradshawar Easy! Do not get married and do not cohabitate. That will keep you out family court and you get to keep your sanity and your money.
@berrytic101 4 жыл бұрын
That is assuming she married him for his money He doesn’t seem like a millionnaire to me Her not working May have been a decision made by both thinking long term with having kids and whatnot Let’s not assume things about women just because the little ego is hurt or doesn’t know about them
@berrytic101 4 жыл бұрын
Murad Shawar it’s a discussion you should be having with your partner not with a random guy on the internet Look up “financial diet” ytb channel and other channels of couples that discuss finances ( the how the why )... But in the end it’s a decision that is made with both parties with consideration for THE finances and goals ( short and long term )
@atb154 4 жыл бұрын
@@berrytic101 he does not have to be a millionaire. She could have had him pay the debt she accrued before the marriage while she stayed home. Once he was done paying, she hit the road.
@ktsterlin9304 4 жыл бұрын
People call in, then leave out important details. There is something missing in this story. Hope he figures it out and quickly.
@abcxyz-kc7ch 3 жыл бұрын
...like the truth.
@rayjgold 2 жыл бұрын
She left because she wanted more than rice and beans and beat down cars.
@mattmartin2205 4 жыл бұрын
This is another "thing" keeping me single.
@scottg4520 4 жыл бұрын
Yep. Way too risky and expensive to get married.
@edgehodl4832 4 жыл бұрын
Me too, no way I'm getting married
@ChrisMFlorida 4 жыл бұрын
@Johnny Five what does that mean confirmed?
@handleyobusiness 4 жыл бұрын
I know most American women are unmarriagable, but not everyone is out to get you.
@handleyobusiness 4 жыл бұрын
@Johnny Five Rest assured, I’m on your side. Society in America has lost its moral compass and is very anti-male.
@ricardoalvarez5585 4 жыл бұрын
Your wife can either be your greatest asset or your greatest liability. If you cant find an amazing one that adds value to your life, then marriage is not for you. Just like college is not for everyone, the same applies to marriage.
@user-gx2mg9yf6r 4 жыл бұрын
college is like marriage both are meant to plunder you
@fahey6797 4 жыл бұрын
R. Man, When you come up with a formula that's over 90% accurate on how to pick the right one, or if you're willing to rent out your crystal ball to me, I am prepared to pay out a substantial sum to you for this service.
@ricardoalvarez5585 4 жыл бұрын
@@fahey6797 It'a the biggest gamble bro. I feel you. Only you k ow what the perfect woman is for yourself. But most marriage hating men have been SIMPS a few times before.
@fahey6797 4 жыл бұрын
@@ricardoalvarez5585 , I agree with you in that I was one of the biggest SIMP''s I've ever known. In a way, I miss being one. I could fall in love, trust, commit to, and happily provide for a woman with the only expectation being that she'd simply love me back and be loyal. That all seems in the distant past to me now, like it was a different person who did that.
@weight333 4 жыл бұрын
Waaaay too risky. Even if you marry a great one today, who's to say she's a great one in five, ten, twenty years? People change. Not worth it.
@JustinBeller 4 жыл бұрын
What is this guy's question? I don't think this guy is being very forthcoming with information surrounding his circumstances. That's probably the real reason why his wife left.
@ahmadsarwar6814 4 жыл бұрын
I think Dave Ramsey is hinting that the guy’s spending a lot of that money trying to drink his problems away. Hope he gets out of this soon I feel bad for him.
@jared6361 4 жыл бұрын
He's not making $6,000 a month after taxes. Dave seems to always say you're making more after taxes than you really are.
@akp167 4 жыл бұрын
@@jared6361 And because of his expense for his insurance he's probably at around 4600 per month
@dylan4972 4 жыл бұрын
@@jorasparents well he didn't explain his situation well so can't really blame Dave for that. The guy sounded stunned and if he has been following Dave like he said then he will have itemised all his expenses etc before and given clear information on the call. The guy sounds messed up, like Dave said possibly still in shock.
@bradjbourgeois73 4 жыл бұрын
A 30 pack of Miller high life is $20 and lasts me at least 2 weeks. Drinking isn't expensive.
