Different taste ang mga pinoy, i mean, kanya kanyang diskarte, yong iba ay gusto sa pinas dahil yon ang gusto niya, yong iba naman ay dito sa Canada, so hati ang opinion nila, hndi kasi natin hawak ang isipan nila.kaya may kanya kanyang dahilan tayo kung bakit ibat iba ang ating mga desisyon sa buhay. yong topic po ninyo ay guide line para sa lahat na mga retired kabayan at mag reretire pa.makakatulong din itong mga topic ninyo para naman meron silang idea kung anong kahihinat-an kung sakaling dumating na sila sa yugtong iyon. alam ba ninyo kung bakit ? Swertihan lang. kumbaga ay parang sugal. pero lamang ang talo mo dito. Una, ang kalaban natin ay sakit. may pera o wala, kapag tinamaan ka nito. everything is gone. hindi naman habang buhay tayo ay masigla. depende din sa tao kung itoy maalaga sa sarili. About govt. pension ay talagang hindi sapat yan. sa mahal na ng mga bilihin ngayon. bago ka makaipon ng pamasahe mo sa pinas ay bilang ka ng mga buwan. at least kahit papaano ay may pension, kaya diskartehan na lang kung paano ito pagkakasyahin, kwidaw, dapat ay free of debt ka, para maluwag lagi ang iyong paghinga... So thank you po sa inyo Ina at Mang Manny.God Bless po.

We have 3 kids all were educated in Canada we received the child tax benefit in our first 2 years once we were both working we no longer qualified. We relied on a combination of RESPs academic scholarships and savings to fully fund their university education. We did not qualify for any OSAP.They all left our home and went to university in London, Hamilton and Waterloo. We were educated in the Philippines and compared to our kids they were much more independent, were more at ease in carrying conversations and more articulate than we ever were. We did not worry about them not wanting to go to university because we told them that was not an option. They could go to any university in Ontario but they needed to pass all their subjects. If the fail a subject they will have to live at home and study in the schools in our area.

Kailangan po ba may background sa farming?

Truly Canada has a lot to offer for everyone.

good morning....sa you tube nlng kita nakikita😊ingat kayo dyan...❤

Anong name po ng employer ni sir mam para Iwas luko din po

redflag po caregiver sa canada puro family sponsor kunwari caregiver pero nag cash job lang sa labas

Kapos ung oras

Admin Assistant

Federal Government job Scientist job

Dyslexia Depression Anxiety Volunteer Teacher with Special Needs Emotional fulfillment

Dishwasher Greek restaurant Odd jobs Train to be a Cook

Beggars Nagpupulot ng basura Crimes in Manila Lagayan

Lagayan Palakasan Sipsipan But Discrimination

ang canada nakasulat sa mga palad yan miski if you 5 milyon resumes

This is so inspiring ❤. I hope marami pa like this on other fields especially in Software/IT because I work as Software Developer 😅.

loop hole yan pera pera lang

Congratulations, JJ! Agri grad din ako, Plant Path. Extension work, napunta sa lab tapos napunta sa business sa Pinas and dun ako matagal kaya basically yun na ang background ko. Unang dating ko dito sa Canada, wish ko was makahanap ako ng remotely related man lang sa field natin para makabalik. Mga interviews ko sa Plant Inspection sa federal govt, isang Entomology related, pero ended up working sa isang biotech lab na nagtitissue culture ng trees. I chose that kasi yun ang pinakamalapit. Nag close company during the recession, sa vet hospital naman ako nag work. Ngayon unrelated na ginagawa ko sa field natin pero thankful and naniniwala ako na si Lord talaga nagpepave ng way for us.

Kapupulutan po ng aral at kaalaman ang bawat interview! Salamat po sa bagong episode!

Ako nga po nasa 1500 resume na. Naka isang interviewed palang

Wow

Ang swerte naman ni sir. He deserve it kasi mukhang humble sya at palaging grateful..

Tubig at kuryente mahal sa pinas

Hi Ina, here in California, private insurance medical, dental and vision is deducted before taxes. More power, God bless ❤🙏💐

am a CPA too, yan din Ang tanong ko kung saan napupunta ang taxes, when am working at stock market, daily yan May taxes remittances na big amounts. Sabi nga nang kumukuha ako nang BIR clearance for our company Ang sabi 2M cash settlement Ang resibo ay 200k lng, sabi ko wag naman, Sana kalahati naman Ang sagot nanakawin din yan kaya uunahan na raw nila, from top to bottom daw 41:08 Ang hatian. Grabe Ang nakawan. Sabi ko better to migrate for my children futures, paano na sila di ba

Expat amp, feeling puti. MIGRANT po😂

Thank you Ms Ina and Sr Paul very informative.

I am a Dr. In Pinas. Here am an RN working as a clinical director of care. No regrets. Have been very blessed!

Enhancement of justice Improve critical thinking Reality bites...hindi lang po ito ang system na nakkagulat....😅

Kudos Ms Ina, the quintessential correspondent!

