How to Start Cash Stuffing | Cash Envelope System for Beginners | Dave Ramsey Inspired

How to Start Cash Stuffing | Cash Envelope System for Beginners | Dave Ramsey Inspired | Budget

Рет қаралды 138,378

Жыл бұрын

Take control of your finances and your future with the cash envelope system!
When creating your first zero-based budget, just remember to be patient with the process. A zero-based budget doesn't mean you end up with $0 at the end of the month, it simply means you are telling each dollar where to go (instead of wondering where they went)!
YOU CAN DO THIS!
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Пікірлер: 282

@darlingtiarabrands4074 7 ай бұрын

“Budgeting is hard but being broke is also hard” ma’am! This is a bar.

@debbiethompson1320 Жыл бұрын

Emily, First of all I love your channel. I am 66 years old and never saved and was always in debt. I am happy to say that I am debt-free and am budgeting, saving, and trying to beef up my emergency fund (which I have completed baby step one). I just would like to encourage us “seniors” that you can do it, even if you need to sell your home and rent or move in with your child temporarily. We sold our home and paid off $40,000 of Credit Card debt. Then we bought a new car (cash) and opened a savings account. We paid for our car so no payment there. I don’t regret selling my house. God has provided our everything. ❤

@theaestheticdollar Жыл бұрын

What an incredible testimony!!! I love this!! Dave Ramsey always says it’s never too late and I always get so emotional listening to people who are retired do their debt free scream and say it’s their first time being debt free 🥹 so powerful! Proud of you Debbie!! 🙌🏼🙌🏼🙌🏼

@smileandsaycheese44 Жыл бұрын

Amazing

@megansmith4602 Жыл бұрын

Yesss!! I'm proud of you!!

@delana532 Жыл бұрын

this is amazing! you really show how anything can be done, you should be really proud of yourself ❤

@ForGodsglory77 Жыл бұрын

Yes he does. God is faithful 😃 hallelujah 🎉

@n4musica 11 ай бұрын

I’m an expat living in Japan and it is such a cash based society and this would work PERFECTLY. I’m definitely giving it a shot!

@theaestheticdollar 11 ай бұрын

You got this! It’s so fun 🥰

@LA_choca Жыл бұрын

I wanted to start with those cute journals like everyone else was doing but then i realized it was kinda counterproductive since the goal is to save money lol so instead while still getting something cute i just went to the dollar store and bought their little 4x6 photo albums lol the dollars fit in perfectly and if you wanna be descreet you can add photos to cover the money when its not full lol.. and if you wanna use a box they got cute ones too and still cheap

@theaestheticdollar Жыл бұрын

I love that idea!!!!

@LA_choca Жыл бұрын

@@theaestheticdollar i actually used my canon printer and printed out the topics in cute photos so its still very aesthetic. Now i barely started and i havent been paid yet but so far it looks good!!

@Veetribe. 5 ай бұрын

Or..they're like 8$..on Amazon

@cyndisays Жыл бұрын

When you start stuffing you actually forget the money is in the envelopes.

@theaestheticdollar Жыл бұрын

Yes and it starts to accumulate!! 🤩 my sinking funds envelopes have no problem accumulating, it’s the cash in my wallet that seems to disappear 🤣🤣🤣

@haleyarmstrong1234 10 ай бұрын

I noticed that about myself too. 🎉

@angiemorehead8126 9 ай бұрын

I completely agree with this. I told my husband, when I forget to take the money out of the back, because I’m off my game, the money disappears quicker and it doesn’t get saved.

@shannonericksen1291 8 ай бұрын

Not me🤣 my husband and i did this YEARS AGO. We called it the Dave Ramsey method. It works. Out of dent in 3 months

@bluemagalhaes Жыл бұрын

Love how real you are! Sometimes things really are as cut and dried as "stop spending". It's important to keep in mind what you're trying to reach (which goes back to the "why" like you said!) Amazing video!

@theaestheticdollar Жыл бұрын

Thank you so much! 🤗

@zoeseden4911 Жыл бұрын

Hi Emily! So glad that you show your face and that you tell it like it is….some of us need tough love!

