Pay RENT with your credit card in Canada 🇨🇦 and earn cash back using Chexy!

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Pay RENT with your credit card in Canada 🇨🇦 and earn cash back using Chexy!

Рет қаралды 8,230

Күн бұрын

Hey guys, sign up for CHEXY using this link: www.chexy.co/?...
You can instantly start paying your rent using your Canadian credit/debit card, and support my channel in the process!
Rent is the largest expense for most Canadians. What if there was a way to benefit from your rent payments? I was surprised to find that using Chexy, you can pay your rent using any Canadian card, build your credit, while collecting rewards. I will go through all the details in this video! #chexy #livingincanada #canadaimmigration
**DISCLAIMER: This video is for entertainment purposes only and should not be considered as financial advice**
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Пікірлер: 53

@LivinginCanada Жыл бұрын

Happy Friday guys! 😎 To start paying rent with your credit card (or debit card), use this link to sign up for CHEXY: www.chexy.co/?

@Hds.Incorporated Жыл бұрын

Love your videos as always! great info. will definitely use it

@LivinginCanada Жыл бұрын

I'm glad to hear it was useful. It's definitely something to consider, especially for reward collectors!

@walterego4785 5 ай бұрын

Thanks for the video that was very informative!

@anonymousanonymously8216 Жыл бұрын

Not a bad idea to use your credit card to pay your rent or other bills as long as your card isn’t close to being maxed out.

@LivinginCanada Жыл бұрын

That’s right, I like to keep my utilization rate very low. But you can use your credit card closer to limit and immediately pay off the balance.

@houdasalhi3076 Жыл бұрын

What are the risks with having high utilisation rate?

@LivinginCanada Жыл бұрын

It can lower your credit score because it signals to banks/lenders that you need to borrow a lot of money.

@moniryousefian8782 7 ай бұрын

@@LivinginCanada Amazing video ❤ Could you please share which credit card you recommend to link with chexy to pay rent ?! What's your favorite credit card with cash back option?! Greatly appreciated 🙏

@Fred79444 7 ай бұрын

Thank you for sharing this great infirmation

@samben8915 9 ай бұрын

1.75% for fee is shokingly high. This is just a paid advertising without talking about the downside of this deal

@LivinginCanada 9 ай бұрын

I said in the video that it's worth it if the monetary value you earn from your rewards exceeds the fee. If it doesn't, then don't do it.

@gravityfallscanada 8 ай бұрын

I'm not signing up for this... My rent is $2,500 and if I pay with the Tangerine World Mastercard I get $600 back at the end of the year but with a $525 dollar fee... I'd rather use my crypto debit card...

@mohibquadri4053 Жыл бұрын

Hi how to tackle the problem in every entry level job where recruiters are hoping for 1 or 2 yrs of experience ? How to get that job as fresher with Internship certificate by highlighting some other skills or qualities in other words how to completely impress the interviewer into hiring us if there's some competition & many candidates ? Do language skills or persuasion matters here.. what to showcase more..

@LivinginCanada Жыл бұрын

There are 2 important stages to land a job. The first would be to get your resume in front of the recruiters, to get their attention. One important thing here is to write a strong professional summary on top where you highlight your intention and what you can contribute. Nowadays it can be very hard to get your resume seen, so if you have connections it can help to get noticed. Then, once you get the interview, displaying a positive, energetic attitude is super important. Recruiters can feel when someone is enthusiastic, willing to learn, and responsive. Lastly, after the interview, don't forget to follow up with a thank you (email or physical note). Hope this helps!

@mohibquadri4053 Жыл бұрын

@@LivinginCanada Thanks a Ton !! Which top books would be helpful in such a situation for networking with people & keeping hope in the process from knocking door to door for interviews ? I mean to keep best Mindset for tackling all the shortcomings..

@LivinginCanada Жыл бұрын

That's a great question, I wish I knew about such a book! I haven't come across a book that talks about this, but one that might help and that's closely related to this topic is 'The Proximity Principle', it basically talks about 'how positioning yourself near the right people and places can help you land the job you love.' It's about a wider understanding of networking. Hope this helps, and glad to see you interact on this channel!

@citydavae 8 ай бұрын

How does reoccurring payments work will I get 3x the points if I use cards like the cobalt or gold?