@Aces135 4 жыл бұрын
Brad Bourgeois depends on how much he’s drinking.
@IntrustGames 4 жыл бұрын
Never have I ever seen a marriage and been like "yeah I want that" lol
@brandoncameron5494 4 жыл бұрын
Intrust Games straight truth. Show me a married man and I’ll show you a man that’s been hustled.
@johnjay7255 4 жыл бұрын
How unfortunate.
@gatewaysolo104 3 жыл бұрын
My parents have been happily married for 34 years, my grandparents for 63 years and my other grandparents for 57 years before my grandma passed away. There are plenty of good marriages out there
@weirdnomad8868 3 жыл бұрын
That's sad to hear. Sadly divorce and bankruptcy tend to run in families and friendship circles, including mine. Try attending a good church and you'll see a lot of happily married men. The trouble is nowadays happy marriages don't make good TV. Once I joined a good church I really began to see what happy marriages look like and it changed my perspective entirely.
@engineer8057 4 жыл бұрын
You make $80k a year with no debt and you're barely getting by.... something dosen't add up
@Mrbfgray 3 жыл бұрын
Married is all you need to know here.
@SoManyRandomRamblings 3 жыл бұрын
@@Mrbfgray or addiction
@vaska1999 Ай бұрын
@@MrbfgrayHe's not paying her any money.
@Mrbfgray Ай бұрын
@@vaska1999 I wouldn't remember by now but on the surface--he's doing it wrong. lol.
@kristenlevine3446 4 жыл бұрын
I feel sorry for this guy.
@Andy-oy3yg 4 жыл бұрын
I cannot believe how many of you don't understand 80k is not enough for him. Even if he has monthly payments without having any debt; he has to 1) Pay Taxes - with his income, he's probably paying around 25% that's $20k 2) Monthly health insurance - $700 x 12 is $8400/year. 3) House payments $1k x12 is $12k The combination of 3 is $40,400!! Also, he was married for without additional income. Meaning he was paying food for two people. That's easy 10k Car insurance for two is probably around $400/month $4800/year! He has a mortgage, meaning he paid 20% down on the house. Don't forget about cellphones, utilities, gas... And who knows how many other emergencies he had! As much as I like Dave, I hate how he thinks, "Because you make x amount, you shouldn't have any problem" or "Oh, you make 80k a year? You take 7K-6K." NO! You pay more than 8k -as Dave proposed - in taxes when you make 80k - even if you live in NC.
@McLaneFS 4 жыл бұрын
Andy great break down
@coldsoup8958 3 жыл бұрын
$80k * 25%tax = $60k $60k / 12months = $5k/month $5k - $1k rent - $700 health insurance - $500 car - $500 utilities - $300 groceries - $200 car insurance - $100 phone bill - $100 internet - $300 into savings - $300 miscellaneous ______________________ $1k/month These numbers are EXTREMELY conservative and he'd STILL have another $1000k left over, AND he'd be saving $300/month. On what planet is $80k (even pre-taxes) not enough for one person..?
@marktheshark2569 3 жыл бұрын
@@coldsoup8958 lawyer
@1978wisper 11 ай бұрын
He makes more than the average person. He will be fine. Also you greatly overestimate his costs.
@deekayvixen 4 жыл бұрын
Easy: she doesn’t work. That’s where the money is going.
@binkle1757 4 жыл бұрын
He said he wasn't giving her any money, and that they didn't have any debt (just mortgage payment).
@texan903 4 жыл бұрын
@@binkle1757 Is she is unemployed, she is getting money from somewhere. She left with money so apparently had access to something.
@binkle1757 4 жыл бұрын
@@texan903 Who knows what she is doing? As with most of Dave's calls, we're missing about 90% of the story. It is kinda boring how many commenters immediately dump on the woman.
@dukeduke7569 3 жыл бұрын
I wouldn’t give a dam if I was a millionaire,my wife will be working.....
