“I helped pay off his $30k+ credit card debt but he didn’t care”

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I Will Teach You To Be Rich

I Will Teach You To Be Rich

Күн бұрын

Ramit Sethi of I Will Teach You To Be Rich talks to Nicole and Jorden, who are in their 30s and have been dating for four years. Nicole recently graduated from college, jumping into an orthodontics career starting at $400,000 a year. Jorden’s failed personal training business, and lack of resolve to improve his situation, have her questioning everything.
The Power of the Past by Jessi Streib
www.amazon.com/Power-Past-Und...
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Can’t-miss moments
00:00:00 - 1: Opening
00:03:28 - 2: Nicole discovers Jorden isn't excited about paying off his credit card debt
00:10:12 - 3: Why he doesn't see the debt as a problem
00:15:30 - 4: Ramit is not impressed: How they decided to buy a house
00:22:30 - 5: She makes 10x more than him
00:31:10 - 6: Jorden introduces Nicole to Ramit's book and the podcast
00:35:33 - 7: What do they wish the other understood about them?
00:39:41 - 8: This is so much more than an income problem
00:41:01 - 9: Nicole is shocked by what she wrote in her application to the show
00:42:20 - 10: So what's really going on here?
00:45:04 - 11: Jorden is speechless
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: forms.gle/pjYMaLeThJM3z9uN6
Produced by Crate Media.

Пікірлер: 438
@spoonbr1223
@spoonbr1223 5 ай бұрын
Gentle suggestion - could you label the videos with part 1 and part 2? I often find it hard to figure out which is which (or even that a video has another part) until I'm halfway through
@samwilson4754
@samwilson4754 Ай бұрын
And add links to the part 1 & 2 to the description of each!!
@tyerrascott6596
@tyerrascott6596 Ай бұрын
Yes to both!
@vincentauricchio6336
@vincentauricchio6336 Жыл бұрын
My wife and I have watched your entire Netflix series. It was fantastic. We have made the decision to move on from our financial advisor, who collected 1% annually after hearing the advice you gave on the show. Checked our statements, and after 15 years we calculated that we made 5.5% increase while our advisor collected 15% percent over that same time period. Wish you had done your Netflix series 15 years ago!
@leedsdrumacademy
@leedsdrumacademy Жыл бұрын
UFF, that moment when Ramit reads her application was tough... Felt it right in my gut.
@lowlowseesee
@lowlowseesee Ай бұрын
shit was fucking hilarious lolol. if you havent done that ever in your life then you haven't lived long enough lol
@freeflow3792
@freeflow3792 Жыл бұрын
Watching this was triggering for me. I was in a relationship with a partner who consistently struggled with his business. Year after year after year, they would try to sell some other product but I provided the bulk of our income. And the smaller bills that they promised they could manage or address were often overdue. THAT led to stress and anxiety because they wouldn't let me know what was happening. I would just accidentally discover that our water was almost about to be cut off or our phones were about to be cut off leaving me to swoop in and pay 10 times more than the original bill to keep these things from shutting off and I was making nowhere near what Nicole is making. What I discovered was that because I was always there, they didn't feel the need to find something that provided more consistent income. I feel Nicole's pain because she had a dream of what her life was going to be, but unfortunately, she can't have that with Jordan right now. The fact that they are not married yet brought property together is very telling. Nicole is right to have doubts and I bet Jordan does too. Money is a really painful sore spot in this relationship. Just because you love this person, doesn't mean you can't be scared of what your future will look like. After four years together, both Jordan and Nicole have all the information they need on what that future will look like, but they'll have to create a different future than what Nicole has in her head if she wants to be with Jordan. The options are simple really, Jordan either drastically increases his income OR Nicole accepts the income he has and accepts that she will be the primary breadwinner. Once she accepts that, then they can work on getting on the same page about how to make their money work for them. I was actually okay with my ex not making consistent income and me being the main provider but I never felt like my partner appreciated my efforts, plus I would come home, help my partner with their business and still had to handle a majority of the household responsibility, which made me angry and resentful because I felt overworked and unsupported.
@artisticagi
@artisticagi Жыл бұрын
That’s what happens usually with women, it’s been studied that when they are the breadwinner they taken on even more household labor. It’s like they are being punished for that and the housework is to compensate
@seraphcreed840
@seraphcreed840 Жыл бұрын
Love is a far weaker force than money in the modern age. It's tragic but unavoidable.
@lbslott
@lbslott Жыл бұрын
I don’t think that the relationship won’t work just because of money conflict. I see it a lot-God has a way of bringing together two people on opposite extremes, to balance each other out. Hopefully they can each own their part and accept what is or take responsibility for their actions and work it out, if they truly love each other.
@SaintsandSushi
@SaintsandSushi Жыл бұрын
@@lbslott money pays their bills not love. She can love him and still accept the fact that he doesn’t have the interest in matching her financially. They are not an equal team and is clear he is not ok with her being so far up financially even though he is benefiting from her income. He refused to celebrate paying off the debt because he knew that was her accomplishment not his. His inability to be successful in his career will in fact make a jive impact in their relationship because he will feel resentment over her successes.
