Financial Stress Becomes Severe Health Problems - Til Debt Do Us Part 101

Financial Stress Becomes Severe Health Problems - Til Debt Do Us Part 101 - Drowning In Debt

Рет қаралды 232,382

6 жыл бұрын

Bill and Tasia are sinking deeper into debt every month and they just can’t figure out why. They agreed that Tasia would stay at home with their two small children. So the couple is living on Bill’s part-time income while he tries to get his own business off the ground. To friends and family, they appear to be a couple perfectly in control. But Bill’s health and their relationship are crumbling under the stress.
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@Sacheen81 4 ай бұрын

It would be great if they would give UPDATES to the families that Gail helps...

@astrea79 4 жыл бұрын

Wife asks, "What can I do with the kids for free?" Ummmm, go to a park, go to the library - where you can borrow books and movies for free, play board/card games at home, arts and crafts using stuff you already own. It's not that hard to find stuff to do that doesn't cost money.

@mandy3486 Жыл бұрын

Kids are awesome in that they don't play keep up with the joneses when they're little. They just want fun

@STRANGERINMOSCOW1 Жыл бұрын

She has 0 imagination and doesn't look too worried about their debt either.

@legzfalloffgirl5148 Жыл бұрын

There's free figure-skating and swimming

@TheCaitling Жыл бұрын

My sister and I used to go outside and tie a rope we found in the garage to two trees and try to walk across it like a tight rope. It sagged horribly but it kept us occupied for hours. Same for hanging onto a tree and only walking on the roots and calling it an "island" in the ocean of the grass and walking circles around the house only touching mulch, stairs, wood beams around hedges, the white stones that encircled the pool, climbing across the swingset; anything to not touch the "lava". And then of course there is always sticks for walking or fighting, there are acorns to collect, trees to climb, and potholes full of sand to poke at in the sidewalk 😂 We went to the library regularly, drew pictures with markers, and played with matchbox cars and barbies. I suppose if anyone is ever wondering what they can do with their kids for free, we can all just think back to our own childhoods.

@withyoctopus Жыл бұрын

When I walk home from the daycare I just need a snack for the little one and we can walk for hours. We play all the way home.

@callieford2228 5 жыл бұрын

She's like the "super nanny" of money!! I love it😂😂

@pretyblkgrl 4 жыл бұрын

What a good man. It's clear he loves/respects his wife and just wants to do the right thing for his family. This episode was a pleasure to watch.

@ruthirwin8222 2 ай бұрын

I agree it was so lovely to see

@cmac2295 5 жыл бұрын

If she was working, she wouldn't have time to go shopping. Even a part time job could help...

@OneMamaToAnother 5 жыл бұрын

Working sometimes can end up costing more. Child care, especially part-time care, is pricey. You also have transportation costs, professional clothing costs and a reduction in child benefit. It's not always so simple as 'go work'- even opening an at home daycare can have financial implications- tax bracket move up, business license & insurance etc.

@cmac2295 5 жыл бұрын

Her kids arent toddlers. They can go to preschool. She can work from home or even as a babysitter herself. There is zero excuses for her husband to be working himself into an early grave when she helped cause some of the debt. Some moms have the luxury of being a SAHM and others don't. Right now, they don't have that luxury. If they buckle down and even tackle half of their debt, or once her husband's business takes off, she can go back being a being at home. At that time, her children will need her more because of school activities, clubs, sports and etc as they get older.

@oliviavp1080 5 жыл бұрын

I was a school bus driver, because it would keep me away from shopping with his money way less n I could bring my child. still wasn't a good budgeter but it was a good start. she should consider that cause its part time

@sandysimpson4785 5 жыл бұрын

Exactly!

@SirenaSpades 5 жыл бұрын

She's a loser. Go to work and stop spending money. Dave Ramsey.

@Cosmo26271 5 жыл бұрын

I like this guy he seems very genuine. He reminds me of Sly Stallone a bit.

@zeebee9356 5 жыл бұрын

amylou 262; Good observation! He does resemble Stallone.

@kimc.5625 5 жыл бұрын

He sure does

@sunflower7766 5 жыл бұрын

Thats what i thought its his mouth and how he speaks

@millsykooksy4863 3 жыл бұрын

Racist!!!!! Not all Italians look alike 😂jk

@Sacheen81 8 күн бұрын

❤He looks like Sylvester Stallone and she looks like Gilda Radner!❤

@naomiking2442 5 жыл бұрын

This show is new to me, but what I absolutely love is how in the end the couple faces have completely changed. They have moved closer to each other and their stress level is greatly decreased. Being on the same page financially in marriage is so essential! What a wonderful show!

@EvanBordeaux 5 жыл бұрын

I found this show up here a long time ago. That said, I agree, I love when the couple's are closer. However, that isn't 'always' the ending. As the episodes go on, a few of the couples that were already shaky and dare I say abusive ended up separating. Better off separate, though.

@ediemaar2446 Жыл бұрын

Peace of mind is so much better than any object money buys

@marybethjordan8520 Жыл бұрын

I noticed the same.