@Lesh004 Жыл бұрын

I love your comment about the credit cards. It is absolutely too easy to overspend with them! We find ourselves blowing the grocery budget because we can use the credit card. We have never had to pay interest, and always pay them off before the billing cycle. However those $20 charges/overages add up fast!

@Scowlingoverlord 9 ай бұрын

Leave kids at home when shopping instant saving

@scatteredthinkingmom Жыл бұрын

I totally agree with all the points you made. My life literally improved due to cash stuffing.

@jenniferward9753 Жыл бұрын

This video was gold 👑🌟. I loved what you said , budgeting is hard but so is broke, you just have to choose your hard.

@theaestheticdollar Жыл бұрын

Yesssss 🙌🏼

@laneishapeterkin8967 Жыл бұрын

Awesome video I needed this when I started with the cash envelope systems years ago. I had no clue what I was doing so I didn’t stick to it. But I kept going back to it and now I’m doing it. Love your videos 💜

@katelosteter Жыл бұрын

Just beginning my cash envelope journey! Been working on my family’s budget (which is so hard bc we never had one) and bought your A6 chic wallet from the presale! This video was so informative and helpful! Thank you!

@noelledayhoff4752 Жыл бұрын

I totally used the accordian coupon organizers from the dollar store! It was simple to carry around in my purse and I was able to buy a few for my different categories. I've recently upgraded to the rings binders and find I miss my old system. 🤣

@theaestheticdollar Жыл бұрын

Yes!! 🤩🤩🤩

@cele3401 Жыл бұрын

Perfect timing! I appreciate you putting this video together for us. ❤

@theaestheticdollar Жыл бұрын

Of course!! I hope it blesses you 🫶🏼

@keilamoreno4805 6 ай бұрын

I absolutely love that u don’t push your product but you give options for people who don’t are in the financial space to buy ur awesome products!! It makes me trust you and know you mean to help and not just “push a product” I love it🥰

@christineoreilly8912 Жыл бұрын

From another Mom of 4, you are doing a great job!! Love the honesty!

@jaimemccreary Жыл бұрын

Great video!!! Just started cash stuffing this year and I love it!!! Definitely takes a new mindset!!!

@brittanymueller171 Жыл бұрын

Such a wonderful, informative video as always❣ I wish your videos were around when I had started my cash stuffing journey!

@saquanayon5968 Жыл бұрын

New Subbie❤ I’m 3 mins in and I love how your breaking it down so far!! I loved when you said money management is 20% head knowledge and 80% behavior. I started budgeting about 2 months ago and so far so good. it gets hard at time because I’m not used to it but I’m doing better!! Okay back to finishing this video and watching your other ones soon after 😊

@theaestheticdollar Жыл бұрын

Cheering you on throughout your journey! You got this 🖤💪🏼

@barbiescave Жыл бұрын

Thank you so much for sharing your knowledge. I am obsessed with your videos. God bless you and your family ❤❤❤

@debipersson5605 Жыл бұрын

Thank you so much for doing this. Even though I have been doing the system for a while. I still learned some thing. As always, I love your videos!

@haltertopbabe 11 ай бұрын

i'm 19 and in uni, this sounds incredibly helpful! thank you.

@michelleholt2007 11 ай бұрын

New sub! I’m in the VERY beginning stage of cash stuffing. I purchased the small binder and the fancy envelopes for the more important bills..mortgage, car payment, food, utilities and emergency funds. Other smaller things I purchased just small plain paper envelopes, used a whole punch and out them in my little binder. They fit perfect!

@lindaolausson8286 Жыл бұрын

You are a teacher! Love the way you explained the steps of the process. Thank you🌸

@theaestheticdollar Жыл бұрын

Thank you!!

@crystalharmon2018 Жыл бұрын

Love this! ❤ real and to the point!