@dantouneto
@dantouneto Жыл бұрын
​@@SaintsandSushi she also stated at the end that she's not comfortable being the sole breadwinner. Which in the long run will make her resent him, if their situation stay as is. The clock is ticking 😢
@mariayoutubing
@mariayoutubing Жыл бұрын
That final hug brought tears to my eyes ❤ they are so strong for being on this podcast and talking about things that most of us suffer in private and are incapable of saying out loud.
@fauxbro1983
@fauxbro1983 Жыл бұрын
lol this is about number crunching and women of course have to go to the feelings and emotions...shake my head
@ST-rj8iu
@ST-rj8iu Жыл бұрын
@@fauxbro1983 The number one cause of divorce, is finances. It is emotional to many people and they walk away from relationships because of this topic. It can lead to feelings of resentment and lack of control if people feel taken advantage of in the relationship.
@deirdrekiely6187
@deirdrekiely6187 11 ай бұрын
@@fauxbro1983 Agree 100% ..... and I'm a woman. I think her love for him is going to make her too soft about this issue. She's obviously a very bright woman who is apologizing for being honest and real and it is sad to see. She knows in her gut what to do but won't do it.
@pushpika2005rc
@pushpika2005rc 6 ай бұрын
Words that she put on that application cut him deep.. She knows it. That hug was to soften the blow. but it will not save him.
@sannn7034
@sannn7034 6 ай бұрын
1000% agree! They are brave!!! All the pain they went through, there must be growth! ❤
@faqu529
@faqu529 Жыл бұрын
Kudos to Jordan for being on the show👊🏾
@lbslott
@lbslott Жыл бұрын
Kudos to both of them on their success! Jordan, $5000/mo gross on your own business as a PT is awesome. I’m nowhere near that in my photography business yet. It takes time to scale especially as a solopreneur.
@spinner903
@spinner903 Жыл бұрын
That's a really great reply. I really hope your photography business takes off! I also have my own business (going on 8+ years now) and I just passed the $100k/year mark. The sad part of where I'm at emotionally is very similar to Jordan. I feel stressed by money and I don't feel like I'll be able to provide consistently for my future, let alone including a partner. But on another level, I've been able to achieve a lot, paid off lots of debt (particularly medical debt), and worked very hard to get to where I'm at. I can imagine Jordan's personality is that he wants to provide more and earn more, but he's trying as hard as he can, which leads to stress and feelings of not being adequate for the relationship. I hope they can be a real partnership. She's going to have to accept that she will make less money when she goes part-time and that they as a couple might not have as much money if she does that. My parents both went part time when I was born and figured out a way to make it work. Maybe she can't emotionally accept that, and if that's the case, maybe she needs to move on knowing that she emotionally wanted a partner who made more money and provided a level of support that Jordan is not able to provide at this moment. But hopefully they'll get more honest with each other and be able to accept what each other brings to the table and how that makes them both stronger together.
@juanshaftpatel7488
@juanshaftpatel7488 Жыл бұрын
that money sucks... plus hes fat, hows he training anyone
@Stealth17Gaming
@Stealth17Gaming Жыл бұрын
Props to Jordan for holding together like he did. Watching this podcast highlighted something more than just the money psychology for me. It was also the expectation that men control their feelings, that we can't show weakness. Jordan heard some really harsh words from Nicole and you can see that it really hurt him. And yet, he either didn't want to break or maybe felt like he wasn't allowed to break. If roles were reversed I feel that might have gone differently. Compliments to both Jordan and Nicole for their willingness to both be so vulnerable on the show. I'm really interested how Ramit helps them in part 2.
@seraphcreed840
@seraphcreed840 Жыл бұрын
I mean the girl came out like she was wanting to be on Springer or Wilkos the she wanted to delete her words. She said them to a complete stranger. That's rough man. Not a lot of guys can handle that type of grilling then act so calm.
@danieldimaria3057
@danieldimaria3057 Жыл бұрын
Exactly, I’m only 21 and has male. You can feel the same thing. He cares, it’s such a big gap between his income and hers. You can understand the frustration because to get even close to that takes a while. He’s got to be patient .
@gaganb1159
@gaganb1159 Жыл бұрын
This is the thing if roles are reversed and Jordan or any other man was making 33k a month and his wife was making 3500 than there wouldn’t be any discussion. Man would simply take care of his family
@juanshaftpatel7488
@juanshaftpatel7488 Жыл бұрын
props for what? hes poor and fat
@ldrum2116
@ldrum2116 Жыл бұрын
I commend them both for being as vulnerable as they both were and in aw of Jorden for being able to keep it together as much as he did hearing those tough words that were spoken.
@Jacobogarin
@Jacobogarin Жыл бұрын
What I appreciate from this show is how it highlights the importance of communicating to your partner about money EARLY and OFTEN in the relationship. My wife and I have had our disagreements in the past and there's still things we dont see perfectly eye to eye on, but because we worked on de-stigmatizing money talks we have been able to come together and grow as a couple. It is a tragedy to see an otherwise good relationship decay because of the lack or poor quality of communication. Props to them for making it onto the show because it's definitely a step forward, but the problem had already festered into her having those ugly thoughts about her man whom she loves. Meet your partner where they are and work on your common goals together!
