Build Your Emergency Fund NOW/Preparing for An Emergency/SAVING MONEY

Рет қаралды 12,250

3 жыл бұрын

Building your emergency fund will bring you great peace of mind and help you not make life decisions out of fear. Saving up for an emergency fund can be a life saver. Please listen to my story today and listen to the 2 videos I have put at the end to continue the conversation. An emergency fund is vital to your financial success. I hope this video is motivating for you.
#emergencyfund #katekaden #savingmoney
MORE HELPFUL VIDEOS RELATED TO THIS TOPIC:
START SAVING YOUR FIRST EMERGENCY FUND RIGHT NOW-Building your Emergency Fund for the First Time
• START SAVING YOUR FIRS...
7 Step Money Map to Financial Freedom-How I Saved over $30,000
• 7 Step Money Map to Fi...
Creating a Survival Budget/Being Prepared Financially For Worst Case Scenario
• Creating a Survival Bu...
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emergency fund, saving money, Dave Ramsey, emergency fund savings, 3-6 months expenses, saving money, kate kaden

Пікірлер: 170

@Sheila-ru1iu 3 жыл бұрын

Whoever said that money can't buy happiness never paid for a divorce. That's my story and I stand by it.

@KateKaden 3 жыл бұрын

BOOM! :):):)

@wandahall4435 3 жыл бұрын

I agree💖💖💖

@rochellethundercloud346 3 жыл бұрын

Same.my ex divorced me,and now,17 years later,wants me back.yeah,no.been there.done that.we are never,ever,ever getting back together.in my taylor swift voice

@sussannerandall85 3 жыл бұрын

or adopted a puppy

@52536626 3 жыл бұрын

Here here, I've been down that road and I agree wholeheartedly

@robinpratt144 3 жыл бұрын

I also stopped eating fast food everyday and now get a takeout lunch once a month as treat. I haven't been to Starbucks for 2 years after going 3 days a week. I am now adding to the list of no more candy or ready baked desserts. I have a 8 month emergency fund, a car I paid cash for and no credit card debt.

@cherylT321 3 жыл бұрын

Awesome!

@dxonnie1571 3 жыл бұрын

Just got home from the bank. I paid of $6000 of credit card debt as of this morning and have no balances. You’re are a great inspiration and I want to be like you when I grow up 🙂

@melindajoy779 3 жыл бұрын

Girl this is such solid advice! I was a single mom of 3 and I can tell you having no money caused me to have sleepless nights, anxiety and I’m sure it affected the way I parented. Having a large emergency fund now has changed my life. Just in the perspective of the quality of peace I have in my life. Number one advice to any woman- save some money!!!

@mayfair10 Жыл бұрын

omg, Kate -- your story of the convo with the attorney -- HOLY MOLY. I'm pretty certain I know who you're talking about as I found a female lawyer "offering guidance" to woman facing divorce. This was about 4-5 years ago. I almost contacted her. Horrifying to hear the non-support, judgment you received. You are AWESOME and so helpful for so many women feeling helpless and scared. BLESS YOU.

@abrareads 3 жыл бұрын

In light of the craziness of 2020, it almost seems like people should save a fully funded emergency fund and then attack debt. Life is just crazy at this point so we need to focus on what we can control.

@KateKaden 3 жыл бұрын

YASSSS!!!

@carolwhitaker5880 3 жыл бұрын

Totally agree.

@2oldcrowscleaning538 3 жыл бұрын

I am so sorry you were treated that way when you were in such a vulnerable state- absolutely terrible. Yet you have survived and thrived and we are glad you are here to share your amazing life and tips with us!! 💓

@amandagarrod4537 3 жыл бұрын

Oh Kate, I was told "Why bother, statistics show that you're only gonna go back to him" I was gobsmacked! But 13 years on, I've never looked back and have spent my time being the best single mom I can be. My son and I are absolutely thriving 💕

@KateKaden 3 жыл бұрын

HECK YES AMANDA! OMG people are so....oh man I don't even know the word, but I'm SO SO PROUD of you for NOT listening to them!!!! You ROCK!!!!!!

