First impression: I am LIVING for that cobalt blue with gold splatter wallpaper. If I were a wallpaper, I would look like that.

The concept of being allowed to grieve not only for the things that you've lost, but also for the things you never had to begin with just blew my mind.

"I just go to polish the diamond" killed me

23:30 “In some ways, we have to reparent ourselves the way we wish it had happened.” Wow that one hit me hard. It articulated pretty much everything I have been going through mentally when it comes to my habits with money and food. Thank you so much.

I was laughing and having a good old time then BAM, “how to you forgive your parents for mishandling money in your childhood?” Wiped the smile right off my poor Mexican American face.

"The problem with quotes on the Internet is that it is hard to verify their authenticity." - Abraham Lincoln

The concept of giving lots and lots of expensive jewelry comes from when women couldn’t have bank accounts of their own and would need some other way to have money and wealth to support themselves if their marriage fell apart. The song Diamonds are a Girl’s Best Friend talks about this.

kati: "get dressed and get out of the house" Covid 19: about that out of the house...

2020 definitely stands for less money and more anxiety. Great topic! Thank you 😊

I’m charged $300- $800 in NYC with health insurance, pcp doctors won’t prescribe me antidepressants long term let alone medication to treat my insomnia (3-12 weeks with 2-4 hours of sleep per night just to have a normal sleep week and then the cycle starts again) I haven’t been able to receive treatment I’ve needed for the past 3 years. I know everything in this podcast is supposed to help and encourage us to seek treatment but hearing all these things makes me want to cry. I’ve been trying so hard for so long to get help but it feels like American health care has failed me especially when I can’t afford the high cost of doctors, insurance, and daily life.

Currently applying to college at 22 years old. My boyfriend had a trust fund and graduated from school debt free with his parents support. My parents were addicts who blew our families money away. Our lights got turned off and they never saved a dime for college. I filled out fasfa yesterday and cried at the thought of wondering how I’m gonna pay for school and for rent. I’m gonna get it done. Maybe I’ll forgive them after I graduate.

I'm a little hard of hearing, Chelsea, is there anyway you'd be willing to type up a transcript so we can follow along with it?

Kati's videos have gotten me through some very difficult times. I absolutely loved this podcast! She was a great guest.

When I say the Rise and Grind, I’m talking about getting Coffee 😂 I work early in the morning but it’s a choice, not a grind. I take time off and give myself. Free time. Sip that coffee, enjoy the morning. Sounds.

Omg the power dynamic and doing more chores . I was in this toxic relationship. It was so tough because I had moved away from my family and friends and I was too embarrassed to tell people.

Yessss grieving and re-parenting. Too many therapists just focus solely on CBT, etc., but these two things are way more important for processing trauma and understanding your past, which most of us never really learned (or were taught) to do.

2 years into my career job and i once tried to buy my wife a versace small purse. it was like $1000. i could afford it but it would be a hard buy. my wife was with me and she set me straight she was like hell no. which is why i let my wife monitor my impulse buys on bigger purchases. she won't if i brought home extra food or other small items. but any purchase more than $100 we have to clear with one another.

Chelsea is our free therapist. My safe space to confess my secret love of Twilight.

Thank you so much for this episode. This channel truly is a well rounded source of great information

Much needed and very timely information! You guys are on the mark with the content.

Not being able to shower, eat or clean after myself was the most horrible for me. Everything was just a huge task . so i stayed in bed in the dark until night fall and didn't even see any light all day. Going to see a doctor and getting medication saved my life. Looking back at this time always makes me tear up. The amount of pain that depressed people go through is unbelievable. I will be forever greatful to the people who helped me. Doctors, therapists, professors. And never underestimate what a kind word can mean for a mentally ill person. They can't love themselves so showing them love is a big deal

Love this episode! Thanks to both of you!

I really really enjoyed this conversation between the two of you! 😍🥰

Thank you for this--very good timing for this episode. However, the "austere therapist" was traumatic for me when I was a teenager--we sat in silence for the entire session. I got nothing from it and dreaded each week. Now as an adult I can understand that method, but that was a bad experience as an adolescent with depression.

So helpful in such stressful times.

Enjoyed watching this episode! Thank you!

Yes I love this crossover! Two of my faves

The reason people keep themselves busy, is because the feeling of losing time, is the subtlest form of pain, therefore, we instinctively avoid it.