@ceciliapreziose3783 3 жыл бұрын
he is not giving her any money.........his salary is his
@jermainebennett7473 4 жыл бұрын
This guy is leaving out something. Either he don't make 80k or he's leaving out a huge expense he's not sharing. I think the wife is still taking a chunk of his money being that she isn't / wasn't working during the marriage.
@SoManyRandomRamblings 3 жыл бұрын
But if it was the wife taking it he would have mentioned that.....it's probably an addiction......that would explain why he is leaving it out
@rayjgold 2 жыл бұрын
@@SoManyRandomRamblings An addiction to rice and beans and used cars. The wife wanted steak and a car that wouldnt break down.
@ceciliapetrowsky2572 4 жыл бұрын
He is getting ripped off by this lawyer. It sounds like an uncontested divorce with no kids. He could have gone to Legal Zoom and printed out some separation papers and filed them himself. Outrageous! And for all you people here trashing on the woman, you have not heard her side. If she had to leave a note, maybe she’s afraid of him.
@arleneaugustahair8393 4 жыл бұрын
Cecilia Petrowsky exactly! We are quick to take one person’s side. I have dealt with that with the Army always taking my husband’s side in situations he lied about and was 100% wrong in. I don’t take anyone’s side anymore. He could be an alcoholic or abuser and we wouldn’t even know!
@Sir_Pumpington_Of_Dumpenshire 4 жыл бұрын
Or she's too embarrassed to face the man she cheated on. The only thing she fears is her guilty conscious.
@hazegrayprepper4396 3 жыл бұрын
@@Sir_Pumpington_Of_Dumpenshire precisely
@CaseyBurnsInvesting 4 жыл бұрын
Unto you I pledge this prenuptial agreement 📝
@ryanweston9677 4 жыл бұрын
Casey Burns Investing amen. Also be careful, because some pre-nups surprisingly don’t hold up in court, which I find ridiculous.
@hominem3731 4 жыл бұрын
Make sure there are witnesses because women are now alleging that they signed prenups under pressure.
@CaseyBurnsInvesting 4 жыл бұрын
Thanks all! Good to knows
@Gus_Chiggins 4 жыл бұрын
The lawyer is the wife’s new boyfriend 🤣
@quincg7546 4 жыл бұрын
dave said “your brain isnt working” 😂😂
@00Noontide 3 жыл бұрын
Kid sounds really confused and exhausted. David did a great job here.
@89feighery 3 жыл бұрын
Its soooooo annoying how Dave just ignores taxes. It's insane for a famous financial advisor! 80k a year does not mean even close to '6 or 7k a month'. It's just under 5k a month. 1k to lawyer and 1k on house leaves under 3k.
@liviaclaire 3 жыл бұрын
He still can live on 3k as a single person. People who call should just say the take home pay when Dave asks about their income.
@user-wx1ji5ot5u 3 жыл бұрын
@@liviaclaire but he's not single..
@liviaclaire 3 жыл бұрын
@@user-wx1ji5ot5u he is. His wife left and he is not passing any money to her.
@user-wx1ji5ot5u 3 жыл бұрын
Okay, so A. He would have just became single by your definition. But he's not paying any towards her health insurance, or car insurance, im guessing she is still on both of those policies? That also means his tax bracket just went up, so now his take home is even less. With same expenses for most part. Maybe food budget went down? And B. IRS says he's not single, courts say he's not single and government entities would say he's not single.
@89feighery 3 жыл бұрын
@@liviaclaire but he should ask and make sure he's clear what he's talking about
@josejoaquingonzales3026 3 жыл бұрын
I agree $80k is more than enough but I don’t know where Dave gets these numbers from. 80k is more like $2,500 every two weeks.
@gtyson188 3 жыл бұрын
Exactly and probably a little less than that. Dave didn't account for taxes taken out of that 80k.
@GenExDividendInvestor 4 жыл бұрын
A Dear Jane letter? Man, harsh. I'm so grateful that I got married to the right lady. Sounds like the lawyer is a bigger problem than the ex.
@FaintAura 4 жыл бұрын
The problem is they're always the "right lady" until they're not.
@harshitmadan6449 4 жыл бұрын
Wish you luck!
