7 ways you're *SECRETLY* keeping up with the Joneses

7 ways you're SECRETLY keeping up with the Joneses | MONEY SAVINGS TIPS

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Жыл бұрын

PERSONAL FINANCE TIPS - ways that you're keeping up with the Joneses (without even realizing it). Trying to maintain the same lifestyle as another person - even on a small scale - can derail your financial plan. Saving money, frugal living, and minimalism.
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@asavannah7439 Жыл бұрын

Just because you CAN afford it, doesn't mean you WANT to afford it.

@mpatreece2726 Жыл бұрын

I have a few associates who "don't eat leftovers" and I'll sometimes get side eyes if I ask for a to go box when I don't finish my meal. Whatever! I don't like wasting food... especially if I enjoyed it!

@asavannah7439 Жыл бұрын

Leftovers are the best. Free food that you don't have to cook first, win win!

@brandi8040 Жыл бұрын

@@asavannah7439 Right!! We worked hard to make the money to buy the groceries, then we worked hard to make the meal! By Golly if it can feed us twice, then that's a huge plus!!

@spokenwordpoetries Жыл бұрын

Just because they don't like something doesn't mean that you don't. You are going to live according to what you like/want, and they will do the same. They need to realize that people are different by now, since it sounds like you're all adults. :)

@danicegewiss862 Жыл бұрын

My husband eats half his meal and takes the rest home for the next day. With the price of it, enjoy it twice.

@thebrokenwallet Жыл бұрын

Exactly! I look forward to eating the leftovers!

@flohough1870 Жыл бұрын

One of the best shots of reality I got was in my 20's when I worked in a bank. At that point I realized that a lot of people were living fake lives with lots of debt and struggling to cover it. No thanks!

@pineapplesoda Жыл бұрын

If being frugal (aka "cheap") makes certain people in your life make fun of you, minimize your exposure to them at all costs. Or just strike back by making fun of their credit card debt 😂

@fittomakeup9890 Жыл бұрын

😂😂😂 exactly

@empressaminata637 4 ай бұрын

😂😂YEAH

@AllyCakes12 Жыл бұрын

My bf and I live waaaay below our means and are super proud of it lol. We aren't embarrassed and will take donated things. We take pride in not being materialistic. Not that anything is wrong with it. We're just proud of our financial decisions and our future.

@bethanyg153 Жыл бұрын

Make the most of it while you can. When you have kids all the extra gets slurped up.

@laminage Жыл бұрын

Very good1 I am very happy with The Coat My Sister got me for Xmas last year, I wear a simple watch not an Apple one, I choose to eat for 30 Minutes each day at work and I brown bag it. I am not near any Fast Food Restaurants so that helps alot. I go through my Budget religiously on Saturday, and I always know when My Bills are due. I live at home with my Mother since My Dad died, you are so right on about folks who can't stand you upstaging them. They brag about places they've been and their cars etc but they are up to the backside in debt.

@lovingsunshine3515 Жыл бұрын

I wish I could meet like minded people like you. My husband and I are the same way and we also take pride of not being materialistic. It allowed us to be able to put 25% down payment on our forever home and it’s the only debt we have and we’re able to to go on vacations every year due to being frugal. Biggest goal right now is to pay off our mortgage.

@kaw8473 Жыл бұрын

My husband and I installed our dream patio and then went out and bought all the stuff you can imagine an awsome patio having; outdoor bar, mini fridge full furniture set. One day we were sitting outside and just decided to become minimalists and sold everything! Our patio is now a couple flower pots, a little solo stove and we use folding camp chairs. It turns out we never used any of that stuff and outdoor fridges collect bugs and debris. Take that first step and stop caring about impressing others.

@tashadavis607 Жыл бұрын

I'm so happy one of my moms sayings when we were younger was: I'm a single mother I'm not trying to keep up with the Jones, hell their in debt anyway. God bless her beautiful soul, I miss her very much. She taught me so much.

@asavannah7439 Жыл бұрын

Save where you can so you can spend where you want.

@darrellbratton9679 Жыл бұрын

I did not eat out at lunch with co-workers and it added up over the years. I retired early and I have more money than when I was working.