I love this series but this may be my favorite

Aaaaaaaaaaaaah two of my faaavs together! I liked the video before it even started

Loving this episode.

OMG this is the heaven-made mashup I didn't knew I needed

Thank you, your channel is uplifting!

Ive needed this for so long

Great discussion. Love this content.

I enjoyed this!!

Can confirm customer's with the most money will complain about the same amount as someone on an average income. Bookkeeper for Electrical Contractor here.

Sometimes in a therapy session it helps to just sit in a silence of acceptance for a moment, at least for me. I can gather my thoughts in an area devoid of judgement.

My two favourite youtubers ❤️

Insta like and subscribe. It is funny how we are all humans, and yet, the connection to our hearts and minds seems so hard now a days. To be able to talk from the heart as this conversation did, is true healing. Thank you for sharing and sharing from the heart. Us humans could really learn a lot from this right now.

my two favorite people!!!!!!!

hello Kati Morton i knew of you long before i heard of TFD but much love to both

Fantastic!

Watched this twice!!!

Loved how Chelsea reevaluated her therapist's income based on the clothes he wears lol

I've been subscribed to both channels for a long time now. Didn't expect this collaboration. Haha

right on I'm all for summer hours. we get them from may to August. and i take them every year. i personally feel so much more productive knowing that im gonna only be coming in on friday for a half day. some guys are such sticklers for being in the office during summer hours that when you tell them you are out at noon on friday, they give you the jealous look. i make the effort to be gone on friday.

Love this show and I totally respect that some things you need to have some "skin in the game" to fully invest, but co-pays exist bc we have a profit-focused, predatory private insurance market. You should not have to have prove your dedication to have access to health care amd mental health is health care.

We love a crossover episode

I know this is comment is going to come from some point of the opposite end of the spectrum so I don’t want it to come off as arrogant. That being said, I came from a well off upper middle class family but I had zero clue how to handle money. I was the forgotten child for the most part in my family and didn’t know how to be responsible with it when I had my son at 19. No one bothered to really teach me about how to handle it, be responsible, save, invest, etc. I’ve had to make a lot of mistakes financially to be aware and trying to make it better for myself, husband and boys. I’m aware of how lucky I was to have that childhood but it doesn’t always make children of affluent families really know what to do. We grow up with things getting paid for and in turn don’t know how to live in the real world sometimes. I know a lot of people have the opposite problem and I’m trying to be sensitive to that. That was just my reality growing up.

I would love to see Doctor Ramani on The Financial Confessions.

not showering regularly, hard to get out of bed, basically everyone spring of 2020. i can see why we are all becoming a little depressed. especially when we cannot leave.

I work best very early ..6 or 7 am. Kinda cool how everyone is so different. I think night owls are cool!

Isn't she the psychologist from that Shane Dawson video?

You guys are the best!!

I like the idea of gifts but then when I get one I feel guilty 😂

i really thought parents paying for their kids to go to college was a made up thing for tv/movies lol

Mint sounds all well and good but its not available in the UK

Every time Chelsea touches her arm rest or taps on it for effect it reverbs in the audio. I dono if that's a wiring mishap.

I spent my twenties saying yes to everything, but without the money people just thought I was mentally ill.

Great content as per usual! :) From my experience of 7cupsoftea, I would warn people against it. Not only is it somewhat expensive (for the services that you get) but it is also very uneven in term of service quality. In my case, the therapist I was assigned to did not give me the time I paid for. I wrote to complaint to customer service but never got a response. The chat is good but I wouldn't recommend the paid services.

The power that this has. The clearance that this has. The international implications that this has.

Could you please set up Chelsey´s mike differently next time? Because every time she put her hand on the chair it sounded like Godsilla was walking behind the camera. Otherwise, very lovely episode!

I had to stop the video to look her up. Thought Kati looked familiar. Saw that she's been part of that Shane Dawson series where they made it appear that Jake Paul's this scary sociopath, even before seeing him. And I'm not even sure that's ethical - or legal - to pronounce someone something (even if it might be true) onscreen. For one thing, he's not her patient. Another, she discussed the case straight out of the DSM with Shane like they're mean girls gossiping. It doesn't sit right with me. If a licensed therapist suddenly comes up to me and points out right then and there my flaws and what I can do to fix myself, I would feel exposed and my privacy violated. I have a therapist and the thought of him making me his case study without my knowledge would gut me. She's been kookie after that saga, I don't feel comfortable taking anything from her.