@Mexicobeanpole 3 жыл бұрын
There is a such thing as the right lady, or man. It’s just such a rare thing to be truly compatible and happy. We’re happily together for 40 years, but we’ve watched marriages drop like flies. We didn’t have kids and built our wealth together. Both worked. Not sure if those things make a difference, but that’s our story.
@neneshubby 4 жыл бұрын
$80,000 annually in North Carolina with no family and no debt. I don’t get what the financial issue is?
@ddavis8988 4 жыл бұрын
16 states have required waiting periods to get a divorce ranging from 60 days to 18 months. North Carolina requires 1 year of separation before you can divorce.
@rbraxton00 4 жыл бұрын
Well at least she was fair and left half. If there are no children, he is getting taken advantage of by the lawyer. Why is the lawyer wanting a retainer for a divorce and you really have nothing to split up. Something sounds crazy here.
@cheesebear3353 4 жыл бұрын
My ex and I were in a similar situation and used the same attorney to divorce because we agreed on asset distribution.
@carolsmith2699 4 жыл бұрын
I feel for the guy but something is not adding up. He's not telling Dave everything.
@derekd1510 3 жыл бұрын
and /or hookers ...
@insure4cheap 4 жыл бұрын
Women don’t just up & leave and head straight towards divorce so sudden. Hope he gets over his addiction and gets his life back! 🙏🏾
@meymay11 4 жыл бұрын
Exactly! Especially when they don’t work and only want to take half the savings to disappear. She just wants to get away from him.
@jayare273 4 жыл бұрын
They do when they find a stud.
@harrisonwintergreen1147 4 жыл бұрын
This guy is getting shafted by his lawyer or he's so shellshocked that he didn't understand the lawyer's fee schedule. A simple divorce costs a few grand so the fees should end soon
@arleneaugustahair8393 4 жыл бұрын
harrison wintergreen in NC a simple divorce is only a few hundred dollars.
@frankiesmom8478 4 жыл бұрын
That’s a cheap divorce
@mmp495 2 жыл бұрын
Freedom! Keep looking forward and never look back👍🏻
@usmanshahid8277 3 жыл бұрын
80k is probably like 4.5k take home not 6/7k - Dave always forgets taxes
@marktheshark2569 3 жыл бұрын
Exactly right, my mom makes 82 and her take home after health insurance is paid is between 4000-4400. So if u don’t include health insurance it’s between 4400-5k
@ShelleyG1014 4 жыл бұрын
Hi Brett, I went through this and I’m in NC too. It can be a lot less for you. Stay encouraged!
@ronwhiteleo3352 4 жыл бұрын
GREAT!! both of you should connect and go through your 2nd divorce together..
@ShelleyG1014 4 жыл бұрын
ron whiteleo 😧 I’ll get married again but never divorced again
@ronwhiteleo3352 4 жыл бұрын
@@ShelleyG1014 i understand and wish you the best..
@marquestanderson1388 4 жыл бұрын
Shout out Coach Greg Adams.
@tomasmigmon2751 4 жыл бұрын
Keep being a free agent and enjoy life without a wife.! Make them B to sleep (AMS)
@edgehodl4832 4 жыл бұрын
Coach Greg is my must listen everyday!
@joshuasir_prodijay4540 4 жыл бұрын
I just started watching Coach and one of the best things I ever did.
@handleyobusiness 4 жыл бұрын
Shout out to the Coach Gang!
@charlespratt8663 4 жыл бұрын
Marriage is one of the few investments where you have a 50% chance of loosing half your money.
@Lianne459 3 жыл бұрын
Yet every time young people call that are engaged or thinking of getting engaged, Dave screams GET MARRIED to all of them These calls are those young people who should never have gotten married so fast.
@1redrubberball 4 жыл бұрын
In NC, a married couple have to be separated for 1 year, as a basis for divorce. A smart couple will realize that their settlement between them is legally decreed to be 50/50 and any lawyer involvement will diminish what they receive. They can draw up their own separation agreement, notarize and file it for practically nothing and keep both separation and divorce costs under $500, in total.
