You’re not behind: Why everyone SEEMS to have more money than you
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Күн бұрынDon't miss my FREE masterclass 'Four-Step Routine to Financial Freedom' nischa.me/wealthmasterclass
Watch this video to understand why it often appears that others have more money and financial success than you, and what to do about it
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TIMESTAMPS:
00:00 Why everyone seems to have more money than you
00:28 You're making upward comparisons
02:27 You don't know what you stand for
04:07 You aren't learning
06:02 You're forgetting the trade-offs
06:59 You're following the wrong C
08:08 You haven't focused on you for a while
🧡DISCLAIMERS & DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
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@nischa Ай бұрын
The free '4 Step Routine' masterclass I mention in the video: nischa.me/wealthmasterclass
@3reth Ай бұрын
Will you have this available on your channel afterwards?
@CryptoGainsChannel Ай бұрын
i Subscribed because your are super beautiful :) and have a awesome mind. & i know we will meet each other in the future :) ill see you soon nischa :)
@madhurimahalder8714 25 күн бұрын
Unable to open
@Joe900-px3nt 4 күн бұрын
Focusing on personal joy really resonates with me. I retired at 55 with $250k, believing it would be enough, but rising healthcare costs and inflation have made it challenging. Even though each withdrawal affects my savings ability to grow through compounding interest, I wouldn't trade the freedom and joy I've found in retirement for anything. Looking back, I see how crucial it was to plan carefully
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Your fund manager must be excellent. How can I get in touch with them? I'm worried about my retirement portfolio and could really use some guidance
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@GoryNych-ru3op 4 күн бұрын
I looked up her name online and found her page. I emailed and made enquiries. Thanks for the help
@sismachine 28 күн бұрын
Fun fact: 90% of people who have more money than you don't flaunt it on social media.
@arresthillary9502 21 күн бұрын
truth
@makeitcount8164 19 күн бұрын
you think so?
@MrCherryzz 14 күн бұрын
I was an assistant manager and one of my employees had a nicer car, nicer phone, nicer clothes, and nicer accessories than me. But I know he made less money than me. So turns out he is in about 16k in debt for all of those things and is struggling to make ends meet. While I was at he salary a few years ago, but I have no debt and I was able to save enough money to purchase the house I currently live at. A majority of people just don't know how to live within their means.
@whatevergoesforme5129 14 күн бұрын
@@MrCherryzz Although that is usually the case, there is another reason why someone looks wealthy, but this is most probably the exception. Maybe that person actually comes from a wealthy family. I had a colleague who earned the same salary as myself but everything she had was better than all of us or she had stuff we didn't have or she could indulge in activities we all saw as luxuries. Turned out, her family was rich and she took that job because she just wanted to do something.
@AnaSchultz-kx9tq 13 күн бұрын
@@whatevergoesforme5129Exactly. It's usually the case about most people I know. They make not much but inherited nice houses, objects and money. Their parents give them travels and nice stuff. Thus they really are richer then me despite having lower paying jobs and not saving at all. Is how life is, unfair
@melike1984 Ай бұрын
“Comparison is the thief of joy,”
@rogermoore8977 Ай бұрын
That should be put in granite.
@dadtips4924 Ай бұрын
It can be viewed that way or.. Comparison is what drives progress.
@moulyg7968 Ай бұрын
I don’t care other peoples. I like my life as it is. Don’t care the car you drive, the house you own and so on.
@rogermoore8977 Ай бұрын
@@moulyg7968 they must plant an anxiety that you’re getting behind or you’re not good enough.
@profitmix441 Ай бұрын
Amen
@RobDog-l8v 28 күн бұрын
I've recently joined the millionaire club after years of saving & investing. I drive a 12 year old hail-dented car, still get around in jeans and sneakers -- I just don't feel any particular need to display wealth. There's a difference between being wealthy and looking wealthy...