@nesser1352 3 жыл бұрын

To build your emergency fund, make it consistent. I save a set amount every month that is a part of the budget that comes out just like a bill. I do not save what's left after spending but save before and then work with what's left.

@janfromnycsavesmoney8723 3 жыл бұрын

Always a great reminder that any sort of emergency can strike whenever. It's peace of mind to be ready.

@KateKaden 3 жыл бұрын

Thank you Jan!

@waitingforfall7803 3 жыл бұрын

It's really tempting to spend an unexpected windfall on fun items...but my best tip to build an emergency fund is to bank those windfalls (tax return, bonus, raise at work, gift from family) and use it to jump start your savings. You'll build momentum and you never miss the money because you weren't expecting it or counting on it anyway.

@HowDebbieSaves 3 жыл бұрын

Kate. As a family law paralegal I am shocked! I cannot believe you were treated like that. I am so sorry. We have such compassion for our clients and we really genuinely care about them and we make sure that they are safe and provided for. That is horrible the way this woman spoke with to you. She is no so-called expert. Love your video! An emergency fund is so important! When the water pipe burst in our house and we had to fight for months with our homeowners insurance if it wasn’t for our emergency fund I don’t know where we would’ve been. Actually I do...we would’ve been back in debt.

@cindyann5841 3 жыл бұрын

OMG! That makes me so mad! A women lawyer,,,, and talking to you that way! Totally ridiculous! You are so sweet to be sharing your stories with us, so we don't have to go through the same thing

@KateKaden 3 жыл бұрын

Hi Cindy Ann! Thank you so so much. OMG I couldn't believe my ears!!!! AHHHH!!! Wanted to make sure the KSquad knows they can get through anything...and to try and prepare for everything.

@joannec4356 3 ай бұрын

It took me 4 years to leave. Now working to get divorce done. I had enough…I need closure.

@carolc2574 3 жыл бұрын

I am so sorry you had to go through such an experience. Some people still need to learn how to be human. I want to believe this woman has learnt how to be a better person during these years. You have a beautiful soul, Kate, and I am glad you live a happy life now. Love from Spain ❤️

@KateKaden 3 жыл бұрын

Carol thank you so so much! Yes I hope she has learned a little compassion over the years. I appreciate you so much!!!

@TheRealAngelGrace 3 жыл бұрын

I'm blown away by that conversation. Thanks for sharing this. I'm looking forward to auto saving towards my 3-6 month emergency fund soon 🙂

@KateKaden 3 жыл бұрын

YASSS GIRL!!!!! I can't wait until you've got that. You are ROCKIN THIS GIRL!

@TheRealAngelGrace 3 жыл бұрын

@@KateKaden thanks girl 😊🧡

@callalily_6084 3 жыл бұрын

Sorry to hear you had to deal with that horrible woman. Some women can be judgmental & mean towards other women. I used to have a manager who looked down on single mothers & treated them real horrible. She won’t let them leave work to go pick up their kids from daycare or school when they get a call that their kids are sick. She said it’s not her problem that these women don’t have a spouse or partner to help them out.

@KateKaden 3 жыл бұрын

WOW Suzie. That is horrifying. Unreal, right?

@jonquilcat7945 3 жыл бұрын

Woah! That woman was a, as we australians say with no shame, a total bunt 😉

@christinekezell4323 3 жыл бұрын

Kate, I got divorced in 1998, my kids were 4 &7.. My mother-in-law at the time told me I was living in a fantasy land and I would never survive. My father-in-law only asked me "After all babysitting he's done for you?!" True story.