@genxx2724 Жыл бұрын

I also bought my diet sodas and snacks for work at the grocery store. Much cheaper than the cafeteria or snack bar.

@markwhittaker6866 Жыл бұрын

Congratulations on your retirement. Enjoy it to the max.

@thebrokenwallet Жыл бұрын

Congratulations on early retirement!

@Inlalasland Жыл бұрын

2 months ago I sold my car and we went down to a one car family because I work from home and I don’t drive that often. My friends and family thought I was crazy. So far it hasn’t been an inconvenience. I also go shopping with my friends and I never buy anything. I enjoy the time out with my friends and I don’t typically get the urge to buy unnecessary items.

@vg7985 Жыл бұрын

I had a friend who was inviting me to restaurant and when we get there was telling that she is not hungry and will not be ordering anything. She was sitting and watching me eating. It felt very deceiving and uncomfortable. She's not my friend anymore.

@joy2bme Жыл бұрын

My husband had to start working from home when all the lockdowns started about 2 1/2 years ago. About 2 months into the lockdowns his old car broke down. Since he no longer needed to drive to work, we didn't replace the car. He still works from home, and we are still a one car family. Once in awhile it's inconvenient, but for the most part we don't miss the second car.

@janethunt4037 Жыл бұрын

I recently borrowed some items from 2 different friends. When I arrived at the first friend's home, she invited me for a glass of ice water and to talk. At the second friend's house, she invited me in, offered me wonderful snacks, tea or La Croix, and to take time to talk. I felt warmly welcomed by both of them, which is the most important thing.

@natatattful 2 ай бұрын

This is a nice comment

@fendiboots4481 Жыл бұрын

A lady said "Oh you're a minimalist!" when she visited my home. That must be a polite way of saying I don't have alot of stuff. True, quality over quantity.

@Naatta Жыл бұрын

Talking about returning things after buying them. MY ex-mother in law had a bit of a shopping addiction (which was made worse when not on her meds). Her love language was gift giving and she was the kind of person who'd give you the shirt off her back even if it meant going without on her own. She also had a deep love of the clearance section at Walmart and I can distinctly remember one Christmas where she spent her last dollar on small items from the clearance section at Walmart and ended up not being able to pay for her diabetes and depression medications because she couldn't balance a budget and her son and I having to take her back to Walmart (where she worked mind you) to return Christmas gifts. She was very embarrassed at this and kept apologizing about ruining Christmas but I had to keep reminding her that her having her meds and being healthy was FAR more important than some silly stocking stuffer she bought.

@thebrokenwallet Жыл бұрын

I'm sure she appreciated the reassurance. Thank you for sharing your experience with us.

@Gelisway Жыл бұрын

#1! My husband and I just had a really small wedding and it took me A WHOLE YEAR to go thru with it. Y’all, we were engaged for a whole year just to have the easiest, most effortless wedding, all because I didn’t want to feel like people would think we weren’t able to “afford” it. Lol. I’m cracking up thinking about all the stress we went through and arguing we fell into over that. Thanks for speaking on this. Have a beautiful day. ❤️

@Paleface324 Жыл бұрын

Sometimes when people say they don't entertain because their home isn't good enough, they are really worried about being up to entertaining adequately. Same principle when people say they can't go to certain places because they don't have the clothes to fit in; they could pick up something cheaply at a thrift store. It's sometimes because they feel socially awkward.

@MsSimpleMovies Жыл бұрын

My husband and I walk to and from Walmart (half a mile down the road) for groceries since we don't have a car. Sometimes I get embarrassed, especially when it's cold. I got embarrassed when family visited, too. But, I have to think about us and our financial needs and goals.

@beth3535 Жыл бұрын

And your smarts!

@solidandsoiled Жыл бұрын

This might sound silly but in Asian context it might make sense. I always pack lunch and don’t buy bubble tea or specialty drinks. Bubble tea amongst office workers is a thing in Asia. But paying $4-8 per day for a drink sounds nuts to me, on top of buying takeout that is marked up in the city area. So I bring my own coffee from home or have the free office coffee.