@jenniferthorne5683 5 жыл бұрын

I feel for this mother, I too had horrid postpartum depression and one of the things that made me feel better was shopping, I have been in her shoes. Depression really takes a toll on every aspect of your life and sometimes you don't realize it.

@jenniferthorne5683 5 жыл бұрын

@Ap0k4lypsV ahhh but it depends on the person. You never know how people will respond to depression.

@bonniebunny25 5 жыл бұрын

Ap0k4lypsV I think it leads to spending because with shopping she will get an instant dopamine hit. It’s a chemical sensation and feels like a high. It’s definitely no excuse but I think thats what happens in these cases. Its up to the individual to take responsibility, get themselves together- with maybe professional help in some cases, improve their mental/emotional/physical health and stop the destructive shopping.

@novelty718 4 жыл бұрын

I'm a new Mom. I lost my job right after I had my son and have been suffering postpartum depression. I shop but it is the worst thing. I desperately want to go back to work. Some women like working more than staying home with the kids.

@mandy3486 Жыл бұрын

@@novelty718 don't let anyone make you feel like you're not an awesome mom for working. I worked part time when my kids were little. I needed my own thing to be happy. I also had ptsd. Its very hard

@markaykeith5316 Жыл бұрын

Really takes a toll on your spouse too!

@tomjones2157 5 жыл бұрын

Good on him for stepping up and asking for help - this was the first step that started turning the tide. I liked how Tasia offered to work in his business a couple of days a week and I hope she does or work outside the home. A cute couple that did really well.

@williamfehr3rd111 5 жыл бұрын

Tom Jones we made a great move being on this show!! Amazing how we looked than and now lol

@noneofyourbusiness302 4 жыл бұрын

I am so proud of this couple!!!! Why? They put their pride aside and asked for help! Don't you think you would be embarrassed if it had been you on this show? God bless everyone! Grace

@3in1G 6 жыл бұрын

Love this show so much. I miss watching Gail getting people right with their money. Thanks for posting these shows. For a while I I couldn't find any of these shows. Glad to see them again.

@janabjegovic6601 5 жыл бұрын

+ S H, Not certain about the points made but ,if anyone else wants to learn about consolidate debt try Boshapra Amazing Finance Boffin (should be on google have a look ) ? Ive heard some interesting things about it and my cousin got excellent results with it.

@PurnamaABC 5 жыл бұрын

Many people are underestimating the importance of ledger. At the end of the day, they always asks me "where did the money go?". I never have that kind of problem because everyday I note in my financial app every details of money coming in and out, even as little as money I spent for a can of cocacola.

@jillgardner9092 4 жыл бұрын

Bill is a solid, up-standing guy. Wish I'd found one like him. So many loser guys willing to let the wife support the family. Not to mention he's damn good-looking.

@nildabridgeman8104 Жыл бұрын

Absolutely!

@canisdeumnox4925 Жыл бұрын

I think he gay.. cause child that wife just don't wont to work. He got a job and building his own business - cant she work as an employee for jis business to cut costs and generate sales?

@JehanineMelmoth 4 күн бұрын

@@canisdeumnox4925 she suggests that very thing near the end.

@cerebralcaustic 5 жыл бұрын

@3:25 "Took a mortgage of $110,000 to get rid of your debt" - umm, you can't borrow your way out of debt. They just moved the debt from one bank to another

@TheCoffeeNut711 5 жыл бұрын

bahahaha that should be a wise parable. "You can't borrow your way out of debt." -Unknown

@billy936 5 жыл бұрын

As counter-intuitive as it might sound, you actually can borrow your way out of debt. Say you have $16,000 in credit card debt at 22% interest. If you take a personal loan out at 10% and pay off the credit cards with it, you can pay it off sooner.

@aatikahcarmenhappy3494 5 жыл бұрын

As long as cut up credit cards .

@nunyabuisness7552 5 жыл бұрын

At a much cheaper interest rate.

@adinahwithkaden 5 жыл бұрын

@@billy936 true, but most of these people on the show just rack up their credit cards again

@jamesjhonson4568 5 жыл бұрын

The two biggest culprits of consumer debt are credit cards and car loans.

@handylady8015 3 жыл бұрын

Pay day loans and check cashing help too. Oh, and rent to own.

@hollyb6885 3 жыл бұрын

Re credit cards: the problem isn’t the cards themselves, the problem is NOT paying them off every month.

@drewconway7135 3 жыл бұрын

No. The “culprits” are people spending more than they can afford, feeling entitled or deserving of things they haven’t earned, and not working hard enough.

@maryorourke8754 5 жыл бұрын

I really miss this show, I wonder how many of these couples are still doing good

@mgtowp.l.7756 5 жыл бұрын

I Hope Things Sorted Out Well For Them Eh?

@HandbagDiva 5 жыл бұрын

Mary O'Rourke there’s an update from this husband in the comments

@myyt3824 Жыл бұрын

These two are just adorable. Their kids are grown now. I hope they’re all doing well!