@Lrae333
@Lrae333 Жыл бұрын
Beautifully said!!
@edgardosantana
@edgardosantana Жыл бұрын
I'm honestly still processing this episode. I have a ton of admiration for Nicole and Jordan courageously sharing their story as well as for Ramit courageously asking the tough but important questions that help unearth the deeper issues that would otherwise keep lingering. I got way more value than just financial out of this conversation - especially that last hug moment got me pondering about decisions I have (and haven't) been making in my own life as well. Thank you sincerely to all three for such a real and powerful conversation. 🙏
@rochellearellano7135
@rochellearellano7135 Жыл бұрын
What I love about this is that you focus on the MEANING behind or with money! That is critical and a part of the money conversation that rarely gets air time.
@MinnieOnCam
@MinnieOnCam Жыл бұрын
I love how the show had single individuals, I wish the podcast did as well. It was more relatable to me as a single person.
@melissam6037
@melissam6037 11 ай бұрын
Single as a Pringle over here too, seeing how a single person handles their finances is helpful.
@acwyatt1279
@acwyatt1279 10 ай бұрын
Right I enjoy the couples but would love to see some singles.
@joancolon4694
@joancolon4694 8 ай бұрын
Watch Caleb hammer
@MinnieOnCam
@MinnieOnCam 8 ай бұрын
I don't need to and I'm not interested in Caleb.@@joancolon4694
@lowlowseesee
@lowlowseesee Ай бұрын
i look forward to the iwt doing it but i do still learn a ton watching couples even though Ive chosen the single life for years
@chocolatemint9225
@chocolatemint9225 11 ай бұрын
Kudos to both of them. As a woman I am concerned about Nicole hitting burnout if she becomes a mom AND has to maintain the bulk of the income. You can’t keep cutting and cutting the budget, especially with inflation and other household expenses which will naturally increase. I’ve done this before when ex became a small business owner. I maintained a full time job and took ALL the responsibility for the kids, basically became a married single mom. It’s very real and it doesn’t mean she doesn’t love him. It’s just facing reality of what they both want out of life and if it’s compatible. Good luck to them!
@thekreativepro
@thekreativepro Жыл бұрын
Just binged watched all episodes of your Netflix 😅 show. Your editor deserves an award man!
@lowlowseesee
@lowlowseesee Ай бұрын
editors**. he got a team surely
@jucaja
@jucaja Жыл бұрын
She spoke from her heart. She needs to love herself and not make excuses for him. She needs to trust her gut. She knows the answer already but she doesn’t want to leave. 😢
@FFODKCLOC
@FFODKCLOC Жыл бұрын
😂
@jorgetadeo510
@jorgetadeo510 Жыл бұрын
Sunk cost fallacy
@stephenzygiel5266
@stephenzygiel5266 Жыл бұрын
Quit being a clown. Why are so many people chomping at the bit to divorce internet strangers on their behalf? She isn't leaving him. He racked up $31k in debt supporting her for 2 or 4 or 8 years? If she can't provide $31k a year at part time when she makes $30k a month full time, then his ability to provide isn't the problem; it is a joint or her spending problem, cause he had it on minimal bleed supporting 2 on his own.
@ajbee4706
@ajbee4706 Жыл бұрын
​@@stephenzygiel5266 How about being mature enough to stop the name-calling just because your point of view is different? Neither one of you may have a solution that works.
@stephenzygiel5266
@stephenzygiel5266 Жыл бұрын
@@ajbee4706 They are being a clown. How about being mature enough to know when someone is commenting on a point of view instead of attacking the person? I prescribed no solution. That is a very personal point they will have to figure out based on their own wants and goals. It would be foolish of me as an internet stranger to expect to be any realistic level of counsel on how someone needs to manage their marriage. The woman is making 1/3 of a million a year. I have a hard time imagining she would be foolish enough to take said advice.
@Lrogers4
@Lrogers4 Жыл бұрын
Blown away by this episode, Ramit. Seriously had me tearing up. Kudos to Jordan and Nicole for their vulnerability. It’s pretty amazing to see how you open people up… it’s almost always about more than just the money. Looking forward to seeing how the conversation ends up next week. I wish them both nothing but the best.
@Flare6
@Flare6 Жыл бұрын
I applaud them for having the courage to sit down with you. This conversation is another reminder of the power that our psychology has over every aspect of our lives, including our finances. Looking forward to seeing how Ramit is able to help them in part 2
@yogeetag5618
@yogeetag5618 Жыл бұрын
OMG i am CRYING😭 esp when they went and hugged each other. Thank you Jordan and Nicole for sharing your story! Lots of love to you both x
@KoTerrors
@KoTerrors Жыл бұрын
I felt it in my throat when he heard what she said in her application. You could see his emotion even though he was trying to hold it back.
@Wee_Catalyst
@Wee_Catalyst 10 ай бұрын
I was sad she took it back-man child needs to “pack his bags”
@MissKashira
@MissKashira 10 ай бұрын
@@Wee_Catalyst 42k a year isn't "childish." It's the median income in the US. You can't get with a regular guy if you want a top 1% lifestyle.