@militaryhomes6292 Жыл бұрын

My husband's brother was trying to pick on my husband because we drive cars that he considers older (neither of them are even 10 years old or have over 100k miles on it). We were sitting together with his family and he was making these comments saying how cheap my husband is etc. When my husband decided that would be the perfect time to announce to the family that we decided we to pay for all the meals in the upcoming family vacation. We decided that was something we wanted to do for the family because some of the family members were really making sacrifices for everyone to go. My husband's brother really had no words. 🤣 That was more fun than anything we could had bought with the money in my opinion.

@misa5941 Жыл бұрын

Love it!

@diverstalent Жыл бұрын

💜

@jtpcwife1486 Жыл бұрын

What a great video! A lot of my women colleagues at my old job would comment how boring I was for bringing my lunch everyday. I admit it would embarrass me and I even got to the point where I stopped bringing it! 🙄🤦🏻‍♀️ so dumb. Now at my new job I’m going to make sure I don’t fall into this temptation! Thanks for sharing

@Rumade Жыл бұрын

The first place I ever worked I had colleagues make fun of me because I only had two skirts and always wore one or the other to work. I was not paid very much at all, and it was a standard entry level office job- I didn't need to look fashionable. At the end of my 10 month contract I had saved enough money to travel internationally for a whole summer.

@jtpcwife1486 Жыл бұрын

@@Rumade Now that is awesome!!!! 👏🏼 it just stinks in the moment getting picked at when the person has no idea the disciple you are doing! 🙄😂

@alcnwonderlnd Жыл бұрын

I never really cared about keeping up with my friends, I did splurge on trips and fancy makeup but I’m glad I wasn’t into fancy cars or designer bags. But I definitely made some bad financial decisions in my younger years. I’m doing much better now about saving and while all my friends are buying homes, I’m in my little one studio condo because I don’t mind living in a small space 😊 I enjoy the simple life and I am not going to be ashamed of it ❤

@bridgettetraveler658 Жыл бұрын

Cooking at home on your day off & make enough to last for days! Before 9:00 this morning I had breakfast & dinner cooked! Buy off season clothing! It's usually go on a clearance sale after that season is over! Take vacations after the Holidays are over! Give ppl money & let them buy CHRISTMAS gifts after CHRISTMAS! Remember others this CHRISTMAS! Loving that hat! Awesome hat!!!

@hollyashton7009 Жыл бұрын

Luckily in our office my supervisor & I have brought our lunch to work for years. But I’m also older now & care less what people think. Even with my 4 year old granddaughter, if she asks for something I simply tell her grandma can’t afford it. She accepts it. She knows if she comes for a sleepover we’re not going shopping. We’re staying home, eating home cooked food, doing crafts or playing outside. I work full time, but my hubby is on a small disability income so $ is tight.

@gunnikr Жыл бұрын

So many people don’t know how to say no to their kids when it comes to those little material things that add put up to bad financial habits for themselves and their kids in the long run.

@josmith2002 Жыл бұрын

Do you have a written budget or not?

@kthename08 Жыл бұрын

❤️ this

@alcnwonderlnd Жыл бұрын

The night in sounds lovely, your granddaughter will cherish those memories and how loved she felt during that time with you. ❤

@beth3535 Жыл бұрын

A friend and husband are very low income. And they’re nearing what could be retirement. Four grandkids. Grandma is Funtime! Think crafts, games (including chess). This woman needs her own KZfaq channel. Now her daughter-in-law has picked up the gauntlet. Just take imagination and commitment.

@twengatwenga7044 Жыл бұрын

About the family thing… if you grew up in poverty you may feel the urge to hyper save out of fear. Refusing to live in a bigger home, denying yourself things you genuinely want… all in the name of being “financially savvy” as the excuse. In reality, they may fear spending money out of guilt, and later get a high from knowing they own less than people who earn less than them. It’s almost a false sense of financial piety lol and it’s rooted in financial trauma. I’m quite sure this is the case because they brought out their kids… that was 100% a projection of guilt. They’re not happy but don’t want to admit maybe they want the same nice things too, and when done responsibly it’s okay.