@RMSx3-hx3po 3 жыл бұрын
I love when Dave acts as if there’s no FIT, state tax, etc lol
@calco__3947 4 жыл бұрын
This is why we need to build that wall to protect Americans
@kodyeldridge5847 4 жыл бұрын
Calco __ what in gods name would a wall solve in this situation? Buffoon.
@calco__3947 4 жыл бұрын
@@sr.luisraytraceiii2422 We have to keep the ISIS caravans out
@blackonblack...9244 4 жыл бұрын
Forget the lawyer. Get a Men's Rights Lawyer.
@daniel-vn4ql 4 жыл бұрын
She took 5K in savings. He is paying her no other money. what makes you think a mens rights lawyer would have any interest in this case.
@mikel9366 4 жыл бұрын
Maybe he used some of his paycheck to fund his gambling addiction, but didn't want to bring that up to Dave.
@peacehappyb237 4 жыл бұрын
Mike L or maybe he is not making 80,000
@autistic-lutheran-carnivore 3 жыл бұрын
The guy mentioned he is paying for his wife's health insurance. If I were him... not anymore. You can't have it both ways, princess. You can't divorce someone and expect that someone to pay the bills.
@Blulightsteel 4 жыл бұрын
Reasons number 1 why not to get married
@TeinciLove 4 жыл бұрын
What is with all these women not working at all? 80k is not enough to support two people. Gone are the days when women couldn’t pull in good incomes and it makes things easier.
@ethans365 4 жыл бұрын
Don’t get MARRIED! It’s not worth the hassle!
@meymay11 4 жыл бұрын
When I’m sad I start hemorrhaging money and have “no idea” where it’s going.
@arnoldk5415 3 жыл бұрын
Who else is here to laugh at the 'do not get married" comments!!
@BuckI2Bdad 4 жыл бұрын
I am surprised Dave didn't go in on the ex-wife the way he goes in on ex-husband 's....................not really, 😏
@codymorrison3935 4 жыл бұрын
Brutal. I love it.
@grizzlybear2702 4 жыл бұрын
Dave is a feminist. Thats why
@leomik5193 4 жыл бұрын
I am not surprised Dave is always easy on girls because he knows they are watching him.
@demonfox0958 4 жыл бұрын
North Carolina requires a mandatory 12 month trial by separation before you can get a divorce. In divorces, it is the lawyers that make out the most - they drag it out so they can make money.
@H1GHD3FF 4 жыл бұрын
The best teachings at life is life itself. Caller is trying to sell the story but Ramsey is hearing the money spending
@dreddy_g 4 жыл бұрын
This is what a good majority of men in western countries can possibly look forward to if they want to get married. Sure, there may be marriages that work out... But a broken clock is also right twice a day. Take care everyone, and please think long and hard about any big decisions you will make in life.
@Ricardo_C 4 жыл бұрын
Amen
@NoName-kq9kl 3 жыл бұрын
Most jurisdictions require a waiting period to divorce, longer if you have children.
@autiger621 4 жыл бұрын
And yet another poor sap has lost the coin flip. I’ll say it again, glad I’m not getting married!
@Wilvin 4 жыл бұрын
The guy is completely clueless financially, he was probably clueless romantically too. His ex-wife doesn't work? Why not? Dont blame the odds for his failed marriage, blame the clueless people who got married with no idea what they were doing.
@NeededGR13F 4 жыл бұрын
It's not a coin flip if you understand what causes marriages to fail.
@michellerichardson3090 3 жыл бұрын
This guy sounds like he can't handle money. The wife is gone. If hes still paying the bills when she was there and wasnt broke then, why is he now that she isn't there.
@tinalindsey1598 3 жыл бұрын
Dave's take home pay estimate is way off!!!
@elianah8803 4 жыл бұрын
Yup, something’s not adding up here. Its easy to blame the woman but it could be anything: drugs, alcohol, gambling, something doesn’t add up. 10K is not a lot of money, she took half, that’s not a lot of money to get after two years of marriage. She left him for a reason. He’s just not saying what it is. And it’s something to do with him. If it was another man, trust me, he would have said so.