@Wee_Catalyst
@Wee_Catalyst 10 ай бұрын
@@MissKashira I didn’t say his income was childish, I said he was a man child And I still stand by that statement because reneging on an adult responsibility like managing your joint finances with your life partner THAT IS ASKING TO NOT BE THE ONLY PERSON SADDLED WITH THE STRESS OF MANAGING THEIR SHARED FINANCES is childish behavior, not the maturity level one would hope to expect out of someone adult enough to take marriage vows Does that make sense to you now or do I need to repeat myself a 3rd time?
@MissKashira
@MissKashira 10 ай бұрын
@@Wee_Catalyst But they aren't "joint" finances. They are living in the house she wants to live in. Paying off debt the way she wants to handle it. They aren't equal partners. She's not acting like they are equal partners. And given she makes ten times what he does, he doesn't have the authority necessary to pretend like they are equal partners. How is he gonna object to any purchase when it's all her money anyway? The man is not even living in the state he wants to live in. There isn't a behavior he's doing that's upsetting her. She feels like he's beneath her and there is nothing he can do about that.
@Wee_Catalyst
@Wee_Catalyst 10 ай бұрын
@@MissKashira I feel sorry for you that you find that behavior acceptable and let people treat you poorly but that doesn’t change the fact that some of us have standards 🤷‍♀️
@rosifico
@rosifico Жыл бұрын
Shoutout to Jorden and Nicole for coming on the show to talk about this. I don't have their courage, but I and many others have been in their position, and I hope they know they're not alone (and that their story helps us realize we're not alone either).
@spontane7697
@spontane7697 Жыл бұрын
Dear Ramit, I loved your show, it gave me insight especially how couples communicate about finances. It's given me the courage to be completely transparent. Thank you!
@theserenecorner
@theserenecorner Жыл бұрын
Bought your book I think over a year ago... the universe brought it back to me last night when I saw your show recommended to me on Netflix. I said OMG I have his book! My boyfriend literally didn't believe me until I pulled it off the shelf lol. That book was gold back when I read it and you are more than worthy of this show. Binging it currently and rereading the book because I need to be more aggressive with paying off my student loans and credit cards. Thank you!!
@sue1703
@sue1703 Жыл бұрын
Thank u Nicole & Jorden for sharing your story! I've been a stay at home mom for many years. I managed everything at home so my husband could focus on work 100%. We always made financial decisions together. 'Respect' is what is most important in any relationship. You have to be confident in yourself as an individual or it will affect your relationship. Don't let 'fear' ruin a great relationship together. I just subscribed to your channel.
@geekmails
@geekmails Жыл бұрын
I am typing this comment after watching 3 episodes of Netflix .. I cant stop. So much learning.. Thank You.
@nowheregiirll
@nowheregiirll Жыл бұрын
Ramit! I binge watched the entire show yesterday 🤪 congratulations on all of your successes!
@agatachylinska8126
@agatachylinska8126 Жыл бұрын
I was the one, who discovered you by watching the Netflix show. Yesterday I watched all the episodes long, and then I subscribed your channel. Thank you for your work.
@lbslott
@lbslott Жыл бұрын
I’m sorry, but $400k a year or even half that if she cuts back is not an income problem.
@lbslott
@lbslott Жыл бұрын
I think what really is bothering her is the breech of trust.
@steverocksyo
@steverocksyo Жыл бұрын
She wants a partner that doesn't make 1/10 of what she makes. That's like if she made $5k a month and he made $500 a month. She doesn't want to be the bread winner or at least that high of a bread winner because it means she can't take time off for the kids. The only thing they can do is live within their means of her only working 3 days a week when the kids are small. Unless she's really saying she doesn't value a person that only takes home $40k a year, as in she didn't imagine being with a partner that didn't make a lot more. He made it look like he was contributing and holding them afloat when really it was his credit cards that were. He needs a normal job or work for a gym, rather than have a business. Or maybe even, she can buy a gym, but honestly ask every gym owner, there no money in it.
@Michael-ox8es
@Michael-ox8es Жыл бұрын
I just watched your entire show and it was fantastic! Thank you for the great advice!
@jeanjacobs1421
@jeanjacobs1421 Жыл бұрын
I binged watched your series. couldn't get enough!
@michaeldavis9393
@michaeldavis9393 Жыл бұрын
That hug was powerful.
@BlueYonex
@BlueYonex Жыл бұрын
Ramit- I like how you went straight for the CC + bank transactions. It says so much! Love to you-keith
@christelschmidt7468
@christelschmidt7468 Жыл бұрын
Watched several episodes. You have an interesting approach. I rented until I was 52! I grew up in a house where saving was important but we spent on the things we loved (my parents saved so they could go to Europe every 4-5 years to visit family and relax) Now my husband and I own a condo in Vancouver, Canada. No debt. My husband is retired and spends time golfing and with his kids and me. I only work part-time since I like it. Like your guilt free spending but so many live with debt as if it’s normal these days.
@shelleypeck3921
@shelleypeck3921 Жыл бұрын
Watched the entire series and one of my favorite things was watching your interaction with the people you are helping, not one time did you shame them or talk down to them like other shows and podcasts I've seen or listened to.
