Why the Amex Hilton Aspire is the #1 Hotel Card

Рет қаралды 15,006

Күн бұрын

The Amex Hilton Aspire has recently undergone four significant updates, and despite a few benefits receiving a downgrade, I firmly believe it remains one of the top hotel credit cards available. In this video, I'll talk about why the American Express Hilton Aspire credit card is still a must-have. However, I also have to briefly bring up the powerful Chase Ritz Carlton Marriott card. You'll also see a quick comparison I did between those cards to help you figure out which one makes more sense.
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www.hilton.com/en/resorts/
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TIMESTAMPS:
0:00 Introduction
0:49 New Card Design & Annual Fee
1:40 The 4 Major Changes
10:19 The 2 Major Benefits
13:00 Chase Marriott Ritz Carlton Card Comparison
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Chase Yokoyama is not a financial advisor and this is not financial advice. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
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Пікірлер: 128

@FatStacksAcademy 5 ай бұрын

Really nice breakdown of the updates on this card. It’s been on my radar for over a year because my family spends so much time on day passes at the Hilton here in Hawaii as we live here year round. Just still hasn’t made sense with other SUBs on the horizon. Someday haha

@ChaseYokoyama 5 ай бұрын

fair enough. if theres a juicy SUB somewhere else sometimes you just gotta get a taste of it.

@MattWelterOfficial 5 ай бұрын

The Aspire is absolutely jam-packed with value and it’s pretty hard to beat in terms of all the Credits, Diamond Status and Free Night. I plan to add one of these high tier hotel cards like the Aspire or Bonvoy Brilliant in the next year or so. Great video Chase!

@ChaseYokoyama 5 ай бұрын

Couldn't agree more. the card can easily make itself worth it

@LK_EBM 5 ай бұрын

Wish rhe "resort" credit could be eligible at all Hilton properties. I don't want to be forced to stay at a Hilton Resort

@ChaseYokoyama 5 ай бұрын

we all know Amex isnt THAT generous 🥹

@theinternationalist1357 5 ай бұрын

Honest review, keeping Chase as my cc KZfaqr.

@ChaseYokoyama 5 ай бұрын

appreciate you for that 🙏🏽

@PingPingTravel 5 ай бұрын

It is the #1 Hilton hotel card if you stay at resorts. If you don't, then the Surpass is the number 1 Hilton card. Personally, I think that the Amex Marriott with $650 fee is better value. The dining credit is far easier to use than a 2x $200 resort credit because everyone gots to eat.

@ChaseYokoyama 5 ай бұрын

No doubt the brillaint card has the easier to use credit. But I think the aspire has more positive value potential which I like. Although yes it is geared towards those who are willing to stay in hilton resorts at least 2x a year

@PingPingTravel 5 ай бұрын

haha, I just applied and got the Surpass card. super happy@@ChaseYokoyama

@VincentPascual 5 ай бұрын

The $365 credit given in $1 daily increments can be a Starbucks credit that can’t be used on drinks! And the credits expire at the end of each day! 😆

@ChaseYokoyama 5 ай бұрын

we're calling it right now!

@Excalibur_86 Ай бұрын

😂 760 hotel credit in $2 daily increments expires each day

@DidIDoThaat 5 ай бұрын

Just grabbed the Venture X and not planning on doing any traveling until spring break, so I'll wait to grab this card. My 1 year mark with the boundless is coming up and looking forward to a product change to the ritz carlton card.

@ChaseYokoyama 5 ай бұрын

damn you got some nice card additions in the pipeline. and congrats on the Venture x. thats a good pickup for sure

@ronniedeyro1979 2 ай бұрын

I live in Las Vegas Nevada I only use 2 cards My Hilton Aspire card & Delta Reserve for flights. I hammer down on these cards a lot and I enjoy my AMEX CARDS. And my family and I always use the resort credits so we make sure we get our cards worth🤙🏾

@ChaseYokoyama 2 ай бұрын

ayooo love to hear that 🔥 make them cards work for you!

@DugrozReports 5 ай бұрын

I'm always debating Surpass vs. Aspire. I mostly stay at low-end Hiltons, but may change someday. Thanks!