@joecummings1260 27 күн бұрын
Me too, although a big part of that is tied up in commercial real estate. Although I am liquid enough to buy pretty much any car cash. But yet I'm driving a 2005 Malibu with bondo patching a couple rust holes. I paid 1700 for it 4 years ago. The only major expense so far has been I put new tires on it at about 450 bucks. People's cars keep them poor
@michaelwebsternz 21 күн бұрын
Might feel differently when you get to decamillionaire, I know I did. Although I'm still jeans and a T-shirt. I like to fly international first class rather than economy now.
@genxx2724 20 күн бұрын
@@michaelwebsternz I have horrendous spinal hardware, and when I am able to travel again, it is going to have to be first class because of discomfort and pain.
@yorkshirehousewife784 20 күн бұрын
Spot on
@TamasLukacs-ltommie 17 күн бұрын
starting to wear quality dresses isn't necessarily a displaying activity.
@business-advice-that-works Ай бұрын
I learned two lessons in life, long before I started on the path of entrepreneurship. 1st - If you can’t learn to be happy when you have a little, you’ll never be happy when you have more. 2nd - If you can’t learn to manage your money when you have little, you’ll never be able to manage your money when you have more. Now I have a lot of money. I still drive the same “fix-it-and-it’s-free” car, I still live in the same apartment as I have for almost 5 years, and I prioritize time with my kids and my mental health. The only things I spend money on are things that I truly enjoy, like a decent piano, a guitar and drum set for my kids, travel with them, and a cinema camera because I enjoy filming. And you’re right, I don’t have the time to care what other people think…. And as time moves forward I’m less concerned with that too.
@jacintambuthia2839 Ай бұрын
👌Say no more💯
@johndoe2769 Ай бұрын
NPC @PatrickWieland1_
@Neddie2k Ай бұрын
The truth is that other people only care about themselves, they don’t care about you.
@onlygoodfor-you Ай бұрын
Sounds great! Can’t agree more
@neiltitmus9744 Ай бұрын
They earn more and spend more than they earn probably
@pheebschen5296 Ай бұрын
The thing I like about your approach is that you don’t put someone down in order to feel good about yourself. Everyone has their own journey and lane to strive on, just like driving in highways. Everyone exits the ‘highway’ with different destinations in mind, so no need to compare as much.
@Wubby805 Ай бұрын
Very well said!
@OHANA-Beach-Suites Ай бұрын
I’m very HAPPY! I’m a high school dropout, with ADHD, no meds, previous Special Education student, working 2 full time Security Officer jobs in Seattle at around 100 hours a week for many years! In that time, we’ve built our house with cash, bought a car with cash, and almost done building our Beach Resort Hotel in the Philippines with cash by paycheck by paycheck slowly building! I’m obsessed with finishing our dream! I’m very happy on this long journey! Everyone counted me out! Dreams come true! Blessed 🙏
@palawirl Ай бұрын
Congratulations! Supporting a fellow hospitality host, and will try to visit yours once open. - runwayview travellers inn, Puerto Princesa, Palawan
@OHANA-Beach-Suites Ай бұрын
@@palawirl Wow! Nice! Bucket list for sure! Hope to meet in the future! 🙏
@nicollettesingleton444 Ай бұрын
Philippines is on our bucket list. Shoot me your resort name and we can possibly support.
@RafikiusMaximillius 16 күн бұрын
Okay I am impressed but I am more impressed with the years. Not knowing when you dropped out, I can only imagine, it wasn't in the last twenty years.
@OHANA-Beach-Suites 16 күн бұрын
@@RafikiusMaximillius thanks! I’m 42 years old! Super close to finishing…Ohana Beach Suites….🙏
@Hillmanwinning Ай бұрын
Sad reality is most people have been living their lifestyle on low interest rates, now rates have become much higher, people are less likely to reduce their lifestyle...
