THIIIIIIIIIIIIIIIIIIIIIIS. They stay pocket watching. That's a big reason why folks feel guilty when they want to buy something for themselves. They fear what other people will say. They fear people telling them that they are undeserving. 🥺💛💛💛

If you're gonna be poor... at least have the common decency to ALWAYS be miserable about it. How dare you enjoy life?

@@ariesmryA word!🙌🏽

@@ariesmry lol yep

Facts! I was working, but struggling and my partner was unemployed. One day I had a few extra dollars and purchased a set from bath and body works no more than $10-12. He railed about how expensive it was. Meanwhile he asked for money for cigarettes, weed, liquor etc. None of which were cheap. Misery loves company.

It's like a narcissistic family. The toxic parents places all the children into certain roles causing dysfunction and chaos in the entire family, pitting everyone against each other. Now instead of getting to the root of the problem, all the siblings blame each other and have hate towards one another. Meanwhile the puppetmasters (the parents) sit back and laugh enjoying the destructions that they created in the first place.

This! 👏

Precisely. 👏🏾👏🏾👏🏾💛

this is so true

​@@shabrethajennings7291 UNDERSTANDING it on that level is fine, but the REAL PICTURE IS EVEN GREATER! WE complain about our family, but WHAT ARE WE DOING TO COMBAT THESE OTHER ISSUES? WHERE ARE OUT PICKET SIGNS AND OUR PRESENCE WHEN IT COMES TO FIGHTING FOR EQUALITY AND THOSE THINGS THAT WILL PROVIDE US ALL A BETTER LIFE?!! IF TRUMP IS ELECTED WE WILL ALL BE DOOMED BECAUSE OF HIS PROJECT 2025 AGENDA!! The MAJORITY OF US HAVE LEARNED TERMS IN REFERENCE TO HOW BAD CHILDHOOD OR RELATIONSHIP EXPERIENCES, such as NARRSASIST, GASLIGHTING DYSFUNCTIONAL BUT WE HAVEN'T LEARNED THE LANGUAGE ON HOW WE CAN PULL TOGETHER TO PULL OUR COMMUNITIES TOGETHER TO STOP POVERTY, WHICH IS A RESULT OF SOME OF THE GUN VIOLENCE ect....... HOW MANY OF OUR PLATFORMS ON YOU TUBE ect...... ARE EDUCATING EACHOTHER ABOUT FINANCES, BUILD PERSONAL, COMMUNITY AND GENERATIONAL WEALTH, PROMOTING NAMES AND BRANDS OF BLACK BUSINESSES, OPENING UP OUR OWN SCHOOLS AND VOTING! If TRUMP GETS IN OFFICE AND HIS PROJECT 2025 HAPPENS, You and Me both will feel WORST THAN BEING IN A DYSFUNCTIONAL HOUSEHOLD! WE WILL BE LIVING IN AN UNIMAGINABLE WORLD OF SLAVERY WORST THAN BEFORE!! PLEASE ENCOURAGE FRIENDS AND OTHERS TO PAY ATTENTION TO PROJECT 2025 SO THAT THEY WILL VOTE RESPONSIBLY UNLESS THEY DON'T MIND ABOUT BECOMING A SLAVE!

This👏🏾👏🏾

But you can make more money. Study what skills are profitable and in demand. Content creators are making it seem like it's hopeless, but it's not.

​@DebraJohnson while what you're saying is true, about making more money, your comment shows that you missed the point of her video.

​@@dcg590 Wow. This is so not the channel for you, Champ.

lol seriously!!! also to the other comment If I have to work my self like a slave to make more money. your damn sure I’m going to complain about it. I wasn’t born to work my whole life to not be able to afford anything, be miserable, keep quite about my misery & be depressed fuck outta here.

I feel like she is the new “poetic justice”. Her words of truth are poetically profound

Yes.

This is so true!!!

Thiiiiiiiiis.

Food for thought!

Shrimp, lobster and crab used to be poor peoples food that the rich wouldnt eat. They are the cockroaches and scavengers of the sea. Shellfish that the bible advised not edible. I read this somewhere. As usual it was marketable so they became delicacies.