@ChaseYokoyama 5 ай бұрын

ya the new Surpass can be really good for the low-end HIlton goers tho. actually could be better for those types of hiltons than the aspire card

@DugrozReports 4 ай бұрын

@@ChaseYokoyama agreed 👍

@newagain9964 4 ай бұрын

You’re better if using a cash back card…unless you’re staying frequently

@yurig2530 4 ай бұрын

Get both, and business too. I have all 3.

@ChaseYokoyama 4 ай бұрын

@@yurig2530 definitely an option lmao

@user-wh1ti5cl2c 5 ай бұрын

I got more use out of the old airline credit. My wife and I travel at least 6 times a year, And actually I was a little surprised at all. The hilton properties that are considered resorts. I already have clear and priority. Pass with other credit cards. Thank you for the video. And overall I'd like the change hilton has made

@ChaseYokoyama 5 ай бұрын

at least it sounds like you could still use all of the new flight credit AND resort credit. thank you for watching!

@AnthonyVenture 5 ай бұрын

Hell yeah, the Aspire is still very powerful in my opinion. Considering Travel Bank + $300+ at least FNC and $400 resort credit which is not too hard to use from the Resort properties I’ve seen, diamond status etc, it’s an easy card to keep in most people’s arsenal. One day I Aspire to get the Aspire, one day 😅. Ritz is ok too, but I think Aspire destroys it haha, aside from its infinity priority pass guests. Great video Chase!

@ChaseYokoyama 5 ай бұрын

That's a very aspirational goal of yours 🧠 I hope you can acquire the aspire

@Cody.Little 5 ай бұрын

BRO I literally have the exact opposite video scheduled to post tomorrow 😂 it’s why I think the ritz is the best hotel card and comparing it to the brilliant and aspire. I just find the ritz easier to use, cheaper, and gives sapphire lounge access (one opening at my home airport soon) but none the less, the aspire is still an amazing card! Great breakdown too 😤

@ChaseYokoyama 5 ай бұрын

dont get me wrong, the Ritz Carlton is fire. im tryna get that but its just such a pain to get compared to the aspire. still 2 great hotel cards either way

@VincentPascual 4 ай бұрын

Sapphire Lounge access is one of the reasons I’m working towards the RC card! My home airport will be home to one of the Sapphire Lounges. I got the Bonvoy Boundless late last year, so it’ll be a while before I can product change to RC.

@Cody.Little 4 ай бұрын

@@VincentPascual I feel you! That’s one of the main reasons I’m working towards it too. It’ll feel like forever but will definitely be worth it!

@ChaseYokoyama 4 ай бұрын

@@VincentPascual consider yourself lucky

@yurig2530 4 ай бұрын

@@ChaseYokoyamaI've got 2 Ritz cards and I want 2 more. Actually, I want 4 more. I also have Aspire. Would get one more, but my P2 is in cobranded popup jail.

@Dr.Boombatz 5 ай бұрын

I still like my Aspire no question. Upgrades alone have paid for it before i even use the credits! Quality video Chase!!

@ChaseYokoyama 5 ай бұрын

Out of curiosity, how many of those upgrades were in the US vs International?

@titiung 5 ай бұрын

@@ChaseYokoyama I've been upgraded about 50% of the timein the US and almost 80% to 90% of the time in Asia. Most suite upgrades are in Asia while US upgrades have been better view, location of the room, etc.

@Dr.Boombatz 5 ай бұрын

@@ChaseYokoyama All domestic, the times I've been upgraded are...2 jr suites one bigger room and one higher floor/better view.

@ChaseYokoyama 5 ай бұрын

@@titiung very helpful to know. 50% aint too bad in the US

@ChaseYokoyama 5 ай бұрын

@@Dr.Boombatz clutch that you got those suites in the US!

@TheCreditFrog 5 ай бұрын

Aspire card is still undoubetdly the best hotel card out there! With the new updates though, it's not as easy to make the decision to keep 1, 2, or even 3 of these cards like it was in the past. The Ritz Card is also great, but definitely not quite on the same level as the Aspire. Great overview video on this card Chase!