@alittleofitall_ Жыл бұрын

Yes!! When we were swiping it was just it was just money we didn’t see so it didn’t matter! Now that we actually see the money *leaving* our- it has totally changed our habits! “I stop spending” 🤣🤣 love it! The months are never the same! That’s so true! Awesome AWESOME video love! 🩵🩵

@dawncrawford7183 Жыл бұрын

First of all I must say you are absolutely beautiful! Secondly thank you for breaking budgeting down now I am more knowledgeable. I started budgeting in January and I am amazed how much money my husband and I have saved. I think a lot of people when you say budget means they now can’t buy what they want to ( my husband thought he was a kid on an allowance 😂) But the truth is you can live comfortably and have those things you want. I greatly appreciate you breaking everything down. Thank you!👍🏻❤️

@theaestheticdollar Жыл бұрын

Your comment made my day! 🥰 cheering you on always! Love hearing about other peoples journeys!

@kianay3875 10 ай бұрын

I just went through my bank statement that's why I'm here thank you !

@glendab2385 Жыл бұрын

Hello! Did you read my mind or something?? I was SEARCHING for this type of video on your channel. Thank you!!

@theaestheticdollar Жыл бұрын

🥰 it’s been on my to do list for literally 3 months!! I realized there’s not a lot of videos out there like this! 🫶🏼

@williamwarren9448 Жыл бұрын

Thank you for making sure no one needs to spend 50-100 bucks so they can get pretty 🎉we love pretty ! But I can get pretty when my budget allows ! Plan budget pretty !glenda still a cash budgeter ! No debt !

@Beautifulone05 Жыл бұрын

Very informative! Thank you for sharing ❤

@nataliegrant5456 Жыл бұрын

Finally, a video and content that actually explains this concept and how to. New subscriber because of it. Thank you!!

@theaestheticdollar Жыл бұрын

Awesome, thank you!

@sharondunne02 Жыл бұрын

Thank you so much!!!! Started two months ago. Thank you for explaining that most people have saved a month ahead for their expenses this makes sense. This was were I was finding it hard. 😊

@theaestheticdollar Жыл бұрын

For sure!! There are so many aspects to it that you don’t know until you know 🫶🏼

@tinawilliams9163 Жыл бұрын

This was the same question I had, too! Now I understand that it’s about saving up to get ahead.

@vickiecarpenter1594 29 күн бұрын

Thanks for sharing! Great information!😊

@karenrolle3010 Жыл бұрын

This was such an informative video!!! The best explanation yet, on the cash envelope system!!! Thank you so much for sharing.🥰🥰🥰🥰

@theaestheticdollar Жыл бұрын

Thank you so much! Your comment made my day! 🖤

@StrawberryMoney Жыл бұрын

Such a well organized video!! Also, love your home decor 🥰

@theaestheticdollar Жыл бұрын

Awe thank you for watching friend!!!

@emeryandkathy Жыл бұрын

This was a great explanation and made so much sense. I’ll be cash stuffing for the second time with this week’s paycheck …still figuring out the categories. I’ll keep adjusting and learning each week. I figured it was better to jump in and pay with cash now rather than waiting until I had the “perfect” system. Even my 10 and 13 year old boys are using envelopes! I’m just so tired of living paycheck to paycheck. Thanks for being so encouraging! And I will dm you sometime…I’m in SE MN with the 5 boys ❤

@DavidEVogel Жыл бұрын

I figured it was better to jump in and pay with cash now rather than waiting until I had the “perfect” system. Good for you. The biggest hurdle in cash stuffing is getting starting. Concepts such as fixed and variable categories can be daunting. No worries. You get an "A" for effort.

@tnprice24 10 ай бұрын

Thanks, I learned a lot! The Q&A was a great addition

@theaestheticdollar 10 ай бұрын

Glad it was helpful!

@jadepopps Жыл бұрын

Best thing I ever done was start cash envelopes. My job is casual and so it made it hard to know if I could pay big things like car rego or insurance so I started small with those and evolved from there. Now I cash stuff some of my husbands pay for him and he’s saving like there’s no tomorrow :)

@thelilkennedy85 Жыл бұрын

Love this video!!! Also, My cash envelopes came today and I looooove them! Thank you Emily!!!

@theaestheticdollar Жыл бұрын

Ahhhh yay!!! 🤩🫶🏼

@Esmebudgetz 8 ай бұрын

Absolutely loved this ❤

@keyshlamunoz73 Жыл бұрын

I loved this video so so much… I had so much trouble saving and I had a bad relationship with money.I started my cash envelope journey a few months back and I’m at the phase we’re I’m making my budget and can be with it and trying to figure in out by 2 hours but hey it gets done 😂❤

@nubiacabrera919 Жыл бұрын

Hi Emily, I love your honesty about credit cards!