@LarsonFamilyFarm-LLC 5 жыл бұрын

Interesting....I was one of the lucky ones....i naturally "fell-into" living below my means....l lived like i earned $45k / year but was making 105k/year. Retired early at 54....investing in TIME now, not dollars.

@noneofyourbusiness302 5 жыл бұрын

You are disciplined and intelligent! That is why you will have a stress free retirement!! 😎 Good for you! You could teach the rest of us a thing or two!

@19element 5 жыл бұрын

Same.. I have 0 debt.. work 7 months in Mongolia and spend the rest of my year in nz very comfortably... i dont know how anyone is in debt.. when the next recession comes man some people are in trouble... just wait until the banks raise rates

@mphomolapo1562 5 жыл бұрын

Hi, do you mind answering: *is it because of savings or investments?* We're set to retire 54-58 but I'm more savings heavy than investments.

@LarsonFamilyFarm-LLC 5 жыл бұрын

@@mphomolapo1562 Me too...i believe everything starts with your ability to be a great saver...because when it comes to investments you CAN do some damage in stocks-investing. I've talked with old-timers and now have confirmed it myself....the best investment is raw land R.E. near urban growth, gold-silver hard-assets are good...I like diversified dividends...but truly speaking stocks are dangerous because they are controlled and manipulated by the bigboys. Best wishes to you...enjoy! i am.

@alex73217 3 жыл бұрын

I am a student and I live off of 600ish a month. Maybe 700 sometimes. I don't really watch my money, just naturally don't spend a lot. That means I have a surplus of 250/300 bucks each month. I still need years to finish my degree (just started) but I can really see myself to not change my lifestyle too much even after I get a full time job.

@succulents6137 2 жыл бұрын

I'd love to see episodes of check ins/ follow ups to how everyone is doing that went through this show.

@robertmitchell8630 5 жыл бұрын

Cooking at home Helps out

@gemmamurray9817 Жыл бұрын

I feel like she could get an evening job - even for a few nights a week. Then they wouldn't have childcare costs coz he'd be home. I know plenty of people that have done that to support their families.

@betsy658 Жыл бұрын

Kudos to this couple for being in the first episode! The show went on for several seasons, but it took a lot of courage to go first and not know what to expect.

@ithacacomments4811 3 жыл бұрын

My ex wanted me to stay home with our two kids ...which I did for 14 years. I am a former nurse. He went to work...I did everything else. When my oldest was 14....suddenly ...he states, "I want you to get a job." I got a job then I found out why he wanted me to have a job.....he wanted to leave. Men can be so cruel. I raised my teens as a single parent. He was done with being a dad.

@Frugal_fitchic Жыл бұрын

I am sorry that happened to you . It’s not right .

@marybethjordan8520 Жыл бұрын

It's a very empty feeling at the end of the day when you realize you were fulfilling someone else's dreams but not your own.

@cutandgo Жыл бұрын

Sorry that you had to go through that. Hope you are doing better now.

@ithacacomments4811 Жыл бұрын

@@cutandgo God is good. My walk with Him is what got us through. Life was very hard on a daily basis. We had all the necessities of life...and were blessed with a few wants now and then. Today, I am 72 years old.... and have learned many life lessons.

@AyH25 Жыл бұрын

That sounds like my dad. Except my mom ending up dying so he was home free and now my sister and I basically have no parents.

@LindaCasey 5 жыл бұрын

Live WITHIN your means .. not within your credit card limits. Honestly, 1+1=2 🌹

@mgtowp.l.7756 5 жыл бұрын

You Got That Right

@discodirk48 5 жыл бұрын

If only we got to print money like the central banks! Like the government ? Without debt the economy would die!

@mgtowp.l.7756 5 жыл бұрын

@@discodirk48 You Got That Right..

@QueenBeeBeautyXO 5 жыл бұрын

I don't buy anything unless it's on sale. No fancy 100 dollar shoes for the kids,no new car payment,I shop at thrift stores,use coupons for fast food meals once in a while. The list goes on!! Definitely NO CREDIT CARDS!!

@Beepbopboop19 5 жыл бұрын

QueenBee Bargains I’ve been seeing you on many of these money saving videos I’m watching recently. Hi there 👋🏼:)

@QueenBeeBeautyXO 5 жыл бұрын

@@Beepbopboop19 Hey yourself Tara!😊My name is Terri Mayes,so close to yours too lol.😄 Nice to meet you👱

@pawsnotclaws2772 5 жыл бұрын

QueenBee Bargains same here

@noneofyourbusiness302 5 жыл бұрын

I am the same way, ladies. If I don't get my treaures at yard sales, they are from thrift stores! :) They are the same products one can find in a mall for a fraction of the cost.

@anniespencer7879 4 жыл бұрын

@beverly ledbetter I don't see the appeal of eating out myself. I meet a friend for lunch every month and she enjoys it, but I just feel so relaxed when we're on our way home in the taxi. Oh and we have taxis because we're both disabled. But eating in means relaxing in casual clothes, watching a good DVD during the meal, and only eating things I like. Fortunately I like lots of vegetables and pasta. I have plain pasta with a serving of tomato ketchup rather than a cook-in sauce. I love red onions as well so it's a good thing I also love mouthwash after brushing my teeth!

