Warning About Kikoff Account! Avoid This Big Mistake!

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Warning About Kikoff Account! Avoid This Big Mistake! | Rickita

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Rickita Realtor & Credit Repair Expert

Күн бұрын

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Пікірлер: 176

@AllThingsRickita 11 ай бұрын

Credit Card Website: www.rickita.com/ Kikoff: kikoff.pxf.io/rickita 60 Points in 60 Days challenge : bit.ly/60PointsIn60Days $1 Membership Trial : bit.ly/1creditmembership

@kenbrown6450 11 ай бұрын

How are you......the only good thing about this, is if you were on the $2 per month plan it will merge the payment history and it will backdate the $2500 ..

@deontafrancis9688 3 ай бұрын

I did it for 20 a month and in my first month I got 126 points just in my first month

@AllThingsRickita 3 ай бұрын

Congrats! That's Amazing!

@papabear3525 2 ай бұрын

I doubt that 😂😂😂

@naojwett 2 ай бұрын

i juss started this and self

@ninodadonn720 2 ай бұрын

I’m doing self rn should I do this also ??? Any suggestions

@mcdougal6223 2 ай бұрын

Lies 😂😂😂

@Bellababe777-in2jp 11 ай бұрын

It says this on the website… People read read read!!!!!

@user-rp8xr2et3x 4 ай бұрын

its a trade line people helps your credit score damn

@michaelgladney9657 2 ай бұрын

😂😂😂😂😂

@EofMRE2010 9 ай бұрын

That first comment you were reading that’s on that person. Ppl NEVER read what they are signing up for and the companies know that so that put stuff in there to get us all the time. Thats why it’s important to read this stuff before you sign up. I’m sure they mentioned that it’s not a credit card but that person didn’t read so 🤷🏾‍♂️. Read before you sign and you after you read you may not want to sign a thing

@JacquelynJones-lh8ch 27 күн бұрын

Thank you so if I am trying to build my credit for only $5:00 a month on a 750:00 would you recommend I give this a shot?? 🤗 Just coming off a bankruptcy and need a better credit score.❤😘

@rikkilstarr2474 11 ай бұрын

Rickita was pushing this Kikoff! One of the e first KZfaqr to do it now it’s like no don’t or holdup

@AllThingsRickita 11 ай бұрын

I don’t like the new $20 account. I still love them though. 🥰

@forever2four 4 ай бұрын

@@AllThingsRickitaWhy?

@jayjones2791 3 ай бұрын

Mannnn I’m pisseddddd i made one

@forever2four 3 ай бұрын

@@jayjones2791 Dam it, it’s that bad

@googlemademe 10 ай бұрын

Their main thing was... They report to all 3 credit bureaus not just the 1 bureau that the small plan does. -_-

@AllThingsRickita 10 ай бұрын

That not turn. The other account reports to Experian and Equifax.

@peabbody Ай бұрын

I paid for the $20 a month, at the time my score was 576 right now currently I’m at 674 that’s 98 points. I used the apartment rent reporting and the loan reporting

@AllThingsRickita Ай бұрын

That’s good 🙌🏾 I’m so happy for you

@C2C100Cream 16 күн бұрын

I use rent reporters too. They’re pretty good

@L.O.R.DRecords 7 ай бұрын

Kikoff got my credit to over 750

@SergioCont88 6 ай бұрын

Really? What you do?

@tonismith8209 5 ай бұрын

I'm thinking about it

@MorrisMills 5 ай бұрын

its a cretit line 2500 tradeline

@DMVCleaningGuy 4 ай бұрын

Right. If you know how to use it Kick is worth it. I

@eugenetorres5126 Жыл бұрын

Hi Rickita hey on the kick off topic the one you were talking about today I actually had the 750 line to begin with. I was about two months from paying it off and then I logged in and it asked me if I wanted to upgrade and get free credit reports it is vantage it’s not Phico, but it does update once a month and it shows up a crossed where it shows you how many points you’ve come up in so many months how it does for Equifax at All slide over you do Experian and Transunion the same way and it does report a $2500 credit line just like the credit card Eva if you’re familiar with that one he reports the same way the $700 one did just add a bigger amount at a 2500 for a small fee of $20 a month and you get your credit reports once a month if that clears everything up. Have a amazing day. Ttyl

@user-tv7ny4ty5h 3 ай бұрын

Well it helps you build your credit very well

@AllThingsRickita 3 ай бұрын

True for some

@jenensaisquoi 9 ай бұрын

Hello Rickita! Excellent video. Very informative and straight to the point. Question: What’s the utilization recommendation for the cash card that requires a $50 deposit? I decided to deposit $50 to start out to make nominal purchases to contribute increasing my credit score along with Credit Builder Loan($120) and Kikoff Credit($220)

@LJH_loves_music Жыл бұрын

how to get out of the plan if you already made the mistake

@krystal-gv9xt 5 ай бұрын

LOL,,,but I Bet you didn't make a bigger mistake than me , by error I touched the button that's says "Pay Off Account" simultaneously 220 dollars came out of my checking account bcus id linked my Capital One credit to my kick-0ff account so that my 20ty dollar monthly bill will be automatic withdrawn to make payments . I can help you get out of it

@AllThingsRickita Ай бұрын

I would just pay it off or see how much it would cost to settle it.