@ChaseYokoyama 5 ай бұрын

yessir Stan! and I know you like them Marriott cards too 👍🏽

@vigi401 5 ай бұрын

I have the Surpass, most of my points are earned in spend. I have 5 nights booked at Hiltons so far this year. Maybe 1 or 2 flights this year. Surpass has better value for the occasional traveler that I am. I have 2 free nights, 1 for sign up and 1 for 15k spend. Still need to plan those nights.

@ChaseYokoyama 5 ай бұрын

tell you what, the value has gone up for the surpass as well with those hotel credits and if you can hit the FNA. I mean later down the road you could turn that Surpass into ur 2nd Aspire card

@Larez02 3 ай бұрын

If you pay with points and getting the 5th night free paying with those points, could you still use your free night certificate stacked with this stay (assuming standard award room is available for your entire stay)?

@ChaseYokoyama 3 ай бұрын

Yes you can add the FNC to your stay before or after the 5 consecutive night stay booked with points. Keep in mind that using the FNC will NOT count toward Hiltons 5th night free benefit.

@bradxiao 5 ай бұрын

Resort credit go towards room rate? I thought it just towards spa, dinner etc in resorts?

@ChaseYokoyama 5 ай бұрын

It goes toward the room rate as long as it's NOT prepaid or advance rates.

@jimmyjames6492 5 ай бұрын

Hilton. For the Stay. 🥇AMEX Hilton Aspire🥇 Thanks for the info + video!

@ChaseYokoyama 5 ай бұрын

Boom! Thank you JImmy! 🔥 Hilton Aspire FTW (although we gonna still make 2024 the year of marriott)

@shawn.credit 6 күн бұрын

With the lack of Priority Pass I don’t think the Hilton Aspire makes much sense. The Hilton Surpass is a solid choice, unless Diamond status means a lot to you then stick with the Hilton Surpass for $150 it still provides solid rewards categories!

@ChaseYokoyama 5 күн бұрын

ya it sucks that such a premium travel card removed the priority pass benefit.

@jacksondaniels007 5 ай бұрын

What are the start and end dates for each quarter, first and last day of the month?

@ChaseYokoyama 5 ай бұрын

It is January 1st through March 31st, April 1st through June 30th, July 1st through September 30th, and October 1st through December 31st

@Phlegethon 2 ай бұрын

Hilton sells points at 0.5 cents and redemption is 120,000 on the Hilton card so it can only be valued at $600

@DavidRodriguez-ou9fy 3 ай бұрын

Best video to argue for and/or against the Aspire. Os it acually a black color or blue?

@ChaseYokoyama 3 ай бұрын

In person its a really really really dark blue. Definitely not black but very dark.

@ryanccc777 5 ай бұрын

I feel like this card is an example of Amex forcing you to spend the way they want to you spend and then spending in that way to justify the credits offsetting the AF. I might stay at a Hilton hotel a few times a year but there is no way I want to feel obligated to stay at a Hilton resort twice a year and don’t live near enough to a Hilton classified as a “resort” to liquidate the stay.

@ChaseYokoyama 5 ай бұрын

That's exactly what Amex's playbook is. You see it all over with their monthly credits. They definitely want to bait people into these cards that they are raising the prices on. with that said, its not meant for the people you mentioned and others.

@newagain9964 4 ай бұрын

Yeah. These credit card influencers are clearly unreliable to be objective. card is a Hilton qrtly coupon book.But in plastic form. 👎

@ChrisD1865 2 ай бұрын

Also just saw in the fine print that the $400 hotel credit does not apply to advance/non refundable purchases which is BS.

@newagain9964 2 ай бұрын

@@ChrisD1865 damn for real?? So u can’t even get the lowest rate. 😂🤣😑😒. Amex is gross

@412foto 5 ай бұрын

traveled through Nashville this past weekend...had a long layover. Would have been nice to have access to a lounge there...but no Passport Lounge and no Centurion Lounge. More often than not due to time, distance from gate, or lack of lounges, I don't get as much value from this perk as I'd hope

@ChaseYokoyama 5 ай бұрын

Ya very true. sometimes the lounge is too busy, its not opened, or some other reason. It isn't always a guarantee to use the lounges every trip to the airport.