@NHJDT 5 жыл бұрын

My 10 yr old told me when he grows up he will be a software engineer and live out of a mobile home and pay for it cash. I've never been more proud. Owning everything free and clear is the new American dream. Forget the big house with the white picket fence. Unless you can own it free and clear of course

@charlenepierson9893 5 жыл бұрын

It sounds like gen z could finally get it right ! Your son says the kind of things that my niece used to say when she was his age. Now she is 18, has completed two years of college already, pre-med, and works 2 part time jobs. We are all so proud of her. She said she wants to live in a tiny house 😀 Congrats on your great kid, he's on a great path.

@Hitman-tk6en 5 жыл бұрын

Charlene Pierson gen z here and maybe theirs a chance 😂 i don’t really want to buy my own house since I rather move and explore the USA but idk I love just having roommates it’s just so cheap in my are a big room with private bathroom is like 350-400 bucks with utilities I only spend 600 a month but take in 3200 invest most of what’s left have a 3000 emergency fund no car since I live like 1mile away from my cities downtown but ofc I have a fund for a car (7k) a fund for vacation( 5k) a toy fund (10k ) I definitely need to decrease that category since I don’t really use it money is hard to get and it’s hard for me to spend on just random toys like I use to when I live with mommy haha and got money from her lol and most of my friends are frugal like me some aren’t but gen z we might get the show back on track

@charlenepierson9893 5 жыл бұрын

@@Hitman-tk6en Wow, good for you. Your generation seems to think like real actual adults, making rational plans and taking responsibility for your lives and futures, while still living the best version of your own life; what a refreshing change. It sounds like you will be enjoying a really, really early retirement (if you want to) while you will see a lot of people that are still working in their 70's and 80' s because they didn't plan like you did 🤷Congrats!

@boatsie 5 жыл бұрын

. Hitman ...retirement savings?

@NHJDT 5 жыл бұрын

@Anthony Bush I posted that I was proud of my son. So why do you have to insult me? I own my house free and clear. I own 2 vehicles that I've driven over 10 years each free and clear. Yes I do use credit cards buts pay the amount off each month. Yes we do go on vacation but I make sure we have our yearly savings done first. I have saved for my retirement and have started Roth it's accounts for each of my children 5 years ago and max it out every year and as a mom who could afford to buy my children all name brand clothing and electronics, i choose to teach them about value vs. Cost and trying to do the best I can to teach them to make good decisions and to play outside and old fashion games instead of sitting in front of tv or ipads. So yes, I do know a little about economics.

@foremount 5 жыл бұрын

Not going to lie, I might end up like this couple. However, knowledge is power. Thank you for posting this.

@anniespencer7879 4 жыл бұрын

Good luck. I managed to do it but it took time. You sound serious about this and I believe you can too. May I suggest paying all your bills on pay day every month? It's sad seeing all that lovely cash gone on the second of the month but just wait till you've paid off every penny. It's a great feeling.

@drewconway7135 3 жыл бұрын

Thankfully you told us you weren’t going to lie. I always assume people are lying unless they preface it with “not going to lie.”

@CaraMarie13 11 ай бұрын

Lol calling a broker to sell stocks. Those were some days. Also, selling when the market is down...and having a whole life insurance. Interesting days indeed.

@louisaisthankful6455 3 жыл бұрын

Really sweet couple. I'm glad I got to see the update that they're doing so well!

@yellowbird5411 5 жыл бұрын

It seems like most of getting control of the budget is just common sense. Stop spending money on stuff. Get rid of failing stocks. Stop using credit cards. Find free ways to entertain the family. Learn ways to get more income stream that is comfortable. Stop trying to pretend you have money you don't. Get rid of expensive cars and their payments. Shop sales in the grocery stores. Sell unused items sitting around the home/garage and pay down each debt with every extra penny you can. It is so freeing to be out of debt!

@robertmitchell8630 5 жыл бұрын

Debts sneaks up and mugs you

@CourtneyyMorriss 4 жыл бұрын

True

@TheCaitling Жыл бұрын

I'm 4 1/2 minutes in but had to stop to say omg his face when he was like "if we're spending that money then where is it coming from" and she was like "credit", made him quite somber quite quickly

@amelia-rose2992 5 күн бұрын

This was back when houses and groceries were affordable. Imagine these days how much worse the debt is.

@islandyyt Жыл бұрын

Wherever this couple is now, I feel like they’ve continued with the momentum they got working with Gail on their finances. Many years have passed since the show first aired, I hope that this little family prospered and have done well on every level.

@BrianA-kg6dt 6 ай бұрын

Their business still seems to be going strong and grown to a meal service company. I shop there regularly, and the family seems in great spirits always. I (obviously lol) don’t ask them about their finances specifically.

@amymalaba9241 10 ай бұрын

Such a lovely husband and father and family.