@kathysheeran6589 3 жыл бұрын

Your heart is immense. And I’m sooo glad you knew how WRONG her advice was. I kind of think it would be cool - if you still had her info to let her know your story and that she could really make the difference for a lot of people - especially women . Maybe no one told her how they were made to feel. I applaud you Kate. And you are right - No matter what a woman’s financial situation- Ive heard other women entrepreneurs tell women of walks of life- because of the unknown, Could be illness could be job loss could be Covid etc etc - Get that emergency fund so that you have pressure taken off. Your message will help MANY. I have always had much respect for single parents. I’m sure it was not their first choice but circumstances make it so. let’s support people - Especially like you said when we don’t know their circumstance at all. the nerve of that lawyer. I hope she’s not practicing anymore. Kate you are a wealth of knowledge and are a darn good person. ❤️❤️❤️❤️

@KateKaden 3 жыл бұрын

Kathy, I find myself tearing up HARD reading this!!! THANK YOU SO SO MUCH. If anything she taught me definitively, how NOT to treat people. I know she's a lawyer and saw quickly that she wouldn't make any money off of meeting with me and that is why she was trying to push me off as fast as possibly, but man...even if she said, I can't help you, but hang in there, make good decisions, blah blah blah.. ya know? Just be kind. And don't be CRUEL. AHHH. Thank you soo so much for your kind words. This comment means a lot to me. Thank you Kathy!

@kathysheeran6589 3 жыл бұрын

@@KateKaden totally agree she was cruel. And even though she probably in it for the money what made her think she can weigh in on your personal matters. WOW. i have to believe that came back to bite in her many of her relationships. I just would like to know for sure lol. I got your back Kate if you encounter anything remotely like that. it’s just wrong what she did and I’m glad you put it out there. ❤️❤️

@Michelle-bw1xg 3 жыл бұрын

Thumbs up Kate! It's also a great idea to have a binder or USB drive with all accounts, insurances, credit/debit cards, employer and benefits, health directives, location of important docs, and more in a safe place and to know current status of financials etc. One partner should not know and do all, and the other has no knowledge, in case something happens and then they are in the dark and in distress. If single, these documents will help someone be able to take care of things if something happens.

@vickiehart3707 3 жыл бұрын

Pick your hard. Staying in a bad situation because getting out would be hard is actually harder with no end.

@lisagardner9798 3 жыл бұрын

I’m so sorry that attorney talked to you that way. That’s absolutely awful! I would have hung up after the first comment she made! Thanks for the video. I’m currently working on my 3-6 months emergency fund now.

@vidahappy-frugalspanglishv1528 3 жыл бұрын

OMG Kate! I gotta say this, not complaining... but I let the ads run to support, but today's real "pajama drama" is so good- I'm anxious for the ads to be over, lol😆

@esthers9140 3 жыл бұрын

I wonder why I was able to watch this ad free? I don't pay for it to be that way....

@esthers9140 3 жыл бұрын

Lately I feel like just when I need a video that speaks to me, there it is...this SO speaks to me..thank you.💛

@anavazao3121 3 жыл бұрын

Your honesty and genuineness is one of the many reasons I love to follow you!

@kerrybernard6865 3 жыл бұрын

I feel like divorce is a very important topic when discussing finances. I was decimated financially in my divorce. And I was blindsided and definitely wasn’t prepared for the financial landline. I have to pay my xhusband a substantial amount of alimony which is no longer a viable federal tax deduction. I’m fortunate in that he didn’t ask for any of my retirement. Anyway I’m rebuilding and making slow and steady progress. Building my emergency fund gives me tremendous peace.

@ashleygalvez9630 3 жыл бұрын

I too took a hit when I divorced but I quickly got back on my feet with cryptocurrency now I use my accounts to save but they also serve as long term investments

@ramonalopez7516 3 жыл бұрын

Great video! You’re so encouraging and we all appreciate that!

@jackiefields1607 2 жыл бұрын

So sorry for what you experienced. You’ve become a strong woman. Thanks for sharing your wisdom.

@KateKaden 2 жыл бұрын

Thank you so much Jackie.

@sandrafromscotland 3 жыл бұрын

Wise words Peace of mind. Focus on building one month at a time. Thanks Kate.