@robertmeier6821
@robertmeier6821 Жыл бұрын
Deb and I love it! Look forward to learning much, much more! An eye-opening experience for our own financial health.
@olgaw.5968
@olgaw.5968 Жыл бұрын
I watched the first 3 minutes on netflix before watching this video. You did great, the energy is amazing. People that do not know you will warmtch it because it promisses to be entertaining. They do not know how much they will learn.
@sethtanner1
@sethtanner1 Жыл бұрын
Streamed the whole series today. Loved it
@MariaCarabin
@MariaCarabin Жыл бұрын
Same!!!
@Barry-complains
@Barry-complains 3 ай бұрын
This went from “he makes 6000/month” to “he makes $3500/month” to “he’s running a FAILED business” reallllll fast.
@lowlowseesee
@lowlowseesee Ай бұрын
my fav moments in this show even when its the opposite.
@jessedeskins7535
@jessedeskins7535 Жыл бұрын
Ramit! Watching your series on Netflix and loving it!
@user-rx1bb2uq9j
@user-rx1bb2uq9j Жыл бұрын
I just cried for 49 minutes straight. Good luck you two!
@Perrydaddy2000
@Perrydaddy2000 Жыл бұрын
Man, these episodes are deep. Kudos to those who choose to come on here.
@NaturalyUnica
@NaturalyUnica Жыл бұрын
Thank you so much, I was looking for something like this
@aslamiyamohamed2526
@aslamiyamohamed2526 Жыл бұрын
Loving your videos and podcasts
@aslamiyamohamed2526
@aslamiyamohamed2526 Жыл бұрын
Wow. This really got intense in the last bit and we actually started hearing the truth of what was going on. Interested to see what part 2 holds. And Jordan I really wouldn’t have been able to hold it together the way you did.
@mayolimccalister9047
@mayolimccalister9047 Жыл бұрын
I watched all your Netflix episodes and loved it!!!
@MariaCarabin
@MariaCarabin Жыл бұрын
Hi Ramit! Just watched all 8 episodes and now found your podcast! I love it! I'm in Switzerland and we don't have the same credit card system, no credit score and retirement works differently. But a lot of your advice is still applicable! You got a new subscriber! Cheers! M
@dvalerie_gb
@dvalerie_gb Жыл бұрын
I watched the show on Netflix and really got a lot from it. Now I am listening to your podcast. Thank you.
@zacharywhipple548
@zacharywhipple548 Жыл бұрын
Binge watched it twice… great show and content😊
@mpsmith47304
@mpsmith47304 4 ай бұрын
A lot of men feel emasculated by a wife that makes a LOT more than they do (or sometimes, even a little). Jorden doesn;t want to say it, but he clearly feels inadequate. He needs to come to terms with that. Nicole is KILLIN'iN it income-wise and shouldn't feel bad because of that.
@lowlowseesee
@lowlowseesee Ай бұрын
as a fellow man who has been on both sides and have never given a fuck either way, you are spot on lol
@Jellyclaws221
@Jellyclaws221 Ай бұрын
It think a lot of his inadequate feelings come from her. Despite the fact that he makes a solid income at 75k her letter in sounds like she looks down on him. They make MORE than enough to save and retire in a few years. She could cut her income in half and they would be fine. It's because she has an arbitrary expectation on him as a man.
@Hellokitty7163
@Hellokitty7163 8 ай бұрын
Omg I cried at the end. This couple is so sweet and sincere. I hope we see more of them.
@evelynchavivakabarangira336
@evelynchavivakabarangira336 Жыл бұрын
This was a tough one...- truth is finances are a huge part of relationships - conversations are necessary....
@mohammed-pl8zt
@mohammed-pl8zt Жыл бұрын
Please make second season, your show is amazing
@aidewimber6455
@aidewimber6455 Жыл бұрын
I watched your show last night and it was great!!! you are "the real deal" I loved the part you talked about NOT paying any financial advisor 1%!
@marlenenoubet4927
@marlenenoubet4927 Жыл бұрын
I can’t wait for next week!
@regdesousa9763
@regdesousa9763 Жыл бұрын
Oh my gosh🎉❤!!Congrats !!I am so happy I love financial shows anyways and Netflix definitely has very little !!I can’t wait to watch it!!!
@tiffanyjoyxP
@tiffanyjoyxP Жыл бұрын
this was a rollercoaster !
@SandraJCruz
@SandraJCruz Жыл бұрын
Watched the all episodes today!
@user-uk6yz1my8h
@user-uk6yz1my8h Жыл бұрын
It's obvious there's so much more going on than finances. I feel for them as you can see they care for each other.
@danieljacobs6921
@danieljacobs6921 Жыл бұрын
Most women expect their male partner to make as much if not more than them even if they are high earners. Jordan was great until she started making all this money. He wanted to make financial decisions based off his income, but she wants to make them based off her income. If you want to stay at home with your future kids, run the numbers off working those two days a week. My wife has made more than twice as much as me our whole 16 year marriage. If she lost her job today we could live off my income. That takes the stress away!