@mrc2432 Жыл бұрын

You hit the nail on the head with that one ☝🏽

@jenmar9428 Жыл бұрын

This! I am scared of being broke. I grew up in poverty. I am a beast when it comes to finance. I hate buying sh!t that does not last.

@mrc2432 Жыл бұрын

@@jenmar9428 💯

@kathyharmon2093 Жыл бұрын

I constantly receive compliments on my beautiful clothes, 90% are from the thrift store, the rest used off Poshmark or eBay 😁

@danicegewiss862 Жыл бұрын

My neighbors have been trying to keep up with us. Lol. They put ceiling fans in their house (we have them in every room). My husband built a mailbox to match our house. Right away she ran out and bought one, but hers looks like a barn. On and on it goes. We make our house our home. Our lives are boring. We like it that way. My car is 8 years old. Truly, we are boring.

@lutongmybahay1375 Жыл бұрын

There is so much more than trying to impress others. I have no one to impress but God. I only do things which are good in His eyes which is not wasting food and not wanting unnecessary things. Be content and happy.

@melvinthompson3357 Жыл бұрын

Live like no one else so one day you can live and give like no one else { Dave Ramsey words} thank you

@thebosshouse Жыл бұрын

The people who will judge what you have are the people you should avoid. 🤷🏾

@ThePinkdiva101 Жыл бұрын

So grateful for your advice. I am so grateful also that because I am a Christian, I have a different perspective on letting others opinions have an impact on me. I answer to the Lord for how I spend money. Jesus spoke a lot about people who invested money only for show. I want Jesus to say of me "well done". The Bible says jesus became poor for us. The King of the universe! What great love he demonstrated to the poor, and so should we.

@josmith2002 Жыл бұрын

Yeah I know of one Christian family of 5 who never paid off their house in 50 years because they had to give sooooo much to their church- the matriarch died homeless.

@aw6707 Жыл бұрын

@Jo Smith that immoral behavior is actually addressed in the Bible where Jesus condemns the religious leaders of the day for giving "Corban" or gift from God tithing at the expense of not caring for aging parents (Mark 7:1-15). It's poor stewardship and a lack of love and respect for God and parent to behave as the people you speak of - super sad and unbiblical.

@dawnsstar5918 Ай бұрын

I was bought up to be very frugal, even though we were upper middle class. When times got hard for me later in life, I retained that way of life, and discovered some more things as I went along. I would have NEVER got where I am today if I didn't cook my own meals sew my own curtains, and a little carpentry for simple furniture. No one even knew I was poor. Top secret thing not to look poor? Be clean. Be scrupulously clean !! That nightmare of a struggle is over, but I STILL retain these things though not necessary. Making my own cement planters, cutting/styling my own hair, and never buying a brand new car. for the last 30 years....did save me 10s of thousands, I am sure, lol !!

@josmith2002 Жыл бұрын

Good video. I was 😮😮😮 to learn that some people over buy when shopping with friends with the intention to return their purchases later- I hope it doesn’t influence their friends to overbuy crap they don’t need too- so sad 😢 the pressures on people.

@lizb4156 Жыл бұрын

That's pathetic.

@AnaLopez-cn9cn Жыл бұрын

Not even just friends but popular influencers do this all the time they buy 200$ + hauls and then return most of the stuff

@josmith2002 Жыл бұрын

@@AnaLopez-cn9cn OMG that is soooo damaging to our young and naive- should be ILLEGAL- so damaging to soooo many

@chaselesser3191 Жыл бұрын

I feel like my coworkers have much nicest homes. But then, I may be in a better financial state. Apart from probably paying less.

@robindavies8376 Жыл бұрын

Thanks for this great video. I make my lattes at home before work and then secretly smile when I see all of my coworkers come in with their fancy Starbucks drinks. (I do treat myself once in a while). The money they spend on coffee is crazy!! I also agree with the others about your great style❤

@thebrokenwallet Жыл бұрын

Thank you! I agree once in a while is good (gotta have my iced coffee 😀), but grabbing one every day gets expensive. Thanks for watching!