Please kindly post how to contact Dayanara.thank you

Ms Ina, most of the basic items sa groceries are non-taxable. If you check the receipt, you will see that the tax amount is not the 13% of the amount of the items. Sa Pinas, most commodities are subject to VAT. may mga mga Non-Vatable lang like produce/agri-products and reflected in the receipt as NV.

prior to TRAIN law (implemented during Duterte admin), Managers employed in ROHQs can enjoy preferential tax rate of 15%. Laki ng tax savings in comparison to the 30-33% for those earning at the top tax bracket.

prior to TRAIN law (implemented during Duterte admin), Managers employed in ROHQs can enjoy preferential tax rate of 15%. Laki ng tax savings in comparison to the 30-33% for those earning at the top tax bracket.

Those who say yung di malaki ang sweldo lang ang nag ca Canada... should wake up and learn where their taxes go... Look at how your leaders (politicians) act then get back to this chat to discuss why we left...

next chapter ng maraming professional: road to leave canada na. lol

Masyado pong mababa ang CLB 4 para sa trabahong kailangan tumanggap at magbigay ng Instructions sa wikang Ingles, lalo na po sa Health Care Environment, buhay ng tao ang nakasalalay pag nagkaron ng misunderstanding

kung kayo ay reklamo ng reklamo uwi na kayo sa pinas

tumigil kayo kahit saan my tax

Nag TV5 ito and then Spokesperson ng Dept of Transportation

Well kung wala ang course na kukunin mo sa mga priority wag ka na tumuloy para san pang mapagastos ka dba

Hi lods collab naman tayo, i will be in Toronto July 20.

Filipinos will stay in the Philippines if there is a level playing field. It is still in many ways a feudal society, padrino system etc. I've met young Pinoys with abilities, education etc but no connection and cannot prosper in their chosen field I end up encouraging them to at least to work overseas instead. In my experience working in an advisory capacity in the Philippines, I feel sorry for the younger generation because there will always be glass ceiling on top of them. Forget about patriotism and all those nationalistic jingo, have heard that a lot from people in the PH. What is sad though is many people who have no skills or just semi skilled, their dream is to get to Saudi to work as a kasambahay or in the service industry. AND the gov't has made exporting labour as a national policy. Shows how the pols think of their own people. Btw., I grew up outside of the PH, and trying to retire in the PH but for us balikbayan the "quality" is missing.

I met 2 newbies at YVR airport. Young ladies who had made it to Canada, the only thing they said, whatever taxes they paid, "SULIT". For example in our case, Ina, you had your baby in Canada, ZERO billing, and you forget to tell your audience, you also get a baby allowance (I think from $350-$500/mo income tested). But most Pinoys outside of Canada do not realize there have been millions of taxpayers who supported the system, and we are not complaining. For many Pinoys complaining, go back to your country. Free education up to secondary (Grade 12). Low tuition in community colleges, subsidized public transit (if your're in an urban environment), there are other benefits that come back as tax credits upon filing your tax return, etc. In the PH, Duterte despite his notoriety started out right with his "social" democratic policies (similar to Europe). The free tuition in state institutions is actually successful (from personal observation and experience), the "universal health care" program with zero billing was planned to be universal like in Canada but the crooks in the health departments like Philhealth kiboshed that. I have worked on 25 assignments in the PH with a Can economic advisory outfit, sometimes I think it is hopeless because of the mentality of people high up, in business and gov't. They still operate according to the old system, we are rich and others will be always less than them. The only way the gov't can improve equality in the country is to work on the quality of life issues. You are right about there is money in the PH. Did you know that the economic fundamentals of the PH is better than Canada? The hated Arroyo did a miracle by paying down the IMF debt (thanks to the old man Marcos, and do nothing Aquino) despite all the noise against her. The country is full of maritess, I think.

Prop tax. Claimable? Parang sa US lang ata yun

good news sana siya if pwede mag apply yun mga inside canada. ako lumipat ng tr to pr para ma pr which is a good decision kasi kung kasabayan ko sa caregiver program dipa pr

kawawa employer niyan pag umalis un caregiver agad. kasi Pr na pwede any work. Pero kung live-in case dahil nga wala matirhan, si care giver naman ma abuse kasi extended work without compensation.

ms ina how can i message u privately?

Before we.move to Canada, my Grade 5 son's tuition in the Phils waa around P170k, plus xx amount for extra-curricular activities. Now in Canada, the money that we save from tuition is use for his Kumon, sports, and summer camps .

Dapat kumuha ka ng matalinong guest hindi ung nangangapa din. Ang tax sa Pinas directly withheld na monthly tapos sa Canada annually yan ifafile mo pa. Mas malaki ang percent na kinakaltas sa mga non-payroll benefits like ung insurance etc sa Canada kesa sa Pinas kaya umaabot siya ng half. Ang benefit naman pagtanda mo may matino kang pension and may universal healthcare. Plus ung mga anak may child support and welfare benefits sa mga homeless.