@devorahacts
@devorahacts Жыл бұрын
What's funny is that even when we don't guys often put it on themselves.
@PrincessSharifa434
@PrincessSharifa434 Жыл бұрын
Such a good idea and practical/makes sense!
@w.thomas306
@w.thomas306 Жыл бұрын
@@devorahacts Because they should!
@stacycz
@stacycz 11 ай бұрын
She could support his business through out capital. I say help him grow that same way he helped her. I feel so bad for the guy, you can see his pain. If he was a provider before, he can be a provider again.
@marlenenoubet4927
@marlenenoubet4927 Жыл бұрын
I am currently enjoying your Netflix show Ramit, and you are doing God’s work. Thank you for what you do 🙏🏾 and stay blessed
@mygoodlife204
@mygoodlife204 Жыл бұрын
binge watched it last night!!
@chelsea2690
@chelsea2690 Жыл бұрын
She has such a high income - can she not save a fund so she doesn't have to worry about taking leave to be with her kids? Or if she starts a orthodontics practice of her own in the future she can set her own hours.
@seraphcreed840
@seraphcreed840 Жыл бұрын
People get In the mindset that work becomes life often. Everything you do when you own your own business is for the business. And it can be insanely stressful to trust anyone else to handle things. She should probably think about what outcomes she wants. Love is simple to find. Love the exact way we want it Is nearly impossible.
@boysherman
@boysherman Жыл бұрын
I thought the same thing. Not sure what the student loan situation is, but I gather they could easily set aside enough money to cover going part time for a few years. Plus, did she choose the right career path to enable what she thinks she wants?
@ptompkins8937
@ptompkins8937 Жыл бұрын
With a 10 to 1 income difference in California she may have found out about having to pay palimony if things go wrong also.
@LindsayViguePhotographyBristol
@LindsayViguePhotographyBristol Жыл бұрын
That’s exactly what I have been thinking the whole time!
@dpayne1943
@dpayne1943 Жыл бұрын
@@ptompkins8937 Too late, they are already there. I rather doubt that is the issue.
@0reo2
@0reo2 Жыл бұрын
I just started your series. The first minutes definitely feel like it'll be more emotional than your podcast, more like a reality TV show. This is entertaining but I hope the techniques on how to talk about money don't come too short because of that. I hope it's ok to post that here as well
@valeriehancotte-galan4790
@valeriehancotte-galan4790 Жыл бұрын
Yes, enough hype!
@jamesstpatrick8493
@jamesstpatrick8493 Жыл бұрын
Fear of not having money is real. I feel it, so does family.
@deegieseking8898
@deegieseking8898 Жыл бұрын
i just located your account by watching the netflix show - so informative ❤❤❤❤
@MayaONeil23
@MayaONeil23 Жыл бұрын
Loved the show ❤
@danieldimaria3057
@danieldimaria3057 Жыл бұрын
Jordan you are a great guy. Income levels don’t mean all that. You show you truly care. Wishing you nothing but the best in life. You got this !!!!
@w.thomas306
@w.thomas306 Жыл бұрын
Are you serious? He’s playing her!
@suzanneemerson9787
@suzanneemerson9787 Жыл бұрын
Sorry - income level is extremely important.
@deirdrekiely6187
@deirdrekiely6187 11 ай бұрын
Wrong - finances are one of the main reasons for couples divorcing. When you're a grown up you have to be able to manage your life properly. He can't be a drain on her finances for her whole life.
@Wee_Catalyst
@Wee_Catalyst 10 ай бұрын
Jordan is not a great guy, he’s a mooch and then can’t even be appreciative
@jamesstpatrick8493
@jamesstpatrick8493 Жыл бұрын
Love this show. Its so realistic
@bibiblocksberg2081
@bibiblocksberg2081 Жыл бұрын
Maybe it's the European in me talking and you Americans can say I lack ambition. But I'd just be happy with that kind of income and call it a day. Why strive for even more and have a stressful life? All his stress stems from comparing himself to her. To me that's unnecessary.
@Stealth17Gaming
@Stealth17Gaming Жыл бұрын
Same here. Making over 100k always sound like a lot to me (Netherlands). These two making over 400k together? Wow
@magalimasson9472
@magalimasson9472 Жыл бұрын
it's highly unrealistic even for most American even if you have a bunch of degrees. I can't comprehend how she expect him to make that much and come up with how in such a short period of time. Like I would be happy making his salary o_O our minimum salary here is around 7$/hour .
@gmarrese91
@gmarrese91 Жыл бұрын
Unfortunately in some areas of the USA $400,000 before taxes is not a lot at all. They are in California so subject to the higher taxes. Also cost of living is astronomical. That being said, I age with you that there needs to be balance. They are in a better spot than most people
@britneeg
@britneeg Жыл бұрын
@@gmarrese91 it’s still a ton of money in California where the median household income is $84k
@rileygiordano2380
@rileygiordano2380 Жыл бұрын
I'm from USA and my wife is from Germany, and this was something we discussed for years. The big differences is cultural. For her, zero debt was the goal because her family is covered by government pension (father was teacher). For me, I see all additional income as retirement related. I want to keep making more so retirement is more comfortable.
