"Drive a car that no one would drive, later drive a car that no one can drive" Yes Sir!

Working on paying off my student loan. It is so tough, but I’m motivated to do it! I’m 51K down just another 9K to go. ✨🙏🏾

I paid a price almost two years ago. I’ll never forget that look on the bank’s face when I paid off everything. Now I’m stacking money like crazy

Delayed gratification is too difficult for most people.

I'm eating like nobody else now (bread & water) so that later on, I can eat like nobody else (beans & rice).

Yep, I’m the millionaire he is talking about. I was the worst at school, but when it came to work, no one worked harder than me, saved hard, and invested hard. Now I’m in my mid 30s I have a couple of million in property and have my house paid off. I still work in a supermarket 3-4 nights a week after my day job.

I’m 22 and have 1 semester left in College and have enough saved to make it without student loans. I paid cash for my car and don’t have any debt. I worked all through college it can be done.

It's hard living like no one else. Just the the psychological side of it can weigh on me sometimes being younger (20). Videos like this really encourage me to push and be responsible.

"Anything you win at, you work at" That's good right there

My best friend worked in a paper mill, had his legs crushed and collected disability. He drove the worst car in town. He worked hard and invested in coins, gold and silver and made millions. He ultimately purchased 75% of our town and became a legend in our community in his own life time.

Make the sacrifices which no-one is willing to make today, to be able to live like no-one is going to be able to tomorrow!

Don't keep up with the Joneses. Stop worrying about how people are judging you. Live like no else in order to become wealthy and then buy whatever you desire.

Thanks Dave for everything! Just paid off my car at 19!

Live your dream. Not someone else's

Do you know what you have if you don't have ANY payments? MONEY...DEBT FREEEEE! Thanks be to God and for Dave's advice. 👊

Step 7, and retired somewhat early. We started out late doing the steps, but it worked for us 120k paid off in 39 months. Thanks Dave.

Here in the UK, I paid off two credit cards and had these companies asking why i was leaving. I simply said "O don't need you guys anymore, you are skinning me financially!" Thanks so much Dave, I watch you before and after work and you continue to educate and inspire me financially and spiritually.

"Live like no one else" I love this saying and have repeated it to myself several times since discovering your channel in December of 2016. I got to work almost immediately, went scorched earth, gazelle intense between January 2017 and January 2018 and as a result I was able to pay off 43,657 worth of debt and have been debt free for approximately 1 month now!! I am now working on baby step 3. So eager to be in baby step 7.

“No one accidentally wins at anything.” What a gem!

I paid cash for my car 2 years ago, still driving it. So many wanna keep up with the jones when the jones's are in debt up to they eyeballs.

Paid for my community college myself, now I am joining the military to serve my country and get my master's degree. 0 debt. Bought my car in cash. Things aren't easy but I ask God for strength to get me through it all so one day I can give and live like no one else. So glad I found your channel. This isn't easy and I know it wont be. But I am HUNGRY (as Les Brown would say) and I'm not giving up until I scrape and claw my way out of the poverty i've grown up in. Thanks for your words, Dave.

We started this month ! We have our $1000 in place and then committed to a budget and decided to start living like no one else... We were blessed with a $1000 gift from family and $400 commission bonus at work this month. We paid off a $1400 credit card that we have had for 2 years paying $39 minimum. Amazing how God blesses you with more when our start managing what he has already given you.

"There were roaches in there doing ninja moves" Me: *almost falls out of desk at work* 🤣🤣🤣

Man deserves a medal. And act your wage, great tool to live by

Thank you, Dave. I needed this video today. I started the baby steps last April and am now on baby step 6. I'm really putting in the hours at the moment as I have been blessed with extra work and so am trying to make hay while the sun is shinning. I worked a 14 hour day yesterday and working those hours week after week gets to me some days. This video has got me all fired up and again and raring to go. When I have paid off my mortgage, I would like to travel to America to do my debt free scream in your lobby, but saying that, I'm English, so I'm a little more reserved than you Yanks, so maybe a debt free "Hurrah!" would be more appropriate.