@eyesee1212 5 жыл бұрын

Top Show. Goes to show nothing beats cash when on a budget.

@floatingsmiley 5 жыл бұрын

I've never heard of this show, but from all my documentary watching on KZfaq, it was in my rec. :)

@lisajanefox 6 жыл бұрын

Thank you for posting these shows. I love Gail!

@matildamaher2650 4 жыл бұрын

They are wonderful couple, she definitely needed financial help.

@biddy745 5 жыл бұрын

Husband worked days full time and I worked part time at night.

@EvilLoynis 5 жыл бұрын

Thank you so much for posting this. I don't know why they seem to think getting her a job means Full Time. Part Time say 15h spread over 3d a week would bring in quite a bit, depending on pay ofc but would really help pay down the debt faster. Without needing to pay for Sitters. She could even find women in similar situations and trade sitting time.

@biddy745 5 жыл бұрын

EvilLoynis Even though I was tired I enjoyed bringing up kids until they were ready for kindergarten. It’s cool because that night job turned into a career also. Anything is possible 😊

@MJ-mm1iv 4 жыл бұрын

This guy is so cute.i like him.

@ayela562 Жыл бұрын

Shows like this really illustrate how hard it is for couples to make it. Finances, young children, every day work and life challenges. Sometimes we just aren’t prepared and it’s such a steep learning curve.

@chivonnecampbell 5 жыл бұрын

She tells him to get a real job its fine. He tells her to get a real job "no that's not it at all"

@JehanineMelmoth 4 күн бұрын

That’s because the effects are different.

@carmen4479 3 жыл бұрын

She actually needs treatment for the post partum depression. It's really difficult to see the world the same way as your partner if you don't want to get out of bed.

@DrJackiethePA Жыл бұрын

The wife didn't want to work. It seems like she was trying to find ways it wouldn't work. I don't believe her numbers. The husband thinks he is smarter than he is. If he was as financially savvy as he thought, he wouldn't be in his situation. He has to push his pride aside

@QueenBeeBeautyXO 5 жыл бұрын

I LOVE this show!! It's a canadian show I first saw in Canada. NEW SUBBIE HERE😊

@juditharsenault2131 Жыл бұрын

I think my Mom had postpartum depression after my brother was born. He's the youngest of 5. She would stay in bed all day and the house was a mess. We ate out of cans or ate cereal. She would shop with us for clothes and it would cheer her up. She definitely got better for a while after shopping. We could afford it. My Dad was a workaholic and was rarely home. She took her life when she was 39.

@Rooneytunes01 Жыл бұрын

So sorry Judith. That’s a very sad story

@lonelinessinmilan6486 Жыл бұрын

There used to be many people staying home, a neighborhood or extended family, mothers had a community and didn't self isolate .

@michiamamomimi 5 жыл бұрын

Thanks for posting these!

@IngmarSweep 4 жыл бұрын

Both very beautiful people.

@chrisfry436 5 жыл бұрын

The only thing they seem to have trouble with is saying "no" to THEMSELVES.

@mascara1777 5 жыл бұрын

Unfortunately I really regret money I spent on other people's weddings. I got married later in life, at 36, and by then I wasn't close to the people whose weddings I had attended in my 20's so I didn't invite them to my wedding and, not to be crass, but I never got a wedding gift in return from them to make up for the gift I bought them. I also regret being so sentimental that I traveled across the country to attend my kindergarten best friend's wedding. She wasn't able to attend my wedding and sent me a gift of a cutting board and a pan while I gave her $150 in cash, not to mention plane tickets and hotel costs to attend her wedding. And she ended up being a jerk and we no longer speak. I also attended her sister's wedding which involved traveling to Tennessee, hotel costs and a bridal shower gift AND a $150 cash gift. When my wedding rolled around, she sent a 2 sentence Facebook message just saying that she had personal things going on and couldn't make it, which is fine but she didn't even send me a Hallmark card-nothing. My own brother didn't attend my wedding; he put his budget concerns and work schedule before any sentimental feelings (while he obviously didn't have). I spent $1,000 traveling to his wedding and never for a moment thought about not attending due to the cost because he is my brother. This is all sounding really bleak and I definitely don't regret attending weddings of my true friends, I will just be a lot choosier going forward and not afraid to put my financial concerns first. Also, I agree with the wife in that the asks at work to chip in for coworker's birthdays and things need to stop. I had to contribute to so many bridal and baby showers for people I can't even remember the names of. I blame my own sentimentality and partially my Italian heritage that places an emphasis on showing respect by attending weddings, getting the person an appropriate gift, etc.

@candydemon41 5 жыл бұрын

Well that sucks for you. I mean the most I ever done was attend only faimly weddings and a few graduation party's in high school. I mean with the money you spent you could of went on vacation instead. I took a few trips to see my long distance boyfriend in Flordia I do not regret it. Just how you look at things I suppose .