@barbaralachance5836 29 күн бұрын
Yes it's ridiculous, I'm from Canada and people are so irresponsible with credit. Everything is bought on credit and now that the interest rates are high they cannot even pay the interest on their mortgages.
@cniht 29 күн бұрын
As a natural saver, I always feel I'm 5-10 years behind where I should be. At the same time I think this comment is completely correct, and it has been a major contributor to inflation. It's unfortunate that people who do the responsible things have to wait till things implode to actually benefit from it.
@David-135 28 күн бұрын
@@cniht Inflation is by definition caused by the increase in money supply.
@Syzygy_Bliss 28 күн бұрын
@@David-135sure, and why’s it increasing? Cuz people are saving less and spending more. Partly to fit in socially and partly because living costs are outpacing wage increases cuz most of the economy consists of luxuries rather than necessities (which means that more money can be extracted from you until you can only afford the necessities and nothing more).
@woodrmp1 28 күн бұрын
@@barbaralachance5836yep I’m from Canada too. No shortage of 20 something “bros” driving around in leased BMW’s while they live with their parents and the lease payment is 1/3 of their income at the local warehouse
@joanramsey4002 Ай бұрын
The biggest investment in yourself is looking after your health. All the trinkets in life will mean nothing if you haven't the energy to enjoy them. Nischa, you're so right about the appearance of wealth. I worked in a bank and saw how people were spending their money. It seemed that professional people were the most keen to out do each other and had maxxed out their overdraft facilities. All about ego in reality.
@atimnile2401 Ай бұрын
Couldn’t have phrased it better!!! Good health till your Golden later years in Life is your greatest asset; as long as you’re not starving & have A roof over your head !!! All those material things are just for show !!! The exception is if you’re a millionaire or super wealthy & can afford it !!! But all in all ; Good health is all you need.
@genxx2724 20 күн бұрын
I read a comment from a former bank teller. It said the people with the fancy clothes, flashy car, and demanding, rude behavior were in debt and bouncing checks. The wealthy people wore old jeans and drove old cars.
@anthonyyoung626 22 күн бұрын
I have learned to effectively fight Bright Shiny Object Syndrome--the desire to buy some expensive product--by waiting three or four days. Invariably, the desire to buy that product fades considerably and sometimes totally. The money I saved by not buying and is still in the bank is an emotional bonus.
@doriskurzz1798 20 күн бұрын
Your right, if you wait a few days to purchase that bright shiny thing, you actually don't really want it.
@peelit4610 12 күн бұрын
If I still want it, I find a way to budget it in. Without stuffing up my essential spending.
@Miakel 8 күн бұрын
I do this on ebay all the time, 95% of the time I don't regret not buying it.
@mimicallsit7675 Ай бұрын
That piece, "you don't know what you stand for." Well stated, I needed to hear that.
@ManTeera Ай бұрын
Felt that too 😂
@johnkauppi7078 Ай бұрын
I'm a man of 58. Semi retired at 46 since I made enough money from farming. I'm now a landlord or leaseor. I often wonder how I got to be so well off while others around me are struggling. I think my answer is I'm a saver and absolutely will not borrow money unless it pays for itself. A leased house pays for itself, a new tractor makes me money. I'm a simple man who enjoys simple things. Never bought a new car, never been on a cruise ship, never even bought takeaway coffee. I've noticed that the more money you make the more you spend. I'm happy spending little.
@vallejoborncalihasbecomeal9022 Ай бұрын
It's called; money consciousness!
@kylestone8849 Ай бұрын
Great post!
@anniealexander9616 Ай бұрын
I'm 52. I've done the landlord thing since I was 19. I gave my 2 oldest children free homes. I spend little. I buy what's on sale at the grocery store. I've been saving atleast 80% of my bring home pay. My best friend is eyeballs deep in debt. Barely speaks to me since the day I said the govt is letting people take out 401k penalty free. It's gone from living rich off 401k to living off home equity. Then add credit cards, auto loans, but now pay later. It's insane.