@KateKaden 3 жыл бұрын

Thank you Sandra:)

@eileenlester4342 3 жыл бұрын

Wow. Attorney was way out of line. That sounds like something a male attorney would have said to you! I am so sorry that that happened to you and glad that you did not take that horrible advice. 💜

@KateKaden 3 жыл бұрын

Thank you so much Eileen!!!! I was like...WHOA!!!!! OUCH. Brutal. Couldn't believe my ears.

@smallcountrylady718 3 жыл бұрын

I never saw myself as a math nerd until i started looking at my money habits. I know i want 5000 in my emergency fund so i calculated how much from each pay i need to automatically save to get to my goal in my case 3 months. I can do this thanks kate for the video!

@KateKaden 3 жыл бұрын

YASSSS!!!!! You can do this!!! I'm here to cheer you on!

@jackieconrad4500 3 жыл бұрын

Another great video Kate. Just realised you have 20,000 subscribers now. Congratulations! Well deserved.xx

@jennymeier3018 Жыл бұрын

Eating out!! omg it is saving us a ton! My hisbamd was shocked when we only spent 24.00 all weekend eating out! we didn’t have some sickness in the family this weekend, but still! it is crazy how expensive it gets!!!!!

@edithperez999 3 жыл бұрын

Thank you for the video..I needed to hear all of that 🙂 and yes emergency fund is a must..Im living on mine now because of the pandemic ,separation, loosing my job and kids home from school. I don't know where I would be if it wasn't for having one...Im a very independent woman and I couldn't stay with someone just because I needed to for financial reasons.

@KateKaden 3 жыл бұрын

AHHH! YASSS! I'm so so glad you have an emergency fund and that you were able to use it when you needed I'm so proud of you! Thank you so much for sharing with us E Perez! You've got this!

@edithperez999 3 жыл бұрын

@@KateKaden your so sweet..you just don't know how much your videos have helped me thru my life changes in the past year and a half..THANK YOU for your content 👏

@lisapitts9518 3 жыл бұрын

Great video! My sweet man is currently out of work, due to health so yes saving for times like this is important.

@gerielwell7977 3 жыл бұрын

Kate I really enjoy your videos! You give great advise and have such a great heart! Thank you!

@melaniebridgeman3990 3 жыл бұрын

Thanks for being so kind and sharing your knowledge and passion with us. I often watch your videos and start crying but they are happy tears. Being a single mom and saving so hard to get out debt is sometimes overwhelming but when I listen to you I feel there’s light at the end of the tunnel. I only have $ 1 200.00 of debt left :)) and then saving for emergency fund! You encourage me so much and always make me feel like I’m not alone out there! Love your videos and thanks again for your kindness and openness!

@nataliaemanuel64 3 жыл бұрын

Thank you because you bring me back to reality. It is posible to stick to a savings plan.

@Whisky-1203 Жыл бұрын

I really learned importance of emergency fund after being in bad relationship finally decided just to move back home in another state. Left my job good luck I found way better job with higher pay. Learned to get rid of debt Budget & put myself first.

@vidahappy-frugalspanglishv1528 3 жыл бұрын

My first emergency fund ever as a single mom was with a big chunk of money I got on my taxes. I felt the same way you felt at that point Kate, and that's why eventhough I had debt... I didn't let go of that money that gave me a sense of security. Not saying that is the right way, just sharing what I did:).💕

@positivityventure3789 3 жыл бұрын

I needed to hear this.

@marilynvelez8147 3 жыл бұрын

Hi! Kate nice to see your confidence growing and I agree we also keep 6 months we are currently working on a full year living debt free of course.

@giannagallegos1530 3 жыл бұрын

Great tips! Love your channel

@wifriendtoyou6385 2 жыл бұрын

Watching you is such an encouragement to me! I like to put the extra little bits, for example my water bill was $25 lower this quarter, into savings. We are making it happen!!

@KateKaden 2 жыл бұрын

YASSSS!!!!! Thank you so much! So happy you are here!