@SingingBeeize 4 жыл бұрын
The lawyer and the soon to be ex wife are in cahoots 🤔😏
@codymorrison3935 4 жыл бұрын
Nah, there's just too much bias against men in the courts.
@codymorrison3935 4 жыл бұрын
@Blob Monster i said courts, not court. As in the entire system and not just one. Don't be a clown your entire life.
@codymorrison3935 4 жыл бұрын
@Blob Monster you're so clever insulting randoms on YT. Your parents must be proud.
@BuckWicker 4 жыл бұрын
It is tragic but true. In North Carolina there is a one year waiting period before a Divorce is finalized. I went through this myself in 2013-14. My Divorce cost me a total of $15,000.00
@BlackMenAreDope 4 жыл бұрын
This guy was freaking frustrating. How are you debt free other than mortgage and can’t tell us where your money is going?
@marywebb9127 4 жыл бұрын
Probably up his nose or in his arm.
@kaythegardener 4 жыл бұрын
Lawyers charge by the hour for the main work & fees & expenses for other items... billed against the retainer (down payment)
@bettysmith7045 4 жыл бұрын
I am sorry for this man. I hope he is able to heal and find happiness again. Sell house ASAP
@chartuck 4 жыл бұрын
Another fallen brother. The brother that learns from his mistake and never goes down the same rabbit hole that always ends in victory for the woman is a good man. The brother that goes down the same rabbit hole after falling victim is no man, he is a beta boy and is helpless.
@djpuplex 4 жыл бұрын
I would chew my fingers off rather than sign a marriage license.
@KrystleLaughter 4 жыл бұрын
Felt sorry for him until he said he made $80,000 a year and was debt free.
@katywillett2590 4 жыл бұрын
North Carolina requires couple to live apart for a full year... to file. It's awful.
@sunshinelawfan7693 4 жыл бұрын
Look on your county's bar association site - see if there is a "modest means" or similar option. You might qualify for a reduced rate. Maybe not...but worth a look....
@MsLucky443 3 жыл бұрын
This guy should be free and clear! Say good riddens! You do not have to pay all this money!
@Jetblastjoe 4 жыл бұрын
When brett said he made 80K a year and then couldn't say why he was broke i learned why his wife left him.
@PInk77W1 3 жыл бұрын
I slept in my car in Los Angeles for 8yrs to pay my child support. 2000-08
@AStanton1966 3 жыл бұрын
I worked with a guy who had a second job working for the post office to pay his child support. He said the day he was through with child support, he would be through at the post office.
@Yewon2001 3 жыл бұрын
This guy isn't telling the whole story. If these people don't want to tell the whole truth then why call? For a two year marriage, with 10k in the bank, you don't even need an attorney for a divorce unless there are significant amount of assets to divide.
@HistoryBuff1973 3 жыл бұрын
Moral of the story...You learn more about the person you marry when she divorces you. Be careful who you marry, it's one of the most important choices of your life.
@britneyog9537 3 жыл бұрын
And, he.
@JewelBlueIbanez Жыл бұрын
The one year waiting period is to prove that the marriage has dissolved. We have the same law in Alberta, Canada.
@oldtwinsna8347 4 жыл бұрын
High lawyer fee is probably representing that he is not telling the whole story. Domestic abuse might be an allegation and if so, she will try to milk in on potential alimony to clean him out well into the future. Not to mention, in most states, the one making the most money who gets an attorney has to pay the attorney fees for the spouse, such to ensure equal representation for the spouse that isn't generating income due to the marriage.
@zachaguilar9222 4 жыл бұрын
Dave I’m 17 and been watching from a while and I just watched your how to be a millionaire form 4 years ago I’m now trying to putting $100 a month in stock mutual funds ratha ira. How do you know if it’s a good mutual fund?
@ronwhiteleo3352 3 жыл бұрын
Morale of the story, DO NOT GET MARRIED !!!!
@NWNKNP 4 жыл бұрын
I wonder why she wants a divorce
@marcdonvito6485 4 жыл бұрын
Bigger better deal.