@Tachaatthesix 9 ай бұрын

Hi 👋🏻 For how long have you used chexy and it is worth it and safe? Thank you 😊

@LivinginCanada 9 ай бұрын

Unfortunately I didn't get the chance to use it because I moved to my own purchased condo at that time! Regarding if it's worth it, I'd compare the monetary benefits you get from the credit card rewards against the fee.

@Lili20222 Жыл бұрын

Hello.Good day. As a person who experienced living in Germany as well if you want to choose between Canada and Germany, which one you suggest?

@LivinginCanada Жыл бұрын

Tbh, if Germany would make immigration easy for me, and if I were single, I would move to Germany. However, as my spouse can't speak German, I chose Canada, as learning German takes a long time!

@walterego4785 5 ай бұрын

I do have a question. What is my rent payment exceeds my credit cards limit? For examply my rent is 4500 and my credit limit is $3500? Can anything be done? Or must it be within my credit cards limit?

@LivinginCanada 5 ай бұрын

You need to increase your credit card limit, or get another card with a higher limit. Also very important note: For a great credit score, the utilization rate (i.e. the percentage of your balance compared to your limit) should be very low, 30% or even 20% if possible. So if your rent is 4,500, to maintain such low utilization rate, you'd need to get a card with a limit of 15k. *Not a financial advisor, just sharing my knowledge and experience!

@is-sam 2 ай бұрын

1.75% is waaay too much

@charlestorio9694 11 ай бұрын

Got a question, if we set up our cards in Chexy together with the rent details, does it mean, it will be a recurring charge every month?

@LivinginCanada 11 ай бұрын

Yes, there's a charge applied as percentage, to each rent payment.

@dazz7673 6 ай бұрын

What if we dont pay the rent from chexy next month?

@saratakkoush6109 Жыл бұрын

Is there a way to do this with a partner? If you're sharing rent with another person, would it be possible to pay half from one person's account and the other half from the other person's through chexy ? how would the rewards be? and how does the credit score look for both of us? Also I'm a bit apprehensive about banking in Canada because I want to know if I can pay my credit card through banking apps.. I want to be able to monitor all spending through the app... also considering having KOHO and a normal brick and mortar bank like scotiabank.. can you show us what bank apps look like?

@LivinginCanada Жыл бұрын

Chexy would charge each of your cards separately, meaning that if you each have your separate credit cards, it would impact your credit score separately as well. Yes, you can definitely pay your credit card bill through banking apps. If your bank and issuer of your credit card are the same, it's slightly easier to monitor and the payment is usually reflected faster (e.g. you bank with Scotia and have a scotia cc), but even if companies are different (e.g. you bank with Tangerine and have a Brim cc), it works well, it just sometimes takes longer to reflect the payment. Hope this helps!

@saratakkoush6109 Жыл бұрын

@@LivinginCanada superr helpful! Thank you!

@Rashesh_Joshi 4 ай бұрын

Can someone share the promo code for first-time users?

@JazzyRock-li8wk 2 ай бұрын

Bro, please give xopay payment app review.

@user-vq4rj4im1d 8 ай бұрын

when was chexy launched?

@dazz7673 6 ай бұрын

If I pay back the credit in 21 days, and dont use chexy to py rent, do I have to pay the interest every month?

@georgekobersi4075 Жыл бұрын

the scotia scene plus visa card is supported.?

@Gifxia Жыл бұрын

Yea I think so!

@Gifxia Жыл бұрын

They support AMEX too which is so good haha

@LivinginCanada Жыл бұрын

Any Canadian card! Cheers

@LivinginCanada Жыл бұрын

Yeah, not all vendors/services accept amex but Chexy does (Canadian Amex)

@ATS24. Жыл бұрын

Is t considered a recurring payment ?

@Daniela-jx1fq Жыл бұрын

oh no they don't support NBC card...

@collegeemail239 Жыл бұрын

What’s the best bank to use in Canada

@LivinginCanada Жыл бұрын

You should be find with any of the top banks! Also, it's not a bad idea to bank with 2 different banks, just in case.

@armandoavilez859 11 ай бұрын

Doesnt seem worth it at 1.75%

@LivinginCanada 11 ай бұрын

It's worth it if you earn more points/cashback from the credit card transactions than what the charges are, so it will depend on what credit card you have and what benefits it gives you.