@kitchendesires2733 Жыл бұрын

Okay so the loan just showed up on my kick off account I’m kind of confused because I have money in the Kikoff credit but I can’t use it so now you’re telling me that go for the loan do I get the money back that in the Kikoff credit I’m paying $20 a month for that

@mariposasdespuesdelos4033 Жыл бұрын

The question of the million I have 🙄🙄🙄now how to Come out of the mistake after is done ✅ 😳

@kitchendesires2733 Жыл бұрын

@@mariposasdespuesdelos4033I am going to close the account

@AmoreBudgets 9 ай бұрын

So self is better because you actually getting the money back ?

@girlucutebutcanucook1885 5 ай бұрын

SELF, IS A BEAST! YOU GET EVERYTHING BACK! LOVE THEM. SELF IS THE TRUTH

@jeffg6635 8 ай бұрын

I am not sure I understand how Kikoff is supposed to work. I am paying $20 a month, however, my balance when I login is $0. I also pulled up the statements in Kikoff and the balance on the statements reflect $0 balance for the past 6 months from when I started.. My credit reports reflect the total amounts I've paid but not sure if this is actually making a difference. Are we supposed to fund above and beyond the $20 that I am paying every month? Kikoff stated if you pay the monthly upgrade to $20/mo it will reflect $2500 CL on my cb, which it definitely does not!

@user-dk3up2nl1m 6 ай бұрын

20 bucks..in a year ..your being scammd

@4bizniz736 Жыл бұрын

This card is actually awesome . I love it and it literally saved my credit and home.

@AllThingsRickita Жыл бұрын

I'm happy for you! Thanks for sharing!🤗

@user-dk3up2nl1m 6 ай бұрын

Are u a real person?

@xkammo 3 ай бұрын

@@user-dk3up2nl1m 🤔

@reddamaniac5439 6 күн бұрын

@@user-dk3up2nl1mit’s definitely real

@user-zk7uo8gf3t Жыл бұрын

I feel what that person is saying.. But they clicked on the upgrade.. The initial Kick Start is all you need

@Deity_DeVine 7 күн бұрын

Thank you

@AllThingsRickita 6 күн бұрын

You're welcome 🙌

@heidisweeden4880 5 ай бұрын

I just closed the account that I just opened ... false advertising! The ads totally make it seem like your getting a line of real credit to use where ever you want and then find out you can only buy e books... NO THANKS!!

@forever2four 4 ай бұрын

I feel you but i believe it really you add a mix of credit to build credit. Did closing your account mess your score up

@heidisweeden4880 4 ай бұрын

@@forever2four no I closed my account the same day I opened it I never even used it! As soon as I saw that I can only buy ebooks.. I told myself I will never use that! And I immediately closed it.

@jamiekulesa6592 2 ай бұрын

I was on both of what kickoff has but canceled the 5 dollar but kept credit builder

@AllThingsRickita 2 ай бұрын

Yes I love the credit builder one where you pay $10 per month for 12 months. That account allows you to get all of your money back without fees.

@blakejames9743 4 ай бұрын

Reading is fundamental.

@MmmDnBbitch 2 ай бұрын

Facts.

@EMasterBlanding 10 ай бұрын

I only pay 10 bucks on my loan account and 20 on my credit

@Duckrawuncuttalent 10 ай бұрын

Is this a real credit card or not? I paid and didn’t even get to use my credit

@jasminesanders2481 10 ай бұрын

Because its not a traditional credit card, you pay for the tradeline they post to your credit

@bradfewell9845 11 ай бұрын

what is this credit builder loan?

@CS-mf9pp 10 ай бұрын

it was unable to identify me. Is there any hope for me? I do not have any further direction.

@ploodohplanit8259 3 ай бұрын

Thanks for your help 🙏🏽

@AllThingsRickita 3 ай бұрын

Happy to help🤗

@Ladyart923 Жыл бұрын

Once the 12 months is up, do you get the money back and then renew again to start another 12 month period and so forth instead of closing/cancelling?

@AllThingsRickita Жыл бұрын

Hey! Once the 12 month is up, then you can request that the money is put back in your bank account. I requested my money and got deposited the next day. You can get another account if you want it, but if your credit score is over 620 then I don’t suggest getting it, because it could lower your credit score.