@@77HeIsLove_woot This is soooooo true. When I worked at a big box store, they used to sell huge bags of chicken wings because poor people would buy them and cook a whole meal for their families. They were very economical and people with money were buying steak and prime rib instead. Then came the popularity of "The Food Network" showing fifty different ways to make chicken wings for parties and tailgating. All of a sudden the price of chicken wings skyrocketed and I have never seen them cheap again. Rich people will put a price tag on anything, knowing that we will buy it because of our need to look like we're rich. They will sell you an $80.00 cup of dirt on a Tuesday when it was free the day before.

Woof, you said so many important points…!

EXAAAAAACTLY.

I would’ve been stuck in the hood otherwise.

Dave has helped SO MANY PEOPLE!!! God has blessed him with the wealth he deserves because he wants to see everyone else WIN 🥇

He filed for bankruptcy TWICE, the first time as a MILLIONAIRE !!

Period 💯

All of this!!!! 👏🏾👏🏾👏🏾💛💛💛

I’m so thankful my mom left me an inheritance right before the pandemic. She also owned her home. That’s the ONLY way I was able to buy a house when covid hit. So I understand the struggle❤

You gotta run the numbers

Housing is unaffordable. Only reason I’m not renting is because I’m living with my parents. That is my privilege . Some don’t have that option and have to rent. Rent is too high as well.

If many home owners r real, they will tell u how costly a house can b. They don't speak of the repairs & maintenance that extends the price of renting. Not just that, but every1 doesn't want the responsibility of home ownership, nor does every1 necessarily live n 1 location all of their life. Selling a home is not always as easy as people think. Buying a home is not as affordable n many places as it once was. Most places where homes r under $200K, the average working person doesn't want 2 live. I just let people live & do what's best 4 them.

Good for you

sun and sea is so important. i'm cut off from this part of myself, to realize and acknowledge what i need is so incredibly deeply painful because it comes with the reality of denying these very basic things humans need. relaxation? a life without fearing homelessness and hunger and abuse and violence black women experience without the security of four walls and a roof. it's all so painful.. i can't even let myself dream of something like this because i'm scared i'll try and go get it.

Love this! I'm about to do the same and just live as the more I try to save and pay off debt, life just continue to happen so I'm not worrying about it even more.

🎯🎯🎯

well said!

PHEEEEW. This. You're never really safe and you never really done. They're always thinking of new ways to get folks. 🫂🫂🫂💛💛💛

Agreed. I do wish we'd share more. Far too many people say things like "Well, I got mine, so you have to get yours..." NO. Sharing resources helps SO much. I LOOOOOOVE learning about the Blue Zones. That is helping me design a life that's good and healthy. Much love and joy to you.

@@AleciaRenece Yes! I am a lifelong student of the "blue zones." The ExodUS Summit community incorporates so many healthy elements that are practiced in those "blue zones" communities. More blessings to you as you continue to speak your truth while sharing your processes with us!

@@AleciaRenece that's pretty much the standard in the black community

It's not just sharing of things, but simple information. People won't even tell u how they attain simple things where info is not readily available. When I found out about my city's home buyer program, I told any1 who would listen. They were offering all types of grants 4 people who made less than a certain amount a yr. So many people can benefit & build with simple info that I c people charge 4.

Thiiiiiiiiis!!! 💛💛💛

Damn. That’s real

I seen a realtor trying to convince people to buy a home in this economy low key shaming renters smh.

@@dcg590you seem to have a lot of answers. Do you help people solve problems for a living? Or you just like to troll random strangers on their life situations that you don’t know the first thing about?

I bet he is poor himself with all these “solutions” because he thinks you can save & work yourself out of poverty. Nurses & doctors are poor in the west. In the UK. the NURSES who SAVED so many people during COVID watched people die are going to food banks & can’t afford to live. A police investigator told me she can’t even afford the new apple headphones all while telling me that the reason why a SERGEANT abused me is because he’s overworked & that’s why I am pivoting to a better career & out of the West.

