OUR FAMILY BUDGETING SYSTEM 💰 | CASHLESS CASH ENVELOPE SYSTEM + GOODBUDGET APP

OUR FAMILY BUDGETING SYSTEM 💰 | CASHLESS CASH ENVELOPE SYSTEM + GOODBUDGET APP | KAYLA BUELL

Рет қаралды 24,209

3 жыл бұрын

And the finance series is officially live! Here's what our complete budgeting system looks like + a Goodbudget tutorial since that's the app we use to track our spending. Love you all! xoxox, Kayla
💰FINANCE SERIES VIDEOS:
- OUR EXPENSES AS A FAMILY OF 4: • OUR EXPENSES AS A FAMI...
- MONEY Q&A WITH JOE: • CHAT ABOUT MONEY WITH ...
PREVIOUS CASH ENVELOPE VIDEOS:
- WHY WE STARTED USING THE METHOD: • ENVELOPE BUDGET SYSTEM...
- STUFFING CASH ENVELOPES: • HOW WE MANAGE OUR MONE...
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Пікірлер: 105

@philippapay4352 3 жыл бұрын

You are so good at this. This helps so many people who never got taught this sort of thing. It ought to be among the subjects required in high school before kids go out on their own and at age 18 become legal adults responsible for their own debts. And you are funny while teaching.

@WonderfullyAle 3 жыл бұрын

Yes to saving for retirement! It's pretty much free money when certain employers will match whatever contribution you make! Love how transparent you are friend!

@gggirl9630 3 жыл бұрын

Love theses videos Kayla, love this! I don’t have a lot of extra Income after fixed bills but I try to avoid getting into any debt and pay off credit cards in full always. It’s easy to be tempted to not live by your means when so many people around you have the newest things but half the time they are in crippling debt. Xxx

@kellyhorvatin 3 жыл бұрын

Thank you for your vulnerability and openness to share this with us 💛

@darmonmade6237 3 жыл бұрын

Off topic but I love the sweater 😍

@Lauren-lg3vo 3 жыл бұрын

Me too where did you get it?

@kaylynbroussard4122 3 жыл бұрын

@@Lauren-lg3vo If I'm right, I think it's from her Shein haul she posted awhile back.

@sandyc8115 3 жыл бұрын

So cute, love the colour, goes perfectly with her hair colour. 😍

@mariazambrano1569 3 жыл бұрын

I can sit here and watch you talk about budgeting all day long 😆 I’m looking forward to the Q&A

@paulacruz6239 3 жыл бұрын

How come this has so few views? Seems people prefer gossip..., although I consider myself to be a person that saves money, this video and the previous opened my eyes how I should track what I spend. Since I had a kid I got a little carry over on things for him and using this system will help. Thanks.

@karlaarguello3482 3 жыл бұрын

I love how passionate you are about finances! You did an amazing job explaining it. Thank you for sharing, this was super helpful!

@judithbuchanan9566 3 жыл бұрын

THANK YOU Kayla!!!! Game changer!!! I LOVE that budgeting system!!! You articulated the system very well too. Thank you for taking the time to do this for us💕💕💕.

@ashleyevans6963 3 жыл бұрын

Saw this yesterday...downloaded good budget and did my excel sheet today (1st of Feb. ). Cant tell you how excited I was to fill in my groceries spending today. Thank you so much for this! Even though I'm going to be 27 this year, I can actually say I'm ready to adult. Thank you Mama Buell!

@Lynaka1 3 жыл бұрын

I love finance talk! I’m a huge Dave Ramsey fan as well. Great video, thank you!!!

@alexisolide7951 3 жыл бұрын

Thank you for giving me the push I needed to start saving !! I spend way to much and am so tired of always being like where in the heck did my money go! Got a budget planner and some envelopes, so excited to start this journey. Thank you Kayla ❤️

@callietrimble8045 3 жыл бұрын

This is wonderful Kayla! Thank you so much for doing this and being so open and honest with us! I have been looking for a budgeting options and this is great!

@sassysavannah4383 3 жыл бұрын

YOU inspired me to hop on the budget ride and I started watching The Budget Mom. And omg. Obsessed 🥰

@carrierequejo4357 3 жыл бұрын

thank you for this info kayla. COVID has made it super hard to even put food on our table, but watching these videos gets me so excited for the future!!