@johnny_bravo9990 29 күн бұрын
The more money you make, the more money you save!
@Captaine_Crunche 28 күн бұрын
stuff like traveling, going on a cruise, and activities you may find at resorts like paragliding or jetski, im a firm believer that you should still at least try those out once for the experience, maybe it will be life changing and open you up to new hobbies, or you dont really like it in the moment, but looking back, while it may have not been your favorite moment, it was definitely alright.
@sudheeshanju-ws1dk 9 күн бұрын
I recommend everyone to find the forbidden book titled Secret Pathway to Triumph: It changed my life.
@qqqcalls Ай бұрын
I do Uber Eats in Los Angeles so I get a view at the wealth in the city. I understand some of the wealth I encounter, but I am always struck by how many people in their 20s are living in luxury apartments, driving fancy cars and partying very hard. Who are these people and how are they making their money?
@business-advice-that-works Ай бұрын
Honestly some may be in their 30s but take care of their health.
@PauloWy Ай бұрын
As Nischa said many pay these things by credit card and only pay the minimum down payment. These can go for years. Later the accumulated so much debt and can not afford uber eats anymore😂.
@tobiasw.3212 Ай бұрын
Some have rich very wealthy parents, ist always Wasser to spend other peoples money. We don‘t care, just enjoying the moment.
@TheBooban Ай бұрын
Their parents. For us normals it is truly hard to grasp how filthy rich some families are. Most of us complain we can’t afford things, but GDP is good. The money went somewhere. It went to them.
@CesarSandoval024 Ай бұрын
Its culture. Its not that they have money is that they see others who have money. They also live with societys means. What ever is current in society theyll do it as of to not be left behind. Having a story to tell can be expensive...
@chinonsomichael9839 Ай бұрын
I subscribed to this channel when it has 53k subscribers,wow she has over a million good job nisha
@user-jm6cs2fp4k Ай бұрын
Not Nisha bro! Her name is Nischa!
@chinonsomichael9839 Ай бұрын
@@user-jm6cs2fp4k thanks
@liannevalle Ай бұрын
Same!!
@brutuslongsword Ай бұрын
Collaboration over competition makes so much sense. To think of all the missed opportunities where I saw competition instead of collaboration. Well done Nischa
@KristinaEmilyOfficial Ай бұрын
I LOVE your videos - they aren't only super informative about financial decision making but you also lean into more mindful side with such ease! One of my favourite KZfaqrs! ❤
@Korfax124 26 күн бұрын
I'll be sure to send your video to any friends who might feel that way! I always remind myself that some of my peers have debt to appear wealthier than they really are and I own everything in my possession whereas others probably don't fully own their car or apartment/house!
@tnachkebia Ай бұрын
You are the best, Nischa, thank you. I think the most important thing you have done as a content creator is that you are trustworthy. Every time you upload a new video, I know I can find something valuable there.
@Gnomezonbacon Ай бұрын
I look poor from the outside. Reality is I have more wealth than the average american who has nicer stuff than me. I have more money than them because I don't go into debt to have nice objects. Wealth is what you don't see. It's the nice cars not bought.
@winnieakinyi9323 Ай бұрын
I'm learning too slowly by slowly not to get in debt to but nice things.
@rundown132 Ай бұрын
Same boat, I only buy what I need and spend on things that I like. I couldn't care less what other people view me as
@danielredziniak2996 Ай бұрын
so you'll die one day with a pile of money. you have find a good balance
@seabreeze4559 Ай бұрын
wealth is intergenerational it depends if you pass it on
@user-wp5qo6qg7q Ай бұрын
When you mentioned holistically, this point is often overlooked but exceedingly significant
@trex7359 Ай бұрын
True wealth is not only about numbers, but more about freedom and options. You could make a million dollars a year but if you spend all your time and energy to make that million and maintain that lifestyle are you really wealthy I think not .
