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Really interesting vid Would u say side hustles like surveys are worth it? 👍🏿

Great video…. was very interesting to listen to!

What colour is that I order the aqua but really dislike it :( xxx

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Hey Yasmine thinking about you today. Notice you have been off you tube.i just wanted to send blessings to you and yours. 2023 was tough at times but here's to 2024 xxx

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Hi Yasmine 👋 Here watching and listening while I work through projects 😊 What a great idea to plan based on where you want to be 😅 I have car insurance under bills, your budget is still very reasonable considering it’s not far from mine with two incomes and one is retired and my salary is only 70k year 19:19

Love your handwriting 🎉

Love your new setup. Is this at home? Or have you ventured out to get an office space? X

I love this idea 👌🏻 we all say I would love to do xyz if I had the money. I am going to do this so I know what my idea life would cost rather than wondering if I could ever afford it. Something to aim for. You can do this 🫶🏻

Hey, I love your videos so don't want to be a debbie downer, but between losing personal allowance allocation after £100k and NI contributions, to take home 8k post deductions would need to be closer to 160k net, without considering pension (I'm not sure if self employed is different compared to PAYE). The salary calculator has a good "Required Salary Calculator" resource though 😊

I love your set up! Stunning! Also I love this concept of an ideal budget!xx

I will defo be joining you on the sales challenge xx

This is so interesting. I am 55 and our mortgage almost paid off; believe me we have been broke so many times. Is interesting to see how people budget. We are by no means rich but are doing ok. Xxxxx.

Yasmine, I do a job that’s only 1.5 hrs a day 3 days and 2hrs for 2 days. Cleaning offices in the morning. It helps bring in around £300 a month. It might be worth looking for something with very few hours just to top up your income every month.

aaand this is not the best and healthiest advice, but we used to make sourdough pizzas but it's still all on me and it CAN be cheap, but sometimes it's also about just getting a break from making 3 meals a day, right?... so, when money is tight lately, I've actually made a point of having a 'movie night and pizza', and honestly, I've got the kids the cheapest frozen pizza's in Asda and said they can have up to a £2 sweet allowance each for after... and once we're actually eating and sharing the pizza's and they require no effort, watching a film and cosying up on a Saturday night - it's started to become as rewarding as 'eating out', if not more... as now when we do go out, the cost just makes me ick lol. And the kids look forward to movie night within these 'rules' now, only one or twice a month... and not necessarily something I'd recommend (for health and parent-award reasons) but just being honest in this season haha xx

Early morning, coffee and YASMINE!! Perfect day to be going over my own budget with you! You're the most real, sweetest and wonderful lady. Wish we lived closer hahahaha. Thank you for cracking on and sharing your budget with us lovely xxx

I've been over budget the last few as i was off sick from work. I managed to somehow make it work, but trying to get back onto the budget train is hard!

Hi Yasmine 👋 here watching 😊 fantastic breakdown

Could household not go under groceries

Hello! I've been recently following your budget journey so thank you for sharing, it's never going to be easy putting something quite personal like money (and debt) on a public platform but I'm sure you help a lot of folks put things into perspective, like being realistic about spending money, juggling the reality of having children who grow so quickly, etc. My husband is self employed and money is sometimes erratic so budgeting is hard! But his mental health and presence as a dad to our two kids has been totally worth it so you are absolutely justified in your decision to remain self employed as you are a full grown adult. I personally went back to work a year ago but only 3 hours per day which has helped us have a little stability with our finances. I can't think of anything in your budget that i personally consider a luxury except for the cleaner but i don't know your reasons for having one (my friend has recently been diagnosed with an anxiety disorder and gets huge relief from getting all her laundry done through a company which is like paying for therapy for her). Good luck with your budget for this month!

Bless you for saying your gonna go and get extra work, but before squeezing what looks like an already tight budget I would use your savings, did you say you had money in a loft conversion fund? I would use that & pay for your little lads teeth & bills extra just to float instead of going into debt? Maybe pay your debt off with it too if it’s enough, especially as now you have your dream job you don’t want to go back, good luck what ever you do good for you xx🧡🤎🤍

I’m over budget too this month so also looking for ways to bring in extra income. Really looking forward to seeing what you do in your weekly videos. We can do this! x

If you are struggling financially due to monthly income, would it benefit you and your family to go back to working for someone besides yourself? When you are responsible for others sometimes you have to do what is right for the family instead of following your dreams at least for the near future.

Have you thought about discontinuing the house cleaner and you and your kids taking care of that? That money could and should go towards your health insurance which is much more important.

Great vid as always Yasmine ❤xx

British currency is so colorful

200amonth for groceries?

Where did you get the cute cash envelopes?

Hopefully not approached……by weirdos lol. Bless you. X

The photos of your hol were stunning. X

Loved this vid Yasmine 👏xx

You look great. Glad you had a wonderful vacation. I went on vacation in September and didn’t purchase one new stitch of clothing because none of those people had ever met me before and didn’t know my clothing was not new. Something for you to think about, when you go away on holiday people will not know if your clothing you took with you is new or not.

I remember when things used to be that cheap. Unless it's a weekly budget then it would be a little closer to what I've got going on here in the states. Rent is the biggest expense. Then utilities, food, gas. In that order

Hi , i have just watched your video and I’m surprised at the comments. I think that you buying in bulk will be a saving , of course if you are buying lots of an item at once , it will appear dearer however the fact that it’s in the cupboards and you are not going to have to waste petrol , time and money to go get these bits Will save you so much. The peace of mind that you have stocks of food and household bits is also massive ! Simply not going to the shop also saves money as there is nothing spent getting things just because we see them in the supermarket.the less times we have to go the shops , the less chance of that. Yes , i go to Costco every month 😂😂😂 however not everything is purchased every month, we do get toilet roll, kitchen roll, coffee, cereal, tins, bin liners etc but as and when we are running low, so some months the item is only purchased on the 3rd month for example. Some things are defo worth it. You are not daft, you are a very smart person and seem like a lovely mum. I hope you found the Costco trip was worthwhile for you ( now that time has passed) ❤😊

What type of car do you have? Sounds cheaper to run

I used to do that when I waited tables and had a lot more cash. I was able to save up a lot of money and had very little debt.

Don’t let anyone tell you what to spend & not on your kids! Did you have a nice holiday?

Where did u get this from?????

200 for food a month???

Wow that’s smart

Do you put your binders in a safe? That's my main worry with cash stuffing that the binders will get stolen. I'd worry with having that much cash at home.

Great stuffing Yasmine ❤️ Yes at least half my Xmas shopping done 👏xx

Lynn here on Hubby's phone mines playing up 😏, Hiya 😊, Can you tell me , how much is it per hour to have a cleaner ? We've been thinking about getting one to come and help , It maybe that it will be more expensive where you are if your in London , were in Yorkshire, Thank you for sharing Take Care Love x 🤗