@manichairdo6346 5 жыл бұрын

Quite a costly learning curve but I hope you enjoyed every event you attended in the past. Don't be too regretful re the cost of your generosity. That was then. Things change. Life changes. My national, clan heritage has changed, too. From huge gatherings to small limited affairs. No offence taken by any of us who are uninvited. The world we grew up in doesn't exist anymore. My nephew got into serious debt re the weddings of his wealthy friends. He managed to get out of debt and save. No-one was invited to his wedding. Absolutely, no-one. Not a soul. We rejoiced in his marriage and gifts were given re their homebuilding. They now have friends and family from all over Europe who when near their area stay with them, eat wholesome home cooked meals and have a blast. He died the same if in their country...work related btw. Thrive!

@wheatgerm1208 5 жыл бұрын

Warren Buffet was asked for one single bit of financial advice for young people. His reply: "Don't use credit cards." Wise words.

@leonhenry4861 5 жыл бұрын

Sometimes you need a credit card to buy things. So that advice isn't really that great now, is it?

@wheatgerm1208 5 жыл бұрын

@@leonhenry4861 I have and use credit cards, and I am pretty sure Mr. Buffet does, too. The point is always to pay them in full each month. They're fine for money management, but terrible for revolving credit debt. There's a big difference.

@leonhenry4861 5 жыл бұрын

@@wheatgerm1208 yeah but people should elaborate more then just saying don't use credit cards. Here on the Netherlands we have credit cards but with very small limits like £500. If you want more you have to get an American Express card. So it's funny because it's an American company willing to lend more money through credit cards. As Dutch banks don't do it. You also have to remember the USA is built on debt so if the banks are not extending credit, they're not making money. So they need you to have credit card or loans etc.

@azeezsalvador2361 5 жыл бұрын

Leon Henry wise words

@eatpigsnot 5 жыл бұрын

@@wheatgerm1208 youtube search Dave Ramsey Credit Cards. actually LISTEN to those clips

@5thdimensionliving727 Жыл бұрын

Well done to this couple 🙏🙏

@0110x 3 жыл бұрын

this episode has a very 90's feel to it.

@bovnycccoperalover3579 Жыл бұрын

Not to far off. This is the first season 2005.

@beccacoleman498 Жыл бұрын

I lobe it when they fall in love all over again!

@dianethompson6804 Жыл бұрын

Nice couple, I hope they are doing good!

@BrokeMillionaire1 5 жыл бұрын

This was a great show!

@ruthirwin8222 Жыл бұрын

Aw lovely lovely couple

@GBU61 5 жыл бұрын

How can anyone be this clueless? She relies on him to take care of bills, but doesn’t even know what they spend? And he has no idea what they spend? I hope Americans are not this bad with money.

@vcoonrod 5 жыл бұрын

They now call this type of wife a Toxic Wife and not Trophy Wife. They get married with a good job, have kids, and then retire to staying at home, spend what they want, and usually join the gym. They hold divorce and child support over the man. It's a real problem in society now. He doesnt appear to be a winner either though.

@rachelc.5463 5 жыл бұрын

Mr. Pokey watch Dave Ramsey here on KZfaq. Americans call his show and you can hear just how bad Americans are with money.

@manichairdo6346 5 жыл бұрын

Most people cannot afford their lifestyle at all. Money management isn't taught well enough so they live in crisis management. This includes Americans and other counties.

@twiggyjali 5 жыл бұрын

They're worse.

@samsamcupcakes6476 4 жыл бұрын

It happens everywhere there are credit cards...

@rb7454 5 жыл бұрын

Time to tune into Dave Ramsey and get spanked into millionaire status

@leithagrover9116 5 жыл бұрын

Roman Berezutskiy yes!!!!

@DD-d6d3 4 жыл бұрын

Dave Ramsey is a shill

@Sacheen81 8 күн бұрын

❤He reminds me of Sylvester Stallone and she reminds me of Gilda Radner!❤

@jillygirl2024 5 жыл бұрын

Awesome show

@beckymasoner7529 5 жыл бұрын

Wife needs a JOB. Not fair that she blames it all on the husband.

@19element 5 жыл бұрын

Yup

@lizzie1897 5 жыл бұрын

Wife needs to stop spending and really get in there and mother those kids while they are little. She can go back to work when they start school

@anniespencer7879 4 жыл бұрын

@@lizzie1897 Or get a job and let the man stay at home with the kids. It's 2020 not 1820.

@ellenorbjornsdottir1166 3 жыл бұрын

She can't afford to work

@drewconway7135 3 жыл бұрын

@@anniespencer7879 Show was taped in 2005

@katrenashields2242 5 жыл бұрын

Don't use credit. It's not worth it.

@azeezsalvador2361 5 жыл бұрын

Katrena Shields it does, you collect points or cashback

@migdalin92 5 жыл бұрын

@@azeezsalvador2361 You prefer to be on debt because of points and rewards? How about save the money and pay cash.

@melissar593 5 жыл бұрын

@@migdalin92 If you can be disciplined enough to pay off what you charge before the interest starts accruing than it can actually be a smart move to use credit cards in order to accrue points and cash back benefits, etc. The issue is most people aren't that disciplined or they start off that disciplined but overtime slack off and start carrying the debt instead of paying it off and that is definitely not worth it. But I know of several people who have over time accumulated thousands in benefits from using credit cards but never paid them one bit of interest on thier charges.