@Marielle_F98 3 жыл бұрын

I'm so sorry you had to go through that Kate 🤗 No one should ever be treated like that and I really hope that attorney isn't practicing anymore. Every cent from my side hustle goes into my emergency fund and with consistency it has built up nicely

@KateKaden 3 жыл бұрын

Thank you Marielle and YASSSS on building that emergency fund with your side hustle! WAY TO GOOO!!!!

@lexyg1693 3 жыл бұрын

I left a relationship that might as well have been a marriage. We had everything but the certificate and it was one of the hardest decisions I ever had to make. I moved in with friends and was still paying the Nyseg for him. I had to learn very quickly how to manage my money. I can't believe the lawyer was the unprofessional with you!

@andreea.andreea 3 жыл бұрын

You're great and you know it! You rock!

@alexa574 3 жыл бұрын

Thank you Kate! This was one of the most heartfelt, loving, inspirational and helpful videos I have ever seen! My sister was suddenly left by her husband, after he racked up the credit cards, and cleaned out their savings account,,yeah Great person,,, I can't believe there are people like that out there. She too made it thru, and came out so much stronger, independent and loving for others in the similar situations!

@eclecticbeth7537 3 жыл бұрын

The one thing I have been doing since starting my new job last Fall, is to transfer money to savings on each paycheck. I also just started to invest 5% of my earnings into employee based stock and increased the 401K! The stock technically can provide me with short term access to money and that’s how I look at it although I have the option to let it ride, as well!

@KateKaden 3 жыл бұрын

YASSSS!!!! This is wonderful! GREAT JOB!

@afrugallittlelife 3 жыл бұрын

This channel is gold 😌 so happy to have found her!

@KateKaden 3 жыл бұрын

Thank you so so much! So glad you are here and get value from my videos ❤️🙏

@Julie-si3hi 2 жыл бұрын

It's a horrible situation to go through,been there ... Omg! That lawyer was so out of order! I'm so sorry you were spoken to like that :(

@KateKaden 2 жыл бұрын

Thank you so much Julie.

@sarah-074 3 жыл бұрын

great video, "the full enchilada lol" love it. yes, I'm so sorry you were treated like this, so appalling. I have learnt don't make my emergency fund too accessible unless it is an emergency or I tend to see it as a budget buffer instead.

@rochellethundercloud346 3 жыл бұрын

So true. Hubby ordered me like 5 things from ebay today.however,i saved up for these items,and of course cross refferenced pricing across multiple sites. I am currently saving up to buy 6 metal bookcases.yes.i need that many.i have a lot of books.i get them free in my area.we have over 300 little free libraries,so,when we have nice weather,i walk,get books.stock up for bad weather,as i,personally do not watch television.i watch youtube on my phone.

@KateKaden 3 жыл бұрын

You love books! Awesome!!!!

@DarcieGlam 3 жыл бұрын

Check Craigslist and FB Marketplace regularly - I have seen metal bookcases often, especially now that sadly businesses are closing. Sometimes they are free.

@SM-xd9ef 3 жыл бұрын

An emergency fund empowers you!!! Lovely video Kate!!

@KateKaden 3 жыл бұрын

YASSS!!! Thank you SM!

@shawnreid7309 2 жыл бұрын

Great video and putting everything into context !

@KateKaden 2 жыл бұрын

Thank you so much Shawn!

@heathernaoum9896 3 жыл бұрын

Hi Kate, Im a new subscriber my partner and I are using our emergency food supply at moment to cut food bills down to help us through a tight spot, very gratefull I had an emergency food supply which I started since the virus hit. I think this was good insurance. thankhyou for your videos they are great and so natural. Also nice to see someone who loves reading books on money saving as I work in a library and that is what I love to read when I ever get time.

@mayraacosta4924 3 жыл бұрын

Hi Kate, just got home, looking a your video, 3 6 12 months, thats jumbo BUFFER😁

@KateKaden 3 жыл бұрын

YASSSS THE JUMBO BUFFER! LOVE IT!