@fremont-desi6430 4 ай бұрын

There is no Hilton Resort near my home (at least 5 hr drive) - so unlikely to use 2 times a year. Question - 1.0 The Semi annual $200 is it strictly calendar year - Jan 1 to June 30th & Next from July 1 to Dec 31st IF YES (verified) can the credit be claimed in 1 trip - Ie Do the Resort Booking June 30th ($200 claim) & 2nd Night of July 1st ($200 claim) = Total 2 night stays in one shot & get $400 back ?

@ChaseYokoyama 4 ай бұрын

Yes, those are the dates for the semi annual credits. Theoretically yes that strategy should work. However I asked Amex for clarification and they said "The transaction date may differ from the date you made the purchase if, for example, there is a delay in the merchant submitting the transaction to us or if the merchant uses another date as the transaction date. This means that in some cases your purchase may not earn the statement credit benefit for the benefit period in which you made the purchase. For example, if an eligible purchase is made on December 31st but the merchant processes the transaction such that it is identified to us as occurring on January 1st, the January statement credit would be applied."

@rdwilcox2 4 ай бұрын

We use the free night at Waldorf in Cabo, MX at over $1000 per night. Now that I can earn 2 extra nights after spending 60K plus the points that you earn from the spend. Basically a free week at hotels costing $1000+ per night!

@ChaseYokoyama 4 ай бұрын

gah damn. yall be treating yourselves real nicely 😱 love to hear about those redemptions 🔥

@michaelkeaton32 5 ай бұрын

No doubt this is the best hotel card. I'm also still going to use the Platinum for centurion lounge access. I know it's all the rage these days to ditch Amex, but if you can't handle that fee (or don't want to) and don't get value from it, then that's not the points system for you. I'm all in Amex, but I use BofA cash back setup for when I'm not traveling.

@ChaseYokoyama 5 ай бұрын

I love me some Amex too 🫶🏽 dont see myself ditching them anytime soon

@WeiliXu88 Ай бұрын

The No. 1 rule to maximize Hilton free night is book early. You can only use a FNC when there is standard rate available. You also did not mention Hilton awards, which with aspire, accumulates ridiculously fast (both my wife and I travel for biz to accumulate points). The way that this works flawless for our annual 6nights family vacation is to book a WA(grand Wailea and Los Cabo’s have been our favorite 😍 ) 10-12 mo. early. One on FNC and the rest 5 on 440k points. For that reason, I wouldn’t want Hilton to change the FNC to a 2-3 nights at mid tier hotels, since those will depart our current experiences with WA. Ritz and Brilliant 85k FNC is pain to use in high end resorts. I buy $50 united bank every quarter to use the flight credit. Hotel credits were easy to use since we live near a Hilton ski resort 😊. This card works perfect for our family lifestyle. However I do agree it does not apply to everyone.

@ChaseYokoyama Ай бұрын

Grand Wailea is an amazing hotel! 🫶🏽 It sounds like you heavily optimize your hilton cards and it sounds amazing the be able to travel for biz

@titiung 5 ай бұрын

New airline fee still triggers United Travel Bank, just fyi.

@ChaseYokoyama 5 ай бұрын

The travel bank always came in clutch for those incidental fees 🤫 🔥

@yurig2530 4 ай бұрын

@@ChaseYokoyama WN PGGM is even better.

@elitepctech 5 ай бұрын

If the Conrad Hilton and the Hilton Airport Manila are considered resorts, this card will be worth it. That and the lifetime Diamond status that always gets me a complementary upgrade in Asia...

@ChaseYokoyama 5 ай бұрын

ya its crazy how the Conrad in Manila isn't considered a "resort". if you already got lifetime Diamond status then you chillen haha.

@DreLBrown529 4 ай бұрын

A $550 annual fee credit card with no lounge access is just crazy. What this tells me is that theirs another annual increase ($650) coming to this card that will include unlimited Priority Pass Select access.