I'd really like to see a therapist acknowledge the other CBT acronym, and how many awkward conversations have ensued....

The money game with men, is not because they want "to buy it", the reason they show money, is to demonstrate the ability to be a provider. That is kind of the way one shows social worth. Even if we believe and respect love, we all know that it is not going to work without demonstrating financial stability. So we humans have these weird rituals to kind of show the ability to do so, so we are at least considered as a partner.

AW HELL NO, HELL NO 57:27

For a lot of people "everything is a side hustle" cause they have to make ends meet. Cost of living is sky high.

"If we get free things, we don't place as much value on them. That's why copays exist, by the way." LOL, because we all know Americans pay SO LITTLE for their health insurance already, right? Smh...

$150 per week is $7800 per year. How do people afford to pay that much?

If only showering and going outside made me feel any differently about work, lol. Or medication, to cover up the profound illness of society itself. No good experiences with those (crappy) hotlines or 7 Cups, either.

I love your channel guys, but Kati Morton has a rather shady history and many records of being unoproffecional. I would not invite someone like her...

TFD, you're always great, but please don't give this woman a platform! I'm both trained in psychology and go to therapy. This woman should not be invited to podcasts and have her voice heard online

It would be really cool if you can get an actual psychologist (i.e. someone who has their doctorate). Katie seems nice, and she certainly has experience, but it seems that she has a limited perspective on the field than someone who is an actual psychologist and in terms of earning potential and some other things. Psychologists can make way more than someone with an MA (especially because they can do psychological testing). Just a suggestion don't flame me >

She sounds good thank you. Grief is such an underlying factor in so many mental health issues & addictions....but.. No one should expect their parents to pay for their education..its not a parent's obligation..sorry

Tbh would love and could really use the option of a detailed synopsis of this talk, because the information would help to address my life challenges rn, plus I love Kati and her content, but sorry, though I respect Chelsea's work and success and that people like her, personally I cannot endure her condescension, and for me sitting through an hour of her is untenable.

I work in customer service. many rich people are kind and generous. But way more rich people complain and are less generous OVERALL than people who have less and are more middle class. Idk what the science is. Maybe rich people are rich bc they aren’t as giving as those that come from humble beginnings

I wouldn’t call anyone out on how they spend their money. Other people’s money habits are not my business.

I don’t like that Kati said a patient lost their job and doesn’t pay anything, I would feel so uncomfortable with her saying that if it were me

Ok

I really don't like you using your channel to legitimize this "therapist" (ie. marriage councillor). Her conduct in the Shane Dawson series on Jake Paul was totally unprofessional and it spread misinformation and vaguely fear mongered about "sociopaths" in a way which probably hurt actual people suffering from stuff like BPD.

While I'm usually thrilled at each of your guest choices, I would say I'm incredibly skeptical about this one, knowing of her very hack-y contribution to well-known dishonest racist grifter Shane Dawson

I really enjoy TFD, but Kati Morton has shown such unprofessional behavior and absolute lack of integrity on KZfaq (see: Eugenia Cooney & Jake Paul)… I don't understand why she keeps getting access to platforms like this. I shall sit this episode out and try not to projects my annoyance with Morton onto the TFD staff.

some good stuff in this convo but I couldn't help feel those two are a bit oblivious to their privilege. if you didn't catch it in their comments that's ok. I just doubt i'm the only one who felt it a bit.

Wow the entitlement that parents have to pay for college.

I HATE intuit. The reason the IRS doesn't prepare the returns automatically is those bastards you're partnering with

claiming that financial status anxiety is "toxic masculinity" is in its self such a gaslighting and toxic framing. when women are less hypergomous, I'm sure men will be less status driven.

Is that SOCIAL DISTANCING??!?

This was very awkward to watch. I love Katie but Chelsea seemed to be very self-absorbed in this ep. Just my opinion.

Nice, that pseudo psychologist again.

I pay $260 a month meet once a week a week with Betterhelp therapist. I also do 12 step coda meetings which is free on zoom. I also meet with a co-sponsor to work the steps. My husband works his 12 step programs. It definitely has effected me financial and kept me in toxic jobs. I married three times to addicts and very abusive relationships. So now at 56 yrs old struggling to save to retire.