@emem2863 5 жыл бұрын

You need credit in order to have a credit score. Pay credit cards in full when the bill is due, and you will be fine. The problem is that most people do not live within their means.

@eatpigsnot 5 жыл бұрын

@@emem2863 and Azeez - youtube search Dave Ramsey Credit Cards and Credit/FICO Scores. listen, actually listen to those clips. there are several for each category

@biancaj.d.148 Жыл бұрын

100$ for Clothes? They've been Shopping for years! They don't need any Budget for Clothes for some months or even years! 😳

@jennygreber7176 3 жыл бұрын

Sweet couple

@gypsy9415 5 жыл бұрын

I feel bad for this guy. He looks so Tired.... He probably does not sleep well at all. She needs to go back to work after her 1 child hits the first grade...

@janebaker4912 5 жыл бұрын

Sometimes child care or after school care is very expensive. I also can't wait to go back to work. I love making money

@williamfehr3rd111 5 жыл бұрын

Gypsy Thankyou for your concern We are much better now

@justWIN96 4 жыл бұрын

Lol i remember this show! It's Canadian

@sonohrina2012 5 жыл бұрын

Most of the time it’s cheaper to take care of your kids yourself

@sabrinatatalias4277 5 жыл бұрын

Or have family do it if that's available to you

@Ndstars1 3 жыл бұрын

Yrah when they're toddlers but the boy looks old enough to be in Grade 2. The girl is not a baby and doesn't need full time daycare.

@drewconway7135 3 жыл бұрын

Send them to work in a sweatshop

@mandy3486 Жыл бұрын

@@sabrinatatalias4277 my parents were an amazing help for us. So great for them and for our kids. We are greatful we have them!

@Carol-vv5cm Жыл бұрын

After her depression she could have had a small child care service at home to bring in more money.

@ProfessorDMario 3 жыл бұрын

why does the wife act like she doesn't do anything wrong?

@Bebedollie 3 жыл бұрын

I like her necklace💙

@dutchymcdutch2553 5 жыл бұрын

Take the credit card en cut it up. Nothing on credit, only debit cards...

@bitTorrenter 5 жыл бұрын

Until you run it to zero and find yourself applying for an overdraft. Naughty.

@richardbowers3647 5 жыл бұрын

They edited out the financial advisor? He's a professional? He gets a percentage of your money, cash! So cut the professionals too!

@sonohrina2012 5 жыл бұрын

He doesn’t want to sell his stocks but he’s loosing money on them and has debt piling up. It’s not hard to come up with that solution he should’ve done that long ago

@drewconway7135 3 жыл бұрын

Realistically he never should have bought the stocks in the first place.

@bovnycccoperalover3579 Жыл бұрын

Certainly not with credit cards and insurance money. Insane.

@EvilLoynis 5 жыл бұрын

One thing confuses me at the end. She says that currently their budget puts aside $100 a month each for emergencies and savings. I get the first one but don't see why it would ever be right for the 2nd considering they still have MASSIVE debt! Wouldn't it do more for their "savings" to pay down the debt fast as possible with that and THEN start savings?

@agatanakonieczny2213 Жыл бұрын

Emergency happens (he was out of work for 6 months because of cae accident). If you have savings, you do not need to take another loan in case it happens.

@javaskull88 Жыл бұрын

Savings are are the best debt prevention tool money can buy.

@Ndstars1 3 жыл бұрын

These kids are not babies, they don't need full time day care. They're schol age from what I can see. She can work, she just doesn't want to.

@JehanineMelmoth 4 күн бұрын

You don’t know children very well. The youngest is definitely not school age.

@BLANSTAR21 5 жыл бұрын

She kind of resembles "Teresa G" from the NJ Housewives (Earlier seasons).

@user-ui1zv8bd4y 3 жыл бұрын

Agree! And he looks like Joey her brother lol. All I know is both women are frankly lazy!

@LS-xq5nf 7 ай бұрын

Omg she is 100 times classier though!

@abiolatrotman5424 5 жыл бұрын

In my country we can't even have credit cards we can borrow a loan but no credit cards, so what u make is what you can spend

@aronlove0114 5 жыл бұрын

I just found this channel and it is great! But, I don't understand the budget. What about car note, utilities, trash, water, phone, property taxes, personal property taxes.

@AskMiko 5 жыл бұрын

Some of those are variable expenses so trash, water, phone utilities are all in the same "line item" as utilities. Ex. If you set aside $300 a month for utilities, all utilities come from the $300. That's how you'll know if you're over/under your utilities budget. Property taxes should be in the mortgage budget line item.

@brendasuelong-bryant3855 2 жыл бұрын

I noticed mom's nails are done!

@JehanineMelmoth 4 күн бұрын

You can do your own manicures for pennies. I do.