@ChaseYokoyama 4 ай бұрын

well i hope that wont happen 😳

@DreLBrown529 4 ай бұрын

@@ChaseYokoyama Yes, I actually see them either giving us back that Priority Pass at no extra cost, or by increasing the annual fee again to $650 which would include unlimited Priority Pass access like that of the Bonvoy Brilliant which is a $650 annual fee card with unlimited Priority Pass access. Like I said before, a $550 annual fee card with no lounge access is just crazy!

@fremont-desi6430 4 ай бұрын

Has anyone tried the (Annoying) $50 quarterly Airline credit for ....say Airline Gift Card & gotten refund ?

@ChaseYokoyama 4 ай бұрын

I charged a United purchase to it last week. We shall see when it gets credited.

@fogrunr5075 4 ай бұрын

I think the Hilton cards revamp is step one in getting more people on board with Platinum. And I think step two is going to be making the USA Platinum more similar to the Canadian version, where they been experimenting with different strategies.

@ChaseYokoyama 4 ай бұрын

Amex is definitely moving towards a different benefits / credits model

@MattMcGrathOfficial 5 ай бұрын

My plan was to add the Aspire to complete my Hilton trifecta, but with the recent changes my focus is product changing my Marriott Boundless to the Ritz Card in September. It’s a much better hotel card IMO with the priority pass perks alone.

@ChaseYokoyama 5 ай бұрын

that Ritz Carlton card is crazy good too. its just a PITA to get. Im working on getting that too. Jealous u can get it before me 😢

@dustin7708 5 ай бұрын

I value the new airline credit at $100, I can get cheap flights to Vegas twice a year. I fully value the resort credit as there are a good amount of results around the $200 a night range in Arizona. I value the free night at $500 minimum a night. So $800 a year in value without diamond status. It’s a good card but you definitely need to stay at Hilton and fly to justify it.

@ChaseYokoyama 5 ай бұрын

There we go. $800 = positive value and music to my ears.

@fogrunr5075 4 ай бұрын

After downgrading to Hilton Honors white card, when 2 months later upgrading back to Surpass, I requested a white card. I'm really tired of all these dark cards. "No one's asked for that Sir." "Well I think it's a refreshing design and you should consider it."

@ChaseYokoyama 4 ай бұрын

whats up Fog! long time no see 🙏🏽 but ya I dont like how this card looks so bland now. I want them to have their own personality. and this one seems so bland. But of course card design is one of the last things I worry about when it comes to credit cards. especially one that I leave in my desk drawer

@fogrunr5075 4 ай бұрын

@@ChaseYokoyama Yaah...in the drawer😂😂

@bonwatcher 4 ай бұрын

If the airline credit was broken into two credits @ $100 bi-annually rather than four @ $50 each quarter it would have been a lot better. I get lounge access + companion and Clear from the Platinum, so getting my +1 a Clear membership with a second card is good. Why pay for Apple Care when the insurance is part of a card's perks? I used the Platinum cellphone protection (which is identical) twice, once for a broken screen and once for a stolen iPhone. Even better was the broken one was close to being replaced anyway, so it paid for a chunk of the new phone.

@ChaseYokoyama 4 ай бұрын

very good points. May I ask how easy was the insurance process when your phone was stolen? Also another reason why I pay for Apple care is because I do not pay for my phone bill.

@bonwatcher 4 ай бұрын

@@ChaseYokoyama Not difficult at all to do the claim form. Just make sure to keep/get as much documentation as possible (receipts, police report, etc.), it makes things easier.

@ChaseYokoyama 4 ай бұрын

@@bonwatcher thanks. that is good to know

@beam1beam Ай бұрын

why did you say 2024 is the year of marriott?

@ChaseYokoyama Ай бұрын

that was just a personal goal of mine since I want to try and hit Titanium status this year

@rafaelsb83 3 ай бұрын

I prefer the Aspire card cause I prefer Hilton Properties over Marriott Properties.

@ChaseYokoyama 2 ай бұрын

then the aspire is a great card to love

@Xilent_Nexus 4 ай бұрын

I used to love the Aspire but the refresh credits are no value to me. The refresh card design looks boring too.