I've been selling 90% of the stuff I have in order to move out and at least can afford an apartment!!!! Selling is a lot of work and sacrifice!!!

Way to go running Dave! And encouraging others to join you in your pursuit to good health!!

i listen to this whenever i get the urge to spend all my savings

"Anything that you are gonna win at, you're gonna work at" I have learned that over the past 3 years. Thank you for all the videos Dave. i still got many many more videos to watch.

I just want a house and be able to afford healthy food

Ahh Sharon's Restaurant - love it! And that is what my family's eating too except in our town it's Mom's Magnificent Meals! Got homemade chili cooking right now and made homemade bread today too.

Dave, this is awesome and truly some timeless wisdom that cannot be overvalued. Thanks for the habit reformation and wealth principles. God bless!

Love it! It's good to listen to rants like this to get you fired up!

I love this vid so much! This rant to me is both inspirational and motivational!

Roaches doing ninja moves! Hilarious!

I almost let my ego take over, and buy a new car and change my old car that I really don't need right now, just to shut-some mouths( being a fool ). Thank you Mr, ramsy. I know better.

I really love the inspiration you spread sir! It gives hope.

"Roaches doing ninja moves" 🤣🤣🤣

Dave...you're the man! Thank you for every word...

Thank you, Dave. This is what I needed to hear. I’m doing it and don’t care if I get made fun of for it. I won’t be the one with the burden of debt on my shoulders and I won’t be the one who will be broke, anymore.

With discipline, persistency and CONSISTENCY, anybody can achieve anything!!!!

" there were roaches in there doing Ninja moves" 😂

What a great message, love this! Dave, I’m so proud of you! ❤️

Thank you, Dave, for motivating me out of my hopeless debt situation to a real practical plan that I know will work for me. I moved to a more affordable part of the country and scaled way back (no cable, internet, etc) and I will work full time and do my free lance self-employment on the side until all my debts are paid and my savings is in place. Thank you for inspiring me, Dave.

I since a lot of cynical sarcasm in these comments....Lol but I'm sold makes since to me!!! Debt free is the way to be!!!

Dave and your words are a balm for my raw and stinging soul.

We are just getting rolling in baby step 2. Toddler, infant, daycare x 2, lots of student loans, mortgage, 2 car payments (one will be paid off very quickly so Dave doesn’t yell at me 😁) and this wisdom has me truly seeing and believing we will do the debt free scream one day in the next few years! Thanks for changing the way I see my future and the future of my loved ones!

In all honestly even when I’m a multi millionaire I will still love eating at the Golden Corral

You explain it so well. When callers call in, you are compassionate.

Man, I love you, Uncle Dave!!! You're hardcore. That's what we need. Soft financial guru's....that mess does not help anyone.

Thanks for revealing the running was tough, Dave. I am working to get back into running and must be cautious in doing so as I have cranky knees, and when you said '6 miles', I was embarrassed by my paltry mileages of current! I will never run 'long' distances compared to many, but I'd like to get back up to 3 or 4 miles a few times a week. And I WILL, just gotta put in the work to get there ( I am, just gotta be patient and give my skeletal system time to catch up with this type of strain again)! BS4+, and working on the running again. The 'baby step' idea applies to SO much more than money in life. Eat that elephant one bite at a time!

Im 25 with only $25k in debt. So glad i found Dave before I bought another thing I couldnt afford!

Dave you make my day,love from Scotland.

I am in the process of selling my stuff to jump start our debt snowball. It's hard and it hurts but I know the end result will be worth it! Listening to Dave really helps me to keep motivated and stay the course. Thank you Dave!

Thank you Dave!!!

This is why I watch Mr. Ramsey show every morning when I sit down to eat breakfast. Every morning!