@andrewburns3046 3 жыл бұрын

Thanks for another fabulous video....so informative.?.I love the way you break targets down to easier manageable pieces...you talk so much sense...wish I could join the Sunday book club but I'm in UK and our times are different.?..keep up the great work please kate

@KateKaden 3 жыл бұрын

Thank you so so much Andrew! Appreciate your kind words! Awww man I wish you could join us too! Okay so I just googled. Seems like it's 3pm in the UK at that time? If you ever can, drop in! :):)

@andrewburns3046 3 жыл бұрын

@@KateKaden hi Kate...thank you for your kind reply...I will definitely make the effort to join you on a Sunday when I am off duty

@smartypants1980 Жыл бұрын

Dave and Rachel have a video about an emergency fund during the pandemic. They talked about useing that fund now and then rebuild it and feel less stress

@KateKaden Жыл бұрын

Nice!

@pipervalleycreations129 3 жыл бұрын

You are such a sweetheart! Thank you for the tips.

@KateKaden 3 жыл бұрын

You are so welcome Tracy! Thank you for watching!

@jackieandkayleecrafts 2 жыл бұрын

Omg how did you know I needed this. 8 year marriage getting debt free and trying to hang on to a marriage that we both know has ended..

@vixxcottage 3 жыл бұрын

This lawyer was just looking at basic things. In 60s my mother divorced with no thought of the future. She wanted to party. Unfortunately this meant my brother and I lived in poverty for the rest of our childhood. My father always paid his child support but that was not much. She had no additional training. Everyone told her she was making a mistake but she would not listen. She had a brand new house and drove around in a convertible. Partying got old. Having no food and groceries to feed children due to mismanagement. Having rented house with no assist to maintain. Electric and water turned off...as you said that lawyer did not know you and she may have seen the things I did. I am a white haired person now and in a different age group. You have done well. I also lost 50# weight when I cut out sodas.

@deborahd5519 3 жыл бұрын

Great video Kate! I am sorry you had to deal with such a horrible excuse for a lawyer. I am glad you are such a strong woman and didn't let her horrible advice affect you I am happy to say that I just reached my 12 month emergency fund but now need to start saving for a 'new to me' car. Keep up the great work!!

@anavazao3121 3 жыл бұрын

Lived on half my paycheck for 7 months in order to save the other half. The other half went directly into my savings. Added that saved half to my IRÁ. We got this!

@lolomissa 2 жыл бұрын

loved the anecdote. had a vaguely similar experience with a woman who was a mortgage lender that told me i could never afford a house. later she ended up coming back saying underwriting approved me for X amount. but my goodness the night in between was definitely an ice cream & netflix kind of night. i got over it and THEN she called but my goodness if i were any more impressionable or had less self esteem? damn .. the way people talk to their clients is appalling. 🙄

@eclecticbeth7537 3 жыл бұрын

Right now, I know more single parents than I do ones that are still married!

@KateKaden 3 жыл бұрын

Hi Trublondmom!!! :):) YAS

@rochellethundercloud346 3 жыл бұрын

Same.been in that boat.3 trifflin baby daddies.well,first was fine,his family,though....yikes. Ex husband.full dusty azz f..kboy.and a total mama's boy.never again.thank god he aint the father of any of my kids.and none of the fathers are on the birth certificates.

@darcylh1223 3 жыл бұрын

Heck, i was a married woman who was a single momma :) Now I'm full through and through a single momma!

@lindapicon2248 3 жыл бұрын

I did different saving challenge I was able to save up my emergency fund for 3 months

@KateKaden 3 жыл бұрын

Way to go Linda! That is so awesome!

@Cherylsgirls 3 жыл бұрын

Just because you have an education doesn’t mean you are intelligent. Thank goodness your younger self was smart enough to know that lawyer was giving you bad advice! You seem very happy in your life right now you’ve clearly made some very intelligent decisions!

@SuzanneU 3 жыл бұрын

This is what I was told by my church - they prayed that the demons of disobedience and lack of faith should be cast out of me. My ex was an abusive alcoholic - nuff said.

@KateKaden 3 жыл бұрын

Omg Suz! Ahhhh! I hear you and feel this 100%

@ettakelly933 2 жыл бұрын

So good!