@LunaMirage Ай бұрын
If you still get to keep it all after you quit, sure you are.
@Donkor640 Ай бұрын
I agree with your point. I believe there is a collective delusion among the working class that relentless hustling and grinding can propel one into the millionaire class. While this scenario might hold true for a select few individuals who manage to break into the wealthy echelon through sheer effort and by sacrificing numerous life experiences for that singular objective, many end up forfeiting friendships, relationships, and the opportunity to witness their children's growth, all in pursuit of a goal that ultimately fails to bring as much joy as the myriad experiences they have forsaken. Additionally, there exists a larger segment of individuals chasing this dream who grow increasingly desperate with age, only to one day awaken to the realization that the prime years of their lives have slipped away.
@paddy1580 27 күн бұрын
@@Donkor640pretty sad. Forfeiting life for future wealth
@JackWalsh-d7h 27 күн бұрын
Without a doubt, this year will be worse than the last. I lost a lot of money last year as a result of bad investment choices that I would not have made if I hadn't been so worried about my portfolio. I kept investing, but I couldn't determine whether to start paying for a house. In the end, I sold my positions, and the house needed more work than I had planned. I'm not sure how long I can keep going like this
@AlexClarkcompany 27 күн бұрын
We've all made mistakes at some point. You should consider financial planning
@RhysHuntoffice 27 күн бұрын
Invest in companies that provide current cash flows to diversify your portfolio. I hired a planner at the end of 2022 to enhance my portfolio, and in the last ten months, I've made profits in over fifty thousand different marketplaces. Should 2023 teach us anything, it's that luck doesn't last forever. Even in times of abundance, we should put in more effort to prepare for the worst-case scenario.
@JackWalsh-d7h 27 күн бұрын
Do you mind sharing your financial planner ?
@RhysHuntoffice 27 күн бұрын
Leah Foster Alderman
@RhysHuntoffice 27 күн бұрын
You are most likely to find more info when you look her up.
@shilpasapra816 Ай бұрын
OMG!!! In this video you are saying out loud my recent experiences, observations and thoughts. I stepped away from my 9-5 job at the beginning of the year and now I am creating my own business and loving the process. However, I went to my first networking event last week and at the end, all the fellow networkers were driving away in top of the range fancy cars and there was me in what felt like the "Flintstones" car.....😁. My first thought was "Where am I going wrong" but then I realised that I am just starting out so I just got curious as to how they built up their businesses. THANK YOU for your amazing content, you take the finance phobia away for me 🌟🙏🏼🙏🏼
@apryl_1202 Ай бұрын
I felt that before that it seemed like they did have more money than I do. I was wrong! All the things that you've been said are the things that I have accomplished so far in my life. Thank you for sharing.
@kevinortiz28 Ай бұрын
That last tip is very true i been saving saving saving for the past year that i haven’t bought myself anything that makes me happy until just recently i decided to buy myself a new pair of shoes and some clothes. I did not waste alot but it sure felt good
@APPR. Ай бұрын
Thank you! As someone currently crawling out of debt - ive been feeling so behind.
@boomergames8094 25 күн бұрын
It is well worth the crawl. Once you get out there and start saving money up, you'll see something and think, I could buy that with cash, but then you also think, "why". You don't need to impress people with a new phone or a new car anymore. Good luck!
@JG-OK Ай бұрын
Rather get rich looking broke than go broke looking rich
@hunterandchavy Ай бұрын
I think practicing gratitude 🙏 has brought back to what’s really important. Thank you
@joanramsey4002 Ай бұрын
Yes, good point. It seems the world is focussed on lack and fear instead of abundance.
@mojomaik8362 Ай бұрын
I feel that we need more honest and view changing videos like this on youtube. Well done. 👍
@Danielmxp1 Ай бұрын
Love your channel! More people need to listen to this! Keep up the great content!
