Good idea

Lol brilliant

😂😂😂

I love this idea!

This is so genius why didn’t I think of this!???

Bank of Tanya to all family is closed !

Tanya Murphy 😂👏🏽

It's so true.

Facts!!!

I just don't pay that weeks rent if they don't pay me back hahah

In Puerto Rico we have a saying that goes like "El 'Ay Bendito es primo hermano de jódete." So, in this case, you lend money and never get it back.

Giraliz Cross bien dicho hermano, bien dicho.

Wise words

I like this saying

I wish I had known this when I was younger...I'll teach my kids to say this.

🤣🤣🤣🤣

💀💀🤣

Is your cousin blonde? Just curious 🤔

I'm so glad your instincts told you not to do it.

Wow

TRUTH!!

Bonnie M you have that right

j glesby indeed

True, and that goes for family or friends.

Fastest way to see your relatives' real character.

Your hilarious Arlene😂😂😂I almost choked...that's the easiest way of making them not to ask

Arlene Augusta Great advice! 😉

Same 😂

🤣🤣🤣🤣

😂😂😂😂

Just plain ignorant to the whole system. I had a friend who thought co sign was like a referral and that it wouldn’t fall on the co signer. People are not educated enough! 😅😅😅😅

Wow... folks have no shame...

Can you spell loser?

Let me guess, you didn’t sign?

Balls? Or lack of a brain? 😂

😂😂😂😂

😂😂😂😂😂😂😂

😂 😂 I loaned $10 to a nephew to. Never got it back, but he has never borrowed another single coin from me even when he is clearly broke. Best $10 I have ever lent.

Sounds like the scene from "A Bronx Tale."

I paid a user cousin to go away. It was way more than 20 tho!

Samantha Hardy Polonius said it as well.

My mother say that my grandparents would never borrow. They would all eat tortilla with salsa when there was no money but they would never borrow.

How about surgery?

And if you can't afford to lose the money, don't lend.

DozensOfViewers Just like with all aphorisms, use with wisdom.

If she ended the friendship; she was not really a friend.

That was easy. Well worth it!

She was a user.

Jason Rasmussen lol 😂

Jason Rasmussen I think what he meant was you have to give the money to person thinking it’s a gift in case you they don’t payback... than you won’t get mad that much or at all because you “gifted” it..

If I can’t afford to give it to you, I can’t afford to loan it to you.

Yeah, its more don't lend money you cant afford to lose, thats the sentiment

Though I just had a bad moment with family about this very thing this comment made me laugh😅

More likely their son in-law.

Or just mad a relative won’t lend to them

Or a grown child owes it to their parents.

That's oddly specific. Care to tell us the story?

I don't even have a son.

Or a hoover :-p

i borrowed a mower from an Uncle, turned it back in fine condition he told me it was broken, never borrowed anything from him again

If you loan a piece of equipment to someone, it will probably return broken, or never returned at all. If you borrow equipment, it is probably in bad shape, and you have to fix it first, then they will accuse you of scratching the paint.

@@marcdonvito6485 44 years ago, I borrowed a rototiller to breakup ground for a garden. The rewind spring for the pull starter broke and I bought a new assb and replaced it. It cost me 4 hours wages ($15). My upbringing was to take responsibility for things borrowed. I haven't even thought of that again until reminded by this thread.

@@1redrubberball Borrowed my brothers car, water pump went out. Cost almost 25$ for a new one. And my other brother charged me a 6 pack of Miller Light, to replace it.

You became a stronger and better person.

So upsetting.

I totally understand how you feel. That happened to me during 4 years until I said enough and never again! I didn't get any penny back.

Divorce yourself from them.

this same thing is happening to me right now, im getting out of it though. it sucks.

exactly.

Yes. When my sister and I got our first cars (teenagers), my parents paid cash for them then we paid my parents in payments like you would in a bank. They held this over our heads until the cars were paid off. Payments were paid on time as agreed, but they like to hold the loan over our heads for other things. When my sister got a new car, they did the same deal for her and asked me if I wanted it too. I said thanks, but no thanks. Getting my own loan and not being under their thumb...priceless!

@@bunacat1 That sounds like a toxic way of reminding you that you can't make it without them.

My parents gave my sister and brother the down payments for their houses, AND paid for their weddings. They would not contribute to our wedding, so we eloped, since we could not afford it on our own. We cashed out my p.t.o. for down payment money. It's been like that since we were kids.

100%. My parents helped with my brother’s down payment and mortgage, paid for his college and provided free daycare for his kids for 15 years. Not only have I paid my own way since I was 18, when I moved out of the country for a temporary assignment, I left all my assets to them, and they liquidated it all and bought an RV. Now that they’re getting to the age where they’ll need care, I think my brother feels a little more obligated to help them. Of course, I’m going to help too. But it’s just a good feeling to be helping out of love and not out of obligation.

