Welcome to today's video where we break down the true cost of buying a home! We'll focus on the essential expenses, leaving out the decorating and renovation costs - let's save your time! Here's what we'll cover:
Legal Fees: Hiring a conveyancer can cost between £800 to £1,500.
Searches: Expect to pay around £250-£300 for necessary searches.
Surveys: Basic home valuation at £250, full structural at £600.
Stamp Duty Land Tax: First-time buyers usually get concessions, but check with your solicitor.
Moving Costs: Shop around for van rentals and packing materials.
Leasehold Charges: If the property is leasehold, an annual fee may apply.
Council Tax: Pay your local council a set amount based on your property.
Buildings Insurance: Protect your home and loved ones in case of unforeseen events.
Remember, buying a home involves more than just the purchase price. Research, seek advice, and plan your finances wisely.
If you enjoyed the video, give it a thumbs up, and drop your questions in the comments or call our team at 01925 573 328
00:00 Intro
00:31 Costs Of The Actual Purchase
01:06 Legal Fees
01:33 Searches
02:05 Surveys
02:47 Stamp Duty
03:16 Moving Costs
03:36 Leasehold Charges
04:17 Council Tax
04:35 Insurance
05:08 Summary
05:42 Outro
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We want our authentically-human approach to take away the stress so that our clients can sail through the homeownership journey. Which basically means, our clients can secure homeownership without the dusty old advice.
We genuinely care about our clients, and at the end of the day, we want our clients to confidently say our approach is uncomplicated, stress free and easy to understand. Ultimately, our mission is to get you to reach the ultimate milestone of homeownership.
We support
First Time Buyers
Remortgagers
Those looking to build their buy to let profile
Wanting to put in place the right insurances for their home, family and themselves.
People who are simply wanting to moving home
And even those looking at Equity Release.
When you book an appointment, we'll take some basic details about yourself and ask for a few pieces of information that will allow us to get started straight away!
We'll team you up with one of our expert mortgage experts so we won't leave you high and dry
We’ll look after absolutely everything from nailing down your affordability, matching your perfect mortgage product, to working with third parties such as solicitors & estate agents to ensure your process is as smooth as possible
Our ethos is simple: we believe that homeownership should be easy and accessible for everyone. We’re on this journey together - and we’ll become a team in supporting you!
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