@megleland6320 Жыл бұрын

I can completely relate to "keeping up" when eating out with others. Even when I have other long term goals I am saving towards(like being able to upgrade to business class on my next trip away), I find it hard to not buy anything when others are getting coffees or snacks while we are out, or turning down an invite to eat lunch out in a restaurant with coworkers, when I already have an inexpensive packed work lunch. I guess it is FOMO mixed with a bit of not wanting to be the only party-pooper, or have people offer to pay, which can get uncomfortable. Those unnecessary $20-$50 "treat-yourselves", add up quick in the course of a month.

@jeanmccorkle1035 Жыл бұрын

Thank you. I need to view you more often. Faith comes by hearing. I spend too much money on my children, grandchildren, family and friends even though I'm retired and on a very fixed income. But because I'm debt free, house and car owned outright, they think I have money to give away. I need to stop. When I listen to you, I am encouraged to care about myself.

@sarah2576 Жыл бұрын

My family members compete by seeing who can be cheapest lol

@cabayern9416 Жыл бұрын

I don't care what others think of my spending. I am appalled at most of theirs.

@Kaha-ow1xt Жыл бұрын

This was really insightful, thank you. So much of how we spend money is about status because we are social creatures. I live in a small house and really noticed an internal quandary when I paid it off last year about whether I "should" level up to a bigger one while I still had working years ahead of me. I really had to question where that thought came from as I like my little place (cosy, less to heat, less to clean, etc). For me it was the constant immersion in bigger/newer/fancier must be better/more impressive that is so assumed and implicit it's almost impossible to spot sometimes. Love from Australia 🙂

@kathyharmon2093 Жыл бұрын

I’ve lived in large and small and in between homes, small is less bathrooms to clean and less windows to clean etc

@desereetouchet9294 Жыл бұрын

I find a comment along the lines of..”there is nothing I like better than luxury that I didn’t have to pay luxury prices for, it’s like treasure hunting!” Keeps the cheap comments at bay. It just makes it seem like more of a joy than a sacrifice and people make those comments because they are trying to justify their own choices, they have trouble enjoying their indulgences when someone is making a “better” choice. It’s the same reason people at parties try to pressure people who are dieting to eat food they have already declined. I have also found that as long as your house doesn’t gross people out with the bathrooms visibly dirty or the kitchen with something that looks unhealthy you’re golden, people can’t be comfortable and relax in your space if they are worried about sickness. Plus, you have absolutely no idea what people will think of your space if it’s cared for, you would have to be a mind reader and psychic to know what will get noticed by them.

@josmith2002 Жыл бұрын

Of course we all want the best future for our children and that included me wanting a good looking house just so it could help my daughter marry well-- unfortunately it works Opposite and really does no one any good- Good people and Good Character are not so easily influenced. These sort of expectations just put unnecessary pressure on relationships and bring out greed and ugliness in people.

@prettypuffprincess Жыл бұрын

What you have on is giving Josephine Baker 🎉💃🏽💃🏽💃🏽💃🏽💃🏽 Super fancy and classy👑👸🏽

@thebrokenwallet Жыл бұрын

Thank you! 😍

@prettypuffprincess Жыл бұрын

@@thebrokenwallet You’re welcome🌟💃🏽👑

@SybilNix Жыл бұрын

My mom always told me that the smart wealthy people shop at Marshall’s 😅

@beth3535 Жыл бұрын

Absolutely. Then they brag about it.

@mrsjade30 Жыл бұрын

At the end of the day, this life is temporary. We need to get out of that superficial lifestyle and really start securing the bag. Thanks for this helpful video.

@wendysharpe9277 Жыл бұрын

Gosh you could do a whole video on why parents who choose to live a frugal lifestyle then put their kids around folks that don’t

@iustinaKojin Жыл бұрын

Very good video :) you touched points I wasn’t able to admit to my self lol

@sisterswhoplan8758 Жыл бұрын

Great points!

@everythingraye1175 Жыл бұрын

Wow..I would have never thought of some of these examples. Great topic. Thanks for sharing!