@theaestheticdollar Жыл бұрын

Thanks so much!

@Angib1977 Жыл бұрын

Thank you so much for this! SUPER helpful!

@theaestheticdollar Жыл бұрын

Thank you so much!! 🖤

@MyssLadyDiva Жыл бұрын

Great video. Very informative and I love you tough love advice.

@estrellaalcaraz3845 5 ай бұрын

Very informative, i love it! Thanks❤

@themomlifeco Жыл бұрын

Great video! I love the transparency

@samcaminati02 Жыл бұрын

I started cash stuffing a few years ago when covid hit and wasn't making as much as I was before and haven't gone back! I found your channel about a year ago and it has taught me so much more about it and I love it even more and have gotten a lot better with it as well. One thing I struggle with though is I don't like bringing my bulky cash binder with me everywhere and I have yet to find a wallet that I like to put more cash sleeves in... where is yours from because I am absolutely in love with it!!

@ThingsNatSays Жыл бұрын

i used to kind of cash stuff but in a binder.. and its true i spent less money when i had all my money in cash for savings... and now i learned about cash stuffing and i cant wait to get my envelopes to start! :D

@theaestheticdollar Жыл бұрын

Yay!!! So excited for you!! Sounds like you’re doing great 🫶🏼

@jessicacrockett6551 Жыл бұрын

Love your videos!!

@LilRedBudgets Жыл бұрын

Amazing ❤ video! Great job breaking everything down & explaining to others so it makes sense. I already know all this as I’ve been budgeting for years and started cash stuffing last year… but I’m not good at explaining things sometimes/my words tend to fail me lol 😂 so that’s why I haven’t made videos like this explaining. One day I’ll sit down and plan these type videos… but for now I’m trying to get our finances under control.

@Budgeting_with_Lee Жыл бұрын

Loved this video, thank you for sharing!

@rosbudgetlife3324 Жыл бұрын

Emily great job!! Explaining everything!! Such a Informative Video!! Thank you.

@theaestheticdollar Жыл бұрын

Thank you so much!!

@TheBudgetingBreakthrough Жыл бұрын

Super informative and detailed video!! Loved it 💞💞

@theaestheticdollar Жыл бұрын

Thank you so much for watching my friend! 🥰🫶🏼

@Vioserene Жыл бұрын

You posted this at the perfect time 💕💕 just found your channel and I’m obsessed lol

@theaestheticdollar Жыл бұрын

Awe thank you!! Welcome to the channel friend!! 🥰

@iyeshafranklin1046 Жыл бұрын

My favorite channel ♥️ great video!

@theaestheticdollar Жыл бұрын

Awe thanks friend!! I always love seeing your comments!! 🥰

@xoxolorae Жыл бұрын

Yay love this Emily! And your house decor is so cute and cozy.

@theaestheticdollar Жыл бұрын

Come to my house right after dinner, it’s quite the opposite 🤣🤣 it’s crazy how such tiny humans can make such huge messes! I genuinely appreciate the compliment friend 🥰

@xoxolorae Жыл бұрын

@@theaestheticdollar 😂😂😂 could’ve fooled me! Looks spotless.

@_yogi_2001 Жыл бұрын

First!!!! Uploading my next video on Friday!!! I’m really trying to stick to this method and you’re one of my biggest motivators! 😊

@theaestheticdollar Жыл бұрын

🥳🥳🥳 love cheering you on my friend!!

@DesignDanielle 7 ай бұрын

I absolutely love this video thank you

@yaniquewilliams3248 Жыл бұрын

I just came across this budgeting system and I am definately gonna try it ASAP...I am literally drowning in debt, I always have no money, always dipping into money set aside for other stuff... Thank you for this video

@theaestheticdollar Жыл бұрын

You can do it!