Love the honesty!

When my financed car broke down and my girlfriend had to quit her job cause we were down to one car with no way to fix the problem immediately we both sat down and said we can’t do this anymore. That’s when I found you introduced you to her and we both agreed to say no more. We just started baby step one and we aren’t stopping until we’re debt free vacationing in Hawaii

Everytime Dave tells the story about driving the job so buggy, I laugh so hard and still remain grateful about the lessons that life affords you when you pay the price to win. Thanks so much Dave for the lessons that you continue to teach us.

Laughing while I learn is my favorite way to study. Thanks Ramsey!

It smoked liked cheech and chong lol funny comparison

Thank you Dave

Tell it like it is brother! God bless you and yours.

In December 2021 I joined a half marathon training group. Doing my second one in a month. It’s amazing what you can do when you put your mind to it.

Thank you sir!!!

Hahaha I don’t eat at the Golden Corral!!! 😂

I'm 23 and most of the people my age want everything handed to them and don't wanna work for stuff. All they do is sit on social media all day and cry about how working 40 hours a week is too much....

thanks to the great mentor dave ramsey!!! opening my eyes up...once i pay my financed used truck off $2,726 by feb 2019 that'll be it no more car payments ever I'll drive clunkers n beaterz for life🙏😎

Thank you! :)

Every once in a while I have to come back to this video to keep my going. It’s hard, I feel uninspired sometimes because right now I only have one significant source of income.

"Roaches doing ninja moves"

Great message

LOL!!!!! Dave is straightforward, as well as funny! He earned a thumbs up from me on this vid!👍

I love you Mr. Ramsey!!! You are amazing!!! My husband and I just started reading the total money maker after being given it as a gift! It is such a blessing in our lives! It has brought us closer together! Thank you for being used by God!!

“Anything you’re gonna win at you’re gonna work at.” Truth!

Bless!

Thanks for your humor Dave!!

Thank you Dave for showing us how to sacrifice for success.

Wow this is really inspirational!!!!!!!! Yep I will do whatever it takes to have riches!

“Anything I want!” I like that Dave! Thanks

If you pay cash for everything you need now, later you can pay cash for anything you want.

Hey ..... I have no car payment , have no house payment , have no credit card payment , Have 0 debt .......... But I still like my Golden Corral ! , But I still don't go there much , because I don't like paying even that much for a meal ! lol I actually still shop for a lot of my food at the Dollar General ........ Do I need to do that ? NO , but I still do anyway !

😂😂😂😂 Dave, you are so funny. 💖

God Bless you Dave 🙏❤️🕊😇

Roaches doing ninja moves hahahahahah

Dave always keeps it real

Thanks for this video!! My wife and I are in baby step 3 as of the time of this video.

Dave, you’re the best.

This is the quote that changed my family tree

his voice impressions are freaking hilarious

I had gotten a bit off track. I don't know how as I was following my budget last month. I am getting myself back on track but my momentum took a slight hit. I was able to pay off a debt each moth since the beginning of the year but I was back to the beginning this month paying just a little over the minimum on my smallest debt. Just wanted to share that even when we have set backs getting back on track is possible. I am only a month off track but it feels like a year off. Spirit's up momentum rolling back in this race Thank you Dave Ramsey and crew for helping through this.

God bless you Dave Ramsey

"I don't eat at the Golden Corral anymore" Uh you tripping? Golden Corral is delicious.

go dave go!!!! run run !!!! you can do it

Good word sir

Lmbo. Ninja moves Dave? Hilarious. Well said good man!

being car loan and credit card free is the BEST feeling...i just have to knock out my mortage and i am making extra payments to speed that up. debt free means alot more choices in life. for example.... we all know people who are stuck in jobs they hate because they have all kinds of payments etc..no way to live.

I love papa Dave! 😃

Roaches doing ninja moves. 😂

I've never laughed so hard. That car story 😂