@KateKaden 2 жыл бұрын

Thank you so much Etta! Hope to see you again soon!

@jerrychetty2524 3 жыл бұрын

Very good video thank you

@gerielwell7977 3 жыл бұрын

I was a single mom for 10 years with a 2 and 3 year old. I struggled for awhile. My advise for single moms/parents is you will overcome it as long as you keep going :) You can do it! It takes some dedication and work but you can do it!

@marshahampel1645 3 жыл бұрын

I would have "Karened" to the max on that lawyer lol...called the State Bar Association, gave her name on this video, called her colleagues...paid for a billboard with her face x'd out on it lol... you're too nice, Kate

@KateKaden 3 жыл бұрын

OMG MARSHA, i LOVE YOU!

@emmaadams5905 3 жыл бұрын

I think children of divorce, myself included, can be very scared of instability because of the immense change divorce can put on a household. Emergency funds can add such an important foundation of safety that we may not have grown up with or seen our parents have. Money may not buy happiness but it can buy security which you need to feel so you aren't stuck under the thumb of fear and making decisions based on anxiety.

@jillpruett4772 3 жыл бұрын

First understand, then be understood.

@liliamrodriguez3020 3 жыл бұрын

Great video

@marysigmon4913 3 жыл бұрын

Great Video

@KateKaden 3 жыл бұрын

Thank you Mary!

@aeolanyiramoon6260 6 ай бұрын

I deleted my Amazon this year, it's a first step

@rosiechuuu 3 жыл бұрын

1. 🥺🥺🥺 why did that happen to you??? 2. i do need a emergency fund when i am get older 🥲 3. I just hope you thought some positive things that it would be alright cause pain is temporary !! Believe in yourself!! Same goes to anyone who is reading this comment!! 🦋

@thefrugalcyborgmriii3531 3 жыл бұрын

I like the story you gave on why you started building an emergency fund! I have never gone through that or any situation like that! But if I knew anybody or meet anybody that has been through that, I can just share this video with them! And you are a very driven and strong single woman! I am glad you didn’t believe the single mom stigma that you need someone to support you! When I first started my emergency fund, I saved cans and changed it in for money! Then I did some babysitting for money! And I cut out coffee and started making my own and saving the coffee shop cups to refill it’s for iced coffee! And then I started doing monthly automatic transfers from my checking to my savings account! And then I started cutting my cell phone carriers to cheaper Version! And now I am with cri cricket Wireless and only paying $35! I sound like I am promoting or being sponsored by cricket wireless! Ha ha but these are some of the ways I used to save up $500 in near months, all at the same time though!

@vidahappy-frugalspanglishv1528 3 жыл бұрын

Hi Kate!😉💕

@KateKaden 3 жыл бұрын

Hi my friend!!!🥰🥰

@pammayberry4898 3 жыл бұрын

Great job

@KateKaden 3 жыл бұрын

☺😀thank you so much Pam

@laurinda9009 3 жыл бұрын

Hey Kate!

@KateKaden 3 жыл бұрын

Hi Laurinda!!!

@milda0820 3 жыл бұрын

💖

@robinpratt144 3 жыл бұрын

I stopped shopping.

@KateKaden 3 жыл бұрын

Way to go Robin!

@lindaharrison3635 2 жыл бұрын

I'm speechless. That female lawyer needs to change careers 🤬

@KateKaden 2 жыл бұрын

Isn't that HORRIBLE???

@jasonwelker9878 2 жыл бұрын

Is it best to keep emergency cash at home or in the bank? How much money would you recommend keeping at home?

@bionicwoman9884 2 жыл бұрын

In the bank....it's FDIC insured or a credit union ncua insured.