@17tmntfan 5 жыл бұрын

0:14 that's a payphone lol, nice graphics

@DD-d6d3 4 жыл бұрын

The show is 10 years old

@e.castillo7763 5 жыл бұрын

I used to watch this show. Is it back on?

@samuelt.kisaame7787 5 жыл бұрын

On which fantasy planet were these two living in? Every sane person knows that Credit Cards are an open gate to debts. I am shocked that these two never thought of having savings! Folks should learn from this couple's money experience.

@MyMEGAamazinglife1 5 жыл бұрын

Women should have a choice to either have a career or a family. If you decide to have kids and stay home it should NOT be frowned upon. It should actually be admired because It means you are making a salary sacrifice to actually raise your children and not let someone else raise them for you.

@MyMEGAamazinglife1 5 жыл бұрын

@@1mourningdove54 exactly. Be thrifty, op shops, buy food from a charity, look out for free curbside furniture. I'm a single homeschooling and my kids and I are doing a no spend month this month. Except for the necessities lol.

@lindavel43 5 жыл бұрын

I don't think it is that she's a stay-at-home mom that people are complaining about. It is that she feels entitled. She is working her husband to death and gets offended when he asks her to work. Plus, she's spending money as if they are not in debt. Ok, maybe she can't work full-time because of childcare cost. But, she can find a side hussle at lest...

@RubyFleetwoodCactus 5 жыл бұрын

So admirable to add to the unsustainable overpopulation crisis we're in worldwide.

@twiggyjali 5 жыл бұрын

Wtf $100 for clothes? I buy clothes like 2-3 times a YEAR, not biweekly. Entertainment is craft hobbies (maybe $30 a month for materials) and streaming online (pirated). Groceries & pet supplies are $550 for the month, but I'm usually under that & only buy on sale unless it's an emergency. My rent, transport, & utilities are about $1850. Insurances are $130. I've consolidated all my debt to one credit card & I dump $550 a month on it. This time next year I'll be debt free, and with money saved, because I stash $110 in wealthsimple each month. I've got 2 RRSPs doing beautifully. I had a lot of debt these last 3 years, and even though I rent a condo all by myself, I'm still grinding away at getting free of debt. Yes, it means sacrifices, like not eating out, not going to shows or concerts every month, no bars or whatever... but I'm gonna be happy as hell to be debtfree!!!

@rikiiricardog 4 жыл бұрын

I clicked on this video and went straight to the comments.

@lizzie1897 5 жыл бұрын

Cash budget for a month instead of a week, That’s different.

@peaceplease5443 Жыл бұрын

We have the power people

@alex73217 3 жыл бұрын

I am guessing the stocks make less a year than they have to spend on interest payments

@jaythompson468 5 жыл бұрын

Is that the Money theme song?

@goodgood9955 4 жыл бұрын

I can totally fall for Gail. Im talking marriage and babies.

@hairbeauty0018 5 жыл бұрын

Borrowing money to invest.. haha that’s the stupidest thing I have heard!

@patriciainportland5567 Жыл бұрын

"Kiss me baby!" Yeah, Gail wanted a piece of that! 😉

@klutzycutie 5 жыл бұрын

I feel like if we have a “where are they now” episode for this show these two didn’t make it. The wife seems to not want to work because she feels like she enjoys not working and staying home. The answer is to help bring in more money to pay off the debt and the wife just wants to shop and live off her high horse while the husband is trying to take care of his family financially in any way he can.

@jordandior3191 3 жыл бұрын

Look in the comments, the husband posted in 2019. He's retired now and their business is very successful

@klutzycutie 3 жыл бұрын

Jordan Dior o ok. Thank you for letting me know :)

@MsAmalia07 3 жыл бұрын

They run a very successful specialty food business. I go there about once a month to buy a lot of my proteins. They focus on health and wellness, so they get a lot of great products for people like myself who are health conscious. I’m so happy to see them doing so well! They are also a very sweet couple and dedicate themselves to providing amazing customer service.

@bovnycccoperalover3579 Жыл бұрын

Great news! Gail is a life saver.

@Jane5720 Жыл бұрын

Your kids do not take your debt. They just go without

@patriciamuszynski1328 4 жыл бұрын

1 kids cost a lot of money. If you are not ready for that hardship please rethink making more babies. No child needs to hear parents arguing about money. 2 All able adults need to be working in the house hold.

@ellenorbjornsdottir1166 3 жыл бұрын

they shouldn't need to

@Hodgepodge31 2 жыл бұрын

Sorry, but working still makes more sense for her. Not only does she have a min of $140 left over but she also earns social security benefits. The company might offer a better priced health insurance or a 401k with matching.

@violettippet5246 Жыл бұрын

This is Canada. We dont have roth iras or.401ks.

@violettippet5246 Жыл бұрын

Working for $1800 a year hardly seems worth it.

@vivianblack2951 Жыл бұрын

Also there's universal health care in Canada and women who stay home with children can also contribute to the Canada Pension Plan plus Old Age Security Pension goes to everybody after 67. Oh, that terrible socialism we have here.