@thebrokenwallet Жыл бұрын

Thanks for watching!

@thewisdomdivatv Жыл бұрын

I don’t return items like I should because it’s a hassle.. I rarely shop with other people.. but when I think about the money wasted I really gotta do better with that if I’m gonna be online shopping.

@carolinacarballeira Жыл бұрын

Brilliant! 👏👏👏👏👏

@cynthiaalford2967 Жыл бұрын

I just only buy things that I need.

@tynktynk9151 Жыл бұрын

Love the Zora Neal Hurston look

@thebrokenwallet Жыл бұрын

Thank you!

@monaleencabaron3694 Жыл бұрын

I absolutely love this and totally agree with all these points. Thanks for sharing!!

@thebrokenwallet Жыл бұрын

You are welcome!

@angelastewart9497 Жыл бұрын

I don’t care what my friends have . I will come & sit on your floor & keep you company.. & if they don’t like my house .. there’s a big yard they can sit on the grass .. people be fake half the stuff they got .they don’t own .

@reneapalmer6977 Жыл бұрын

Thanks ❤️ Happy holidays to you and your family.

@thebrokenwallet Жыл бұрын

Thank you!

@perksofasimplelife6621 Жыл бұрын

so true,guilty of all these😢

@morningsidewithkelley Жыл бұрын

I love these gentle reminders! Thanks for making this video!

@thebrokenwallet Жыл бұрын

You are so welcome!

@take2andcallme Жыл бұрын

Loved the video and also LOVED the look! You brought this to life beautifully.

@thebrokenwallet Жыл бұрын

Thank you so much!!

@kevinmoore9524 Жыл бұрын

I like you your outfit: you look good.

@thebrokenwallet Жыл бұрын

Thank you so much

@blackbarbiect Жыл бұрын

Shopping and eating out are my coping mechanisms. My therapist says it’s the high the excitement I get from it but when I see my bank account and credit card statements I’m upset. I love bringing food from home because I’m a good cook. I also have tried the one car thing and it was a disaster kids have dance practice, sports practice and both parents work couldn’t do it any longer. A lot of resentment from going that approach. With all that being said I would like to improve so I watch your videos. Keep up the good work.

@TheHoriginal Жыл бұрын

Great work!! Keep it going!!!

@thebrokenwallet Жыл бұрын

Thank you! Will do!

@AM-er5vx Жыл бұрын

Love your content, so I subscribed. Thanks for your very useful information.

@thebrokenwallet Жыл бұрын

Welcome and thank you for the sub!

@ellengriffith1585 Жыл бұрын

Off topic but I love your style. You’re beautiful. Thanks for the tips. I used to be bad at going to eat at work myself.

@mukairejohnbosco1797 Жыл бұрын

Yo beautiful too dear

@thebrokenwallet Жыл бұрын

Thank you so much!! And thanks for watching!

@jeanmccorkle1035 Жыл бұрын

Love your style

@thebrokenwallet Жыл бұрын

Thank you!

@husky7985 6 ай бұрын

The point about leasing a car is spot on.

@h_raymond23 Жыл бұрын

Thank you for sharing these insights. I am definitely guilty of some of them.

@thebrokenwallet Жыл бұрын

You are so welcome!

@donnabennett5454 Жыл бұрын

I don't care what anyone thinks. If I did, believe me, I wouldn't look the way I do, lol. I'm too old to care and I do what's best for me. People don't understand the reason why people are rich, is because they don't spend all the time. They're intentional. I'm intentional too. I will say this, I don't skimp when it comes to self-care (hair, makeup and all that). Here's the thing, nobody knows what brands I use. You honestly can't tell just by looking at someone. But, I know and that's all that matters. I bring lunch every day to work and breakfast I buy a couple of times a week and then I bring instant Cream of Wheat with wheat bread to make toast. I buy my lattes because I don't have a Keurig (yet). When I go shopping with friends, I'll only buy something if I was planning on buying it anyway, like replacing something that I used up. Other than that, I don't spend just to look like I'm rich. I don't want to give flight to anyone's thoughts. I'd actually rather people not knowing what I have. It's on a need to know basis and they don't need to know.