@ Bassma Brnawi - a relative did that to me. They'd already paid a good portion of the total amount for the vacation and didn't want to lose that money by cancelling. Then, while on vacation, they got into a problem where they needed money. Guess who they called? The very person they couldn't pay back earlier because they were too far in to cancel their vacation. Thankfully, the loan's been paid back. Not going there ever again. They've been warned that from now on, they need to be sure they can afford their next vacation, because I will not be coming to the rescue any more.

lovethemflowers hopefully this will be a good lesson for them

Or get stupid tattoos

so true

Damnnn

My ex-father-in-law cosigned a computer loan for me back when computers were *expensive.* It was a misunderstanding, and he was *not* happy. I made absolutely sure that loan got paid every month!!! (He was gracious, though, once I apologized for the miscommunication) and it never came up.

I have heard of cases of people doing this for their boyfriend or girlfriend for them to turn around and split up with them. You got lucky with that one. Now you could meet a person who is honest and no matter what would pay it back.

@Joe Owens Same. Mom has a good amount of money, we are always telling her to enjoy it, it's her money not ours.

What has she done to make it impossible for your father to live with her (exception would be if he died)? They are genius in making themselfes look like victims.

Not related to this video He is talking about loans not blessing

I give my little sister $100 a week....I mean our parents give her money too...not $100 a week....bit she deserves more than what they give her.

That's different. That's called grattitude, not a loan!

Also *never* let them move in with you. That is even worse. There will be no end to your misery.

@@brucesmith9144 Absolutely.

Wish I'd had family like you

Y’all missed the joke. Good one @Pay HEH 😂

@@Jaxsf1 she only paid half

​@@zilver90000 sweet home Alabama

wait

Lol

Seriously

I like that one Vlad.

Retired Manager -> That’s beautiful!!! 😇😇😇. That’s so beaitiful!!!!

Rarity 😲🌞🌞🌞

That is so rare. But that is one of the best stories I’ve ever heard. I hope she gets blessed 🤗

she was protecting her inheritance.

@@deepstate8474 That's a really jaded opinion.

I agree.👌🏽👏🏼

Right! Whatever is in my savings account is not anybody’s business and not even I can touch it unless it’s a emergency

Jay Money yessssssssssssssssssssss

Me 2 live like I'm broke, if people around me knew what I got in my account they would eat me alive. Because they are all broke paycheck to paycheck types. They use all of their pay on girls, beers and party and end of the month they are broke lol

Lol thats how you do it.

Gerardo linares eso esta bien asi saves que classes de personas son y nunco te ajuntes con esas classes personas

Izzysmom that’s what i always ask...

popcornto : collateral is an item you give to the person loaning you money that is roughly worth the value of the loan. If the loan isn’t repaid, the the loaner gets to keep the item, effectively making it a selling transaction. If the loan is repaid, then the debtor gets his/her item back. For example, parents ask son for $10000. They give their speedboat to their son because they need the cash right then more than the boat, and they don’t want to sell the boat outright. If they pay the son back $10000, then they get their boat back. If not, the son keeps the boat. The boat was the collateral in this example

Izzamuzzic?

@@TitanicTom1912 Thanks for this explanation with example, English is my first language but I did not know what it meant. Thank you!

I do the same. It’s does work. 🤣🤣🤣

Can you spot me a 50?

That’s lying if you don’t actually have a loan

@@patrickturk8957 I could live with that. The best thing would be to say no. But, some people have a hard time with that word-to their detriment.

I wouldn't loan them money for any reason. If they don't like that they aren't really my friend or family.

Same!!!!!

@@winstonsmith6204 LOL. When you say you're barely making ends meet they probably think you're about to ask them for a loan, so hang up quick. Good way to be antisocial ;)

I'm cash flowing my daughters college, she's in the National Guard to help pay for it and I pay the rest. If anyone starts talking about money and I feel like you're about to ask me, I just say yeah you should see what the tuition bills are for Sophia she's in school for neuroscience...And I start shaking my head. The best part is it costs exactly the same as any other classes in college, but the sound of it scares people off!

Hahaha!

😂

Same here! She pretended she didn't get my e-mail asking me for the money back.

Wow $8

sometimes, it's shame, not her character. she probably feels so ashamed that she had to ask for $8 just to eat.

Grant cardone is a sleese ball frodster. But even the lowest of the lowest say something "smart/obvies.

Good point. I think that's probably true in many cases

Amen. Never loan more than you would give. It's an "insurance policy" - if they ask for more money, you can say, "you haven't paid back your previous loan."