Even the burial spot is another scam. "Final resting place" is a lie, since most cemeteries get dug up after a few hundred years unless it's one of the lucky ones that becomes a famous historic spot and stays preserved longer. I know they have to get dug up eventually other wise we would be surrounded by nothing but cemeteries, but the fact they charge us a lot for a "final resting place" is just as messed up as everything else we are sold.

Should be a ubi then get out there and go for it

Yeah I really just want to find out how I can be okay in this world.

@@realashandaatlarge I'm so glad you're here 🥹💛🌺🫂🌻🌞

if your renting you're doing it the wrong way. renting is for people who can't save or budget money or those who are too fussy to live in poverty while they save to buy things.

@@xx-iz3jb When I said renting, I didn’t mean literally. I mean that everything we own is temporary on this Earth. Our homes, our cars, our clothing, our possessions, our loved ones- even ourselves.

That’s not true AT ALL. Dave doesn’t want people to be slaves to lenders forever. When you get out of debt, you can live life on your own terms.

@@DebraJohnson *IF you get out of debt. Most likely will not, because the goalpost is always moving. Poverty/poorness is by design. Our society needs an underclass for a small percentage of people to thrive.

no point using your education on people who are good capitalists.

@@Mara.Isabelle 👏🏾👏🏾👏🏾💛💛💛

What do you think about Caleb Hammer?

You’re starting to understand

Dont even have to go all the way to Pakistan, look at what the republicans are trying to do in the south with the working age for kids.

Thank you so much for even listening. Much love and joy to you 🫂💐💛🌻🌺

Congrats on your own space! I'm 39 and did the same in April! 🥳 Also, thank you for your service in education, THE most important profession in the country! 🧑🏾‍🏫

I love how you said “illusion of financial security,” because truly, it is just an illusion. I’m working on trusting GOD and not these manmade things.

Also, that the wealthy basically outsource their consequences to the rest of us. We pay for their actions.

I have thought that too that is rent.

It's best you keep quiet about how much you make so that they don't increase your rent. People don't want you to rise, let him think whatever he wants.. My landlord really likes me so he kept my rent low and gave me free deposit to move into one of his bigger apartments which he is renovating brand new just for me meanwhile he has no idea I own MY own property abroad completely paid off. 😂 play dumb for a little while.

No lie, if you have an area that gets some sun, get yourself some seeds and start planting!! I have blueberry bushes and I don't have to buy them from the grocery store because I get them from the bush. We used to have a strawberry plant and it was prolific. We love when the spring time comes around so we don't have to buy certain veggies from the store. Plus they last longer than the store bought fruits and veggies Yea my strawberries from the store always became rotten before I could eat them all.. and they were tasteless.

Also, Dave Ramsey losing everything and becoming a millionaire is like someone becoming a parent at 14/15 yrs old and having a great life at 35. Did it work out? Sure. Would they suggest it to anyone else? Probably not. Same reason he tells others not to go crazy so they don't make the same mistakes as he made.

I'm going to approach this in good fate and just say that some of you significantly underestimate how the intersection of so many forms of systemic oppression in this country harms people. When you talk about people needing to change their mindset and experience joy from other sources, what you are not acknowledging is the fact that having to do this in and of itself is dehumanizing. Why do I need to make my life smaller when somebody else's is boundless with greed ? Asking people to create personal solutions to systemic problems that continue to grow and expand means that they will forever have to continue to adapt to horrible situations. Prescribing personal solutions to systemic issues is not a solution.

​@@papertape7911 In good faith, you wouldn't have wrote that or you didn't take enough time to think about what I said.