@parulu289 4 жыл бұрын
Hi Dave, I'm a teacher and been teaching 25 years. The only debt I have is the mortgage so I have another ten years to go and plan to pay that off and invest in the ira roth. Should I take the lump sum when I reach retirement and roll it over to an ira roth or 403 b or take the teacher pension yearly when I retire? There's so much talk about gov't pension cuts and unsustainable talk that I just don't know what to do? Thank you for your help and I love your show. It has help me and my family a lot.
@parulu289 4 жыл бұрын
@Johnny Five Good idea, thank you.
@nancytoka9009 4 жыл бұрын
When I got divorced in NJ, we had to wait 1 year also, but that was in 1987
@E36ASAP 3 жыл бұрын
See Dave this why you don't tell everyone to get married!! This is the drama people have to deal with!! This guy paying the mortgage and I'm pretty sure his "wife" will get the house and money on top of that!
@sami-9233 4 жыл бұрын
80 k a year is not 7 k take home it's around 4- 5 k take home !
@akui88 4 жыл бұрын
wife probably spent all his money like Peggy Bundy.
@michellerichardson3090 3 жыл бұрын
Or was the onw budgeting.
@dalefrolander3583 3 жыл бұрын
Dave, you need to watch the 2014 film Divorce Corp. Divorce has become a big money maker for lawyers and the lawyers kick back some of it to the judges for their campaign.
@gambers20001 4 жыл бұрын
Dear Brett I Calculated your Expenses: $4862 a month Take Home. This included 5% NC Flat Income Tax. (Bi Weekly take home should be $2431.) Stated Monthly Expenses: 1K House Payment (includes tax?) 1K Lawyer 700 for Insurance (which should go down to $529 for a healthy dude once the divorce is final) I calculate that you have $2162 after your expenses that you stated on air. The following Expenses are educated guesses based on NC averages. Average Utility Bill in Charlotte NC is 169.79. Internet is 58.26. Assuming a big 16 gallon gas tank your gas montly should be 180.48 for 4 fill ups a month based on 2.82 a gallon NC average. According to Smart Asset's cost of living calculator for NC, your food should be $250 a month. You have 1500 Left in your budget. This doesn't calculate Alimony. You were married for 2 years, According to average NC divorce law so Alimony SHOULD only be for a year or two MAX (Hopefully this lawyer earns his salary)
@nocoastoutdoors4793 3 жыл бұрын
Where in the US do you have $6,000-7,000 take home pay on $80,000 annual income? More like $5,000-5,500, before insurance premiums, etc. Remember he has no dependents. This guy probably has actual take home pay between $4,500 and $5,000/mo. Not that he should be struggling on that, he obviously has some big holes in his budget, but a $1,000/mo lawyer is 20% or more of his income! Big hit to take.
@waynekerr2472 4 жыл бұрын
I hope he learned his lesson on the one thing you should lease
@futureprogrammer880 3 жыл бұрын
He makes 80 k a year before taxes, Dave then says 7k a month in his bank🤦♂️
@avantiiresha6687 3 жыл бұрын
Yeah how does it working in USA ? I live in Australia And I earn 95k gross income yearly ..after tax I take home around $5500, so not sure why Dave said 7K take home income unless America taxation is totally different than Australia
@devinpearch3042 3 жыл бұрын
Left and leaves a Letter! Equivalent of a breakup text! What a Coward!!!
@jennifersmith2954 4 жыл бұрын
Yes, you must be separated in a separate address for a year in NC. No way around it. Yes that's also if you're both agreeable to divorce.
@Mikeykaysuper 4 жыл бұрын
He should be glad she only took half just move on and don't communicate with her that way she has to get a lawyer and spend money.
@NotQuiteEpic 4 жыл бұрын
This guy is the definition of 'pissing money'.
@mikedageneral1 4 жыл бұрын
Tragic
The Ramsey Show Highlights
Рет қаралды 238 М.
Movie Shortens
Рет қаралды 1,3 МЛН
The Ramsey Show Highlights
Рет қаралды 128 М.
The Ramsey Show Highlights
Рет қаралды 327 М.