Absolutely. Giving it to somebody and then they, through their own volition, pay you back, it's completely different.

@@buffymcmuffin5361 Exactly!

Exactly!

💯 truth

You keep giving. You are enabling the lies.

That makes me sad too.

The strong almost obnoxious declaration that they are going to pay you back and then nothing..... I wasn’t even mad about not being paid back .. it was the overt dramatic declaration of their intent that never happened .. makes think it was all theater. Learned my lesson

Just say you had asked friends for cash, you are short yourself

Actually they probably feel embarrassed.

Jacek....To each his own....but me, I would have definitely taken him to small claims court to get my money back! 5,000 is alot of money and that was a great thing you did to help youf cousin. The effort could have been made to pay you 50 to 100 dollars each month!....

Man, sorry let you know this. Your Not going to get your money. Because I been there 6 + years helping my mom, sister with there problems. Till now 2019, I never got my money back or from a friend of mind. Our friendship has breaking off, long story short. I still talk to my mom and sister. I just don't gave money anymore, people that have problems, solve it yourself. God bless.

@@seventhchild7270 to me $5k is about a weeks paycheck after taxes. The money wasn't a big deal for me. But I lost a cousin over it, that I had knows for 30 years. That i spoke to regularly...that hurt me... I only wanted to be played back because of principle, he said he wanted to borrow it and I'm a man of my word and expect others to be the same.

jacek ringwelski what job or business do you run?

@@michelarosier1918 yea, I should have know better then give him money. He makes between 150k - 200k a year. And he is in debt and always broke. But somehow posts a picture on Facebook of a new $1500 tat...

And if they get mad at you, then you know you didn't have a true friendship anyway.

I'm not understanding why it ruined your friendship.he paid you back

Anyone who asks me for money is not my friend nor friendly. So I cancel them.

I made it twice. Never ever again.

Georgina Blackwell twice is a choice though. However, it does says a lot that you acknowledge that.

@@mikenelson8377it’s a choice once tard

MyNameIsCorey You seem to awake her true colors, on the other hand this is going to seem harsh, But if she really was like a 2nd mother, and fed you etc, you should have just given her the car and signed it over to her, and help her get it registered. Many ‘sons’ buy their moms cars, and some well to do, buy their moms a house.

@@CarnivoreStork it's funny you say that because belive it or not I was going to just give it to her but after she accused me of not having the car insured and pocketing the money and going thru the trouble of having to prove that I wasn't and allowing her husband to try to do things to me I'd rather not get into on this channel I felt it was best to just take MY car that I bought with MY money back

MyNameIsCorey Wow. With some people it’s never enough. If you got the car back you’re home free. 🤗

@@MyNameIsCorey you were absolutely correct. But, take steps toward forgiving her.

Why was she giving you money for the insurance? Couldn't she get her own insurance and pay them instead?

Exactly. That's where Dave Rant went down the Wrong hole.

I would rather just not talk to them and keep the money. I’m not paying someone to go away. I do know you are just making a joke btw

That’s correct! Never do business with families too

I have always heard "If you want to lose a friend, lend them money". Too many times I have had people whine to me about how some friend is not paying them back and they are tired of asking for the money.

If you want to get rid of them, borrow money from THEM and don’t repay it. :-)

EKSITE Good way to get rid of an EX. Loan them some money! You'll never see them again. Trust me.

Whatttttt? How?

💀

Sums it up!

How is it even legal to just fire someone like that ? Don't all countries have laws against that ?!

That's horrible

I feel you. My brother would be out at nice restaurants and clubs every week but asking me for money

My sister borrowed $200 from me 16 years ago. She has not even tried to pay me a penny back. She buys all kinds of electronics, hair styles, nails done, fancy foods, etc. She just out right refuses to pay her debt.

Can't get the loan? Then rent like everyone else that can't afford it.

That’s God bro

Sorry, too let you know this. I been there, they are Not going to pay back that money.

Agreed - and I never loan more than I would give. If they don't pay it back, it was always a gift.

This suggestion misses the point that a single loan is enough to ruin a relationship.

That's nice. I will give that a try.

Ugh wish I saw this before I loaned my daughter a house down payment. I know she won’t ever pay me back, so I’m going to forgive the loan soon. This will be her inheritance. The other kids will get more. I’m not telling her.

Right, I rather lie and tell you I don’t have it than to give it to you.

​@@mercedeswilkins9085no is also a great answer

YES

You just paid them $20 to get out your life. They showed you who they are, so bye to them.

Perhaps

Definitely

😂

Your in-laws are good people. If they dont want to accept the money now, u can always include them in your will and list them as beneficiaries. 👍

So the Beatles were wrong, you can by love.

My thought too.