@rahamanawelenje9955 Жыл бұрын

@@AllThingsRickitahow wouldn't lower it if I may ask ? Wont it just keep building it up ?

@Blackju725 Жыл бұрын

If you are over 620 is she saying don’t get it in the first place or don’t renew it? I’m not understanding why it would lower your credit score either…

@justinsavage3055 11 ай бұрын

@@AllThingsRickitaI’m confused didn’t you just reply that you didn’t get the money back?

@AllThingsRickita 11 ай бұрын

@@justinsavage3055 I got my money back the next day on my credit builder account. The one where I pay $10 per month for 12 months.

@Blackju725 Жыл бұрын

So if you do the $5 a month for a year or the $20 a month for a year…at the end of that year do you get your actually money back or is just a credit on the account?

@AllThingsRickita Жыл бұрын

You will not get the money back.

@me_rap27 Жыл бұрын

@@AllThingsRickitagood you clear it out. I am supposed to pay and subscribe to a 20 /month for a year. Glad i read this

@auntkera 8 ай бұрын

@@AllThingsRickitaYou said in another comment you requested your money and got it, so you get your money back or you don’t?

@AllThingsRickita 8 ай бұрын

Only for the installment account. That's the one where you pay $10 per month. @@auntkera

@LilE_ss 5 ай бұрын

@@me_rap27it less u build your credit up

@taylerjones5015 9 ай бұрын

Mine is really helping but don’t reporting to Trans at all.

@junecleaver1 6 ай бұрын

Thank you beautiful!! I've decided not to use the service thanks to the way you broke it down and explained it! ❤❤

@AllThingsRickita 6 ай бұрын

You’re welcome ☺️

@ceeaz1633 Жыл бұрын

Just get the chime card and direct deposit at least $200 in it. They do it for free.

@jaytee5500 Жыл бұрын

I only put $125 on there using chime I went from no credit to 700 with Experian.

@Blessedproverbswoman Жыл бұрын

What’s chime

@Blessedproverbswoman Жыл бұрын

⁠@@jaytee5500 is that a debit card ? How do I do this how long do you have to wait til Your credit report went up

@me_rap27 Жыл бұрын

@@jaytee5500whats experian? How chime works?

@guinansmith8385 11 ай бұрын

Yeah, but not as nearly as much and only for 5 dollars. You don't have to have anything in your chime, and that's money you can spend.

@user-rp8xr2et3x 4 ай бұрын

i have the 3500 trade line

@VictoristIndustries 4 ай бұрын

I had the 2500$ trade line for 20$ a month now they doing 3500$?

@Prettyboy1988 9 ай бұрын

Your jumping around a lot try to explain more on every topic

@lesleykillens6257 2 ай бұрын

I’m confused the 750.00 one you get is that credit you can use to buy stuff?

@AllThingsRickita 2 ай бұрын

You can only use it to buy their e products.

@AfricanYo 10 ай бұрын

Does it build your credit?

@imurleader22 10 ай бұрын

Yes

@edmonddantes5104 8 ай бұрын

Its kind of better then a lot of other apps. All you doing is taking out a 20 dollar loan and pay 2 dollars a month . I wish they had this 20 years ago when I first started out

@AllThingsRickita 8 ай бұрын

It's true; having this option 20 years ago would have been great for many. If you have any more thoughts or experiences to share, feel free to let us know!

@benbarringer5127 3 ай бұрын

It says exactly what it is if u read it

@oucricri4741 10 ай бұрын

Hello and thank you for this video. My credit score is non-existent, how to build it little by little?

@AllThingsRickita 10 ай бұрын

Hey there! You can do a few simple things to get your credit score higher. Join my exclusive membership to get access to my exclusive videos and free credit help. We can work on getting your credit score higher. www.750andupclub.com/offers/2fTRKoeZ

@user-ns8bx7in8j 10 ай бұрын

What if kickoff gave me a charge off on my report what do I do if it’s showing on my credit report?

@krystal-gv9xt 5 ай бұрын

.dispute.Because charge off means paid in full which means closed account, the credit bureaus , has to consider the amount of credit that you No Longer Have } which is Kik off . Because Kik off has to report closed accounts, which back fires and automatically causes a significant decrease in your credit scores from the 3 main bureaus, You utilization rises because kik-0ffs temporary credit line Product is defective. I lost more than I gain at the end of the 12 months ,,, there is more ....

@tanyadodson1811 Жыл бұрын

I have the problem of kikoff saying my credit is on freeze and it is not.

@TheSignOfJonah 3 ай бұрын

Your smart ! Sweet lady

@AllThingsRickita 3 ай бұрын

Thank you!🥰

@Iseeu13 9 ай бұрын

Can you take your money off if you direct deposit money into the card at a atm cause I don't want to use this one cause you can't use it anywhere

@jazzminebrierley6486 3 ай бұрын

I'm paying $5 for the 750.00 line. They just barely offered me premium. I think I'm going to go for it

@8_one_8 8 ай бұрын

How long after signing up is the first payment due ?