@Srha22
@Srha22 Жыл бұрын
I see my partner and me SO much in Nicole and Jorden. A lot of respect to both of them for coming on the show.
@juanshaftpatel7488
@juanshaftpatel7488 Жыл бұрын
yall are gonna breeak up... im sure youre poorer
@katie8325
@katie8325 Жыл бұрын
@@juanshaftpatel7488 the comments you leave on this channel are pathetic
@Wee_Catalyst
@Wee_Catalyst 10 ай бұрын
🤢
@travelnurseadventures3225
@travelnurseadventures3225 Жыл бұрын
Thank you for these series on YT I don’t pay for Netflix-Love these are available on YT🎉
@MARIARODRIGUEZ-xb5cb
@MARIARODRIGUEZ-xb5cb Жыл бұрын
I love the long 2 part episodes😍😍😍😍😍😍😍
@cookinthekitchen
@cookinthekitchen Жыл бұрын
Well, it is just me giving you a message. I like how you give financial advice along with the interesting lives of your clients
@kristina5605
@kristina5605 Жыл бұрын
It's great 🙏🏻🙌🏻you are more than that 🌸Thank you ✨
@donyetta83
@donyetta83 9 ай бұрын
Sir, I didn’t come watch this to find myself in tears 😭 when she hugged him had me choking back my tears.
@aprilstiek7430
@aprilstiek7430 Жыл бұрын
Love this couple! Please do not split these shows into 2 episodes. I loose the momentum of the moments with them.
@alexisballard1459
@alexisballard1459 Жыл бұрын
I love this show 😭 I’m so addicted
@SallySmith-em7jt
@SallySmith-em7jt Жыл бұрын
I’m 65 and wished I had this advice! As a single Mom, all I did was try to survive and give my kids the best life! Money is an emotional topic that needs to be addressed. My favorite is the money psychology 🎉
@juanshaftpatel7488
@juanshaftpatel7488 Жыл бұрын
why were you single? where did you fail to keep your baby daddy?
@katie8325
@katie8325 Жыл бұрын
@@juanshaftpatel7488 and again. Do you get your kicks from insulting strangers online?
@juanshaftpatel7488
@juanshaftpatel7488 Жыл бұрын
@@katie8325 where was the insult? i asks simple questions... are you ashamed of being a single mom too?
@TheWeeklyWithKiki
@TheWeeklyWithKiki 8 ай бұрын
@@juanshaftpatel7488play in traffic you’re useless.
@joyaustin6581
@joyaustin6581 Жыл бұрын
Has to be rough for Jordan to have a masculine career but not have the masculine role of breadwinner. Her income is an anomaly. It’s unattainable for the average person.
@joshuaj0956
@joshuaj0956 Жыл бұрын
Powerful. Kudos to them for being on the show.
@MissKashira
@MissKashira 10 ай бұрын
The problem was stated in that letter, but she doesn't even want him to hear what she said. She used the power she has from her income to move them to where she wanted to live, but now she's worried he won't be able to pay the bills once she's pregnant. Well, yeah. You make ten times what he makes and it's not even reasonable to expect him to make 30k a month. I don't blame him for being on the verge of tears, he's being degraded for something that's not his fault.
@rayofsunshan
@rayofsunshan 2 ай бұрын
Seems like you’re one of the only commenters that caught this too. I was scrolling and thinking “did everyone that’s trying to shame Jordan even watch the same episode?” It’s like everyone else completely glossed over him doing his best to provide while also trying to grow his business.
@MissKashira
@MissKashira 2 ай бұрын
@@rayofsunshan I doubt people would be expecting a massage therapist to keep up with the earnings of a doctor if he weren't a man. It's just sexism.
@karenkellyfetter
@karenkellyfetter Жыл бұрын
She knew what he did for a living when they got together, and now she wants him to be on her income level, even though she went into extreme debt to get to her income level. They have basic lifestyle differences and he would be better off with someone who sees the value in what he does rather than trying to become a high earner just to meet her expectations.
@AS-kf1ol
@AS-kf1ol 6 ай бұрын
They're not compatible. Its kind of amazing to see it so clearly from the outside. I also dont think hes being honest
@TheMiMiCherie
@TheMiMiCherie Жыл бұрын
I love it!
@One_story_atta_time
@One_story_atta_time Жыл бұрын
I’m hooked
@kalliemj
@kalliemj 8 ай бұрын
I am definitely in the wrong industry. I wish I had known how much you could make as an orthodontist before I went to college... maybe I would have chosen that industry instead. My career really maxes out at 150k
@avadon1149
@avadon1149 Жыл бұрын
Watched them all..1st 3 minutes..made me hopeful about my own situation😢
@gigglegagaing5
@gigglegagaing5 Жыл бұрын
I finished the whole 8 episodes!!!! I’m like christian and reggie, and i’m a working mom 😂😂
@dominiqueann7502
@dominiqueann7502 Жыл бұрын
Nicole, if you want that type of lifestyle Jordan is not the man for you. He's not going to match your income. You need to either accept that or move on.
@khaleesiy.7886
@khaleesiy.7886 9 ай бұрын
Spot on.