@TheeCandaceRose 9 ай бұрын

This video was SOOO helpful! I had no idea how to start or where to put my money

@Mah_fb 11 ай бұрын

Great video! Thank you

@My2CrazyKiddos Жыл бұрын

💜Love it💜

@babyangel11250 Жыл бұрын

Thank you for doing this video 👍👍👍🙏

@laurenrussel652 Жыл бұрын

Wow!!! What you are amazing in explaining this, ive watched tons of this cash envelope system video, but non of them explained it like what you did simple , true, real, prank and Hard haha. What i mean hard is like you did not sugar coat it, like we need it coz it's either be broke or budget. 2 hardest part of our lives. 🤭. But thanks tho, now i have a clear intention of why i need to do this. Not just for the trend. Thank you and keep being just real! You're really good in what you're doing. I will start now!

@TheMJPhoenix Жыл бұрын

Great video!!! Thanks!!! 💖

@reviewyup592 Жыл бұрын

Awesome video. Thanks!

@KRYSTYNDA 6 ай бұрын

THANK YOU!!!

@ScammonPlace Жыл бұрын

Nice video! Thanks for sharing!!

@albsmalbs Жыл бұрын

I’ve done okay so far this month with building my budget, but I have slipped up with some purchases that I didn’t account for and kinda blew it with the 80%-I think using cash envelopes for those items is something I have to do to keep that under control. This video was super helpful! I think this month I’ll try cash stuffing some items and keep bills in my account and see how that helps me.

@theaestheticdollar Жыл бұрын

You got this!! 💪🏼

@albsmalbs Жыл бұрын

@@theaestheticdollar update, I got some envelopes and I’m gonna cash stuff the problem expenses this month!!! I think I got this!!!💖 thank you!✨

@Preppyjusticeeeelove134 Жыл бұрын

Thank you!!!

@authorchristinabutrum Жыл бұрын

I just love you! ❤️ Great video!

@theaestheticdollar Жыл бұрын

You’re so sweet!! Day made ✔️ 🤗

@ShannonsBudgets Жыл бұрын

Great Informative video and great tips I can use going forward.

@theaestheticdollar Жыл бұрын

🖤🖤🖤

@rebeccasherwell8393 Жыл бұрын

Thank you ❤

@justthethreeofus5055 10 ай бұрын

I don’t use cash stuffing method but this video was SO informative!

@JANAA56357 Жыл бұрын

I looooove this video!! 🥰❤️

@theaestheticdollar Жыл бұрын

Awe thank you!!!

@themomlifeco Жыл бұрын

Love magic month! June is ours ❤

@theaestheticdollar Жыл бұрын

Magic months are the BEST 🤩

@shaunyg_ 6 ай бұрын

Very helpful. Thank you!

@theaestheticdollar 6 ай бұрын

So glad! 🥰

@sofiaruth2489 Жыл бұрын

I love your videos and your aesthetic 🤍🫶🏻 thank you so much for this video!

@theaestheticdollar Жыл бұрын

You’re so welcome 🥰

@Lpmarie_1188 Жыл бұрын

Omgeeee your sooo beautiful and your eyebrows are perfection ❤❤❤❤

@thebudgetevolution Жыл бұрын

Great explanation 😊

@MzAbstractMind Жыл бұрын

Really good, to the point but, thorough explanation! I have the opposite problem…I can spend cash soooo easily and have no clue where it went 🥴 But, now that there are all these pretty things for cash stuffing, I don’t want to spend…I want to stuff and save 😂

@TinyBudgetCo Жыл бұрын

Great video.💕🙂

@pmarty4190 5 ай бұрын

Thank you...

@tarynkimwestover553 6 ай бұрын

I just discovered your channel and subscribed. I am VERY new to the Cash Stuffing System (in fact I haven't actually started except gathering some supplies). I sort of live with my parents in a terrace level apartment. I am disabled so my income is SSDI and my only Expenses are credit cards. I can't figure out how to budget my expenses. None of the many budgeting videos I've watched tell me how to know how much I need to budget for Groceries, Fuel, etc. Thank you.

@cocoanderson6833 11 ай бұрын

thank u very much your very helpful

@Grace-sw2eq Жыл бұрын

Yes I always save only when I have cash… because I can feel it, touch it, see it. So much easier to just put away and let it stack. Versus a card I always swipe and never think about the consequences.