@jessevaughn4986 8 ай бұрын

The $20 plan on signup and the the $10 plan next month.

@blutay7154 4 ай бұрын

How long before they send your money back

@newconsistency9415 Жыл бұрын

Hay beautiful nice video and informative

@mylowproject 6 ай бұрын

Scam

@mattpeezy0 Жыл бұрын

Should I renew the Kikoff credit builder loan if I just paid it off? Another 12 months payment history???

@johnnyjohn101 10 ай бұрын

I just paid off mine. I got the $120 back. I'm thinking to restart it also.

@SergioCont88 6 ай бұрын

@@johnnyjohn101did it help your credit?

@BraheFFA 6 ай бұрын

@@johnnyjohn101how did you get the money back? Thats the 20$ a month plan?

@FeatherstoneApothecary 5 ай бұрын

only do the $5 if you do. the others aren't worth it. you only build a few points a month. you'll do better paying off credit cards and old debts. don't listen to morons telling you to just dispute or not pay bills. and no services, do it yourself. call and negotiate what you can pay. I've done it.

@SergioCont88 5 ай бұрын

@@FeatherstoneApothecary I’m 3 months I gained 97 points.

@Lee-gh6hi 4 ай бұрын

So what happens if you cancel it

@TacoBellCheatDay 4 ай бұрын

even if you close the card and the account in the right way they still slap you with a delinquent statement and say they are required to report accurate information.

@amyiunharris2364 4 ай бұрын

Yes I wish I saw this be4 I signed up

@mrsfrazier4268 Жыл бұрын

I dont feel like the kik off is worth it no more...you had it when they were more humble girl they done got em a lil change and wanna act a fool lmaoo just put at your discretion when referring ppl to it

@user-mx8rn6tj8h Жыл бұрын

Why’s that? I was thinking about doing it for raising credit but this comment made me iffy. I would only use it for credit building I don’t need money I make enough to save 1000+ per month. So I would never actually “borrow” anything. If they’re playing around though… I don’t want it

@rahamanawelenje9955 Жыл бұрын

@@user-mx8rn6tj8hI would say do it since Ima only do it for credit building for 5$ a year den after the year I'll weigh my options.

@GMONEY79 3 ай бұрын

Can u use the money?

@Ragluvvulgar 3 ай бұрын

Only if it's the credit loan account. Not the credit builder.

@elizabethrivas98 Жыл бұрын

Would you know about how their direct deposit works? I moved my direct deposit and it still hasn’t posted 😢

@heavenmorris2126 10 ай бұрын

This literally just happened to me today … I’m supposed to get paid on the 27th but with kik off it’s the 25th (because of the two day earlier date) but it’s still haven’t hit my account or not pending anything… how did you go about it and also how long did it take to get your direct deposit?

@louukanee 9 ай бұрын

I got my direct deposit immediately two days before my payday.

@TuPhonez4Free 10 ай бұрын

Ok cool

@AllThingsRickita 10 ай бұрын

🙌🏾😍

@chocolate.drop. 9 ай бұрын

I need your help I paid them $20 they sent $220 to one of the credit bureau saying that I have to pay that and I paid them $20 to build my credit I am so confused and lost please tell me what's going on

@craftyms.arlene8998 6 ай бұрын

I got a $250 credit line and have to pay $20

@_clearmindset6596 2 ай бұрын

Did your score go up ?

@dessybaby 2 ай бұрын

So don’t do kikoff?

@AllThingsRickita 2 ай бұрын

Kikoff can be a helpful tool for those looking to establish or improve their credit history, as it offers services such as credit monitoring and reporting of on-time payments to the credit bureaus. 😊

@t.d.5371 11 ай бұрын

I’m trying to figure how use the card

@mr.notajoke1647 Ай бұрын

Smh READ

@newconsistency9415 Жыл бұрын

I love you

@mariotorres705 2 ай бұрын

what if this 20$ per month saves you thousands in APR on a house or car lol

@AllThingsRickita 2 ай бұрын

It could, but there are other ways to build your credit. You may be better off getting a secured credit card that graduates. To a $2,500 limit that you can always keep. Discover and Navy would be great secured cards.

@mariotorres705 2 ай бұрын

@@AllThingsRickita I already have unsecured cards

@makeitmakecentsakasylvia3147 9 ай бұрын

You are all over the place

@spenserwilliams7672 14 күн бұрын

Are people dumb? It wasn't hard to understand.

@AssortedVideosforALL 2 ай бұрын

My credit score did NOT Raise & My 1 year is Soon to Be Over.! Still on 500+ NOT EVEN CLOSE TO 600+ incoming 1 year to the End.! 😡🤬 this Card is A NONE SENSE.!