@AygerimVurucu
@AygerimVurucu Жыл бұрын
I love it! I decided to make savings for tomorrow Thank you So much❤❤❤
@taiskyers6986
@taiskyers6986 Жыл бұрын
The show was really good.
@andratoma9834
@andratoma9834 7 ай бұрын
Pay off 30 k in 5 months is astonishing! Paying 6 k per month to eliminating it! Wow!
@vulpixelful
@vulpixelful Жыл бұрын
45:30 I'm not crying you're crying 🥺 I can relate to Nicole as an employee but it seems like Jordan started out thinking differently about the cc debt as a business owner. I hope he keeps his business debt separate from personal spending, though!
@This_Is_Christal
@This_Is_Christal Жыл бұрын
My first thoughts were how courageous the participants were to share there financials with the world. Second, I thought how private I am and wondered if I could be as transparent. Finally, I thought how can I get help. Help !
@jamesenglish9029
@jamesenglish9029 Жыл бұрын
@ramit im trying to search the 66/67 connie and wes episode you reference but am turning up blank in youtube search. Did that episode break the internet?😂 Can you link it?
@vitalie96
@vitalie96 6 ай бұрын
26:40 how to find the previous episodes when they are not numbered?
@swithheld9905
@swithheld9905 Жыл бұрын
brave of them both to be on here, so kudos. However, this guy needs to spend less money on biz coaching and more on some therapy that teaches him how to communicate with his partner. early on red flags flew because he had NEVER thanked her for helping with his cc debt and she said something like, 'he doesn't like to apologize, i just know he's sorry because of his body language.' women ask for so very little and then receive even less. the bar is through the floor. later on she mentions he turned on ramit's podcast when they were having an argument about money and she 'knew' what he was getting at. that is SO FRUSTRATING. why on earth does he expect her to read his mind? Why can't this bro just say what he wants to talk about?! then, it turns out he was using the credit cards to keep them afloat while she was in school. that is lying and endangering their future with his terrible credit. if she had known that, she said outright that she wouldn't have agreed to it. basically he lulled her into a false sense of security. not being able to apologize is the main red flag, though. she deserves better. My take on him has absolutely nothing to do with how much he earns - they have way more than enough to live comfortably on even if she goes down to 2 days/week. she is right to be worried about having the entire burden of finances on her shoulders, because he cannot talk about money, let alone handle it!
@mignonscloset63
@mignonscloset63 Жыл бұрын
I love watching your podcasts on KZfaq, but I have to say on this episode there were way too many Ad sponsor information. Kudos to all your clients that come on your show.
@dpayne1943
@dpayne1943 Жыл бұрын
OMG!!!! Watching your show, really good but ........just because people don't like the word "Budget" does not mean you need to lie about it. A proper budget always looks forward and is a plan into the future. As a retired Accountant, I have created or helped create so many budgets for different funding sources both for business and personal. Not one of them was looking backwards. You can call it a conscious spending plan (great marketing) or a budget, it is one and the same.
@darlenepaul2918
@darlenepaul2918 Жыл бұрын
I hope you can help this sweet couple!
@Jeff-312
@Jeff-312 Жыл бұрын
Really good episode. I understand both sides in this one but I think her expectations are a little unrealistic. She’s an orthodontist-a very skilled career that takes multiple years of training. It’s not realistic to expect him to make even more than that or even the same. Looking forward to the next episode and the Netflix show!
@magalimasson9472
@magalimasson9472 Жыл бұрын
I was like how the hell she makes that much out of college!? Immediatly after watching I searched for career that pay 400K a year. You have to be a doctor or some senior CEO or maybe very high level specific things in tech. Even small business owner average 68k/year from what I find on google. He is technically making more or similar to what most make. Imagine the stress of feeling like you have to come up with a business that bring 400k all of a suddent and you have a year deadline. You have to be extraordinary to achieve that and happened to be passionate about something super profitable. Most people sadly we are just average and we can't keep up. =/
@arh1234
@arh1234 Жыл бұрын
​@@magalimasson9472 I agree. If a marriage is going to work, they need to make it "our" money - and with her perspective, they may need to either do that now or move on.
@dyaonna
@dyaonna Жыл бұрын
He can have people under him
@willgarmin742
@willgarmin742 Жыл бұрын
@@magalimasson9472 1) She is not really "out of college" like she's 22 or something. She earned $0 before the age of 30. An orthodontist is one of the highest-paying non-business owner jobs one can achieve. Very similar path to MD's. 2) Jordan does not take home 70k a year, that was his total revenue. After expenses, he is making 35-40k a year in one of the most expensive states in America. Baristas in California make more money than that. 3) I never heard her state that Jordan needs to earn the same level of income and I highly doubt she expects that. I think she worries that she will be the ONLY way the family will earn income. I feel the same way in my relationship. I make 150-175k a year and would never expect that from my partner, but at the same time, I never was interested in someone who was reliant upon me to eat. It's too much pressure. As she said, she is looking for a financial teammate.
@helena3631
@helena3631 Жыл бұрын
She need to find a man on her financial level that’s tug of war is not going to get better she’s a doctor she needs to find another doctor or high income earner .. she will have to work thru her pregnancy because he doesn’t make enough
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