SHOULD YOU SAVE MONEY, PAY OFF DEBT, OR INVEST?? | Money & Makeup Mondays

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Lexa: The Avocado Toast Budget

Lexa: The Avocado Toast Budget

Күн бұрын

Is it better to save, invest, or pay off debt? Let's talk about if you should build an emergency fund or pay off credit card debt, if you can invest while you're in debt, and how to decide what your money should be doing for you and your budget!
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learn to save money, create a budget that works for YOU, pay off debt, and invest
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CHAPTERS:
0:00 updates
2:15 saving vs. investing vs. debt payoff
PRODUCTS USED:
Revlon ColorStay (dry skin formula)
Colourpop Tinted Moisturizer
Physicians Formula Butter Bronzer
Morphe 9N Pallete
Elf Bite Size Face Duo in Spiced Apple
Elf Bite Size Eyeshadow in Truffles
Loreal Voluminous Mascara
Ardell Demi Wispies
Elf Brow Whiz
Urban Decay All Nighter Setting Spray
NYX Buttergloss
Revlon Lustrous Lipstick
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Views expressed in this video are my opinion and should not be interpreted as professional financial advice. I am not a certified financial advisor.
Subscribe to learn how to save money, pay off debt, and invest to feel more confident with your money!

Пікірлер: 15
@CandaceLynnSaves
@CandaceLynnSaves 2 ай бұрын
I am so grateful I found your videos … I started YNAB last month and I couldn’t get the hang of it !!! I started watching your videos and you kept me on track . I have adhd also and I thought I am never going to get this ! I am 58 yr old single woman and I got to get my 💩 together !!! Thank you for being you! It’s like listening to myself explain a budget !!! Fan for life ! Thank you ! ❤
@turtlescanfly7
@turtlescanfly7 Жыл бұрын
I did a starter emergency fund (EF) of 3 months, then worked on CC debt and now I’m married and together we’re working on building up the EF to 6 months. Next is a home down payment
@ceciliaruns72
@ceciliaruns72 Жыл бұрын
Absolutely the best financial advise!! 👏 👏 👏 👏 👏 👏 I'm amazed that you can multitask so well...offering the best most consise info, keeping your cat fron destroying your plants and putting on your makeup! 😆 ....and the lipstick 💄 🤣
@cristinaballi
@cristinaballi 3 ай бұрын
thank you for sharing your thoughts and opinion! as I'm starting my wealth building journey I also had the vague feeling that $1k was not enough for emergencies, and that there are other priorities that could be more important than just paying debt for various reasons. I've been thinking that I'll feel much more secure, too, if I have two or three months of expenses saved, and then I will tackle debt. Maybe I'll even alternate between a debt payoff goal and a month of saved expenses goal. Thanks for sharing and explaining your thinking so well!
@doggman824
@doggman824 Жыл бұрын
I just joined your membership this morning. thanks for all this helpful advice. I took one of your many advice. have seen in a lot of your videos I. have watched already. and that was what I did 10 days ago. on starting to pay for my monthly gym membership with auto pay. its been a lot easier.
@cmagic722
@cmagic722 11 ай бұрын
Settings look fine love😊
@vulpixelful
@vulpixelful Жыл бұрын
I'm planning on paying off my student loans since thankfully now I make more than I owe, and can't go for PSLF. But I'm using the debt avalanche method, so when I get down to the sub 6% interest loans, I may let off the gas a little and pay less extra than I am right now, when I replace my car. Getting my car repo'd would have a much higher impact on my life than paying no more than the minimum on my loans for a while.
@BodaciousWench
@BodaciousWench Жыл бұрын
Payday loans-borrow $600. Two weeks later pay back $675. Have to take $600 out again to survive, pay back two week later $675…repeat.
@TrevorMcKendrick
@TrevorMcKendrick Жыл бұрын
Love the new camera!!!
@bridgetmancini3809
@bridgetmancini3809 9 ай бұрын
Do you have recommendations for high yield savings accounts somewhere/in a video you can direct me to? I appreciate your perspective and it’s totally shifted my mindset about my debt being morally neutral 😊
@katiewhittington1297
@katiewhittington1297 Жыл бұрын
Loving the way you talk to your cat. 😂 I do the same to mine
@doggman824
@doggman824 Жыл бұрын
I hope this coming Monday you will. do a video. of vacation expenses and budgeting for it. and doing make up Monday. I enjoyed seeing how you did your make up as well as seeing and hearing of your money advice.
@nagarpoe
@nagarpoe Жыл бұрын
More ynab videos pls! Love the new cam too!
@vannessavasquez3770
@vannessavasquez3770 Жыл бұрын
Umm what foundation is that?!? I need it ❤
@TheAvocadoToastBudget
@TheAvocadoToastBudget Жыл бұрын
OMG thank you for this question because I completely forgot to list the products! I've updated it in the description box now! I mix the Revlon Colorstay Foundation with the Colourpop Tinted Moisturizer. But that's because I have REALLY dry skin. So even just the Revlon Colorstay on it's own is gorgeous!
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