@humairairfan8357 3 жыл бұрын

Loved your budgeting techniques especially the idea of fixed and variable money 👍🏻 Definitely gonna try it Thanks dear ❤️

@denisemarie9191 3 жыл бұрын

Great video, super helpful, thanks so much for sharing. Love this mini series! 💕

@KristenShane 3 жыл бұрын

Loving this series!

@miraclemom778 3 жыл бұрын

thank you for taking time to do this!! I really appreciate it and am implementing this system now!!!

@natymarcs 3 жыл бұрын

This has totally motivated me to start budgeting with my husband! so excited!! thanks for all the great tips 🥰

@phokhamsengdy4814 3 жыл бұрын

Love love this, so much information, i might have to watch it again after i file all my bills and start budgeting. I hope my husband will be on board with this. Thanks Kayla.

@gabysolano4898 3 жыл бұрын

Loved loved loved this!!! Thank you again!!! 💜💜💜

@cindymcglaughlin309 3 жыл бұрын

I watched the video from start to finish. I'm following this money series. Thank you for making it, I've been needing to get a spending tracker app, and this reminded me to do so. I just hope I keep up with the app.

@bpez27 3 жыл бұрын

This video was so freaking helpful!!! I hate using cash but love the cash envelopes method. This app is genius!!! Thank u for explaining it so well!!

@Ashlykd10756 3 жыл бұрын

Ooh I’m excited to try this app! Thanks for the recommendation 😊

@simplymebykas 3 жыл бұрын

That app sounds very interesting! Will definitely be looking into it although we have a different budgeting system at the moment. It may suit our lifestyle better too. Thanks so much for such an informative video! Love your vlogs but love these types of videos too😊

@kay5034 3 жыл бұрын

Girl this was so helpful!!

@DaNcElOvE11 3 жыл бұрын

Omg such a great video!! I have no idea how to budget, dont even know where to start. Everytime my husband brings up finances I shut down. Now I can re visit the convo with all this helpful information!!!

@susalkasarahi 3 жыл бұрын

Kayla, I just wanted to say that you look beautiful in this video and your new haircut looks bomb and you are working a girl!!

@sarabickel9996 3 жыл бұрын

Wonderful vlog! I was so excited to watch this part #2! My parents gave us allowances for doing basic kid chores as little kids and I loved learning to budget in 4H... budgeting is lots more complicated now 😂 , and I'm going to try the "goodbudget" app. Thanks SO much!!

@maryclaire3952 3 жыл бұрын

We love you Kayla!!!

@annettemarquez8934 3 жыл бұрын

Thanks for sharing Kayla, this is such a valuable topic in life and marriage. My hubby and I could be better at doing this together. But regardless we are good at budgeting in general (we are both accountants) but would love to be more specific on some of the categories we save towards. I'm happy you and Joe allocate money to spend together and individually.

@24Maoli 3 жыл бұрын

Thank you sooooo much for this video! My husband and I have been both working full time for a good while and we've saved good money but now I'm quitting my job to try my luck on my freelancing options but we also want to try for a baby, so these tips are suuuper helpful to manage our money better this coming year. Keep up the awesome work!!!

@Aimeeeeef 3 жыл бұрын

This is soooo helpful thank you! I'm definitely downloading that budgeting app. My partner and I are definitely wary about cash so this is super helpful

@maddiebums3102 3 жыл бұрын

Hey Kayla, we are also big Dave Ramsey fans, so glad you mentioned it. He is also a very big supporter of giving money away, as a Christian. I know you tend to stay away from topics like politics and religion but what about charity giving? You have such a big audience lady, preach 😉 even if it's just about being a good human being. Love from New Zealand

@clairesanders1456 3 жыл бұрын

We just recently started doing a budgeting system like this and I love it! It’s opened our eyes to where our money is going. It got us thinking about our mortgage too... A random suggestion, but some of you might benefit from refinancing your mortgage at a lower interest rate. Rates are like at all time lows right now. My husband and I are in the process of doing this and it is going to save us several hundred dollars a month! Just wanted to share in case anyone else wants to look into it too!

@emilybarbarino8690 3 жыл бұрын

We are doing the same! Great way to save money.