@ChaseYokoyama 4 ай бұрын

Right?! we need more unique looking cards

@valthelittledragon6056 5 ай бұрын

Why 2024 the year of marriott?

@ChaseYokoyama 5 ай бұрын

Only because im trying to go for titanium status this year 😅 so that means ive got to stay at Marriott a whole bunch this year. So for everyone else that is tryna hit Marriott status its also the year of Marriott! Or if you like Marriott it can be the year for you as well

@VincentPascual 4 ай бұрын

@@ChaseYokoyama For what it’s worth, 2024 can be the year of Marriott also because of the recently announced benefits of the Marriott-MGM partnership. And at least for me, 2024 can be the year of Marriott because I’ll be eligible to product change to the Ritz Carlton card before the year is over!

@ChaseYokoyama 4 ай бұрын

@@VincentPascual thats a good point

@bethearl8686 Ай бұрын

I don't want my credit cards made of metal. What's the point? It just weighs down my wallet.

@ChaseYokoyama Ай бұрын

Ya the material doesn't matter too much.

@superxt7219 5 ай бұрын

It is the #1. First and foremost, FNA doesn't have point or category cap, then there's the highest hotel status. Nowadays even Marriott Titanium isn't that uncommon and devalues just as much as Diamond does. Hilton Diamond gives you breakfast and suite upgrade eligibility. No other hotel card can give you this. Unless you're a frequent traveler (who gets other hotel status easily), Aspire beats all other hotel cards.

@AnthonyVenture 5 ай бұрын

One thing to keep in mind is the FNA does have a category cap, it’s limited to “Standard” rooms, and they can’t be redeemed for “Premium” rooms, so just have to make sure the room you’re wanting to book is Standard. Just so happens that Standard rooms are very common, but I’ve been limited in the past with my FNCs for this.

@ChaseYokoyama 5 ай бұрын

Oh ya, all the more reason why the Aspire card is so strong

@412foto 5 ай бұрын

ugggh...constantly pop up jailed when trying to get it.

@ChaseYokoyama 5 ай бұрын

shameless plug but have you watched the video i made about getting out of amex pop up jail? hopefully one of those can work

@412foto 4 ай бұрын

@@ChaseYokoyama probably as I watch most of your videos. But the traditional recommendations do nothing it seems to change it...ie put more spend on the card, use incognito windows, apply via a different device, etc

@ChaseYokoyama 4 ай бұрын

@@412foto yuh pop up jail is irritating to say the least. unfortunately the best bet is just waiting it out

@412foto 4 ай бұрын

@@ChaseYokoyamabeen trying for 6 months...thought maybe not that elevated offer was over a better chance...nope lol

@fogrunr5075 4 ай бұрын

Hmmm🙄🙄🤔🤔 I just downgraded Surpass to Honors, then 2 months later back to Surpass😂 Upgraded Gold -> Platinum simultaneously. I think the new Surpass 4 x $50!= $200 Hilton credits work well with Platinum. Hilton works hard to have their hotels everywhere, including within driving distance of where people live. Hilton wants people to do short getaways nearby home as well. Aspire should be 2 x $100 = $200 Airline credits. Because Hilton didn't do this someone else may do THIS: 4 x $50 Hotel/ Car Rental. Make it flexible, and you'll stimulate car rentals in a different way: For driveable getaways.

@ChaseYokoyama 4 ай бұрын

I think you have a future at Hilton's Marketing Team

@hdhdhhehe6709 3 ай бұрын

I don’t care what a credit card looks like

@ChaseYokoyama 3 ай бұрын

its whats on the inside that matters

@RITPA 5 ай бұрын

Funny, you diss Marriott for 35k/50k certificates. Praise the no limit hilton certificate. Then suggest wish for mid-level hilton certificates. LMFAO.

@ChaseYokoyama 5 ай бұрын

id be happy about 2 - 3 mid level certs over just 1

@RITPA 4 ай бұрын

@@ChaseYokoyama I would agree on the other three Hilton cards. Not the Aspire, that should keep its high-end certificate. Hilton Surpass and Hilton Business having a mid-tier FNA would be nice.