@tonyareese5498 Жыл бұрын

Excellent video. I just started cash stuffing I'm not a month ahead as you suggested I will eventually get there. This is really helping me. It has only been one month but I can already see the difference. My question is do you take out any funds that you have left over at the end of the month and put it towards your debt? Thank you

@TheBudgetGirl Жыл бұрын

❤❤❤❤❤ very informative

@jeriheggie 5 ай бұрын

New subscriber 😊 I appreciate this info! Just started my YT channel to document my low buy year 😅 contemplating starting cash stuffing!

@theaestheticdollar 5 ай бұрын

You should totally do it! There’s a whole community of people ready to support you! So proud of you for starting a channel! 🤩🤩🤩

$@frachescacd6841$

@frachescacd6841 Жыл бұрын

this video is a big help for me.... I watched it 4x... Waiting for the next video and for online spending its where im at lost. thank you in advance

@theaestheticdollar Жыл бұрын

I have quite a few of my online spending videos up already, there is one that’s linked in the description of this video, I hope that’s helpful!

$@frachescacd6841$

@frachescacd6841 Жыл бұрын

@@theaestheticdollar I saw it thank you again and have a great day ahead❤️

@courtneysbarnett Жыл бұрын

You’re almost at 9k!!!! 🎉

@theaestheticdollar Жыл бұрын

Omg!! I didn’t even notice 🙈 I feel like we just did the 8K giveaway 🤣🤣🤣 oh well!!! Stay tuned I guess 🤩

@roberthutchison8416 11 ай бұрын

Cash stuffing is also a great way to save. Its rewarding when you look back and can count your savings also.

@theaestheticdollar 11 ай бұрын

Yes! It’s what turned me into a saver 🤩

@FavoritesWithLaura 7 ай бұрын

Hello Emily, new sub here. Starting fresh in 2024, thanks for sharing your information. ❤

@theaestheticdollar 7 ай бұрын

Welcome to the channel 🥰

@perlaortiz159 11 ай бұрын

All I have to say is this actually works perfectly I have one account that my check goes into which is Cash app I takeout half of my rent money and I put that in my checking and I put 100 or 150 into my savings and the rest I leave in my cash app for groceries or gas money and for my bills too I know exactly what I need to spend on those type of things

@warriormessiah3134 11 ай бұрын

💡

@TheFunctionalForce 9 ай бұрын

Thank u so much for this introduction! I’m totally new to this and one question I have is: do you then not keep any money at the bank? Do u cash out all your money on payday and then keep all your money in cash at home? (I asume a safe would be needed in that case). Getting my head around this 😊 Huge thanks to anyone who can reply!

@theaestheticdollar 9 ай бұрын

Great question! We have money in the bank (both check and savings). We only take out cash for things we choose to cash stuff for ( for us it’s typically things we may forget about or overspend in). We decide how much to cash stuff when we make our budget :) For example, we don’t cash stuff auto-pay bills, groceries or gas.

@TheFunctionalForce 9 ай бұрын

@@theaestheticdollar aha! I get it! Oh thank you so much for the quick reply! I’m fascinated by this trend I didn’t know about (although some 15yrs ago I remember doing paper envelopes when I started budgeting as a very young adult!) 💕💕

@Fabylocity 9 ай бұрын

Thank you 🙏 I was already adding things to my Amazon bucket meanwhile knowing I don’t have money to buy I appreciate you saying at this season it’s ok to do envelopes!! How can you start the month advance system?

@SillyMacy1 Жыл бұрын

Omgggg I remember the accordian binder 😅

@animegirl300 Жыл бұрын

My reason to eventually start cash stuffing again is because i am sick and tired of living paycheck to paycheck. Also im tired of feeling like i have no money. I started the a7 wallet and i had to readjust the amount in 1 of my categories but once i did that i already felt less stress out about money. I already see the difference im my spending because i keep track of it everyday or every other day. Im looking forward to the end of the month round up to see what if the a7 wallet made a difference.

@theaestheticdollar Жыл бұрын

This!! ⬆️ this was us!! We made a enough money that we shouldn’t have been paycheck to paycheck if we managed it properly!! I’m with you!!