@mariah6072 3 жыл бұрын

Something else to consider is instead of making one monthly payment making two half payments. It greatly reduces the amount of interest paid of the life of the loan. This only works if your lender counts it as two payments though and doesn't hold the first half payment until you make the second half payment.

@clairesanders1456 3 жыл бұрын

@@mariah6072 yes! I did that with my student loans

@ashleygadson6603 3 жыл бұрын

Thank you so much for this! I love finances and everything but since becoming a SAHM there’s not much leftover to budget so I’m living vicariously through your videos 😂

@Samanthalyn2 3 жыл бұрын

Just want to say THANK YOU !! This video was extremely helpful and I got a lot of useful advice out of it! Gonna try out the cash envelope system and compare how much I saved next month vs. this month. Thanks Kayla

@narinehyelang7517 3 жыл бұрын

I just purchased those budgeting envelopes, can't wait to use them.

@NicoleStephaniepr 3 жыл бұрын

Loved the video! So much awesome information! I'm gonna start today!!!

@gabrielarocha1105 3 жыл бұрын

The color of your sweater really compliments your skin tone 😊

@teresaaguilera3680 3 жыл бұрын

Amazing video!! Thank you. I definitely want to start a budget for my family

@BlessedJess 3 жыл бұрын

This was so helpful! Thank you!

@adriannabueno9893 3 жыл бұрын

This is so helpful! Thank you 💕

@feliciadominici8451 3 жыл бұрын

Wow short hair looks great on you!!! You pull it off really well!!!

@brookehargett2970 3 жыл бұрын

Literally sat and waited for it, lol.

@lekshmisoman3805 3 жыл бұрын

Congrats for 100k❤

@mags102755 3 жыл бұрын

Wow, you are doing a great job with your finances. I wish I would have been smart as you when I was your age.

@khadijakhan6949 3 жыл бұрын

love your videos!

@ilonamelnyk1983 3 жыл бұрын

Thank you for this amazing video!

@cassiefinnerty8426 3 жыл бұрын

I'm so thankful for this video you helped me get my budget in order. I'm actually so glad here in Australia my bank actually has similar program built into the app for my bank that you set up categories and budgets for each and it tracks it automatically for you based off where you have assigned a certain shop in the past it goes into that category. Soo easy and so good for keeping on top of my budget. The only bummer is you can't change the category names you just have to use there's but its still great.

@lalola6126 3 жыл бұрын

Thank you 🙏🏼 it helps so muchhhh

@melissahammermeister842 3 жыл бұрын

I love this this just got me to do a budget. I just tried this app I like it. We have our own banks so I am trying to figure our budget that way

@keylamunoz 3 жыл бұрын

LOVE YOUR VIDEOS!!!!!!

@binki872 3 жыл бұрын

Notification gang 😍

@selumaethiopia7756 3 жыл бұрын

Kayla first thank u so much for doing this🥰.....have u tried " Every dollar " app. Free and easy too.

@andreanittel2240 3 жыл бұрын

beautiful sweater- great color on you!

@zoeloumarcelle 3 жыл бұрын

Super helpful 💗

@mrstaylorbelle 3 жыл бұрын

I’m excited to try out the app! I have the same problem...I’ve been doing pen and paper but with 2 kids I get too distracted to remember to go back and write everything down. But my phone is always with me!

@hanner753 3 жыл бұрын

Loooooove this!

@kayleigharcher9953 3 жыл бұрын

Great video! What do you do about buying gifts for each other like birthdays? Does it come out of Gifts or Spending or do you have another envelope? Thanks xx

@kittyp979 3 жыл бұрын

Love your necklace. 💕

@TheEpez88 3 жыл бұрын

"Thank you for being here. I love you goodbye." Right before you start to explain the app. 🤣 You are funny.

@emilybarbarino8690 3 жыл бұрын

Great video, I love Dave Ramsey too, I have done his classes and read the books but we don’t follow him in certain aspect similar to you. It is a hard concept to throw your savings at any debt. Have you or are you planning to start an education savings for R and J? We are wanting too but don’t know what is the best way to do that.

@aprilsummers9930 3 жыл бұрын

You should seriously develop a spreadsheet template and offer it for sale like on Etsy. I would totally pay for it because I suck at organizing stuff like this but want to budget better!