@sdn4134 Ай бұрын
I’m in banking currently three years in. I’ve learned so many valuable lessons working in finance.
@smiljanickris Ай бұрын
The collaboration versus competition is mind-blowing.
@AndeeLee-yi4ot 29 күн бұрын
Just moved some spare cash into uSMART, enjoying 6% interest on my instantly available USD. Excited to see it grow!
@Ihbramm Ай бұрын
Thanks for the content! Definetely a good boost for Monday! :)
@jadmoham2ad866 Ай бұрын
i genuinely wait for your videos and sometimes watch them repeatedly because right now i am almost in a same place that you were in years ago and for real your videos changed my mindset around money all the love nischa
@nicollettesingleton444 Ай бұрын
Yep! We focus on traveling so we went way under budget with a house, have used cars, don’t buy much clothing, make budget meal plans, etc.
@Benjaminarmstrong684 Ай бұрын
If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.
@positivityandchuckles7790 Ай бұрын
I know this has been mentioned many times before on comments but I really appreciate the content that you add. It is so open, transparent and in some cases can be vulnerable. That courage that you have to do this is such a great example for us all. Keep doing what you do. Brilliant video as always. Thank-you 🙂🙏
@shay008 Ай бұрын
as a 19yr old i prioritized my money on books instead of flashy nikes like my peers
@yoosh7818 Ай бұрын
I’m 19 tryna be like this
@rkw2917 Ай бұрын
Here in Switzerland I know that every day when I walk down the street I am walking by billionaires They do not stand out, and do not want to stand out Most rich people are not really trying to be rich (excluding the trust fund babies who will waste their fortunes) It is a by-product of their ambition and aptitude; few can actually relax and enjoy their fortune Personally I'm neither super wealthy nor ambitious, but I have worked to become financially independent and am very happy
@annveronica7795 Ай бұрын
Switzerland is in serious need for diversity.
@jakubstepien5645 Ай бұрын
@@annveronica7795 What do you mean?
@SRHMusic012 Ай бұрын
@@annveronica7795Have you been? I worked on site for a while with a Swiss company that had people from 39 other countries working and living there.
@robertsmith6408 Ай бұрын
My markers of wealth is i have my health, my family has their health, my pets have their health and relatives have their health. Also a nice marker of wealth is I own two homes paid off, a new Tesla paid off and fully retired. I dont care about impressing anybody, I am on the top of humanity for sure!
@gi4dtv230 14 күн бұрын
I'm secretly rich and no one knows about it, not even my family. I drive a 20 Year old car. I work at a minimum wage place part time.
@georgemihaivoronca278 Ай бұрын
Thank you a lot, Nischa! This is one of your best videos so far! I really like your approach and mindset towards other's wealth and how to focus more on our prosperity. 😄
@entaikapfuchira6559 Ай бұрын
Exactly what I wanted to hear today. Thanks Nischa.
@davidsaunders2200 Ай бұрын
I stumbled on your videos a year ago. You've given me a lot of comfort in where I am financially. So many times have I compared myself to people in debt looking rich and now I feel I'm ahead in my 401k, investments and savings. Thank you.
@_curiousTina_ Ай бұрын
This was a very eye opening video. Thanks for making me realize my bad habits
@TheCherwool Ай бұрын
Great topic, well spoken, and well put together. Kudos!
@TheJonesey1 22 күн бұрын
I love this, I know that from my own experience that possessions don't make you happy.
@trenchfighter0369 Ай бұрын
Thank you. I really needed this.
@donaldharkins9616 Ай бұрын
Good job! Well stated and presented. You have transitioned into a really good speaker and demonstrate passion for the topic in these short video clips. Thank you for the effort(s)!
@creatingspacespodcast Ай бұрын
Love it! Thanks for a breath of fresh perspective!