@@papertape7911 I was going to edit my original to specify these but I said nothing wrong. What I said may have been taken personal, almost as an attack, rather than as I said it and I'm sorry for not finding the right words for better share my point. 1) Just because I didn't say it, doesn't mean I missed it. She gave perfect examples of the systematic issues around poverty. From buying a used car that required immediate maintenance to buying cheap foods that cause health issues later. There's no reason to reiterate what she already said. I'm a black man from Baltimore City, I'm more well off now than most, but I know this well enough without any more. The only points I cared to share in the moment were the ones mentioned. 2) I'm speaking about a very specific group of people, not all poor people. And I initially pointed out GENERALITIES ARE DIFFICULT. Those who ONLY find joy in [what I would consider somewhat] destructive behavior are my target. Changing the 'only' in that statement is my true point. 3) Dehumanizing is the wrong word. I'd never say to remove your joy/personality/sense of self/etc. (which is dehumanizing). I'm saying EXPAND these. If being poor means you can't expand yourself, experiences and perspectives, you are dehumanizing poor people. 4) Did I say a change in mindset would be easy? No. Most men still can't seek therapy. Changing your mindset to experience joy/love/peace differently is definitely difficult. However, we continue to tell men to go to therapy, so I continue to believe that SOME people should look at other avenues for joy, especially if they already are struggling to survive. This would only benefit them because they could experience that joy more frequently if there is no price-tag. And if they become millionaires, they still can enjoy the same joy the exact same way. 5) Prescribing a non-solution to a systematic issue is worse than a personal solution. I've learned to accept and change things that I can in the moment until the [systemic or not] issue itself can be resolved. That's what I learned in therapy at least. Unless I should stop going to therapy now...

I really don't know what you're talking about or why you're being rude to my people, but you gotta go. (that was for Marilyn.... Homegirl.) She was rude, snotty and annoying.

Same for shrimp. They are literally the roaches of the sea.

Now now there let's remember to be inclusive 😂 I do love me some LOBSTA 🦞🦞

Thank you for mentioning the part about following the steps on your own terms! I absolutely disliked the idea of only paying off debt without saving anything else over a $1,000 until all of the debt is paid off. If I paid off all of my debt and threw all of my extra savings towards that and an emergency happens immediately after I pay it off, I'd be forced to go back into debt if the emergency cost more than $1,000! I dislike how rigid the steps are. I tried so hard to pay off debt and throw large lump sums at my debt, but life proved to be too unpredictable for me to over-generalize my budget. Dave Ramsey's steps are great for folks that need help with even setting up a budget, and maybe as a conversation starter...but, it's not the end-all-be-all.

I had tenants who couldn’t pay me the month’s rent after spending a week at Disney World, same thing, priorities I guess!

lots of people are terrible at saving money. they also don't know how. i see people wasting so much money it disgusts me sometimes. for example why would anyone buy a meal at a restaurant when we can cook it for 1/10th the price?

Most of those people are mad because they don't qualify for those programs, but yet still struggles to make it. Then you have those who have never struggle and think they are entitled to control what others do or don't. The mindset of man today is corrupt beyond measure.

I literally do grocery shopping at a cornerstore/deli/bodega and at a gas station because I live on a steep hill. I'm able bodied and the closest supermarket is 5 blocks away, but goddamn it's one hell of a trip when you're shopping for the month and have to lug around a cart half your height to get that shit home. something about it is so miserable and depressing. and the supermarket is really small to the point of it being difficult to move through the aisles with a shopping cart from their store. i just stopped going because it's too fucking much. i don't know how to explain why I don't go to that supermarket anymore. i just can't and i don't.

Just one bankruptcy but he's still a mean jerk to people

Own**

So were the Millenials.

I have worked with many WP that been poor all their lives and comes from generations of poverty too. I didn't realize this until working day jobs and saw so many homeless and living in cars with tragic stories.

Not saying what you are saying is untrue but have witnessed this too.

@@eternalabundance39someone in their family messed up the money along the way and now the younger whyte generations are suffering

@@always_spring1735 I don't know but think there has always been poor wp people and just poor people all over the world from various backgrounds.

And that makes me sad. 😔

Same

@@wizardofahhhhhhz depends on where you live. That's not getting me nothing here. 😅 I wish, though. 💛 Engine failure, lost wages, unable to pay rent.. All these things are emergencies... 1000 is not covering that.