@lyndaslocs Жыл бұрын

Your hat and jewelry are a class act.

@thebrokenwallet Жыл бұрын

Thank you! 😀

@helenamensah7274 Жыл бұрын

Nice 1920s Retro look! 💕 the hat 👒 earrings and long necklace. 🙂Also great advice about financial responsibility

@thebrokenwallet Жыл бұрын

Thank you! 🤗

@beth3535 Жыл бұрын

Yes! It’s so put together. That little extra … does it!

@rebekkaroe Жыл бұрын

Wow, a very insightful video! There were quite a few things I hadn't thought about before, but you are absolutely right. These are situations where we are secretly trying to keep up with the Joneses.

@beth3535 Жыл бұрын

I keep up in a very basic way. Simple, classic sportswear dressed up with cool glasses, earrings, scarf, etc. I can be dressed in minutes. Have style and color choices … many compliments (which is data) and everything is second hand. Curiously I always feel up to date and it really suits me.

@gwenj5419 Жыл бұрын

Great video.

@thebrokenwallet Жыл бұрын

Thanks for the visit

@Nondescriptviews Жыл бұрын

Excellent video

@thebrokenwallet Жыл бұрын

Thank you very much!

@saxviars9749 Жыл бұрын

was expecting only financial advice... didn't realize how so much of this was emotionally tied. Great video!

@thebrokenwallet Жыл бұрын

Glad you enjoyed it!

@mamatosh05 Жыл бұрын

I am frugal to the core & I don’t care what anyone thinks. I love nice things, but I’ll never pay for anything that I know is over priced.

@raslalique Жыл бұрын

We do not have car leasing in the country I live in. However, some of the more expensive vehicles have better safety features and make driving more comfortable. I would definitely lease a higher end car for that reason alone, especially if you drive long distances or spend a lot of time in your car. Also, sometimes a certain "look" is needed for career success so I fully recommend leaning into the "look" but doing so in a frugal way. I heard a brilliant doctor (in private practice) say how her career improved when she finally broke down and switched her affordable Toyota to a high end vehicle. She had overheard a potential patient discussing with others if she was indeed a great doctor since she "couldn't afford a nice car". Her bookings dramatically increased when the car was bought (she could afford to buy it cash). Yes to everything else.

@carmenhampton2946 Жыл бұрын

Another great video 😊

@thebrokenwallet Жыл бұрын

Thanks for the visit

@carmenhampton2946 Жыл бұрын

@@thebrokenwallet you're welcome. Have a nice weekend. Happy New Year 😊

@MitchellEdelman Жыл бұрын

I'm struggling to think of any time when a lease is not "keeping up with the Joneses". If you are doing a lease because the payment is lower, you would always be better of buying a cheaper car. Wanting a new car every few years is a giant financial waste that can only be afforded by those that can outright buy a car anyways.p

@bethanyg153 Жыл бұрын

We bought in a swanky neighborhood with a pile of equity when we sold our CA home. We drive around our scratch-and-dent Dodge Grand Caravan but the neighbors have Teslas and Lincoln’s. They all talk about the butcher shops they buy from and we have kitchen scrap soup. Oh well, I don’t really care.

@audreyhuggins8822 10 ай бұрын

I love your Greta Barbo look today. I admit, I feel embarrassed by my frugal by choice living. Right now, I am not ready, nor do I want the responsibility of home ownership while most of my friends have recently bought homes. I'm content in my wonderful and affordable City apartment.

@thebrokenwallet 10 ай бұрын

Thank you for watching, and for sharing your experience!

@lizb4156 Жыл бұрын

Next door had 2 cars taken away by the bailiffs and a black plastic bag that must've been items from the house to use against what they owed, then 2 days later, one was replaced by the exact same one and the guy had bought a 17 year old car. They both don't work so why does the guy need his own car? How did they get their cars back so quickly?

@Truth-of-the-matter Жыл бұрын

Considering the capitalist system is based on the buying of selling and goods its no surprise people fell un-natural or un-easy participating in the game. There is absolutely nothing wrong with owning but when your things own you then life can be much more challenging. I think the best place to be is owning what you need and spending your money that will benefit you and others on a long term scale. After years of credit card debt I learned how much one can really live on and still find enjoyment in life.