@kxqali Ай бұрын
I love you! I am an accountant who is at the beginning of her career, so your videos have been more than helpful! I love taking advice from a big finance sister x
@jpgoldstein Ай бұрын
Salient topic that has been on my mind of late. Thanks for sharing your thoughts!
@Vanessa-qy3lt Ай бұрын
This was a great video. I particularly like focus on the wrong 'c', collaboration is the best. Each person can bring something to the table. What people sometimes forget is even major companies collaborate with each other, they may act like their in competition somewhere there is a collaboration.
@I_am_Raziel 23 күн бұрын
"Looking rich" will keep those people poor for life.
@sammyd6895 Ай бұрын
Excellent video Nischa, some very insightful points, keep up the good work! 👌
@AndeeLee-yi4ot 29 күн бұрын
Just moved some spare cash into uSMART, enjoying 6% interest on my instantly available USD. Excited to see it grow!
@roxannemcclintock1495 Ай бұрын
Excellent reminder. Thank you!
@AndeeLee-yi4ot 29 күн бұрын
Just moved some spare cash into uSMART, enjoying 6% interest on my instantly available USD. Excited to see it grow!
@tobiasw.3212 Ай бұрын
Thanks, Great content, well done! Greets from Greetings from Germany 😊
@faresebarryj Ай бұрын
Such a great video with so many truths! Adjusting your mindset changes everything, from how you view the world, to how others view your new potential!
@xzettxhabenx3389 19 күн бұрын
You've just earned a new subscriber! Awesome content! Thank you Nischa! :)
@TalalZiyad Ай бұрын
Absolutely hooked on the content, but let's talk about that voice quality - it's like my ears went to a spa day!
@ramenandgyoza702 Ай бұрын
For me, I don't want to compare myself to others. I want to compare past self, ensuring I'm in a better financial standing now than before.
@crazydigitalmusic 13 күн бұрын
Congratulations, Nisha. I read about you on CNBC and you're indeed a talented, genuinely kind and smart young Lady. Bert
@infour44 Ай бұрын
Nischa is an absolute Treasure. Her postings should be compulsory viewing for teenagers and adults alike.
@Donkor640 Ай бұрын
As someone in my late 40s, I have made numerous financial missteps along the way that are too many to count. With experiences ranging from peaks to valleys, short of facing bankruptcy, the two saving graces that have rescued me from my past errors have been 1. home ownership and 2. my military retirement pay. The steady income stream from my military retirement, available immediately after my service concluded, has been a true lifeline. Having a reliable source of income from my early 40s onwards has been an invaluable safety net, particularly considering the impulsive and less restrained financial behaviors I exhibited in my 20s and 30s.😅
@emeraldrhyme5634 Ай бұрын
I loved this video. Great nuggets, as always.
@xristinarose2409 Ай бұрын
Love the black shirt that you always wear. It gives this kind of stability in a way
@terrillmel Ай бұрын
I needed that. Thank you.
@GeorgePollinger 4 күн бұрын
Right on. A lot of people make the mistake of buying on credit things they don't need to impress people they don't even like. A long time ago I bought my first house, paid off the mortgage in 18 month and never had one again. How did I do it. With the downpayment I had I qualified for a house twice the size, but would have had a much larger mortgage. Plus, I didn't go on a holiday during that time and always lived within my means. The same with all the cars I ever owned.
@caroline.mcdonald Ай бұрын
Loved this video @nischa thanks for your helpful reminders and sharing your personal stories with us.
@soniasun1 Ай бұрын
Thank you. Are the videos/ other materials from the wealth masterclass downloadable? Is there a discount for students/ low- income persons for the masterclass? I wish to learn more from you. Thanking you.
@wendychan6195 2 күн бұрын
Great video! I love your pointer on knowing what you stand for!
@integratesports Ай бұрын
Great video Nischa, really valuable content!
@danieladaniel2004 Ай бұрын
Getting a good level of financial education was one the best things I did in my life. Keep up the good work. Cheers from Brazil!