@kittyp979 3 жыл бұрын

I would love to purchase it as well. 😊

@boonewsmith 3 жыл бұрын

Video on your prepper pantry? 🤓

@melissahammermeister842 3 жыл бұрын

You helped and I learned a lot

@DaniPrior 3 жыл бұрын

How do you organize the money in your actual bank account? The envelopes on the app would be different then putting physical cash in envelopes. Do you just have it all sitting in your account or do you actually have separate little accounts where you put the money?

@dmsan6 3 жыл бұрын

I was wondering the same

@alyssamarie8800 3 жыл бұрын

Yes please make this an answer in the q and a

@dvo1060 3 жыл бұрын

Exactly what I was wondering the whole video!

@jessicawood4599 3 жыл бұрын

I use the same system and keep all money in one account. The money is just broken down using an app like this so you know how much you have in each category

@happygirl5164 3 жыл бұрын

Thank you for explaining this it super helpful.Can you also do how much KZfaq pay per view or for like 10k view per video.Thanks

@narinehyelang7517 3 жыл бұрын

This was great, thank you so much. Can you make the same video but tell us how much you put away in each of your envelopes? What's your variable expense amount every month just like you did with your fixed expense video or is that to personal what o am asking?

@boonewsmith 3 жыл бұрын

Will you be sharing or able to share blank excel forms?

@luciavillegas4249 3 жыл бұрын

Thank you for sharing

@sandrawellwerts988 3 жыл бұрын

Hi Kayla! I was wondering for your savings envelope, if you have money left over at the end of the month, do you add that extra money to a specific bank account? I know you mentioned that you add extra money to the next month envelope, but how does that look in your actual bank account?

@toniharris5888 3 жыл бұрын

Great video. I have tried this app before. Didn't like it. It's confusing. You explained it better. Thank You.

@vanessan2270 3 жыл бұрын

So in the monthly income in the app you only input your left over money after bills are paid?

@mommyjaslynn 3 жыл бұрын

Ur at 100k subs congratulations

@reechathapa5572 3 жыл бұрын

After watching your budgeting videos me and husband are doing same

@alyssamarie8800 3 жыл бұрын

What happens when you travel and let’s say go out to dinner or buy something on vacation would It come out of your travel fund or the dinner fund or whatever fund it would suit

@MarilennyPina 3 жыл бұрын

Hi Kayla, so u add all ur bills and spending to ur credit card right?

@KaylaBuell 3 жыл бұрын

Good question! We pay all of our bills directly from our checking account. Most are on autopay. But all of our spending outside of our bills, we pay with the credit card and then pay the card in full at the end of the month!

@ashleyfry8461 3 жыл бұрын

How does the frequency of getting paid effect the way you budget? I’ve always struggled with monthly budgeting when we get paid weekly or bi-weekly.

@vanessan2270 3 жыл бұрын

Same

@nicola6234 3 жыл бұрын

I budget weekly, I broke down all our fixed expenses per week and put that money aside. My husband gets paid weekly, I get paid fortnightly. It just works better for us.

@MsBiggles51 Жыл бұрын

I budget fortnightly with Goodbudget. You set up bills for the interval they come in (monthly/quarterly/annually etc) and it works out for you how much you need to budget each fortnight..

@faythguzman4486 3 жыл бұрын

Do you save for the kid’s college?

@karenmenjivar3340 3 жыл бұрын

We live in a country that most of the people live with over what they make with credit card. I love to use my credit card because i get cash back and i love to see $25 for buying something like food or paying bills. I do pay everything at the end pf the month because i dont like to pay for interest and that has help my credit score.

@rachelolmos5925 3 жыл бұрын

How do you start a 401k if your job doesn’t offer a retirement plan?

@sierrajohnsonditl2398 3 жыл бұрын

Do you get paid weekly, bi weekly, or monthly? That’s the problem I’m struggling with because we get paid bi weekly 😩😩

@alinem1914 3 жыл бұрын

Go to the budgetmom KZfaq Channel and Check it out, she explains ist very well.

@MsBiggles51 Жыл бұрын

So do I. Goodbudget works very well for me as I'm paid fortnightly and many bills are two-weekly, but others are monthly, quarterly, annually etc. and it works it all out for me how much to budget each pay period.