USPS $68,000 Annual Retirement Income
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3 жыл бұрынMr. Jojo White recently retired from USPS and he will receive $68,000 year. Here is the breakdown of his retirement income. Plus why invest in stocks and pay off your debt.
USPS Retirement
The Postal Service participates in the federal retirement program, which provides a defined benefit (pension), as well as disability coverage. Eligibility is determined by your age and number of years of creditable service.
Thrift Savings Plan
Career postal employees may contribute to the Thrift Savings Plan (TSP), which is similar to 401(k) retirement savings plans offered by private sector employers. Employees contribute to TSP on a tax-deferred basis, and may receive automatic and matching contributions (up to 5 percent of pay) from the Postal Service.
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@MrMakasteven 3 жыл бұрын
What I’m doing somewhat conservative is Match the 5% Traditional TSP stow away 10% in Roth TSP so capital gains isn’t taxed once you retire. Changed the Allocations to aggressive investments. Common stocks, small caps and international. I try to urge the younger people to learn financial literacy so they can “set and forget” their investments while it grows. Roth IRA is another great avenue to stow away more money if you got extra cash.
@BeautyFullDay 3 жыл бұрын
"Use your money wisely"😍 save save save😘 bumata ka ate😍😁
@MarieAdventure 3 жыл бұрын
Thanks bing! 😘
@pyongcho 2 жыл бұрын
How old is your friend when she’s retired and how long she has been working at USPS? What’s her position there?
@dawnmendez945 2 жыл бұрын
Hi cutie 🥰 love your haircut. Thanks for alllll your help❤️❤️
@MarieAdventure 2 жыл бұрын
Welcome
@mariachristoffersen3848 2 жыл бұрын
Hi Marie! Thanks for your videos. Where to find info. on retirement plans with the usps. Just got accepted for CCA position and do you get a pension if you put in 10-15 years? Thanks
@derrickhatten597 Жыл бұрын
Pension starts at 5 years
@dannybee6677 3 жыл бұрын
Hello Marie, what college class are you taking these days? Are you an MHA?
@studimeglio7110 2 жыл бұрын
Is he csrs or fers. That pretty good. Must have close to 700,000 in TSP. Good for him. I’m retiring this December 🥳🥳
@MarieAdventure 2 жыл бұрын
Advance happy retirement!
@jojowhite9296 Жыл бұрын
Stu, I had $550k in my TSP at retirement but counting S/L, military I had a combined 39 years of federal service. I also retired two days after my 62nd birthday that gave me that extra 10% added to my FERS annuity.
@OcarinaHero93 3 жыл бұрын
Hi I’m a PSE and I passed my 90 calendar days but I hear from other employees that it’s 90 working days.. which is it? Thanks!
@MarieAdventure 3 жыл бұрын
I'm not sure, I got my evaluation based on working days
@sirmoney2762 2 жыл бұрын
We need to know what was his start date and if he was in civil service or fers......anyone in fers receive 35% of there base salary for 3 year average......it's like $1600 a month
@MarieAdventure 2 жыл бұрын
Let's ask him.
@jojowhite9296 Жыл бұрын
@@MarieAdventure Hello Marie, I just happened to wander onto your site and seen that you highlighted my reply to one of your podcasts. This is a legitimate question from Sir Money. I retired 3/26/21 after nearly 33 years with the USPS (FERS) as a letter carrier. Cashing in my military service and sick leave, I had a combined 39 years of federal service. I retired two days after my 62nd birthday, which gave me the extra 10% added to my FERS annuity (which paid for my spouse's survivor benefit). At retirement, I had $550k in my TSP account. I left mine in the C Fund and have lost some (I have not looked to see how much) but I have no need to tap into my TSP, so I'll let it ride.
@anditothomas2513 2 жыл бұрын
Hi Marie I work at the post office,I would like to know what is the name of the stock market to invest?
@MarieAdventure 2 жыл бұрын
United States Postal Service is not a publicly held corporation. If you want to invest in the stock market, try the Robinhood app because you can buy $1 stock while you are learning the trade robinhood.com/us/en/ I do not use Robinhood though, I signed for the big boy trading $5K minimum investment.
@parker10551 2 жыл бұрын
Good afternoon. Me (27) and my wife (28) plan to invest 15% of our 85k (2% increase for 15 years ending at about 110k per year income) for 34 years. Our current estimate based on an average of 8%-10% ROI for 35 years in a Roth is close to 6-6.5 million. If my calculations are correct we could pull 100k per year while investing safely at 3-5% average ROI while never touching (and adding) to our investment balance. Does this sound about accurate?
@MarieAdventure 2 жыл бұрын
You plan to invest 15% or your 85K combined income for 34 years to what?
@sirmoney2762 2 жыл бұрын
He has over $500,000 in tsp which came from after the stock market crash and that stock market is over 30,000 points highest it's been in history........he got lucky these figures won't be for new generation......esp after market fails
@MarieAdventure 2 жыл бұрын
You're right. He was at the right moment.
@sirmoney2762 2 жыл бұрын
@@MarieAdventure yes I like your videos your so informative....and I'm sorry what happened when you first got hired learning the ropes.....keep up good work.......
@sirmoney2762 2 жыл бұрын
@@MarieAdventure everything you say is honest but I'm in Virginia and same stuff goes on at my location
@lamontedwards9293 2 жыл бұрын
What was his job while employed
@MarieAdventure 2 жыл бұрын
supervisor
@JaniceinHolyland 2 жыл бұрын
Hello po uli ask ko may makukuha din ba ang caregiver ng pension nya na naka ilang taon sya sa service at na retire? malaking pera yan a 68k usd pa.
@MarieAdventure 2 жыл бұрын
Walang pension ang caregiver
@SNUPE_FOXX92 3 жыл бұрын
Hello, what does it mean if you applied for a 360 position and at orientation it says seasonal?
@MarieAdventure 3 жыл бұрын
you will work 360 days and the 5 days you will have an off that is the time they will decide if they will keep you or not.
@mit_chie08 3 жыл бұрын
Mam my mga pawnshop din po ba jan sa amerika? Un tipo pag nagipit pede mag sangla ng alahas. If yes, mgkano ang sangla? Sana po ma discuss nio to sa nxt video. Salamat po.
@MarieAdventure 3 жыл бұрын
Meron. Hindi ako alahera kaya walang akong alam sa presyo.
@JWilliams-sn3qe 3 жыл бұрын
@marie adventure Or u still a mha
@MarieAdventure 3 жыл бұрын
I'm currently studying for my professional certification
@0rvp0gi 2 жыл бұрын
Usps me Jfk ny Hi to all
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