@Rigs_1980 Ай бұрын
This is 100% on point!
@nicanzalone1 25 күн бұрын
Nischa, this video was so helpful, thank you so much!
@SaborMetallico Ай бұрын
I never saw my life in chapters which seems to be such a common view on lifetime. Do this when you're 20, do this when you're 30... Mainly the young years are viewed as those where you should live your life to the fullest but with these chapters and goals, those years are easily the most stressful. You do you.
@HRuncoded Ай бұрын
Hi Nischa, excellent video, it is all by setting your own rules and not to compare. I remember the big eyes of my banking colleagues for leased cars, the bigger the better. Have a nice weekend,
@soumyajeetchakrabarty6872 Ай бұрын
This has been very insightful
@p3drogil Ай бұрын
Yup once I discovered what I stood for I became a race horse with blinkers. The comparisons stopped and I focused on honing my craft while enjoying the journey. A modest life but quiet comfortable 😌
@themars5452 Ай бұрын
Thank you as usualy .
@craiganderson9564 Ай бұрын
Great video Nischa. Very true on displaying wealth and prioritising spending...I drive an older modest car and prefer to invest in experiences. I also work part-time and this benefits my health & wellbeing and also allows me to help out my elderly parents when they need me. I have various investments in equities & bonds also find around 8% return is the norm, higher returns = higher risk.
@prajwalnehemiahrai5962 27 күн бұрын
This is a good video to self realise and self reflect and where you at. Thank you for sharing.
@vincentasantiago Ай бұрын
Love how you address this topic especially here in california
@farab4391 Ай бұрын
I learnt at a young age, partly due to what my dad taught me and partly through what I observed myself, that a lot of people who other people classed as 'rich' were actually up to their eyeballs in debt. That's why the only debt I've ever had was my mortgage, everything else I saved up for before buying.
@KevIRL77 Ай бұрын
This video so true, thanks Nischa!
@llai8501 19 күн бұрын
Ive been feeling so down about this. My friends are all doing so well. Im almost 40 and we've just built our first house together and all I can think about is how much nicer my friends houses are.
@LadyGwynhwfar 2 күн бұрын
I learned early on that a lot of people don’t necessary own that apartment/car/house… a lot of people go into extreme debt to appear successful.
@energymanpl Ай бұрын
Thanks Nischa for the financial lesson. you really know what you’re talking about.. Great Job
@simonfesting8933 Ай бұрын
These are wise words about envy. I have trained myself to be happy with what I have.. and so much happier than my friends who always want more.
@karanKumar-gg9uk Ай бұрын
Thank you for your research. I find your videos are well done. Right now I'm keeping an eye on Unimantic.
@patriceesela5000 Ай бұрын
Excellent video, perfect timing, than you Nischa
@alexjohnston3486 25 күн бұрын
Great insights and words of wisdom as always! Thanks for sharing!
@AlexGomez-ur5eb Ай бұрын
Top one! Thanks
@FloydC-kn6no Ай бұрын
Thank you for a very informative video.
@shane8539 Ай бұрын
Good Job!
@lanaamos6530 Ай бұрын
Perhaps one more - as I was moaning to my friend how unfortunate I am and how this world is so unfair to me, a friend of mine once told me - count your blessings, I'm sure there are people out there who would give anything to have your level of education, abilities, job, home, opportunities... Might not be a lot to count, but all mine and gained fairly through my hard work and dedication.
@elizmon8526 Ай бұрын
The S&P has taken hits, and they are not always and continuing growing upwards of 8%
@nielstenbrink 25 күн бұрын
That is not what she said either.
@skyworks1621 29 күн бұрын
Iam 43 and have it good. Since the last 25 years I see how times changed. When I was 20 + we lived normal life and spended little money but now same generation lots of them spend 5 to 10 times more. Most is family money since where I live familys have much more and so do their kids.
Nischa
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