@bruce5895 3 жыл бұрын

Good job Kate; now lets talk about what to do when you have your emergency fund. Ok here is what I do, I just keep building the fund until I have enough to start making my money working for me and that does not mean just leaving it in the bank with no interest, it means putting it into emerging markets, like silver, pot stocks, hydrogen fuel cell companies, lithuim battery manufactuers, solar companies, wind companies, drone companies, artificial intellegence companies, water companies, people you have to look at the big picture here, Biden is going green and not looking back he is going for renewable energy sources and the elimination of all fossil fuels, he is also going to be part of the Pairs Climate accord and the UN agenda 2030. So I am telling you this so you can get in on the ground floor of these new concepts and make your money work for you now and in the future. And if your going to invest only invest in the best of the best of these companies, you want winners not losers. These are suggestions only and if one is unsure of how to invest you can always go to a stock advisor to seek advice but also remember that these people donot work for free and you will pay a fee everytime you buy or sell a stock. Personally I use the internet to size up companies before I buy anything, that seems to work for me. Its your future and your choice all the way.

@tonideluca8569 3 жыл бұрын

Omg Kate what a horrible thing for that so called woman lawyer said to you. My first lawyer I went to to divorce my ex took what money I borrowed from my dad and ran away. He partner then took over and took my money and only got him to sign the papers to sell the house. No divorce no child support nothing. Very expensive for both lawyers and didn’t get much from it. I was young 24 year old with four year old son. ❤️❤️

@mgom7646 3 жыл бұрын

🥰🥰

@KateKaden 3 жыл бұрын

Thank you for watching!

@jillstover8782 2 жыл бұрын

😳 I would have had a hormonal fit🤬🤬 hateful, lawyer doesn’t need to give anyone that crap ever

@howellshq1165 4 ай бұрын

Shocking advice from a supposed professional

@atlien5320 3 жыл бұрын

wow, what an awful lawyer. i am sorry you had to hear all that but good for you for knowing your worth!

@KateKaden 3 жыл бұрын

Thank you so so much Priya!!!! Appreciate you!

@smartypants1980 3 жыл бұрын

I feel that since getting out of debt, I started to loise grasp on the control of my money. Then The IRS gaveme more money that SSI allows me to have so I started freaking out more. Then word is that china is getting rid of cash and other contrys may follow suit so now I dont even no what money is. SO im just at a loss

@KateKaden 3 жыл бұрын

Oh wow Scott!!! You've got this. You know what to do.

@smartypants1980 3 жыл бұрын

@@KateKaden Not really, Ive been raised to be nice and obeadent and dont do well when the rules are unclear

@smartypants1980 3 жыл бұрын

Sorry, Kate.

@donnanorris4733 3 жыл бұрын

My eyes got as big as yours telling you the story. Sorry you consulted this idiot. Too bad you couldn't contact her and tell her about your you tube channel. You have come so far and encourage lots of us on our journey.

@KateKaden 3 жыл бұрын

Donna, you are so sweet!!! I wish I could remember her name but I think I repressed it because I was so disgusted! Ahhh!!

@positivityventure3789 3 жыл бұрын

This would boggle my mind. I would be so angry. Judgemental lawyer.

@My_So-called_Life 3 жыл бұрын

When I was getting divorced and I wanted *Sole Custody* and *Supervised Visitation* because I was a _Battered Wife_ *MY* Lawyer actually said ... "Just because he beats you doesn't mean he will beat your daughter he's alone with her." ▪︎▪︎▪︎ That was *MY* Lawyer.

@alejandradamian9617 Жыл бұрын

Jaw dropped & stayed dropped for too long.

@vidahappy-frugalspanglishv1528 3 жыл бұрын

(15min ad)So far... I cannot believe the things this woman told you! What kind of divorce lawyer is this! I would understand some, probably more sensitive comment or genuine caring advice- but as you said, she didn't know you!🤨

@mksugerman1500 3 жыл бұрын

The problem with this video is that you didn’t give steps about HOW to get the emergency fund, you only were telling how important it is. We ALREADY clicked on the video!

@KateKaden 3 жыл бұрын

I shared the next videos to watch to get more info and 2 tips to help get it quicker in this video. I have a lot of content so I try and get you to where you need to be next so each video isn’t hours long.