That's stupid!

even if it just water

Same! I will NEVER co-sign EVER again for family. It’s truth in what in the word and what he shared in this video.

I love when people ask to borrow money. I had to learn the hard way to never loan ANYONE money: friends, family, your kids...NOBODY. Now, I love the satisfaction of turning people down because it's the right thing to do.

Never lie about it. Instead of acting broke, hiding and pretending your riches. Just say that you don’t loan money. They will respect you more.

You do not have to be broke just not extravagant. Or talking about your money all the time.

I don't understand all of these stories. Just say "I don't have it".

​@@johncoll4456say no. I don't borrow money to people.

If you did smoke, it's still not your problem.

That's so sad😲😲 But, keep repeating the words "I forgive her." It will happen.

i'd cut the relationship

Just like my family my sister owed me over 5k sued for wrong reasons mercy got 50k and she still didn’t pay me she blew it on 2k outfits and purses and now u guys she’s still asking for money I finally learned to say no to her but I can’t say no to my mom or 93 year old grandma 🤦‍♀️😭

I need to learn to say no they throw their money and try to live live like Jones mind u I’m Busting my head working my youth every night grace yard shift lord help me say no in Jesus name

Don't answer the phone. Back in my youth we didn't have any caller ID! You had to answer. But now...

Forgive. Wipe the slate clean.

If only....we live together and she doesn’t pay her rent on time. Every month I wonder if I’m gonna have a home because of her. And she rents from me! 🙃

@@MariaKellogg Wowwww

​@@MariaKellogg give her a timeline to move out and let her go rent from someone else.

You should have written a legal contract with your brother in law saying he’s obligated to pay you back in installments until it’s paid off.

Me too. I loaned my sister $200 to pay the balance of a car that she wanted. Let me add, I 'paid' for the car all but $200 for her. We live in different states, many miles apart. I told her that she needed to pay that amount ($200 balance owed) and she agreed to it. She called me one day, telling me the guy that was selling car to her was going to repossess it (car) because she had not paid the $200. So, I told her that I would 'lend' her that amount. That was in August of 2004. It is now Oct 2020. She has not even attempted to pay 'one penny' back. She has had good jobs, monies coming in, etc. She buys all sorts of things for herself, etc. Please note that I have given her monies and helped her out for years. BTW, she has never given me any money. We are only 2 years apart. For years, she stopped speaking to me, turned her kids against me. Now, I never pestered her by asking for the money back, or anything. We are back on speaking turns, for I am a kind person. I just don't understand how people can 'owe' you money then get 'mad' at you because they 'owe you.' SMH.

It soooooo true. I been there, I was young saving everybody, when they have money problems. While I learned the hard ways, Now, when they asked, I just said No.

Even with friends!!

I gave you half my sandwich a million years ago, so yeah, you owe me...people never cease to amaze me.

I've paid back *all* my family loans, on time. Not just because it's the Right Thing To Do, but because I don't want to be the cause of family problems.

I paid back. Just 3 weeks too late. Glad my brother borrows me money. Henk! Can you give me 50? We need a bird now! Didnt calculate the cage though. Thus the delay. Normally I never ask him but we really had to have a bird now. Normally I borrow from a company that asks 20 for borrowing 100 for 30 days, cause I may not take a loan, but that takes a day. Once I was so stupid to take a huge loan cause the interest was less, thinking: I only use 800 and pay it back immediately and then my ex needed money which he used for his wife who refused to work for goodness sakes. Never again. Can pay that back til 2021.

Good choice!

Rudy Salas......You're not STUPID, like myself...you are caring, compassionate, and loving, and people just take advantage of that! But we live and learn, i have come to experienced even though i helped others, they money was paid back....but money donated or given to help...thankless attitudes! But in time, GOD HAS ALWAYS FOUND A WAY TO GIVE IT BACK TO ME....BUT I DO NOT AND WILL COSIGN OR LEND MONEY TO ANYONE! .......IF THEY NEED FOOD, WE GO TO THE GROCERY STORE, ETC.

Correction....I WILL NOT LEND MONEY OR COSIGN (NEVER HAVE DONE THAT) TO OR FOR ANYONE!

"Stoopid!"

I've loaned money as well wish I never did it now never agane I say I've go no money now

Ahmad Sarwar.....You are soooo right!..my belief and motto is ...if i cant pay cash, i dont need it! Save for future need and emergencies!....better health, peace, sleep, feeljng of a little security

Still good to have a good credit

@@cinderea Much better to have good credit and not use it.

I agree. I hate debt. Period!

can u buy a house out right with cash? i dont think so, in my neighborhood theres houses worth 400k plus and everybody on a mortgage plan with the bank. i dont have a house btw