@ladywarrior2365 Жыл бұрын

You look so nice in that hat, love your content

@thebrokenwallet Жыл бұрын

Thank you!

@beatrizguerra7655 2 ай бұрын

Nice video

@thebrokenwallet Ай бұрын

Thanks

@addicted2saving203 Жыл бұрын

💜💜💜

@jonathanmcgovern2464 7 ай бұрын

Rather have piece of mind, options I don't care what others think if i don't spend such and such, if i don't look successful. Better than looking successful because of worrying about what others think but being stretched financially, in tons of debt and having no piece of mind.

@rwirvfam4516 Жыл бұрын

I work with a friend that has a $1700 car payment not including insurance and I can’t find one person that think that that is even remotely close to a normal or a smart decision. 😵‍💫😵‍💫😵‍💫

@thebrokenwallet Жыл бұрын

I've heard of others with large payments in this range. In those cases they choose a very short terms, like 12 or 24 months to pay it off as soon as possible.

@ashleyross5874 Жыл бұрын

I will admit, I don't let people come to my house. My house is small, especially for a family of 6. We make it work but I worry about what people think. Probably more then I should.

@beth3535 Жыл бұрын

So be the Idea Mom/Girl always thinking of nearby places to explore, picnics to enjoy, etc. community resources to use. The library with playtime at a park. Throw in surprise picnic snacks and you’re set. Memories are made of this.

@jamalaw Жыл бұрын

I love living the #lifestyleofthethriftandfamous

@evamak7240 Жыл бұрын

If the person giving an opinion does not help me pay any bills then I do not care about his/her opinion. I do not like to eat out at work 1st because it is a waste of money and 2nd because I find it very difficult to find healthy options at restaurants and I do not want to spend money on a meal that will not please me 100%

@beth3535 Жыл бұрын

In 50+ years of working I’ve always brought my lunch from home🫧Time (I walk or read at lunch), basic food, and a social break are what I value.

@jreteeksjreteeks8868 Жыл бұрын

So when do we spend our monies? When we are dead? I wonder sometimes. I am trying to find a balance because I want to be responsible but still buy my wants.

@thebrokenwallet Жыл бұрын

Moderation is key, and a good balance is spending no more than 5% to 10% of take-home pay on fun each month. If you have credit card debt to pay off, or if you need to build an emergency fund…stick to the lower end of this recommendation.

@NalkaTheCat Жыл бұрын

People are judgmental

@hardearnedliving5907 Жыл бұрын

I didn’t even know people actually did any of this stuff this is all shocking to me

@rebeccaoprea9917 Жыл бұрын

You forgot drinks and entertainment.

@l.e.sparklesfkaelliesparkl5875 Жыл бұрын

How old are these people paying full price bcuz friends pay full price?

@thebrokenwallet Жыл бұрын

It probably happens in all age groups, but I've mostly heard younger adults talk about this.

@shehnazahmad5213 Жыл бұрын

Im going to sound rude. But, I don't like having people in my space.

@thebrokenwallet Жыл бұрын

😂...I'm the same way at times. I'm also an introvert, so I have to force myself to step outside my comfort zone.

@shehnazahmad5213 Жыл бұрын

@@thebrokenwallet Im not even willing to compromise🙈😃🤣. I know is bad. I rather take them out pay the bill for coffee then my space. Really I don't know why. Nothing against anyone. I just cannot explain. I just like peace and quiet. Once Im done I want to come home to peace and quiet.

@hardearnedliving5907 Жыл бұрын

Fast food is really bad for you too, that isn’t something we should be eating every day anyhow. If someone makes fun of you for bringing food, I’d laugh and tell them that mine won’t give me diabetes! LOL

@daisykaren6584 Жыл бұрын

The adds better than show.

@saraibucciarelli1821 9 ай бұрын

so they want to teach their children that what other people think is more important than being financially stable. Probably their friends are invious of the lack of deb this couple has.